So Money with Farnoosh Torabi

Ever feel the uncontrollable urge to spend? I used to do this very expensive thing in college as a way to distract myself from studying. I would go to the 24 hour market below my dorm that sold all sorts of things - food, clothes, accessories, etc. And I would usually buy something. I was killing time by spending money. I was too scared to face my homework so I did the irrational and spent. I spent with emotion. And thousands of credit card dollars later, I had to find a way to get myself out of debt as a new college graduate. Yay! Today's guest is a recovering spender who, along with her husband, found herself in $40,000 worth of debt. Lauren Greutman is here and she wants to help people going through the same situation. She has a new book coming out soon that you can pre-order now, The Recovering Spender: How to Live a Happy, Fulfilled, Debt-Free Life. In the book, Lauren shares advice on how to curb spending habits and how to get out of debt. We face a lot of financial pressures in today's world, so she talks about that, too. Lauren and her husband Mark actually joined me on So Money before... they were episode 58 so go back and take a listen if you may have missed that one. There's additional takeaways in that episode about how they got themselves back on track financially and why it's still important to enjoy your money sometimes. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week's episode of Ask Farnoosh I answer your biggest questions about establishing credit, opening up a credit card vs a store credit card, preparing a will, online college degrees and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We've heard so much about the importance of sleep as of late... earlier this summer I had Arianna Huffington on the show talking about the #SleepRevolution. Sleep is trending people. Well, today I have another sleep coach joining us. Christine Hansen is with us all the way from Luxembourg. Last year, she left a career in education and now coaches successful and career driven women, and men, on how to get a solid night's sleep. Waking up refreshed means more energy which means you're ready to take on whatever comes your way both at work and in your personal life. Christine's approach involves no medication and she works to address the whole picture not just one piece of the puzzle. She's an international expert and has been featured in numerous publications including the Huffington Post. In the interview we discuss how does more sleep equate to more money? And how can we get more sleep once and for all? Plus, do the rich have an easier time packing in those precious 8 hours of sleep? For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Money can be a leading cause of divorce and even after you split, it can continue to be a major source of arguments, especially with children involved. Sheri Atwood knows all about this and has started a company to help divorced parents amicable settle child care payments. She is the founder and CEO of SupportPay, the first-ever automated child support payment platform that's transforming the complex, time-consuming and stressful process that many families currently face. Believe it or not this problem impacts 300 million parents exchanging more than $900 billion in child support and child expenses worldwide. Sheri, herself, was a child of a bitter divorce who also went through her own break-up several years ago. Now a single mom, she began searching for a better way to exchange and communicate about child support payments with her ex-husband. In 2013 she created SupportPay and today the site boasts some 40,000 members. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week's episode of Ask Farnoosh I answer your biggest questions about how the upcoming presidential election will affect our finances, whether you should open up an IRA if your employer doesn't offer a retirement account and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Douglas McCormick is the author of the new book Family Inc.: Using Business Principles to Maximize Your Family's Wealth. In the book, he provides a roadmap to financial security for families with the premise that your family should be run like a BUSINESS. Doug has spent two decades managing money for institutional clients like insurance companies, pension funds, entrepreneurs and high net-worth families. He's helped them grow their businesses to create sustainable long-term value. He's also currently a Managing Partner at HCI Equity, which he also co-founded. Douglas shares why he thinks every family needs a chief financial officer or CFO. And who is best to play this role? With news of UK's vote for Brexit, what does he think that'll mean for our investment portfolios? Plus, the gift he gives his kids every Christmas to help them learn about the financial world. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Dr. Daniel Crosby is a psychologist and behavioral finance expert. He's the author of a new book that came out earlier this summer, The Laws of Wealth: Psychology and the Secret to Investing Success. In the book he gives readers real and actionable guidance for investors like 'Forecasting is for Weathermen' and 'If You're Excited, It's Probably a Bad Idea'. Daniel also co-authored a New York Times bestseller, Personal Benchmark: Integrating Behavioral Finance and Investment Management. In our conversation we discuss how, as humans, we can begin to think more rationally when it comes investing. After all, it's not like we're born knowing how. And earning versus saving ... as humans, which are we more capable of doing? You might be surprised. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week's episode of Ask Farnoosh, I answer your biggest questions about considering new career opportunities that offer less pay, top resources for people looking to leave a 9-5 job in order to start a coaching business, cutting back on 401k contributions in order to have more spending money and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Are you an aspiring entrepreneur? Of course you are, that's why you listen to So Money. Today's guest Luisa Zhou is a business coach for aspiring entrepreneurs. She's helping women (but don't worry, men, you'll learn from this podcast, too) create their dream business, career and lifestyle. Luisa created her coaching business while working a 9-5. In just 4 short months she made $106K in sales while still working full-time and built her coaching business into a 7 figure business by month 11. She also created a free Facebook community, Entrepreneurial Women which has almost 12,000 members. In the interview we discuss how do we make the transition to being our own boss while working a 9-5? She speaks in depth about her process. Plus she speaks to some of the failures she made along the way. It wasn’t always perfect. She also shares her best advice for anyone who just wants to know how and where to start. You have an idea, you’re busy with work, maybe you’re even juggling parenting but you really, really want to shoot for the stars. So how do you make your dream a reality. She gives us some really great concrete steps. These are steps we can start taking today. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Stir-fried donkey anyone? Our guest today would call that delicacy. Andrew Zimmern is here! He is a three-time James Beard Award-winning TV personality, chef, writer and teacher. He's one of the most well-known and knowledgeable personalities in the food world and the creator, executive producer and host of the Bizarre Foods franchise on the Travel Channel. Maybe you've caught it? Andrew daringly eats what few of us would EVER put in our mouths. But his success arrives from a challenging past. While he knew from a young age that he wanted to be in the food industry, his drug and alcohol addictions made him crash and burn. He spiraled out of control, losing his apartment and living on the streets for a year. After his friend intervened, he attended the Hazelden Foundation in Minnesota. He began washing dishes at a restaurant as he worked through his sobriety. One day when a line cook didn't show up for his shift, Andrew took over his station and within seven weeks was named Executive Chef. He was responsible for turning the restaurant, Un Deux Trois, into one of America's first successful gastro-bistros. In addition to Bizarre Foods Andrew has a new show debuting in August called Driven by Food, which he'll tell us all about in the interview. In our conversationAndrew also speak openly and honestly about being addicted to WORK and possibly money. And how to create a deeper personal motivation for working hard and being smart with money. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week's episode of Ask Farnoosh, I answer your biggest questions about whether or not you should cancel your first credit card from college, pros and cons of peer-to-peer lending, rolling over your 401k account and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest has some experience raising super successful children. Have you heard of Ramit Sethi or Nagina Sethi Abdullah? They're siblings and both have been on So Money as guests. I'm lucky enough to call them friends, as well. Ramit is an entrepreneur and the New York Times bestselling author of "I Will Teach You To Be Rich" and his sister Nagina is a full-time consultant and the founder of the health and fitness program Masala Body. Believe it or not they have two additional siblings who are just as successful. So today on the show - how the heck do you raise financially successful and happy kids? Mom Neelam Sethi and her husband were featured in a New York Times article, "How to Raise a Financial Wizard." And now Neelam, who is a retired elementary school teacher, is spilling the details with us - for the first time on a podcast. Neelam and her husband immigrated to the US after an arranged marriage in India. They raised her four children in California and sent them all to prestigious universities on a single income without ANYONE going into debt...How? For as strict of a parent she may have been there were some financial rules, she says, were meant to be broken. And what were the money boundaries Neelam needed to set for herself as a mom and wife? For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Jason Nazar is the co-founder and CEO of Comparably, a young website that's trying to make workplace compensation transparent! Want to learn how much you should be getting paid? Of course! We all want that! Jason is here to talk about how he is growing the site to become THE go-to destination for learning about salary and compensation and, simultaneously demystifying our awareness around much we can and should be making. Jason knows how to build successful businesses, as an active tech entrepreneur and investor. Before Comparably, he founded Docstoc, the largest content site to help small businesses which he later sold to Intuit. He also created Startups Uncensored, the longest running and most widely attended tech gathering in SoCal. In the interview we discuss why is it SO hard for us to talk about our salaries? Sometimes, we're more willing to talk about how much we're in DEBT than what we earn. Plus, Jason shares why he always sensed his family was POOR when in reality they were not. And the WRONG moves he made that helped him build a business RIGHT. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week's episode of Ask Farnoosh I answer your biggest questions about tax withholding allowances, medical insurance plans for self-employed people, paying off student loans vs. investing in buying a home and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Sometimes in life a little voice inside tells you, “You need to quit your job immediately, effective now and take on a brand new path.” Today's guest, Wendell Potter, is someone who lived that. Wendell started as an insider in the insurance world. He worked for a big insurance company and had a moral dilemma about it. He believed that he was very much a part of the systemic problem that the healthcare world faces. He made a personal commitment to change his life and to change the status quo. Since then, he’s gone on to be a consumer advocate, a journalist and a New York Times bestselling author. Now his latest book is called, Nation on the Take: How Big Money Corrupts Our Democracy and What We Can Do About It. In that book, he talks about how America has become coin operated. It’s a very timely book given the election, between the combination of wealth and politics. This is creating a corrupt system and we’re not dealing with the most pressing problems. How can we actually move the needle as consumers and as voters? Wendell is also the author of Deadly Spin and a regular contributor for Huffington Post and Healthinsurance.org. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Angie Martinez is known as "The Voice of New York." Her afternoon radio show has consistently been ranked #1 with more young listeners than any other radio program in the country. She has over 20 years of experience in the industry and is also an author, actress, TV host and recording artist. Angie has worked alongside President Obama, and some of the media industry's biggest power players including Jay Z, Beyonce and Naomi Campbell. Last summer Angie made the switch to iHeart Media where she started The Angie Martinez Show on New York's Power 105.1 weekdays from 2-6p and on Miami's The Beat 103.5 middays from 10a-2p. Angie also has her own healthy living website, Healthy Latin Eating and a cookbook under the same name. This past May, she released her memoir My Voice, which recounts her story of how she became a multimedia icon in the world of entertainment. In our conversation we open some of the most fascinating pages from her book and life including how she started as a radio intern making $3 an hour. How did she work her way up the ladder? Also, Angie's had her fare share of financial mess-ups, including getting evicted...and not just once. Plus, how she managed to negotiate a more lucrative contract following her maternity leave. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about gift giving culture, looking for a new job when you're currently getting an MBA sponsored by your current employer, student loans and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Mr. and Mrs. 1500 are soon-to-be early retirees at age 43. Their real names are Carl and Mindy. They're documenting their journey to financial independence on their blog, 1500 Days with the goal of having a portfolio of $1M by February 2017. This is... you guessed it... 1500 days from the birth of the blog on January 1, 2013. But I learned in the interview they’ve actually surpassed that goal early, so how are they doing it? Their plan is to aggressively save, make smart lifestyle choices and invest. Carl and Mindy are an open book sharing exact figures and information with their readers. On the show they talk about how they reached all those goals and what’s next? They’re both in their early 40’s now. So, what are they going to do? How are they going to define this new chapter in their lives and what can we learn? For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Katie Lane is helping artists and freelancers protect their rights and get paid fairly for their work. She's an attorney and negotiation coach based in Portland, OR. She helps her clients successfully handle all sorts of sticky conflicts like, how do I ask for more money? How do I ask for more resources? How do I know what to ask for in the first place because I don’t know what my peers are making in this space? On her blog, Work Made For Hire, she also shares some of her negotiation and legal information and her favorite thing to do is to teach people who are intimidated by negotiation to get what they want with confidence while remaining calm. That is where we focus the conversation with Katie Lane. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about knowing when it's time to move on to the next career opportunity, setting priorities with your personal finances, insurance plans and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Alexandra Dickinson is on a crusade to close the gender wage gap. She's the founder and CEO of Ask For It, a boutique consulting company that is working to close the gender wage gap and effecting change on both the institutional and individual level. Ask For It works with companies, schools, organizations and individuals through a combination of trainings, workshops and consulting. Ultimately, their goal is for both women and men to be paid based on their talents and skills, not their gender. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Hal Elrod has an incredible story. Imagine if you died and then lived to tell the tale? That's exactly what happened to him. He died at age 20 after being hit head-on by a drunk driver going 70mph. He died for 6 minutes and broke 11 bones. Doctors told him he would never walk again but not only did he walk again, he went on to run a 52-mile ultra marathon. He also became a hall of fame business achiever, international keynote speaker and #1 bestselling author of the book The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8AM).This book is one of the highest rated books on Amazon with over 1,300 five-star reviews. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about finding secondary income streams, budgeting, real estate, student loans and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Cary Carbonaro is a Certified Financial Planner. She's the author of the book "The Money Queen's Guide: For Women Who Want to Build Wealth and Banish Fear." It's an Amazon bestseller and was recently named one of the "10 best books to make you rich" by DailyWorth. Cary has over 25 years of experience in financial services and her MBA in finance. In 2014, she was named an Ambassador for the CFP Board, one of only 50 in the U.S. She frequently appears as a guest on Fox & Friends, the TODAY Show, CNN and many other major news outlets. Cary serves as the Vice President of the Long Island chapter of Ellevate, formerly 85 Broads, a women's professional networking organization. She currently is a managing director with United Capital and a yoga instructor in her "free" time. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today we’re going to learn how to sleep our way to the top with the Arianna Huffington, who has a new bestselling book out called, The Sleep Revolution: Transforming Your Life, One Night at a Time. After her own brush with exhaustion in 2007 running the Huffington Post, Arianna woke up in a pool of blood with a broken cheek bone. Why did this happen? She suspected she might have had a brain tumor. But eventually doctors explained it was due to exhaustion. Today, Arianna is on a mission to help all of us get a little more sleep each night to help improve our productivity and health and our bottom lines. In the interview we learn how more sleep has equated to a richer life for Arianna. We also learn how she responds to criticism that getting more sleep is a luxury some of us can’t afford. Lastly we talk about the financial lessons learned as a young girl growing up in Greece. Prior to The Sleep Revolution, Arianna authored Thrive: The Third Metric to Redefining Success and Creating a Life of Well-Being, Wisdom, and Wonder, in which she makes a compelling argument that our society needs to redefine the meaning of success to mean more than increased salaries and corner offices. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh I answer your biggest questions about financial certifications, wiping out debt, getting ready for retirement and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

J L "Jim" Collins is a prolific financial blogger who began writing more or less in retirement. In 2011 he wrote a series of letters to his daughter about money and investing so she could learn what worked and even from his mistakes. In the process, he created a gateway to financial independence for her. At the suggestion of a colleague, he created a blog where he posted the letters so they could also benefit his other family and friends. The blog is at JLCollinsNH.com. Fast forward to today, the blog has become a go-to for people around the world seeking financial wisdom. And he has a new book out called The Simple Path to Wealth. James has taken the ideas and concepts and crafted them into a roadmap for readers. In the interview we discuss his top investment pick of all time. Plus, those letters he wrote to his daughter about money like how did she react and where is she today? For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is a single mom of three children who – soon after a divorce, losing her house and losing her car – managed to focus on a brilliant idea that led to her becoming one of the country’s leading female business owners. Melissa Kieling is the inventor of Packit, the first foldable, freezable bag that chills food and drinks for up to 10 hours without an ice pack needed. Since 2009, Melissa has grown PackIt from a $150,000 company to a multi-million dollar business. In 2014, the company was named number 28 on the Inc. 500 as well as the number 1 fastest growing woman-led business on the list. In this episode we discuss how did Melissa make ends meet when she was launching this company? Also, how did she react to the skepticism surrounding her when launching this business? Today PackIt is in more 40 countries worldwide and at major US retailers including Whole Foods, Target, Bed Bath & Beyond among many others. As a budding entrepreneur how do you get your product in these major retailers? For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh I answer your biggest questions about mortgages for first-time homebuyers, getting out of debt quickly, what to do with the extra