Money Rehab with Nicole Lapin

Love Is Blind stars Lauren and Cameron Hamilton join us this week to talk about their unlikely love story, what life was like when the cameras stopped rolling, and how to be successful business partners with your romantic partner.

Nicole dives into the ugly truth behind payday loan and check-cashing places… and explains why there really is one on every block. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Extra Special Guest (and Nicole's partner's mom) Soni retells what happened when Nicole inspired her to negotiate… well, just about everything. She also shares what can happen when you stand up for yourself, and why we should reconsider our stance on Karens. To be totally crystal-clear - we’re not talking about the version of “the Karen” that's been illustrated as a white woman who weaponizes her privilege to cause the BIPOC community harm. Today, we’re talking about the version of a Karen who walks around in platform flip-flops, who asks for the manager, and has THE haircut, you know, the Karen. That Karen… may not be all that bad. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Can you think of a LESS specific name than “Money Market Accounts?” We’ll wait… No, right? That’s what we thought. Today, Nicole breaks down what they are, who should be using them and why; as well as the hidden costs that can come with one of these financial tools. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In the second part of their conversation, Nicole talks with The Good Doctor star and The Black Wall Street founder Hill Harper about how he got into - and out of - six figures of student debt. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole dishes out the do’s and don’ts of refinancing your home… and if you’re thinking about a refi, this episode could save you thousands. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

In the conclusion of our 2-part episode on guardianships and conservatorships, Nicole dives into the most high-profile conservatorship case to date: that of Britney Jean Spears. Will it ever be possible to truly #FreeBritney? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Most people don’t know that in the blink of an eye, you could wind up in a situation where you have no control over your finances or bodily autonomy, and your every financial choice becomes a matter of public record. In the first of our two-part episode, Nicole unpacks the realities of guardianships and conservatorships: how to protect yourself long before there’s ever a need, who to choose as your trusted decision-maker, and why these can be powerful tools to protect a vulnerable loved one. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today, Nicole covers a range of scams… including one that tapped Money Rehab Producer Catherine Law’s checking account to the tune of $3000. Word to the wise: just because your checks have cute characters on them, it doesn’t mean you should take them lightly. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

This week’s change maker Arlan Hamilton is a venture capitalist investor. She’s the founder and managing partner of Backstage Capital, which invests in underestimated founders, including women, people of color, and LGBTQ+ folx. She talks with Nicole about hating the “Homeless to Harvard” headlines written about her early on in her career… until she started embracing the label, and skyrocketed to success.

Listener Sam just moved in with her boyfriend… and he’d rather she pay down her student loans than contribute to the mortgage. How can she feel like she’s on equal footing when he’s bearing the brunt of their living expenses? Nicole steps in to smooth things over.

How risk-tolerant are you? From 401k’s to the stock market, take our handy quiz and follow your gut when it comes to investments. Your instincts can help get you where you want to be, financially, in the long run. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole learns - the hard way - about the hidden costs of pet ownership. Dog moms and Cat dads, this is the episode for you. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We get the inside scoop from a microinfluencer - and the business mind behind him - on how they secure brand deals, get sponsorships, and make moola on TikTok. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Meet the guy who wants you to travel for free: The “Points Guy”, Brian Kelly. Discover the perks of points and how to maximize the value of cash back cards, airline miles and more. Plus, Brain covers the shocking (and costly) mishaps your card just might reimburse you for! Quick disclaimer: this episode is not for listeners who have a plastic problem because Brian Kelly *will* convince you to open up a new credit card. Have you been wondering how to get the most bang for your buck now that travel is reopening? Can you guess how many credit cards The Points Guy has? Listen to find out! Read more about Brian’s work here: https://thepointsguy.com/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.com See omnystudio.com/listener for privacy information.

How to pay less for peas, quit tossing your carrots, and really, truly, make meals for one. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Ever wonder how much being a contestant on The Bachelor is REALLY worth? In this financial confessions episode, Bachelor and Bachelor in Paradise Kendall Long (you know her as the one who does taxidermy in her spare time) shows us how multiple streams of income are the key to a lasting career - even for someone who never wanted to be an “influencer”.

A dream mentorship is hard to come by - especially when you’re cold emailing someone who’s successful and in-demand. But one brilliant listener not only caught Nicole’s eye after slipping into her DMs asking about mentorship… she also got a YES. If you’ve ever had the urge to contact your heroes and ask for a slice of their time, use listener Andrea’s tactics to get an enthusiastic response… and never, under ANY circumstances, use the phrase ‘pick your brain’.

Fashion mogul and denim maven Paige Adams-Gellar (yes, the creator of PAIGE jeans) discuss how she built her business by trusting her gut, literally working through trauma, and the power of asking for help.

From apps to rentals to *ahem* body parts, find out some of the unlikeliest ways to score some cash. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Crypto used to be confusing - but not anymore. In this episode, you’ll get the scoop on Dogecoin and why crypto is just like salt. Plus, Nicole answers the age-old question we’ve all had burning within us: “Dozh” or “Doggie”? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

A relationship with a financial advisor is exactly that - a relationship. Nicole unpacks why you shouldn’t jump into bed with just any advisor, what they can really do for you, and how to find “the one”. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole covers how much emergency fund you need based on your lifestyle and your job description, why one size doesn’t fit all, where to stash your cash.. and whether you need a doomsday bunker. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole catches up with Brit Morin, founder of Brit + Co and co-founder of Offline Ventures. They cover what it’s like to be romantic partners with your business partner, how to teach your kids how to save $$$ and which Silicon Valley strategies Brit uses at home. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole’s accountant says that the perks of running your own business are so good that EVERYONE should do it. Why? Listen to find out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole is joined by bankruptcy lawyer Todd Turoci to take an inside look at bankruptcy from start to finish, how to get debt collectors off your back and whether filing for bankruptcy is ever a “good thing.”

