Money Rehab with Nicole Lapin

In honor of 401(k) Day, Nicole wants you to give yourself the gift of financial freedom in retirement. Today, she helps you figure out if a 401(k) is the right move to put you on that road to financial freedom.

David Rubenstein is co-Founder and Co-Chairman of The Carlyle Group, host of The David Rubenstein Show: Peer-to-Peer Conversations on Bloomberg TV and PBS, and a casual owner of the Magna Carta. In short, he is one of the GOATs of finance— and today, he joins Nicole to talk private equity. Check out David's latest book here: https://www.simonandschuster.com/books/How-to-Invest/David-M-Rubenstein/9781982190309

What happens when you can't find the product you want? Claudia Oshry and Ben Soffer would say: you make it. Claudia and Ben (the minds and married couple behind @girlwithnojob and @boywithnojob, respectively) do, in fact, have many jobs. Today, Nicole talks about one in particular: founder of the sparkling cocktail brand, Spritz Society. Claudia and Ben tell Nicole how they started this brand from their own needs as consumers, and what it has to do with a fateful bathroom experience. To learn more about Spritz Society, click here: https://www.spritzsociety.com/

The perfect gift doesn't exi....

However you celebrate Labor Day, you should plan on taking some time to score big on some of the holiday deals. Nicole shares the biggest bargains you can find right now!

From financial domination, to sex toys, to negotiating with a sugar daddy— Nicole and Weezy talk about all things at the intersection of sex and money. Plus, why experts on both or either, shouldn’t be underestimated. You can find more on all of Weezy’s projects here: https://www.instagram.com/weezywtf/?hl=en

Nicole breaks down whether you're eligible for student loan cancellation (you may be surprised!), how to claim your relief, and what effect this will have on the economy.

Quiet quitting is a work strategy that is taking social media by storm. Nicole explains the pro's and con's of quiet quitting, and how you can use it to achieve work-life balance, and your career goals. Plus, Nicole gives the actual definition (it may surprise you!).

Yes— in 2022, we still face weight discrimination at work. In fact, one study suggestions that for every 6 pounds an average American woman gains, her hourly pay drops 2%. To talk about weight bias in the workplace, Nicole is joined by Jessamyn Stanley— body positivity activist and entrepreneur. To learn more about Jessamyn, you can find her here: https://www.instagram.com/mynameisjessamyn/ For tips on how to talk to your HR department about bias-free performance reviews, read this: https://www.hrdconnect.com/2019/09/30/10-performance-review-biases-and-how-to-avoid-them/

We’ve all been there. You see a hoodie online and you want it— but it's $70 and that’s a little more than you're comfortable spending. Then you spot it. Just below the price: Pay four interest-free payments of $17.50. And you think “I have $17.50. That’s nothing.” We’ve all been there. And if you’ve clicked— don’t despair because Nicole is here to give you the good, the bad, and the ugly on all those companies offering buy now, pay later, zero interest plans.

In today's Change Maker episode, Nicole sits down with Elaine Welteroth— award-winning journalist, a TV host, the former editor in chief of Teen Vogue, the author of the New York Times bestseller "More Than Enough," and overall wonderful gem of a human. This conversation is jam-packed with stories we can all learn from: how Elaine's stoop wedding helped her and her hubs snag their dream house, how she took the leap to working for herself, and how she went from a scarcity mindset to an abundance mindset (spoiler alert: it involves bubblegum and vintage cars). We could all use Elaine's advice. Check out her column here find here: https://www.washingtonpost.com/people/elaine-welteroth/

Can you really make some extra $$$ by selling the clothes in the back of your closet? That's what Nicole sets to find out in today's episode with Rati Sahi Levesque, Co-CEO at the luxury consignment store The RealReal. Nicole and Rati talk about the business of fashion, how clothing can be an investment, and whether the brand is on the path to profitability.

Hot Girl Lawsuit? Megan Thee Stallion is seeking $1 million in relief from her Houston-based record label 1501. With artists selling their catalogs, and highly publicized legal disputes between artists and their biz partners— think Kesha versus Dr. Luke and Taylor Swift versus Scooter Braun— this story is an interesting case study in the music industry, a master class on lawsuits, and an important reminder to do your homework before signing a contract. Nicole explains. To learn more about the lawsuit, check out: https://people.com/music/megan-thee-stallion-demands-1-million-from-record-label/ https://www.rollingstone.com/music/music-news/megan-thee-stallion-1501-label-1234579282/

Research shows families are anticipating spending more on back to school shopping this year— but you don't have to. Nicole shares five ways to save big.

