Money Rehab with Nicole Lapin

We're nearing Federal Tax Day... which, we can all agree is the worst national holiday these 50 states have to offer. But regardless, we have to celebrate by submitting our tax returns. If you're a small business, don't miss these five tax hacks!

If you know Nicole, you know she loves to Index Fund and Chill. As it turns out, so does the investing GOAT Warren Buffett. Here's how to invest like them.

The same day the FDIC swooped in and did damage-control with Silicon Valley Bank, regulators also shut down Signature Bank. But according to Signature Bank, they didn't need to close their doors. Nicole shares both sides of the story.

Imagining a scenario in which you get laid off is not a fun thought exercise. We all want to have job security, and it’s stressful to think that we might not. But the worst-case scenario is that you get laid off and it takes you completely by surprise. A better scenario (although still a sucky one), is to get laid off, but be prepared to chase your next opportunity. Today, Nicole shares six signs that your company might be announcing layoffs.

Nicole breaks down the biggest headlines (so far) this week on Wall Street, including: the latest on the banking crisis, UBS' ginormous acquisition of Credit Suisse (aka Credit Sus) and all things interest rates.

We know a safe investment isn't as sexy as a startup with the potential to go to the moon. But say that startup ends up being a... Silicon Valley Bank. Slow and steady doesn't sound so bad now, does it? Listen in for Nicole's picks for a safe investment that won't have your stomach in knots.

Social media apps (first Twitter, now Meta) are testing a premium offering where users can pay to have their accounts verified, signified by the infamous blue check. This may seem like no big deal, but it actually represents a big shift: Meta's newest revenue stream is us.

In the wake of SVB's destruction this week, economic anxiety is high. So now more than ever, it's important to have perspective. Today, Nicole joins Nely Galán on her podcast Money Maker, to unpack the financial trauma they carry from their childhood, and describe the mindset we need to navigate challenging financial times. Click here to catch up on Money Maker: https://link.chtbl.com/_9U0OQh1?sid=MM

Right now, a lot of people are turning to industry insiders for answers on SVB’s crash, but the people who we really should be listening to now, are the SVB insiders, the employees. So today’s guest is a SVB employee— or, was, until the bank dissolved. She shares what it felt like to be inside the company as it fell apart, what questions she still has, and a perspective on SVB we didn't expect.

Investing/trading nerds: Nicole is about to introduce you to your new favorite podcast. Last week, MNN launched another A+ podcast, if we say so ourselves. It’s called Trade Like Einstein, hosted by Peter Tuchman— aka “the Einstein of Wall Street.” Peter is a broker on the New York Stock Exchange, and on his podcast, he’s bringing you updates on market trends and what they mean for your investing or trading strategy. Today, Peter shares what it was like watching SVB crumble from the floor of the stock exchange. Subscribe to Peter's show here: https://link.chtbl.com/63Zpqkvs

Today, Nicole is looking at SVB through two lenses: a historical perspective that explores how similar SVB's story really is to the '08 crash and the painfully immediate perspective from someone who's still in the trenches of the battle of the banks, trying to extract her businesses' funds. To read more about obé Fitness, click here: https://obefitness.com/

The downfall of Silicon Valley Bank, or SVB, marks the biggest failure in the banking system since 2008. Here's what happened, why, and what’s to come.

In Nicole's experience, networking and building relationships has been the single most valuable resource for her career. But let's be honest: networking is hard, and not always fun. That's where Jon Levy comes in. Jon is a behavioral scientist specializing in connection, and today he tells Nicole science-backed hacks for successful relationship-building.

Last month, a toxic cloud hung over Ohio. Reports have focused on the chemical reactions that led this to take place… but the real origin of this event isn’t chemical, it’s financial. Today, Nicole explains what happened, and what it has to do with the railroad industry.

Nicole breaks down the biggest headlines (so far) this week on Wall Street, including: the breaking updates on interest rates, the latest crypto company to crack, Stripe's unusual fundraising round and how Elon Musk's unlikely strategy with Amazon is backfiring.

Historically, the price of gold has increased during times of economic crisis. The natural questions are: why? And, how? As in: if gold is a good investment, how do I get in on it? Rest assured, you do not need to carry gold bars around. Nicole explains the best way to invest in the asset— and it's much easier than you might think!

There's a wealth of advice out there for homebuyers. But what about sellers? Nicole sits down with Jon Grauman of Netflix's Buying Beverly Hills to talk through how to avoid the most common mistakes people make when selling their house. Plus, Jon answers a question that has been nagging at homeowners: are we nearing the end of the seller's market?

After 26 (!) seasons, Cheryl Burke announced in November that she would be retiring from Dancing with the Stars. If you're asking "what is she doing next?" You might be asking the wrong question. In this conversation, she explains why. Plus, Nicole asks Cheryl to how much DWTS pros and celebs get paid and spoiler alert: the rumored numbers are way, way off.

