Property Magic Podcast

Simon discusses the concept of following your passion in property investing, sharing a personal story of how he transitioned from a corporate career at Cadbury's to full-time property investing, and emphasising the importance of replacing income with passive property income. KEY TAKEAWAYS It's important to be passionate about the results property can bring rather than the property itself. Achieving financial freedom through property investing is highlighted as a key goal, allowing individuals to have more time and space to pursue their passions and purpose. We should always try to invest time and effort upfront for long-term financial success. Give back and help others, which only adds to the value of not only personal success but also contributes to the well-being of others. BEST MOMENTS "You don't need to be passionate about property. All you need is to be passionate about what property can do for you." "I believe the opportunity is for you to make those smart decisions to invest in yourself, put the time and effort in upfront and work once, get paid forever." "I feel really sorry for kids who go to schools and their parents are on benefits, their grandparents are on benefits, and they expect that is all that they are going to get." "I had to make some Smart decisions. Now he uses the word smart decisions instead of short-term sacrifices." VALUABLE RESOURCES Find out more out our about our financial awareness for young adults here: www.futurefinancialsuccess.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the crucial topic of conducting due diligence in property investing. Drawing on his nearly 30 years of experience, he focusses on the importance of thorough research to avoid costly mistakes, and covers key aspects such as determining property value, assessing rental income, and ensuring positive cash flow. KEY TAKEAWAYS Conducting thorough due diligence is crucial in property investing to avoid costly mistakes and ensure success. When assessing a property, determining its value, rental income, and potential for cash flow and return on investment are essential factors to consider. When working with deal sourcers, it is important to ensure they are compliant, have proper training, and can provide evidence of successful deals. When vetting suppliers and partners, longevity, reputation, and recommendations from other investors are key indicators of reliability. Checking the background, assets, and credit score of individuals involved in a deal is vital to assess their credibility and financial stability. BEST MOMENTS "I see people lose money, make expensive mistakes because they haven't done correct due diligence." "You want to make sure they have enough money, and the money is actually available when it's going to be required." "Please never ever pay anybody money up front to find you deals." "Just be careful because I want to make sure you don't make expensive mistakes." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares a success story of a client who was on the brink of losing £100,000 on a property project gone wrong. Through expert advice and coaching, the client turned the situation around and is now set to make a profit of at least £100,000, if not more. The episode delves into the importance of seeking expert help, finding motivated sellers, understanding the risks of joint ventures, and the significance of due diligence when partnering with others in property investments. KEY TAKEAWAYS Seeking expert help and advice in property investment can lead to significant financial gains and turnaround in challenging situations. It is crucial to conduct thorough due diligence when entering into joint ventures to ensure the partners are fit for the purpose and have the necessary expertise. Exploring creative solutions, such as changing property usage or partnering with experienced individuals, can lead to more profitable outcomes in property investments. Seeking advice and sense-checking decisions with more experienced individuals can help identify blind spots and opportunities for maximising profits in property projects. Striving for win-win solutions in property transactions can benefit both parties involved, turning challenging situations into profitable opportunities. BEST MOMENTS "If you're going to joint venture with someone or if you have a buyer and they say they're going to buy cash, you want to ask them, do you actually mean cash or do you mean you're going to get some sort of finance?" "I've got an 18-month, 24-month project to build a big portfolio that we're going to pass on." "Sometimes you see sellers and they're in a situation where they want to get rid of a property, and they know what the potential is, but they just don't want to or can't do it themselves." VALUABLE RESOURCES If you would like a call to discover how coaching could help you visit this website. http://www.GrowthCall.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the importance of stretching one's comfort zone for personal growth and success. Drawing on the idea that change and growth occur outside of one's comfort zone, he shares personal anecdotes and examples from the world of property investing to illustrate the benefits of pushing boundaries. KEY TAKEAWAYS Success lies just outside of your comfort zone. Challenge yourself to do things that make you uncomfortable in order to grow and achieve success. Fear is often just in our heads. Challenge yourself to face your fears and push through them to achieve personal growth and success. Identify things you know you should do but are avoiding due to fear or discomfort. Challenge yourself to take action and push your comfort zone. Pushing your comfort zone leads to personal growth and development. Embrace the discomfort and awkwardness to achieve new levels of success. Gain property education and surround yourself with like-minded individuals to support your growth and success in property investing. BEST MOMENTS "Your success is waiting for you just outside of your comfort zone." "Fear is often just in our head. A great acronym is false expectations appearing real." "You're not going to die. You might be a bit embarrassed. You might feel a bit awkward, but you'll get over that." "Your success, whether it's personally, in your business, in your property investing, is waiting for you just outside of your comfort zone." "What can you do to push your comfort zone and grow that comfort zone so you become a more successful person?" VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon provides a comprehensive update on the current property market conditions following the Bank of England's decision to maintain interest rates at 5.25%. He discusses the impact of inflation, rental rates, and property prices on property investors. Emphasising the importance of seizing opportunities in the market, Simon tells you why you need to focus on finding motivated sellers, areas with strong rental demand, and properties that generate positive cash flow. KEY TAKEAWAYS Interest rates have remained unchanged at 5.25% since 2008, but there is speculation that they may come down in 2024. Rental rates have increased by an average of 9.2% over the last 12 months, outpacing inflation. Property prices are stagnating on average, with cheaper properties and apartments showing sharper growth. The current market presents opportunities for investors to find great deals due to low competition. Investing in property with a focus on long-term gains and following the five golden rules can lead to success regardless of short-term market fluctuations. BEST MOMENTS "Many people believe actually August might be the first time we're going to see rates come down and the general consensus is that probably rates are going to come down three times during 2024." "If you follow the golden rules, particularly rule two, three, and four, whereby we are picking up properties where we know there's strong rental demand, it makes positive cash flow, and we're holding long term, does it really matter what happens to prices short term?" "I think there'll be a little bit of a mini boom in the property market in 2025. Now, I could be completely wrong. I don't know. To be honest, I don't really care because, as I say, I don't mind what happens short term to property prices." "I wish I had somebody like me telling me when I first started to just get on with it, go and find some great deals. But I didn't have someone like me helping me. You don't have that excuse." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon looks at the importance of time as the most valuable resource in a property business. Drawing on personal experiences and insights from successful entrepreneurs like Robert Kiyosaki and Brad Sugar, Simon highlights the significance of leveraging time effectively to maximise productivity and growth. KEY TAKEAWAYS Time is the most valuable resource in business and should be used wisely. Investing in help and delegating tasks can save time and lead to business growth. Focus on high-value activities that generate revenue rather than getting caught up in low-impact tasks. Utilise tools and resources, such as Property Filter, to streamline processes and save time in property investment. Prioritise tasks by either doing them yourself, delegating them, or eliminating them altogether to maximise productivity. BEST MOMENTS "Rich people will spend our money to save time. So we'll spend money to get our time back." "Not employing someone in your business is costing you a fortune." "Focus on the most important things that are going to move you forward." "Invest with knowledge, invest with skill." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon explores the various stages of a property investor's journey, delving into key aspects such as setting clear goals, adapting strategies based on goals and resources, utilising available resources effectively, transitioning from personal management to professional property management, expanding one's network, and conducting regular portfolio reviews. KEY TAKEAWAYS It is crucial to be clear about what you want to achieve from property investing and why you want to achieve it. Goals may evolve from income replacement to lifestyle enhancement and generational wealth creation. Align your property investment strategy with your goals, available resources, and expertise. Avoid dabbling in multiple strategies and focus on mastering one that suits your objectives. Look beyond just money in the bank and consider leveraging existing assets like equity in properties, pensions, and other people's resources to fund deals. Utilise tools like the Strategy Profile Test to identify the best strategies based on your resources. Building a strong network of like-minded individuals in the property industry is essential for support, learning from others' experiences, and potential collaboration on deals. Your network can significantly impact your success in property investing. Regularly review your property portfolio to assess performance, return on equity, and potential for optimisation. Consider factors like cash flow, ROI, and future planning, including inheritance tax implications, to ensure long-term success and wealth preservation. BEST MOMENTS "If you find a really good profitable property deal, there's enough profit in it for not only you, but for someone else to make a good income from that deal." "Your network is your net worth. I want you to take that to heart and I want you to think about what are you doing to grow your network." "There comes a point where really you should not be managing. You can absolutely do a few, very much part time." "I think it's important to recognise where you are in your journey. Recognise you might need to change and adapt what you do as you grow." VALUABLE RESOURCES Find out which is the best strategy for you here: https://www.strategyprofiletest.com/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the topic of Houses of Multiple Occupation (HMOs) and highlights the five big mistakes people often make when dealing with HMO properties. He demystifies HMOs and provide valuable insights on how to avoid costly errors as well as emphasising that HMOs can be a lucrative investment strategy, capable of replacing income in a relatively short period. By debunking common misconceptions, such as the assumption that HMOs are only for experienced investors or that they require substantial upfront capital, Simon encourages listeners to explore the potential of HMO properties. KEY TAKEAWAYS There are various types of tenants for HMO properties, including young professionals, working individuals, and those on benefits. Understanding this can help in maximising the potential of HMO investments. While HMOs are considered more advanced, beginners can also venture into this strategy with proper knowledge and guidance. It's essential to focus on the potential profitability rather than solely on experience. Contrary to popular belief, substantial personal funds are not always necessary for HMO investments. Options like private loans, joint ventures, rent to rent, and purchase options can be utilised to finance HMO projects effectively. Instead of competing on price, focusing on providing high-end, co-living HMO properties can attract better tenants, higher rents, and longer tenancies. This approach can lead to increased profitability and reduced void periods. Many individuals hold back from investing in HMOs due to lack of knowledge or misconceptions. By gaining the necessary training and understanding the strategies involved, one can unlock the potential of HMO investments and achieve significant financial gains. BEST MOMENTS "HMOs, Houses of Multiple Occupation, is probably one of the fastest strategies for you to replace your income." "I think a lot of people are put off doing HMOs because they don't really understand them." "The only way you should do that, in my opinion, which is what many of my students do, is they take an HMO, they rent it to a charity who specialises in supporting people who have special needs." "I wouldn't say they're easy, because easy suggests there's no effort. There's definitely time and effort required." VALUABLE RESOURCES To access the online training from Simon about HMOs register here: https://www.hmomasterclass.co.uk/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the pitfalls of investing in property hotspots, using Dubai as an example. He emphasises the risks associated with buying in areas experiencing rapid price increases, such as oversupply and lack of positive cash flow. He also shares personal experiences with off-plan property investments and highlights the importance of researching areas with growing populations for better capital growth potential. KEY TAKEAWAYS Think twice about investing in property hotspots due to the potential risks associated with inflated prices and lack of positive cash flow. Off-plan property investments, especially in international locations, can pose challenges such as oversupply and currency fluctuations. To achieve better than average capital growth, investors should target areas experiencing faster population growth, driven by factors like new infrastructure, incentives, and economic stimulation. In any market condition, there are always motivated sellers willing to negotiate on price and terms, providing opportunities for investors to secure properties at favourable terms. BEST MOMENTS "I believe if you're holding property long term, don't worry about short term blips up and blips down because we're holding long term." "I have done it in the past. I have made some money from it. I know a lot of people lose money from it, so you need to be very careful." "So what I want to do is teach you how you can get better than average capital growth." "Find areas before they become a hotspot by looking for the areas where you're going to get faster population growth and other areas." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the advantages of buying properties with mortgages compared to buying for cash. He provides numerical examples to illustrate how leveraging mortgages can lead to higher returns and increased cash flow over time. Simon also emphasises the power of using other people's money to invest in property and highlights various creative funding strategies for those with limited capital. KEY TAKEAWAYS Using mortgages allows for more properties to be purchased, increasing overall cash flow and potential profits. Property values tend to increase over time, especially due to the shortage of accommodation and increasing population. Various methods, such as rent-to-rent, lease options, vendor finance, joint ventures, or loans, can be utilised when running out of personal funds. By leveraging mortgages and multiple properties, the potential return on investment can be significantly higher compared to buying properties outright with cash. BEST MOMENTS "But what you need to remember is that when you get a mortgage or using someone else's money to buy a property, it means your deposits can go further and your tenants who rent the property from you, they are going to be more than covering the cost of the mortgage." "The reality is we live on an island in the UK. There is not enough accommodation. We have the increasing population. So over time, both the rents and property values go up." "If you have money, whether it's savings, inheritance, money in your business. It's not doing you any favours sitting in the bank. By putting it into property, not only can you get a much better cash flow, you also benefit from that long-term capital growth." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the crucial topic of tax and how property investors can minimise the amount they pay. The episode covers various types of taxes such as income tax, capital gains tax, and inheritance tax, providing valuable insights on how each tax can impact property investors. Listeners learn about strategies to reduce tax liabilities, including structuring property ownership, utilising tax-efficient company structures, and planning for inheritance tax. KEY TAKEAWAYS Understanding different types of taxes such as income tax, capital gains tax, and inheritance tax is crucial for property investors to minimise the amount of tax they pay. Utilising strategies like changing the percentage of beneficial ownership in jointly owned properties can help lower tax liabilities, especially for higher rate taxpayers. Section 24, introduced in April 2017, restricts the ability to offset all interest costs on mortgages against rental income, impacting property owners in higher tax brackets. Capital gains tax is incurred when selling a property that is not a primary residence, with the tax rate varying based on the gain from the property's purchase price. Planning ahead to mitigate inheritance tax through careful estate planning and seeking advice from tax specialists can help protect valuable property portfolios for future generations. BEST MOMENTS "Robert Kiyosaki has a great saying, he says, what you know will make you money, what you don't know will cost you money." "So, if you would never sell the property, you're never going to pay capital gains tax." "I think there'll be even more landlords who might think, you know what? Now might be a really good time to sell my property because I'm going to pay less tax on that gain." "So, really important to get some advice and also get a will in place." "Generally, for most people moving forward, Buying in a company structure seems to be the most tax efficient way." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the impact of interest rates on property investing, beginning with the recent decision by the Bank of England to maintain the base rate at 5.25% amidst falling inflation rates. He emphasises the current buyer's market, highlighting opportunities for investors to negotiate favourable purchase prices. Additionally, insights are shared on potential future interest rate reductions and their implications on the property market. KEY TAKEAWAYS Interest rates have remained high at 5.25%, impacting property investors looking to refinance or buy new properties. The current market is a buyer's market, with more sellers than buyers, presenting an opportunity for investors to negotiate good purchase prices. Advanced property investment strategies like HMOs and service accommodation can still be profitable despite high interest rates. Predictions suggest interest rates may decrease in 2024, potentially leading to a property market recovery by 2025. Landlords may be looking to sell properties in the next six months due to changes in capital gains tax rates, potentially leading to a dip in property prices in 2024. BEST MOMENTS "I think many people are wondering when we're going to see interest rates come down... Some people think we might get a drop in interest rate as soon as May or June." "I believe you should be investing all the time, not worrying about short term fluctuations... as long as the property stacks up and makes money for you." "I think it's such a great time to be investing... I'm going to be buying probably more property in the next 24 months than I probably have in the last decade." "I predict that the beginning of 2025, we're going to see the property market start to really recover... I think we're going to see reductions before that because these high interest rates are struggling or restricting the economy recovery." "Remember, only do really good property deals... have courage, get out there, find some great deals." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the crucial difference between a cost mindset and a value mindset in property investing. Drawing on the ABC of mindset (Attitude, Belief, and Courage), he stresses the importance of shifting from a cost mindset, which focuses on limitations and scarcity, to a value mindset, which opens up possibilities and growth. KEY TAKEAWAYS It is crucial to shift from a cost mindset to a value mindset in property investing to unlock unlimited potential. Time is a valuable resource that should be prioritised over money, as it cannot be regained once lost. Delegating tasks that do not require your direct involvement allows you to focus on high-value activities that generate more income. Investing in training and education is an investment in yourself, leading to psychological upgrades and increased success in property investing. BEST MOMENTS "Poor people will spend their time to save money. This is a poor mindset." "It costs you a fortune not to hire someone in your business." "By investing in yourself, you are gaining a psychological upgrade. You're backing yourself." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon analyses the crucial topic of long-term view versus short-term thinking in property investing. Emphasising the significance of mindset, he explores the three attitude adjustments essential for successful property investing: adopting an investor mindset, developing a value attitude, and focusing on long-term view over short-term gains. KEY TAKEAWAYS Long-term view versus short-term thinking is crucial for property investing success. Mindset plays a significant role in achieving success, focusing on attitude, belief, and courage. Property investing requires patience and a shift from short-term to long-term mindset. Consistent action and trust in the process are essential for long-term success in property investing. Recognise the value of long-term equity growth in property investing and the benefits of holding properties for the long term. BEST MOMENTS "Most people, when they get into property, they might have their own home and they think very much like a home owner, but they need to switch that and start thinking like an investor." "The biggest problem with flipping property is when you sell that property, you crystalise the profit. You're never going to make any more money from that property." "People learn about strategies such as reaching out to landlords via landlord letters. They send a few letters, they don't get the response they want, and guess what? They stop doing it." "By putting the time and effort into your property investing, if you're going to hold that property, you get someone else to manage it for you so you don't have to type all your time looking after it." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the powerful strategy of the "no mortgage, no deposit" approach, offering listeners a competitive advantage in the world of property investing. With almost 30 years of experience, he shares specialist knowledge that can revolutionise how investors perceive property deals. KEY TAKEAWAYS A purchase lease option strategy allows investors to grow a profitable property portfolio without needing large deposits or mortgages. Understand the types of property sellers who may be open to purchase lease options, such as those with no equity, inherited properties, or landlords looking to retire. Purchase lease options can benefit both sellers and investors, offering sellers more money and a quicker transaction while providing investors with a way to secure properties without traditional financing. Get estate agents and solicitors on board with purchase lease options by highlighting the benefits of quicker transactions and reduced risks of sales falling through. BEST MOMENTS "This means by listening to this podcast, you're going to get a real competitive advantage." "I absolutely promise you this works in all property market conditions." "You might have heard about this before but unless you're actually doing it I suggest you probably don't know exactly how you can use it." "And many of our students have actually replaced their income in as little as 12 months." VALUABLE RESOURCES To learn more about this join Simon on this extended online training: http://www.PloTraining.com To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on what he would do if starting to invest in property again. Drawing from nearly 30 years of experience in property investing, he reflects on his journey from a young graduate with student debt to a successful property investor, and emphasises the importance of creative strategies like purchase lease options, highlighting how these approaches can help aspiring investors overcome financial barriers and enter the property market. KEY TAKEAWAYS Look into the possibility of starting in property investing with minimal funds by utilising strategies like lease options and renting out rooms to cover expenses. Use purchase lease options as a key strategy for acquiring properties without the need for a large deposit or mortgage. Reach out to landlords who may be tired or retiring to explore opportunities for taking over their properties through lease options, showcasing a proactive approach to finding investment opportunities. There's great value in assembling a reliable power team, including a mortgage broker and solicitor, to navigate the complexities of property investing and secure favourable deals. BEST MOMENTS "I knew nothing about property investing. All I knew was I wanted to get my foot onto the property ladder." "I would find a landlord who was tired or retiring. I would take on a property on a lease option, ideally five or even maybe seven years." "Most landlords who are student landlords don't know this. So we can take on their empty properties, do a very light refurb, get them up to scratch, and then rent them out to young professionals." "Purchase lease options are a fantastic way of controlling property, getting cash flow and potential extra growth on a property that you don't own, which means that you don't need a mortgage and you don't need a big deposit." VALUABLE RESOURCES If you would like to learn more about how you can use Purchase Lease Options with your investing, register for this online training http://www.plotraining.com/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

This time the focus is on selling property for more money in the current buyer's market using Purchase Lease Options (PLOs). Simon discusses how landlords can benefit from selling properties to tenant buyers, highlighting the advantages of maximising revenue from the sale while eliminating the hassle of property management. KEY TAKEAWAYS Selling property to tenant buyers using Purchase Lease Options (PLOs) can be a lucrative strategy for maximising revenue from a property sale. Landlords who no longer want to deal with the hassle of owning a property but do not need immediate funds can benefit from selling through PLOs. Tenant buyers are individuals eager to get on the property ladder but may not qualify for a mortgage immediately, making them ideal candidates for PLO agreements. Tenant buyers pay an upfront option fee, demonstrating their commitment to purchasing the property in the future. Finding tenant buyers can be done through various methods, such as signage, leaflet distribution, and collaboration with mortgage brokers specialising in first-time buyers. BEST MOMENTS "By selling the property on a purchase lease option to a tenant buyer, there are many benefits. First of all, they get rid of the hassle, and that can be very quickly." "Most landlords, when selling a property, they want to get as much as they can from that property, but they don't necessarily need the money now." "So how do we find these people? Well, there are lots of ways. First of all, you can always put up a sign in the window of the property or outside the property saying something like, why rent when you can buy?" "And for the landlord who doesn't want their property anymore, They want to sell but don't need the money right now. Putting a tenant buyer into that property could be a great solution." VALUABLE RESOURCES To secure a complementary copy of the chapter on "How to sell to Tenant Buyers from Simon's new book Lease Options Magic visit https://www.leaseoptionsmagic.co.uk/SellPLO To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses how individuals who are renting can get their foot onto the property ladder and how current homeowners can upgrade to a bigger property in a better area. The episode specifically caters to four groups: those who are renting and want to buy a property, homeowners looking to upgrade, individuals with equity but low income, and landlords wanting to sell their rental properties. Simon introduces the concept of tenant buyers, who move into a property as tenants but have a lease option to buy it at a fixed price within a certain time period. He also reveals a free chapter from the upcoming book on lease options for those interested in learning more about becoming a tenant buyer. KEY TAKEAWAYS Tenant buyers are individuals who move into a property as tenants but also have a lease option to buy the property at a fixed price within a certain time period. Tenant buyers take care of the property like it's their own home, including repairs, maintenance, and improvements that add value to the property. Rent paid by tenant buyers may sometimes be less than what they would pay if they owned the property with a mortgage, allowing them to save extra cash for a deposit. Tenant buyers can secure a property at today's prices and benefit from potential capital growth without needing a mortgage immediately. Landlords are often the best people to work with for lease options, as they may have properties they no longer want but don't necessarily need the money from a sale right away. BEST MOMENTS "Buying your own home could be one of the biggest decisions you will ever make." "Sometimes the rent that the tenant buyer pays each month to the landlord might actually be less than they would pay if they owned the property and had a mortgage." "So this can be very frustrating when renters see property prices go up over time, which means they'll need bigger deposits and bigger mortgages to buy in the future." "But you can find people who've got a property that they don't want, which they want to sell, but for whom they don't necessarily need the money now." "In a market where prices are coming down, it's a buyer's market right now, if someone wants to sell a property, typically they're selling it at a bit of a discount." VALUABLE RESOURCES Claim your free chapter from Lease Options Magic all about how to become a Tenant Buyer here: www.LeaseOptionsMagic.co.uk/TB To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

