So Money with Farnoosh Torabi

<p>It would normally cost you six-figures to work with this relationship coach. Her clients include millionaire entrepreneurs, academy award winning actors, and grammy winning stars. But I’ve convinced her to join us on <em>So Money</em> to give us her best advice on how to succeed in your relationship, especially when it comes to financial challenges of all sorts.</p><p>Marla Mattenson is a relationship and intimacy expert who specializes in coaching entrepreneurial couples. But what makes her advice so effective is that it’s data-driven. She uses her neuroscience and math background to help clients transform their negative habitual patterns. And get this: If you’re wondering why it’s so hard to be in a relationship, Marla says it’s because as humans, we are sort of hard-wired to sabotage them. But she’s got some good news, too, including simple and effective ways to find peace with your money differences.</p><p>To learn more about Marla, visit her website at <a href="http://www.marlamattenson.com/">MarlaMattenson.com</a> or find her on Instagram @<a href="http://www.instagram.com/marla_mattenson">marla_mattenson</a>. To read her Dear Marla column for Entrepreneur and submit a questions <a href="https://www.entrepreneur.com/article/308068">click here.</p><p></a></p><p>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>My employer is providing me with non-qualified stock options but I don't know what the implications are. Any advice on what I should do?</p><p>What secured credit card would you recommend?</p><p>Is the "for grads" So Money course for me?</p><p>Answering these questions of yours and more on this week's Ask Farnoosh with co-host Jennifer, founder of <a href="https://www.laboratorycareer.com/">LaboratoryCareer.com</a>.</p><p>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Imagine working day-to-day, side-by-side with Oprah. That was our guest’s life for 11 years. Libby Moore, Oprah Winfrey’s former Chief of Staff, joins us today.</p><p>For over 10 years, she managed a team of Oprah’s personal assistants, accompanied the talk show queen as she traveled, and managed hundreds of emails for Oprah every day. After leaving her job at HARPO, Libby decided to embark on what she called, “The Libby Moore Gypsy Tour.” She spent 365-days adventuring and seeing where life would take her. What emerged was a fulfilling career as an executive coach and international speaker.</p><p>I had so many questions! Starting with: What was it like being interviewed by Oprah for a job? The rest, you'll have to tune in to find out.</p><p>To learn more about Libby, please visit <a href="http://www.libbymoore.com/">www.libbymoore.com.</p><p></a></p><p>For more visit www.somoneypodcast.com.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Katherine Power caught the business bug as a young child, working on her parent’s horse farm and her grandmother’s clothing store. She’s now running a fast-growing media, marketing and consumer empire. Our guest today is also a recent Fortune 40 Under 40 honoree. She’s the co-founder and CEO of <a href="http://cliquebrands.com/">Clique</a> whose platforms include <a href="http://www.whowhatwear.com/">Who What Wear</a>, <a href="http://www.byrdie.com/">Byrdie</a> and <a href="http://www.mydomaine.com/">MyDomaine</a>. </p><p>Take a listen in as Katherine connects the dots from childhood to present day, reveals the big expense she’s saving up for today and that time she appeared on Project Runway.</p><p>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I'm tired of paying rent and bad landlords. How can I get ready to buy my first home or apartment in an expensive city?</p><p>Can I invest in an index fund or should I wait until my student loans are fully paid off?</p><p>My parents get stressed when I ask them about investing. Can you share any advice?</p><p>Answering these questions of yours and more on today's <em>Ask Farnoosh </em>with special co-host George Itzhak, NBC Nightly News Producer. Follow him on Twitter <a href="https://twitter.com/georgeitzhak">@GeorgeItzhak</a>.</p><p>For more or to share your own question for an upcoming Friday show visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Do you think that everything in life happens for a reason? Our guest today thinks so...especially when reflecting upon his own life. Dr. Habib Sadeghi is the co-founder of the Be Hive of Healing Integrative Medical Center in Los Angeles. He’s known as the Healer to the Stars and has helped celebrities like Gwyneth Paltrow and Coldplay’s Chris Martin improve their emotional well-being. </p><p>To say he’s unstoppable is an understatement. He arrived at his success despite many odds. He was a burn victim at the age of 6 with over a third of his body suffering from third-degree burns. At 21 years old, he was diagnosed with testicular cancer and given just a 30% chance to live. And he is one of the most giving, positive and enlightened people I’ve ever had the chance to meet. </p><p>His new book, <a href="http://beingclarity.com/">The Clarity Cleanse</a>, has just been released, which captures Dr. Sadeghi’s 12-step guide to working through the emotional issues that hold us back all while increasing our physical health and energy. And he is living proof of it. </p><p>To learn more about Dr. Sadeghi you can visit <a href="http://behiveofhealing.com/">BeHiveofHealing.com</a> and <a href="http://beingclarity.com/">BeingClarity.com</a>. He’s also on Twitter <a href="https://twitter.com/drhabibsadeghi">@DrHabibSadeghi</a>. </p><p>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How many of you use a physical journal to track your goals or just share how your day went? Journaling is a total art and our guest today, Cathryn Lavery, has found a way to make this old school past time new and fresh again. In fact, she’s built an 8-figure empire called BestSelf Co., selling paper journals and other organizational tools for productivity and focus.</p><p>But 2017, Cathryn says, was the hardest year of her life. It included a divorce and total burn out. Cat comes to the show on the heels of a retreat in Thailand where she unplugged from social media, did a complete detox and walked away with some new perspectives on life and work.</p><p>We also go back in time to explore the money principals learned as a young girl growing up in Belfast and the hard life lesson she learned as soon as she arrived in New York to start her job.</p><p>Cathryn is also a genius at Kickstarter. If anyone listening wants to run a fund-raising campaign and master that space, she has some advice.