Property Magic Podcast

In this week’s show, Simon tells you how to have profitable conversations with estate agents, how to position yourself in order to be taken more seriously, how to get the best deals, and how to make low offers without losing credibility. KEY TAKEAWAYS Estate agents should be a very fine source of deals, but their view of property investors may well be influenced by poor interactions in the past. It’s up to you to prove that you’re not a time waster. Framing your conversation well will create an empowered situation. By making your estate agent feel like the expert, you empower them to talk more openly. If you are investing with capital at the ready, and if you have the means to progress with a purchase, then there’s no harm in showing this proof to an estate agent. It’ll help them to realise that you’re serious. When ascertaining the renovation and improvement costs with the agent, always ensure that they are the ones totalling the costs as you talk. This will give them a much better sense of what you can spend, and the potential costs to you. BEST MOMENTS ‘If you go in with the wrong approach, you might get put in the same basket as all those who aren’t very good’ ‘Estate agents think they know everything about property’ ‘If you do this, it gives you so much more credibility’ ‘You want this renovation bill to be as much as possible' VALUABLE RESOURCES You can access Simon's free pdf report "The 5 questions to ask Estate Agents to get them to bring deals to you" here: www.EstateAgentQuestions.com Simon Book Property Magic Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Check out the property investors network App iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Simon’s property journey has spanned the last 25 years, which has seen him accumulate a lifetime’s worth of knowledge along the way. But there are eight lessons that stand out as the most invaluable, and this week Simon shares them with you. KEY TAKEAWAYS Motivated sellers are an entirely different breed of seller. They require a different strategy, but can often net buyers huge rewards. Make sure you buy in an area with strong rental demand. When tenants move out, you should have someone else lined up to move in. You can make money in the short term, but always look to make each investment a long term prospect. Long term is where the real wealth lies. Let your team do their job, but make sure you check in regularly. You need to fine tune the alignment from time to time, to make sure your values are being upheld. BEST MOMENTS ‘I realised just how powerful property investment can be’ ‘I can’t tell you just how valuable networking is as a way to learn from other people’ ‘You don’t know what you don’t know’ ‘My biggest regret is treating investing like a hobby' VALUABLE RESOURCES Property Magic Book: Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Check out the property investors network App iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

With much uncertainty at the moment, Simon discusses how to best predict what’s coming in property, how to spot market trends and ascertain their impact, and how to pick the right moment to invest for maximum returns! KEY TAKEAWAYS The population is definitely on the increase. If you look at the supply of properties per person, there isn’t enough building going on to keep up with the population growth. Converting commercial properties to residential will almost certainly start to address this. Invest in areas where the population is growing much faster than the national average. Rents and property prices in that area will grow exponentially due to lack of supply. Personal income is often far less important to lenders than the income you generate from owning and operating properties. Sophisticated investors know that when prices are coming down, it’s the perfect time to buy. When they are on the decrease, motivated sellers will be more receptive to further discounts. BEST MOMENTS ’The property market, like every other market, is cyclical’ ‘You do need to look at the long term trend here’ ‘When the market’s going up, sellers will be less flexible on the price’ ‘Holding for the long term makes real sense' VALUABLE RESOURCES Property Magic Book Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Check out the property investors network App iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

After spending a huge amount of time in meeting and helping property investors, Simon has identified the four main hurdles, or blockers, that people run up against on their property journey. In this week’s show, Simon takes each, one-by-one, and tells you how you can overcome them or avoid them altogether. KEY TAKEAWAYS The lack of relevant knowledge - When you’re new to property, you may feel like you need to know everything before you can do anything. But it’s not true. Learn as you go, and accumulate your knowledge as you progress. Misinformation and false beliefs - Be careful who you listen to. Take your guidance from people with a proven track of success. Ask for specialist advice from specialists in that area. A good reason why - People give up when they don’t see instant success. Property isn’t a get-rich-quick scheme. It requires time and effort, which can only be truly rewarded if you have a strong reason for why you’re doing it. Choosing the best strategy - Focus on finding motivated sellers. This allows for flexibility on price and terms. By giving yourself the space required, you can then choose the best strategy to close the deal. BEST MOMENTS ’You learn through the experience of actually doing it!’ ‘Accept that you won’t know everything - that you will make some mistakes. That’s how you learn’ ‘If someone else has done it, that means that it’s actually possible’ ‘If you have a good deal then you really don’t need your own money’ VALUABLE RESOURCES To find out more about The Property Magic Challenge visit www.propertymagicchallenge.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

As part of the economic recovery package outlined by the Chancellor, Rishi Sunak, property buyers are being given a stamp duty holiday in England and Wales of up to £500,000 until the 31st March, 2021. In this week’s show, Simon talks about what this payment holiday could mean for you, as well as more on government intervention and legislation, and why changes are now being made. KEY TAKEAWAYS SDLT (Stamp Duty Land Tax) Relief For Multiple Dwellings comes into effect when you buy more than one dwelling where a transaction include freehold or leasehold interests in more than one dwelling. Councils adopt Article 4 in order to reduce the number of HMOs in any given area. But it has had the opposite effect in many places, and can be easily circumvented through differing strategies. If you have an HMO, you may or may not need a licence (where applicable), due to new requirements. This has meant that there is a sudden influx of over 125,000 rental properties in need of a licence. Many owners are selling as a result. BEST MOMENTS ’This is completely free money for the government for doing absolutely nothing’ ‘It’s an example of legislation that doesn’t always achieve what it’s meant to achieve’ ’This is actually a huge opportunity for us!’ ‘You’ve got make sure you understand these things, to avoid mistakes' VALUABLE RESOURCES If you’d like to access free online training with Simon about Purchase Lease Options, then please register at www.PLOtraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Finding a motivated seller is often a wonderful opportunity to pay less and get more, meaning you can get a much higher return on your investment. But it’s also a very good way in which to make sure that everyone can achieve a win-win without feeling as though they’ve been taken advantage of. In this week’s show, Simon talks you through the benefits of making sure that all your deals are ethical ones, and how acting with your seller’s best interests at heart can sometimes yield you even more money than you thought! KEY TAKEAWAYS For a motivated seller, the speed and certainty of the deal is far more important than the amount they manage to sell for. Trust and faith in the buyer plays a huge part in moving the needle when it comes to motivated sellers. Sometimes this faith can be more important than more money. Building a relationship with your seller will reveal what’s important to them. Money is not always the driving force behind a sale. Purchase lease options can be a useful strategy with motivated sellers, who sometimes aren’t trying to get to the equity, but trying to offload the property because they no longer want the responsibility. BEST MOMENTS ‘If you approach investing with a genuine desire to help other people, then you do more deals and make more money!’ ‘If you help people and give them what they want, then they’re far more likely to give you what you want’ ‘A great way to get people to open up is to ask - “How can I help you?”’ ‘We can actually give that seller more money, so long as they’re willing to wait...' VALUABLE RESOURCES If you’d like to access free online training with Simon about Purchase Lease Options, then please register at www.PLOtraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Purchase Options and Purchase Lease Options are powerful strategies for any property entrepreneur, but remain some of the most misunderstood methods out there. In this week’s show, Simon discusses the benefits of both, and busts the many myths surrounding them. KEY TAKEAWAYS A Purchase Option is when you have an agreement with a property owner, in which you have the right to buy that property at an agreed price, within the option period. A Purchase Lease Option is largely the same, but includes the right for you to be able to use the property during the option period, in exchange for a monthly fee to the property owner. The property does not need to be in negative equity for these strategies to work. There can be a multitude of reasons why a property owner might allow a purchase option. Purchase option strategies will not appeal to owners who wish to release equity quickly. They should only be used for owners who do not need fast access to cash. BEST MOMENTS ’These strategies give you control and flexibility’ ’This is a game-changer for people who understand this strategy’ ‘We can give the owner of the property a better alternative than just selling it now’ ‘You can get cashflow and equity growth on a property you don’t even own!' VALUABLE RESOURCES If you’d like to access free online training with Simon about Purchase Lease Options, then please register at www.PLOtraining.com Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Many property investors and developers will come across large properties that would work well if split into a number of smaller units, but sometimes the cost and process can be prohibitive. In this week’s show, Simon explains an advanced strategy known as 'Freehold to Leasehold Title Split’, which can allow you to do that very thing, but in a far easier way. KEY TAKEAWAYS Look instead for properties that have already had the conversion work done. You must make sure that the property is a freehold property, and that none of the leaseholds have yet been created. You don’t necessarily need to know every strategy under the sun. It’s far better to know the strategy that works for you and your chosen area, and stick to it. By assigning leases to each of the split units, we increase the potential selling price of each unit. Often the leases are not created by the original landlord. Leaseholders pay a ground rent, plus service charges, to the freeholder. If you are the freeholder, you essentially create another revenue stream for yourself each year, or you could sell the freehold as an entirely different entity. BEST MOMENTS ‘Keep on repeating the strategy that works for you like a cookie-cutter, and you can make a lot of money’ ‘You’re buying something, you’re splitting it up, thus increasing the value’ ’Now that is what I call property magic!’ ‘Find the finance and do the deal!' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Believe it or not, there are 22 crucial questions that a potential investor needs to ask a property seller, but hardly any of us ever actually do. In this week’s show, Simon talks you through all 22, so that you’ll be better able to recognise the real deals when they appear, and avoid the hidden pitfalls along the way... KEY TAKEAWAYS Open questions are vital when talking to sellers. You need to get them to talk! Remember to listen attentively and tailor your responses accordingly. Discovering when a seller bought a property will give you a valuable indication of the kind of capital growth they’ve accumulated since their purchase. This makes bargaining a whole lot easier. It’s important for you to understand the tenants you may be inheriting when you buy the property. The contracts they’ve agreed may well impact the plans you have for the property. Timescales can give you a far greater insight into the seller’s motivations. It can also provide you with a much better footing when it comes to negotiations. An ethical win-win solution all round is what you’re seeking. By asking how you can make the seller happy, while spending the least amount of money, you ensure a balanced, satisfactory outcome for both parties. BEST MOMENTS ‘It’s really important never to make assumptions’ ’The key is to ask a question, and then really listen to the answer’ ‘You really need to understand what you’re taking on’ ‘What’s the lowest you will accept… and still be happy?' Property Magic Book Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Come and try pin meetings as our guest To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Can you drastically accelerate your investing results and save years of time? What is the crucial difference between training, mentoring and coaching? Where can you find the essential guidance that will super-charge your property journey? In this week’s show, Simon lays out an invaluable set of guidelines that can help you to step-change your investing success immediately! KEY TAKEAWAYS At the start of any property journey, all you have is your common sense and a will to succeed. It’s perfectly possible to win success without training, but you can get there faster if you get some training! The best self-investments are the ones that ensure you have some “skin in the game”. Actual investment alters your psychological attachment to a piece of advice. When selecting a mentor or coach, you must find someone who has successfully completed the journey that you wish to embark upon, and crucially, someone who is still keeping their knowledge up to date. Your education should always come risk-free. Does the mentor that you’ve selected offer a way in which you can investigate them without risk? The best ones always do. BEST MOMENTS ’The best investment you can make is in yourself' ’The very best real-estate investment you can make, is in the eight inches between your two ears' ‘Would you rather take 8 years, or 8 months?’ ‘I’ve become very good at simplifying concepts, and making them easy to understand' VALUABLE RESOURCES To find out about you local property investors network (pin) meeting visitwww.pinmeeting.co.ukUse voucher code: "Podcast" to save £20 on your first meeting. To find out about Simon's 3 day Mastermind Accelerator visit www.MastermindAccelerator.co.uk To find out about the 12 months Property Mastermind mentoring visitwww.PropertyMastermind.co.uk If you would like to book a consultation call with one of Simon's team to find out more about any of the training and support Simon provides, then book your appointment here: www.property-mastermind.co.uk/Help Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

