Money Rehab with Nicole Lapin

Originally aired 5.24.21 A dream mentorship is hard to come by - especially when you’re cold emailing someone who’s successful and in-demand. But one brilliant listener not only caught Nicole’s eye after slipping into her DMs asking about mentorship… she also got a YES. If you’ve ever had the urge to contact your heroes and ask for a slice of their time, use listener Andrea’s tactics to get an enthusiastic response… and never, under ANY circumstances, use the phrase ‘pick your brain’.

Originally aired 10.19.21 Today’s Money Rehabbers (AKA the best couple ever) have had some good news in the money department lately. Their bank account is more full than it’s ever been, and they want to make sure they make smart decisions to make the most of it. Today, Nicole jumps in to help.

Originally aired 11.10.21 Today Nicole sits down with Robert Rooks, CEO of REFORM Alliance, an organization that aims to transform probation and parole by changing laws, systems and culture to create real pathways to work and wellbeing. Nicole and Robert talk about the current problems with the justice system, and how the financial repercussions of these problems affect us all. To learn more about REFORM, click here: https://reformalliance.com/actions/

Originally aired 9.16.21 In the financial justice system, money-related crimes are considered especially heinous. In Lapin Land, the dedicated Rehabbers who investigate these financial fibs are members of an elite squad known as the Money Rehab Court. These are their stories. DUM-DUM!

Nicole shares the biggest bargains to look out for this weekend, plus one cautionary tale.

Nicole gives her weekly pulse check on Wall Street. Today: SLUGs (but not the slimy kind), the confusing story on car pricing trends and, dare we say, good inflation news.

Today, Nicole gives you a way to fight back against a system that’s typically set-up against you: lending. Along the way, she shares insights from a recent conversation with Scott Sanborn, the CEO of LendingClub, who shares Nicole's passion for making lending more equitable. Nicole and Scott unpack who gets hurt in traditional systems of lending, how to use credit as a tool and "good debt."

Today, Nicole hands over the mic to money experts Jannese and Austin, who host the show “Mind the Business: Small Business Success Stories." In this episode of "Mind the Business," Austin and Jannese unpack how fellow biz owners can manage their finances, track cash flows and choose the best business accounts.

Originally aired 8.24.2021 A lot of financial experts target money advice to people who have money. But what if you don’t? Today, a Money Rehabber asks Nicole for the type of financial advice that doesn’t cost a dime.

Originally aired 1/20/22 Nicole’s said it before and she’s here to say it again: your most important asset isn’t money, it’s not even Dogecoin, it’s time. The good news is that if you’re in your twenties, you’re rich in time—but you’re going to need to use it wisely. Today’s episode, you’ll learn how to do exactly that.

Whether it’s because of the seemingly never-ending round of layoffs, the looming debt ceiling or just the general uncertainty of the future, the current economic situation has many of us worried about money. Today, Nicole shares five tips to make yourself feel better on the hard days.

Picture this: you come face-to-face with someone who really wronged you... what do you do? This happened recently to editor in chief of Entrepreneur Magazine, Jason Feifer— and how he handled it had Nicole shook. Today, Nicole shares this story, as told in her podcast with Jason, Help Wanted. Jason and Nicole have different approaches to confrontation, but they agree on the best mechanism to achieve closure after someone does you wrong. Today, they pass it on to you. Don't miss an episode! Subscribe to Help Wanted: https://link.chtbl.com/85RcT5bT

Nicole gives her weekly roundup of headlines that affect you and your finances. On deck today: what do Twitter, Activation Blizzard and Vice have in common? We'll give you a hint: it's not most likely to succeed...

You know the old cliche “there’s no such thing as bad press?" Well, that’s easy enough to say, but it’s another thing to live it. Just ask Kara Alloway. Kara was brought onto the show The Real Housewives of Toronto, and quickly became the villain. Or, as she says, the anti-hero (cue Taylor Swift). Today, Kara tells Nicole how she got cast in this villain role, how it affected her, and how she looks back on it now. Here's how you can pre-order Most Hated: https://karaalloway.com/most-hated/

Treasury Secretary Janet Yellen says that the U.S. government could default on its loans as early as June 1st, if an agreement on the debt ceiling isn't reached in Congress. If the debt ceiling isn't raised, we'd likely face a government shutdown. Today, Nicole explains what a government shutdown would mean for your finances, and how you should prepare.

