Property Magic Podcast

In this week's show, Simon talks you through the ways in which you can keep ahead of the curve in your property investing journey, and how you can achieve and maintain a competitive advantage. KEY TAKEAWAYS Keeping up to date with conditions in the property market is essential in order to allow you to keep a competitive advantage, and also to allow you to better decide upon given strategies at given times. Legislation and regulations, both national and local, are an essential area of knowledge that you must remain fresh upon. Also be aware of mortgage rates and evolving property strategies. Network meetings are a wonderful way of ensuring that your property knowledge is kept fresh, that your network continues to grow, and that your inspiration is sparked into life. Think about attending property exhibitions, which are on the way back to larger venues. They're a great way to hear expert views, meet likeminded investors and keep abreast of newer innovations. BEST MOMENTS 'What you know will make you rich. What you don't know will keep you poor' 'We need to make sure we have the most cost-effective and appropriate financing for our property investing' 'Build your confidence and belief about what can be done' 'Some of the best deals I've done have come through people I've met through networking' VALUABLE RESOURCES Register to join the next free virtual property exhibition for a full day of learning and updates here;http://www.virtualpropertyexhibition.co.uk/ Join the next virtual National pin meeting here: https://propertyinvestorsnetwork.co.uk/meetings/national-virtual-pin-meeting/ To Save 20% OFF membership to National Residential Landlords Association (NRLA) membership use Discount/Referral code pin21A on this page:https://www.nrla.org.uk/join/landlord Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon shares with you the five steps you can use to accelerate your property success, including the importance of specialist knowledge, and how your network can keep your mind-set and self-development fresh. KEY TAKEAWAYS To be successful in investing in property, you will need specialist knowledge. It will give you a competitive advantage and the ability to spot deals that others might miss. Once you find a deal, you need to have all your funding ready to go. You need to able to move swiftly, so start putting your ducks in a row as soon as possible. Find a strategy that serves you well, and focus on it. FOCUS stands for Follow One Course Until Successful - but also make sure your toolbox is diversified enough for you to be able to pivot. Property investment can be a very lonely journey, and the more successful you get, the less people you'll have to talk to. Networking and events are marvellous ways of keeping that self-development fresh. BEST MOMENTS 'I want to make it really clear how you can massively accelerate your success' 'The reality is that you will never know everything' 'Time is your most valuable asset' 'It's never too early to get your funding in place' VALUABLE RESOURCES If you would like to join Simon for some more in depth, online training on how to accelerate you property success, you can reserve your place here: www.AccelerateYourInvestingSuccess.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show, Simon talks you through his four-step process for stacking property deals, and how by following this you can greatly energise your property investing plans. KEY TAKEAWAYS Only buy in an area with strong rental demand, and accurately assess whether or not it's a viable property in terms of rental income, and how much you can hope to gain from it. Work out how much money you'll need in order to acquire the property. Remember that you don't always have to put money down, and can use strategies such as PLOs. Only buy a property that will give you a cashflow. There must be profit left over every month. Everything you buy must make money straight away. Look at the potential return on investment for the property. We need to make sure that any money we put into a deal is working effectively on our behalf. BEST MOMENTS 'You need to understand how much rental income you can achieve' 'For every property you're buying in a traditional way, assume you'll need about 30% of the purchase price upfront' 'If a property isn't making you a cashflow, I wouldn't buy it!' 'You need to factor in that cost and then add in the return that you'd like to make' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this very special episode, Simon shares the top five tips collected from the top five performers on his Property Magic mastermind course - the techniques and strategies that others have adopted and utilised in order to power their way to investment success! KEY TAKEAWAYS Ensure that you follow the process exactly. When you have a formula, stick to the plan and follow the guidance all the way through. Follow up! Always make sure you come back after any offer to see what's happening. This shows diligence on your part and can ultimately save (and earn) you money. Keep that momentum going. By doing one thing a day in order to keep things moving, you'll make sure that the process is always ongoing. Sense-check your deals with other, experienced investors. If you find a great deal but you're unsure, sense-checking can give you the confidence to move forward. BEST MOMENTS 'There's some real golden nuggets here!' 'If you follow these five tips, you'll be a more successful investor' 'If you don't follow the process, you won't get the results you expect' 'Most sellers become more motivated with time' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In the final part of his five-part series on Purchase Options and Purchase Lease Options, Simon discusses how to secure option contracts in the correct way, the big mistake most amateurs make with PLOs, and how to ensure your agreements are not challenged. KEY TAKEAWAYS Most investors make the mistake of thinking that option agreements are "cut and paste", when in fact they should always have fresh contracts drawn up by solicitors as every deal is different. Many solicitors DO NOT UNDERSTAND purchase lease options. Make sure your seller has the advice of a solicitor who does understand, and who is separate from your own solicitor. The Heads Of Terms document specifies exactly what you and your seller have agreed. This contains details such as agreed price, and seller and buyer details. For the sake of clarity and openness, always be honest about what you plan to do with the property. If you're planning to live in it, then make this clear. BEST MOMENTS 'Each purchase option is a bespoke agreement' 'Many investors love purchase options!' 'This is going to save you time, money and hassle' 'We're looking for an ethical win-win' VALUABLE RESOURCES Download the sample Heads of Terms document you need for Purchase Lease Options from www.PLOTraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon talks you through the creative ways in which you can offload properties that are costing you money, and also to give you a better insight into why property owners might agree to a purchase lease option. KEY TAKEAWAYS The great thing about auctioning properties is that when the hammer goes down, you get paid within 28 days. A purchase lease option provides a win-win for buyer and seller. If you find yourself a tenant buyer, they can movie in immediately with the right to buy at market value. Any value added to the property during the lease period is of benefit to all parties. Also, a huge deposit isn't instantly required, which can be a stumbling block to many buyers. A Purchase Lease option fee, usually around £3,000-£5,000 ensures that you get a tenant who's committed, and who has some skin in the game. BEST MOMENTS 'This is really going to help you to understand why a property owner might agree to a purchase lease option' 'A tenant buyer is someone who would love to buy, but who can't right now' 'They benefit from the security of tenancy' 'You've got no management, you've got no bills, you've got no costs!' VALUABLE RESOURCES Download your free tenant buyer check list and other bonuses here: www.PLOtraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show, the third of a five part series about Purchase Options and Purchase Lease Options, Simon talks about the ways in which you can upgrade the place in which you live, in particular, how you can go from renting to owning your own home without the need for a large deposit or mortgage, or simply increase the size of the home you do own. KEY TAKEAWAYS By living in a property on which you hold a Purchase Lease Option, you still retain the benefit of potential capital growth. Be realistic about your budget. Everyone would like to live in a bigger house, but examine the numbers and see if they work for you. The joy of a Purchase Lease Option is that if you do not wish to stay in the property, you can always assign away the lease for a profit and move on. Look for properties that are not just on the market for sale, but also to rent. This will generally denote an owner who is eager to relieve themselves of the financial burden of the property. BEST MOMENTS 'Would you like to live in a bigger property and in a better area? If the answer's yes, then you're going to love this podcast' 'Affordability is really important!' 