This week, Simon shares six simple, practical ways in which you super-charge your investment plans today. From simple decision making, to making sure you’re educated effectively, these six pointers will guide you swiftly towards the finish line! KEY TAKEAWAYS Make a decision - sometimes it’s a simple as making a commitment to yourself and to your strategy. Don’t waste time. Time is your most valuable resource. Remember that you can always earn more money, but you can’t ever earn back the time you waste. Make sure you have your finance ready. Not having the correct funds in place can hamper your enthusiasm for looking for deals in the first place. Build your network. Your network is your net-worth. By surrounding yourself with valuable voices, you’ll come across lucrative deals far more often. BEST MOMENTS ‘I didn’t realise how profitable and beneficial that would be!’ ‘Making mistakes is a very expensive way to learn’ ‘If you have an open mind, then you can always improve and become better’ ‘If you get good at finding great deals, then there are people out there who will work with you' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In the second part of his look at the rent-to-rent property strategy, Simon talks about how much you should be paying to a landlord, how best to convince them to engage with your proposed strategy, and which contracts you need to have in place! KEY TAKEAWAYS Always ensure that the profit you’re making is enough to cover your costs, and still make it worth your while. The rule of thumb is to make at least £100 profit per room. A cash buffer is crucial. All landlords experience unexpected void periods from time to time, so ensure you have enough to see you through these times. When approaching a landlord, don’t enquire about the potential rent their property can make, but how much it is currently Contracts are essential, and need to be drawn up by solicitors who know what they’re doing. These contracts will generally be either commercial leases or a management agreement. BEST MOMENTS ‘In the right circumstances, rent-to-rent can be a very powerful cashflow generator’ ‘You only ever buy a property in an area with strong rental demand’ ‘Remember that this is a numbers game’ ‘Rent-to-rent is a bit like the wild west at the moment' VALUABLE RESOURCES To access some free online training about Rent to Rent register for free at www.RentToRentCourse.co.uk To access Simon’s online training course, go to www.HMOcourse.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week’s show, Simon provides an introduction to one of the most discussed, yet most invaluable property strategies: rent-to-rent. Simon walks you through the best ways in which to make rent-to-rent work for you, the advantages and disadvantages involved, and how to find the best rent-to-rent deals out there. KEY TAKEAWAYS Rent-to-rent involves finding a property owner with a rental property, renting it from them for a fixed sum each month, and then letting out the property in your own way. Minimal investment is required. Contracts and legal documents are the main expense, but minor refurbishment may also be necessary. It’s important to note that this strategy provides profit in the short-term, but because you don’t own the property, you will not benefit from long-term capital growth. Look for landlords advertising their properties, or rooms in their properties on sites such as Gumtree. Networking events, also, are a great places to meet landlords who may be disillusioned by their portfolio. BEST MOMENTS ’This has been one of the fastest ways for people to replace their income’ ‘Rent-to-rent is a great way for you to test the market’ ‘Whatever you put into a property, you want to make sure you get that back in profit within the first year’ ’There’s no point taking on a property if you’re not making enough profit from it' VALUABLE RESOURCES To access some free online training about Rent to Rent register for free at www.RentToRentCourse.co.uk To access Simon’s online training course, go to www.HMOcourse.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20) iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

One of the biggest barriers for many property investors is money! Some feel that they don’t have enough, while others are anxious about running low. In actual fact, there’s plenty of money out there waiting to be invested. It’s all about unlocking these cash reserves from potential investors and partners, and the best way of doing so is to raise your personal profile in order to become noticed, and in this week’s show, Simon tells you exactly how to do it. KEY TAKEAWAYS Do the people in your life know what it is that you do, and how you do it? You should be telling everyone, and in as much detail as possible. Build your social presence relentlessly. Never mind what negative people say, that’s what the ‘Unfriend’ button is for. Social media is a fantastic way to boost your profile and find investors. Facebook and LinkedIn tend to promote posts that have a larger engagement. When you post there, consider the ways in which you can make your audience interact. It’s always worth talking to, and emulating, those who have built successful networks. Even a financial outlay can save you masses of time, and is well worth the investment. BEST MOMENTS ‘It’s really important for you to get out of your own way’ ‘It’s none of your business what other people think about you’ ‘I invest money to save my time’ ‘If you are the best kept secret, no one is going to approach you' VALUABLE RESOURCES To access Simon’s online training course, go to www.HMOcourse.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi If you would like to learn more about instagram marketing then register for the free training here. www.InstagramSecrets.co.uk To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Many think that the fastest way to make money in property is to acquire, refurbish and then sell on. But as Simon discusses this week, there might be a more powerful strategy available to you; one that will allow you to recycle the cash you already have invested, and which uses momentum to super-charge your portfolio in no time. KEY TAKEAWAYS Equipping yourself with as much education as possible from the outset will ensure that you have a wealth of strategies to call upon when for each opportunity. Often, people make the mistake of not factoring in long-term capital growth when deciding upon the fate of a property that’s up and running. Momentum investing is the art of discovering a motivated seller, obtaining their property for a discount, and then re-mortgaging within months so as to release the investment capital for future ventures. Rather than simply putting money into a property and leaving it there, you can force the appreciation through creative thinking and strategies. BEST MOMENTS ‘You make your decisions based on the knowledge you have at the time’ ‘We want to hold property long-term’ ‘Letting time work its magic is a great strategy’ VALUABLE RESOURCES To access Simon’s online training course, go to www.HMOcourse.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk PIN Meeting - www.pinmeeting.co.uk (Use ZUTSHI as your voucher code to get your first meeting for free) ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Planning and licensing are very different entities, but far too often investors seem to confuse them when it comes to projects. In this week’s show, Simon lays out a simple-to-follow guide to both areas, that will ensure your knowledge is up-to-date, and prevent you from making costly mistakes! KEY TAKEAWAYS In October 2018, licensing requirements changed. Any property with five or more tenants now requires a license. For more guidance speak to the HMO licensing department of your local council. A National Landlord Association accreditation course can provide an exhaustive course on all landlord responsibilities, as well as mean a discount on your council license fee. Minimum room sizes also play a part in whether your property requires a license. Some councils have interpreted this in their own way, so check with the relevant department. Planning permission is always required for properties containing seven or more people, as you will be changing the identity of the building into a “class of its own” If you need planning, seek the HMO department of your council and ask them if Article 4 is in effect, and when it came in. This can spark a gold rush in some areas among investors. BEST MOMENTS ’Some see this as a revenue-generating exercise. It’s not supposed to be that’ ‘Once you understand it, it’s actually a very straightforward process’ ‘Councils don’t like lots of HMOs in concentrated areas. They call it student-ification’ ‘You can make very expensive mistakes just by not educating yourself' VALUABLE RESOURCES To access Simon’s online training course, go to www.HMOcourse.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk PIN Meeting - www.pinmeeting.co.uk (Use ZUTSHI as your voucher code to get your first meeting for free) ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this week’s show, Simon offers one of his favourite strategies for those looking to insulate themselves against a prospective recession. It’s a method that provides any property investor with the quickest way towards replacing their income. By following Simon’s expert guidance, you’ll be making profits almost immediately! KEY TAKEAWAYS Houses Of Multiple Occupation (HMO) consist of a property where three or more unrelated people share some of the facilities, but retain autonomy over their own specific areas. The magic number for any HMO is six people in a property, and a good, well-run HMO, should always be netting you around £1000 in profit every month. It’s wise to learn the ins-and-outs of how property management works, but the end game should always be to become hands-off. Once you’re making enough profit, give the task of property management to a specialist and reduce your workload significantly. HMOs are the ideal accommodation for those who may be looking to tighten their belts due to the effects of the quarantine, or the expected future recession. If your property is of a better standard than those in your local area, you’ll never have problems in renting it out. People are visual creatures and are drawn to well-designed, well-equipped habitats, so do the work! BEST MOMENTS ’This is a great way to put a safety net in place’ ‘It’s not easy, and it takes time. But it’s far less effort than working for the rest of your life’ ‘When times get tough, there’s always a huge demand for these types of properties’ ’The key is to find the great properties, and then educate yourself about how to manage them' VALUABLE RESOURCES To access Simon’s online training course, go to www.HMOcourse.co.uk Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk PIN Meeting - www.pinmeeting.co.uk (Use ZUTSHI as your voucher code to get your first meeting for free) ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

