Money Rehab with Nicole Lapin

After following Nicole’s 3 E’s and putting your spending plan together… are you struggling to figure out how to fit wining and dining into your budget? We gotchu! Today, Nicole talks to sommelier Sarah Tracey (the mind behind the blog @thelushlife). They cover the best wines on a budget… plus, the lingo you need to know to sound like a wine expert. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In Part 2 of Nicole’s primer on mortgages, she shares her tips on interest rates… and her all-time favorite mortgage hack. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Buying a house has historically been a big part of the American Dream… but a mortgage? What a nightmare! In Part 1 of Nicole’s primer on mortgages, she breaks down how to make your mortgage work (for you). Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Happy birthday, America! To celebrate, Nicole breaks down which states give their residents the most tax love… and how it could save you big. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Melissa Ben-Ishay tells Nicole Baked by Melissa’s whirlwind origin story, her tips on building a team, and how she learned the language of business.

Babies are tiny and cute... and yet, there’s nothing tiny or cute about the way a mini-me will affect your spending plan. Nicole shares six things you NEED to do if you’re expecting. For more info, go to: https://childcare.gov/consumer-education/financial-assistance-for-families Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

401k... IRA… alphabet soup… help? Nicole breaks down the difference between the darlings of the retirement world, and how to know which option is right for you. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In the United States, there are 1.1 million workers making minimum wage or below. Nicole breaks down why they should all be making more. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you’ve been wanting to take an inaugural post-pandemic vacation, but aren’t sure how to get the most bang for your buck, this episode is for you! Today, Nicole breaks down how to have the summer we’ve all been waiting for, without breaking the bank. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Dr. Amy Cuddy (you know her as the genius behind the “power pose” research) joins Nicole to talk about how she went from aspiring ballerina to PhD, and which insights from psychology you should use in your next job interview.

The US tax system is designed to increase your tax burden as you grow wealth… which is how it should be, but it can feel like a major buzz-kill if you’re kicking a** and climbing the financial ladder. But if you’re jumping tax brackets, it’s not game over for your income! Tune in to learn how the US’ progressive tax system helps keep more money in our pockets, and why tax brackets are kind of like Russian stacking dolls. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We all know that when we go out to eat, we should tip waiters 20%… but what about delivery drivers? Today, Nicole answers the question: when it comes to delivery drivers, do you tip a flat fee or a percentage of the bill? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

MLMs, or multi-level-marketing (companies) are businesses that rely on consumer representatives to sell products (think LuLaRoe, Herbalife, Arbonne, Mary Kay, Avon). But can you actually make bank with MLMs? Listen to find out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Love Is Blind stars Lauren and Cameron Hamilton join us this week to talk about their unlikely love story, what life was like when the cameras stopped rolling, and how to be successful business partners with your romantic partner.

Nicole dives into the ugly truth behind payday loan and check-cashing places… and explains why there really is one on every block. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Extra Special Guest (and Nicole's partner's mom) Soni retells what happened when Nicole inspired her to negotiate… well, just about everything. She also shares what can happen when you stand up for yourself, and why we should reconsider our stance on Karens. To be totally crystal-clear - we’re not talking about the version of “the Karen” that's been illustrated as a white woman who weaponizes her privilege to cause the BIPOC community harm. Today, we’re talking about the version of a Karen who walks around in platform flip-flops, who asks for the manager, and has THE haircut, you know, the Karen. That Karen… may not be all that bad. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Can you think of a LESS specific name than “Money Market Accounts?” We’ll wait… No, right? That’s what we thought. Today, Nicole breaks down what they are, who should be using them and why; as well as the hidden costs that can come with one of these financial tools. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In the second part of their conversation, Nicole talks with The Good Doctor star and The Black Wall Street founder Hill Harper about how he got into - and out of - six figures of student debt. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole dishes out the do’s and don’ts of refinancing your home… and if you’re thinking about a refi, this episode could save you thousands. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In the conclusion of our 2-part episode on guardianships and conservatorships, Nicole dives into the most high-profile conservatorship case to date: that of Britney Jean Spears. Will it ever be possible to truly #FreeBritney? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Most people don’t know that in the blink of an eye, you could wind up in a situation where you have no control over your finances or bodily autonomy, and your every financial choice becomes a matter of public record. In the first of our two-part episode, Nicole unpacks the realities of guardianships and conservatorships: how to protect yourself long before there’s ever a need, who to choose as your trusted decision-maker, and why these can be powerful tools to protect a vulnerable loved one. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today, Nicole covers a range of scams… including one that tapped Money Rehab Producer Catherine Law’s checking account to the tune of $3000. Word to the wise: just because your checks have cute characters on them, it doesn’t mean you should take them lightly. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

This week’s change maker Arlan Hamilton is a venture capitalist investor. She’s the founder and managing partner of Backstage Capital, which invests in underestimated founders, including women, people of color, and LGBTQ+ folx. She talks with Nicole about hating the “Homeless to Harvard” headlines written about her early on in her career… until she started embracing the label, and skyrocketed to success.

Listener Sam just moved in with her boyfriend… and he’d rather she pay down her student loans than contribute to the mortgage. How can she feel like she’s on equal footing when he’s bearing the brunt of their living expenses? Nicole steps in to smooth things over.

