So Money with Farnoosh Torabi

Our guest today is someone that you’re going to love hearing from if you’re entrepreneurial, into the all-natural food trend, or if you like adult beverages. Chris Wirth founded American Juice Company in 2012, which manufactures all-natural cocktail mixers for premium bar establishments.Chris founded the company with his friend Massimiliano Matté, a renowened mixologist and nominee for the prestigious "Perfect Barman de Paris" award known for his collaborations with celebrated chefs like Alain Ducasse and Heinz Beck. Their mix blends are created with fresh, natural ingredients. Each variety is designed to stand alone or work in combination so you have endless opportunities. They recently launched into retail in the last 6 months through Whole Foods, Fresh Direct and a number of independent retailers in New York City. In the interview we talk about his experience of growing up and his foray into finance and entrepreneurship. How does a young guy in college actually develop a sophisticated company like this with no money, really? His biggest failure so far. You’re going to go through a lot of failure as an entrepreneur and he shares one of the biggest catastrophes that involve getting his product to market. Plus, his number one habit that helps him with his finances that then also supports his ability to be entrepreneurial. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about saving money in an emergency fund, opening up a new credit card and the implication it will have on your credit score, future guests for the show and more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Rounding out So Money millennial week is today's guest, Kevin Olusola. If you are an a cappella fan then you might even know Kevin because he is part of an a cappella group that has gone platinum. He is a member of the Grammy winning vocal quintet Pentatonix. Kevin Olusola, also known as KO, is the beat boxer for the group. Since bursting on to the music scene in 2011, the group has sold more than 2.7 million albums in the US alone. They won a Grammy and the group has played for sold out venues worldwide. You may actually recognize them from their performance in the popular movie Pitch Perfect 2. Now, more about Kevin specifically and why I wanted him to be on this show today... From an early age, Kevin began learning how to play the piano, the cello and the saxophone. He went to Yale where he was pre-med and also majored in East Asian studies. While he was there, he began developing this thing called Cello boxing and in 2001, he created a YouTube video that went viral about Cello boxing. He was featured on CBS, AOL, Huffington Post among many other websites. He was also named one of the 100 "History Makers in the Making" by NBC’s TheGrio and was hand selected by Quincy Jones to represent him in concert at the 2012 Montroe Jazz festival. Pentatonix was the first a cappella group to receive Forbes' 30 under 30 distinction. In fact, all five members made the list. Kevin is here with us today talking about how to break into the music world, how YouTube actually helped the group launch their careers. He also shares more about the disappointment that his parents experienced when they learned their son was not going to become a doctor and pursue a cappella and what he is learning from Quincy Jones, someone he considers to be his mentor. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today on So Money millennial week we have a digital media pioneer and entrepreneur. He, like many of the others this week, is not even 30 yet. In 2014, Bing Chen was featured in Forbes' 30 under 30 in the Hollywood and Entertainment category. Now, Bing has quite the resume. He was once YouTube’s Global Head of Creator Development and Management where he spearheaded most of the platform’s early major acquisitions, development and promotional services, for its now 300 million creative artists globally. Today, he’s the co-founder of Victorious, a new media passion platform and new media content producer. I’m not really sure what that means so I ask him about that. He goes into a deep-dive about what he’s working on today and why it’s going to change the world. We also go back in time. You can tell right off the bat, he is hardwired differently. So, I want to know, what did he want to be when he was younger? Growing up who was his role model? You’re going to be surprised to hear what he has to say. Also we talk about the future of social media. Does YouTube have what it takes to remain the number one video platform? He also reminisces about getting hired by Google. Plus he shares what that interview process was like. You always hear all sorts of stories about the difficulty of getting jobs at big places like that. So Bing is going to take us behind the scenes - you’ll want to hear this story. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today I have a family friend on the show, a good friend and college buddy of my brother, Todd. Arteen Arabshahi is here. He recently made Forbes' 30 Under 30 list for 2016 in the Venture Capital category. Arteen is just one of those guys where you just know he’s on to accomplishing big things. In 2013, Arteen joined as #2 at Karlin Ventures, an LA-based early stage fund with investments such as Gyft, Cirrosecure, Laurel & Wolf and others. Before investing in enterprise software and marketplaces he spearheded the launch of Build in LA, an online community for digital entrepreneurs and innovators. Outside of his work with startups, Arteen sits on the board of TEDxVenice Beach and he's an active supporter of To Write Love On Her Arms (TWLOHA), a non-profit raising awareness and support for mental health. He also teaches at General Assembly and The Unique CAMP. Arteen is a natural people person. I’ve known him for many years now. It’s something that all of us identify in him. He’s an extrovert, so how does he harness that to then build and advance in his career? How does Arteen make decisions when it comes to the next steps in his career? He doesn’t really listen to a lot of people. He talks about his strategy. Plus, how does this So Money Millennial manage his money? What are some of the investments that haven’t done so well for him and how is he trying to make the most of his paycheck? For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I am very honored to dedicate this entire week to So Money millennials. We’ve done this before and it was very successful looking at some of the most remarkable young people in this country as they manage their money, careers and find their purpose in life. So, back by popular demand, we’re dedicating this entire week to those of us born in 1980 or after. For months, I have been searching and this week we have an incredible line up for you. Today, we have a young woman that I met about eight years ago. She had just graduated from college, had stars in her eyes and she reached out and said, “Hey, remember me?” Of course, I did. Victoria Reitano is now the CEO and lead consultant at her own company, CreatiVix Media, a digital agency based in New York City. It’s dedicated to making social media manageable for all. Her nickname is “Vix." The two of us actually met during one of my talks at Time Inc. way back when. So hear us catch up, how she transitioned from corporate to entrepreneurship and how she’s earning six figures, all before the age of 30. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In today's episode of Ask Farnoosh, special guest Brittney Castro, Founder and CEO of Financially Wise Women, and I answer your biggest questions about paying off your car loan vs. student loans, maxing out your ROTH IRA before investing, whether you should working with a resume consultant and more.Brittney joined me on So Money before. To catch her interview, click here. And if you’d like to keep up with Brittney, follow her on Twitter @BrittneyCastro.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest is an Emmy award-winning media producer and pioneer for female entrepreneurs. I met her back when I was super pregnant. She helped me promote When She Makes More and I’m so happy to now be able to give her the stage to share with the world all the good work that she’s up to, Natalie MacNeil is here. She's the author of two very successful books, most recently, "The Conquer Kit: A Creative Business Planner for Women Entrepreneurs" and "She Takes On the World: A Guide to Being Your Own Boss, Working Happy, and Living on Purpose." I love that, “living on purpose” and her website, similar to the book, SheTakesOnTheWorld.com, was recognized by Forbes as a top 10 website for entrepreneurial women and was also featured by Forbes Woman as one of the top 100 websites for women. From Natalie, I learned where she invests her money, specific stocks and why. Taking her lemonade stand on the road as a kid and how she turned her little blog into a multimillion dollar business, what was the tipping point? For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is a serial entrepreneur and has been dubbed the "Jim Carey of Entrepreneurship" (we’re going to learn why on this episode). Clay Clark is the former U.S. Small Business Administration Entrepreneur of the Year. He’s the founder of the online business mentorship site, Thrive15.com. It all started with him starting and running nine businesses. He’s also the author of four books including,"Thrive: How to Take Control of Your Destiny and Move Beyond Surviving... Now." Clay is also the speaker of choice for Hewlett-Packard and several of America’s biggest companies. In our conversation, we discover what motivates him. He is nonstop. He is extremely high energy. He’s very accomplished, very goal oriented, so, what motivates him? How he’s scaling his business with Thrive15.com. Plus, his best advice for aspiring entrepreneurs, how to once and for all start that business you’ve always wanted to start. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I have a friend on the show today, Allison Fishman Task. She's a personal coach. Allison helps people move through life transitions. The majority of clients use Allison’s coaching to significantly change their careers, whether it’s moving up in their current role, starting their own business or finding a new, more meaningful job. She also works with parents-to-be and new parents as they prepare for the changes that come along with expanding a family. She knows this well - she is the mom to three children under the age of three. Can you believe it? She’s amazing. Allison received her coaching certificate from New York University. She also has a degree from Cornell in human development and family studies. Also, a fun fact about Allison... before coaching, she had another life in the culinary world. That’s how we met. She authored cookbooks and hosted culinary TV and web shows including TLC’s Home Made Simple and Lifetime’s Cook Yourself Thin. She also had a great show on Yahoo! called Blue Ribbon Hunter. Some take away with Allison, how she works with clients to help them transition to more meaningful place in their careers. She offers some case studies. Plus, the one million dollar financial failure that she learned the hard way but Allison being Allison took that failure, turned it into a remarkable lesson and to this day continues to learn from that financial failure. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I decided to bring an avid listener from the podcast on today's show. He's been writing in, not just praising the show, but he has a really interesting story of his own about getting out of $50,000 worth of student loan debt. His name is Joe Koss. He is an accountant by trade and teaches as an adjunct professor at several colleges and universities on the topic of accounting and personal finance. Joe was once saddled with debt, a lot of it, everything from credit cards to auto and student loans. Most recently he had $50,000 in student loans and he worked to pay that off on time and as quickly as possible. He had about $28,000 left in that student loan figure and it was the biggest push he made to get rid of that in just 14 months. It turns out that teaching personal finance to a bunch of college students is what gave Joe the motivation ultimately to practice what he preached to his students. Some take away from our conversation with Joe. He shares the specific steps he took to get out of that $50,000 in student loans and why he was adamant about it. It wasn’t a very high interest rate, he was on a fixed payment plan. Why be aggressive with the student loans? How he budgets and it’s not very sophisticated but it works and the anonymous donation he gives to his students that’s helping them get a head start in life. