Money Rehab with Nicole Lapin

Today, Nicole has a Listener Intervention with a Money Rehabber who, in her words, “doesn’t have a penny in savings.” She says: “My parents didn't teach me this stuff and school certainly didn't. I've always felt like there was a secret world I was excluded from. I wish I would have gotten on this way sooner but I'm clinging to the ole 'better late than never' expression.” Today, Nicole shows this Money Rehabber that it’s never too late. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com See omnystudio.com/listener for privacy information.

Happy Thanksgiving, Money Rehabbers! Today Nicole talks about the importance of gratitude for your mental—and financial— health. Wondering what Nicole is grateful for this year? We’ll give you a hint: it starts with “Y” and ends with a “O-U!” Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If there’s ever a time to “phone a friend,” it’s during open enrollment for health insurance. What kind of nightmare human decided on the terminology for health insurance? Does it need to be this freakin’ complicated?? The short answer: no, no it does not. Today, Nicole unpacks the jargon and helps you decide which policy is right for you. If you don't get health insurance through your work, check out options here: https://www.healthcare.gov/ Or, here: https://www.hioscar.com/ Check out NPR's awesome glossary of terms here: https://www.npr.org/2021/10/15/1046371801/health-insurance-terms-defined-open-enrollment Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

‘Tis the season for holiday shopping, and ‘tis the weekend for big holiday deals. But with supply-chain hold-ups this year, there are some things to consider if you want to get that serious bang-for-your-buck the way that you expect to on Black Friday and Cyber Monday. Tune in to hear Nicole share six things to keep in mind this year. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Want to kick your productivity up a notch? Have you tried… putting your phone down? We know, we know, that’s not what you want to hear. But don’t worry, you don’t have to do this cold-turkey. Today, Nicole shares her seven-day schedule for a digital detox. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today Nicole sits down with Robert Rooks, CEO of REFORM Alliance, an organization that aims to transform probation and parole by changing laws, systems and culture to create real pathways to work and wellbeing. Nicole and Robert talk about the current problems with the justice system, and how the financial repercussions of these problems affect us all. To learn more about REFORM, click here: https://reformalliance.com/actions/

The term “SPAC” has been thrown around in the headlines a lot lately; and even more recently, it’s been tied to big names like Donald Trump and Bill Gates. But WTF are SPACs? Here’s a teaser: SPACs may be a good fit for your investment portfolio! Nicole unpacks the concept with Ahmed Fattouh, Founder & Chief Executive Officer of InterPrivate. To learn more about Ahmed’s work, follow this link: https://www.ipvspac.com/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It’s almost winter and you know what that means: it’s time to daydream about picking up and moving to some beachy country where it’s sunny 24/7. What you’re probably not daydreaming about are the financial implications of moving abroad. Today, Nicole covers these implications with David Kuenzi, Director of International Wealth Management at Thun Financial. You can read more about Thun Financial here: https://thunfinancial.com/

Cryptocurrency is an incredibly volatile investment. There was a day this year when Bitcoin’s value dropped 30% in one day. But… why? And does that mean we shouldn’t invest in it? Today Nicole breaks it down. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You may have heard that “a penny saved is a penny earned,” while other people may have told you that the best way to earn your pennies (and then some!) is in the stock market. But what’s the best move? Today, Nicole helps you decide. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Getting a life-altering medical diagnosis is tough enough without the additional financial toll. Today, Nicole talks to Shelly Rosenfeld, Co-Director of the Cancer Legal Resource Center about the financial resources available to people dealing with hospital bills. To learn more, or get aid from, the Cancer Legal Resource Center, click here: https://thedrlc.org/cancer/

Has your credit score ever dipped seemingly out-of-the-blue? That happened to today’s listener, Caree. Now she wants to know: WTF? Nicole calls up Caree to talk it through, and to unpack which credit score updates are worth paying attention to.