Let’s be real – when someone says “cap gains” we’re all just smiling and nodding. But not for long! Today, Nicole breaks down WTF are capital gains…. and how to make them your best friend. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Miscarriage leave is the kind of leave no one ever wants to have to take. But nevertheless, it’s the kind of leave that must exist. In today’s episode, Nicole opens up for the first time about her own miscarriage and sits down with writer Ayana Lage for a deep dive into the financial costs of miscarriage that no one is talking about. Sign Nicole’s miscarriage leave petition here: https://www.change.org/p/businesses-companies-need-to-have-miscarriage-leave Read Ayana’s piece here: https://www.washingtonpost.com/lifestyle/2019/12/11/hidden-financial-toll-having-miscarriage/ Find more of Ayana’s work here: https://ayanalage.com/ Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Star of DC comic's Arrow Katie Cassidy joins Nicole today to talk about making your own crypto, collecting and creating NFTs, and how a breakup over an art project can turn into a cash cow. Katie talks about the wise investments she’s made - and the times she missed out. You won’t want to miss this.

They say never to talk about religion and politics with your family… and you might as well add money to that list! But what if your dad is your accountant? Nicole catches up with previous Money Rehabber, as they discuss setting boundaries and knowing when it’s time to break away from the “free” help of a family member - which always comes at a cost. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole breaks down what contributes to your credit score in the first place - and how to boost it quickly and easily. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole debunks the myths around investing in real estate… as well as showing you how you *might* be able to make a not-so-quick buck. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Listener Angelica has some debts to pay off and wonders what’s more important: paying those debts down, or securing her future retirement? Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

CSI:NY and The Good Doctor star Hill Harper joins Nicole to talk about Black Wall Street, cryptocurrency, and the falling value of the American dollar.

Brave the awkwardness and get your money back - Nicole shows you firsthand how to ask a friend to return a loan (and keep the friendship intact). Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

From rent hacks to finding a steal in a kicka$$ building, Nicole gives you 5 tips to find the perfect place at the best price. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole talks to a GameStop investor (who made a cool million or two) about why he got in early, how he mitigated risk, and why he’d never, EVER do it again. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Find out why index funds are go-to investments… and how Nicole used one to stick it to her childhood bullies. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole is joined by Drybar founder Alli Webb and executive coach Adrian Koehler; two Change Makers who also happen to be a power couple. Nicole talks to Alli and Adrian about how to have money talks as a couple. Plus, they contemplate the eternal question: to prenup or not to prenup?

Nicole gets sassy in today’s episode about one of her biggest financial pet peeves: leasing cars. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Did you know that there are BILLIONS of dollars in unclaimed money in the US? Want to find yours? In today’s episode, Nicole shows you how! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole sits down with a listener; a newlywed, who is filing jointly for the first time and wants to know… How? When? Why? Nicole answers all of these questions and gives a little wedding gift: tax perks! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Money Rehabbers want to know: can you negotiate your rent after signing a lease? Be a fly on the wall as Nicole negotiates her rent with her landlord! Can Nicole get a better deal? You’ll have to tune in to find out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole is joined by television mogul and former President of Entertainment for Telemundo, Nely Galan. They cover her incredible career, what it takes to be a self-made woman, and her experience with Donald Trump on the Celebrity Apprentice.

Nicole is joined by former tax auditor Silvia Aguirre to talk about how to avoid getting audited, the truth around common auditing myths, and why your auditor might not be so bad after all. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Buy a house, they said... It’s a great investment, they said… Nicole tackles the hard questions around whether you should actually buy a house, and some of the reasons you may want to put it off for a while. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole heads to the streets to discuss NFTs, Blockchain, and why everyone’s talking about digital art collecting. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nicole covers exactly how much should go toward your essential spending, what the heck you have to put toward retirement, and how much you get to spend on the fun stuff: vacations and bottomless-mimosa brunches.

Nicole sits down with designer and fashion mogul Rebecca Minkoff for a frank talk about credit card debt, what it takes to build a profitable business, and making sure you put a floozy clause in your will.

Nicole gives a listener advice on what to do about taxes if you filed for unemployment last year, and debunks Dave Ramsey’s statements that people collecting the stimulus check are "screwed." Nicole says: You are not screwed. From This Episode: Report your unemployment benefits on your Federal Tax Return, which will say “Form 1040”. You’ll need Form 1099-G, which you should have received from your state. You can see how much you received in unemployment benefits in Box 1. You’ll need to report this amount on your tax return on line 7, Schedule 1. You also have to report any taxes that were withheld from your unemployment benefits… to find that number, look at that trusty Form 1099-G again… the amount of taxes that were withheld from your unemployment benefits is in box 4. You report that amount on line 25b of your tax return. If you have an income of $72,000 or less, you can file for free using the IRS Free File program. If you’re a veteran, check out MilTax for free filing options. Find out more about VITA here. VITA is an organization that offers free tax coaching to folks in low-mid income brackets, as well as persons with disabilities, the elderly and individuals with limited English proficiency who need assistance in preparing their taxes. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.