'A purchase lease option might be less than the rent you're paying now' 'This is a great solution for them, and a great solution for you!' VALUABLE RESOURCES Come and join Simon for a live online training about Purchazse Lease Options. Register here: www.PLOtraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In Part Two of his five-part series about Purchase Options and Purchase Lease Options, Simon talks you through the ways in which you can flip property without actually buying it, meaning you'll need less cash and make a higher return on your investment. KEY TAKEAWAYS Flips typically involve finding properties in need of improvement, working on it so as to increase its value, and then selling on at a profit. This usually involves buying the property at the beginning of the process. Instead of buying the property, you can control it with a Purchase Option, meaning you don't need a big deposit or mortgage, have no purchasing fees to pay, and can sell within six months. Finding a motivated seller is key to this strategy. You also need a power of attorney, granting you the right to sell this property on. You can potentially give your seller more money than from a traditional sale. Your improvements will add much-needed value and increase its sale potential. BEST MOMENTS 'Flipping property is a great way to make lumps of cash!' 'There is an easier and more profitable way of doing this' 'This is known as an assisted sale' 'This is just one tool in your investor toolkit' VALUABLE RESOURCES To download the 8 questions to ask Estate Agents to get them to bring Purchase options and Purchase Lease options to you please visit www.PLOtraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In the first of a five-part mini-series all about purchase options and purchase lease options, Simon examines the purchase option strategy, and discusses why you should be using them as part of your property investing toolkit, which strategies they can be used, and when to use them most effectively. KEY TAKEAWAYS The Purchase Option strategy is where you as the buyer have a contract stating that you have the right to buy their property, but not the obligation to purchase. The Purchase Lease Option strategy is where you as the buyer agree to lease a property from a buyer for a monthly fee, with the right to buy by a future date, with no obligation to do so. A purchase lease option can alleviate the financial burden of a property for a set amount of time, meaning that it is incredibly attractive to a buyer looking for a swift way to free up finances. Lease options are a win-win for all parties. The seller is able to instantly offload a property, while you as the seller can turn an instant profit by using the property as a rental for profit, while also enjoying the increase in value as the lease option period runs its course. BEST MOMENTS 'Options must always be assignable' 'You're babysitting - you're looking after their mortgage for them' 'You've really got to put yourself in the shoes of the seller and see it from their point of view' 'There are lots of reasons why someone may want to sell a property, but they're okay with not selling it right now' VALUABLE RESOURCES To download the Purchase Option Flow chart visit www.PLOtraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon talks all about property auctions, and gives you his ten personal do's and don't's that'll help you to get the properties you want at far lower prices, and help you to avoid making the cardinal errors that so many people make at auction. KEY TAKEAWAYS The number one reason for selling a property at auction is to get it sold quickly! Buyers exchange contracts on the very day they bid, so the whole process is extremely streamlined. A low guide price isn't the purchase price. Bear in mind that these low guide prices are different to the reserve prices, so don't assume the lower price will be the one you'll pay. Try not to get too emotionally attached to the bidding. Sometimes you can end up paying far more than you wanted to in the first place. Make sure you do your research and your due diligence before making nay bids. How much is it worth now, and how much will it cost you to get it up to scratch? All these factors should give you a figure - make sure you don't pay over this figure. BEST MOMENTS 'If you're the successful bidder, then the day you bid, you exchange contracts' 'Investors buy because they think they can get a deal' 'If it was such a good property then they should have bought it before the auction' 'What's the maximum price you can afford to pay?' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Many potential investors hear much about how they can use other people's capital in order to get started, but where do you start? In this week's show, Simon talks you through the ways in which you can approach and attain money from others. KEY TAKEAWAYS Traditional lenders all like to ensure that you some skin in the game - that you have something at stake in the investment. Obtaining a letter from your source of money may solve the issues that lenders might have. They much prefer it when the money is yours to lose, and not some borrowed finance. The deal you want to be involved in must have enough potential profits, so that you can give a good return to your investor, plus a healthy return for yourself. You may have money somewhere in your life, that can be drawn upon. These hidden assets are a wonderful resource and can get you started immediately. BEST MOMENTS 'At some point all investors run out of their own money' 'One of the members of your power team should be a fully independent mortgage broker' 'You've got to be very careful when using other people's money' 'Blend your money with their money' VALUABLE RESOURCES Find out if you have any hidden assets you could use here - www.HiddenAssetsTest.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show, Simon explains the BRRRR strategy - otherwise known as Buy, Refurbish, Refinance, Rent and Repeat - or as Simon calls it, momentum investing! KEY TAKEAWAYS The BRRRR strategy is the fastest way to grow your portfolio, as each deal's refinance value allows you to swiftly move on to the next. Not just any property will work for BRRRR. You have to be able to add value to the property in order to make the strategy work. By refurbishing in a stylish and pleasing way, you'll set your property apart from others, allowing you to achieve a higher rent, and attracting a more agreeable clientele. It's okay to leave some money in the deal if you have to. If you need extra funding to complete subsequent deals, look for external sources of investment. BEST MOMENTS 'This is where you find a property, add value, refinance, take your money out, and go and do another project' 'This really makes fantastic feature of the communal area' 'We want to make this an attractive place!' 