Money Rehab with Nicole Lapin

Nicole’s said it before and she’s here to say it again: your most important asset isn’t money, it’s not even Dogecoin, it’s time. The good news is that if you’re in your twenties, you’re rich in time—but you’re going to need to use it wisely. Today’s episode, you’ll learn how to do exactly that.

Spoiler alert: productive people eat frogs. Intrigued? Listen up to hear the ways productive people get it together and get it all. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

… and how much will it help you in retirement? Listen to find out! Here’s the link for that sweet Social Security calculator Nicole references in the episode: https://www.ssa.gov/OACT/quickcalc/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We don’t need to be super financially savvy to know that $3 trillion is a big freakin’ number. Today, Nicole answers the questions: What does it mean that Apple’s broken this record… and how should it affect your investing decisions? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Even if you’re your own boss, you can’t get away from the dreaded “where do you see yourself in five years?” question. So… where do you see yourself in five years? Are you going to stick it out as CEO of your company? Or sell your business baby to a parent company? Today, Nicole is joined by Meghan Asha of Foundermade to talk over the many paths a founder can take.

With thousands of flights canceled over the holidays, people are wondering: is this going to come between me and my pina colada getaway?! Today, Nicole shares her savvy travel hacks to help during this time of canceled-flights-galore. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today, Nicole breaks down what’s causing the so-called “Great Resignation,” how it’s affecting industries, and whether you should join the bandwagon and quit your job right now. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

To help you decide whether you can handle cryptocurrency’s volatility, Nicole put together a fun quiz on today’s episode. Let’s play! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you’re game to invest in crypto, you may be wondering: how do I buy coins? Do I just go to the crypto store? All will be revealed today on Money Rehab! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

For Money Rehab’s 200th episode, Nicole discusses all things Venture Capital with Jesse Draper. If you want to figure out how to invest in companies that have a promising future, Jesse’s your gal! Or, if just hearing “Venture Capital” typically makes your eyes glaze over, Jesse will put the “fun” in Venture Capital Funds.

If buying a house is the right move for you, you’ll want to make sure to buy a house that is a good investment. In this episode, Nicole shares five things you should look for to find an appreciating property that your future self will appreciate. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Recently, a piece of digital real estate sold for 2.5 million dollars. Yep, we’re talking *digital* real estate here. Not literal ground you can touch or squish a picket fence into. This is land that only lives on the internet. How does this make any sense? Today, Nicole goes on an adventure into the metaverse. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

On Nicole’s second #TBT episode, she unpacks the Bernie Madoff scandal and answers questions like: how did Bernie Madoff pull off the biggest Ponzi Scheme on record? And how can we protect ourselves from the next big scam? As promised, here are: Investment Adviser Public Disclosure: https://adviserinfo.sec.gov/ Financial Industry Regulatory Authority’s(FINRA’s) BrokerCheck database: https://brokercheck.finra.org/

Happy 2022, Money Rehabbers! In this episode, Nicole shares tips for making your New Year’s Resolutions count. Here’s to a new year, new me (and you!), and a new (and improved!) financial life! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Happy freakin’ New Year's Eve everyone! 2021 was another rollercoaster of a year, but let’s embrace this day as the start of something new. Today, we revisit an episode on investing in your future. For the sake of your future self, listen up! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Just like any other sponsor, Nicole can talk the talk because she’s been where we all are. Today, we re-air the episode where she shares how she got into—and out of— credit card debt.

Is 2022 the year you get that freakin’ raise? We say: Heck! Yes! Tune in to find out how. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

This week, Nicole is throwing it back to the five Money Rehab episodes that are most fundamental to acing your financial New Year Resolutions. We’re looking ahead and getting our financial shit together: hindsight is 2020, but the future is 2022, baby! Today, we’re tackling all things budget. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today's listener did the thing: he turned his hobby into a jobby, and is selling his art. Now he wants to know... how much should he sell it for? Nicole jumps in with a tip that will help make it rain.