Sure, Vegas is a fun wedding destination — but celebrity royalty could get married anywhere in the whole wide world. Why is Vegas so popular? The reasoning actually has a money trail. Nicole explains.

What are earnings, and why should we care? Nicole explains with Lyft co-founder and President, John Zimmer. Plus, Lyft’s origin story (and original name!).

TikTok feels like a black box to a lot of people, us included! Today, we’re demystifying some questions around the platform— specifically, how to make a career out of it, with TikTok star Delaney Rowe. Get ready for your new favorite place on the internet, and check out Delaney's TikTok: https://www.tiktok.com/@delaneysayshello

In the second part of her conversation with Nicole, entrepreneur Lisa Bilyeu shares how she and her husband made the decision not to have kids, and how you can make this decision for yourself.

Lisa Bilyeu (co-founder, Quest Nutrition) talks to Nicole about how to set goals without the BS, how she monetized a production fail and why we don't need to shy away from the word “housewife.”

Ever wish the companies you invested in got report cards? Your wish has been granted! Nicole explains.

Sofia Franklyn (the host of Sofia with an F podcast, co-founder of Call Her Daddy, overall GOAT) is on the show to talk about why she walked away from Call Her Daddy; famously, before her former co-host cut a $60 million deal at Spotify. In this era of the Great Resignation, we are more empowered than ever to understand— and ask for— our worth. Sofia tells you how. Plus, how to get the best ROI on your bae (Birkin anyone?!).

This week, the U.S. Senate passed the Inflation Reduction Act. If you grew up on Schoolhouse Rock, you’ll know that next the bill goes to the U.S. House. Because the House is controlled by the Democrats, it is expected to pass at the end of this week. President Biden would then sign the bill into law, likely late this week or next week. So WTF is the Inflation Reduction Act— and more importantly, how will it affect you? Nicole explains.

Is the social media algorithm sending you manifesting money content? Us too. But, should we be paying attention to it? The internet’s favorite expert on manifesting money, Aliza Kelly, is here to explain how she’s manifested money, and how you can too.

As you get more familiar with investing, you’ll see public companies generally divided into two groups with respect to investors: growth stocks and value stocks. Nicole explains the difference, and what it has to do with an embarrassing moment at CNN. Happens to the best of us, right?

You won’t find data on these areas in any stock chart, but it’s vital to a company’s success. Nicole explains.

Originally aired Aug 2, 2021. Just like there is no global currency, there is no global financial system. If you’re new to the US, the rules of the financial game are going to be different… and set-up for home-court advantage. Follow Nicole’s five tips to close on the American Dream once and for all.

Originally aired Sept 16, 2021. In the financial justice system, money-related crimes are considered especially heinous. In Lapin Land, the dedicated Rehabbers who investigate these financial fibs are members of an elite squad known as the Money Rehab Court. These are their stories. DUH-DUM!

Our favorite real estate agent on Selling Sunset, Emma Hernan, is here to talk about her delicious second job, hacks for finding your dream home, high school bullies and why being underestimated is a superpower. You can find more about Emma (including her delicious plant-based treats), here: https://emmaleighco.com/

A few months ago, Nicole did an episode on real estate in the metaverse. But because a few months in the metaverse is like several lifetimes in the real world, we’re due for an update. Joining Nicole for this update is the amazing Randi Zuckerberg— who is the Founder and CEO of Zuckerberg Media and host of the weekly radio show Randi Zuckerberg Means Business on Sirius XM. Randi's here to tell us all about how to go into the metaverse; whether we should in the first place; and if/when we do, how to get a bada$$ pair of glittery NFT heels. Connect with Randi here: https://withkoji.com/@randizuckerberg

In this age of the Great Resignation, there are options if you’re not loving your job. But, just because the current job market is a worker’s market, doesn’t mean that quitting your job is a risk-free endeavor. If you don’t have any other work lined up, you could be looking at a lull where you don’t have any money coming in. And let’s be honest: not everyone is in a position to cut off income. So, realistically, there will be times when you need to keep at a job that you don’t love. If you find yourself in that kind of a scenario, here are five things you can do to hate your job less.