On Money Rehab, you’ve heard from the smartest business minds running profitable businesses (and you’re welcome for that). You’ve heard from executives at Lyft, FICO, The Carlyle Group and many more… but today, Nicole is doing something different. She's sitting down with one of the smartest minds running a nonprofit business: Sal Khan of Khan Academy— the hugely popular, and free, online learning platform. If there’s a cause you’re passionate about and are thinking about starting a nonprofit, Sal’s story is the best masterclass.

Nicole welcomes the newest member of the Money News Network podcast fam, "Money Maker | Mi Mundo Rico" with Nely Galán. Money Maker is the podcast for everyone with untapped greatness who just needs the tools to take flight. New York Times bestselling author and business mogul Nely Galán brings her hard-won business advice and interviews with other self-made gurus ready to pass the baton to the next success story. With the goal of reaching listeners who have traditionally been denied a seat at the table, Nely tapes weekly episodes in English and in Spanish. Never miss an episode and subscribe to Money Maker here: https://link.chtbl.com/_9U0OQh1?sid=MM

We know that the Fed sets interest rates... but it's not the interest rate you'll pay for a mortgage. To unpack what it really means, and what it means for you, Nicole calls up a friend of the show: Dr. Uncertainty (Dr. Richard Smith). Plus, Dr. Smith shares his predictions for where interest rates will land in 2023.

For a while, you couldn't scroll Instagram without seeing an update on the student loan moratorium. And now... crickets. But there's still a lot going on behind the scenes. Today, Nicole catches you up; and for those of you who do have student loans, Nicole outlines what you need to do now.

Today marks the one-year anniversary of Russia’s invasion of Ukraine. In this episode, Nicole sits down with Maks Chmerkovskiy, who was in Ukraine when the war broke out. Before February 2022, Maks was known as a Ukrainian-born, fan-favorite Dancing with the Stars alum… but when he was stuck in Ukraine following the breakout of the war, he became the window into the conflict for many of us in America. He tells Nicole what it was like fleeing the country, and what we can do now to help the people who couldn't leave. To learn more about Maks' aid work, click here: https://www.instagram.com/baranova27/ To learn more about Bethenny Frankel's aid work Maks references, click here: https://bethenny.com/bstrong

On February 24th of last year, Russia invaded Ukraine. So a year later, where are we? No one has won the war, that much is certain. But is someone winning? You don’t need Money Rehab to know that money is often the most significant weapon in any conflict. So, who is winning on the economic battlefield? Nicole follows the numbers.

Nicole unpacks the biggest headlines of the week (so far) that will affect your wallet. This week, she's covering a Supreme Court case that will decide the future of the internet, game-changing national debt predictions, suspicious Binance reports, and more. For those of us who dunked on the crypto bros (IYKYK): https://moneynewsnetwork.com/shop/

Cash as a tool for saving sounds counterintuitive, no? Just listen. Stephanie Ruhle is a GOAT in the broadcast journalism space. She is the Host of 11th Hour on MSNBC and Senior Business Analyst for NBC News, and just overall a big deal. Today, she shares a wealth of career and finance advice: how to advance your career using your specific strengths, her big career regret you can learn from, and, yes, how she has recently used cash to actually *save* money.

Nicole gives a masterclass on negotiating in three acts: negotiating with your bank, your landlord and your boss. In each act, she gives you specific strategies and talking points for each scenario. Plus, at the very end of the episode, Nicole shares her golden negotiating tip for every situation. Ramit's full episode here: https://link.chtbl.com/4RL3Zp-g Landlord negotiation episode here: https://link.chtbl.com/VqaWmaQH How to ask for a raise episode here: https://link.chtbl.com/-N70byah

This is the story of Charlie Jarvice, founder of Frank, the a student-aid platform designed to help students apply for federal student aid. Charlie sold her company to JP Morgan for $175 million. But the sale was predicated on a big lie. Nicole unpacks the twisted story, what it means for your data, and how student aid applicants can find (legit) resources. FAFSA Resources: https://studentaid.gov/apply-for-aid/fafsa/filling-out https://studentaid.gov/es/apply-for-aid/fafsa/filling-out https://www.youtube.com/watch?v=9apxxQrx-WY

Why talk about prenups so close to Valentine's Day? Because prenups aren't the un-romantic, love-squashing contract you think they are. Prenups can actually make your relationship stronger, *if* you have the right kind of conversation. Today, Nicole shows you how.

Microsoft, stop trying to make fetch happen. Nicole gives you the download on the biggest news coming out of Wall Street, so you can make your finances benefit from the headlines.