</p><p>To learn more about Cathryn visit <a href="https://bestself.co/">bestself.co</a> + <a href="http://www.littlemight.com/">littlemight.com</a> or follow her on Twitter <a href="https://twitter.com/cathrynlavery">@CathrynLavery</a>.</p><p>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I can't bring myself to spend my money on material items, even though my financial life is in good shape. Help!</p><p>What is a reasonable price to pay an accountant who is preparing your taxes?</p><p>Should I first invest in retirement or index funds?</p><p>Answering these questions of yours and more with special co-host Danielle Robinson, Executive Director, Jackson Charitable Foundation.</p><p>To learn more about Danielle follow her on Twitter <a href="https://twitter.com/DoingGood365">@doinggood365</a>. Other links mentioned in this episode include:Jackson Charitable Foundation: <a href="http://www.jacksoncharitablefoundation.org/">www.jacksoncharitablefoundation.org</a>Cha-Ching Money Smart Kids: <a href="http://www.cha-chingusa.org/">www.Cha-ChingUSA.org</a>Jackson Financial Freedom Studio: <a href="http://www.jackson.com/financialfreedomstudio">www.jackson.com/financialfreedomstudio</a>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode is probably my quickest interview yet...but it should come as no surprise, as today’s guest is the one and only Peter Shankman, author of <em>Faster Than Normal</em>. Indeed, this interview was fast…and anything but normal. And that’s why I think you’ll love it. Peter, as he describes in his bio, is a "spectacular example of what happens when you merge the power of pure creativity with Attention Deficit Hyperactivity Disorder (ADHD) and a dose of adventure, and make it work to your advantage." </p><p>Peter is an author, entrepreneur and corporate keynote speaker. He is famous for founding HARO, which stands for Help a Reporter Out. It is the most popular sourcing service in the English-speaking world, connecting journalists and bloggers with relevant expert sources to meet journalists’ demanding deadlines and enable brands to tell their stories. He built and sold this fast-growing website in 2.5 years. Again, <em>faster than normal.</em></p><p>Peter has some unconventional beliefs around money. For example, if you want to <strong>make</strong> more money, you have to first <strong>spend</strong> it. He offers some specific examples. Plus where to invest your money this year? It involves a four-letter word :)</p><p>Peter’s book is <a href="https://www.amazon.com/Faster-Than-Normal-Turbocharge-Productivity/dp/0143131222/ref=sr_1_1?ie=UTF8&qid=1508166639&sr=8-1&keywords=faster+than+normal">Faster Than Normal</a>. For more visit <a href="https://www.shankman.com/">Shankman.com</a>. He is on Twitter @<a href="https://twitter.com/petershankman">PeterShankman</a>.</p><p>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today’s show is a little bit of a throwback for me because it involves going down memory lane. I’ve not only been a subscriber of this magazine, but you might know I was also an employee, an intern in fact, in the past. It’s where I got my first start in the biz and in journalism.</p><p>Joining me on today's show is the new editor-in-chief of Money Magazine, Adam Auriemma. Since taking on this prominent role, Adam’s helped lead <a href="http://time.com/money/">money.com</a> to more than 10 million unique visitors – an all time record! Prior to working for Money, Adam was at <em>Fusion</em> and also the <em>Wall Street Journal</em>.</p><p>Adam and I talk about some of the more hidden satires when it comes to personal finance. What does he think are some of the under reported topics? We also talk about how he got into the money space as someone whose first job was working in a grocery store earning $6 an hour. Plus, why he calls himself an aggressive saver – it’s not just a coincidence.</p><p>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>My husband and I will be quitting our jobs later this year to travel globally for a year. Aside from savings and insurance, what should we consider?</p><p>My husband and I contribute to our retirement, savings and children's 529 plans. Should we be adding to these buckets or putting our money elsewhere?</p><p>What are risks to consider when renting out part of your home?</p><p>Answering these questions and more with co-host and marketing consultant Erica Gellerman.</p><p>To learn more about Erica visit <a href="http://www.ericagellerman.com/">www.ericagellerman.com</a> or follow her on Twitter <a href="https://twitter.com/ericagellerman">@ericagellerman</a>.</p><p>For more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I have a question for you: What would it be like to have a bank balance with 9 zeros? A <em>billion</em> dollars? What does it take to reach that amount? Our guest today, Mitch Cohen, co-wrote a book answering that question. It’s called <a href="https://www.amazon.com/Self-made-Billionaire-Effect-Extreme-Producers/dp/159184763X">The <em>Self-Made </em>Billionaire Effect.</a></p><p>There are more billionaires walking the planet today than ever before. Jeff Bezos, Mark Zuckerberg, Sara Blakely. According to <a href="https://www.forbes.com/sites/kerryadolan/2017/03/20/forbes-2017-billionaires-list-meet-the-richest-people-on-the-planet/#79d05d1462ff">Forbes</a>, 2017 was a record year with the number of billionaires climbing 13% to 2,043. And 56 of them are under the age of 40!</p><p>But there are only about 800 or so self-made billionaires, according to Mitch. He shares some of the characteristics of these wealthy individuals including an empathetic imagination and patient urgency (sounds conflicting, right?)</p><p>Mitch has spent over 30 years in the financial industry. He is a retired Vice-Chairman at PricewaterhouseCoopers, where he served as a partner for over 20 years. It was there that he got the opportunity to meet and analyze the work and mindsets of some of the richest people.</p><p>I also want to highlight that Mitch is a fellow Penn State alumni and he and I both serve on the Board of Visitors at the Smeal College of Business there. </p><p>Fun Fact: Mitch was a <em>Human of New York</em> profile...You know, those incredibly candid portraits of New Yorkers doing random things with some of the most captivating and moving captions. He shares that experience as well. </p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>If you like financial podcasts then I think you’re going to be happy to know that today we are featuring a very successful top female financial podcast host and certified financial professional, Shannah Compton Game.