One of the greatest lessons Simon’s learned during his journey as a property investor is that you need to adapt your strategy depending on the market at the time. If anything, the recent situation in the world has shown us how vital it is to be able to pivot depending on the conditions out there. In this week’s show, Simon talks through the importance of adapting your strategy, when you need to do it, and most importantly, how! KEY TAKEAWAYS When purchasing a property through auction, we must be devoid of emotional connection. Set a target, and if the price exceeds that target, then stop bidding. Beginning with one strategy at the beginning of his journey, Simon soon learned the value in expanding his knowledge, and subsequently his arsenal of strategies, allowing him to engage in multiple deals at once. Markets sometimes collapse, meaning whole avenues of revenue are suddenly closed. It’s vital to have several pathways to investment to fall back on in these cases. Don’t be afraid to strengthen your portfolio by selling low revenue-generating properties and re-investing the money in higher revenue-generating ones. In times of financial trouble, people will always want to save money. Cohabiting is ideal for this, as the costs are lower, so HMOs might be an effective strategy if recession hits. BEST MOMENTS ‘You don’t know what you don’t know’ ‘Recognise that change is going to happen’ ‘By selling one property a year, you could make £24,000 of tax-free income!’ ’Some of the most successful businesses in the world were created in times of recession’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk PIN Meeting - www.pinmeeting.co.uk (Use ZUTSHI as your voucher code to get your first meeting for free) ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Opportunity really is everywhere, even in the challenging situation we’re facing today. Things may seem bleak, but by developing a positive mind-set we can always find ways to succeed in the face of diversity. It all begins with changing the way you think. It starts with recognising an opportunity when you see it, and being brave enough to take it. KEY TAKEAWAYS The foundation of a healthy mind-set is to keep positive. There are opportunities in every situation, even the bad ones. Remember that there are no mistakes, only lessons. Remember that any time you currently find yourself with can be put to amazing use by developing ourselves in incredible, empowering ways. The way we conduct ourselves during this time of crisis will have far-reaching effects in the future. Our business acumen will be a deciding factor in deals to come when this is all over. Could your SA property be repurposed as isolation units? Could your HMO provide a far more cost-effective form of accommodation to single-renters? Look for the re-purposing opportunities within your portfolios Now’s a great time to be talking to estate agents. Build those relationships. We’re about to see a huge wave of properties come on to the market at low prices. This could be the time to add to your portfolio in a huge way. BEST MOMENTS ‘When you make a permanent decision, make sure you you’re not being influenced by temporary situations’ ‘Rather than look at doom and gloom, think about how we can move forward here' ’Think about the property you’ve got, and how that can be repurposed’ ‘We need to adapt. We need to adjust’ ‘Property positivity is crucial for your sanity right now!' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Download the pin meeting App here: iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 PIN Meeting - www.pinmeeting.co.uk (Use ZUTSHI as your voucher code to get your first meeting for free) ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHODS: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this episode of The Property Magic Podcast, Simon Zutshi talks us through the BEST ways of staying productive and focused whilst you are working from home in lockdown. Simon outlines how we can still maintain our work/life balance, how we can avoid distractions and how we can still go out for a coffee with our co-workers without even leaving the house! If you implement all the tips and strategies that Simon gives you, you WILL become more productive and learn to embrace working from home! Learn to set deadlines and create a strict routine to maximise your effectiveness. VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Download the pin meeting App here: iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 ABOUT THE HOST Welcome to the Property Magic podcast. In this podcast, Simon Zutshi will deep dive into the property investing strategies and investor mindset from his book, Property Magic. Simon will also share Real Estate Investing hints, tips and tricks, which he normally only shares on his Property Mastermind Mentorship. Introducing your Host, Simon Zutshi. Property investing since 1995, financially independent at the age of 32, Author of Best Seller “Property Magic” and Founder of the property investors network (pin), the original and largest network Invest with Knowledge, Invest with skill Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi Lindkedin:https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

COVID-19 has thrust a whole new set of challenges upon the world, and so to address this properly, Simon has temporarily elected to talk not about property investment strategies, but how you can protect yourself in the face of upcoming challenges. In this week’s show, he talks you through how to deal with such instant issues as what to do if your tenants can’t afford to pay rent, how to deal with the sharp impact on serviced accommodation, and where to find the positive opportunities right now. KEY TAKEAWAYS The fear being alongside the virus itself, is actually more contagious and worrying than the illness. People are terrified, and are having their fears compounded by the escalating hysteria on social media and news reports. By focusing on what we can do, rather than what we can’t do. The most important thing to do immediately is adjust that mind-set and focus on productive solutions and positivity. One of the best ways of ensuring you stick to social-distancing regulations is to act as though you already have the virus. Work remotely when possible, and be responsible for not making the problem any worse. As a landlord, check in with your tenants, work with them to find a way through any monetary difficulties they may be experiencing. There are rent reliefs out there for both you and your tenants. Make sure you’re both up to speed on current government legislation. Ensure your mortgage payments are still made, but do remember that the government and mortgage companies have made allowances, including reliefs for buy-to-let mortgages. If you need a payment holiday, then make sure your mortgage company are kept informed. This is providing a valuable lesson in diversification. Many people have all their eggs in one basket, and a huge takeaway from this experience is that we need to spread our interests, so as to ensure our robustness in times of crisis. Try to repurpose your serviced accommodation properties whenever you can. SAs can be easily turned into HMOs. The profits might dip slightly, but it’ll be another form of income The importance of a cash buffer has never been so critical. Even if it’s an overdraft or credit facility, get one in place. Stay out of it whenever possible, but do use it if the situation becomes difficult. BEST MOMENTS ‘Fear is false expectations appearing real’ ‘It’s really important that we work with people’ ‘Co-operate and see if there’s some sort of win-win’ ‘Always have a cash buffer’ ‘Fix your oxygen mask before you help other people' VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Download the pin meeting app here: iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 PIN Meeting - www.pinmeeting.co.uk (Use ZUTSHI as your voucher code to get your first meeting for free) ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook:http://www.facebook.com/OfficialSimonZutshi LinkedIn:https://www.linkedin.com/in/simonzutshi/ YouTube:https://www.youtube.com/SimonZutshiOfficial Twitter:https://twitter.com/simonzutshi Instagram:https://www.instagram.com/simonzutshi/

Have you got what it takes to be a truly successful investor? Simon has been teaching people how to become successful investors since 2003 and knows exactly what it takes, in this episode he shares the characteristics that make the difference and explains why they are important for anyone who wants to be a successful property investor. With extensive expertise and experience in the property arena, Simon’s 8 characteristics are those proven to make a positive difference, having already successfully been used by those in the Property Investor’s Network (pin) nationwide, listen in and learn more. KEY TAKEAWAYS A strong reason ‘why’ – It all starts with this; your motivation may be focused on looking after your family ensuring financial security for the future. Commit to your success– You need to decide what you want and focus in this until you reach and achieve success. A positive attitude– You must be someone who is looking for a solution in any situation. Your mindset is vital and your beliefs can support or limit you. your beliefs are formed from your experience and knowledge. Have an open mind– You need to be perpetually curious and always eager to learn more.The more you invest in yourself the more successful you will become. Understand the importance of being a lifelong learner and you will continually move forward. Trust the process– Trust those who have travelled the path before you. There is a clear path that can be followed step by step if you learn from someone who is already successful and complete their proven plan. Be prepared to put in time and effort– It doesn’t need to be full time but if you put time and effort into property you will be rewarded more than anything else you’ve done before because in property you can work once and get paid forever. Be persistent– Many people begin with a strategy but give up just before they succeed. It’s vital that you continue with your chosen strategy if it isn’t working seek advice from someone who is already successful with the strategy. Be prepared to meet and work with other people– Look for like-minded people to cooperate and collaborate with. Interaction with others is a vital part of being a successful property investor. BEST MOMENTS ‘Everyone supports each other in the pin mastermind that’s why it’s so successful’ ‘If you have an open mind you are teachable’ ‘You need to be a solution-focused thinker’ ‘Make a commitment and take action’ VALUABLE RESOURCES Property Magic Podcast Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi property investor’s network (pin) -www.pinmeeting.co.uk iPhone: http://bit.ly/pinAPP1 Androidhttps://bit.ly/pinAPP2 www.dealfindertraining.co.uk Property Magic Book website ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook:http://www.facebook.com/OfficialSimonZutshi LinkedIn:https://www.linkedin.com/in/simonzutshi/ YouTube:https://www.youtube.com/SimonZutshiOfficial Twitter:https://twitter.com/simonzutshi Instagram:https://www.instagram.com/simonzutshi/

Having the right mindset is the most important thing you need if you want to be a successful property investor. Anyone can acquire the necessary knowledge, investment capital, and even the correct network, if they apply themselves to doing so. Mindset is something you have to actively develop for yourself, and by doing so, you can amplify and multiply your potential for success. In this week’s show, Simon talks you through some practical steps that’ll improve and perfect your property millionaire mindset, and allow you to begin enjoying success much sooner. KEY TAKEAWAYS Simon’s ABC Of Mindset: A - Attitude - It’s about having a positive, can-do attitude. Be solution-focussed. B - Belief - You have to believe in what’s possible. Believe in what you can do. Your belief will shape your journey. C - Courage - The ability and will, to be able to step outside of your comfort zone. Challenges and problems come from every direction in life, but instead of choosing to be beaten by them, we should look for the positives in each situation. There will always be upsides. Those with a healthy mindset find it effortless to find them. Belief can be nurtured by looking at the people you aspire to in property. How did they achieve their goals? How did their own belief get them there? Confidence is a natural trait that comes through self-belief. Courage is a resource we call upon when we are not in our comfort zone. It is the inner strength we utilise in order to see us through a challenge. Simon’s 7-Step Programme towards developing and improving your property millionaire mindset: Remove negative influences Fill your head with positivity on a daily basis Change your physical state/environment Use positive affirmations Recognise every gift you have in life (appreciation and gratitude) Surround yourself with supportive, positive people Be inspired by people who are more successful than you If someone has achieved the success that you want to achieve, then it means that the success you’re looking for is out there. Be inspired by the fact that the journey you’re on is achievable. BEST MOMENTS ‘Always look for the positive’ ’Sh*t is also fertiliser, and fertiliser can help you grow’ ‘If you think you can or you think you can’t you’re absolutely right’ ‘It’s about taking action every day’ ’That’s true - it is risky and you can lose money. Bu that’s why you’re educating yourself!’ ‘It’s impossible to be a state of gratitude, and to feel depressed at the same time’ ’The more I invest in myself, the more successful I become’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Download the pin meeting App here: iPhone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 PIN Meeting - www.pinmeeting.co.uk (Use ZUTSHI as your voucher code to get your first meeting for free) ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook:http://www.facebook.com/OfficialSimonZutshi LinkedIn:https://www.linkedin.com/in/simonzutshi/ YouTube:https://www.youtube.com/SimonZutshiOfficial Twitter:https://twitter.com/simonzutshi Instagram:https://www.instagram.com/simonzutshi/

