Money Rehab with Nicole Lapin

You’ve probably seen the headlines that inflation is over 7% for the first time in decades. Is that… terrible? Today, Nicole shares what this actually means for you, your bottom line, and how to deal. See omnystudio.com/listener for privacy information.

Nicole has said many times that housing is an unpredictable investment… but there is an exception to every rule. So, yes, it is possible to make a profit when selling your house. Today, Nicole tells you how. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Happy International Women’s Day! To celebrate, Nicole unpacks the origins of the wage gap and explains how all of us, regardless of gender, can and should make a difference. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Not all influencers are transparent about their deals or their marketing tactics. In fact, there is a lot of BS that goes down in influencer-dom, and that BS can hurt you, and your bottom line. Today, Nicole unpacks three social media marketing tricks that you should watch out for. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Payal, founder of the health app ClassPass, is brilliant— and a perfect example of a founder who keeps it real. Payal doesn’t hide the fact that it took some work to evolve ClassPass into the huge success it is today. In fact, as she tells Nicole, that’s something to be proud of. Nicole gets this lesson and more from Payal in today’s episode.

Let’s set the scene. You just toured four apartments with a broker. It’s the end of the day and you’re tired. You liked all of the apartments, but weren’t crazy about any of them. Then, your broker says: “Actually, there’s just one last apartment I want to show you.” And then, all of a sudden, you’re there. In your dream apartment. There’s just one tiny detail: it’s out of your budget. Sound familiar? That’s what one of our producers Mike is going through now. Today, Nicole helps him make his next move (literally).

When you think of Perez Hilton, you probably think of his famous and sometimes infamous blog. Whether you live for the drama or have some hesitations about the business of personal business, you can’t argue the fact that Perez has been successful in building an online empire. But despite Perez’ success, he’s struggled financially. Today, Nicole talks to Perez about how he got into, and out of, his bankruptcy— plus, what he’s up to now.

Compound interest is what people are talking about when they tell you to “make your money work for you.” Focusing more on making money than coupon clipping is important, but making that money make you even more money is what separates the rich from the super rich. It’s truly the secret to growing wealth overtime by doing pretty much nothing. Today, Nicole puts that secret out in the open. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Toxic people suck up your precious time (well, they just suck, too). And as Nicole has said before: time is your most valuable asset. You can make more money; you can’t make more time. The more protective you are of how to spend it, the stronger your community will be and you will be stronger as a result. Today, Nicole shares five surefire ways to tell if someone is polluting your life. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Last month, married couple Ilya Lichtenstein and Heather Morgan were arrested and charged with conspiracy to launder just under 120,000 bitcoins that were stolen in a 2016 hack. This is the story our Bitcoin Thieves deep dive has been building toward… it’s time to talk about Razzlekhan. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

When miners add a new block to the cryptocurrency blockchain, they are rewarded with the transaction fees associated with that block. But where do those transaction fees come from? You. Today, Nicole explains. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

When you hear cryptocurrency explained, you’ll hear it’s “decentralized.” But what the heck does that even mean? It’s a complex topic; and to get to the heart of how it works, Nicole explains how cryptocurrency is made. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Yesterday Nicole unpacked the major complaints with the current currency system that made some people feel like we need a complete overhaul. Today, she explains how crypto founders sought to address those problems with cryptocurrency. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You probably saw the headlines that a married couple was arrested for a money-laundering scheme involving billions of dollars of cryptocurrency. To really understand the full cuckoo-bananas-nature of this story, we’re going to need to go back to the beginning— the very beginning; the origin story of crypto itself. In each episode this week, Nicole is going to take us through the money trail, leading us to Friday’s episode, where we get to these Bitcoin bozos once and for all. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

When it comes to financial advisors and apps, there are so many choices. But which one is the best one for you? Today, Nicole and Joe Saul-Sehy (host of The Stacking Benjamins Show) decode the differences between financial apps, and how to choose which is best for you. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com See omnystudio.com/listener for privacy information.

As you know Money Rehab is a no-jargon zone. But the fact is, some financial jargon makes bad money moves sound like good ones (overdraft protection, anyone)? Today, Nicole demystifies these terms with Joe Saul-Sehy, host of The Stacking Benjamins Show. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today’s Money Rehabber has had some major wins and huge losses by making risky investments. Now he just wants to know: can I (and should I) be more boring with my investing choices? Today, Nicole focuses on helping this listener make his financial rollercoaster a little less bumpy.

