Money Rehab with Nicole Lapin

Dear Class of 2022: YOU DID IT! Congrats on this major moment! Now it is time to venture off into the "real world" which is really... upside down. But don't worry— Nicole's got you. She's sharing her best money tips for new grads (and their loved ones). Spoiler alert: it has something to do with super woman (but not Superwoman). See omnystudio.com/listener for privacy information.

Originally aired July 22, 2021. Today’s episode is a classic story of girl meets boy, girl marries boy, boy takes girl’s name off of bank account and steals girl’s money. Today, listener Faith calls Nicole to ask how to recover after getting “swindled” by Prince Charming. See omnystudio.com/listener for privacy information.

Originally aired Nov 26, 2021 Today, Nicole has a Listener Intervention with a Money Rehabber who, in her words, “doesn’t have a penny in savings.” She says: “My parents didn't teach me this stuff and school certainly didn't. I've always felt like there was a secret world I was excluded from. I wish I would have gotten on this way sooner but I'm clinging to the ole 'better late than never' expression.” Today, Nicole shows this Money Rehabber that it’s never too late.

Earlier this month, Coinbase users were shocked to read a new disclosure from the company that could cost users everything. Nicole breaks down this headline, and how it unlocks the answer to a key crypto debate. See omnystudio.com/listener for privacy information.

Have you ever dreamt that you won the lottery? Do you have a recurring dream you can’t figure out? Have you had a dream about your boo and you feel like it means… something? Nicole wants to help YOU with your dreams in more ways than one. Dream expert Theresa Cheung is joining Nicole on today’s episode in order to answer the question: what are our dreams trying to tell us? To read more about Theresa’s work, check out her website here: https://www.theresacheung.com/

There have been many product shortages in the last year, due to both pandemic-related issues and supply-chain disruptions, but nothing quite as anxiety-provoking as the baby formula shortage we're facing now. Today, Nicole explains how this industry got so topsy-turvy and what it has to do with corporate consolidation. Plus, Nicole wanted to share the research she’s done and the resources she’s found, in the hopes that she can be helpful to you and your family in this nerve-wracking time. See omnystudio.com/listener for privacy information.

Is it worth lowballing a seller in this housing market? Real estate broker Erik Miles answers this question and more in the second part of his conversation with Nicole. If you liked this episode of Money Rehab, you'll love Episode 275 - Renting Versus Buying Tug of War. Check it out here: https://link.chtbl.com/S358XjHp?sid=RC See omnystudio.com/listener for privacy information.

After scouring the Los Angeles rental market, Nicole found the one— the perfect house. She put in an application right away and… she got rejected. It gets weirder. The rejection wasn’t about the money. The actual reason Nicole’s application got rejected is much more bizarre. To tell this story, Nicole brings on expert real estate broker Erik Miles. You can find Erik at: Agent page: https://www.compass.com/agents/erik-miles/ Social: @erikmilesre @erikmilesgroup EMG website: www.erikmilesgroup.com

Originally aired October 8th, 2021. In today’s Listener Intervention, Nicole chats with a Money Rehabber whose landlord is looking to raise her rent big time. What’s her next move? Listen to find out! See omnystudio.com/listener for privacy information.

Originally aired on October 21, 2021. We’ve all dreamed about winning the lottery, but what is it actually like? Today, Nicole calls up Powerball winner Timothy Schultz to find out.

Bad emails: we’ve all maybe received them, and we’ve all definitely sent some, but we can put an end to iffy emails… with a little help. That help comes to us from Entrepreneur magazine editor in chief (and one of Money Rehab’s favorite guests), Jason Feifer. You’ll laugh, you’ll cry, you’ll think twice before “replying all.” See omnystudio.com/listener for privacy information.

In this episode, Nicole talks to Avis Cardella: writer, author and recovering shopping addict. Avis describes how she fell into the downward spiral of daily shopping, and more importantly: how consumerism had become a coping mechanism. Forget the movies— this is a raw picture of what shopping addiction really looks like. If you or someone you know needs help managing debt, check out Debtors Anonymous: https://debtorsanonymous.org/ To read more of Avis’ work, check out her website: https://aviscardella.com/ To read Avis' book, click here: https://www.amazon.com/Spent-Memoirs-Shopping-Avis-Cardella-ebook/dp/B00351DSSM/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=1652686893&sr=8-1

Crypto is crashing, but Nicole isn’t surprised. Tune in to get the scoop on why crypto is tanking, and how it may be the beginning of the crypto apocalypse. See omnystudio.com/listener for privacy information.