As a successful property entrepreneur Simon is often asked what his preference is and why when considering commercial versus residential property investment. In this episode, Simon shares the differences, for a property investor, between purchasing residential and commercial properties and the processes any investor needs to understand. He shares some great advice based on his extensive experience and expertise as an investor on which is the best area to begin in if you are new to property investment and how you can extend your portfolio if you understand the processes and are able to work creatively with opportunities. There is great advice that will help investors who are at the start and those who are further on in their property investment journey, along with a very special offer, listen in and hear more. KEY TAKEAWAYS For most people, residential property is the best place to start property investing because everyone understands what’s required in a residential property. Commercial property investing usually requires more money, although there are creative ways to invest in commercial property with low money down. It is vital that you understand, as an investor, that commercial property is more vulnerable to changes in the economy, whereas we always need places to live. You can buy commercial property within your pension. Your business then rents from your pension putting money into your personal pension fund. As a business owner if you invest in premises that can also be used by other companies then your business can be in the property for free. With the right deal, commercial property can be very profitable. With commercial rental, you are renting out the shell of the building and the tenant takes responsibility for the internal fitting. As a commercial property landlord, you have more rights than a residential property landlord. In commercial property, you can significantly increase the value of the property by increasing the rental income Commercial and residential property are valued in different ways Residential is based on ‘bricks and mortar’ valuations, where like for like are compared. With commercial it’s based on the rental income; the size and structure of buildings can be similar but if one has a higher rental income it has a higher value. There are more mixed commercial and residential property coming to market. You can work successfully with commercial properties if you understand the process and are able to work creatively with the opportunities. BEST MOMENTS ‘I bought a number of care homes and then converted them into apartments and sold them on the open market’ ‘When you get it, right commercial can be far more passive as an income than residential investment’ ‘He spent 20 dollars on a property to increase the value by 2 million dollars’ VALUABLE RESOURCES Property Magic Podcast Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi property investor’s network (pin) - www.pinmeeting.co.uk Download the pin meeting app here: iPhone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Learn more about deal sourcing here: www.dealfindertraining.co.uk Learn more about comercial proeprty investing here: www.commercialpropertycourse.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this very special episode, Simon tells you why and how you should be investing in properties that aren’t in your area, and even properties in another country. He’ll go into detail about his own experiences in doing this, why and when you should be investing away, how to use property deal sourcers to help you, and how to find effective sourcers who know what they’re doing. For those looking to expand their interests and broaden the scale of their property empire, this is the show for you! KEY TAKEAWAYS Investing in the areas you know is always the best step initially, You have local knowledge of quality, price and other factors that can help you determine the best deals to go for. When thinking about buying outside of your area, you need to take a few things into consideration: You need to make sure you have hold of a good deal in the first place You need to think about the ongoing management and maintenance of the property When you buy a property overseas, you do have to put your faith in agents and sourcers. They need to have your best interests at heart, and unfortunately that isn’t always the case. If you’re based in the UK, then Simon strongly recommends investing here as there’s so much in the way of opportunity. The best and main reason for looking outside of the country is for a lifestyle reason. If, for instance, you are looking to retire to a certain acountry in the future, this would be a good reason to invest in that country now. The best reasons to invest in the UK are: It’s a hugely popular and attractive place to live The tax breaks and health system appeal to people around the world The values of property, and the rent on properties, tends to rise without too much risk Anybody can invest here The best way of investing remotely, whether in the Uk or elsewhere, is to find and connect with, good property deal sourcers that have your interests at heart. The most effective ways of performing due diligence on your prospective deal sourcers are: Ask them if they are fully compliant. If they don’t know what this means, walk away! Make sure you understand how they work, specifically their terms and conditions Make sure you never ever pay a fee to a sourcer upfront! The first payment to them should be a reservation fee upon them finding a deal that you like Be sure that you know your ideal deal, and they are filling that criteria The seller of the property that you want is likely motivated. Speed and certainty are hugely crucial factors to them. Make sure you can move quickly. BEST MOMENTS ‘It really does make sense to start where you live or work’ ‘I was encouraged about investing overseas’ ’Some important words here are “good deal sourcer”' ‘You need to understand what you are getting for the money that you are paying to them’ ’Never ever pay a sourcing agent an upfront fee!’ ‘If you don’t know what makes a good deal, then you won’t recognise it when it arrives’ VALUABLE RESOURCES · Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi · property investor’s network (pin) - www.pinmeeting.co.uk iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

‘Many of my students successfully sell deals and I’ve taught them how to do it properly’ In this informative episode, Simon explains how to package and sell on deals to other investors. When you get good at finding deals you will find more than you can actually do yourself and this means you can start selling the ones you don’t want and generate a substantial income. Just because they are not right for you doesn’t mean they are not great deals; they are just not right for your strategy. Those who are successful as deal packagers are the people who do it properly and understand all aspects of packaging the deal well and being compliant, Simon provides step by step advice and guidance on how this should be done, listen in and find out how. KEY TAKEAWAYS Why sell deals? They may not fit your strategy, be outside of your investing area, Too big or too small for you or you have too many deals currently. Just because they are not right for you doesn’t mean they are not great deals. When you are actively sourcing deals you will be building your credibility. By packaging deals, other investors can see that you have expertise and knowledge about property and they may then seek you out to work with you in the future. Who buys deals? People who have money to invest but don’t know how or where to find great deals. To want to buy from you they have to know that you package deals so building your profile is vital. Build good relationships with people, connecting through events such as the monthly Property Investor Network (pin) meetings and large national 3-day events such as Strategy Implementation Live and Property Magic Live where you can gain access to structured networking groups. In these groups, you will be able to connect and network with the people you want to work with. Being compliant If you are only sourcing deals for yourself there are no regulatory requirements. If you are sourcing deals for other people you need to make sure you are a fully compliant deal sourcer. By selling deals onto other people you act in the same way as an estate agent. In the UK there are no qualifications required to be an estate agent but you must be registered with an ombudsman such as the TPO or the PRS these are independent bodies who will act as arbitrators in case of a disagreement between those involved. You should have public indemnity insurance, as this will cover any situations where someone may look to sue you. You need to be registered with the information commissioner because you are holding the data of buyers and sellers you will also need to be aware of and comply with GDPR. You must register with HMRC if you are holding deposits for investor and conduct anti-money laundering checks for whoever you are working with. BEST MOMENTS ‘Once you have established people to work with you can potentially extend your investors through their friends’ ‘They have to believe you can find better deals than they can and they have to trust you’ ‘They’ve got to know of you and that you package and sell deals – you can raise your profile through networking, social media’ VALUABLE RESOURCES Property Magic Podcast Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi property investor’s network (pin) - www.pinmeeting.co.uk Download the pin meeting App here: iPhone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Learn more about successful deal packing here : www.dealfindertraining.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial

What makes a great deal? What should you be looking for? Simon answers both these questions and more in this episode packed with value and content for anyone who is in property investment. It’s vital that you have clarity about your strategy and understand what type of properties you are looking for and where they are located so that you can buy properties that will help you to develop your investment strategy. Finding a great deal depends on you knowing the area you want to buy in, understanding what a motivates a seller and how to work out if it’s a good deal for you. If you find a great deal you’ll need to be able to move quickly because if you don’t someone else will so identifying your buying criteria is vital, listen in and find out everything you need to know about how to find a great deal that will work for you. KEY TAKEAWAYS Instant Equity - Buying from a motivated seller at a discount means that on day one there is instant equity in the property and you immediately have a buffer against a drop-in market prices. Rental demand - Only buy a property in an area where there is strong rental demand. Positive cash flow - Only buy a property with positive cash flow, there must be a profit each month. Add value – can you add value to the property? It may be an older property that requires work completed. If you can add value you can force the appreciation of the property. Low money down - A great deal is low money down or no money left in the property and strategies such as purchase lease options and rent to rent don’t require a lot of money upfront but will give you good cash flow. High return on investment - this is the amount a property makes every year compared with the initial investment. Having any one of these elements will mean you potentially have a great deal. What’s your strategy and what sort of properties do you need to develop that strategy? What type of property do you need to source and what is the location that is suitable for the clients you want to attract You need to know how much rental income the property will generate so you can work out the cash flow. Learn what the average price is in the area you want to buy – this means you will be able to quickly identify properties that come to market priced competitively. You will potentially find more deals than you are able to complete yourself providing a great opportunity to sell deals to other investors for a fee. BEST MOMENTS ‘You should always do your due diligence but remember successful people are decisive’ ‘Get clarity on your strategy’ ‘If other investors are achieving it then it’s possible’ VALUABLE RESOURCES Property Magic Podcast Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi property investor’s network (pin) - www.pinmeeting.co.uk iPhone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 www.dealfindertraining.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this episode Simon explains in detail exactly how to negotiate a great price on your next property investment and shares the one question, you must ask, that will save you thousands off of every property purchase moving forward. Every negotiation is a series of steps and Simon shares exactly what you should be doing and saying at every point in the process to make sure you get what you want. As a potential buyer, you are in a really strong position – the seller wants to sell their property and is motivated to do so, but you don’t need to buy this particular property for you there are always others, you are only interested in buying if it’s a great deal that works for you. Listen in and find out exactly what questions you should be asking and how to negotiate the deals that will save you thousands of pounds moving forward. KEY TAKEAWAYS The Preparation What do you want to pay, What’s the best scenario for you? What would be the worst-case scenario you would be happy to accept? At what point would you walk away? Price is not the only factor - you can negotiate on terms as well, such as when they receive the money from the transaction. Options include purchase lease, exchange with delayed completion and staged payments. Once you are clear on what would work for you, you need to know what would work for the seller. The majority of sellers want to maximise their price but motivated sellers want speed and certainty and sometimes they will take a lower price because the price isn’t as important to them as actually getting the deal done. It’s really important to build rapport with the seller because when there is trust, they are more likely to tell you what’s important to them. The offer You need to mentally prepare because there is a balance between wanting to make money and achieving an ethical win, win for all involved. Ask the seller ‘what’s the lowest price you would be prepared to take and still be happy ?’ if you have built rapport this makes people really think. Make an offer on every property you view. This is good practice and helps you work out what properties are worth to you. When you have decided on your offer take off 10% - this will mean it’s a very low offer – they will probably say no but you’ve given yourself space to negotiate a price that works for you. Once you have made your offer – you need them to respond before you say anything else, the silence can psychologically provide you with the advantage. The Follow up This is where many investment buyers fail. When the seller comes back and says no – the question you must then ask is ‘what would work for you?’ and remember sellers become more motivated with time. You need to proactively follow up, this is one of the easiest things to do but many fail to do this. Many investors rely on the agent or the seller coming back to them but you should develop a daily habit of following up on every offer you have made. When you start to really engage in the negotiation process and you will pay less for the properties you are investing in moving forward BEST MOMENTS ‘It’s important to never make assumptions about what they want’ Many investors rely on the agent or the seller coming back to them ‘You want to get a good deal but you don’t want to push it too hard’ ‘What can you afford? What’s the maximum you want to pay’ VALUABLE RESOURCES · Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi · property investor’s network (pin) - www.pinmeeting.co.uk iPhone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Never Split The Difference - book by Chris Voss ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Faceb

We all know it’s a good idea to diversify your investments but this needs to be balanced by focusing on one investment strategy at a time to avoid being distracted by ‘shiny pennies’ Simon has developed a hugely successful personal investing strategy and shares in this episode how he’s been able to successfully diversify his assets over the last 25 years. There is now so much information available it can be overwhelming for new property investors and the shiny penny syndrome can be a challenge – hearing about a strategy, beginning to implement it then hearing about a different strategy that sounds exciting, more profitable and easier so you drop the first strategy in favour of the new one and this becomes a repeating pattern. The result is no strategy is properly understood or implemented and you never achieve the results you deserve. Listen in and find out about how Simon has. achieved his phenomenal success and how you can take action and begin your journey KEY TAKEAWAYS The main asset classes are: Property Stock market Business You should mastermind one strategy before you diversify into another. There are opportunities to diversify within a particular strategy to spread the risk. Once you have mastered the asset class of property you should consider being involved in one of the other classes. Property Once my property portfolio was cash flowing, giving me more than enough to cover my living expenses I’ve had the time and freedom to do what I want to do. Property investing is a vehicle to gain the income needed to allow you to spend the time doing what you really want to do. What would you do? How would you spend your time? It’s important to have clarity on this and hold it as your vision because this will motivate you to take action and build your portfolio and income. Business When I looked to diversify, as an entrepreneur I looked for an opportunity to solve a problem through providing a solution this led me to create an online platform that facilitates loans between property professionals and everyday investors. The platform is an FCA regulated business that is now a multi-million-pound business that I’m not that involved in. I have a great team running it and growing it for me. Stocks I diversified into stocks effectively through a system that only requires a few minutes of my time each day The ‘Jeremy method’ is a strategy that when implemented means you can make between 1 and 1.5% per month, accumulating to 12-15% per year and only spend 5 minutes of your time each day to achieve it. BEST MOMENTS ‘You must always check to make sure the company has a great product or service and that there is a good-sized market, that people need and want the product and service’ ‘I like to invest in businesses where I can also offer guidance, expertise and mentorship and ideally, the ability for me to publicise that business though my extensive network’ ‘When you have the income, it is very liberating to decide how you spend your time’ VALUABLE RESOURCES Find out more about Serviced Accommodation with YPN’s TOTAL SA monthly, online mentorship. Details here: http://bit.ly/TOTALSA Find out how to gain 12% to 18% p.a by investing in the stock market in just 5 minutes a day. Details here http://bit.ly/JeremyTraining Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi property investor’s network (pin) - www.pinmeeting.co.uk Download the pin meeting App here: iPhone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 www.jeremymethod.com Crowd Property website ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn:

Being a landlord can be tough sometimes. The wrong tenant can give you endless headaches, including non-payment of rent. And how can you make the most of those times in which your properties are left standing empty? In this episode, Simon gives you some great advice about how to attract a better quality of tenant, effective ways of finding those elusive tenants, the process you need to follow when you find one, and the ways in which you should pursue a tenant who owes you money, even years after they’ve moved out. KEY TAKEAWAYS Especially when you’re starting out, managing the property yourself might seem like the best option. Property Manager fees can make a huge dent in your nascent profits. You may feel as though you can provide a better service to your tenants than an already busy Property Manager can. You may feel as though you want every opportunity to get to know your tenants. If you are hoping to found a property empire, then you can often spend more time managing them than looking for new ones. In this case, it’s advisable to get yourself a good property manager. Making sure your properties are full at all times, is a fundamental keystone of a successful property concern. Empty rooms and empty houses is literally money down the drain. Paid adverts for your properties on websites usually have a more prominent position. Free ads slip down the listings very quickly. Once a prospective tenant gets in touch, make sure you respond to them rapidly. It’s likely that they will be looking at multiple options, and another landlord may beat you to it if you take too much time to respond. Current tenants are usually a great way of finding out if anyone in the area is looking for a rental. This can be especially useful if someone is moving out. A simple query will often result in the name of a friend looking to rent, or someone in search of an upgraded form of accommodation. Letting agents and local employers are often a good source of potential tenants. Incentives can be offered in the form of a finder’s fee. Arranging viewing with tenants is often time-consuming, so make sure you use your time effectively. A text on the day is useful in determining if the tenant is still interested, and can save you much time if they are not planning on attending. Your time is valuable. Tenants on a viewing should be asked to bring along their most recent wage slip, proof of address, National Insurance Number and form of photographic ID. This will save you both lots of time. There’s no point in taking a property off the market if the tenant can’t afford it, or they’re not who they say they are! Asking for a guarantor at the initial stages will be invaluable in the future in case your tenant fails to keep up with payments to you. A guarantor should ideally own their own property, which can be used as an incentive to make sure you get paid. A How To Rent Guide should be provided to your tenant when they movie in. This can be downloaded from gov.uk and provides them with a complete guide to the legalities of their tenancy with you. Other essential materials that need to be provided by you are a copy of the Energy Performance Certificate, a Gas Safety Certificate and a copy of your HMO Licence (where applicable). A Right To Rent agreement must be signed by your tenant. They must also be made aware of the inventory of the property. Another useful resource at this juncture is the National Landlords Association, which can provide accreditation for you. In the event of non-payment, Simon advises the following procedure: On the day of the non-payment, a simple text to advise that payment has not yet been paid. The day afterwards, alert your tenant to your previous communication. After seven days, a letter to advise that rent is now overdue and must be paid. After fourteen days, another letter to advise that rent is now overdue and must be paid. After twenty-one days, a further letter to advise that rent is now overdue and must be paid. After two months of arrears, it becomes possible for you to pursue payment through legal means. Removing a tenant from your property can be difficult. Try to work with them, but if this isn’t possible, use a solicitor, who will be well versed in due process. Claims can be sought through the Money Claim Online service. This allows you six years to claim the monies owed to you. So long as you have their name and National Insurance Number, you can track them down, perhaps in the future when they have more to lose by not paying you. The best way of reducing the void periods between tenants, is always to be a good landlord, first and foremost. One of the main reasons for people moving on, is that they are not being taken care of by their landlord. BEST MOMENTS ’The more properties you have, the more and more time managing them takes’ ‘Very often, people like the idea of bringing someone they know into the property, rather than a stranger’ ‘Most people are lazy. If they see your property and it’s right for the