Yeah, you heard us. Today we hear from some of Nicole's friends and collaborators about the kind of advice Nicole gives. It’s not… nice, per se. But it is kind. In this episode, Nicole explains the difference. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Yes, you are your most important Valentine. Always have been, always will be. Listen to this episode to learn the simple thing Nicole does to commit to herself and her goals— and give it a try! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Not only is Devon Kennard the linebacker for the Arizona Cardinals, but he’s also a philanthropist, real estate investor, soon-to-be financial author and now, Money Rehabber! Listen up for his real estate hacks, tips for negotiating contracts, and more. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Here are Nicole’s five biggest tips around doing Valentine’s Day the right way— and that’s the right way for your partner, and also for your bank account. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Studies have shown that having just one extra hour in a workday was worth $500 to most people, with some placing that number even higher. So what’s your time worth to you? If minutes are money, here are four ways you can spend your most valuable asset wisely. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Ugh. You’re in a work lull. A rut. And you think the best way to get out of said rut is to go back to school. Sounds familiar, right? Want a financial expert’s opinion? Nicole’s got you covered! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today Nicole shares how to make some serious dough from the beautiful force of dividends. Tune in to get your $! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In the last two episodes, Nicole has focused on call options. Today, Nicole unpacks put options: the option to sell a share at a certain price. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We know— call options are pretty confusing. Today, Nicole digs deeper into the concept and walks us through different hypothetical scenarios and outcomes. You’ll be an option pro after today’s episode! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Options are pretty much what they sound like: the option to buy a stock or commodity at a certain price in the future. Are they for you? Tune in to today’s episode to find out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Someone out there is having a money mindf*ck kind of a day and needs to hear this. To learn more about Miss Independent, click here: https://nicolelapin.com/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you get your news from TikTok (no shade!), you might think that being in crypto automatically means you live a rich and lavish lifestyle. But is the crypto life really that sweet IRL? Well, today, the Monday Rehab hostess herself shares a story about a date she had with a crypto founder that… wasn’t all that dreamy. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you have debt in collections, you are not powerless. You have rights that need to be observed and respected—and in today’s episode, Nicole tells you what they are. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you’re having problems with your health, the last thing you should have to deal with is financial stress. And yet it does happen. If it happens to you, here’s what you should do. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Eve Rodsky (author of Fair Play and Find Your Unicorn Space) joins Nicole to talk about how the wage gap doesn’t stop at work; there’s unequal distribution at home, with women being the “she-fault” parent, taking on emotional labor and invisible work.

The Name's Bond. Financial, Bond. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today, Nicole is bringing sexy back to financial bonds. Because, seriously, someone needs to stick up for poor bonds! They’ve gotten such a bad rap. We know that everyone thinks bonds are boring when compared to other investments…but the truth is that bonds are just less risky compared to other investments. And what’s more exciting than knowing exactly how your money is going to grow? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Money Rehabber Jen put together this listener intervention for her bestie Chris, who is about to come into some inheritance. He’s thinking he’ll use that money to buy a house in cash… but should he? Today, Nicole steps in to help make the game plan.

Nicole’s said it before and she’s here to say it again: your most important asset isn’t money, it’s not even Dogecoin, it’s time. The good news is that if you’re in your twenties, you’re rich in time—but you’re going to need to use it wisely. Today’s episode, you’ll learn how to do exactly that.

Spoiler alert: productive people eat frogs. Intrigued? Listen up to hear the ways productive people get it together and get it all. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

… and how much will it help you in retirement? Listen to find out! Here’s the link for that sweet Social Security calculator Nicole references in the episode: https://www.ssa.gov/OACT/quickcalc/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We don’t need to be super financially savvy to know that $3 trillion is a big freakin’ number. Today, Nicole answers the questions: What does it mean that Apple’s broken this record… and how should it affect your investing decisions? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Even if you’re your own boss, you can’t get away from the dreaded “where do you see yourself in five years?” question. So… where do you see yourself in five years? Are you going to stick it out as CEO of your company? Or sell your business baby to a parent company? Today, Nicole is joined by Meghan Asha of Foundermade to talk over the many paths a founder can take.

With thousands of flights canceled over the holidays, people are wondering: is this going to come between me and my pina colada getaway?! Today, Nicole shares her savvy travel hacks to help during this time of canceled-flights-galore. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today, Nicole breaks down what’s causing the so-called “Great Resignation,” how it’s affecting industries, and whether you should join the bandwagon and quit your job right now. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

To help you decide whether you can handle cryptocurrency’s volatility, Nicole put together a fun quiz on today’s episode. Let’s play! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you’re game to invest in crypto, you may be wondering: how do I buy coins? Do I just go to the crypto store? All will be revealed today on Money Rehab! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

For Money Rehab’s 200th episode, Nicole discusses all things Venture Capital with Jesse Draper. If you want to figure out how to invest in companies that have a promising future, Jesse’s your gal! Or, if just hearing “Venture Capital” typically makes your eyes glaze over, Jesse will put the “fun” in Venture Capital Funds.

If buying a house is the right move for you, you’ll want to make sure to buy a house that is a good investment. In this episode, Nicole shares five things you should look for to find an appreciating property that your future self will appreciate. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Recently, a piece of digital real estate sold for 2.5 million dollars. Yep, we’re talking *digital* real estate here. Not literal ground you can touch or squish a picket fence into. This is land that only lives on the internet. How does this make any sense? Today, Nicole goes on an adventure into the metaverse. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

On Nicole’s second #TBT episode, she unpacks the Bernie Madoff scandal and answers questions like: how did Bernie Madoff pull off the biggest Ponzi Scheme on record? And how can we protect ourselves from the next big scam? As promised, here are: Investment Adviser Public Disclosure: https://adviserinfo.sec.gov/ Financial Industry Regulatory Authority’s(FINRA’s) BrokerCheck database: https://brokercheck.finra.org/

Happy 2022, Money Rehabbers! In this episode, Nicole shares tips for making your New Year’s Resolutions count. Here’s to a new year, new me (and you!), and a new (and improved!) financial life! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Happy freakin’ New Year's Eve everyone! 2021 was another rollercoaster of a year, but let’s embrace this day as the start of something new. Today, we revisit an episode on investing in your future. For the sake of your future self, listen up! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.