Today, Jason Feifer (editor in chief of Entrepreneur magazine), joins Nicole to talk about a taboo topic in the money world: salary. Should we be talking openly about how much we’re making? Nicole and Jason hash it out today!

… We know what we said in yesterday’s episode: don’t get off the rollercoaster in the middle of a ride. That’s totally true. But at the same time, there are exceptions where you should cut your losses. Today, Nicole walks you through what those exceptions are, and how to handle them. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

When the stock market tanks, what should you do? Buy! We know this is counterintuitive: if the market is tanking, why would you want to double down and buy more? It feels like running into a burning house, right? Today, Nicole breaks it down. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today, Nicole answers the question from a listener: “Do I really have to tip my super?” Tune in to find out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Maybe you know Joy from her innovative products (hello, Miracle Mop!), or maybe you saw Jennifer Lawrence play Joy in the movie oh-so-appropriately called “Joy.” Today, Nicole and Joy answer the question: So I have a million-dollar idea… Now what?

Moving can be expensive… and a headache. Our host Nicole Lapin got a big dose of expensive headaches when on the day-of her cross-country move from Brooklyn to Los Angeles, she ended up stranded on the sidewalk with all of her earthly possessions, and no movers. Do yourself a favor: listen to this cautionary tale. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Writing her three (with the fourth on the way!) books has been a very rewarding experience for Nicole. But it wasn’t easy. Today, Nicole reads the letter she wrote to former pre-author self and shares the tips and advice she wishes she knew before putting pen to paper. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Say what you will about the Kardashian-Jenner clan, but it’s pretty undeniable that they hustle hard. Their lifestyle can seem pretty unattainable (Stormi, who—let’s not forget—is a toddler, has more shoes than everyone on the Money Rehab team combined). But while their lifestyle may be out-of-reach now, their work ethic isn’t. Today, Nicole unpacks how the Kardashian-Jenners became recession-proof, and how you can be too! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

The very first step in making a successful retirement plan (yes, even before starting that IRA) is to know how much you’ll actually need for retirement. Today, Nicole answers a question from a listener about how the heck to make that prediction. Tune in to find out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole has already dug into some Money Rehab around the financial implications of caring for a baby (boy, can that little one have a big impact on your finances!). But depending on your situation, you can be hit with a ton of costs just to get pregnant—yes, even before you have that little bundle of joy. Today, Nicole talks about her experience freezing her eggs; the financial, physical and emotional costs, and gets real about the return on her investment.

On Money Rehab, Nicole does unpack the headlines that are in the current news cycle, no doubt about it. But today she’s throwing it back to a hot-button topic from our past. It is true that the only way to protect yourself from repeating history is to understand it, so that you can make different choices in the future. The subprime housing crisis is one that’s worth understanding—especially in today’s climate with questions swirling around crypto being a bubble. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

On Money Rehab, Nicole has talked about best practices around getting a head start on retirement… but what if your head start has come and, well, gone? Today, Nicole breaks down creative ways to rethink your retirement plans and catch up with your goals. To figure out your goal retirement budget, click here: https://nicolelapin.com/retirement-calculator/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Aliza Licht, PR guru and real-life The Devil Wears Prada insider joins Nicole today to talk about how to be your own PR team, and what a career in PR really looks like. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Once you have found your bae for life, the time will come when you need to have The Talk. No, not the talk to DTR. I’m talking about The Money Talk— when the two of you come clean about money: what your financial situation really is, and of course the little secrets that may come back to haunt you (like money you owe to an ex). Today, Nicole breaks down what financial topics should be out on the table… and how to get them there.

When it comes to giving around the holidays, it really is the thought that counts— so be thoughtful about the gifts you’re giving, while also being thoughtful about how much they cost. Stick to your spending plan, and try Nicole’s five gift ideas that won’t break the bank. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Why stop the good insurance times from rolling? Today Nicole calls up her insurance guru Nichole (double Nicole trouble!) and asks her what people should take out insurance policies for, and what to do if you lose jewelry your ex gave you (asking for a friend). Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Our producers are now wondering if they need accidental death insurance… working fully remote. Are you in the same boat? Today, Nicole helps us all!