</p><p>She’s the host of <a href="http://www.yourmillennialmoney.com/millennial-money-podcast/">Millennial Money</a>. It’s a daily podcast catering to millennials and young adults, boasting over three and half million downloads since launching about three years ago. She and I are doing crossover interviews today. So, if you check out her podcast you can hear her interview me. It's really wonderful to connect with a fellow female podcaster in this space.</p><p>Shannah and I go deep. We right away began talking about the financial lessons she learned from her divorce, the most surprising thing that she learned about millennials and money in doing her podcast and the number one piece of advice that she has for women.</p><p>To learn more about Shannah visit <a href="http://www.yourmillennialmoney.com/">shannahgame.com</a> or follow her on Twitter <a href="https://twitter.com/shannahgame">@shannahgame</a>.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What's your advice regarding the stock market? How do I protect my gains from the last 7-8 years?</p><p>What’s your advice on asking for a raise while working for a non-profit?</p><p>How do I continue my salary negotiations when I’ve already had the conversation about 10 times and I keep hearing “yes, you’re in line once the budget frees up?</p><p>Answering these questions of yours and more with co-host and CFP Amy Irvine.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How much are you paying in 401(k) fees?</p><p>A lot of us listening to this show, we have 401(k), or 403(b)’s and the like. These are retirement plans typically offered through our employers. Have you really ever taken the time to figure out how much you’re being charged in fees to invest to these portfolios?</p><p>Today’s guest is Josh Jenkins-Robbins. His mission in his career, and in his life really, is to pull back the veil on all the excessive fees he claims these 401(k) plans charge. He is the Chief Strategy Officer at America’s Best 401(k). There, they try to save investors up to 40% in fees.</p><p>On the show, we talk about why the 401(k) market needs disrupting and how we can all reduce our fees, and maybe even play some catch up in our retirement accounts if we feel behind. It’s worth mentioning that Josh is also Tony Robbins’ adopted son. As we know, Tony is the number one life and business strategist in the country. <a href="http://farnoosh.tv/episode/tony-robbins/">He was also my very first guest on <em>So Money</em></a>. I had to ask Josh what it was like growing up with Tony as head of the household and how their relationship influenced his money mindset.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Do you feel like you’re quarter-assing your way through life and work?</p><p>Our guest today is Abby Lou Walker, a former corporate executive turned entrepreneur. Her pivot came as she discovered she was unfulfilled at work and taking her stress and disappointment home to her family where she was the mom of two young children...and as she described, quarter-assing her way through work and life. Never feeling like she was really successful in either realm.</p><p>So, Abby turned to a creative outlet for some release - blogging about shoes for just 1 hour per week. While blogging, she made a chance discovery about an untapped market and the rest is history.</p><p>Today Abby Walker is the CEO of <a href="https://www.vivianlou.com/">Vivian Lou</a>, a 7-figure company that creates comfortable insoles for high heeled shoes. She is also the author of the new book <a href="https://www.amazon.com/Vivian-Lou-Insolia-Insoles-Reduces/dp/B076HZNPN7/ref=lp_10405415011_1_1_a_it?srs=10405415011&ie=UTF8&qid=1517931952&sr=8-1&th=1">Strap on a Pair: A Middle-Aged, Middle-Management, Middle-Class Mom's Quest for Something More</a>.</p><p>Abby shares how she overcame some of her personal limiting beliefs around earning money, why she equated being rich to being an absent parent and the financial benefits of a practice called EFT.</p><p>To learn more about Abby visit <a href="https://www.vivianlou.com/">www.vivianlou.com</a> or follow her on Twitter <a href="https://twitter.com/iheartvivianlou">@iheartvivianlou</a>.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Is my debt to income ratio too high to be considered for a mortgage?</p><p>What ways are good ways to payoff my mortgage faster?</p><p>My new job offers a 3% match for our 401K. What are my best options for my current 401k ($150K+)? Do I rollover into the new plan? An IRA?</p><p>Answering these questions of yours and more on this week's Ask Farnoosh with co-host and <a href="http://farnoosh.tv/episode/erin-lowry/">former So Money guest Erin Lowry</a> of <a href="http://brokemillennial.com/">Broke Millennial</a>.</p><p>To learn more or share your own question for an upcoming Ask Farnoosh visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I’m excited to welcome back today’s guest, Jennifer Hemphill, who is a friend of the <em>So Money </em>show. You can listen to her first <a href="http://farnoosh.tv/episode/jen-hemphill/">episode, #117</a>, but today she’s back because she has some exciting news: Her book, <strong>Her Money Matters: The Missing Truths From Traditional Money Advice, </strong>launched on February 13. For those of you who didn’t hear her first episode, here’s a little bit about Jen: She’s an accredited financial counselor, blogger, podcaster, military wife, mother of two, and now, author.</p><p>One thing that sets Jen apart is that she gets to the root of how our emotions and upbringing affect our money stories. Today we’ll be talking about:Forgiveness. Why and how to forgive yourself when it comes to your financial setbacks.Whether or not budgeting is necessary - Plus, a critical piece about budgeting few talk about.Why most of us are only getting 10% of our financial life right.To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Are you someone who aspires to earn a million dollars a year or more as an entrepreneur? Or, maybe you’re already making this much money. Today’s guest has some incredible insights for all of us.</p><p>Elaine Pofeldt is the author of the new popular book, <a href="https://www.amazon.com/Million-Dollar-One-Person-Business-Great-Money/dp/039957896X"><em>The Million Dollar One Person Business</em></a>. It’s about entrepreneurs who earn more than a million dollars a year on their own without any staff employees. Elaine began her career as a senior editor for Fortune Small Business magazine. She’s been nominated for numerous awards and she’s been a freelance journalist for over 10 years now. Her latest research involves speaking with, interviewing dozens and dozens of entrepreneurs across the country, who’ve hit the one million dollar revenue mark. She discovered what makes them tick, how they reinvest their income and how much are they really taking home.