In this week's show, the focus is on how to achieve more in less time with the help of a property coach. Simon highlights the benefits of coaching, particularly for those looking to acquire at least one more property in the next 6 to 12 months, emphasising the importance of choosing a coach who is truly successful and experienced, rather than opting for cheaper alternatives. The episode discusses common problems that coaches can help overcome, such as lack of action, difficulty finding good deals, lack of confidence, making bad investment decisions, and giving up on dreams. KEY TAKEAWAYS Coaching can help you achieve more in less time in your property investing journey. It is important to choose a coach who is experienced and successful in the field, rather than someone who is just starting out. A coach can help you overcome common problems such as lack of action, difficulty finding good deals, lack of confidence, making bad investment decisions, and giving up on your dreams. Coaching can help you stay focused, accountable, and motivated, while also saving you time and money. Before considering coaching, it may be more appropriate to attend seminars or training programs to gain foundational knowledge in property investing. BEST MOMENTS "Your investment in coaching should more than pay for itself in the very next property purchase because you will secure a better property investment at a lower price than you could on your own." "Some people start coaching just to earn a bit of extra money and there's nothing wrong with that and you might think you're saving yourself money but in reality you always get what you pay for." "Your coach can help you sense check the deal to gain confidence and make the offer and ultimately secure the deal." "Your coach can help you avoid making bad investment decisions which you might otherwise regret." VALUABLE RESOURCES Book your no obligation strategy consultation call here, www.successfulpropertyinvesting.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses how listeners can accelerate their property investing success and avoid costly mistakes, focussing on the importance of attending property training events to speed up the learning process and build a network of like-minded individuals. Simon explains the benefits of physical events, such as getting away from one's normal environment and gaining inspiration from others' achievements. He also highlights the value of paid events, which attract more qualified attendees and provide higher-quality content. KEY TAKEAWAYS Attending property training events can help speed up the learning process and avoid costly mistakes. Meeting other investors at these events can inspire and build personal belief in one's own abilities. Building a network in the property industry is crucial for success, as your network is your net worth. Virtual online training events are convenient and cost-effective, but may lack the same level of focus and networking opportunities as physical events. Paid events often provide more value and attract more qualified attendees, leading to better networking and learning outcomes. BEST MOMENTS "So my recommendation is you want to start attending property training events." "The other benefit is by meeting other people at these events. You can build your personal belief that you can do this." "We prefer to run paid events where you pay to come along, we cover the cost of running events, and that means we don't need to sell to you." "We really do take all the risk away from our delegates and provide them with incredible content." VALUABLE RESOURCES Find out more about the Simon's training courses here. 3 day residential Mastermind Accelerator https://www.propertymastermindaccelerator.co.uk/ 3 Day hybrid Property Magic Live in September https://www.propertymagiclive.co.uk/ 3 day hybrid Strategy Implementation Live in March https://www.strategyimplementationlive.co.uk/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the importance of getting out of one's own way in order to achieve success in property investing, addressing the common blocks and challenges that hinder progress, such as lack of commitment, disbelief in one's abilities, fear, and perceived lack of resources. Simon offers practical advice and recommends resources, including previous podcast episodes and attending industry events, to help listeners overcome these obstacles, and emphasises the value of accountability and the benefits of having a coach. KEY TAKEAWAYS Lack of commitment is a common block that stops people from achieving their property investing goals. Belief in the possibility of success is crucial for overcoming challenges in property investing. Fear can be overcome by gaining knowledge and education, and by asking oneself what is the worst that can happen. Resourcefulness is more important than having abundant resources, and building a network can provide the necessary resources. Accountability is important for taking action and moving forward, and having a coach can provide support and motivation. BEST MOMENTS "The first thing, and I'm sure you've heard me say this before, but the first thing I think that stops many people from achieving all of their objectives is they're just not committed enough." "Having taught literally thousands of people over the last two decades, I can absolutely assure you that if you commit, if you make the decision to make it happen, if you educate yourself, if you surround yourself with the right like-minded people, you can achieve absolutely anything you want to do." "Fear is natural. Fear is there to protect you and keep you alive. But it's often fear of the unknown. It's uncertainty, fear of making mistakes, fear of losing money." "Everything you need is in your network if you have a big enough network." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the recent slashing of interest rates by major mortgage companies and its implications for property investors and homeowners. While the lower rates may be more beneficial for homeowners, property investors can also benefit from the decrease, although many of the low rates are only available for lower loan-to-value mortgages. Simon highlights a hidden factor that most people are unaware of, which is the increase in arrangement fees by mortgage companies... KEY TAKEAWAYS Major mortgage companies are slashing their interest rates, which is good news for homeowners. The low interest rates may not be as beneficial for property investors, as many of the low rates are only available for mortgages with a 50% or 60% loan-to-value ratio. Mortgage companies are increasing their arrangement fees, which can significantly add to the overall cost of the loan. The cost of shipping has increased due to problems in the Red Sea, which may lead to higher prices for imported goods and potentially spike inflation. Property prices are predicted to come down by about 4% in 2024, according to Halifax, the largest mortgage lender. However, this presents a good opportunity for property investors who are willing to take action and buy in areas of strong rental demand. BEST MOMENTS "Many of the low rates that we're seeing below 4% are only available if you're getting a 50% or 60% loan-to-value mortgage." "Some lenders are charging 5% and even 7% as arrangement fees. Now these are added to the loan." "I think rates might go up again in the next couple of months. I'm doing refinances right now." "I'm going to be buying a lot of property, and I think this is such a good time to buy." "If you're following the five golden rules, particularly number two, three and four... then I think you're going to be okay if you're buying right now in 2024." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses ethical win-win property investing, explaining that instead of looking for properties, he focuses on finding motivated sellers who have property problems. Simon emphasise the importance of understanding the seller's needs and finding a solution that benefits both parties. He shares a case study of a mastermind student who successfully used a purchase lease option strategy to secure a property, and highlights the potential for similar opportunities in the current market, where landlords may be open to lease options due to market conditions and regulations. KEY TAKEAWAYS Ethical property investing involves finding motivated sellers and creating win-win solutions. It is important to ask motivated sellers questions to understand their true problem and what they are trying to achieve. Having a toolkit of different strategies is crucial for successful property negotiations. Purchase lease options can be a powerful tool in certain circumstances, allowing control of a property without the need for a mortgage or deposit. There may be opportunities to find fully refurbished properties on the market where landlords are open to purchase lease options. BEST MOMENTS "I'm talking about finding people who've got a problem and because they have a problem, they're going to be more motivated in terms of the amount they'll accept for that property or the terms of the sale for that property." "This is a textbook purchase lease option. She's found someone who's motivated. It was found by looking for properties on the market for sale and for rent." "So my recommendation is get out in the market, look for properties, speak to a estate agent, have you got any properties where landlords are selling and they've just completely refurbished the property so it's ready to go?" "And that's what I call a true ethical win-win property investing strategy." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable hints and tips for effective goal-setting, beginning by discussing the importance of setting goals and shares his personal experience of achieving goals he initially thought were impossible. He challenges the traditional advice of setting achievable and realistic goals, instead encouraging listeners to set big, stretching goals that may seem impossible at first. KEY TAKEAWAYS Setting goals is important for achieving success in various areas of life, including property investing. It is beneficial to set big, stretching goals that may seem impossible at first, as they push you to think and act differently and can lead to greater results. Don't limit yourself by setting only achievable and realistic goals; instead, focus on what you truly want to achieve and why. Writing down your goals increases the likelihood of them becoming a reality. Building a network of like-minded individuals can provide valuable resources and support to help you achieve your goals. BEST MOMENTS "What would you do if you knew you could not fail?" "By setting impossible goals, it gets you to realise you need to do things differently." "Don't set achievable and realistic goals just because you want the satisfaction of achieving your goals." "If you set realistic goals, you have to do things that you know you can achieve and that means you do what you've always done." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on how to achieve more in your property journey and make the upcoming year your most successful one yet. Drawing inspiration from Dr. Benjamin Hardy's book, "10X is Easier Than 2X," Simon emphasises the importance of focusing on the 20% of activities that yield the most results, rather than trying to do more and becoming overwhelmed. He also highlights the significance of building a network, seeking help from others, and attending property training and networking events to expand knowledge and resources. KEY TAKEAWAYS Focus on the 20%: Instead of trying to do more and becoming busier, focus on the 20% of activities that add the most value and contribute to your success. Cut out the 80% of tasks that are not important or necessary. Recognise that you don't have to do everything on your own. Get other people, whether it's family members, paid team members, or virtual assistants, to help you. This allows you to work smarter and achieve more without burning out. Shift your mindset to consider the value you will gain. This applies to investing in your own development, attending paid training, and outsourcing tasks. Look at the long-term benefits rather than just the immediate costs. Don't limit yourself: Don't let your own resources, such as time, money, knowledge, or experience, limit your potential. Network and connect with others who have the resources you lack. BEST MOMENTS "Being busy is not necessarily a sign of success, and doing more isn't what you need to do." "You need to realise that 80% of what you're doing right now is probably not that important." "The problem is that when most people start a business, they don't have much money and they're very conscious about what they spend money on." "You never know how the people you meet might be able to help you in the future and how you can help them." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the latest news from the Halifax Building Society regarding the upward movement of property prices for two consecutive months. He also explores the potential implications of these price increases for property investors and shares their perspective on the future of the property market. KEY TAKEAWAYS Property prices in the UK have been increasing for the past two months, driven by a slight easing of mortgage interest rates and a shortage of housing stock availability. The average house price in October was just under £282,000, which was a rise of £3,000 from September, and there was a further 0.5% increase in November. The property market experienced a boom during COVID due to government interventions such as stamp duty holidays and bounce back loans, which stimulated the market and caused prices to rise unexpectedly. Simon anticipates a further dip in prices in 2024, with a potential recovery in quarter two of that year if interest rates come down. BEST MOMENTS "I think we're seeing a property price correction, not a property market crash." "If you follow my five golden rules in my book, Property Magic, it really doesn't matter what happens to property prices in the short term, as long as you know you can rent the property out, make a positive cash flow, and you're planning to hold for the long term." "I personally am going to be doing a lot more property investing in 2024 than I think I probably have in the last decade." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on how to attract private investors who can provide funding for property investments, emphasising the importance of using other people's money to continue investing when personal funds run out. Simon also discusses two groups of potential investors: people you already know and those you have yet to meet. For the former group, he advises reaching out to friends, family, and acquaintances who may have money sitting idle and would benefit from investing in property. The latter group can be found at property networking and training events, where individuals with an interest in property and available funds gather. KEY TAKEAWAYS Attracting private investors is crucial for continuing property investments when personal funds run out. The two main groups of potential investors are people you already know and people you have yet to meet. When approaching people you already know, focus on building trust and demonstrating your knowledge and success in property investing. Actively participate in property networking events and training events to meet potential investors who are already interested in property and understand its value. Building a strong network is essential for finding investors who can provide the necessary resources and support for successful property investments. BEST MOMENTS "When you're using other people's money, which is what all successful investors do by the way, you don't have to stop investing." "You can help them make money from their money." "You can help them make money. And after all, who doesn't want to make money?" "You never have to ask anyone directly for money because that doesn't feel great, right?" VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on the best time to find great property deals in your local area. This particular time of year, which is the two weeks before Christmas, presents a unique opportunity for property investors. With most investors and homeowners taking a break during this period, there is less competition and sellers are more open to flexible terms and prices. Simon advises listeners to take advantage of this time by building relationships with estate agents and seeking out motivated sellers. By securing deals before the end of the year, investors can start the new year with a head start and closer to achieving their property investing goals. KEY TAKEAWAYS December is a great time to find property deals because there is less competition from other investors and sellers are more open to flexible terms and prices. Most property investors and homeowners take a break during the last couple of weeks of the year, so estate agents have more time to speak with you and are motivated to sell properties. Building relationships with estate agents during this time can be beneficial, even if you don't find any deals, as they have more availability and can provide valuable insights. Sellers who have been struggling to sell their properties may be highly motivated to reach a deal before Christmas, allowing them to relax and enjoy the holiday season. By positioning yourself as a motivated buyer who can provide speed and certainty in the sale, you can negotiate flexible deals and potentially secure great property deals before the end of the year. BEST MOMENTS "This time of year is a really good time for you to build the relationships with your local estate agents." "If they could get a deal agreed before Christmas, it means they can sit back, relax and really make the most of Christmas and New Year, enjoying it, knowing with a peace of mind that the sale has been agreed on their property." "Imagine you're going into the new year 2024 already with a couple of deals under your belt. That's going to make you achieve far more in 2024 and get you closer to achieving your property investing goals." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon provides an update on the autumn statement 2023, specifically focusing on the government's plans regarding house prices. While there were no major changes to stamp duty or other taxes, the government announced an increase in the LHA housing rates from April 2024, which is beneficial for landlords renting to tenants on benefits. Simon also discusses the current state of the property market, with inflation halving but still above the Bank of England's target. KEY TAKEAWAYS The government plans to increase the state pension, minimum national wage, and benefit system, which will put more money into people's pockets and potentially help the economy. The LHA housing rates will be increased from April 2024, benefiting landlords who rent to individuals on benefits and potentially aligning the rates with private market rents. Interest rates are expected to remain unchanged until at least quarter two of 2024, making it difficult for buyers and property investors to secure mortgages and potentially favoring strategies like HMOs and service accommodation. A new permitted development will allow the conversion of a normal house into two flats without requiring planning permission, presenting a significant opportunity for property investors and developers, particularly in expensive locations. However, local councils may choose to withdraw these permitted development rights through Article 4 directions. BEST MOMENTS "They announced that actually from next year there's going to be a new permitted development where you can take for the very first time a normal house and turn it into two flats without having to get planning permission." "This is going to be a huge opportunity and most people are not aware of this yet." "So you might want to start looking around for opportunities." "I believe this only really works in expensive locations because the cost of conversion is quite expensive." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon introduces a very special Black Friday offer - the best deal yet! The offer includes a training program on how to profit in a falling property market, which is available for just £47 plus VAT, instead of the usual £1,000. Simon also emphasise the importance of being decisive in order to succeed as an investor and highlights the benefits of taking action quickly, discussing the bonuses included in the offer and the importance of being mentally prepared for a falling property market. KEY TAKEAWAYS The Black Friday offer includes popular training on how to profit in a falling property market, which is essential during such market conditions. The offer is available for a limited time, specifically from Black Friday through to Cyber Monday. The training provides insights on spotting good property deals, becoming decisive, securing and funding deals, and mentally preparing for a falling property market. By taking advantage of the offer, individuals can benefit from time-limited bonuses that will be revealed through a VIP priority notification list. The offer is a one-time opportunity, so it is important to register and stay updated to make an informed decision on whether to take advantage of the deal. BEST MOMENTS "And it was a pretty good offer last year, but I do think this year we've come out with our best ever deal." "So when you see a really good property deal, what you want to do is take action and move quickly." "And finally, module four is all about how to get really mentally prepared for this falling property market." "But here's the reality. When property prices are coming down, and people are worried about how far they could go, that's when you can get the very best deals." VALUABLE RESOURCES Register for the VIP priority notification list to be one of the first people to find out about this years Black Friday offer, here: www.BlackFridaySZ.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the new property laws outlined in the King's Speech that will impact homeowners and landlords, with a focus on the reform bill that aims to make it easier and more affordable for leaseholders to purchase their freehold and challenge excessive service charges. Simon also explains the background of leasehold and freehold properties and highlights the issue of some house builders selling leasehold properties instead of freehold ones. KEY TAKEAWAYS The new reform bill mentioned in the King's Speech aims to make it cheaper and easier for leaseholders to purchase their freehold and fight excessive service charges. This is expected to have a positive impact on millions of homeowners and landlords. The reform bill empowers leaseholders by allowing them to extend their lease without having to be the owner for two years. It also allows for longer lease extensions, potentially up to 970 years. The value of freeholds is expected to dramatically fall due to the proposed changes, which may impact property developers who sell freeholds as long-term investments. The government plans to cap the commission that insurance brokers can take from leaseholders for insurance policies, particularly those related to fire risks. This is aimed at preventing brokers from making excessive profits. BEST MOMENTS "The new reform bill is going to affect the housing market by making it cheaper and easier for leaseholders to purchase their freehold and fight excessive service charges." "I think this reform is really, really good. It's empowering leaseholders to take more control over the property." "The fact that the government wants to cap the commission brokers can take to a maximum of 15% is a really good thing." "I would question some of the things they've done within the housing sector over the last five or six years." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon introduces an exciting software called Property Filter that can help listeners find great property deals on the open market in their area. The software allows users to search for properties being sold by motivated sellers who are flexible on price and terms. Simon also explains a manual method of searching for deals online, including looking for properties that have fallen through or have unique circumstances indicating a motivated seller. KEY TAKEAWAYS Property Filter can help investors find great property deals on the open market. It saves time by pulling information from different portals and comparing it all in one go. The software allows users to search for properties where sales have fallen through, properties listed for sale and rent, properties with short leases, and properties listed by multiple agents. Property Filter provides additional information that may not be available on websites like Rightmove and Zoopla, such as the history of when a property was put on the market and if the price has been reduced. The software also provides the addresses of the properties, allowing users to send letters directly to the owners to inquire about selling. BEST MOMENTS "And these are properties being sold by motivated sellers, people who are going to be flexible on the price and all the terms of the sale." "What you need to understand is in the UK, about 1 in 3 sales, 36% of sales fall through." "So this software called Property Filter, what it can do, it can look for properties where sales have fallen through." "But if you go direct to sellers, that's a much better situation." VALUABLE RESOURCES Join Simon on an online training to discover how you can use this software to save you a huge amount of time when looking for property deals in your area. hppt:/www.dealfindingtool.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares the five steps to starting and scaling a property sourcing business, focussing on the importance of developing the skill of finding great property deals, as it is crucial for success as a property investor. Simon encourages listeners to consider selling deals they don't want to other investors, as it can be a profitable venture and offers five steps including understanding motivated sellers, finding them through various methods, assessing their needs and finding solutions, deciding whether to buy, joint venture, or sell the deal, and networking to find potential joint venture partners or buyers. KEY TAKEAWAYS Learning how to find great property deals is a crucial skill for becoming a successful property investor. Selling deals to other investors can be a profitable way to generate income or save up for future investments. There are two main ways to find motivated sellers: looking for properties currently on the market and using direct-to-vendor marketing campaigns. Building trust and rapport with sellers is essential to understand their problems and find the best solutions for them. When deciding whether to buy a property, joint venture, or sell it to someone else, it's important to have clear buying criteria and to network with other investors at property events. BEST MOMENTS "I believe that actually learning how to find great property deals in your area is probably the number one skill that you need to develop to become a successful property investor." "If you're finding really good deals that you don't want to do, rather than wasting them, you should sell them on to other investors." "There are always motivated sellers everywhere. You just need to understand what you're looking for and know how to find those people." "Finding sellers off market is a really good thing to do." VALUABLE RESOURCES Find out more about how to source great property deals on this online training here https://www.dealfindertraining.co.uk/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the HMRC Spotlight 63 tax warning issued to UK landlords regarding hybrid company structures, addressing the controversy sparked by a retired solicitor's blog post criticising certain tax avoidance schemes. Simon emphasises the importance of being cautious about who to listen to, especially on social media, and advises seeking professional advice tailored to individual circumstances. KEY TAKEAWAYS It is important to be cautious about who you listen to, especially on social media, when it comes to tax advice. Section 24 of the tax laws in the UK discriminates against landlords by limiting the offsetting of interest payments against rental income. Some landlords are selling their properties and retiring early due to the changes in tax laws, leading to an increase in available properties and a decline in property prices. Seeking professional advice from qualified individuals who can assess your personal situation is crucial when making decisions about property investing and tax planning. BEST MOMENTS "Section 24 discriminates against landlords… with Section 24, HMRC say you can no longer offset all of the interest payments against your rental income apart from a 20% marginal tax relief." "Those are not affected by Section 24, although the owner of the property, the landlord, they probably will be affected by Section 24." "Now, interestingly, I think Property 118 have actually the same view. They say that hybrid structures don't work, so I don't really know what Dan's going on about there." "I'm probably the only mentor in the UK who was investing and also training during the last property crash in 2008, 15 years ago. So I know from personal experience exactly how you need to invest in a falling market." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the housing shortage crisis and its implications for property investors. With the UK experiencing a shortage of accommodation, rental rates have significantly increased, making it a favourable time for property investors with rental properties. Simon highlights advice on buying in areas with strong rental demand, focusing on positive cash flow, and helping motivated sellers to build a successful property portfolio. KEY TAKEAWAYS The UK is currently facing a housing shortage crisis, leading to increased rental rates and a high demand for accommodation. Both major political parties, the Conservatives and Labour, agree that the UK needs 300,000 new homes every year to meet the growing demand. Property prices have been experiencing a correction, with a 14% swing in direction from a 10% increase to a 3.8% decrease in the past 12 months. The current market conditions present a great opportunity for property investors to buy properties at lower prices, as there is less competition and a shortage of rental accommodation. BEST MOMENTS "It's one of the reasons we're seeing rental rates shoot up massively, which is good news for you if you are a property investor with property to rent out." "Now, the reality is that the average has been probably just less than 200,000 and this year, in 2023, we probably won't get as many as 150,000 new homes." "And the reason the government did that is part of the UK economy, one of the foundations of the UK economy, is obviously the housing sector." "Whilst most amateurs are waiting by the side, it means you don't have as much competition." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares simple concepts that guarantee to make listeners more successful property investors, everything from the importance of investing in one's own education and future, to the importance of making short-term sacrifices, scheduling time for learning and taking action, and having an open mind to learning. KEY TAKEAWAYS The formula for massive success in property investing is MA x RS x C, which stands for Massive Action x Right Stuff x Consistency. Taking massive action, doing the right things, and being consistent are all crucial for achieving significant results. It is important to invest in your own education and future as a property investor. Making a reasonable investment in yourself shows commitment and a desire for a good return on investment. People who come from a military background, the services, or professions like doctors often do well in property investing because they are used to following processes and are committed to their own success. Making short-term sacrifices and committing to putting in the time and effort are necessary to achieve success in property investing. Scheduling dedicated time in your daily routine and planning your day in advance can help ensure consistent progress towards your goals. BEST MOMENTS "The formula for massive success is MA x RS x C equals massive success." "You need to make time for learning and also for doing." "You don't have to know everything. In fact, if you've been listening to the majority of the episodes in this podcast, I would suggest you probably know more than the majority of property investors in the UK." "There is a huge opportunity cost of you not taking massive action, doing the right stuff, and doing it consistently in the current market because we have such a great time to invest." VALUABLE RESOURCES Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares 10 key lessons from Property Magic Live 2023, an annual event held in September. The importance of written goals and having a strong reason why is emphasised, as it helps to overcome challenges and stay motivated. The current state of the UK property market is discussed, highlighting the shift from a seller's market to a buyer's market and the opportunities it presents. KEY TAKEAWAYS Being surrounded by like-minded individuals can lead to valuable connections and potential joint ventures. Having written goals and a strong reason why can help overcome challenges and keep one motivated. Many landlords are selling, and there is less competition in auctions and estate agents. The importance of being decisive: Successful property investors need to be decisive and able to make quick decisions when it comes to property deals. BEST MOMENTS "Just being back in the room was a really key lesson for me and really, really enjoyable." "The importance of having written goals… Have it written down and also connect to that the reason why you want those specific goals." "There is a huge opportunity to get in, to get educated and to pick up some incredible property deals that have just not been available over the last few years." "Successful people are decisive… You want to be able to very quickly rule out deals that just don't work for you so you can focus on the ones that do work." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares a concept that can help listeners 10X their results in property, business, and personal life. Drawing inspiration from the book "10x is Easier than 2x" by Dr. Benjamin Hardy and Dan Sullivan, Simon focusses upon the importance of focusing on high-value activities and eliminating tasks that don't contribute significantly to success. KEY TAKEAWAYS The concept of "10x is easier than 2x" emphasises the importance of focusing on high-value activities and getting rid of tasks that don't contribute significantly to your goals. By doing less but focusing on the right things, you can achieve better results without exhausting yourself. Setting impossible goals, ones that you have no idea how to achieve, can push you to think outside the box and find new ways of doing things. It's important to recognise that there are things you don't know yet, and by keeping an open mind and continuously learning from others, you can discover new strategies and approaches that can lead to greater success. The Pareto ratio, also known as the 80/20 rule, states that 80% of your results come from 20% of your efforts. By identifying the tasks that have the most impact and focusing on them, you can maximise your results while minimising unnecessary work. Utilising technology, systems, and other people can help streamline your processes and save time. For example, using property filter software can significantly reduce the time spent searching for property deals, allowing you to focus on more important activities. BEST MOMENTS "I'm going to share with you two very important lessons that I want you to take away from this particular episode." "Now, this is something I've already shared with all of the delegates on my 12-month property mastermind program, but I want to share it with you today here on this episode of the Property Magic Podcast." "10x is easier than 2x… Instead of doing more, you actually do less… You do less things and get rid of the things that you really shouldn't be doing." "You don't know what you don't know… There are things that are completely off your radar that other people do, but you just don't even know about that if you did those things, you would get much better results." VALUABLE RESOURCES [00:10:52] Dr. Benjamin Hardy speaks. To learn from Dr Benjamin Hardy and some of my other mentors register to attend the wealth creation summit here: https://www.wealthcreationsummit.co.uk/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the profitable potential of lease options in property investing. Lease options, also known as purchase lease options or purchase options, are often misunderstood and surrounded by false information. Simon shares various ways to profit from lease options, including using them to get onto the housing ladder, selling properties to tenant buyers, and controlling properties for rental income. KEY TAKEAWAYS Lease options are powerful tools in property investing that can be used in conjunction with various strategies, such as single lets, HMOs, serviced accommodation, and commercial conversions. Lease options can be used to benefit both the investor and the seller, but it is important to find sellers who do not need the money immediately and are willing to rent out the property with the option to buy in the future. Purchase options, which do not involve a lease period, can be used to control properties for development or to secure projects before finding investors or buyers. Lease options allow investors to generate cash flow and equity growth from properties they do not own, providing a quicker and more flexible alternative to traditional property transactions. BEST MOMENTS "Lease options are some of the most powerful and yet misunderstood tools you can use with your property investing." "Some people think lease options are a bit of a con because they've had some bad publicity." "When done correctly, lease options are not only legal, but they are really powerful solution that can help you and the seller." "You can earn cash flow and equity growth from property that you don't even own." VALUABLE RESOURCES If you want to learn more about how you can use Purchase Lease Options, join Simon on this online training https://www.plotraining.co.uk/ Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend your first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses how to acquire your very first investment property, and begins by acknowledging that the first property is always the hardest, but promises that it gets easier after that. He also offers various suggestions to make the process of acquiring the first property easier, focusing on individuals who already own their own home and want to invest in another property. KEY TAKEAWAYS The first property is always the hardest, but it gets easier after the first one. Acquiring your first investment property can be daunting and a big learning curve, but it's important to take that leap of faith and get started. Consider turning your own home into an investment property. If you already own a home, you can buy a bigger property than you need and rent out the spare rooms to lodgers. This can help cover the cost of your mortgage and provide additional income. Look for properties that are already investment properties. Buying a property that has been rented out for many years can alleviate concerns about rental demand and finding tenants. However, it's important to do thorough due diligence on the property before making a purchase. Explore the option of securing a purchase lease option on a property. This allows you to rent a property with the right to buy it in the future. It can be a good option if you're unsure about buying in a new area or if you want to upgrade to a bigger property. Consider renting out an inherited property instead of selling it. If you inherit a property and want to hold onto it, you can refinance it as an investment property and use some of the cash to renovate it. This allows you to rent it out and potentially generate income while still giving some money to other beneficiaries. BEST MOMENTS "Your first property is always the hardest and I promise you it gets easier after the first one." "I strongly recommend, when you think about buying your first property for you to live in, you find somewhere that not only meets your requirements now, but also when you eventually move on, will be suitable to turn into an investment property." "Maybe you move out of where you are currently, turn that into an investment property, and then you need less money to buy your next property, which is your home." "Why not rent for a number of years, work out where you want to buy and really get to know the area, then you can eventually buy." VALUABLE RESOURCES If you want to learn more about how you can use Purchase Lease Options, join Simon on this online training https://www.plotraining.co.uk/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on how to improve decision-making skills, emphasising that where you are in life is a result of the decisions you have made. Successful people are generally decisive and quick to make up their minds, while unsuccessful individuals tend to be indecisive and easily change their minds. Simon shares personal examples of life-changing decisions and highlights the importance of seizing opportunities as often in life, a single decision can change your life forever KEY TAKEAWAYS Successful people are generally decisive people. They make quick decisions and are slow to change their minds, while unsuccessful people often struggle to make decisions and quickly change their minds. Educate yourself and do your research before making a decision. Knowing what you don't know is crucial in making informed choices, especially in property investing where there is a lot to learn. Trust your gut instinct. Your intuition can guide you towards the right decision. If you have a good feeling about something or a bad feeling, trust that initial instinct. Consider the risk to reward ratio. Evaluate the potential benefits and risks of a decision. If the potential upside outweighs the potential downside, it may be worth taking the risk. Take responsibility for your decisions. Don't defer decision-making to others. Ultimately, the choices you make are your responsibility, and owning them can lead to personal growth and success. BEST MOMENTS "Where you are right now in your life is a result of all the decisions you have ever made both good and bad." "Successful people are generally decisive people. They're quick to make up their mind and slow to change their mind." "You could be just one decision away from changing your life forever." "What you know will make you money, what you don't know will cost you money." "Stop self-sabotaging and just make a decision. It's either yes or no, not a maybe." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the popular strategy of rent to rent and compares it to the lesser-known but powerful strategy of purchase lease options. The episode aims to help listeners understand which strategy might be most suitable for their property investing KEY TAKEAWAYS Rent to rent is a popular strategy for both new and experienced property investors, as it allows for quick cash flow without the need for a mortgage. Rent to rent involves finding a tired or retiring landlord who no longer wants to manage their property and offering them a fixed rental income in exchange for taking on the responsibility of managing the property. Rent to rent can be done with properties in various conditions, not just those in poor condition that require renovation. Purchase lease options are similar to rent to rent, but with the added benefit of having the right, but not the obligation, to purchase the property in the future at a fixed price. Purchase lease options allow for potential capital growth on a property that is controlled but not owned, providing an opportunity for long-term financial gain. BEST MOMENTS "Rent to rent is a fantastic strategy when done correctly." "The biggest difference with purchase lease options is that you have the right but not the obligation to purchase that property at some point in the future." "This right to buy the property for a fixed price in the future is absolutely the biggest benefit of purchase lease options over rent to rent." "With a purchase lease option, any money you spend on the property will probably increase its value." "Strategies such as purchase lease options are going to become far more prevalent in the current property market." VALUABLE RESOURCES To find out about Simon's new book about Purchase Lease Options visit www.simonBook.