On today's special Valentine's Day episode, Nicole is joined by Jim McCann, Founder & Chairman at 1-800 Flowers.com. After this conversation, you'll never see flowers the same, and you'll definitely stop and smell the roses— we guarantee it. Plus, Jim has the best tip around saving on Valentine's Day we've ever heard. You can't afford to miss this one!

Nicole used to have to explain to people why they needed an emergency fund; but after the pandemic and recent natural disasters... we get it. But even though most people know they need an emergency fund, there are still some question marks around how much they need, or the best way to save. Nicole explains all. Plus, she teaches you how to find free money.

There are many funds in the financial world. We’ve talked about index funds, mutual funds, hedge funds, exchange-traded funds… and believe it or not, there’s more. Today, Nicole sits down with financial expert and author Ramit Sethi to talk about a new addition to the fund family: target date funds. For more Ramit, check out: https://www.iwillteachyoutoberich.com/

Nicole goes beyond the typical budgeting advice, and brings you four pro tips for getting that debt monkey off of your back.

Sorry for the pun, we had to. Nicole breaks down the biggest headlines on Wall Street this week— from egg prices, to the latest job numbers and beyond— and tells you how the latest news in the financial world will affect your wallet.

While Brad Pitt and Angelina Jolie's separation is, frankly, not relatable— there are some lessons from their story that can help anyone going through a divorce protect their financial health. Nicole tells the story and shares those lessons.

We are in the thick of earnings seasons, which means public companies are showing their financial report cards for the past quarter. Nicole shares the three most important metrics investors need to watch in order to pick winning investments during this financial szn.

Nicole decodes the latest Fed meeting and what it means for your savings account.

Nicole catches you up on the biggest headlines of the week (so far), including the breaking story that might be the biggest corporate fraud... ever.

Spoiler alert: this topic isn't sexy, but it is extremely important.

Nicole unpacks the Taylor Swift vs. Ticketmaster drama, and how it will affect the next concert you try to see (even if you're not a Swiftie). Plus, by the end of this episode, you'll learn how to see the biggest live events for free! Our favorite price. Here's the magic site Nicole mentions in the show: https://1iota.com/

If you prioritize shopping at stores that have stellar return policies, and skip the ones that don’t, you give yourself insurance on the purchases that give "Instagram versus Reality" vibes. Nicole breaks down the stores that ace their return policies and the ones that flunk. You can find the credit card perk Money Rehab episode Nicole references here: https://link.chtbl.com/gnFzyzt2

Nicole demystifies this week's financial headlines and reveals the impact on your wallet. Today, it's all about Elon Musk's 420 lawsuit debacle, and whether the United States' debt problem can be solved with a trillion dollar coin.

To buy or to lease a car, that is the question Nicole answers in today's episode. Plus, WTF Elon? Nicole explains why Elon Musk slashed Tesla prices.

We've talked a lot about inflation on Money Rehab; but we haven't yet covered how US trade policy affects inflation. To dig into this topic, Nicole sits down with Fred P. Hochberg, who served as the Chairman and President of the Export–Import Bank of the United States under President Obama. Nicole and Fred talk about the role of the most important bank you’ve never heard of, Trump-era tariffs and the China of it all. To read more about Fred, and find his book on trade, click here: https://www.fredphochberg.com/ To learn more about the Export–Import Bank (including how to get $$$), click here: https://www.exim.gov/

From foreign leaders ghosting Davos to Tesla facing an angry mob, Nicole demystifies the biggest headlines of the week and teaches you how the current news cycle will affect your finances.

Have you ever had an online shopping order never arrive? If that happens to you, you know you'll need to speak to manager about getting a refund... but you don't really want to pull a Karen. You're in luck! There are credit cards that will do the Karening for you. Nicole fills you in.

This episode originally aired on June 4th, 2021. Nicole is joined by Arlan Hamilton, the founder and managing partner of Backstage Capital: a venture capital fund that invests in underestimated founders, including women, people of color, and members of the LGBTQ+ community. She talks with Nicole about hating the “Homeless to Harvard” headlines written about her early on in her career… until she started embracing the label, and skyrocketed to success.

Brandi Glanville survived a divorce that will go down in the Hall of Fame of nasty divorces. Despite it almost destroying her financially and emotionally, she came out the other side and has advice that anyone who values their financial freedom needs to hear. Today, she shares that advice with Nicole. Plus, for all the Housewives fans: Brandi reveals who she thinks is the next Jen Shah.

It's expensive to be poor. That's what Hill Harper— actor, author, financial literacy advocate, and fan-favorite Money Rehab guest—has found in his ongoing mission to end the wealth gap. Hill joins Nicole to share how blockchain might democratize pathways to wealth for marginalized communities, and how the private sector can step up. Plus, he gives a tip for improving your investing strategy that you can use today.