The hilarious and wonderful Amanda Hirsch (of @notskinnybutnotfat) is here to answer two big questions: 1) How to monetize your passion—something all Money Rehabbers can and should do. And 2) Are the Kardashians just famous for being famous, or do they have some serious business cred that we can all learn from? To find more Amanda, start here: https://www.instagram.com/notskinnybutnotfat/

Before you invest in a company, you need to know how to read their P/E ratio. Don't let the jargon trip you up— it's a lot simpler than it sounds. PE class was harder than P/E ratios, trust us.

Originally aired July 20, 2021. Honestly, the episode title says it all. This is one you have to hear to believe.

Having a baby is a huge financial commitment. Before you make that commitment, there's one thing you need to do first. Today, Nicole explains.

Nicole is joined by Lisa Mayer, founder of the initiative Boss Beauties, to talk about the value of NFTs beyond the financial ROI. Plus, they discuss how you can (and DEFINITELY should) protect your NFTs. You can learn more about Boss Beauties here: https://bossbeauties.com/

We’ve heard a lot about the supply chain over the last year. But, what is it, why is it so mad, and how can Money Rehab producer Mike get his body wash? For a deep dive on the supply chain, Nicole is joined by Olive & June founder and our #wcw Sarah Gibson Tuttle. To learn more about Olive & June, read here: https://oliveandjune.com/

The phrase “working mother” is redundant. Being a mother might be the toughest job you will ever have. But, thinking about how you’ll balance your career before the stork arrives can make taking on the job as mom go more smoothly. And as soon as you do, you’ll encounter the question: to work or not to work?

Nicole gives an update for student loan borrowers, decodes the chance of forgiveness, and why Biden's hand is forced.

Elon Musk is at it again. This time, there’s a lawsuit involved. Nicole gets you up to speed on today’s episode.

In the second part of Nicole's conversation with artist Skylar Grey, Skylar shares how she found love after her divorce, and the amazing engagement story you may just want to try at home.

The music business is one of the most cut-throat, complicated and capital-intensive industries in the world. To give Nicole an insider perspective on the biz is Skylar Grey; singer, songwriter, musician extraordinaire who has written and co-written mega hits like Love the Way You Lie, Clarity, Gangsta— so many award-winning-critically-acclaimed-certified bops. Skylar shares her experience with record deals, releasing independent albums, selling her catalog during her divorce, and what it all has to do with Taylor Swift. For more Skylar, click here: https://skylargreymusic.com/

Now could be an excellent time to get into real estate investing. But if you don't want to spackle a wall, you will want to invest in REITs (Real Estate Investment Trusts). Today, Nicole tells you everything you need to know about REITs with Tim Seymour, CNBC’s Fast Money Five & Founder and Chief Investment Office of Seymour Asset Management.

After over a year of constant denial, Real Housewives of Salt Lake City cast member Jen Shah pled guilty to fraud. Nicole shares details on Shah's terrible scam, potential sentence and which celebrity may fall next.

DCA, diversification, repeat. If you don't know what that means, listen up, and invest like the pros!

Nicole chats with author, political activist and spiritual thought leader Marianne Williamson on the financial implications of overturning Roe v. Wade. The conversation around Roe v. Wade has been very neatly divided down party lines. Typically, we assume that Democrats are pro-choice and Republicans are pro-life, but as Marianne would argue— it’s not that simple, and not one political party gets it 100% right. In this episode, Marianne gives useful recommendations on abortion legislation, that notes room for improvement for both Republicans and Democrats.

Is the current political landscape driving you so crazy that you want to run for office? If so, you need to know what you’re getting into. Today, Nicole talks to Alexandra Hunt— who ran to be the Democratic nominee for a congressional seat in Pennsylvania this year. Alexandra describes the challenges of running against an incumbent, how she used OnlyFans to fundraise and how to fix a broken healthcare system. You can learn more about Alexandra here: https://linktr.ee/thealexandrahunt

Whether you're an introvert or extrovert, networking is always awkward... until now. Prepare to never use the weather as small talk ever again!

True or false: in a recession, you can only lose money. Answer: FALSE! Nicole explains why (and how!) in today's episode.

In this episode, Nicole brings back Wall Street veteran Gary Kaminsky to talk muni bonds and Gary’s VIP ETFs.

Around a year ago, NFTs were all the rage… but are they even cool anymore? And, perhaps more importantly, are they even valuable anymore? All your NFT Q's and more, brought to you by Nicole and today's guest, Jason Feifer, editor in chief of Entrepreneur magazine and host of the podcasts Build for Tomorrow and Problem Solvers. You can find more of Jason's work here: https://www.jasonfeifer.com