Money Rehab with Nicole Lapin

Nicole decodes the latest Fed meeting and what it means for your savings account.

Nicole catches you up on the biggest headlines of the week (so far), including the breaking story that might be the biggest corporate fraud... ever.

Spoiler alert: this topic isn't sexy, but it is extremely important.

Nicole unpacks the Taylor Swift vs. Ticketmaster drama, and how it will affect the next concert you try to see (even if you're not a Swiftie). Plus, by the end of this episode, you'll learn how to see the biggest live events for free! Our favorite price. Here's the magic site Nicole mentions in the show: https://1iota.com/

If you prioritize shopping at stores that have stellar return policies, and skip the ones that don’t, you give yourself insurance on the purchases that give "Instagram versus Reality" vibes. Nicole breaks down the stores that ace their return policies and the ones that flunk. You can find the credit card perk Money Rehab episode Nicole references here: https://link.chtbl.com/gnFzyzt2

Nicole demystifies this week's financial headlines and reveals the impact on your wallet. Today, it's all about Elon Musk's 420 lawsuit debacle, and whether the United States' debt problem can be solved with a trillion dollar coin.

To buy or to lease a car, that is the question Nicole answers in today's episode. Plus, WTF Elon? Nicole explains why Elon Musk slashed Tesla prices.

We've talked a lot about inflation on Money Rehab; but we haven't yet covered how US trade policy affects inflation. To dig into this topic, Nicole sits down with Fred P. Hochberg, who served as the Chairman and President of the Export–Import Bank of the United States under President Obama. Nicole and Fred talk about the role of the most important bank you’ve never heard of, Trump-era tariffs and the China of it all. To read more about Fred, and find his book on trade, click here: https://www.fredphochberg.com/ To learn more about the Export–Import Bank (including how to get $$$), click here: https://www.exim.gov/

From foreign leaders ghosting Davos to Tesla facing an angry mob, Nicole demystifies the biggest headlines of the week and teaches you how the current news cycle will affect your finances.

Have you ever had an online shopping order never arrive? If that happens to you, you know you'll need to speak to manager about getting a refund... but you don't really want to pull a Karen. You're in luck! There are credit cards that will do the Karening for you. Nicole fills you in.

This episode originally aired on June 4th, 2021. Nicole is joined by Arlan Hamilton, the founder and managing partner of Backstage Capital: a venture capital fund that invests in underestimated founders, including women, people of color, and members of the LGBTQ+ community. She talks with Nicole about hating the “Homeless to Harvard” headlines written about her early on in her career… until she started embracing the label, and skyrocketed to success.

Brandi Glanville survived a divorce that will go down in the Hall of Fame of nasty divorces. Despite it almost destroying her financially and emotionally, she came out the other side and has advice that anyone who values their financial freedom needs to hear. Today, she shares that advice with Nicole. Plus, for all the Housewives fans: Brandi reveals who she thinks is the next Jen Shah.

It's expensive to be poor. That's what Hill Harper— actor, author, financial literacy advocate, and fan-favorite Money Rehab guest—has found in his ongoing mission to end the wealth gap. Hill joins Nicole to share how blockchain might democratize pathways to wealth for marginalized communities, and how the private sector can step up. Plus, he gives a tip for improving your investing strategy that you can use today.

Nicole explains the biggest financial news of the week: decoding the debt ceiling, and the latest on inflation. Then, she tells you how these headlines will affect the markets, and therefore, your investments and retirement accounts.

A down payment on a home will probably be the biggest transaction you’ll ever make in your life… and if you’ve been diligent about contributing to your 401(k), you might be tempted to fund your down payment from that nest egg. It's allowed, but comes with strings attached. Nicole explains the 411 on using a 401(k) to buy your dream home.