'Don't shy away from deals if you can't get all of your money out' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this episode, Simon talks about investment mortgages - the six most common mistakes people make, and how you can avoid them by thinking very differently about mortgages and how they work. KEY TAKEAWAYS People ask their bank about investment mortgages, but unfortunately, they're not the right people to ask, and so bad advice can often be given. This can lead to a string of assumptions that simply aren't true. Find a truly independent mortgage broker who has unlimited access to the entire market. This will allow you to get a far better idea of what investment mortgages are, and how they can help you. As we grow older, there will be far fewer mainstream lenders willing to work with us, as all their products centre around the purchaser being the tenant. With investment mortgages, you are not the tenant, and so far, more options are available. When taking out an investment mortgage, make sure it's optimised for cashflow. Interest-only mortgages mean your cashflow is at its maximum and give you the benefit of capital gain. BEST MOMENTS 'This isn't financial advice. It's financial education' 'All lenders are different - they all have different criteria' 'Owning your own home is very different to owing an investment property' 'We only buy something that gives us cashflow' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon talks about a rather controversial point – that why, as property investors, you must never sell your properties… KEY TAKEAWAYS Strategies change over time as gain more experience and a wider view of the property journey we wish to take. We should always embrace a changing perspective. The main problem with selling a property is that at the moment of sale, you crystallise the profit, and will never make another penny from it. If managing a rental property is not your calling, you can always hire someone to do it for you. Demand for rental properties can change as the area changes. There could also be a huge amount of equity. In these circumstances, you may feel the benefit of selling. BEST MOMENTS ‘Your opinions and knowledge change over time’ ‘Holding the property and renting it out means you make cashflow on a monthly basis’ ‘Often it’s short term thinking, and the long term capital appreciation isn’t considered’ ‘As values go up over time, we can remortgage!’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon tells you how you can replace your income with only three properties, using strategies that have worked for his many students, allowing them to achieve financial freedom. KEY TAKEAWAYS Most HMO properties should be making you a profit of around £1000 per month. That means that for the average person, who earns around £3000 per month, only three of these properties are required in order to replace their income. An HMO is a property with three or more unrelated tenants. Smaller HMOs do not tend to require a mandatory HMO license. The national guideline is five or more tenants, but check with your local council. Safety requirements should be of paramount concern as we have a legal, moral and ethical responsibility to our tenants. Always make sure that your HMOs are better than the average types currently on the market. Mark yourself out as different and you will be rewarded. BEST MOMENTS 'I'm going to give you some examples of mastermind students who've achieved this with just one property...' 'This is such a powerful strategy' 'The more people you have in that property, the further you can spread the cost of the bills' 'Living in an HMO is very cost effective' VALUABLE RESOURCES To join Simon for an in depth, online Master Class about how you can acquire your next HMO please register here www.HMOcourse.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon talks about the most common myths associated with the HMO (Houses of multiple occupation) strategy, and why they might not be as true as you think. KEY TAKEAWAYS There's an oversupply of HMOs and so you shouldn't do them - This is only half true. Most HMOs are very average in terms of spec. Be better and you'll definitely attract more clients. They're far more work than single-let properties - It's not really a fair comparison. In many cases, the workload is actually less in terms of the returns you'll make. Every property needs an HMO licence\need planning permission - Yes, there are regulations and licences to procure, but far less than you may believe. You have to have lots of money to do HMOs - Arm yourself with different strategies and you can start your property journey without using a penny of your own money BEST MOMENTS 'If you don't understand HMOs then you're not going to use them in your portfolio, which is a real shame' 'If you have a good HMO in a good area, you'll have no problem renting it out' 'If you're comparing like-for-like, HMOs are less work!' 'You have a moral, ethical and legal requirement to protect your tenants' VALUABLE RESOURCES To join Simon for an in depth, online Master Class about how you can acquire your next HMO please register here www.HMOcourse.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this episode, Simon tells you how you make sure your property is always fully let, which will help you avoid the dreaded "void periods". KEY TAKEAWAYS When a property stands empty, it is costing you money. Make sure the properties in your portfolio are all assets and not liabilities! Sometimes work needs to be done to a property before you can move people in. Be as quick as you can, and remember to advertise the property as soon as you are able. Before you rent out the property, always check the supply and demand in the area, and adjust the rent accordingly. Perhaps you can charge more per month, and haven't realised? Keep on top of maintenance and other issues that may turn people off. Remember that this is your investment, and it pays to keep your tenants happy. BEST MOMENTS 'When you have a void period, you are literally losing money' 'An asset is something that puts money into you pocket, and a liability is something that takes money out' 'It's important to focus and get that property filled as quickly as you can' 'Do not be cheap!' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon talks about the Buy-To-Let strategy, and asks the thought-provoking question of whether it might be soon consigned to history. The answer may surprise you... KEY TAKEAWAYS Buy-To-Let is a general term that encompasses a few different strategies in property investment. In essence, it is the practice of buying a property with the intention of leasing that property to a renter in some way. It's important as property investors, to diversify the strategies you use when it comes to your portfolio. Relying on strategy alone can be risky, especially if the market or certain regulations change. Generally apartments are leasehold and houses are freehold, so if someone has an apartment, then there will be more costs associated. Over the last few years, there have been an increasing number of changes, such as Section 24, which came in April 2017, and caused a fundamental change in the way that property investors are taxed. BEST MOMENTS 'I want to stimulate your thinking around this, so that you can come up with your own conclusions' 'You should have different types of property in different areas' 'There has been a real boom in demand for houses with outdoor space' 'The type of accommodation people want to live will vary depending on their age and circumstances' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show, Simon will teach you how to buy property below market value in a booming market, meaning that this very podcast could save you tens of thousands of pounds! KEY TAKEAWAYS Mindset and belief are the most important factors in buying during a booming market. Rule No 1 in Property Magic is that we always want to buy from motivated sellers. The national statistics say that 1 in 3 property sales fall apart. This equates to around 36% of deals. You need to remember that if you've found a seller whose sale has fallen through, they are going to be very motivated. When you do a search on Zoopla or Rightmove, make sure you tick the box to include all properties which have already been sold subject to contract, or are under offer. Communicate to the agent involved that if an agreed sale falls through, that you'd be interested in purchasing the property. If it does fall through, your seller will be extra motivated to entertain offers. BEST MOMENTS 'It's possible when you believe that it's possible' 'It's called a seller's market, and it's why prices rise quickly' 'If you give them what they want, they're far more likely to give you what you want' 'You need to make sure that you are proactive' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon shares the secrets that'll allow you to achieve twice as much in half the time, including the strategies that he personally utilises each day. KEY TAKEAWAYS Time is your most valuable asset. We can always grow wealth and make money, but we are always limited in the time we have. The benefit of property investment is that the income you make can be used to replace the money you need to make through working. This