In this episode, Simon looks in detail at the traits successful people share and explains how you can adopt them as part of your life and achieve more success. From a burning desire to giving back and building teams, Simon explains exactly how and why you should emulate these traits. We can look at successful people and think it’s easy for them but everyone including those who have achieved great success face challenges along the way – it’s how you respond that makes the difference. This is a great listen, with something for everyone and includes details of a very special life-changing opportunity for someone to win a fully paid scholarship on Simon’s property mastermind program. This 12-month mentoring program would be an investment of 20k plus to attend and results in life-changing results, listen in and find out more. KEY TAKEAWAYS Successful people; Accept personal responsibility for their success. The more effort and focus you put in the better the results you will get. Have a burning desire and a strong reason ‘why’. When you have that burning desire that’s what makes you keep going. Have speed of implementation. They do things quickly; they have an idea and take action (SOI) It’s about implementing straight away. Are decisive people. Saying maybe is not a decision, it will hold you back in life, You’ve got to be more decisive. Value their time and seek to maximise it We all have a limited amount of time and there is only a certain amount we can do in one day Build teams around them. Don’t try and do everything yourself. Focus on what you are good at and pay someone else to do the things you are not good at. Who are truly successful focus on the most important things. Work out the most important thing you need to do and do that first. Put themselves into a supportive environment. They get like-minded people around them to support and champion them to move forward Seek to stand out from the crowd Most people want to blend in and not stand out from the crowd but if you want to be successful you have to get noticed. Fully participate whilst others just observe. Property investing is a participation sport, you need to be on the field taking action. Volunteer and give back to others. This is an important part of being successful. Don’t listen to their own excuses Everyone has reasons and excuses as to why they haven’t achieved Quickly bounce back from issues. They face the challenges, take the lessons then bounce back to be even more successful further in the future Always do things to the very best of their ability If you do your best others should be happy with that Have a positive can-do attitude. It’s about being a solution-focused thinker Spot and seize opportunities. If you’re looking for them you can see opportunities everywhere. Are not afraid of making mistakes. Life is about learning from mistakes. Understand things will go wrong and that it’s an opportunity to learn and get better. Always have an open mind and are looking to grow more. They recognise that even if they are an expert in their field they don’t know everything. Invest in themselves and in their continual ongoing learning. Invest in yourself first and this will attract others to you. All use coaches and mentors to hold them to account and to move them forward. They know having someone to coach them can help them to reach a higher level. Keep going and never give up. Once you have the training and the knowledge you have to keep going. BEST MOMENTS ‘If you think you are going to do it someday you are never going to get around to it’ ‘I will pay other people because I value my time’ ‘You need to listen to people who know what they are talking about’ ‘People go to our property investor network meetings to get a boost of positivity’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi property investor’s network (pin) - www.pinmeeting.co.uk iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” whic

‘If you follow these steps you will be able to quickly build your network, your power team and make some great friends in property’ In this episode, Simon explains the value of networking and how powerful your network can be. He held the very first dedicated networking event for property investors in the UK. It was held in Birmingham and marked the beginning of the Property Investors Network (pin) which now holds regular network meetings across the UK. Through network meetings, he has met suppliers, JV partners, people who’ve become clients and some of his very best friends. He has a special offer that means you can attend your first ‘pin’ meeting at no cost, just use the code ‘podcast’ when you are booking your place online This is a great opportunity to get involved with ‘pin’ and once you’ve been you’ll want to go back every month to get your boost of property positivity. KEY TAKEAWAYS When I began as a property investor, having left my corporate job, I found I was quite isolated and lonely. So, meeting with other entrepreneurs on a regular basis was appealing and helped me to build my power network, people I needed for my business, but I wanted to find a dedicated property investment network and network with others in the property investment arena. It was helpful to be with other like-minded people and instead of having to make expensive mistakes I found it really useful to talk to other people who were doing the same thing as me. I was able to save time, effort and money. It doesn’t happen overnight it takes time to build trust and working relationships but it’s worth it. There are lots of different types of network meeting from casual get-togethers to those with an educational element or sales pitches. Many other network meetings have been modelled on our ‘pin’ structure which is designed to provide informal opportunities for networking along with informative speakers providing value and local professionals sharing updates in their area of expertise. Set a positive intention about what you want to achieve, maybe you need a contact or have a particular question? By going along with a specific intention, you are much more likely to achieve it. Speak to as many different people as you can, that’s what you are there for, to increase your network. When you meet new people make sure you are interested in them and are thinking what you can do for them. The more you give to other people the more will come back to you Use the killer question - Who do you know who……? It gets people to think about their wider network. If you follow these steps you will be able to quickly build your network, your power team and make some great friends in the property space. BEST MOMENTS ‘Plan to arrive early and leave late, dedicate your whole evening to increase your networking opportunities’ ‘We know you are going to get so much value you are going to want to come back’ ‘Arrange to have further conversations with people and make sure you have their contact details so you can reach out and arrange this’ ‘Get some business cards printed, it makes you look professional when people ask for your contact details’ VALUABLE RESOURCES · Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi · property investor’s network (pin) - www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Get a pen and paper—and let Simon help you list down your goals and really achieve them ALL! Learn the proper strategies from Simon as he discusses them today in The Property Magic Podcast. He talks about how you can use the SMART template (the right way), how you should prioritise your tasks, how to select the timeframe, and many more. Simon, himself, didn’t even think once in his life, he’ll be able to impart his expertise and knowledge about property to other people, but through the habit of goal-setting, he was able to achieve it. Tune in to as he traces back his footsteps from the very beginning, so you can learn and do it too. KEY TAKEAWAYS It was in 2009 when Simon achieved his dream to speak in Wealth Mastery. It was just on a mere goal list jotted on a piece of paper way back in 2001. Seeing it on the list unchecked, waiting for it to happen, motivated him to work hard even more. When setting goals, it’s important that you consider your capabilities and resources. A template which is used by most is ‘SMART’, meaning Specific, Measurable, Achievable, Realistic, and Time-based. Set goals that scare you. If things aren’t going well—there’s no progress—in where you are right now, then chances are it’s not the right place to be staying in. Explore outside your comfort zone; explore beyond your capabilities. It’s time to forget about the possible failure and the limitations. Daydreaming, fantasizing helps when creating goals too, to some extent. Write goals even though they’re too farfetched. You don’t have to achieve them at this very moment. It can wait. Who knows, you might get all the resources you lack right now and learn everything you need in the next year or so. Your goal list might look like there’s no end… and no one will care. But make sure that you know how to prioritise. One might get overwhelmed with the amount of goals he has put in and stop moving altogether. Author Brian Tracy suggests you learn how to classify your goals and tasks associated to them. It’s best you do the more important ones and finish them within a set timeframe. BEST MOMENTS “Sometimes, your crazy ideas come from somewhere and writing them down gives it life and imagination.” “Success is waiting for you outside your comfort zone.” “What would you do when you have all the time and money you needed?” VALUABLE RESOURCES Eat That Frog!: 21 Great Ways to Stop Procrastinating and Get More Done in Less Time by Brian Tracy | Amazon 90dayplanning.co.uk Property Magic - How to buy property using other people's time, money and experience by Simon Zutshi | Amazon Property Magic Podcast: Low and No Money Down Investing Strategies | Apple | Spotify | Omny property investor’s network (pin) - pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD pinmeeting.co.uk

In this episode of The Property Magic Podcast, Simon talks about how you can find different sources of deposit money, pay off your own home mortgage in 8-10 years, and use your hidden assets. If you don’t know where are your hidden assets, don’t worry, there’s an easy way to find out—answer a simple questionnaire. Simon also shares an elaborate but easy to understand computation to compare different approaches on using your assets. According to him, it’s best to use your capital in several properties rather than a single one. You can grow your portfolio and your wealth more. Let Simon help you today. KEY TAKEAWAYS Here are some different sources where you can get your deposit money: Savings – may it be an inheritance, from an insurance, etc, it can be a good source to fund your property purchases. Equities (from existing properties) Loans – you can borrow money from your own business (that you must pay back within a period of time), from your pension, or from your loved ones. Hidden Assets How can you release equity from your own home? Instead of downsizing, you can use your assets differently. You can reallocate your equities to different properties. This may be a better way especially that in the UK, there’s scarcity of accommodations and growth in population. Let-to-buy mortgage – Some people move out of their own homes and turn them into investment properties. It’s a real sacrifice for them so they could grow their capital for their next property purchases. BEST MOMENTS “The problem is when people don’t have money in the bank, they automatically assume they can’t invest in property—that’s simply not the case.” “The real benefit of being a property investor is being able to get leverage.” “You work once and you get paid forever.” VALUABLE RESOURCES To know where you can find some hidden assets - HiddenAssetsTest.com Property Magic - How to buy property using other people's time, money and experience by Simon Zutshi | Amazon Property Magic Podcast: Low and No Money Down Investing Strategies | Apple | Spotify | Omny property investor’s network (pin) - pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD pinmeeting.co.uk

You might have heard of purchase lease options and want to learn the ropes. In this episode of The Property Magic Podcast, Simon dives in on purchase lease options—how you can use this tool with other property investing strategies, how you can profit out of it, how you can offer it to property owners, and more. Simon has been enjoying purchase lease options since the 2000s, and according to him, there’s not a better time than to give in and consider it NOW. There have been a lot of changes and restrictions (i.e. Section 24), it’s high time we learn how to navigate our way despite these. On the next episode, we’ll learn how to fund your property purchases, so tune back in next week! KEY TAKEAWAYS What is a purchase lease option? “It’s where you rent a property from someone for a set period and you may buy that property anytime within that time period for a price that you have agreed upon at the beginning of the auction period.” This can be used with any property investing strategy. Always offer the property owner something he can’t refuse, something that will be better than any alternative. It’d be best if it could cover their mortgage and give them enough profit. Tell them how much advantage they’ll get when they let you manage their properties. How do you know if the purchase lease option is the appropriate solution for the seller? There are two groups of people who want to sell their property: People who want to sell to access their equities now. People who want to sell for someone else to manage it, to be responsible about it. The best people to get purchase lease options are landlords since they got the right mortgage conditions. BEST MOMENTS “You have the right to buy but not the obligation to do so.” “It only works when the seller doesn’t need the money from the property sales NOW.” “I’ve been using this strategy since 2007, but right now is probably the very best time to use this strategy because what happened in April 2017, Section 24.” VALUABLE RESOURCES Property Magic - How to buy property using other people's time, money and experience by Simon Zutshi | Amazon www.PLOTraining.com property investor’s network (pin) - www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD www.pinmeeting.co.uk

