money money money

In today's episode Glen chats with Jody Fitzgerald from Morningstar Investment Management about how financial markets and share portfolios are impacted when significant global events occur.Here is the article Jody mentioned in the chatListen to 238 psychology of investing🛑 Please read the disclaimer on our website before listening to this episode.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Come gather 'round the campfire, kids! If you're new here, this is an informal chat that will go a bit longer than our usual eps. Glen, John and Vince share their thoughts on buying multiple investment properties and answer questions from the Facebook community.Check out the Solvere Property Analyser Calculator🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Sweet deals, saving tips and side hustles! We asked the m3 community for your best money hacks and you delivered. Guest hosts JP and Azaria share a ton of hacks for:👉🏾 grocery shopping👉🏿 beauty👉🏻 utilities and insurance👉 entertainment👉🏼 gifting👉🏽 making cash👉🏿 managing money👉🏻 retail👉🏾 plus so much moreWe've put together 199+ birthday freebies you could score!More money hack inspo from the fb group. Add your own!Gen Z Money is our poddy for under 25sLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today's my millennial story is with friend of the m3 community and content producer extraordinaire at She's On the Money, Jess Ricci! Jess shares on:👉 growing up in a single income household👉🏽 her unique career path👉🏻 splitting finances in her relationship👉🏾 buying property with a partner👉🏿 her future goal for work🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Listeners of my millennial property will hear a familiar voice on today's episode! Glen is taking a few weeks off from recording (you'll still hear some pre-recorded interviews on Thursdays!) so Emily joins John on the show to answer a bunch of questions about property from the m3 community including:👉🏾 how to calculate and use equity from PPOR👉🏻 lending for investment properties👉 golden rules for joint ventures👉🏼 what’s a fully serviced apartment and how might it affect borrowing👉🏽 rentvesting with commercial property👉🏿 turning a negative geared investment into positively geared👉 when to engage a building and pest inspector👉🏾 John and Emily’s property portfolio👉🏻 do interest rate rises affect investors👉🏽 tips for finding a good property managerLearn more about TAL here: https://bit.ly/tal-m3podcastCheck out my millennial property, new episodes every Wednesday!RateMyAgent can be a handy tool for finding an agent.Here’s a recent property episode that touched on joint ventures.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Kayla posted a question in the Facebook group about her situation so Glen asked if she was keen to record a clarity call! Kayla has begun earning a decent income and is wanting some direction on the next steps to reaching her financial goals.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen, John and Shell hash out some great questions that were asked in the m3 Facebook group including:👉🏾a question about asking for a raise that you can read here👉🏿Rhianna's question: what to do when you feel obligated to buy your boss back for free lunches all the time but can't afford to👉🏻should Mel invest her inheritance into converting and renting out her garage as a granny flat?👉Shanti asked what business venture would you go into if you had 150-200k?👉🏽Quintin's post about seeking a reference for a potential landlord from previous tenantsLearn more about TAL here: https://bit.ly/tal-m3podcastYou can book a career clarity call here: https://www.boldside.com.au🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today on the pod Glen interviews Rowi Singh about her story as a creator and how she went from 9 to 5 job to full time makeup artist. Rowi shares some awesome thoughts around:👉🏾managing money in a relationship👉🏿taking career risks and carving your own path👉🏻working with brands👉setting boundaries and saying no👉🏼scaling her business👉🏽navigating social responsibility as an influencer👉🏾and more!Check out Rowi's Insta, @rowisingh and her podcast, It's a Creator's World.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