gives you more time, which is the most valuable asset of them all. Giving yourself more time begins with making a decision - with deciding to change our lives for the better. It is the act of defining what matters most to us. Focus is incredibly important, and should be used as an empowering acronym: Follow One Course Until Successful BEST MOMENTS 'I want to help you in the time you have available' 'You can always earn more money, but you can't earn more time' 'You need to be focussed with the time you have and make sure you're doing the right things' 'It's not so much about time management as time allocation' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon takes a look at the recently announced 2021 budget for the United Kingdom, talks about how the changes may affect your property investment plans, both current and future, and also discusses why maybe the outlook for property investors isn't quite as bad as the media may have led you to believe... KEY TAKEAWAYS Many speculated that capital gains tax would rise in this budget, but that hasn't proven to be the case. It's worth recognising that media speculation can have a negative effect. While many have been fearing the effects of the budget, and feeling anxious about the way in which it could harm investments, the 2021 budget has proven to be not as bad as everyone suspected it might be. The reason the housing market boomed in 2020 was that predictions stated it would collapse, causing the government to cleverly introduce the stamp duty holiday and the furlough scheme. With the furlough scheme extended again until later in 2021, we are set to see a boom in leisure and hospitality this summer when lockdown eases. It's a smart move by the government BEST MOMENTS 'That money has to be paid back at some point, so everyone knows that taxes are going to have to go up in the future' 'I actually think that this budget has been very, very clever' 'I was very surprised by the property boom in 2020, given everything that's happened in the economy' 'Most people actually had more money than they had before' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show ,Simon shares the three reasons why virtual networking is better than being in the same room, why networking is crucial to your property success, and how to get the most out of virtual events. KEY TAKEAWAYS The main benefit to virtual networking is that there's no travel involved. You can do it from anywhere, and at any time! Your net worth is your network. The more people you know, the more experience and wisdom you have at your fingertips. Think about what you want to achieve and get out of these events. Planning ahead will allow you to remain focussed upon the moments that matter. Remember that networking is a two-way street. Make sure that you provide value for others instead of making it all about you. BEST MOMENTS 'You can literally participate in events all over the world from the comfort of your own home' 'You can exponentially grow your network' 'I've learned some of my best strategies from people at virtual events' 'Take every opportunity you can to introduce yourself and connect with people' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon talks you through the six key signposts you need to watch for in order to recognise a good deal in property. KEY TAKEAWAYS Look for properties with instant equity. If you can find a motivated seller and gain yourself some instant equity, you're already in profit. Make sure you only buy properties in areas where there is strong rental demand. You want to be able to rent it our quickly in order to minimise void periods. Look for properties in which you can add value. If you can't add value yourself, then you're relying on the market to add value. Endeavour to make the best return upon your investment that you can. This is calculated by looking at the annual profit divided by the initial investment required. BEST MOMENTS 'A lot of people out there don't really know what makes a great deal' 'If you can buy at a discount, it means you have equity on day one!' 'It's not about getting a discount on the asking price - it's about getting a discount on the value of the property' 'There must be profit left over after the end of every month' VALUABLE RESOURCES If you would like to learn more about finding great deals in your area you can register for free online training here: www.dealfindertraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show, Simon talks you through how to conduct your due diligence when investing in property - one of the most important and fundamental processes in ensuring that costly errors are avoided. KEY TAKEAWAYS Due diligence allows us to recognise a good deal, but also to help us recognise a bad deal. Through careful evaluation, we can make sure that expensive errors can be avoided. The very first thing to think about is the area in which you wish to invest. Initially, you will want to stick to an area you know well. Consider the type of tenant you hope to attract. Families may require better locations near schools. Students may require entirely different amenities. Always think about who you're targeting. When calling a letting agent in order to determine demand, instead of saying you're a landlord, pose as a potential tenant as you'll get a far better idea of availability and price. BEST MOMENTS 'You can invest remotely. You'll just need people on the ground who also know the area really well' 'If you don't do this correctly, you could make some expensive mistakes' 'Is this property in an area of strong rental demand?' 'We only buy properties that give us cashflow!' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show, Simon talks about how you can find property deals during lockdown, and through this unprecedented time of uncertainty. As Simon discusses, there are still deals to be found, and in this episode, he'll tell you how. KEY TAKEAWAYS Viewing properties has become slightly more difficult, but the market is still open, and will remain so, unlike during the first lockdown. After the first lockdown, a stamp duty holiday was introduced, meaning that 2020 saw a property boom as sellers sought to take advantage. This ends in March, and estate agents are now actively seeking other ways to sell. Estate agents are a fabulous source of deals, but they must be approached in the correct way. It's about reversing the perception that investors are time wasters, and that they only make low offers. The five questions you need to ask estate agents are: Have you had any deals fall through due to COVID-19? Do you have any empty properties? Do you have any properties listed as "Cash Buyers Only"? Do you have any properties with more than one agent involved? Do you have any properties listed for sale and for rent? BEST MOMENTS 'It's a really good time to reach out to estate agent to secure deals' 'There are five specific question you can ask in order to get them to think in a different way' 'All sellers want is peace of mind and certainty' 'All of these issues can be fixed with a bit of time' VALUABLE RESOURCES If you would like to learn about how to sell property deals to other investors for a fee, come and register for some free online training with Simon here: www.dealfindertraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show, Simon talks you through the seven-step process you need to follow in order to achieve financial independence in the next twelve months! KEY TAKEAWAYS The first step is to work out exactly how much you need in order to get by each month. This is entirely separate from the amount you want. Without a clear, focussed reason behind your desire for financial independence, it becomes all too easy to give up when things get difficult. Recognising the starting point you're at, allows you to see the gap between the present and the future you wish to achieve. Grow your knowledge base. By doing so you'll equip yourself with a greater number of available strategies. Selecting the right strategy is key for every deal. BEST MOMENTS 'Financial independence is where you no longer have to work for a living' 'Get really clear on why you want to achieve this' 'You know what you want - you know why you want it. You need to commit to your financial future' 'Make your success an absolute must' VALUABLE RESOURCES To learn more about becoming financially free go to www.becomefinanciallyfree.