</p><p>We talked about margins as I think that’s one of the big important aspects of making money as how much do you actually pocket. Elaine is a self-employed journalist and mom of <em>four</em> kids. I want to know... how does she manage her time? She’s got a surprising answer as well for the one expense that makes her life easier and better.</p><p>If you'd like to learn more about Elaine visit her website <a href="http://elainepofeldt.com/">elainepofeldt.com</a> or follow her on Twitter <a href="https://twitter.com/ElainePofeldt">@ElainePofeldt</a>.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Will you talk more about the strategy to save a million dollars to retire? What type of savings account should I use if this is my goal?</p><p>Should my wife and I continue to rent or does it make more sense for us to buy a home?</p><p>Any guidance on how to get a book published?</p><p>Answering these questions of yours and more with co-host Apryl Pope of <a href="http://www.aprylpopefinancial.com/">Apryl Pope Financial</a>.</p><p>To learn more or share a question for an upcoming show please visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today, I’m excited to welcome back a former So Money guest, Liz Thames, also known as Mrs. Frugalwoods. I always love having former guests back on the show so we can catch up and share what they’ve been up to.</p><p>I introduced you to Mrs. Frugalwoods, the blogger behind <a href="http://www.frugalwoods.com/">frugalwoods.com,</a> way back in <a href="http://farnoosh.tv/episode/mrs-frugalwoods/">episode 239</a> when she was pursuing retirement, hoping to achieve financial independence by 33 years-old. She did it! She’s 33 years-old now and has officially reached that goal. She and her husband, now parents to a 2-year-old with another baby on the way, have left their day jobs and have more or less “retired.” They’ve moved away from city life to a beautiful homestead in Vermont that’s nestled on 66 acres of woods.</p><p>She no longer anonymous. Liz is out and about, now that she’s achieved financial independence with her husband. In fact she’s written a tell-all called <a href="http://www.frugalwoods.com/2017/10/16/announcing-my-book-meet-the-frugalwoods-achieving-financial-independence-through-simple-living/">Meet The Frugalwoods: Achieving Financial Independence Through Simple Living,</a> which is due out on March 6.</p><p>We discuss how she and her husband are sticking to their frugal ways as parents, the financial benefits of living in the woods and where she sees herself in her 50’s and 60’s. What has she got planned for the next 3 decades and will her savings last?</p><p>For more about Liz Thames aka Mrs. Frugalwoods, visit <a href="http://www.frugalwoods.com/">www.frugalwoods.com</a>. She is on Twitter <a href="https://twitter.com/FrugalWoods">@Frugalwoods</a>. <strong></p><p></strong>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today, I’m interviewing Tanja Hester, who has been retired now for just a couple months. Here’s the thing, though, she’s only 38 years old.</p><p>Tanja and her husband both worked as political consultants making six figures each. Both of them loved their work and found it fulfilling. However, after watching her father lose his mobility early in his life due to a degenerative neuromuscular disability, Tanja realized she could have the same fate. </p><p>So, she decided to spend her able bodied years hiking, traveling, and enjoying all the world had to offer --- away from the office. After years of saving half their income, Tanja and her husband finally reached financial independence. At the end of 2017, they left their careers and are currently enjoying outdoor life where they live in Lake Tahoe.</p><p>Along the way, Tanja started a blog called Our Next Life to document her journey. It now gets over 150,000 page views every month and even earned her the 2017 Plutus Award, the top honor in the personal finance community, for one of the best blog.</p><p>We’ll talk about her journey, her blog, and how someone who is NOT naturally a saver or naturally frugal she says to retire before 38 and not have to work another day in your life. </p><p>You can visit Tanja at <a href="http://ournextlife.com/">ournextlife.com</a> or follow along on Twitter <a href="https://twitter.com/@our_nextlife">@our_nextlife</a>.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What are your thoughts about investing in cryptocurrency?</p><p>Once you have an idea to start a business, how do you get started? Should you research, write a business plan? What are practical first steps?</p><p>I'm leaving a job where I recently combined my 403b and annuities in one place. Should I leave the money there or take it to the new job?</p><p>Answering these questions of yours and more with co-host and <em>So Money </em>listener Amy Saruwatari.</p><p>To learn more or share a question for an upcoming Ask Farnoosh visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What would you do if you woke up with $662,000 of student loan debt?</p><p>Yes, you heard that right, <em>$662,000</em> in <em>just</em> student loan debt.</p><p>Well, that’s what happened to Drs. Renée and Nii Darko. After meeting in medical school and completing rigorous surgical residencies, Renée and Nii woke up to see their total debt balance had ballooned to the high six figures after years of deferment and forbearance.</p><p>Stressed, confused, and not making any progress on actually paying down their principal, the Darko family decided to get serious. They cut out their pricey insurance policies, took on a significant amount of extra shifts at hospitals all over the country, and reprioritized everything. And by prioritize, I mean they only paid $200/month in groceries for 2.5 years!</p><p>The result of all this hard work and adhering to that strict budget was that they paid off all their debt in only <em>3</em> years!</p><p>Today, I’m talking to the couple about how they did it and the challenges they encountered along the way (like the three failed IVF rounds that they paid for in cash.) You’ll also hear about how paying off their debt has given these two physicians financial independence, enabling them to pursue their passions and business pursuits, like Dr. Nii’s website and a podcast called Docs Outside the Box.</p><p>To visit the couple’s blog, head to <a href="http://www.keepingupwiththedarkos.wordpress.com/">www.keepingupwiththedarkos.wordpress.com.