What should you do with your investments when the share market waters get choppy? The answer: stay the course sailor! Listen in as Glen and John discuss:👉🏾bull and bear markets👉🏿buying the dip and the best time to invest👉🏻the best investment you can make right now!👉some ways to mitigate risk when buying shares and property👉🏽sorting your financial foundations before you investLearn more about TAL here: https://bit.ly/tal-m3podcastHere's where you can get Boom Bust by Fred Harrison: https://booktopia.kh4ffx.net/7mDGgdOur Intro to Crypto webinar is coming soon, available for pre-sale now: https://education.mymillennial.money/Listen here to John's clarity call with Ella on the my millennial property pod.Here's ep 502b where Glen chats with Kate Howitt who is an active fund manager for Fidelity.Check out Glen's sound financial house diagram on our insta.Glen deep dives into life insurance in episodes 414 & 414b.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This episode gets into a bit of money mindset stuff, health insurance, investing strategy and more. Neil the lego man is baaaack! Glen and Neil answer your questions:👉🏻how do you choose the right health insurance for you?👉🏾advice if you're just starting to manage your money in your 40s?👉overcoming fight or flight response when dealing with money👉🏿how to balance short, mid and long term investments👉🏽ways to create multiple income streams of passive income?Learn more about TAL here: https://bit.ly/tal-m3podcastTake a listen to Neil's story on episode 445bHere’s the private health Govt website Neil mentioned.Check out the book 'Ikigai' that Glen mentions: https://booktopia.kh4ffx.net/n1Axd6Listen back to the 2021 m3 census results episode here.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today's chat is with fund manager, Kate Howitt who has been named in Citywire’s list of the top 30 female fund managers in the world for the fourth year running. She joins Glen for this insightful deep dive into the world of investing and active funds management.This episode is not sponsored.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code "REBUILD".Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and guest host Sim from Girls That Invest answer questions from the m3 instagram community, including:👉new job that pays 100k salary, what's the next step for building wealth?👉🏾navigating different risk profiles in a relationship👉🏻what to do with a large sum of money that you don't need for 3 years - invest it into an ETF or hold in cash?👉🏿tips for saving for a deposit and working towards buying a home👉🏽is investing in property at 50 too late?👉🏼when should I take funds out if saving for a down payment👉building wealth in your 30s when you've changed industries👉🏿plus Sim shares how she investsLearn more about TAL here: https://bit.ly/tal-m3podcastCheck out Girls That Invest on Instagram and listen to their podcast! Enrolment for the investing masterclass mentioned in the chat has now closed.Take a listen to my millennial property with John and Emily for all the things around property.Click here for the first home super saver scheme (FHSS) explainer mentioned in the chat.🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off the Glen James Spending Plan using the code, REBUILD.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today's episode is packed with great advice from our community around setting new goals at the start of the year. If you've got a goal you're aiming for this year we are cheering you on! You've got this.🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "REBUILD": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Happy new year peeps! January can be a great time to start thinking about what positive life changes you'd like to implement, so we're kicking off the year with some practical tips. We recommend listening or coming back to this with a pen, paper or your notes app. Glen and John's new year tips include:👉🏼eliminate something in your life that's not working for you👉what are the goal-related habits that you can focus on?👉🏿identify the strategy that works for you and your personality👉🏽choose just one or two things to focus your efforts on👉🏻how can you habit stacking or gamify your habits?👉🏼make your habits and goals simple, tangible and obvious👉🏿decide a start date for your plan👉🏽what is a negative habit you can stop?👉🏻clean your space👉control your phone instead of letting it control youLearn more about TAL here: https://bit.ly/tal-m3podcastHere's the book, Atomic Habits: https://booktopia.kh4ffx.net/aEkRR🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "REBUILD": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today's ep is a replay of another highly loved episode where Glen and John give tips for your 30s, touching on:👉🏾being confident in where you're at👉🏿refining your life strategy👉🏽prioritising👉🏻gaining control of your money👉smashing debt👉🏿sorting out your foundations👉🏼investing in your future👉nailing your mortgage strategy👉🏾factoring in family stuff👉having fun!!!Check out the blog post and my millennial money express episode about setting up your emergency fund: https://www.mymillennial.money/blog/2019/1/10/how-much-should-i-keep-in-my-emergency-fund-cc79a🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This is part 2 of how to get rich, yeehaw! Enjoy.The 'CASHFLOW Quadrant' book by Robert Kiyosaki referenced in the convo is on Glen's recommended reading list: https://www.sortyourmoneyout.com/blog/2020/1/14/glen-james-book-recommendations🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our online community: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