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Simon discusses the significance of Property Magic Live, and its relevance in the current property market. The event originated in 2008 as a response to the changing property market during the global financial crisis. Simon shares the strategies taught at the event, including buying properties with no money down and controlling properties through purchase lease options. The episode emphasizes the importance of attending live events to gain knowledge, network with like-minded individuals, and stay motivated. KEY TAKEAWAYS The Property Magic Live event was created in 2008 to provide strategies and confidence to property investors during the global financial crisis. The event focuses on teaching attendees how to buy off-market properties directly from motivated sellers, without having to compete with other buyers. Strategies such as purchase lease options are highlighted as a way to control properties and gain cash flow and equity growth without a large deposit or mortgage. Dr. Benjamin Hardy, an international best-selling author, will be a keynote speaker at the event, discussing the concept of achieving 10x growth by focusing on high-value activities rather than doing more. Successful property mastermind students will be interviewed to share their experiences and provide inspiration for attendees to achieve life-changing results in their own property investments. BEST MOMENTS "It truly was property magic." "You've got to be very careful and make sure when you're investing even if you've been successful in the past, don't assume that what you've done in the past is going to be suitable for the future because the market is always changing." "This is the opportunity to jump into the pool and make the most of the incredible opportunity." "It's really important to observe the masses and do the opposite." "Invest with knowledge, invest with skill." VALUABLE RESOURCES To find out more about Property Magic Live visit www.PropertyMagicLive.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the age-old question of whether houses or apartments make for better investments. Drawing from his 28 years of experience in the property market, the host presents the pros and cons of both options. KEY TAKEAWAYS Apartments are generally smaller and more affordable than houses, making them a good option for investors with limited funds. Apartments often have desirable locations and amenities, making them attractive to tenants. Apartments require less maintenance for both tenants and owners, as the building's freeholder is responsible for upkeep. However, apartments can face competition in rental markets, potentially leading to lower rental values. Houses, on the other hand, offer more potential for value appreciation and can be used for strategies like HMOs or service accommodation. They also tend to have better capital growth compared to apartments. BEST MOMENTS "Generally, in my opinion, houses are better." "You need to make sure you're comparing the cost per square foot or cost per square meter." "Never ever buy property on a commercial valuation if it's actually residential." "If you buy at enough of a discount and you add enough value to that property, you might increase the value such that six to nine months later, when you come to refinance, you can pull out all or some of your money." "Remember to always invest in knowledge, invest with skill." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the recent interest rate rises and their impact on the property market. With interest rates increasing for the 14th consecutive time, Simon explores the potential implications for property prices, which are already falling at the fastest rate since 2009. KEY TAKEAWAYS Interest rates have been rising consecutively to combat inflation, with the latest increase being a quarter of a percent, bringing the Bank of England base rate to 5.25%. Property prices are falling at the fastest rate since 2009, leading to an increase in supply and a decrease in demand. This presents a buying opportunity for investors. Financing is becoming more difficult in the current market, making creative finance strategies such as purchase lease options and vendor finance more valuable for acquiring properties without relying on mortgages. It is important to stay educated and upskill oneself in the current market conditions. This includes understanding and utilising strategies like purchase lease options to take advantage of the opportunities available. This market presents opportunities for those who think outside the box and adapt their strategies. It is crucial to stay informed, attend local property investor network meetings, and surround oneself with successful investors who have experience navigating challenging market conditions BEST MOMENTS "Rather than sit back and do nothing and miss what is probably one of the best buying opportunities this decade, you need to re-skill, make sure you've got the appropriate strategies that are going to work for you in the current market." "In times like this, you need to think outside of the box. This is when fortunes are going to be made by a small number of people." "It all comes down to your mindset and your attitude. How do you look at things? How do you interpret things? What meaning do you give to things?" "Yes, for many people, this is going to be a very difficult time, but for some of us who have the right attitude and take action, this is going to be an incredibly exciting time." "Until next time, invest with knowledge, invest with skill." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

In this very special 200th anniversary edition of the Property Magic podcast, Simon talks you through the question on every potential investor's lips - is now a good time to invest in property? Simon also talks about the main lessons he's learned across his vast investing journey, his biggest investing regret, and his top five tips. KEY TAKEAWAYS The market is bound to correct, and a further crash is likely in the next two decades. But we should remain hopeful, and study the trends that have gone before. The days of irresponsible lending are over due to the huge crash in the 2000s. Banks now take stringent measures to ensure that mortgages are affordable. Property investing has become a far better known way of making your money work for you, which means more competition is out there. However, the vast majority of those have not been investing for long. Looking for motivated sellers will always be an effective way to invest. Helping people towards ethical, win-win situations will always be evergreen. BEST MOMENTS 'We need to look at the long term, fundamental trends in the UK' 'The Bank Of England have always used interest rates as a tool to control inflation' 'When the market changes, we have to adapt strategies' 'These are ways of controlling and acquiring property using very little of your own money' VALUABLE RESOURCES If you want to join us at Property Magic Live secure your ticket here www.PropertyMagiclive.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

The Apart/Hotel strategy is something of an advanced way of working, but no matter where you're at in your property journey, it'll be useful. Simon explains the strategy itself, as well as how you can maximise the returns from this fascinating way of investing. KEY TAKEAWAYS Property investing strategies should meet three criteria: It has to represent good value for your tenants - There has to be a high demand - It has to be profitable In order to make accommodation more valuable for your tenants, the bills being included in their rental payment makes the HMO strategy very effective, You can stand out by not creating "standard" HMOs, but high-end properties, which are in huge demand. New serviced accommodation regulations are incoming, meaning that many in the sector will be leaving. This means more opportunity for you. Successful people will always follow the lead of other success stories - they learn from someone who has already put the systems in place. BEST MOMENTS 'This strategy is perfect for the current market conditions' 'An Apart/Hotel is a block of apartments, which are all being used for serviced accommodation' 'It's lots of units in one place meaning lots of economy of scale' 'It's the bricks and mortar building that you're buying' VALUABLE RESOURCES If you want to join us at Property Magic Live secure your ticket here www.PropertyMagiclive.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Simon has a special announcement: he'll be giving away a fully paid scholarship on his upcoming, life-changing Property Mastermind, and it could be yours! Listen in to find out how you can win, and what it could mean for you and your life. KEY TAKEAWAYS As this is a virtual event, entrants can join and partake from all corners of the globe - there are no geographical restrictions. The cost of the course is usually over £25,000, meaning that for this special time, the barrier of cost has been removed. You do need specialist knowledge in order to be successful, but you also need the right mindset, belief in what's possible, and the courage to take action. BEST MOMENTS 'This is a life-changing opportunity' 'This is our way of giving back' 'Knowledge alone is not enough' 'If you want to change your life, you need to have a step change' VALUABLE RESOURCES To find out how you could win a fully paid scholarship on the next 12 month Wirtual Property Mastermind visit www.MastermindScholarship.com To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Starting a property investing business is very different to scaling it, and in this week's episode, Simon talks you through how to take the business from where it is now, to where you want and need it to be in the shortest possible time. KEY TAKEAWAYS Scaling your property business has more to do with mindset than you may think. Belief and attitude plays a huge part. Think about the goal you want to achieve. When you're very clear about your long term aims, you'll have more chance of reaching it. One of the biggest challenges in scaling is time. You have to learn to value the limited amount of time you have - delegate and leverage the skills of others so that your time can be better used elsewhere. BEST MOMENTS 'I want to simplify the process as much as possible' 'This will give you direction and clarity' 'Don't worry about how you'll do it - just focus on what you want to achieve' 'You need to be excited in order to keep on track and to keep motivated' VALUABLE RESOURCES If you want to join the priority notification list for Property Magic Live 2023 and get entered into the special prize draw register here www.SZOffer.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Simon discusses your Financial Independence Day - the day you no longer have to work for a living - which might be a lot closer than you may realise... KEY TAKEAWAYS We often believe that the figure we want to earn is the figure we need to work towards. The reality is that we only need to replace the money we have to spend each month - our expenses. The biggest benefit of investing in property is the time you gain - the time freedom - that allows you to set your own rules. When you reach independence, it's a truly liberating moment. And that goal you NEED might be much closer than you may realise. BEST MOMENTS 'This is where the income from your property more than covers your living costs' 'I realised that I was already financially independent' 'You might be closer to financial independence than you might think' VALUABLE RESOURCES If you want to join the priority notification list for Property Magic Live 2023 and get entered into the special prize draw register here www.SZOffer.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone: http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk ABOUT THE HOST Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk. pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. CONTACT METHOD Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/