</p><p></a></p><p>Renée runs Pre-med Strategies, a pre-med consultation business to help students overcome the challenges of getting into medical school. You can visit the website here: <a href="http://www.premedstrategies.com/">www.premedstrategies.com.</p><p></a></p><p>To learn more about Dr. Nii Darko, please visit his website, Docs Outside the Box, at <a href="http://www.docsotb.com/">www.docsOTB.com</a> or find him on twitter <a href="https://twitter.com/DocsOTB">@DocsOTB</a>.</p><p>Equal Access Health is their locum tenens business, which you can learn more about here: <a href="http://www.equalaccesshealth.net/">www.equalaccesshealth.net.</p><p></a></p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today, I’m sharing a story with you of a remarkable young woman who got out of $30,000 worth of debt in 96 days. </p><p>That’s right.</p><p>Mary is a Financial Coach who runs her own business called Abundant Wealth Solutions where she helps people eliminate their student loan debt and achieve financial freedom.</p><p>Mary didn’t always have a strong grasp on her finances, though. She actually grew up in the projects in Mississippi where she says she was surrounded by a culture of consumption. It took her years to figure out a way to climb out of debt and build her own net worth.</p><p>We’ll talk about this and more, including the job she had working in a deli for two years after getting her college degree and the moment she realized it was time to finally pay off her debt once and for all…</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What advice do you have for a couple moving in together? Some expenses aren't so black and white.</p><p>What should I prioritize in 2018, career development or having a baby?</p><p>Answering these questions of yours and more with co-host Adenrele 'Addy' Adewusi of <a href="https://maddymoney.com/">MaddyMoney.com</a>.</p><p>To share a question for an upcoming Friday show or learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We're a few weeks into the New Year and I'm guessing you might have made a resolution or two? If your resolution was to be better with money or create a happier life then you already know you're in the right place.</p><p>But our guest today is an expert at this. She's also a renowned life coach. Leisa Peterson helps people get out of their own way when it comes to money so that they can live a life full of joy and abundance. She's a long-time entrepreneur and money expert. She also has her own podcast <a href="http://www.wealthclinic.com/art-of-abundance-podcast/"><em>Art of Abundance</em></a><em>.</em></p><p>Lisa, like probably many of us listening, has had a fascination with money at a young age. Her relationship wasn't the healthiest. A tragic death in the family was a life-changing moment, at which point she found the need to reconcile many of relationships, including her relationship with money.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Our topic today is… pizza. Specifically, plant-based, vegan cauliflower pizza crust. </p><p>Intrigued? So was I.</p><p>Today’s guest, Amy Lacey started making cauliflower pizza crust in her kitchen in order to find healthier alternatives to her favorite foods after being diagnosed with lupus.</p><p>With the help of her daughter, Caroline, she created a proprietary recipe that her friends and family loved so much, they encouraged her to go out and sell it. After selling the crusts at her local farmer’s market, Amy decided to start selling them online too.</p><p>That decision was a resounding success. Last year, her company went from negative $250,000 to earning $4 million dollars in only 10 months.</p><p>What does she contribute to her success? Well, there are currently 23.5 million people who suffer from an autoimmune disease. Amy’s products offer them a way to enjoy the food they love the most without uncomfortable side effects.</p><p>Plus, Amy runs her business with the commitment to make an incredible difference and give back to her community. She’s very focused on forming not only a business but also a community of like minded individuals who are looking for a way to lead healthier lives. We’ll talk about this and more, including what it was like to share her pizza crusts with the cast of Hamilton!</p><p>To receive 20% off of your first Cali'flour FOODS order visit: <a href="https://www.califlourfoods.com/pages/amy-and-farnoosh">www.califlourfoods.com/pages/amy-and-farnoosh.</p><p></a></p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What are good ways to pay off my mortgage faster?</p><p>How do I involve my spouse in our retirement planning without scaring him off with the numbers?</p><p>I feel like something is always happening to us and we have to use the money we've saved to pay something off. Now, we're left wondering how we'll afford daycare in 9 months. Help!</p><p>Answering your questions this week with co-host and <em>So Money </em>listener Steven Blivess.</p><p>To learn more or share a question for an upcoming Ask Farnoosh Friday episode, visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Tricia Brouk is our guest today and she does it all: she works in film, tv, theatre, and is a writer, director, and choreographer. She’s also the founder of <a href="https://thebigtalknyc.com/">The Big Talk</a>, a popular service where she uses her expertise in the art of public speaking to make other big talks and keynotes a success. Her clients have gone on to earn 7-figure income streams, receive invitations to speak with the FDA, and speak at TEDx events around the country.</p><p>Tricia recently produced a documentary called The Dinner is Full about a man named Chris who started the 747 Club, a dinner club for strangers to gather and meet authentically around simple pasta sauce. Her next musical is Committed, coming in February 2018. This show tells the story of eight psychiatric patients struggling with their mental illnesses in a 1989 psychiatric ward. The aim of the show is to de-stigmatize mental illness through honesty, humor, and art.</p><p>Tricia is also the producer of TEDxLincolnSquare, and the host of the podcast The Big Talk, where she currently interviews people who talk for a living.</p><p>Tricia and I discuss:Why being a starving artist is neither sexy nor <em>So Money</em>How she managed to make money while traveling on the road with her dance company.If an employer won’t pay you what you’re worth,if you discover a male coworker is making twice as much? Should you take the job? Quit? Sue? Tricia has a detailed personal story.How to convince investors to invest in your risky theatrical production.For more about Tricia visit <a href="http://www.triciabrouk.com/">www.triciabrouk.com</p><p></a></p><p>To learn more about her speech services and download Tricia’s free ebook The Art of the Start visit <a href="http://www.thebigtalknyc.com/">www.thebigtalknyc.com.