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about delaying your retirement savings in order to build up a downpayment for a home, how much you should actually aim to save in your 401(k), what getting a CFP entails and more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I'm honored to have a very special guest on the show today. This is someone I wanted to have on the show from before I was even live with So Money. I always had a running wish list of guests, and she was at the top. Now, she is here - Sallie Krawcheck. Do you know Sallie Krawcheck? If you don’t know Sallie Krawcheck, you need to know Sallie Krawcheck. Maybe if you don’t work in the world of finance, you don’t follow business news regularly, you may not have come across her name, but she is a force in this industry. Right now, she is the CEO and co-founder of Ellevest. Ellevest is a soon-to-be launched digital investment platform for women. To me, Sallie has always been the ultimate pioneer for closing the gender wage gap and women’s rights in the work place. With Ellevest, what she’s really trying to do is close the investment wage gap. Sallie is on a very public and professional mission right now to help women reach their financial and professional goals. She’s also the chair of Ellevate Network, a global professional women’s network with thousands of members and growing. I'm actually a member. Sallie serves as the chair of the PAX Elevate Global Woman’s Index Fund which she recently launched and invest in the top rated companies for advancing women. Now, before becoming an entrepreneur, she was the CEO of Merrill Lynch Wealth Management and Smith Barney. So, she knows a thing or two. We want to talk about the gender wage gap and how women invest differently. We also discuss her own financial failures because she’s had some. She is very generous with going down memory lane and giving us those stories to help us avoid the same mistakes. Ellevest is also a really exciting venture. She has a website for us that she mentions during the conversation that we can go to, to try it out and experience it firsthand. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest is a serial entrepreneur. He founded, led and grew numerous businesses in the financial services, real estate, media and tech sectors. Robert or "Bobby" Monks as he goes by, is out with a new tell-all book. It’s called, "UNINVE$TED: How Wall Street Hijacks Your Money and How to Fight Back." It offers an interesting perspective considering Bobby worked in finance for almost his entire work life. So, in this book he is blowing the cover on how Wall Street works. He’s got a lot to say on the matter. The book is really a way to teach Americans on how financial firms and money managers on Wall Street are profiting from our ignorance by over complicating the investing system. Bobby talks about how the system is corrupt and what we can do to change it and he would know. He was once the chairman of Spinnaker Trust, managing over a $1 billion in asset so he’s had quite the perspective. With Bobby, we learn how to seek out a financial adviser who is working in your best interest and is affordable. How to negotiate with your financial adviser to lower his or her fees and the costly truth about 401(k)’s. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We have a fantastic, great, funny, beautiful, inspiring and smart guest today. She is Laura Belgray. She’s the founder of Talking Shrimp and creator of The Copy Cure. What is Talking Shrimp and what is The Copy Cure? She’s going to tell you about that. In the meantime, Laura has been a professional writer for nearly two decades and she has won numerous awards for her work. She creates website copy and corporate branding to help brands and people get the attention they deserve. Because you know what? Words matter! Through her work, with hundreds of clients including some names you might recognize like Marie Forleo, Mastin Kipp and Amy Porterfield, she’s seen firsthand that putting you into your copy is pure magic for getting people to love you, share your ideas and happily click your “buy” button. So, if you're in the online selling world, you want to listen to this episode. But in addition to online and small business type, Laura’s list of clients and credits include NBC, Bravo, HBO, TBS, Fandango and the list goes on. If you watch TV and don’t skip the commercials, you might just see her words on the air. Most recently, Laura and Marie Forleo combined their smarts to create The Copy Cure, which is "the ultimate online copywriting course" to help write like you talk and make people love and buy what you want to sell. Some take away from our conversation with Laura, her biggest money mistake and it took her years to finally make the right decision. Growing up in New York City, her exposure to money as a kid growing up in the big apple. How to earn what you want. This amazing trick that she incorporated into her own business practice, it was one decision and she woke up richer the next day. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Lisa Gersh is the CEO of GOOP, a lifestyle website that features fashion, travel, food, all actionable content curated by a team led by Gwyneth Paltrow, the founder. Prior to arriving at GOOP over a year ago, Lisa served as President and CEO of Martha Stewart Living Omnimedia. She also co-founded Oxygen Media, serving as both the president and COO. She and her team ultimately sold Oxygen to NBC for about a billion dollars. With Lisa I learned… The right way for someone to ask HER for a raise. She’s been leading companies for years. She’s been in charge of hiring and promotions. From her perspective, what’s a smart way to ask for more money on the job? Paying her way through college when her parents were unable to afford it. How she strategized. The future of GOOP…Lisa uses the term world domination. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh I answer your biggest questions about investing as a rookie, changing your career path, 401k contributions and more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