ET(F) phone home? It may sound too sci-fi, but robo-investing can help you meet your financial goals— and, at a fraction of the cost of working with a human advisor. Today, Nicole explains why we should all lean into robots. To find the best investing app for you, click here: https://link.chtbl.com/5JRVPwmO

With the housing market so bananas right now, it's time to phone a friend. Enter real estate expert and former Real Housewives of New York star Kelly Killoren Bensimon; Kelly tells Nicole all the do's and don'ts of navigating this market, whether you're looking at an investing property, or trying to beat out competitors with a stellar rental application. Plus, you've heard of the boomerang employee (the employee who leaves a job and later comes back), but have you heard of the boomerang (Real) Housewife? Might Kelly be next? Nicole asks Kelly whether she'd join the cast of Real Housewives of New York: Legacy. RHONY fans will not want to miss her answer!

World-renowned economist Nouriel Roubini was given the nickname “Dr. Doom” after voicing his concerns on the housing market… right before the housing crash in ’08. As it turned out, he wasn’t fear-mongering, he was just paying attention. While he doesn’t like this nickname, on today's episode, Nouriel tells Nicole that a little doom-and-gloom isn’t a bad thing; if you expect the worst and hope for the best, you can protect your finances from major downturns. In this episode, he tells Nicole how to do that in the face of the current financial landscape. Plus, Nouriel slams crypto so emphatically that even the most passionate crypto bros might start second-guessing themselves. You can find Nouriel's latest book, Megathreats, here: https://nourielroubini.com/books-op-eds/

Are you one of the 66% of Americans making a New Year's Resolution for your financial life? If so— welcome to the party. Despite the doom-and-gloom vibe of the economy, 2023 can be the most enriching year yet, *if* you make the right money moves. Nicole breaks down the resolutions you should set— and more importantly, how to keep them.

Did you miss us? If so, you’re in luck. Here’s the latest Money Rehab forecast (and spoiler alert: it’s sunny)! To listen to Help Wanted, click here: https://link.chtbl.com/85RcT5bT?sid=HW

We're celebrating episode 400 with a montage, five foundational tips for getting your financial life together, and an announcement. As promised, here are all the links you need to get it together and get it all: Nicole's 3x/week newsletter with Bulletin: https://nicolelapin.bulletin.com/ Nicole's Instagram: https://www.instagram.com/nicolelapin/?hl=en Money Rehab episode on emergency funds: https://link.chtbl.com/SUpWck8O Episode on glowing up your credit score: https://link.chtbl.com/LacSGerr Episode on Index Funds and chilling: https://link.chtbl.com/boVOscLa Episode on I Bonds: https://link.chtbl.com/xPywOgyB Episode on Roth IRAs: https://link.chtbl.com/oa5sZDsb

Have you ever wondered how much money your favorite artist is getting from you listening to their song on repeat? This episode, Nicole talks about the monetization of music with Troy Carter. Plus, not only can Troy pick artists to invest in, he also has an eye for emerging companies. Nicole asks him about his work as an angel investor, and what lessons he’s learned that we can apply to our own investments.

Money is power; while not having money can bring feelings powerless. This shows up in toxic or abusive relationships when one person— maybe a romantic partner, or even a friend or family member— uses that power as a force of control. This episode is all about how to recognize, and overcome, financial abuse. To help us understand this topic, Nicole talks to two experts Gail Tiburzi Buck and Rebecca Oppenheim of NextOPP Search— an executive search firm that donates career coaching to a survivor of domestic violence for every candidate hired: Hire One Help One. To read more about Gail and Rebecca's work, click here: https://www.nextoppsearch.com If you or a loved one is in an abusive relationship and needs help, click here: https://www.thehotline.org

Today Will Lansing, CEO of FICO, joins Nicole to cover a controversial topic: should credit scores appear on dating apps? Nicole and Will say yes. If Chase Bank doesn't trust your boyfriend, should you?