</p><p></a></p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The topic today is college savings. So many of you write-in asking,"Farnoosh, where should I save for my child's college education? Is a 529 still the best option?" Some even want to know about how to save for our unborn children! I get it. College is expensive <em>today</em>, let alone 18 or 20 years from now. </p><p>To help us tackle college savings plans, we have the co-founder and COO of CollegeBacker Abby Chao joining us. Prior to launching the company, Abby was a senior associate and social sector fellow at McKinsey & Company.</p><p>What's interesting is that only 30% of Americans know what a 529 plan is. That's where CollegeBacker wants to help. It's a new company that's educating parents around it and make it easier for them to save up for their child's college costs. Their trick: involving your community of friends and family. At CollegeBacker you can open a 529 plan and invite others to contribute. </p><p>Abby and I discuss 529 pros and cons of starting an account like this. It's not a given that a 529 is the best way to save and that it's a right fit for all families.</p><p>What if you save diligently into this account and your child doesn't attend college or receives a full scholarship? What happens to the money? I was pretty surprised by some of the answers. There are also some potential legislative changes to the 529 this year that may or may not expand its impact. We talk about all of this, as well as Abby's own impressive career resume. Her "So Money" moment was when she was at work and convinced her bosses to give her a promotion and a raise...and reimbursements for graduate school! </p><p>CollegeBacker would like to offer So Money listeners a $25 match if you sign-up. You can visit <a href="http://collegebacker.com/somoney">collegebacker.com/somoney</a> for more information.</p><p>To learn more about Abby and CollegeBacker visit <a href="http://collegebacker.com/">collegebacker.com</a> or follow her on Twitter <a href="https://twitter.com/abbychao">@AbbyChao</a>.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I have two daughters, 12 and 14... how do I teach them to invest?</p><p>Does closing a checking or savings bank account affect your credit score?</p><p>Is a Roth IRA or 457b government deferred compensation plan better for a 27-year old who is planning for retirement for the first time?</p><p>Answering these questions of yours and more on this week's show with <em>So Money </em>friend and Profit Boss Radio host <a href="http://farnoosh.tv/episode/hilary-hendershott/">Hilary Hendershott</a>.</p><p>To learn more about Hilary's event on Friday, January 19th in San Jose, CA visit <a href="https://www.profitbosslive.com/">www.profitbosslive.com.</p><p></a></p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Health is wealth, right? Many of you have New Year’s resolutions to be healthier in 2018. So, I thought it would be appropriate to bring on a guest today who is an expert on, particularly, pelvic relief. The topic is a little sensitive, a little private. Sometimes we don’t talk about this issue very openly.</p><p>Both for men and women, particularly us moms after having babies, this can be an area of tension and pain. But as Isa says, “If your pelvis isn’t healthy, your money can’t be healthy.” What’s that correlation about? Isa will explain.</p><p>She's a licensed physical therapist and an expert in women’s health. She's the founder of <a href="https://pelvicpainrelief.com/">pelvicpainrelief.com</a>, which is an online educational portal. Isa also has a healing center here in New York City. She is the author of five books on the topic of women’s health and she says that her passion for pelvic health was born from her own personal hardships after the birth of her first daughter, Ella. Isa also talks about the benefits of growing up poor, the childhood experiences that transformed her relationship with money and has benefited her as an entrepreneur and as someone who is very <em>So Money</em>.</p><p>To receive the female pelvic freedom checklist visit <a href="http://pelvicpainrelief.com/pelvicstarterkitb">pelvicpainrelief.com/pelvicstarterkitb</a>. Isa is also hosting a FREE Live Masterclass on January 17, 2018, you can join here: <a href="https://pelvicpainrelief.com/fpa-jan-2018-webinar-optin">pelvicpainrelief.com/fpa-jan-2018-webinar-optin.</p><p></a></p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>From earning $7/hr abroad in his country Slovenia to running a six-figure online business, our guest today is <em>So Money</em>. Online business coach Primoz Bozic works with world-class experts (think: celebrity make-up artists, songwriters, high performance coaches, etc.) to turn their expertise into an online business and create what he describes as "the absolute best content online." Primoz started out as a programmer in Slovenia earning minimum wage and eventually went on to become a student of I Will Teach You To Be Rich and former <em>So Money</em> guest <a href="http://farnoosh.tv/episode/ramit-sethi/">Ramit Sethi</a>.</p><p>We discuss not just his business and journey but also some of the cultural differences between the U.S. and Slovenia, especially when it comes to money. It is culturally unacceptable to talk about money in Slovenia. Primoz does not feel comfortable talking about his success with family or friends. So, that was an interesting conversation!</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What are signs that a seller is being scammy on a resale site? How do I identify items around the house worth selling? I'm on track to get promoted but the increase in pay my supervisor mentioned was underwhelming... How should I go about negotiating for more money?</p><p>Answering these questions of yours with special co-host and <a href="http://farnoosh.tv/episode/shannon-wilburn-2/">former So Money guest (EP 226) Shannon Wilburn</a>, co-founder of Just Between Friends consignment.</p><p>To find a Just Between Friends event near you visit <a href="http://jbfsale.com/home.jsp">jbfsale.com</a>.</p><p>For more information or to share a question for an upcoming show visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Sheila Bair is the former FDIC Chair and, at one point, was named Forbes 2nd most powerful woman in the world. Her agency was responsible for steering us through the financial crisis of 2008. She received numerous awards and recognition for her work during this time.