Originally Aired 7.1.22 Influencing can be a lucrative and worthwhile venture, but in the case of mom-fluencers, it gets a little more complicated. Parenting content can be educational, aspirational and empowering. But what happens when your kid becomes a stream of income? Nicole talks about the good, the bad, and the ugly of mom-fluencers with Jo Piazza, author and host of the amazing podcast that covers this industry, Under the Influence. To listen to Jo’s stellar podcast Under the Influence, click here: https://podcasts.apple.com/us/podcast/under-the-influence-with-jo-piazza/id1544171101 For Jo’s other work, check out her website: https://www.jopiazza.com/

Originally aired 5/14/2021 Nicole catches up with Brit Morin, founder of Brit + Co and co-founder of Offline Ventures. They cover what it’s like to be romantic partners with your business partner, how to teach your kids how to save $$$ and which Silicon Valley strategies Brit uses at home.

There are more resources than ever on how to start your own business— but not all of these resources are good ones. You don’t need to have run a business successfully to start an Instagram and say you have, right? So if you are thinking of starting your own company, you should to be informed by the brightest minds who will give you real advice, not any of the phony hacks and short-cuts and clickbait. Today, Nicole speaks with one those bright minds, Spencer Rascoff, entrepreneur and company leader who co-founded Zillow, Hotwire, dot.LA, Pacaso, Recon Food, Queue, Path, Supernova's family of SPACs, and 75 & Sunny. Spencer gives his advice and lessons on growing a business from the ground up, and what entrepreneurs need to know about this moment in the startup world.

You may have seen in entertainment news this week that Lily Collins, the star of the Netflix show Emily in Paris, had her engagement ring stolen. As so often is the case, when we hear a story like this, we put ourselves in the headlines: what would happen if my engagement ring, or a family heirloom, was stolen… what would you do? Would you be protected? Today, Nicole explains your insurance options— and why if your dog has a tiara, you're probably screwed.

Consider this episode your markets pulse check: debt ceiling, Fed rates, student loans... oh my!

Mother’s Day is right around the corner, and for those who are tight with their moms, this day is a big deal. But as much as we want to celebrate our moms, we also want to make sure we’re not straying from our spending plan. Today, Nicole shares five ways to do something special for mom, without breaking the bank.

If you know that homeownership is right for you and your finances, you’re facing an uphill battle in this market. But, there are ways you can win— if you’re thoughtful about your mortgage strategy. So today, Nicoles gives you her two-part mortgage cheat code that ultimately shrinks the amount you’ll pay for your house by the time it’s really yours. If you're stumped on whether buying a home is right for you, listen here: https://link.chtbl.com/VOtTNJhd

Experts project that the coronation of King Charles III will cost British taxpayers at least £100 million pounds. So the big question is: what’s the ROI? Will the coronation help or hurt the British economy? Nicole digs into both sides of the argument, and ultimately, gives some advice to the crown (you're welcome!). Find the Money Rehab episode with The Points Guy here: https://link.chtbl.com/fzsjTmwG Check out the articles referenced in today's ep: https://www.cbsnews.com/news/coronation-king-charles-travel-london-cost/ https://time.com/6275383/king-charles-iii-coronation-cost-taxpayers/

Adrienne Bailon-Houghton is more than just a triple threat— she’s a singer, dancer, actor, host, mother, wife, producer and entrepreneur. Adrienne joined Nely Galan on MNN's Money Maker for a conversation packed with advice and lessons. Adrienne shares how she turned around bad credit, what the Kardashians taught her about hard work, how she started creating entrepreneurial opportunities from her everyday life and much more. To subscribe to Money Maker, click here: https://link.chtbl.com/_9U0OQh1?sid=MM Transcripción del episodio con Adrienne en español: https://moneynewsnetwork.com/podcast/money-maker/adrienne-bailon-houghton-is-a-money-maker/

RIP First Republic. Nicole breaks down why First Republic failed, how the pieces are being picked up, and what it means for First Republic customers and investors. For a pulse check on your local bank, check their Weiss rating here: https://weissratings.com/