Today, Nicole explains futures contracts and what they have in common with Benjamin Button. See omnystudio.com/listener for privacy information.

We're tired of the same obvious and just plain boring savings tips, aren't you? Here are five fresh, new ways to save $$$. See omnystudio.com/listener for privacy information.

Originally aired July 28th, 2021 Nicole breaks down the Money Rehab wedding budget and tells you how to save $$$!

Originally aired April 21, 2021. Did you know that there are BILLIONS of dollars in unclaimed money in the US? Want to find yours? In today’s episode, Nicole shows you how! See omnystudio.com/listener for privacy information.

Johnny Depp and Amber Heard’s defamation trial has been such big news, that it’s practically eclipsed another high-profile defamation case: the model Blac Chyna versus Kris Jenner, Kylie Jenner and Khloe Kardashian. Even though this trial has received markedly less coverage than the Johnny Depp Amber Heard trial, the financial stakes in the Chyna-Kardashian trial were actually nearly double Johnny Depp’s. Blac Chyna was seeking $108 million in damages from the Kardashians. Nicole explains why and unpacks the verdict. See omnystudio.com/listener for privacy information.

Today, Nicole is going to knock your socks off with three of the most expensive divorces in human history… so far, anyway. Plus, Nicole points out how these divorces challenge some of our assumptions about wealth— and reinforce some stereotypes. See omnystudio.com/listener for privacy information.

The last few episodes have been pretty heavy, so how about some good financial news? Nicole shares three indications that the financial future is bright. See omnystudio.com/listener for privacy information.

Nicole analyzes what overturning Roe v Wade would mean from a perspective that transcends politics: financial freedom. To find (or give) financial help to folks in need of reproductive healthcare, check out these resources: https://www.thecut.com/article/donate-abortion-fund-roe-v-wade-how-to-help.html See omnystudio.com/listener for privacy information.

Nicole follows the money trail behind Johnny Depp and Amber Heard's trial to find out what's really at stake, and whether there's a lesson in all this. See omnystudio.com/listener for privacy information.

Originally Aired October 5th, 2021. In a prior episode, Nicole spoke about the importance of employers implementing a miscarriage leave policy after going through a miscarriage herself. In this follow-up episode, Nicole speaks with Senator Tammy Duckworth on the Support Through Loss Act, legislation providing for paid time off after the loss of pregnancy, or other challenges to starting a family. Plus, Nicole talks with her partner Joe Sanberg about their experience taking time off after their miscarriage, and how he implemented miscarriage leave at his company. If you’d like to sign Nicole’s petition urging companies to offer miscarriage leave, click here: https://www.change.org/p/businesses-companies-need-to-have-miscarriage-leave If you'd like to learn how to get in touch with your local representative to talk about the Support Through Loss Act, click here: https://www.house.gov/representatives/find-your-representative See omnystudio.com/listener for privacy information.

Originally aired on May 10, 2021. Miscarriage leave is the kind of leave no one ever wants to have to take. But nevertheless, it’s the kind of leave that must exist. In today’s episode, Nicole opens up for the first time about her own miscarriage and sits down with writer Ayana Lage for a deep dive into the financial costs of miscarriage that no one is talking about. Sign Nicole’s miscarriage leave petition here: https://www.change.org/p/businesses-companies-need-to-have-miscarriage-leave Read Ayana’s piece here: https://www.washingtonpost.com/lifestyle/2019/12/11/hidden-financial-toll-having-miscarriage/ Find more of Ayana’s work here: https://ayanalage.com/ See omnystudio.com/listener for privacy information.

Over the last two years, COVID probably disrupted your travel plans once or twice… and that means that you likely have a travel voucher that you’re figuring out how to use. Today, Nicole explains how to redeem those travel vouchers, and cash in on your dream vacation. See omnystudio.com/listener for privacy information.

Nicole brings on her two favorite freelancers to share the best tips for contract workers: from the ways to maximize the money in your pocket come tax season, to how to deduct your moisturizer. We got 99 problems, but a 1099 ain't one! See omnystudio.com/listener for privacy information.

We'd sugarcoat it but... it's the truth: car loans are a mistake. In this episode, Nicole explains why and what you should do instead. See omnystudio.com/listener for privacy information.

No spoilers! You’ll have to listen to find out. See omnystudio.com/listener for privacy information.

If you’re diving into homeownership for the first time, your first question will be: WTF kind of mortgage should I get? And the second question will be, of course: How-TF do I get it? Today, Nicole explains.

Not sure what to say when you come face-to-face with the car salesperson? Fear not! Today, Nicole shares her foolproof negotiation script.