</p><p>She's had a distinguished career in government, academia, as well as financial roles. Her work has been published in the <em>New York Times</em>, <em>Wall Street Journal</em>, <em>Washington Post</em> and countless other places.</p><p>During our show today, Sheila and I catch up because we were in touch during the crisis. I often would call her desk to learn about what was going on and get some updates or fact check for my reporting. She was always available for my questions. So, I jumped at the opportunity to interview her as we embark in a New Year. I got a chance to ask her what has history taught her as she looks to where the market is headed? How is the economy doing? Could we see a recurrence of the calamities of 2008 and 2009? Sheila tells me her newest obsession is retirement. She has partnered with robo advisor <a href="https://www.blooom.com/">Blooom.</a> It's a robo advisor for your 401(k). I want to know how does it work? How is it special? So, she gives us the details and also shares her personal financial stories - how she was raised as a middle class child, how she is raising her children from a financial standpoint, her money mindset, and so much more.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today is the first day of the New Year. So, I wanted to start off with a theme that I’m really working for in the New Year, which is making your own rules, being a badass and just being your So Money-ist. Therefore, I couldn’t think of a more appropriate person to have us kickoff 2018 than Katia Beauchamp.</p><p>She's the co-founder and CEO of <a href="https://www.birchbox.com/">Birchbox</a>, which is a leading beauty subscription service and store. She and I connected last time on <a href="https://www.cnbc.com/follow-the-leader/">CNBC's <em>Follow The Leader</em></a>. I had the chance to follow her around for 48-hours. I learned Katia is a force. You can just Google her. She is a leading voice and champion for all women who work.</p><p>During our time together today, we discuss being unapologetic about having it all and wanting it all, how companies can create an environment where women can feel the freedom to have their families <em>and</em> thrive at work and how she and her husband manage their personal finances. I had to go there because I’m super nosy, and I’m glad to report that she was game.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Should we use most of our cash savings to pay off our credit card debt? My biggest challenge is budgeting… should I open a bank account with a major bank to help save and budget? How do you deal with both saving for retirement and paying off student loans?</p><p>Answering these questions of yours and more on this week’s <em>Ask Farnoosh </em>with special co-host and business money strategist <a href="http://jkrane.com/">Justin Krane</a>.</p><p><em>This episode originally appeared on Friday, September 29, 2017 as </em><a href="http://farnoosh.tv/episode/ask-farnoosh-168/"><em>episode 632</em></a><em>.</p><p></em></p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We’re exploring fear and failure on the show today. It’s not my intention to end the year on a sour note. Instead, we’re going to review all the badass, wonderful insights our guests have shared on how they fought their fears and how failure allowed them to become the strong, successful people that they are today.</p><p>Our financial fears come up quite a bit on the show, as guest talk about their fears of losing money, going into debt and, ultimately, not having enough. Hopefully, failure is something we have learned to embrace, as countless guests have credited their achievements to failing hard, at least once.</p><p>This episode features excerpts from:</p><p><a href="http://farnoosh.tv/episode/akshay-nanavati/">Akshay Nanavati, <em>Fearvana Author from EP 595</em></a><a href="http://farnoosh.tv/episode/james-altucher-3/">James Altucher, <em>Serial Entrepreneur and Bestselling Author from EP 597</em></a><a href="http://farnoosh.tv/episode/sarah-lafleur/">Sarah LaFleur, <em>Founder and CEO of MM.LaFleur from EP 591</em></a><a href="http://farnoosh.tv/episode/wendy-sachs/">Wendy Sachs, <em>Fearless and Free Author from EP 574</em></a></p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This is our third show dedicated to reviewing the best of the year. Today, we are focusing on the intersection of women, work and money.</p><p>As you can imagine, this topic came up a lot in 2017. It was a historical year for women. Starting back in January, we had the Women’s March on Washington, which was reportedly the biggest single-day demonstration recorded in our country’s history. Then late in the year, the #metoo movement, an outpouring of women’s accounts of sexual harassment in the workplace led to a number of high-profile and highly paid men losing their jobs over overwhelming claims of sexual misconduct.</p><p>Call me an optimist, but I sort of feel like the New Year has got to see an uptick in female hires and promotions. Right? But to bring this all back to the podcast and the goal of <em>So Money</em>, in this episode we'll bring stories and strategies that can help us all conquer our financial challenges, especially for us women.</p><p>This episode features excerpts from:<a href="http://farnoosh.tv/episode/sallie-krawcheck-2/">Sallie Krawcheck, <em>"Own It" Author from EP 532</em></a><a href="http://farnoosh.tv/episode/alice-finn/">Alice Finn, <em>"Smart Women Love Money" Author from EP 582</em></a><a href="http://farnoosh.tv/episode/lisen-stromberg/">Lisen Stromberg, <em>"Work Pause Thrive" Author from EP 535</em></a><a href="http://farnoosh.tv/episode/deepa-purushothaman/">Deepa Purushothaman, <em>National Managing Director of Deloitte's Women's Initiative from EP 553</em></a>For more information visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I've met my financial goals... can I spend some of my money on something "fun?" My parents think I shouldn't.</p><p>My boyfriend and I just moved in together and are wondering... should we save for a wedding then a house or a house then the wedding?</p><p>Should I increase my auto insurance deductible?</p><p><em>This episode originally appeared on Friday, February 10, 2017 as </em><a href="http://farnoosh.tv/episode/ask-farnoosh-138/"><em>episode 533</em></a><em>.</p><p></em></p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Who wants a raise? Who wants to make more money? That’s all of us, right? </p><p>Today’s theme is how to make more money. I'm talking the MOST money you ever thought possible. The fact is a lot of us grapple with how to value ourselves, both as employees, as contractors and entrepreneurs. Remember: You don’t get what you deserve, you get what you negotiate. Has that stuck with you yet?