money when you get a raise and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Real Housewife of New York City star Ramona Singer is in the So Money clubhouse today! It’s strange to call her a Housewife because she is anything but that. Ramona is a very successful business woman. She ran multi-million dollar businesses prior to joining the RHONY cast 8 seasons ago. She says she actually rejected the idea of being on a reality show when Bravo first approached her. And isn’t she glad she finally said yes. The platform of reality TV can make or break you I think…and for Ramona, the exposure has been pretty successful from a career stand point. We’ll learn how to properly leverage a reality show to your benefit…and some behind the scenes of what really goes on during production. What’s real? What’s fake? Ramonaalso opens up about her childhood…It was kind of rough but her mom gave her some advice that was pretty progressive …and she credits that for fueling her ambitions as a successful woman. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Have you ever read What To Expect When You're Expecting? Or seen the movie? Or seen the book at the bookstore? I’m 99% sure you’re familiar with that title. It's been dubbed the "parenting bible" and an estimated 93% of expectant mothers read this guide. Howard Eisenberg is the husband of the co-author, Arlene, of that book who is a prominent and successful author in his own right. Howard is almost 90 years old, which makes him to date my oldest and perhaps wisest guest on the podcast. Howard is an award winning author, journalist, songwriter and playwright. He's written a film, 10 books, as well as a musical, Million Dollar Bet. Later this year Howard will be publishing a book called Adorable Scoundrels, a treasury of toddler poems for grandparents. Howard was also the song writer for Eddie Fisher, the American pop sensation who sold millions of records and one of Elizabeth Taylor’s many husbands. In our interview we discuss the biggest piece of advice he finds himself giving over and over again. We also talk about the lifestyle shifts that came with wealth and success. Plus, how his time in the military helped him discover his passion. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh I answer your biggest questions about credit score discrepancies, investing in a rental property, paying off debt and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Wouldn’t it be a nice to make a living off of traveling the world? Our guest today is doing just that and he shares how…Matt Kepnes is the creator of the award-winning budget travel site, Nomadic Matt. Matt is also the author of the New York Times best-seller, "How to Travel the World on $50 a Day." In 2005 after a trip to Thailand, Matt decided to quit his job, finish his MBA and travel. His trip was supposed to last a year but fast forward more than 10 years later and he's still trotting the globe. His travel tips and advice has been featured in numerous media outlets including The New York Times, CNN, TIME, Yahoo! and countless others. Matt shares his top tips for traveling on a budget. How to spend LESS than $50 a day. He also shares why his MBA was probably his biggest financial failure and why he insists on paying his own way when he travels…because let’s face it, with the popularity of his blog, he could travel for free if he really wanted to. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest has been dubbed the "Tropical Tycoon" by The New York Times Magazine. Nely Galán, a women empowerment advocate and Emmy Award-winning television producer, joins us. She's also the owner of Galán Entertainment, a dynamic multicultural media company that has created more than 700 TV shows in English and Spanish. She was also the first Latina president of the U.S. TV network, Telemundo. Nely also founded the Adelante Movement, a national motivational tour and digital platform that unites and empowers Latinas socially, economically and politically. She's out with a brand new book titled, "Self Made: Becoming Empowered, Self-Reliant, and Rich in Every Way." In the book, she discusses how helping women become self-made is a movement not a mission. In our interview we discuss how there is no true empowerment until you have your own money. Plus, the Prince Charming syndrome…why we just can’t and shouldn’t wait for this fictitious person anymore. And Nely was one of the first participants on Celebrity Apprentice with Donald Trump. What was that like and we rarely get political on this podcast…but Nely offers her two cents on the election. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about getting equal credit at work with your male counterpart, making sure you have enough money saved for when you retire and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Kimberly Palmer has been on So Money before on episode 274 take a listen if you haven't before... She's joining us again. She's the work and jobs editor over at AARP. Now she's out with a new book, Smart Mom, Rich Mom: How To Build Wealth While Raising A Family. In the book Kim talks about how it costs $250,000 to raise a child in today's world and that's not including college! She discusses the ways moms are now currently navigating these waters - maintaining a career, parenting and bringing in income... doing it all and succeeding. The book comes out in a few days on June 9th so be sure to pick up a copy then. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Dan Shapiro is going to solve all of our negotiation blunders and teach us how to actually (maybe) achieve world peace! He's the founder and director of the Harvard International Negotiation Program. Dan has his Ph.D and is a world-renowned expert on conflict resolution. From advising leaders of war-torn countries to working with senior executives and families in crisis, Dan has helped thousands of organizations and individuals solve the problems that divide us. He recently published a book in April of this year entitled, Negotiating The Non-Negotiable: How to Resolve Your Most Emotionally Charged Conflicts. In the interview we discuss how to get that raise – once and for all! We also talk about the most important and effective way to resolve conflicts over money in your marriage and how to negotiate with people who are just being irrational. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about paying off credit card debt, putting aside money for taxes if you have a side hustle, financial advice for non-millennials and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Jennifer Gefsky is the co-founder of Après, a digital recruiting platform that connect women looking to re-enter the workforce. (Après means "after" in French). It launched this month to more than 10,000 subscribers. Jennifer is a lawyer and practiced labor and employment law before becoming Deputy General Counsel and one of the highest ranking women at Major League Baseball. At 30, Jennifer was recognized by Crain's New York Business as a "40 Under 40 Rising Star." After almost 10 years at MLB, Jennifer "retired" until her and her business partner Niccole Kroll came up with the idea for Après. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Christine Hassler is a life coach and author of several best-sellers including Expectation Hangover, The 20 Something Manifesto, and 20 Something, 20 Everything. Christine Hassler left her successful job as a Hollywood agent to pursue a career she was more passionate about. She became a speaker, retreat facilitator, spiritual psychologist and life coach. Christine now hosts her own top-rated podcast, "Over it and On With It." Christine truly believes that once we get out of our own way, we can show up to make the meaningful impact we are here to make. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week’s episode of Ask Farnoosh, special guest Sophia Bera and I answer your biggest questions about financial advice for single women, trust funds and beneficiaries, investing in target date funds and more. Sophia Bera is the founder of GenY Planning and was featured on So Money previously. If you’d like to learn more about Sophia, visit her website genyplanning.com or follow her on Twitter @sophiabera. You can also sign up for her newsletter here or enroll in the waitlist for her Millennials and Money class here. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Jason Vitug, founder and CEO of Phroogal.com, a financial education service for millennials, is back on So Money. Go back and check out his first episode if you haven't tuned in before, it's episode 170. Last time Jason joined me, he had just ended a 10,000 mile road trip, called, “The Road to Financial Wellness: A tour to get people talking about their financial wellness”. It kicked off in Portland, Maine, on June 1st and it wrapped up in L.A. During the trip, the Phroogal team visited 30 cities in 30 days. Well Jason is headed back on the road for another trip. This time his goal is to host one event in each state. It's also going to coincide with his new book he has coming out on June 7th. His new book is titled, "You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life." For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Whitney Hansen is a personal finance coach and entrepreneur who specializes in helping millennials eliminate debt in order to achieve financial independence. Whitney aims to give millennials the financial tools they need while still making it fun and silly. She has her Master's degree in business and her Bachelor's degree in accounting.Whitney speaks from experience because she once found herself in $30,000 worth of debt and managed to pay it off in just 10 months. In the interview we discuss how do you get a mortgage at 19? Whitney has a master’s degree and it totalled $472. What? We'll talk about that. She has many achievements under her belt at a very young age and no doubt now helping many others with their financial mistakes, getting them on the right track. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about non-compete clauses, my recommendation if you're looking to save money for a big purchase down the road and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This interview today that you’re about to hear is an experience I will never forget. I’m actually surprised that it took me this long to bring my parents onto the show. They have been one of my biggest supporters since day one but particularly with this podcast. They knew how much it meant to me. They listen every day and give me feedback. They’re my biggest fans. We talk about it on the show so often that who we are as people, especially when it comes to our values, perspectives and emotions around money, stem from childhood and often how our parents communicated over money and interacted with money. So I talk about all of that with Adam and Sheila Torabi. In Farsi or in Persian, they're known as [Pharog] and [Shayda], but they changed their names. I finally get to the bottom of this in our official podcast interview today and it was a blast going all "Barbara Walters" on them. I didn’t let them off the hook. I asked them why they fought about money when I was a kid because that’s the sort of stuff that really sticks with you for life, right? I was a little scared to ask that question because I’m sure it brings up as many emotions for them, as it does for me. But I really wanted to know, and more importantly, how did they reconcile those differences? And of course, we’ll talk about their immigration and the importance of education. My dad just got laid off, believe it or not, at 62. How’s he dealing with that? All that and more plus my mom’s number one tip for a lasting marriage. My parents are celebrating their 38th anniversary this August. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Maya Penn is just 16 years old and has accomplished a lot already. She has probably done more in her life thus far than I have done in my 36 years and I would guess, more than a lot of us have done in our lives. She's an incredible inspiration, to not just people her age, but people of all ages.. She is many things -- an artist, entrepreneur, philanthropist, environmental activist, speaker, author, animator and coder. I discovered in interviewing her that she is home schooled, so that helps with giving her the time and the flexibility to pursue all of these things. But it’s not just the flexibility of her school schedule that has awarded her of all this successes, she is an instigator, visionary and she’s not afraid to be afraid. Maya started her own company, Maya's Ideas, at just 8 years old and then went on to create an eco-friendly clothing and accessory brand where she donates 10-20% of her profits to local and global charities. This also inspired her to start her own non-profit, Maya's Ideas 4 The Planet, where she works to give back to girls in developing countries. Maya is also the youngest person to give back-to-back TED Talks, three in total. Her latest TEDWomen Talk received over 1.2 million views and is one of the top 15 TEDWomen talks of all time. She's out with a new book titled You Got This!: Unleash Your Awesomeness, Find Your Path, And Change Your World where she's sharing an inspirational and innovative blueprint for teens and young adults to help them maximize their full potential. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about financial planning fees, dipping into your emergency savings, having individual mortgages with your spouse and more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is the founder of Stella & Dot, Jessica Herrin. She's out with a new book, that came out yesterday. It's called "Find Your Extraordinary: Dream Bigger, Live Happier, and Achieve Success on Your Own Terms." In the book, she discusses cultivating the entrepreneurial spirit, how she was able to do so and how you can, too. A little bit more about Jessica... after joining two successful tech startups out of college, she went to the Stanford Graduate School of Business, where at just 24 years old she co-founded the website WeddingChannel.com, which is now one of the leading websites for brides-to-be. Jessicahas also been recognized for her business savvy by outlets including Oprah, The Wall Street Journal, New York Times among countless others. Jessica was also honored by Ernst & Young and Inc. 500 as a Top Entrepreneur. She is actively involved in the Young Presidents Organization (YPO) in the San Fran area. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I'm so excited for today's guest. She's a writer, photographer and world traveler. Wendy Simmons is out with a new book that you should run -- not walk -- tomorrow to go get a copy after you listen to this podcast. It's about her vacation in North Korea. Yes, I know what you're thinking... how does one even travel there? Why would one vacation there? There's so many questions. But the book is called My Holiday in North Korea: The Funniest/Worst Place on Earth. Wendy also has a weekly travel column featured on the Huffington Post and has written for other outlets including Yahoo!, PopSugar, Travel and Leisure among many others. Wendy's photographs have also been featured in numerous exhibitions and shows across the country and have even earned her accolades. Wendy also has over 25 years of marketing, PR and management experience. She's also switched careers several times serving as the president of Vendeloo, a consultancy she founded in 2001, working as the Chief Brand Officer of a NYC-based global eyewear brand and owner of a bar in Manhattan. So, in the interview we discuss, how did she decide to go to North Korea? Why, really? What were her expectations going into the country and were they met? Would she recommend you and I go to North Korea and if so, what should we take with us? Wendy is also an entrepreneur. We transition nicely to talk about money. We talk about learning about money as she lived in a neighborhood that was pretty wealthy. Why she says she doesn’t really think about money. She doesn’t want to think about money and her number one financial failure, which perhaps not surprisingly, involved the stock market. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In today's episode I answer your questions about making acomeback on increasing your credit score, the biggest financialmistakes college freshman make and more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>