Between the used car shortage, rising gas prices, supply chain issues and inflation— it’s a really tricky time to buy a car. Today, Nicole brings on auto broker Alec Johnston to give the best advice if you’re looking to get a car in these, yes, unprecedented times. See omnystudio.com/listener for privacy information.

On Monday, Twitter leadership announced it had agreed to sell the company to Elon Musk for roughly $44 billion. But what does that mean for Twitter users? How does a company go from public to private? And will Trump live to tweet again? All this and more on today's episode. To learn more, check out these articles: https://www.cnn.com/2022/04/25/tech/elon-musk-twitter-sale-agreement/index.html https://www.newsweek.com/twitter-going-private-what-will-it-mean-users-1700975 See omnystudio.com/listener for privacy information.

Imposter syndrome is more than just uncomfortable; it can also hold you back from advancing at work. It’s something Nicole has struggled with too. In this episode, she shares how she’s worked to overcome it. See omnystudio.com/listener for privacy information.

If you’re getting a tax refund: good news! But, don’t let this golden opportunity pass you by. Nicole explains three stellar options for your tax refund. See omnystudio.com/listener for privacy information.

Looking to get your financial life on track? Start here. See omnystudio.com/listener for privacy information.

The two major paths you can take with your housing are 1) renting or 2) buying. Let’s take this decision to the playground, for a little game of Money Rehab tug of war. Renting and owning are going to go head to head and whichever is the strongest in the category, wins. Let’s play. See omnystudio.com/listener for privacy information.

Nicole explains what a target fund is— and unpacks some hangups that many experts won’t tell you about. See omnystudio.com/listener for privacy information.

Donating to charity is awesome for three reasons: 1) It helps people. Duh. 2) Helping people has been shown to make you, yourself, happier. 3) It gives you more tax benefits. Nicole explains. See omnystudio.com/listener for privacy information.

Have you ever asked yourself: do I want to buy the house with a white picket fence, or do I just feel like I’m supposed to live in one? Today, Nicole dissects the fascinating history of home ownership as a part of the American Dream. It will help you decide what's best for you. See omnystudio.com/listener for privacy information.

This episode was inspired by a listener's Apple Review (thank you, dear reviewers!). Listen and live your best ~wanderlust~. See omnystudio.com/listener for privacy information.

If you answered “yes” you’re not alone. Today, Nicole shares new research on the ties between finances and anxiety, and how you can find peace while meeting your goals.

Entertainment is a tough business to break into. But why? Today, Nicole talks to Anjelah Johnson-Reyes about why so few talented actors make it big, and how you can position yourself financially to live the Hollywood dream. You can learn more about Anjelah's book "Who Do I Think I Am?" here: https://anjelah.com/#book

If you’ve been listening to Money Rehab, you know that you need to be saving for retirement ASAP. But that said, there’s actually a few things that you need to do before you start saving for retirement. Today, Nicole explains. See omnystudio.com/listener for privacy information.

It's tax season, Money Rehabbers! And you know what that means: it means it's time to call Nicole Lapin. Tune in for her tax tips! You can learn more about the adjustments you quality for here. See omnystudio.com/listener for privacy information.

Once upon a time, Nicole had an idea for a financial smartwatch. And she even made it to the Holy Grail of product launches: the Home Shopping Network, the network that launched a bajillion products, including Money Rehab alum Joy Mangano’s Miracle Mop. But to make it through a night at HSN, you need exactly that: a miracle. Today, Nicole spills it all in a special Confession$ episode. See omnystudio.com/listener for privacy information.

We know you probably love getting your tax refund, but news flash: you shouldn’t. Today, Nicole explains. See omnystudio.com/listener for privacy information.

The best entrepreneurs have ideas that vary from the excellent to just plain bad. Here are the five specific questions to ask yourself to see if your brainchild is a viable business idea or just a brain fart. See omnystudio.com/listener for privacy information.

Pop Quiz— do you know why today is special? The OG Money Rehabbers will know… it is the one year anniversary of Money Rehab! To celebrate, we’re going to rebroadcast the very first episode of Money Rehab. Even one year (to the day) later, this advice rings as true as the day we released it: if you’re not negotiating, you’re leaving money on the table. See omnystudio.com/listener for privacy information.

Nicole's here to help you understand what to expect, financially, when you’re expecting. You can read more at https://nicolelapin.bulletin.com/subscribe See omnystudio.com/listener for privacy information.

Money Rehab was nominated for an Ambie Award… and lost. Nicole talks through how to deal with disappointments at work, and how to be a good loser. See omnystudio.com/listener for privacy information.