In this podcast, Simon shares a handful of carefully selected strategies that require little to none of your own money, and which will enable you to get your property empire up and running in no time. KEY TAKEAWAYS Normal mortgages are for 75% of a property’s value, with you having to find the other 25% as a deposit. Many people use their own money for this, and when they run out of operating funds, have to stop and wait until they build up their reserves before buying more. It’s vital that you keep up to speed with changes in the market when it comes to mortgage and investment products. If the system you’re using today is defunct tomorrow, then will you still be able to make money? Property network meetings are an essential place to attend in order to find investors and build relationships with people who can help you. Rent-To-Rent - You take on a property from another landlord and rent it. You rent the property in a different way and increase the income in such a way that you cover the costs and still make a profit. Purchase Lease Option (PLO) - As well as renting out a property on behalf of a landlord, you include in the contract a right-to-purchase option at the current market value, any time in the next few years depending on the contract length. If the property rises in value during this agreement term, you can buy at the original price and come into possession of a property that’s now worth much more. Joint Venture - You find a great property deal and do the work on seeing to it that the property is worth the investment. Your venture partner then provides the initial equity, and you agree a percentage share in any profits. Private Investor Loan - Obtaining a private loan from an investor, and instead of offering profit share, investors receive a fixed return. Vendor Finance - Find someone with a property they want to sell, and who doesn’t necessarily need the money from the sale immediately (IE: want to simply put the money in the bank). Offer full market price for the property to these vendors, with you providing 70% of the purchase price through finance, and with the vendor leaving 30% of the value in the property. Development opportunities that can add significant value to a property are wonderful opportunities. Sometimes the owners of these properties don’t have the knowledge or skills to do the job themselves. By finding these people and negotiating agreements, you can develop these properties and produce significantly higher prices once developed. BEST MOMENTS ‘Is it really possible to buy property with none of your own money?’ ‘If you can buy properties with very little or no money up front, then there’s no limit to the amount of property you can control’ ‘You need to make sure you find people with similar values and objectives’ ’There are lots of people with money in the bank that’s doing absolutely nothing for them’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi property investor’s network (pin) - www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this episode, Simon details the step by step process of how to buy properties directly from existing landlords and why it’s a win, win for everyone involved and why now is such a great time to use this strategy. The introduction of section 24 has changed the property landscape for landlords who own property in their own name and those who are higher rate taxpayers. There are currently increased numbers of landlords looking to retire and you can help them with a solution that is a win, win for everyone involved KEY TAKEAWAYS Previously you could take a property, rent it out and take all the expenses off the rental income to calculate the profit. One of the expenses that could be included was the interest on a mortgage. Finding landlords who want to sell: The Targeted Approach - Identify properties you would like to have in your portfolio. Contact Land Registry to find out who the owners are and contact them by letter to see if they want to sell the property. Writing letters to specific property owners does work. The more letters you write the luckier you get The Blanket Approach - Write to all of the landlords you can find in a particular area to see if they would be interested in selling or renting their property to you. You could take on the property on a rent to rent basis and change the strategy to make it more profitable for you. A purchase lease option where you rent with an option to buy the property in the future is a successful strategy. In the UK houses of multiple occupation have to be registered with local councils You can access the list and write to the property owners. You want the owner to open your letter so generating interest is key. You can send the letter in a coloured envelope and it is positive if the address is handwritten Treat this a campaign – people often only send one letter but the key is a sustained and consistent approach. People need to see your letter 7 or 8 times in order to get the message. If you have a large number of landlords to write to it can be broken down into sections and a cycle created so that you are contacting landlords every 2 months. BEST MOMENTS ‘They think now is the time to benefit from the equity growth and enjoy the rest of my life’ ‘We know what’s going on at a grassroots level and more and more landlords are coming to our property investor network meetings to find out how to dispose of their properties’ ‘Ideally, you are looking for motivated landlords those who’ve got some sort of problem that you can help with a solution’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi property investor’s network (pin) - www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

In this episode find out about the off-market opportunities that can mean you have no competition when purchasing a property. Simon explains why owners may not want to sell using an estate agent and how you can get motivated buyers coming to you direct. You can find great deals through estate agents if you know what you are doing and the estate agent sees you as a credible buyer but having a raft of strategies and understanding what motivates owners to sell will ensure you can build effective long-term strategies that will bring motivated buyers to you consistently. KEY TAKEAWAYS An off-market property is where property is not advertised for sale through an estate agent There are 4 reasons you may find properties for sale and not listed with an agent. The owner; May be thinking about selling but has not yet taken the final decision. May not want anyone to know they are selling and a for sale sign outside. Could have listed the property previously but didn’t sell or a sale has fallen through. May not like or trust estate agents or want to pay them a fee. Finding off-market deals Look around for empty and abandoned properties - If you see properties like this contact the owner and find out what they are interested in doing with the property, make it really easy for them to take action with the property. Look around for large properties and properties located on large plots - This is a numbers game, the majority of homeowners you approach will not want to sell their property but if you approach enough people and follow up, you will locate properties in this way. Approach local shops and businesses - Many small businesses close when the owners retire so there may be the opportunity to purchase the property and convert from commercial to residential use. Speak to local councils and charities - They often have properties that are surplus to requirements. These can be properties such as care homes and community centres. Approach existing landlords in the area you want to invest - If you just send one letter its unlikely to have an impact you have to undertake a campaign of letters and consistently follow up. Getting sellers to come to you Advertise in the classified section of newspapers Leaflet drop in the area you want to invest in. Let people know you are interested in buying property through consistent networking. BEST MOMENTS ‘If you are just looking for properties with agents you are going to miss these properties and be competing with everyone else for the properties advertised with estate agents’ ‘You may be able to negotiate a better ethical deal that’s a win, win for all parties’ ‘It’s a long-term strategy but you can become known in your area as the person who buys companies and property from people who are retiring’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People’s Time, Money and Experience by Simon Zutshi | Amazon property investor’s network (pin) - www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

How can you get estate agents to find motivated sellers for you? Motivated sellers are people who need to sell their property quickly. They have some sort of property-related problem. Because of this, they are more flexible on the price and the conditions of the sale You have to initially position yourself with the estate agent so they believe you are a credible buyer and most investors get this all wrong. You would think it would be the perfect partnership – investors who want to buy property and estate agents who have property to sell but it requires knowledge from the investor to make the partnership work effectively. Listen in to this episode and find out how. KEY TAKEAWAYS Most property owners want to get the most for their property - these are not motivated sellers. In the UK agents work for the seller, not the buyer. Agents do everything they can to make sure the sale doesn’t fall through because they only get paid when the sale completes. You need to get the estate agent onside, even though there are working for the seller. You need to position yourself as being credible. If you have bought a property go back and let the agent know you will be buying another property. If you are joint venturing or deal packaging make sure they know this when you first speak with them. Ideally, you want to get into an estate agents ‘little black book’ so you get to hear about the best deals first. There are questions you can ask that will help to identify a motivated seller; -Do you have any empty properties? –there are a variety of reasons a property may be empty but this is not good for the owner as an empty building is vulnerable. -Do you have any properties that have been on the market for a long time? these are properties that have become stuck and the agent may have lost interest in them. -Do you have any properties where you are not the only seller? – this is a sign the seller is motivated. -Do you have any properties for sale and for rent? – this is perfect for purchase lease options -Are there any sellers who repeatedly contact the office? – this is an indicator that the seller wants to move forward quickly -Have you got any properties that are smelly? – if you buy a smelly house the seller moves their pets with them and the house is no longer smelly -Do you have any properties you can’t sell? – this is where you are helping the agent with hard to sell properties -Do you have any cash only properties? – you can buy these in a creative way using advanced strategies that most people won’t understand. Working with estate agents is a great way to get property deals if you know the right questions to ask. BEST MOMENTS ‘Most investors will go to an estate agent and buy one property’ ‘First impressions are really important, make the agent feel they are the expert’ ‘They might be a little bit dated but this means you can add value with a refurb’ ‘If you can help them to make a sale they will become very friendly’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People’s Time, Money and Experience by Simon Zutshi | Amazon property investor’s network (pin) - www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD www.pinmeeting.co.uk Facebook: http://www.facebook.com/OfficialSimonZutshi Lindkedin: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

‘If you can find motivated sellers and come up with an ethical solution you could be saving thousands of pounds on every property you buy from this point onwards’ If you are buying a property then it’s vital that you listen to this podcast and understand exactly who you should be purchasing from and why. When Simon leant about this and changed his thinking he was able to save tens of thousands of pounds when purchasing properties and help find ethical solutions for vendors. If you want to find out exactly who you should be buying from and how to find the solutions that work for you and the seller resulting in everyone getting what they want, then listen in to this episode. KEY TAKEAWAYS What is a motivated seller? - Its someone for whom the speed and certainty of the sale are more important than the money they are going to get from the transaction. They are more flexible on the price and /or the terms of the sale. The vast majority of people selling a property are not motivated they want to realise the highest price possible and are willing to wait for this. These are not the people to buy from. We are looking for people with a problem we can solve, where we can come up with an ethical win, win that works for them and us. Why would someone sell their property for less than it’s worth? - There are a variety of reasons people may want to sell their property at below market value, from those at the bottom end to the top end of the market and across all social groups. Change your thinking and recognise there are motivated sellers everywhere. Understand what the problem is and ask yourself is there an ethical solution? where you give them what they need and they give you what you need. A motivated seller is not always about buying at a discount someone may be flexible to other creative strategies. You may buy at full price with vendor finance giving you the deposit resulting in you not putting any money in. A purchase lease strategy option enables you to have control of the property without actually buying it, providing cash flow and equity growth. In this circumstance, you may be paying the full market price with the vendor being flexible about when they get paid. We are helping these people coming up with a win, win solution giving them what they want and in return them giving you what you want. BEST MOMENTS ‘A motivated seller is not just buying at a discount it may also be about flexibility around the terms of the sale’ ‘Estate agents are good at selling properties but they don’t know what you know as an educated investor’ ‘Review the property – does it meet the strategy you want to follow? If it’s not suitable for you, then pass it to another investor as a packaged deal’ VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People’s Time, Money and Experience by Simon Zutshi | Amazon property investor’s network (pin) - www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Facebook: http://www.facebook.com/OfficialSimonZutshi Lindkedin: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ www.pinmeeting.co.uk