We are bullish on money tips (duh!), and when it comes to financial literacy, we say: the more, the merrier. That’s why Nicole highly encourages all Money Rehabbers to have their own financial advisor. And to help you find one that’s the perfect fit for you, Nicoel sits down with Josh Brown— aka the Reformed Broker— who, like us, thinks everyone should have a financial advisor. Check out Nicole’s script for interviewing a financial advisor here: https://nicolelapin.bulletin.com/your-script-for-interviewing-a-financial-advisor/

Nigel Travis (former CEO of Dunkin' Brands, current business expert) gives a masterclass on franchising: how to become a franchisee, the path to a profitable franchise, and why becoming a franchisee is the ultimate business kickstarter.

Today is all about the book biz. Nicole covers (pun always intended) everything she wishes she knew when she was putting her first book deal together: from advances, to agents, to *achem* verrrry similarly titled books. If imitation is the sincerest form of flattery, consider Nicole extremely flattered. To help her on this demystifying mission, Nicole is joined by the lovely Bethanne Patrick, literary critic for The Washington Post, The Los Angeles Times, The Boston Globe, The Atlantic, NPR, and the host of the new podcast Missing Pages. To listen to Missing Pages, click here: https://link.chtbl.com/M8oj-eXh?sid Check out Association of Authors' Representatives here: https://aaronline.wildapricot.org/

Maybe you're eligible for some student loan forgiveness (yay!), but didn't get all your debt covered (boo!), or maybe you weren't eligible for forgiveness at all (double boo); whatever your situation, if you have outstanding student loan debt, Nicole has some tips for you!

In honor of 401(k) Day, Nicole wants you to give yourself the gift of financial freedom in retirement. Today, she helps you figure out if a 401(k) is the right move to put you on that road to financial freedom.

David Rubenstein is co-Founder and Co-Chairman of The Carlyle Group, host of The David Rubenstein Show: Peer-to-Peer Conversations on Bloomberg TV and PBS, and a casual owner of the Magna Carta. In short, he is one of the GOATs of finance— and today, he joins Nicole to talk private equity. Check out David's latest book here: https://www.simonandschuster.com/books/How-to-Invest/David-M-Rubenstein/9781982190309

What happens when you can't find the product you want? Claudia Oshry and Ben Soffer would say: you make it. Claudia and Ben (the minds and married couple behind @girlwithnojob and @boywithnojob, respectively) do, in fact, have many jobs. Today, Nicole talks about one in particular: founder of the sparkling cocktail brand, Spritz Society. Claudia and Ben tell Nicole how they started this brand from their own needs as consumers, and what it has to do with a fateful bathroom experience. To learn more about Spritz Society, click here: https://www.spritzsociety.com/

The perfect gift doesn't exi....

However you celebrate Labor Day, you should plan on taking some time to score big on some of the holiday deals. Nicole shares the biggest bargains you can find right now!

From financial domination, to sex toys, to negotiating with a sugar daddy— Nicole and Weezy talk about all things at the intersection of sex and money. Plus, why experts on both or either, shouldn’t be underestimated. You can find more on all of Weezy’s projects here: https://www.instagram.com/weezywtf/?hl=en

Nicole breaks down whether you're eligible for student loan cancellation (you may be surprised!), how to claim your relief, and what effect this will have on the economy.

Quiet quitting is a work strategy that is taking social media by storm. Nicole explains the pro's and con's of quiet quitting, and how you can use it to achieve work-life balance, and your career goals. Plus, Nicole gives the actual definition (it may surprise you!).

Yes— in 2022, we still face weight discrimination at work. In fact, one study suggestions that for every 6 pounds an average American woman gains, her hourly pay drops 2%. To talk about weight bias in the workplace, Nicole is joined by Jessamyn Stanley— body positivity activist and entrepreneur. To learn more about Jessamyn, you can find her here: https://www.instagram.com/mynameisjessamyn/ For tips on how to talk to your HR department about bias-free performance reviews, read this: https://www.hrdconnect.com/2019/09/30/10-performance-review-biases-and-how-to-avoid-them/

We’ve all been there. You see a hoodie online and you want it— but it's $70 and that’s a little more than you're comfortable spending. Then you spot it. Just below the price: Pay four interest-free payments of $17.50. And you think “I have $17.50. That’s nothing.” We’ve all been there. And if you’ve clicked— don’t despair because Nicole is here to give you the good, the bad, and the ugly on all those companies offering buy now, pay later, zero interest plans.