How risk-tolerant are you? From 401k’s to the stock market, take our handy quiz and follow your gut when it comes to investments. Your instincts can help get you where you want to be, financially, in the long run. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole learns - the hard way - about the hidden costs of pet ownership. Dog moms and Cat dads, this is the episode for you. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We get the inside scoop from a microinfluencer - and the business mind behind him - on how they secure brand deals, get sponsorships, and make moola on TikTok. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Meet the guy who wants you to travel for free: The “Points Guy”, Brian Kelly. Discover the perks of points and how to maximize the value of cash back cards, airline miles and more. Plus, Brain covers the shocking (and costly) mishaps your card just might reimburse you for! Quick disclaimer: this episode is not for listeners who have a plastic problem because Brian Kelly *will* convince you to open up a new credit card. Have you been wondering how to get the most bang for your buck now that travel is reopening? Can you guess how many credit cards The Points Guy has? Listen to find out! Read more about Brian’s work here: https://thepointsguy.com/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.com See omnystudio.com/listener for privacy information.

How to pay less for peas, quit tossing your carrots, and really, truly, make meals for one. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Ever wonder how much being a contestant on The Bachelor is REALLY worth? In this financial confessions episode, Bachelor and Bachelor in Paradise Kendall Long (you know her as the one who does taxidermy in her spare time) shows us how multiple streams of income are the key to a lasting career - even for someone who never wanted to be an “influencer”.

A dream mentorship is hard to come by - especially when you’re cold emailing someone who’s successful and in-demand. But one brilliant listener not only caught Nicole’s eye after slipping into her DMs asking about mentorship… she also got a YES. If you’ve ever had the urge to contact your heroes and ask for a slice of their time, use listener Andrea’s tactics to get an enthusiastic response… and never, under ANY circumstances, use the phrase ‘pick your brain’.

Fashion mogul and denim maven Paige Adams-Gellar (yes, the creator of PAIGE jeans) discuss how she built her business by trusting her gut, literally working through trauma, and the power of asking for help.

From apps to rentals to *ahem* body parts, find out some of the unlikeliest ways to score some cash. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Crypto used to be confusing - but not anymore. In this episode, you’ll get the scoop on Dogecoin and why crypto is just like salt. Plus, Nicole answers the age-old question we’ve all had burning within us: “Dozh” or “Doggie”? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

A relationship with a financial advisor is exactly that - a relationship. Nicole unpacks why you shouldn’t jump into bed with just any advisor, what they can really do for you, and how to find “the one”. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole covers how much emergency fund you need based on your lifestyle and your job description, why one size doesn’t fit all, where to stash your cash.. and whether you need a doomsday bunker. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole catches up with Brit Morin, founder of Brit + Co and co-founder of Offline Ventures. They cover what it’s like to be romantic partners with your business partner, how to teach your kids how to save $$$ and which Silicon Valley strategies Brit uses at home. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole’s accountant says that the perks of running your own business are so good that EVERYONE should do it. Why? Listen to find out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole is joined by bankruptcy lawyer Todd Turoci to take an inside look at bankruptcy from start to finish, how to get debt collectors off your back and whether filing for bankruptcy is ever a “good thing.”

Let’s be real – when someone says “cap gains” we’re all just smiling and nodding. But not for long! Today, Nicole breaks down WTF are capital gains…. and how to make them your best friend. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Miscarriage leave is the kind of leave no one ever wants to have to take. But nevertheless, it’s the kind of leave that must exist. In today’s episode, Nicole opens up for the first time about her own miscarriage and sits down with writer Ayana Lage for a deep dive into the financial costs of miscarriage that no one is talking about. Sign Nicole’s miscarriage leave petition here: https://www.change.org/p/businesses-companies-need-to-have-miscarriage-leave Read Ayana’s piece here: https://www.washingtonpost.com/lifestyle/2019/12/11/hidden-financial-toll-having-miscarriage/ Find more of Ayana’s work here: https://ayanalage.com/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Star of DC comic's Arrow Katie Cassidy joins Nicole today to talk about making your own crypto, collecting and creating NFTs, and how a breakup over an art project can turn into a cash cow. Katie talks about the wise investments she’s made - and the times she missed out. You won’t want to miss this.

They say never to talk about religion and politics with your family… and you might as well add money to that list! But what if your dad is your accountant? Nicole catches up with previous Money Rehabber, as they discuss setting boundaries and knowing when it’s time to break away from the “free” help of a family member - which always comes at a cost. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole breaks down what contributes to your credit score in the first place - and how to boost it quickly and easily. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole debunks the myths around investing in real estate… as well as showing you how you *might* be able to make a not-so-quick buck. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Listener Angelica has some debts to pay off and wonders what’s more important: paying those debts down, or securing her future retirement? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

CSI:NY and The Good Doctor star Hill Harper joins Nicole to talk about Black Wall Street, cryptocurrency, and the falling value of the American dollar.

Brave the awkwardness and get your money back - Nicole shows you firsthand how to ask a friend to return a loan (and keep the friendship intact). Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

From rent hacks to finding a steal in a kicka$$ building, Nicole gives you 5 tips to find the perfect place at the best price. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole talks to a GameStop investor (who made a cool million or two) about why he got in early, how he mitigated risk, and why he’d never, EVER do it again. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.