The show today is about your relationship strategy. You may have heard the expression, "You are the average of the 5 people you spend most of your time with." Think about that. Do you like these 5 people? Do they support you? Reciprocate the help and advice you give? Our guest today is an expert in helping people strategize relationship building. Michal Roderick is the CEO of Small Pond Enterprises LLC, a consulting company and educational resource for solopreneurs, entrepreneurs and intrapreneurs. I had to look up the word intrapreneur…it’s someone who works INSIDE a company who exhibits entrepreneurial qualities. Michael was once a high school teacher turned Broadway producer in less than two years. That experience led him to start an arts incubator program to teach fellow artists how to build and grow their own businesses. Eventually, he developed a workshop on networking which grew into a full-fledged consulting practice and that's how Small Pond Enterprises was born. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today I have a longtime friend joining me on the show. I’ve known Jennefer Witter for at least 10 years. Jennefer is the CEO and founder of The Boreland Group, a national PR firm headquartered in New York City. It’s not often as journalist that you become friends with the publicist. The publicist who e-mail you, write to you, call you, grab you for five minutes at a conference to tell you about their company. I’m all for pitches. I love working with publicists for the most part. They are very helpful to me and instrumental in the work that I do. We wouldn’t have guests on this show if it wasn’t for the good work and the kind work of publicists who represent amazing people and amazing brands, but rarely do you actually befriend these people in your personal life where you actually go to dinners and you share personal stories. Jennefer and I really clicked way back when I was working at NY1. Initially, we started out as just business friends. We worked together, she sent me pitches, I had some of her guest on the show. So, long story short, we’ve been in touch for all of these years. Her business has exploded as well. She’s on the show today to share some of her lessons learned as well as her financial mindset and behaviors. How she has been able to build wealth while living here. Also, how, as a single female entrepreneur, she’s been able to build her business to the point where she was named one of the top 10 black CEO entrepreneurs in the country. She also has a book called, The Little Book of Big PR: 100 Plus Quick Tips to Grow Your Small Business. In addition to getting her clients on top national and regional platforms, she herself has been featured in Fast Company, Bloomberg, The Huffington Post and TheStreet.com. She’s also an advocate for women in business and serves as an active member of Elevate New York. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is an award-winning financial writer contributing to CBS News, Kiplinger's Personal Finance magazine, Financial Planning amongst many others.Kathy Kristof is also the author of three books, most notably, "Investing 101" and "Taming the Tuition Tiger." You might also recognize Kathy's voice as she frequently contributes to TV and radio programs. A fun fact, she was even once a question on Jeopardy... "Kathy Kristof replaced what famous personal finance columnist who died in 1991?" The answer was Sylvia Porter. Some take aways with Kathy include core perspective on the financial markets in 2016. What we can do to protect our money. She’s covered the markets for decades so she can pinpoint cycles and she can tell you what might be the best strategy going into this year. That and so much more. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Our guest today is a pioneer financial blogger, one of the first to sell his blog for 7 figures. Jim Wang founded Bargaineering.com. It was a side hobby that eventually brought in a full time income — and then less than 5 years later he sold the site for $3 million. PS. He says he started the blog because he was bored! Today Jim has a new online venture, a website called Wallethacks.com, launched last fall. It’s pretty spectacular in its vision and delivery. Articles, tools and tips on building money systems, how to live fully, save, spend wisely and pay down debt. Jim’s been featured in the New York Times, Baltimore Sun, Entrepreneur and Marketplace Money. And now, excited to say, on this podcast. He also created a special link for So Money listeners offering an exclusive contest and some great materials so check it out by visiting wallethacks.com/somoney. Three takeaways from our time together... His growth strategy for Wallethacks and how it will differ from how he built his first successful blog. Growing up with immigrant parents. What financial lessons did he learn as a child? How to master your money even if you're forgetful like Jim! For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In today's episode of Ask Farnoosh I answer your biggest questions about how much money to set aside monthly in a 529 account, effectively asking for a raise at work, student loan repayment plans and more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today, we're looking at $1.3 trillion in student loan debt. Outstanding student loan debt in this country has surpassed credit card debt and it’s a problem. Today’s guest is hoping that he can bring some solutions to this problem. We have Adam Carroll, the founder of National Financial Educators. He’s quickly being recognized as one of the top transformational trainers in the country. We’re lucky enough to get him to stop by college week on the show. He’s very busy because next week he has this amazing documentary that is going to go live called Broke, Busted, Disgusted. It is a documentary on student loan debt. The film started garnering critical acclaimed after his TED Talk in September. Adam is also the author of “Winning the Money Game," which is taught along with its corresponding curriculum in high schools and colleges across the country as a financial literacy supplement. He also has his own podcast called, “Build a Bigger Life”. He is the founder of National Financial Educators. He’s presented over 500 colleges and universities all over the country on the topic of student loan debt and financing education. So, he is our guy today in the hot seat talking about student loans, his three best tips for those saddled with debt, how to get out of it. He also shares the number one question he finds college students often cannot answer - a basic question - when it comes to their student loans and it was the stimulus for his documentary. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today, we have a very special and important guest as we dive into college affordability and student loans. Our guest today is a nationally recognized expert on the topic of student financial aid scholarships and student loans. His name is Mark Kantrowitz. You may have seen his name quoted in the media often. He is my go-to expert and resource when it comes to learning more about student loans. Mark aims to deliver practical information, advice as well as tools and resources to students and their families so that they can make informed decisions about planning and paying for college. In the last five years, he has been quoted in more than 5,000 newspaper and magazine articles. He has written for major publications including The Times, The Journal, The Washington Post and Forbes. He’s also the author of four best-selling books about scholarships and financial aid. We discuss what works for you and against you when it comes to receiving financial aid, demystifying the FAFSA, the free application for federal student aid. What gets factored in? What doesn’t? How to earn more money as you go through college. Because you may experience a decline of your financial circumstances. Maybe a parent at home loses his or her job? Maybe you lose your job? How do you apply for more financial aid and where can you find free money for school? For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest is the co-director of College Counseling at the Colorado Academy, which is an independent prep school for grades pre-K through 12th grade. It’s located in Denver. Mark Moody has been helping students at the school prepare for the college admission process since 2008. Before that he was the director of college counseling at the Bush School in Seattle. He is an active member of the Association for College Counselors in independent schools and other college counseling networks. He’s also contributed to the New York Times, the Chronicle of Higher Education and the True Admissions blog. We talk about the biggest mistakes students make that could hurt their chances of getting in to a desired institution. Personally, I’ve been rejected from a few schools and it doesn’t feel good. I wish I had known prior to that experience how to improve my chances of getting in. We discuss how to invest in college properly to get the experiences, the tools and the knowledge that you need for your next phase in life. Mark speaks with admissions directors at major schools frequently - lots of them at Ivy Leagues. He shares his best insider tips based on these conversations that might help applicants. We also discussed this controversy around the Coalition for Access Affordability and Success. It’s a new coalition of public and private schools. The goal is to encourage more students from low income families to apply to these schools, including some ivy leagues but it stirs up a lot of controversy. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

It is college week on So Money! All week we’re dedicating the show to all aspects of college – How to afford it? How to pick the right school? How to dissect the financial aid process? Is college worth it? And much, much more. This concept of doing a themed week is thanks to you, by the way. I asked you a couple months back what types of changes or additions you would like to the show and some of you suggested themed weeks. I experimented with it last year with Millionaires Next Door Week and So Money Millennials Week. And they were very popular. I'm hoping to dedicate more of the podcast to these special deep-dive weeks. Kicking us off to educate us all on the best ways to afford college and how to steer clear of too much debt is the author of the new book "The Debt Free Degree: How to Eliminate College Debt At Every Step." John Wasik is an award-winning author of 15 books, speaker and journalist discussing financial topics from investing to student loans and more. John also serves as a personal finance columnist and blogger for Reuters. Prior to his current role he served as a former special projects editor for Consumers Digest magazine. His work has been featured in outlets including CNBC, Bloomberg TV, CNN amongst many others. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Our guests today want to help you make 2016 the year you save HALF your income. I know what you’re thinking…"Say, what? It’s hard enough saving 10%!"Joe Saul-Sehy and Kathleen Celmins, both of the Stacking Benjamins podcast, have a new course called Save 50: How to Save Half Your Income and Take Control of Your Future. Kathleen has actually done this herself - and continues to save 50% of her income. We explore how this can actually work on any income. And why if you’re in debt you may be the most likely candidate to successfully save half.To sign up for their e-course, which helps you learn the techniques to figure out your magic number, cut expenses, earn more money, and set up a system to save half your income for the rest of your life, go to farnoosh.tv/save50.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest needs no introduction. If you’re a female under the age of 30 and you like fashion, you probably own something from this designer. She is Rebecca Minkoff, global fashion powerhouse. It's her first podcast ever and she is full of amazing, insightful, relevant advice for all listeners, not just the women out there, but all aspiring entrepreneurs because guess what? She wasn’t always Rebecca Minkoff, the fashion mogul. She at one point had no money left and was going to go maybe be a waitress and how did she get through that? How did she get through the recession earning more than her competitors? 500% surge in sales and what is she doing this Fashion Week, coming up in February in New York, that people are saying it’s disrupting the fashion industry plus, what she likes to do in her spare time when she gets a free 30 seconds. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Who was your favorite super hero growing up? I think mine was ... Who am I kidding? I didn't watch action movies or read comic books when I was a kid. I was too busy running my pretend newspaper and bossing around my Cabbage Patch Dolls (I was an only child until age 11).This has a point.Steve Kamb a self-proclaimed "rebel leader" at Nerd Fitness and is our guest today. He has just released his first book "Level Up Your Life," which is all about how to be a real-life superhero. There, you see?He talks about how he went from a dead-end corporate job filled with anxiety-ridden days to living his dream life of seeking adventure whether it's flying stunt planes in New Zealand or gambling in a tux at Casino de Monte-Carlo and shares how you can do it, too.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