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show Simon discusses the seven most common reasons or excuses he hears, for people not wanting to begin their property investment journey, and why with just a little insight and re-framing, you can overcome any of them! KEY TAKEAWAYS Many see a lack of capital upfront as a stumbling block, but there are many creative strategies out there that require no money to get going. Deal sourcing on behalf of others is a superb way of making money for yourself, building relationships with investors, and helping to build a more robust knowledge base for yourself. Everyone has 24 hours in a day. If others can find the time to create wealth and others can't? It all comes down to making the decision to take action, and making this action a priority. Work with motivated sellers - finding them is key. Only buy properties in areas with strong rental demand. Only buy properties that can provide you with cash-flow today! And remember that you're buying for the long term, and always have a cash-buffer. BEST MOMENTS 'These might seem like very valid reasons, but they're really just excuses' 'There are creative strategies where you don't need to put in a lot of money' 'It boils down to a lack of knowledge, and a lack of mind-set and belief' 'Learning how to find really good deals is one of the best things you can do' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show, Simon shares with you a simple secret, that if implemented correctly, will double the number of property deals you can complete. KEY TAKEAWAYS Always be actively seeking deals - through agents, landlords or vendors. Part of the process is making an offer. If your first offer is accepted, then you've paid too much. You need to follow up - the money is in the follow up. To get the best deals, focus on finding and helping motivated sellers. No doesn't mean no forever. It means no for now. You need to have persistence. By following up in the correct way, you will do more deals. BEST MOMENTS 'When you apply it, it absolutely works' 'When you make an offer, you want the seller to say no' 'You need to be proactive!' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this episode, Simon explains Tenant-Buyer Strategy. This works well for both experienced and new buyers. A great follow-on from the previous episode (66) where Simon talked about whether you should rent or buy your own home. Listen in today for Simons knowledge and advice on this strategy, from both sides of the table! KEY TAKEAWAYS Being a ‘sandwich’ buyer can be a risky strategy and something Simon would not recommend. It’s much easier to do the Tenant-buyer Strategy that Simon talks about today, there is a lot less risk involved. A tenant buyer is someone who moves into a property to rent but is given the option to buy the property at a fixed price at a point in time. Becoming a tenant buyer is a great way to get your foot on the ladder. It can also be a way to ‘try before you buy’! Selling to a tenant buyer is great for experienced buyers who have properties they have decided aren’t the best investment for them anymore. Done it the right way you can make both sides happy. Keep it simple so it works for both the tenant-buyer and the owner, creating a win-win. BEST MOMENTS “I’ve done this on both sides” “Given enough time these problems will be solved” “It’s important to not be greedy and make it fair for everyone” VALUABLE RESOURCES If you would like to learn more about how you can use Purchase Lease Options you can join Simon for some Live online training by registering at www.PLOTraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Many rush to buy their own home as soon as possible, but are there benefits to renting instead? In this week's show, Simon talks you through the pros and cons of both, and discusses why you might want to change your thinking depending on the investment strategy you choose. KEY TAKEAWAYS Most view their home as an asset if they buy. This is certainly a long term view, but in the short term, remember that mortgage payments come out every month, and can be very expensive. Owning a home is to have a liability, not an asset. An asset generates wealth, whereas a liability costs you money. There will be more mortgages available to you if you own your own home, but if you don/'t there are still buy-to-let mortgage options out there. A great strategy could be for you to become a tenant-buyer. This is where you move into a property as a tenant but you also have the right to buy that property at some point in the future through a purchase lease option. BEST MOMENTS 'A liability is something that takes money out of your pocket, whereas an asset is something that puts money into your pocket' 'If you have no dependants living with you then it can be a very good strategy' 'You do have a foot on the ladder...' 'If you decide to sell, just remember that you do have a choice...' VALUABLE RESOURCES If you would like to learn more about how you can use Purchase Lease Options you can join Simon for some Live online training by registering at www.PLOTraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Life as a property investor would be far easier if there was one strategy that fitted for everyone, but different deals require different approaches. With this in mind, Simon presents a guide to determining which strategy could work best for the deal you're trying to close. KEY TAKEAWAYS Your chosen strategy will depend on two factors: what is happening in the property market at the time, and what you personally want to achieve. Due to the financial effects of the lockdown, many businesses no longer require their premises. This has led to a dramatic introduction of commercial properties onto the market. Due to the falling market, banks tend to lend less money because of the loss in value of property. This means that some sellers are more open to creative solutions. We should seek to bolster our financial life by looking to install multiple streams of income through different types of investments. This can shield us from damage if challenges arise. BEST MOMENTS 'The property market changes. Sometimes it's booming, sometimes it's coming down' 'After every boom there is always a bust' 'The property value that you pick will be based very much on what you're trying to achieve' 'The most important thing for all investors is to create multiple streams of income' VALUABLE RESOURCES If you would like to learn more about how you can use Purchase Lease Options you can join Simon for some Live online training by registering here: www.PLOTraining.com To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's special episode, Simon shares one of the most invaluable secrets from his Property Magic training course - his 10-Step Process for raising private finance - thereby allowing you far greater freedom for investment even if your own funds run low. KEY TAKEAWAYS Investors can receive a far greater return on their money by investing. Letting it stagnate in a bank account provides little growth. You can sell your ideas and deals to investors this way. Make a list of all the people you know. Think about every group of people you know. Don't make assumptions about who might or might not have money. The people you assume to less well funded may know people who are. Explain that you are educating yourself. Don't argue with people when they question your knowledge. The best strategy is to agree, and also to reinforce that you are educating yourself because you want to be sure of success. The power questions you need to learn by heart are: How much are you currently making on your money in the bank? If we work together, how much interest would you like to earn? If I was able to pay that high rate of interest, how long would you like to earn that high return for? BEST MOMENTS 'Do all your personal contacts know that you're a property investor?' 