In today's Change Maker episode, Nicole sits down with Elaine Welteroth— award-winning journalist, a TV host, the former editor in chief of Teen Vogue, the author of the New York Times bestseller "More Than Enough," and overall wonderful gem of a human. This conversation is jam-packed with stories we can all learn from: how Elaine's stoop wedding helped her and her hubs snag their dream house, how she took the leap to working for herself, and how she went from a scarcity mindset to an abundance mindset (spoiler alert: it involves bubblegum and vintage cars). We could all use Elaine's advice. Check out her column here find here: https://www.washingtonpost.com/people/elaine-welteroth/

Can you really make some extra $$$ by selling the clothes in the back of your closet? That's what Nicole sets to find out in today's episode with Rati Sahi Levesque, Co-CEO at the luxury consignment store The RealReal. Nicole and Rati talk about the business of fashion, how clothing can be an investment, and whether the brand is on the path to profitability.

Hot Girl Lawsuit? Megan Thee Stallion is seeking $1 million in relief from her Houston-based record label 1501. With artists selling their catalogs, and highly publicized legal disputes between artists and their biz partners— think Kesha versus Dr. Luke and Taylor Swift versus Scooter Braun— this story is an interesting case study in the music industry, a master class on lawsuits, and an important reminder to do your homework before signing a contract. Nicole explains. To learn more about the lawsuit, check out: https://people.com/music/megan-thee-stallion-demands-1-million-from-record-label/ https://www.rollingstone.com/music/music-news/megan-thee-stallion-1501-label-1234579282/

Research shows families are anticipating spending more on back to school shopping this year— but you don't have to. Nicole shares five ways to save big.

Sure, Vegas is a fun wedding destination — but celebrity royalty could get married anywhere in the whole wide world. Why is Vegas so popular? The reasoning actually has a money trail. Nicole explains.

What are earnings, and why should we care? Nicole explains with Lyft co-founder and President, John Zimmer. Plus, Lyft’s origin story (and original name!).

TikTok feels like a black box to a lot of people, us included! Today, we’re demystifying some questions around the platform— specifically, how to make a career out of it, with TikTok star Delaney Rowe. Get ready for your new favorite place on the internet, and check out Delaney's TikTok: https://www.tiktok.com/@delaneysayshello

In the second part of her conversation with Nicole, entrepreneur Lisa Bilyeu shares how she and her husband made the decision not to have kids, and how you can make this decision for yourself.

Lisa Bilyeu (co-founder, Quest Nutrition) talks to Nicole about how to set goals without the BS, how she monetized a production fail and why we don't need to shy away from the word “housewife.”

Ever wish the companies you invested in got report cards? Your wish has been granted! Nicole explains.

Sofia Franklyn (the host of Sofia with an F podcast, co-founder of Call Her Daddy, overall GOAT) is on the show to talk about why she walked away from Call Her Daddy; famously, before her former co-host cut a $60 million deal at Spotify. In this era of the Great Resignation, we are more empowered than ever to understand— and ask for— our worth. Sofia tells you how. Plus, how to get the best ROI on your bae (Birkin anyone?!).

This week, the U.S. Senate passed the Inflation Reduction Act. If you grew up on Schoolhouse Rock, you’ll know that next the bill goes to the U.S. House. Because the House is controlled by the Democrats, it is expected to pass at the end of this week. President Biden would then sign the bill into law, likely late this week or next week. So WTF is the Inflation Reduction Act— and more importantly, how will it affect you? Nicole explains.