The focus on today's show is retirement. I have an incredible guest who is out with a new book this week on this very subject. His name is Chris Hogan. He's a former National Champion and an all American Football player turned financial advocate and author who currently works with Dave Ramsey and his team, helping audiences across the country with financial freedom.Chris’s number one focus right now is retirement. He is out with a new book this week called, "Retire Inspired: It’s Not an Age, It’s a Financial Number." In our conversation, we talk about what Chris calls the RIQ, the retirement IQ, what’s yours, what’s mine? The healthcare wild card had a factor in unpredictable health costs and retirement and so much more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about coming to an agreement on family finances, getting rid of debt to improve your credit score, how long you should keep your tax paperwork and more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is anonymous, we only know her first name - it's Sherry from the Save. Spend. Splurge. blog. She is on the show by popuar request. A few of you have written in specifically asking to hear from her. So we delivered. This is, in fact, Sherry’s first ever podcast. The intrigue aroundSherry stems from her ability to live the good life. She likes fancy things, she admits. And she’s not afraid to write about it. She has turned her blog into a business and that, in conjunction with her day job, has earned her a net worth of over $500,000 in her early 30s. We discuss how Sherry alsoyanked herself out of $60,000 worth of debt in just 18 months. She did it using The Budgeting Tool which she now offers her readers and donates the net proceeds to charity. Her negotiating prowess. And how we should all approach salary discussions with prospective employers. Why retirement is a privilege. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is the former editor in chief of Seventeen magazine and one of the launch editors of CosmoGIRL. Ann Shoket has been named by Forbes as one of the "most Powerful US Fashion Magazine Editors." For 10 years, Ann has been shaping the national conversation about and for millennial women. She is working on a book about what it takes for young women to be powerful and successful. Itchy emotions around being young and hungry and ambitious. Stay tuned for more information on that front. She also has a great, informative newsletter so I highly recommend that you head over to her website and sign-up for it at ANNSHOKET.com. Ann talks about how she rose to the top of Seventeen. How the ambitious and career-focused Millennial woman is impacting the dating world, marriage and parenthood. The top financial concerns Millennial women have, as Ann sees and hears it. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is focused on helping you look, lead and live their best life. Kailei Carr advises C-level executives and successful entrepreneurs women on their image, presence and personal brand, and how to b ea compelling force within their organization. A highly sought after speaker, she’s created the Power Presence Toolkit where Kailei walks you through 4 steps to create a stronger personal brand. She is also the host of the podcast Beyond the Business Suit, which uncovers the secret weapons of successful women. She holds an MBA from the Kellogg School of Management at Northwestern University. When you know there’s MORE out there for you to achieve. Ho to go after it…make the transition. Kailei shares her journey and lessons learned. Frequent mistakes we make when trying to create our “personal brand. That time Oprah grabbed her breasts. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest wears many hats. Liz Weston is an award-winning, nationally-syndicated personal finance columnist and the author of several books including the best-seller "Your Credit Score." Liz is also a contributing editor for Bankrate.com and writes on the topics of education and money for Reuters. She also has a question and answer column called "Money Talk" that appears in newspapers across the country, including the LA Times, San Diego Union-Tribune among others. Liz also commentates regularly on public radio. How her work saved someone's marriage! Her own personal money experiences - the good, bad and ugly! Buying retirement land in Alaska?! For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about moving on from a money mistake, teaching your children to invest their money, filing taxes for newlyweds and more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today we’re closing out our end-of-year wrap. I’ve had such a fun time this week reminiscing and looking back at some of the great So Money interviews of this year. Before we jump in to today’s theme of the “Greatest Lessons Learned from Failure” as told by my guests, I want to wish you all a Happy, So Money New Year filled with health, wealth and success. I hope you all have a great time celebrating tonight. Today we’re going to highlight the greatest lessons some of my top guests have learned from failure. I know this is a standard So Money question but we’ve heard some really astounding stories when it comes to financial failures on this show. In this episode we'll hear from: Dave Asprey, Author of “The Bulletproof Diet” interviewed in episode 11 Natalie Jill, Fitness Entrepreneur interviewed in episode 172 Ramit Sethi, Author of the New York Times bestseller, "I Will Teach You To Be Rich" interviewed in episode 85 Tony Robbins, #1 Life and Business Strategist interviewed in episode 1 For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We're heading into day 3 of the So Money Year End Wrap. As a reminder. this is how it works. Each day I have a special theme and share some excerpts from some of my top interviews that correspond with that topic.Today’s theme is “Starting Your Own Business.” I know many of you are interested in this because I’ve asked, “What’s on your 2016 agenda, financially speaking, career-wise?” And many of you are interested in becoming your own boss. So this one’s for you.If you’ve been listening to the show for a while now you know I frequently interview entrepreneurs who have done some pretty amazing things with very few resources. I often get question on Ask Farnoosh episodes saying, “Hey, I want to be an entrepreneur. I want to be my own boss. How do I come up with the