'I help people who need to sell their property quickly and I help investors get a great return on their money' 'I want to make sure that I avoid the mistakes made by most amateurs' 'When you know what you're doing, investing in property is actually a very good thing to do' VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Many feel that they are limited in their investment plans by lack of financing. But as Simon discusses in this week's show, if you do your best to find good deals, then it's far easier to find finance in the form of investors or joint-venture partners. KEY TAKEAWAYS Your investing destiny relies heavily on the people you surround yourself with. If no one in your circle has money for investing, then perhaps you need a new circle... Often those with money don't always have the time to go and find ways to invest. Therefore, you do have an attractive commodity - time! It's never been easier to raise your profile than it is these days. Social media, networking events, and referrals are a superb way of rapidly building your profile. Formulate and verbalise your unique offering. What can you offer to other people? Make an elevator pitch for yourself and refine it. It'll be a useful tool for those moments in which you're able to sell yourself. BEST MOMENTS 'I believe that this is all mind-set' 'If you get good at finding deals, it's much easier to find the money' 'Your environment has a really big impact on your beliefs' 'It's all about the follow-up' VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Repayment mortgage, or interest-only mortgage? That's the question everyone has to consider when it comes to buying a property. The route you choose will depend on the strategy you're following. In this week's show, Simon talks you through the benefits of each, and discusses which strategies work best with both. KEY TAKEAWAYS The mortgage on your own home needs to be paid off by the time you retire. This is because when you retire, your lender will assume that your income will significantly drop. The equity in your own home is the means by which many start their investment journey. Many do not have savings, but they have grown equity over time. Always seek advice from an independent and unbiased advisor or broker, who has access to the full market, and who can help you to understand your best route. If you intend to refinance as the value goes up, ti may make much more sense to go the interest-only route, as it makes far more financial sense BEST MOMENTS 'You need to treat your own home differently from any of your investment properties' 'Try and make your fortune and retire early to enjoy the rest of your life while you're still young enough and fit enough to actually enjoy your retirement' 'Over time values go up!' 'Hopefully one day, the income you get from your property is more than the income you get from your job' VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

The property investment world is all about increasing the value of our investments at all times. In this week's show, Simon talks you through the six main principles of making sure your property's value is always on the rise. KEY TAKEAWAYS Purchasing a new-build, or house to which no real improvements are necessary, can be attractive, but it also limits the potential value increase, and can tie up your deposit. Reconfiguring a property means you can add more rooms to a property, which in turn adds significant value. A larger room can easily be split into two, whether upstairs or downstairs. Freehold-to-Leasehold title splitting is a remarkable strategy that can add value by taking an already-converted property, splitting its title into separate parts, selling each part for more money. BEST MOMENTS 'This is the fastest way to grow your portfolio' 'This really is property magic' 'You are metaphorically cutting the cake up' VALUABLE RESOURCES If you would like to join Simon for some detailed training about the Freehold to leasehold Title Split strategy then register here now: www.titlesplittraining.co.uk For more information on Freehold-To-Leasehold strategies go to www.titlesplittraining.co.uk To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week's show Simon talks about the Chancellor's proposed changes to Capital Gains tax, which are being considered in order to help alleviate the strain put upon the economy by the COVID financial measures, and the impact that these changes could have upon you as a property investor. KEY TAKEAWAYS Capital Gains Tax (CGT) is the tax you pay when you have a property that isn't your own residence, and which is sold for a profit. This increase in value is taxable. You will have a Personal Capital Gains Tax Allowance each year, which is currently £12,300. If you have a partner, then you both get this allowance. Sometimes it can be far more financially viable to hang on to a property rather that sell it and pay CGT from the small remainder. The government are quite happy for you not to dispose of the asset during your life, as when you die, the Inheritance Tax your family will pay is far higher (40%). This is why it can actually be far more beneficial to never pay off your mortgage. BEST MOMENTS 'Taxes do change, and it's important for you to keep up to date' 'If you never sell a property, you never have to pay Capital Gains Tax' 'Do you really want to pay off your mortgage?' 'It's so important to get your head around the way tax works, as it may influence the way you invest' VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Money comes from all over the world, so why should those outside of the UK be restricted in investing into one of the world's most valuable markets? In this show, Simon talks you through how you can invest from abroad, or use money from overseas, to build your portfolio of properties, and make the most of your UK-based property adventure! KEY TAKEAWAYS It's imperative that you have the right financial advice from someone who understand the local tax in your area of investment, It's also wise to be in contact with a mortgage broker there, as well as estate agents and property sourcers. The first step is to set up a UK company. You can buy a property in your own name, but this is very difficult in terms of finance and taxation. Make sure you have a valuable network of managers who can manage your property for you. Managing yourself is not a valuable use of your time, and will cost you far more in the long run. No one knows when the market will bottom out. It's always best to look at the deals you like and decide for yourself when time is right. Is it going to make you money? If the answer is yes, then pull the trigger - but don't wait too long! BEST MOMENTS 'I've actually purchased several properties that I've never actually visited' 'You need people on the ground that you can trust, and who can do a lot of the legwork for you' 'It's worth having a diversified portfolio. It's always good to spread your risk' 'Now is always a good time to invest' VALUABLE RESOURCES If you are an overseas investor and want to learn more about investing in the UK who not join Simon for some live online training here:www.PropertyInvestingInTheUK.co.uk To access the training mentioned in this show go to www.propertyinvestingintheuk.co.uk To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon discusses the second national lockdown for the United Kingdom, and how it could potentially affect you and your property investments, specifically the likelihood of what’s about to occur in the UK property market, what it means in terms of viewing and letting your properties, and what you can be doing to make the most of the situation, and remain positive! KEY TAKEAWAYS The major difference from the first lockdown is that the property market is still open during the second lockdown. Last time everything was closed, but this time solicitors and brokers are all working remotely. We can also perform property viewings with restrictions. Payment holidays might seem like a good idea, but they are noted, and can adversely affect decisions in the future. If you can pay your mortgage without requesting holidays, then do so! If you have equity in property that you’d like to release for future investment, it might be best to release it soon as it may dip in the near future. After every boom there is always a bust. Property prices have risen sharply in recent months, but the expectation is that there will be a deflation of that growth, which is a knock-on effect from the recession and the pandemic, but it’s not expected to be as bad as 2009. BEST MOMENTS ‘You’ve got to be really careful not to have a knee-jerk reaction’ ‘It’s really important to use our time wisely’ ‘Get your money ready!’ ’This is a huge opportunity for you if you are ready!' VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In the wake of the COVID pandemic, many are wondering if student accommodation is still a viable sector for investors. In this week’s show, Simon talks about the types of student accommodation on the market, how the sector has been affected, and the opportunities that are still out there. KEY TAKEAWAYS There are three types of student accommodation: University-owned halls of residence/apartments Purpose-built student flats Private student houses/HMOs Purpose-built student accommodation cannot be repurposed. This represents a significant risk as there is no clear exit strategy if you decide to offload. If you have a child attending university, a better strategy might be to buy a house and rent it out as a HMO, meaning that their rent payments are essentially covered, as well as a significant portion of your mortgage costs. If there is a great deal of property choice in an area, it will lead students to be more discerning. Students love convenience, and so properties that are closer to amenities will always rent first. BEST MOMENTS ’The fact that there’s an oversupply means that there are real opportunities’ ‘Location is really, really important’ ‘You can turn this into a profit centre, rather than a cost centre for you’ ‘When I was a student, accommodation was very basic. That’s not the case now. Student accommodation has to be of a very high standard' VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week’s show, Simon talks you through the best practices when it comes to property joint ventures, one of the most favoured ways of seeing property deals through. There are many benefits, but there are also some pitfalls, and in this episode, Simon lays out do’s and don'ts you need to watch for. KEY TAKEAWAYS A property joint venture is when two or more parties come together for mutual joint benefit. Typically, this happens when someone finds a property deal, but then must seek an investor to make it work. When you find a joint venture partner, ensure that you have visions, goals and values that align. You have to make sure that you can be in partnership for the long term. Make sure you set down your criteria at the beginning. Agreeing terms in case one of you wants to leave is essential to state at the outset. Consider whether JV (joint venture) is right. If you have the experience, and you can get a private loan, this can work out to be cheaper in the long run. BEST MOMENTS ‘Would you be happy if this person came to your home and dinner with you and your family?’ ’There’s always risk with any loan that you make’ ‘You need to think about the exit strategies you’ll use if either party wants to leave’ ‘I want you to realise just how much a JV is costing you' VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi

In this week’s show, Simon talks about the ways in which you can use your own home in order to invest in property, and along the way pay off the mortgage on that home within eight to ten years! KEY TAKEAWAYS People think they can’t invest as they have no capital or savings. They are often missing the biggest asset they have - their home. Some people have equity, but don’t realise they can use it. Some people have equity, but don’t wantto use it. Some people know they have equity, but cannot access it. These are the people who need education about their options. Over the long term, property prices go up, and always eventually will. This is because we live in a country with a limited supply, and an increasing population. Eventually prices will always rise. With each investment property, the longer we hold them, the more they will increase in price. Our portfolios will eventually grow in equity, leading us towards financial freedom. BEST MOMENTS ‘We’re not taught these things in college or school or university’ ‘If you’re educating yourself, you can make sure you’re mitigating the risks as much as possible’ ’There is risk in everything you do, but there’s also a risk in doing nothing’ ’There’s always a creative way if you’re prepared to go the extra mile’ VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week’s show, Simon shares the ways in which you can use vendor finance, a creative way of funding investment deals using very little, or even none, of your own money, and which can result in huge profits for your sellers. KEY TAKEAWAYS Vendor finance usually means buying a property at full market value, but the seller themselves help to fund the deposit and any costs involved. You must find a motivated seller, who isn’t interested in a purchase lease option or similar, and who wants the property taken off their hands. Equity is vital, and ideally there should be no mortgage at all. Ideally, the interest you’ll pay to the seller on a monthly basis, should be less than the mortgage will cost you. You must also ensure that the property will have a strong cash-flow, so that you will be able to pay interest and make money for yourself at the same time. The core foundation of vendor finance is to investigate fully beforehand. Ask powerful, valuable questions and never make assumptions. It is a strategy that must work for both parties. BEST MOMENTS ‘You basically get a loan from the seller!’ ’By doing vendor finance, sellers can make a lot more money’ ’This is a way for us to give our seller more money’ ‘You need a seller who’s open to a creative solution' VALUABLE RESOURCES To access more free Creative Finance Strategies visit www.creativefinancetraining.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Can you really buy a property with no money? Do you always need a huge deposit in order to seal a deal? In this week’s show, Simon tells you the truth about creative finance, and the inventive ways in which you can invest in property without using large sums of your own money. KEY TAKEAWAYS It’s crucial to stop thinking about the number of deals you can do, or the size of the deals you can do, based on the financial resources you have. You need to alter your mind-set completely. The easiest way of jumping into property investment is to realise the potential we have at our fingertips. Often we have equity in properties, and we don’t realise it. Releasing equity can allow us to invest, and even lead to replacing our income. Even if you don’t have financial resources, motivation and time can be sufficient drivers to allow us access to the property ladder. When thinking about using other people’s money, the misconception is that you are somehow begging. Reframe these loans as opportunities for making money on both sides. BEST MOMENTS ’There are more creative ways in which you can buy money using none of your own money’ ‘Many people have equity, but they don’t realise that they can use it’ ‘You don’t know what you don’t know’ ‘If you educate yourself, then you minimise risks and maximise your return' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Finding motivated sellers is the key to maximising your property deals, but they’re not always easy to locate. In today’s show, Simon talks you through the ways in which you can employ localised marketing in order to better discern these crucial sellers from everyone else. KEY TAKEAWAYS Going straight to the sellers allows you to expedite the sale, and also cuts out the estate agent, thereby saving your seller even more money. Leaflets are useful and effective as they can be well-targeted. You can be very specific about the area in which they’re delivered, even down to the individual houses. But it must be done in volume. Wording on leaflets is crucial. By establishing your credibility and intent, you create a powerful way of making people reach out to you. Asking someone to call instead of contact you digitally, is a way of ensuring that appointments can be firmly made, and that contact has been established. It also prevents them from looking into your competitors. BEST MOMENTS ’If someone wants to sell, then the fact they know you’ve just bought one means you’re definitely a buyer' ’This works well for you, and it works really well for your seller’ ‘Don’t send them to your competitors!’ ‘Just doing it for the money may not be the best reason' VALUABLE RESOURCES Click in this link to gain access to a simple leaflet template: www.BMVLeaflets.co.uk To learn more about the 10 lessons from Property Magic Live, you can register at www.PropertyMagicLessons.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Click in this link to gain access to a simple leaflet template: www.BMVLeaflets.co.uk