</p><p>This episode will feature excerpts from:<a href="http://farnoosh.tv/episode/ali-brown/">Ali Brown, <em>Entrepreneur and Host of Glambition Radio from EP 585</em></a><a href="http://farnoosh.tv/episode/latham-thomas/">Latham Thomas, <em>Founder of Mama Glow from EP 652</em></a><a href="http://farnoosh.tv/episode/simon-sinek/">Simon Sinek, <em>Motivational Speaker and Bestselling Author from EP 631</em></a><a href="http://farnoosh.tv/episode/deepak-chopra/">Deepak Chopra, <em>Alternative Medicine Advocate and Author from EP 624</em></a>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>It’s the most wonderful time of the year and I’m not talking about the holidays. We’ve reached that time of year again where I highlight some of the great interviews we’ve had in 2017. It’s tough to narrow it down but we’ve got a great lineup for you. </p><p>We’re kicking off our year end wraps with some of the best interviews on the topic of retirement, specifically early retirement. Many of you want to know how to get out of the grind wooner than later. We've been fortunate to have some early retirees stop by the podcast to share their insights.</p><p>This episode features excerpts from:<a href="http://farnoosh.tv/episode/kristy-shen/">Kristy Shen, <em>Canada's Youngest Retiree from EP 528</em></a><a href="http://farnoosh.tv/episode/grant-sabatier/">Grant Sabatier, <em>Millennial Money Founder from EP 618</em></a><a href="http://farnoosh.tv/episode/chris-reining/">Chris Reining, <em>Early Retiree from EP 661</em></a><a href="http://farnoosh.tv/episode/emily-guy-birken/">Emily Guy Birken, <em>"End Financial Stress Now" Author from EP 570</em></a>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I swore 2017 would be my year to conquer my personal finances but I didn't even come close... help!</p><p>My family lives on the east coast and wants us to all fly home for the holidays. It's expensive for us so what should we do?</p><p>Answering your questions with special co-host Kimmie Greene, consumer finance expert for <a href="https://blog.mint.com/">Mint</a>.</p><p>To learn more or share your own question for an upcoming Ask Farnoosh visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>As we approach the end of the year, I thought we’d like to hear from one of the country’s top health and nutrition coaches. Lauren Slayton is the founder of <a href="https://foodtrainers.com/">Foodtrainers</a>, a private nutritional counseling office in New York City. She’s also the author of the popular book, <a href="https://www.amazon.com/Little-Book-Thin-Plan-Lose/dp/0399166009"><em>The Little Book of Thin</em></a>.</p><p>Lauren is on the podcast talking about the financial lessons she learned from her mom, a feisty business woman in Manhattan who operated parking garages. We also discussed the benefits of saying no and why it feels so good. And of course how to stay in our jeans over the holidays.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>You know, it's never a perfect time to talk about things like life insurance, estate planning and wills. It's kind of a downer. But, your financial life would not be so solid if you didn't take care of these issues. I think it's important that we talk about them on this podcast. To help us, I brought on Estate Planning Attorney, Laura Cowan.</p><p>She just wrote a free e-book that you can all <a href="https://momdadfreebook.com/free-book">download here or by visiting momdadfreebook.com</a>. It's called <em>Wear Clean Underwear!</em>, the subtitle is: A Fast, Friendly and Essential Guide to Estate Planning For Busy Parents. Laura practiced law for many years at a big legal firm before opening up her own practice in New York City. She drafts wills, trusts and other documents to make sure families are taken care of. She has seen it all. Experienced it all. We go right to the topic and find out why we need wills, how do we get one and what about life insurance? Do you really need it?</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>My boyfriend and I are recent grads, and we don't have too much experience with personal finances. Should we get a financial planner? What do we need to know? </p><p>When do I disclose I'm pregnant if I'm interviewing for a new job? </p><p>I'm not sure how much to give for holiday tips, and to who? Do you have any suggestions? </p><p>Answering these questions of yours and more on this episode of Ask Farnoosh with guest co-host Liz Theresa. </p><p>To learn more go to <a href="http://farnoosh.tv/podcast/episodes/">somoneypodcast.com</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Chris Reining retired at 37 after making his millions. He worked at his dream job initially in information technology earning $75,000 a year. He admits he was living a pretty good lifestyle but felt that the nine to five grind was just too much. At 30, he set a goal of having a million dollars in a brokerage account by 35. He began saving 50% of his income. By 35, not only did he reach this goal, he surpassed it and he credits it to one simple habit: automation.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Josh Sundquist was diagnosed with a rare bone cancer when he was just 9-years-old and told he had a 50% chance of living. From there he spent one year undergoing chemotherapy and eventually had to have his leg amputated.</p><p>The doctors, though, declared him cancer-free four years later and then three years after that —Guess what? He was training as a ski racer. Today, he is a Paralympian and he has an absolutely remarkable story. Josh is also a motivational speaker and author of the bestseller <em>Just Don’t Fall. </em>Earlier this season he shot a really cool video with our mutual brand partner, Chase. It was really inspiring. If you go to <a href="http://farnoosh.tv/podcast/episodes/">somoneypodcast.com</a>, you can grab the link to watch it.</p><p>To learn more about Josh visit his website <a href="http://www.joshsundquist.com/">here</a> or follow him on Twitter <a href="https://twitter.com/JoshSundquist?lang=en">@JoshSundquist</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>My husband and I just got married ...should we combine our retirement planning?</p><p>How often should I check on my retirement savings?</p><p>Answering these questions of yours and more on this special episode of Ask Farnoosh brought to you by Citizens Bank with co-host and President, Citizens Bank Wealth Management, John Bahnken.</p><p>To learn more visit <a href="http://farnoosh.tv/podcast">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>