idea? Just the basics, the first step?” So in this episode we’re gonna hear from a few people including:Gerard Adams, Co-Founder of Elite Daily interviewed in episode 278Hannah Ouimet, Poshmark Entrepreneur & Founder of Hannah Beury interviewed in episode 184Bill Rancic, Winner of "The Apprentice" and Entrepreneur interviewed in episode 120Josh Altman, Bravo's Million Dollar Listing LA star interviewed in episode 273For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s theme is about “earning more.” Probably my FAVORITE financial topic of all. You might know that I’m not a fan of couponing or cutting out coffee. I get more excited about the things I can DO to bring in the money that’s going to help me live a more exciting life. There are two aspects of this earning more conversation. There’s earning more through an extra revenue stream or starting a business. And then there’s earning more on the job. You’d be shocked to know how few people actually ask for raises or ask for more money. In this episode we'll go back and hear from: Tim Gunn, Project Runway Mentor interviewed in episode 272 Lea Goldman, Executive Editor at Marie Claire interviewed in episode 309 Terri Trespicio, Branding Strategist interviewed in episode 271 Barbara Stanny, Money Coach and Author interviewed in episode 33 For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today marks the last week of 2015 and I thought what better way to close out the year than to reflect on some of the wonderful lessons my guests have shared with us this year on the show? It’s been almost a full year since the show launched and I’m so grateful to my guests and all of you who have taken the time to tune in and ask questions day in and day out. In just the last month we’ve been featured in the Wall Street Journal, INC Magazine and on Marketplace Money, my favorite radio program. I’m excited to see what 2016 has in store, but so thankful for a wonderful 2015. This is how our year-end wrap episodes will work. Each day I’ll have a special theme and share some excerpts from some of my top interviews that correspond with that topic. Today’s theme is “Health & Wealth.” So often we hear from my guests about how important it is to keep your health in check and how that can translate into growing your wealth. In this episode we'll go back and hear from: Lewis Howes, Author of "The School of Greatness" interviewed in episode 277 James Altucher, Entrepreneur and Best-Selling Author interviewed in episode 3 Dave Asprey, Author of "The Bulletproof Diet" interviewed in episode 11 Amie Valpone, Nutritionist and Founder of "The Healthy Apple" interviewed in episode 302 For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Ladies and gentleman, this episode will forever be an absolute dream come true for me. The day that we had the Emmy Award-winning co-host of Lifetime’s mega-hit show Project Runway Tim Gunn. Tim is fashion royalty and he’s had a long lasting career as a mentor and educator with roles like Chair of the Department of Fashion Design at Parsons School of Design, Fashion Dean at Fifth & Pacific and Chief Creative Director at Liz Claiborne Inc. He’s also a New York Times best-selling author. Most recently he has an upcoming show debuting November 12 called Project Runway Junior. This show will focus on up and coming emerging young designers aged 13-17. Tim will co-host alongside super model Hannah Davis, Kelly Osborne, designer Christian Siriano and executive fashion editor at Cosmo and Seventeen Magazines, Aya Kanai. Be sure to tune in on Nov. 12 at 9p ET. Takeaways from our time together: How Tim didn’t get paid when Project Runway first launched (season 1 AND 2). Nada. Zilch. His So Money moment after years of living paycheck to paycheck as a “pauper educator,” he describes. Receiving a $50,000 inheritance in the 1990s and how he used it strategically. Fun Fact: Tim and I actually used to live in the same apartment building together (though I was always too shy to say Hello. I blame my yoga pants.) For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Our guest says he doesn’t like talking about personal wealth. He reveals this late in our interview, which kind of shocked me and made feel a bit bad because here I am digging into his personal finances. But he graciously makes an exception for us. My former boss and mentor Jim Cramer, co-founder of TheStreet.com and host of Mad Money on CNBC is on the show. We catch up on old times, chat about how and where he’s investing his money today, how he overcomes criticism and that time he got swindled by a friend…millions of dollars! For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Money is a taboo topic as we know, which is why so many of you come to listen to this show. Here, we go where most conversations DON'T. And when you’re in a relationship money is often the LAST thing you want to talk about. And so naturally, couples struggle to communicate about money and work on their financial issues. My guests today are dedicated to helping couples have better conversations on money and marriage. Derek and Carrie Olsen run the blog DerekandCarrie.com. Their new book, "One Bed One Bank Account," was released this year and they’ve spent most of 2015 traveling the country meeting with couples, sharing their advice and strengthening their own finances. Did you know Carrie’s home was almost foreclosed upon? They admit to almost going broke at one point but they’re soon ready to eliminate all their debt in the New Year. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is the founder of Listen Money Matters, which is the “ultimate personal finance resource” as they call it on their website. Andrew Fiebert is also the host of the popular podcast operating under the same name. If you listen to this show and you love money and personal finance, I suspect you might know Andrew Fiebert’s voice and his show. You know, Andrew’s passion started with money when he took a job at an investment bank. And this bank no longer exists, the Lehman Brothers. There he was, a data engineer, right out of college. He became fascinated with getting the most out of his hard earned money and his wife, Laura, suggested that, “You know what Andrew? You should start a podcast.” She was onto something and here he is, hosting the show, working to educate the community that he’s created on personal finance. So naturally, I had to ask Andrew about the time that he worked at Lehman Brothers, the day