Did Nicole’s story about, achem, “Hary Mall” yesterday convince you that you need to protect your intellectual property? Good. Listen to today’s episode to figure out how. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You’ll have to do a whole lot of hard things when you’re starting your own business… we’re talking tax forms and paperwork galore. While coming up with your business’ name is more fun than doing all the tax stuff, it’s somehow just as hard? Today Nicole gives suggestions on how to brainstorm your brand name, and tells the story of an online bully who tried to sue her over a domain name. Yeah, you’re gonna want to buckle in for this one.

No five-year-old wants to sit in front of the computer learning how to do online banking or watching their parents write a check. But because we don’t learn about money in school (even though we should!), kids learn money habits from their parents. Here’s how to teach them well. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

The last two years have been marked by uncertainty in every area of our lives—including our finances. Today, Nicole gives her best tips on how to combat money anxiety.

If you already work for a brand, you may think that you don’t need a personal brand. You think: “That’s just for entrepreneurs, right?” Wrong! Today, Nicole shares how a personal brand is beneficial to anyone trying to get ahead at work. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole got an email from a listener who is setting up an invoice for the very first time. This episode is all about what you need to outline on your invoice, so you get paid! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole has 150+ episodes worth of financial tips and tricks to help you get your financial sh*t together… but how do we keep track of it all? Today, Nicole helps you get organized using a surprising tool (spoiler alert: it involves commitment). Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

For most of her childhood, Kate Somerville struggled with the tumultuous hand she was dealt. Then, in one moment, she received advice that turned her life around. Listen to hear that advice, and how it led to her starting her eponymous skincare brand.

Whether it’s a job, a relationship, a partnership, or start-up— it’s always hard to call it quits. No founder wants to make the decision to close up shop, but the truth is, not every business works out. Of course, that fact doesn’t make that hard day any easier. But what might make this process a bit easier, is to understand in simple terms what you have to do in order to shut down your business. Today, Nicole lays it out. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Money Rehabber Mary reached out to Nicole with some questions on how her son, Sean, should use his savings to buy a car. Then, Ida hit, Sean was evacuated, and had to use his entire emergency fund. Nicole invited Mary and Sean on the show to talk about what to do next.

We obviously all want to find MTV-Cribs-worthy houses. But, how do we do that without breaking the bank? Nicole walks us through how to find your perfect home, at your perfect price. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole got a question (from a Money Rehabber you’ll recognize) about “market cap.” Him and his friends have been using market cap data to make decisions around their investments, but then they came to the realization… they don’t actually know what it means, or whether that should be a metric they use. Today, Nicole steps in to help! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole got a weird email, and that’s all we’re going to tell you here. You’ll have to listen to get the full story… and it’s a doozy.

We’ve all dreamed about winning the lottery, but what is it actually like? Today, Nicole calls up Powerball winner Timothy Schultz to find out.

Imagining a scenario in which you get laid off is not a fun thought exercise. We all want to have job security, and it’s stressful to think that we might not. But the worst-case scenario is that you get laid off and it takes you completely by surprise. A better scenario (although still a sucky one), is to get laid off, but be prepared to chase your next opportunity. Today, Nicole shares six signs that your company might be announcing layoffs.

Today’s Money Rehabbers (AKA the best couple ever) have had some good news in the money department lately. Their bank account is more full than it’s ever been, and they want to make sure they make smart decisions to make the most of it. Today, Nicole jumps in to help.

Like any good sponsor, Nicole can talk the talk because she’s been in Money Rehab herself. At one point, Nicole was in $5,000 of credit card debt. In this episode, she tells the story of how she faced that debt and got rid of it for good.

Today, Nicole talks to Julia Haart, CEO of Elite World Group and star of My Unorthodox Life on Netflix. Julia unpacks why everyone should have a personal brand (no matter what industry you’re in), and how to differentiate yourself at work. You won’t want to miss it! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

…and why you should avoid it at all costs. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You’ve probably seen headlines on the debt ceiling and a possible government shutdown. Let’s be real: both of those things sound scary. Nicole unpacks the news cycle for all of us who are wondering what the heck is going on. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today, Nicole dives into the world of alternative investing with Darren Rovell (The Action Network, ESPN, CNBC). Trust us: you’re going to geek out over Darren’s collections, and you’ll learn a thing or two about memorabilia investing.