Today, Nicole has a Listener Intervention with a Money Rehabber who, in her words, “doesn’t have a penny in savings.” She says: “My parents didn't teach me this stuff and school certainly didn't. I've always felt like there was a secret world I was excluded from. I wish I would have gotten on this way sooner but I'm clinging to the ole 'better late than never' expression.” Today, Nicole shows this Money Rehabber that it’s never too late. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com See omnystudio.com/listener for privacy information.

Happy Thanksgiving, Money Rehabbers! Today Nicole talks about the importance of gratitude for your mental—and financial— health. Wondering what Nicole is grateful for this year? We’ll give you a hint: it starts with “Y” and ends with a “O-U!” Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If there’s ever a time to “phone a friend,” it’s during open enrollment for health insurance. What kind of nightmare human decided on the terminology for health insurance? Does it need to be this freakin’ complicated?? The short answer: no, no it does not. Today, Nicole unpacks the jargon and helps you decide which policy is right for you. If you don't get health insurance through your work, check out options here: https://www.healthcare.gov/ Or, here: https://www.hioscar.com/ Check out NPR's awesome glossary of terms here: https://www.npr.org/2021/10/15/1046371801/health-insurance-terms-defined-open-enrollment Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

‘Tis the season for holiday shopping, and ‘tis the weekend for big holiday deals. But with supply-chain hold-ups this year, there are some things to consider if you want to get that serious bang-for-your-buck the way that you expect to on Black Friday and Cyber Monday. Tune in to hear Nicole share six things to keep in mind this year. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Want to kick your productivity up a notch? Have you tried… putting your phone down? We know, we know, that’s not what you want to hear. But don’t worry, you don’t have to do this cold-turkey. Today, Nicole shares her seven-day schedule for a digital detox. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today Nicole sits down with Robert Rooks, CEO of REFORM Alliance, an organization that aims to transform probation and parole by changing laws, systems and culture to create real pathways to work and wellbeing. Nicole and Robert talk about the current problems with the justice system, and how the financial repercussions of these problems affect us all. To learn more about REFORM, click here: https://reformalliance.com/actions/

The term “SPAC” has been thrown around in the headlines a lot lately; and even more recently, it’s been tied to big names like Donald Trump and Bill Gates. But WTF are SPACs? Here’s a teaser: SPACs may be a good fit for your investment portfolio! Nicole unpacks the concept with Ahmed Fattouh, Founder & Chief Executive Officer of InterPrivate. To learn more about Ahmed’s work, follow this link: https://www.ipvspac.com/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It’s almost winter and you know what that means: it’s time to daydream about picking up and moving to some beachy country where it’s sunny 24/7. What you’re probably not daydreaming about are the financial implications of moving abroad. Today, Nicole covers these implications with David Kuenzi, Director of International Wealth Management at Thun Financial. You can read more about Thun Financial here: https://thunfinancial.com/

Cryptocurrency is an incredibly volatile investment. There was a day this year when Bitcoin’s value dropped 30% in one day. But… why? And does that mean we shouldn’t invest in it? Today Nicole breaks it down. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You may have heard that “a penny saved is a penny earned,” while other people may have told you that the best way to earn your pennies (and then some!) is in the stock market. But what’s the best move? Today, Nicole helps you decide. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Getting a life-altering medical diagnosis is tough enough without the additional financial toll. Today, Nicole talks to Shelly Rosenfeld, Co-Director of the Cancer Legal Resource Center about the financial resources available to people dealing with hospital bills. To learn more, or get aid from, the Cancer Legal Resource Center, click here: https://thedrlc.org/cancer/

Has your credit score ever dipped seemingly out-of-the-blue? That happened to today’s listener, Caree. Now she wants to know: WTF? Nicole calls up Caree to talk it through, and to unpack which credit score updates are worth paying attention to.

Did Nicole’s story about, achem, “Hary Mall” yesterday convince you that you need to protect your intellectual property? Good. Listen to today’s episode to figure out how. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.