specifically that it collapsed, what happened, what did he see, a scary time of course for everybody particularly for those working at the bank. And what happened on that infamous day. We talk about why he broke up with his original host of Listen, Money Matters, Matt Giovanisci. There are rumors and I wanted him to clear the air. What happened, why did you guys break up? Matt Giovanisci’s has been on this podcast. I didn’t asked him, but now I have Andrew on the call, I wanted to know what happened. Why are they no longer together? He’s never shared the story and he does with me. We also talk about taking Listen, Money Matters, which was a daily show to three days a week and now, to just one day per week. Can you imagine if So Money became one day a week? I don’t know if I could ever do that. I feel as though it would just be a show about nothing. I mean one is not enough but it’s proving to be just enough for him and his listeners. His audience really loves it. He hasn’t really noticed a falloff in listeners so kudos to him. I want to learn how he has managed to do that. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest you probably know him by his voice. He is the co-founder of The Art of Charm podcast, Jordan Harbinger. Once upon a time he was a Wall Street attorney and now he helps people with their communication skills and interpersonal dynamics. The movement started as a hobby with his The Art of Charm podcast 9 years ago – that was before podcasting was even really a thing. Now he gets about 2 million downloads on the show a month, runs a coaching academy and speaks at events across the country.Jordan gives a really candid interview. He shares the time his friends who were business partners at the time were stealing from him, why he is NOT paying off his student loans right away even though he could, and what he’d do if he had to start over from zero.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode of Ask Farnoosh, I answer your biggest questions about contributing to a 529 and emergency fund while paying down credit card debt, keeping your family finances on track, making the leap to quit a job in order to pursue another opportunity and more.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest wears many hats... he's a certified financial advisor, syndicated radio host of The RichLife and bestselling author of the book The RichLife: Ten Investments for True Wealth. Beau Henderson writes and speaks internationally on the topic of creating financial success and living a fulfilled life. He has helped more than 3,000 families discover their true relationship with money and has given them the tools to live a healthy, wealthy and fulfilled life.We discuss raising your financial IQ and the one discipline that guarantees success.For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We’ve got two wonderful guests today. A couple, in fact, David Auten and John Schneider, also known as the Debt Free Guys. They’re making headlines these days with their blog and coming out as financial leaders for their peers in the LGBT community. When John and David met, they were two guys living what seemed to be normal lives. They were in their 30’s, they were financial professionals but they also had $51,000 in combined credit card debt. So, in our conversation, we chat about how they got out of that debt, how for many years they’ve lived what they called a “double life," as two men who are fabulous, out partying, drive nice cars, have nice clothes, great jeans but secretly were saddled with over $50,000 in debt. And we also talk about the specific financial needs they’re recognizing amongst gay couples. We’ll also talk about wine. These guys are wine lovers, car lovers and so much more. David and John currently work in financial services but they plan to quit very soon to pursue their blog and speaking engagements full-time. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I have a question for you. How old were you when you discovered what you wanted to be in life when you were all grown up? I think I was maybe 11 or 12, I knew I wanted to go into news and journalism but then I got sidetracked and I did finance but hey, I found my way back. My guest today remembers vividly at three years old that she wanted to be a television anchor. And she did become a television anchor but it wasn’t without challenge. I first encountered Joya Dass when I was a graduate student interning at CNN. It was an incredible internship. I had a chance to go backstage at New York Fashion Week. I had a chance to work closely with some amazingly talented journalists and I got a chance to watch from the sidelines how anchors like Joya prepared for live shows and reported on stories from oil markets to student loans. Joya Dass is one of the first South Asian females to be seen on mainstream television in the United States. She’s been a business anchor for major networks for the last 15 years including CNN as well as ABC and Bloomberg and right now, she’s on the New York Stock Exchange floor every day for NY1 News and CBS. I just watched her give an incredible TED talk called Rethinking Failure, which we dive into on this podcast. We talk about what made her want to do that and the struggles that she had growing up in her family. In 2014, Joya was named the executive director of the South Asian International Film Festival presented by HBO. She also helms a documentary production company bearing her name. Joya is currently running a woman’s networking initiative called LadyDrinks. It champions the South Asian female entrepreneur. You want to listen to this interview because we talk about Joya’s determination with a capital D. That time in college for example when she went to the bursar’s office and the financial aid officer told her that no one had paid her tuition bill and she was not allowed to come back to school and she said, “Well actually, I’m going to figure this out” and so at the ripe age of I don’t know, maybe 19 or 20, she figured out a way to pay her own way through college. We also talk about the entrepreneurial path of journalist today, why you need to think outside the box. If you want to be a TV anchor maybe you want to be TV anchor and other things because there’s not, as it used to be, a direct path to getting on television and being on television frankly isn’t the end all anymore. For more information visit www.somoneypodcast.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>