Roth IRAs are the MVP of the retirement account game. But not everyone qualifies for a Roth… or so you might think. Nicole explains how to get a Roth IRA the secret (but also totally legit) way. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In today’s Listener Intervention, Nicole chats with a Money Rehabber whose landlord is looking to raise her rent big time. What’s her next move? Listen to find out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We know that “the wage gap” has something to do with women making less money than men, the US women’s soccer team and cents on the dollar. In this episode, Nicole unpacks the origins of the wage gap and explains why all of us, regardless of gender, can and should make a difference. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re sure you’ve been told that you need a “diversified portfolio.” But, why? In this episode, Nicole breaks down what that means and how diversification will help you reach your investing goals. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

A few months ago, Nicole spoke about the importance of employers implementing a miscarriage leave policy after going through a miscarriage herself. In this follow-up episode, Nicole speaks with Senator Tammy Duckworth on the Support Through Loss Act, legislation providing for paid time off after the loss of pregnancy, or other challenges to starting a family. Plus, Nicole talks with her partner Joe Sanberg about their experience taking time off after their miscarriage, and how he implemented miscarriage leave at his company. If you’d like to sign Nicole’s petition urging companies to offer miscarriage leave, click here: https://www.change.org/p/businesses-companies-need-to-have-miscarriage-leave If you'd like to learn how to get in touch with your local representative to talk about the Support Through Loss Act, click here: https://www.house.gov/representatives/find-your-representative Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

… and what is “the Fed,” anyway? Today, Nicole takes to the streets to see how well we really know the Fed. Plus, she tells you everything you need to know about what’s up with the headlines. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Texas’ new abortion legislation has been hotly debated since it was announced earlier this month. What’s beyond debate is that this legislation will hurt women’s economic freedom and target people in lower socioeconomic groups. Today, Nicole breaks down the financial implications of the headlines, and how you can make your voice heard. If you'd like to learn how to get in touch with your local representative, click here: https://www.house.gov/representatives/find-your-representative Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Ryan Serhant, real estate mogul and star of Million Dollar Listing New York, tells Nicole his best advice for making sales and buying houses. Plus, Ryan gives us the scoop on hand-modeling that we didn’t know we needed. This episode has something for everyone: homebuyers, real estate brokers, aspiring salespeople and anyone looking for some inspo on leveling up at work.

Yesterday’s episode was all about cutting unnecessary “sorry’s” out of your vocabulary. Today’s episode is all about which words should actually get more play (Nicole’s picks may surprise you!).

Nicole explains how over-apologizing may be costing you at work (#sorrynotsorry) and gives you scripts to help strengthen your language and project confidence. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You may have heard that debt consolidation is one option to help get that debt monkey off your back. Today’s episode is all about unpacking the nitty gritty of debt consolidation, and how to decide whether it’s the right move for you.

What happens if you contribute more to a Roth IRA than you’re allowed??? Asking for a friend. Today, Nicole spares a listener from fees galore. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It’s never fun to talk about life insurance, but it’s a conversation you need to have for your family’s sake. Take a deep breath, and listen to Nicole’s advice.

This episode’s Listener Intervention is all about balancing today’s desires with tomorrow’s needs. If you’re not sure how much should be in your retirement nest egg, tune in! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Is investing in gold just like it looks in the late-night infomercials? Not exactly. Today, Nicole explains how it works and whether you should buy. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

No matter which industry you’re in, one of the trickiest assignments you’ll have at your company will start before your first day of work. And that tricky assignment is the interview. Nicole breaks down the most common interview questions and how to ace your answer. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today on Money Rehab: a deep-dive into sugaring with Comedian Wendi Starling. If you’re curious about the truth behind sugaring, or just need a laugh, this episode is for you! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.