How is Governor DeSantis of Florida prepping for his rumored 2024 Presidential campaign? Picking a fight with Disney World, of course. Nicole demystifies the Disney vs. DeSantis headlines and unpacks what's at stake for the biggest employer in Florida. To support the LGBTQ+ community in Florida, check out these resources: https://www.eqfl.org/ https://www.transinclusivegroup.org/ https://www.glaad.org/resources

The day is has arrived— the Super Bowl of fashion, the Oscars of the East: the Met Gala. Today, Nicole breaks down how much your favorite celebs have spent to walk the Met Gala carpet tonight (spoiler alert: it's a small fortune). But here's the million-dollar question: can the Met Gala stay relevant in a world that increasingly holds celebrities accountable for how they use their influence— and wallets? Nicole has an answer that will surprise you.

Originally aired 8/2/22 The hilarious and wonderful Amanda Hirsch (of @notskinnybutnotfat) is here to answer two big questions: 1) How to monetize your passion—something all Money Rehabbers can and should do. And 2) Are the Kardashians just famous for being famous, or do they have some serious business cred that we can all learn from? To find more Amanda, start here: https://www.instagram.com/notskinnybutnotfat/

Originally aired 1/21/2022 Money Rehabber Jen put together this listener intervention for her bestie Chris, who is about to come into some inheritance. He’s thinking he’ll use that money to buy a house in cash… but should he? Today, Nicole steps in to help make the game plan.

We did it! We won a Webby! And, humble brag, we also got a second Webby nomination and two Webby honors. For everyone who voted: thank you, it means the whole world to us. Today, we're sharing the episode that earned a Webby honor for best featured guest (a guest who also happens to have just announced her Presidential campaign for 2024).

The U.S. government is very seriously considering banning the hugely popular social media app TikTok. In fact, Montana recently became the first state to pass legislation banning the app. Today, Nicole follows the money trail to investigate what's really at stake for users, content creators and U.S./China relations.

Nicole breaks down the biggest headlines on Wall Street (so far) this week. The biggie everyone is talking about? Bed Bath and Beyond's bankruptcy. Nicole unpacks what this bankruptcy means for shareholders and the meme stock bros.

Do you have kids? Do you want them to be wealthy from the womb? Yeah, we thought so. Today, Nicole shares three tips that parents can use to set their kids up for financial success. Plus, Nicole shares how you can turn $13,000 into $2 million for your kiddos.

Turns out, you can build relationships with industry leaders by sliding into their DMs. Today, a special guest deconstructs how he successfully used social media to build his network. Plus, you'll learn exactly what to say when trying this at home. For more Help Wanted, click here— and don't forget to subscribe! : https://link.chtbl.com/DyOx50JQ?sid=QR

Say you throw your card down at brunch with friends and everyone pays you back via Venmo. Because of some changes to how the IRS collects income data from third party payment apps (Venmo, Zelle, etc.,), the IRS may mistakenly count that Venmo payment as income— and we definitely do not want that. Here's the intel on this change, and what to do if this happens to you. Here's your new fav form (be sure you're looking at the right form for the year in question): https://www.irs.gov/instructions/i1040sc

When it comes to MLMs (multi-level marketing) brands, Nicole is torn. She's heard some horror stories exposing an exploitative underbelly of MLMs, but she's also spoken firsthand to people who attribute all of their financial success and happiness to their work with MLMs. Today, Nicole hears from Roberta Blevins, who was once a seller for It Works! and LuLaRoe. Roberta shares her firsthand experience, and why she unequivocally believes MLMs are pyramid schemes. Find more of Roberta's work, and her podcast, here: https://robertablevins.com/

If you’ve ever seen a Pepsi, Apple Music, Uber, or Netflix marketing campaign that you liked, Bozoma (Boz) Saint John probably had something to do with it. And that’s because, throughout her career, Boz has been at the helm of all of those massive brands. And today, we get to hear what she’s learned from working on these massive brands— like how to talk about mental health at work, how to build a personal brand, and how to negotiate a raise before you even get the job. Find more Boz badassery in her book, here: https://www.penguinrandomhouse.com/books/688798/the-urgent-life-by-bozoma-saint-john/