Over 500 people attended the recent online Property Magic Live event, learning from the best in the business, and gaining a new perspective, and whole new set of strategies in the process. In today’s show, Simon shares the ten most valuable lessons learned from this incredible event. KEY TAKEAWAYS Although there is a mini-boom in the property market right now, due to the pent up demand from lockdown and the seasonal variations, don’t get lulled into a false sense of security. The market is being predicted to fall. Return On Investment (ROI) is calculated by taking the annual profit, divide it by the initial investment required to secure the property. Multiply this number by 100 to give you a percentage. The higher the percentage, the better the deal. Expand your thinking by learning from other people. taking guidance from those who have walked the path before us can give you motivation and inspiration when you need it the most. By aiming high for the future, we embolden our present selves. If you’re not embarrassed by who you were twelve months ago, you’ve not grown enough. BEST MOMENTS ‘Mind-set is so critically important if you want to be successful in property or life’ ’No great achievement was ever made by thinking small’ ‘Dream big, think big, and step up to the next level’ ’The bigger the future, the better the present’ VALUABLE RESOURCES To learn more about the 10 lessons from Property Magic Live, you can register at www.PropertyMagicLessons.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

To mark the milestone fiftieth episode of The Property Magic Podcast, Simon is taking you through a very special set of secrets behind the life-changing results achieved by delegates on Simon's Property Mastermind Programme. KEY TAKEAWAYS We always look for sellers, not the property. The secret is to find the motivated sellers who are far more flexible on price and terms in order to get a better deal for yourself. Look for ethical win-wins. We are not out to take advantage of people. Acting in a negative way will only harm your brand going forward. The best strategy is to gain knowledge of all strategies, and discerning the correct one for you at the time. Knowledge and judgment are everything. One in three sales fall through. Don’t be afraid to follow up on deals that didn’t work out. If a sale has fallen through, they may be more receptive now. BEST MOMENTS ‘If you follow these principles, I guarantee you that you’ll achieve better results in your property investing’ ‘It’s not just about the deals you’ve done, but the deals you’ve not done!’ ‘If you need help, it’s about sticking your hand up and asking for it’ ‘Ask great questions and listen to the answers' VALUABLE RESOURCES To find out more about the Property Mastermind Programme, you can register to join Simon on a webinar to find out everything you need to know. Register here now: www.DiscoverPropertyMastermind.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Many think that the only way of making money through property is to “flip” - the practice of buying a property, improving it, and then selling it on at a profit. But as Simon discusses in this week’s show, there might be a better alternative, depending on your outlook. KEY TAKEAWAYS If you flip a property in your name, the profits made are subject to income tax. If you rent it out first, and then sell it in the future, you pay capital gains tax, which is markedly different. The three main factors that will affect your profits when flipping a property are: How much did you buy the property for in the first place? How much have you spent on refurbishment? What is the end value of the property when you come to sell? When working out your figures, you should always aim to make around 20% profit on any investment. By accurately planning for this, you can better set budgets for buying and for refurbishment. To continually make money, you must use the profits from your flip to invest in another property. When you stop flipping, you stop making money. It’s a wonderful way to make money in the short term. Rental properties are an incredible way of making continual profits through property. It is a form of passive income that works best for incremental, long term investment. BEST MOMENTS ‘It’s not just about making money. You also need to make sure that you keep your money’ ‘When you sell a property, you crystallise your profit’ ’The decisions you make right now are based upon the knowledge and experience you have at the time’ ’Sometimes you just need the money for something else' VALUABLE RESOURCES To find out more about The Property Magic Challenge visit www.propertymagicchallenge.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Once you understand the Maximum Achievement Model, your investment strategy will be dramatically energised in ways you can hardly imagine. It’s a system that Simon has been teaching to his students for many years, and this week, he shares the model with you! KEY TAKEAWAYS There are three basic elements to the Maximum Achievement Model: Specialist Knowledge Mindset Support Specialist Knowledge - This allows us to apply strategies much more swiftly. There will always be strategies and techniques that you can’t learn through simple trial and error. Mindset - this can be split into three areas (ABC): A - Attitude B - Belief C - Courage Support - By associating with likeminded investors, we can not only receive inspiration, but a boost when we feel demoralised. Building a network is crucial and incredibly powerful. BEST MOMENTS ‘If you’re trying to learn something that’s new, you need to learn what to do’ ‘You don’t know what you don’t know’ ‘When you gain knowledge, it gives you clarity and confidence’ ‘Investing on your own can be a very lonely journey' VALUABLE RESOURCES To find out more about The Property Magic Challenge visit www.propertymagicchallenge.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

ROI (Return On Investment) is a formula designed to help you ensure that you’re using your money in the wisest way possible, yet many investors don’t know about it. In this week’s show, Simon talks you through the formula itself, as well as five ways in which you can make sure you’re maximising your moneymaking potential. KEY TAKEAWAYS The key to maximising your ROI is to either increase the profit you’re making, or by minimising the money you put in or leave in the deal. Look at the rental incomes you have, and negotiate regularly in order to maximise the money coming in. If they are good tenants, remember to reflect this. You can increase the income from your HMO portfolio by simply making sure that your properties are of a higher standard than others. People will pay more for quality. Vendor finance is a creative financing method that can be difficult to achieve these days, but there are bridging companies who will understand and help if there is enough equity. BEST MOMENTS ‘Working out ROI enables you to compare one investment with a different one’ ’Management is another cost where maybe you can make some savings' ‘As long as there’s enough equity there, they’re happy if you don’t put the money in’ VALUABLE RESOURCES To find out more about The Property Magic Challenge visit www.propertymagicchallenge.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week’s show, Simon dispels some of the myths surrounding deal sourcing, answers some of the main questions he hears about the subject, and how you can make money by finding deals to sell on to others! KEY TAKEAWAYS Deal sourcing isn’t just the art of selling a deal on. It’s the art of finding those deals in the first place. Being able to find those deals in the first place is far less common among investors than many believe. We only have so much capacity when it comes to making deals. Therefore, if we find something viable, but can’t take it on, we can still earn money by selling it on. If you plan to sell deals on to other people, you must make sure that you are a Compliant Deal Sourcer. Join the TPO (The Property Ombudsman) or the Property Redress Scheme (PRS). Any disputes can be resolved through these organisations. Property network meetings are a marvellous place to meet investors who have money to spend, but who don’t particularly know where to start. BEST MOMENTS ‘As investors we should all be looking for great deals’ ‘Don’t be worried about paying people fees. There’s nothing wrong with that’ ’Selling to people around you is probably the best place to start' ‘I’d much rather pay someone else to do that for me' VALUABLE RESOURCES Learn more about successful deal sourcing and packing here : www.dealfindertraining.co.uk Property Magic Book Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Download the property investors network APP here: iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Learn more about successful deal sourcing and packing here : www.dealfindertraining.co.uk