Invest in property and get paid forever. In this episode, Simon discusses the 5 golden rules of property investing. To make more money, educate yourself first. If you’ve read his book The Property Magic, then this will be a good ‘update’ to what you’ve learned since he presents a NEW golden rule no. 1. If you haven’t, then fret not, Simon’s discuss is as detailed as it can be! It becomes easier when you hear these proven strategies in investing. Discover more today in the Property Magic Podcast! KEY TAKEAWAYS Buy from motivated sellers. Speed and certainty are much more important than how much you’ll make for motivated sellers. It’s easier to arrive at win-win deals with them. The first golden rule used to be ‘Buy below market value.’ Simon emphasizes NOT to do this every time. Only buy from an area that has high rental demand. There will be no downtime so cash flow is more consistent. You can also be picky for renters. Buy something that will make you positive cash flow. It may become a liability if you didn’t do your research before investing. Aside from this, you also have taxes and other fees to pay, so don’t forget about them. Always buy for the long term. Yes, the property fluctuates; it down. You can see this as a threat or as an opportunity. Simon advises buying properties when the market is down. Always have a cash buffer. There will be times that it won’t go well; be ready. Maintenance also requires capital. BEST MOMENTS “It’s much smarter to learn from someone else’s mistakes than have to make those mistakes yourself.” “It’s not about getting much amount of money.” “Look for sellers, not for properties.” VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People’s Time, Money and Experience by Simon Zutshi | Amazon property investor’s network (pin) - www.pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD www.pinmeeting.co.uk Facebook: http://www.facebook.com/OfficialSimonZutshi Lindkedin: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Where do we find the best people who would make up our team? In this episode of the Property Magic Podcast, Simon lets us in on the very important question you need to ask when you’re networking so you can build your power team: “Who do you know who…?” Simple, right? Simon discusses more today on how this question works. Just remember that you can’t just listen to what everyone’s telling you, you still need some understanding on what you need so you can screen the people you hire. So, discover what makes a great mortgage broker, agent, solicitor, builder, and accountant—your future power team—today when you tune in! KEY TAKEAWAYS It’s difficult to make an impression with people. You got to be your best self when approaching them, when talking to them. On Simon’s very first property purchase, he didn’t really have a choice who does who for him. He knew nothing on building a team, so he just went with what others suggested. And when he went to talk with his bank and told the representative about his plan to rent the property out to university students, it was met with criticism. He was told it was too risky. The first person should be a specialist mortgage broker. Someone who’s independent, not connected to any bank, has access to the mortgage market, and also an investor. Note: There are also many property investing strategies available out there that don’t need mortgage. Get someone who has more experience than you. You can find the experienced ones through word of mouth, recommendations from your trusted colleagues. The second person is a convincing solicitor. Someone who can buy and sell properties for you. For Simone, he got stuck in the ‘landlord trap’—he stopped buying properties and put all his time in managing his existing properties. Hire the best agents, so you won’t ever worry about your properties. Find the great builders in your area. You can speak with other property investors, agents, or landlords, and ask who can they vouch for. Dealing with real estate/property tax isn’t easy. Hire an accountant who specializes on it. BEST MOMENTS “You need to get the right power time around you.” “You got to be very careful of people you listen to.” “You should plan to have someone manage the properties for you.” VALUABLE RESOURCES House in Multiple Occupation (HMO) - https://www.gov.uk/private-renting/houses-in-multiple-occupation Article 4 Direction - https://www.gov.uk/guidance/when-is-permission-required Certificate of Lawfulness - https://www.planningni.gov.uk/index/advice/advice_leaflets/leaflet06/leaflet06_what_is.htm Property Magic: How to Buy Property Using Other People’s Time, Money and Experience by Simon Zutshi | Amazon property investor’s network (pin) - pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD pinmeeting.co.uk Facebook: http://www.facebook.com/OfficialSimonZutshi Lindkedin: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Let’s cut to the chase… HMO’s might be the BEST for you, especially if you’re just starting in property investing. It’s time to educate yourself about HMO’s, or aka house in multiple occupation, with the help of Simon in this episode! Some of you might have heard hearsays and whatnot about it. So, what’s true and what’s not? Simon debunks the 5 common myths about HMOs. You can’t really grow your income and have more wealth if you’re doing the wrong thing. Time to hear from the property expert and get great tips on how you can check if HMO is the right strategy for you! Simon also Tune in to The Property Magic Podcast for more info. KEY TAKEAWAYS 5 Most Common Myths About HMOs: Myth #1: There’s an oversupply of HMOs everywhere so you shouldn’t do HMOs. The truth is it’s an oversupply of average stock. If it’s of HIGHER quality, it’s easier to rent them out. Myth #2: HMOs are a lot more work than single-let’s. As long as you know what you’re doing, there is no strategy that will be of more effort than the other. Some might see it as tiresome, some may not. Myth #3: People think every HMO needs an HMO license. Contact the local council and check if you need one considering your situation. But, with or without licence, one has to make sure safety measures are in place for the tenants. Myth #4: All HMOs need planning permission. Licensing and planning permission differ from each other. If you’ve got a larger HMO, you’d need to apply for planning permission to get a change of use. Contact your planning council and ask if Article 4 is in place. Make sure you meet the requirements. Myth # 5: You need a LOT of money to afford HMOs. You do not necessarily have to buy the HMO; you can pick them up on a rent-to-rent agreement or on a purchase lease option. BEST MOMENTS “The biggest regret when I started investing in property was I was just dabbling; I was doing it as a hobby.” “An HMO does not necessarily mean more work that single-let’s.” “Don’t be scared of licensing. It’s there to make sure that good quality of accommodation is provided.” “Don’t always limit yourself to the amount of money you got access to.” VALUABLE RESOURCES House in Multiple Occupation (HMO) - https://www.gov.uk/private-renting/houses-in-multiple-occupation Article 4 Direction - https://www.gov.uk/guidance/when-is-permission-required Certificate of Lawfulness - https://www.planningni.gov.uk/index/advice/advice_leaflets/leaflet06/leaflet06_what_is.htm Property Magic: How to Buy Property Using Other People’s Time, Money and Experience by Simon Zutshi | Amazon property investor’s network (pin) - pinmeeting.co.uk FREE 3-part HMO video series - Learn more about HMOs with these 3 in-depth training videos. ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD pinmeeting.co.uk CONTACT METHOD Facebook: http://www.facebook.com/OfficialSimonZutshi Lindkedin: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Should you invest in the area where you live? Or find your goldmine area elsewhere? There are so many questions that need to be answered first before you invest time and money. Certain strategies only work for certain people. It’s all about understanding and knowing the best investment strategy for you! In this episode, Simon talks about the most common strategies that you can choose from depending on your circumstances. He goes into detail about each one to make it easier to weed out the one's that what won’t work for you. Simon also has a gift for the listeners of The Property Magic Podcast! You can take The Strategy Profile Test, which you can take online for FREE. (Check the link below.) KEY TAKEAWAYS When Simon first started out, he chose properties close to him so he could easily manage them. Investing outside your area is possible IF you have (or create) your own power team. You need great letting agents, builders, handymen, etc who can help you in managing the properties. So, where do you find your team? In big networking events that could help you get leads, gain more knowledge and expand your circle. Single-lets is a great option for starters since it offers the least amount of time and effort required. 1 - Choose HMOs, or Houses of Multiple Occupations, if you want to rent out your properties to different individuals. It’s the most profitable investment strategy available right now. 4 Main Types of Tenants: Students, Young Professionals, Working People, and Local Housing Benefits. 2 - You don’t even need to buy the properties. You can opt to use them on a rent-to-rent basis, which requires low investment. 3- Serviced Accommodation (SA), or aka short-term lets and furnished holiday lets (FHL), is the most common right now. BEST MOMENTS “Initially, I started where I lived and worked… That’s the best thing you can do.” “The best properties to buy are houses instead of apartments.” VALUABLE RESOURCES The Strategy Profile Test - https://strategyprofiletest.com/. You will receive a six-page report that will detail which strategies are most appropriate for you given your personal resources of time and money. Property Magic: How to Buy Property Using Other People’s Time, Money and Experience by Simon Zutshi | Amazon property investors network (pin) - pinmeeting.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and became financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investors network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Facebook: http://www.facebook.com/OfficialSimonZutshi Lindkedin: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Welcome to The Property Magic Podcast! Today, your host, Simon Zutshi, lets you into his formative years in the property industry. Discover how he was able to grow his property portfolio and created property investors network (pin) as a result. pin is the largest property network organisation right now in the UK, and it has helped a lot of investors already, even across the globe! Simon does NOT want you to make the same mistakes he did when he first started out in property, so on this very first episode, he enlightens you about property investment’s very purpose through his own experiences. What do you have to do? What do you have to avoid? Listen in now to know more. KEY TAKEAWAYS It was his landlord when he was still in the university who introduced him to the concept of property investment and its benefits. As soon as he graduated from college, Simon was eager to build his work experience and land a worthwhile first job. He applied to every job opening he liked, and he got great job offers. When buying properties, always look at the numbers—annual rental, cost for renovation and repairs, insurance, taxes, etc. Never decide with your emotions; Don’t buy something because you love it or you have close ties with the owner. The properties should be considered as your own ‘cash machine’. They must increase your income. Simon saw the need of having connections while growing his property portfolio. So, he did—he met and built new relationships. But, sadly, none of it was directly helpful to his property investing career, so he thought of building a network of people like him. Thus, he founded the property investors network (pin) in 2003. There are at least 50 pin meetings across the globe. The biggest mistake Simon made is treating property investment as a hobby he did on a side. BEST MOMENTS “You don’t need 20 houses to become financially independent. For most people, less than five good investment properties could be more than enough to replace your income.” “I took massive action, and that paid off.” “I believe that investing in property could make you more money than anything you could ever do.” VALUABLE RESOURCES Tony Robbins - https://www.tonyrobbins.com Property Magic: How to Buy Property Using Other People’s Time, Money and Experience by Simon Zutshi | Amazon property investors network (pin) - pinmeeting.co.uk. Use the voucher code podcast to attend your first pin Meeting free of charge (usually £20). ABOUT THE HOST Simon Zutshi, experienced investor, a successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investors network (pin) in 2003. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners on how to successfully invest in a tax efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer-to-peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Facebook: http://www.facebook.com/OfficialSimonZutshi Lindkedin: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/