If you're slammed at work, you might think that you don't have time for your health. But, as multi-hyphenate Gabby Reece will tell you, taking good care of yourself doesn't have to be time-consuming or complicated. Today, Nicole sits down with Gabby to get her take on some trendy wellness fads and health hacks anyone can try at home. Find Gabby's podcast and health resources here: https://www.gabriellereece.com/

Money Rehabbers: have you listened to Help Wanted (Nicole's podcast with Entrepreneur editor in chief Jason Feifer) yet? If not, we gotchu! Today, enjoy this special episode of Help Wanted, where the caller who needs help is... Nicole. If you love it, subscribe to Help Wanted here: https://link.chtbl.com/85RcT5bT

Fellow tax procrastinators, if you haven't filed your taxes yet, Nicole answers all of your questions, including: do I reeeeally have to? Plus, a reprise of one of our all-time favorite interviews with the sweetest former auditor you ever did see.

It's time for our weekly vibe check on the economy, and today we're getting nerdy. Nicole breaks down recent unemployment numbers, consumer confidence numbers and inflation numbers to tell the bigger story of what you (and your wallet) can expect in the coming months.

Today, Nicole is joined by Sona Movsesian, cohost of the podcast Conan O'Brien Needs a Friend, Conan O’Brien’s longtime assistant and New York Times bestselling author. This conversation has a little bit of everything: pranks involving unlikely celebrities, a Human Centipede reference and thoughtful advice on how to take advantage of the opportunities in your work. Find Sona's book here: https://www.penguinrandomhouse.com/books/675609/the-worlds-worst-assistant-by-sona-movsesian/

Supreme Court Justice Clarence Thomas made headlines when it was revealed that he had not disclosed his luxury vacations with Republican donor Harlan Crow. But this is just the tip of the conflict of interest iceberg for the Supreme Court. Nicole breaks down the truly shocking ethical blindspot woven into America's legal system and how it affects our rights. Check out where your representatives are investing here: https://efdsearch.senate.gov/search/home/

When Daniella Pierson, at 23, pitched her newsletter The Newsette for VC funding she was "laughed out of the room." Cut to the present: she still owns nearly 100% of the company— which, by the way, is currently valued at over $200 million. Daniella joins Nicole to talk about how she scaled her company, her gutsy pitch to Diane von Fürstenberg and lessons from sales "survival mode." Net-net, remember: the next time you're disappointed with an outcome at work, hang in there: that disappointment might just turn into nine figures. Check out The Newsette here: https://thenewsette.com/

That's right: Lorilyn Wilson is our new favorite CPA who makes taxes *actually* kinda fun. Nicole holds nothing back and asks all the burning tax questions people are normally too scared to ask: How can I get the most back on my tax refund? Are there any new tax credits this year I can benefit from? If I'm a business owner, can I deduct my clothes? If I mess up my tax return... will I go to jail? It's going down! Learn more about Lorilyn here: https://www.linkedin.com/in/lorilynacrum/

T-2 weeks-ish until Tax Day. How we celebrating? By freaking out over the idea of getting audited? Not anymore! Nicole shares her top tips for a squeaky clean tax return.

Go-chella or no-chella? Nicole breaks down how much seeing the biggest names in music— and more importantly, posing in front of the ferris wheel— really costs.

Last week, the biggest bank you've never heard of (First Citizens Bank) purchased what was left of the fallen SVB. The purchase is part of First Citizens' pretty brilliant business model of buying collapsed banks. Why is it smart to buy a bank that's failed? Nicole explains. Listen to Trade Like Einstein here: https://link.chtbl.com/63Zpqkvs

Nicole has always opted for slow-and-steady investing versus hyped-up, get-rich-quick trading. But, there are trading strategies that are more calculated, and can almost act as an insurance policy against risk of losses. To give us the masterclass on these strategies and more is investing expert Dominique Broadway. Love Dominique? Yeah, us too. Listen to her podcast, We Have Options, here: https://link.chtbl.com/fQyPEoCd All investment and trading strategies involve risk of loss. The content you hear on this podcast is for entertainment and education purposes only and does not constitute financial advice by our hosts or by Money News Network.

It's been a wild week on Wall Street and it's only Wednesday. Nicole brings you three ginormous stories dominating the financial news cycle, that reach from drugs to a bag of rocks masquerading as nickel to a Binance Compliance Officer with a dubious point of view: "I HAZ NO CONFIDENCE."