We're replaying some our top episodes of all time and this 2-part series on how to get rich is packed with practical gems for building wealth. What can you take away for the new year?Here's Glen's blog post about building financial foundations: https://www.mymillennial.money/blog/2018/12/4/everything-you-need-to-know-about-life-insurance-yg3crCheck out Vince's business, Life Sherpa: https://lifesherpa.com.au/🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our online community and use #mymillennialmoney to ask Glen & John a question: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Over the summer we're replaying some of our most listened to episodes and in this ep, Glen was joined by Alex to give some top tips and encouragement for setting up your financial future in your 20s. They talked about:👉🏻being clear on your goals👉dodging debt👉🏽keeping your finances lean👉🏾making mistakes👉🏿people pleasing👉🏼cars👉🏻lifestyle inflation👉🏽saving👉investing👉🏿working hard👉🏾how to turn things aroundTake a listen to ep 315 how to be a financial minimalist: https://player.whooshkaa.com/episode?id=629545Check out our blog with money tips for your 20s: https://www.mymillennial.money/blog/2020/7/1/money-tips-for-your-20s-m27mz🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for the show? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Happy Summer! We loved reading all of your comments in the Facebook group about your proudest moments this year and thought we'd share a few in this bonus ep. Y'all are AMAZING! Glen is joined by the m3 team and special guests, Azaria Bell who hosts Gen Z Money and friend of the poddy, Phil Thompson who also hosts the My Risk Adviser podcast, a podcast for anyone in the financial planning ecosystem.Leave a comment about your 2021 achievements if you haven't already: https://www.facebook.com/groups/mymillennialmoney/posts/4969509569749922/Here's the Gen Z Money ep, why you might NOT choose to buy a property, mentioned in the chat: https://player.whooshkaa.com/episode?id=794610🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our Facebook community! facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and the m3 team share the results of the annual m3 census so this episode's not money-related, sorry peeps. Thanks everyone for listening to the show, we hope you have a great Christmas and New Year! We'll throw up some best of's over the Summer break.Here's Jess's clarity call mentioned in the chat: https://player.whooshkaa.com/episode?id=814599🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our online community and use #mymillennialmoney to ask Glen & John a question: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out:mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen interviews entrepreneur, academic and author Mark Bouris who has established a successful career of building disruptive businesses and is the host of two podcasts, The Mentor and Straight Talk. Mark chats with Glen about:👉🏽what he's noticed to be consistent markers of successful people👉one the biggest risks he's taken throughout his career👉🏿the people who have influenced him the most in life and work👉🏽a big regret that he made in his 20s👉🏻thoughts on getting into the property market👉🏾and valuable skills, behaviour and mindset to master that will help you in building wealthLearn more about TAL here: https://bit.ly/tal-m3podcastHave a listen to the guest episode with Glen on The Mentor with Mark Bouris.Check out Mark's shows and other resources here: https://mentored.com.au/Also have a listen to the my millennial business ep where Glen asks Mark about planning for succession within his own business.🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin the m3 Facebook group community! Use #mymillennialmoney to ask Glen & John a question: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out:mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

In this my millennial story episode Glen chats with Dev Raga, a personal finance podcaster and doctor based in Melbourne. We hear a bit about his life, work, purpose behind starting his podcast along with his thoughts on investing and building wealth for the future! It's a goodie.🛑 Please read our ep disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin the m3 Facebook group community! facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer and warnings about this episode + more check out:mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Thanks for hanging out Melbourne peeps! This ep was recorded live in Melbs on our last leg of the 2021 m3 tour.Learn more about TAL here: https://bit.ly/tal-m3podcastGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planGot a question for Glen & John? Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyPlease read our disclaimer on our website or at the link below before listening to this episode.Check out mymillennial.money/shownotes for our disclaimer, warnings about this episode, podcast resources + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Gather round kids! Vince Scully and Ivan Tchourilov from Open Markets Group are back for another yarn with Glen around the campfire. If you're a fairly new listener, campfire chats are catered to intermediate to advanced listeners but all are welcome!Got a question for the show? Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This ep was recorded at our live event in Sydney, thanks everyone who came to hang out!Learn more about TAL here: https://bit.ly/tal-m3podcastGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planGot a question for Glen & John? Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Reporter and journalist Matt Bevan, has a great way of summarising complex topics and issues for the everyday person to understand. Matt hosts the ABC podcast, 'China, If You're Listening', and joins Glen and Shelley Johnson (host of my millennial career) for a chat about the relationship between Australia and China and its influence on our economy. The convo touches on:👉🏾why should the average person care about this diplomatic relationship?👉is Mandarin a relevant language to be learning for career opportunities?👉🏻education as an international export and the risk it lends itself to of treating international students like a commodity👉🏿the complex nature of having a relationship with China, the trade issues that have occurred in recent times and it's impact on our economy👉🏽how much do different Australian political parties in power influence our relationship👉China’s influence on Western news cycles👉🏽an interesting phenomenon that Matt has come across in his research and work👉🏻what might the future look like for China👉🏿at the time of recording, ABC reporters are not allowed in China and Matt explains why👉🏾how does Matt feel about his safety as a reporter on issues surrounding ChinaYou can check out, China, If You’re Listening here: https://www.abc.net.au/radio/programs/china-if-youre-listening/Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

So great to have Aleks Nikolic from @brokegirlwealth on Insta, guest hosting this episode with Glen! Aleks and Glen get into these questions from the m3 community:👉am I better off paying into my two children's HECs fees as opposed to giving them cash due to inheritance?👉🏾how do you assess the risks of new and emerging thematic ETFs👉🏿how the money world and desire for financial literacy has changed and evolved over the years👉🏻a bit about Aleks and what inspired her to start Broke Girl Wealth👉navigating money with a partner👉🏼I have a mild saving addiction and find it hard to spend money on myself sometimes👉🏿safest way to invest for kids over the long term👉🏽growing wealth on a small incomeLearn more about TAL here: https://bit.ly/tal-m3podcastComplete the my millennial money 2021 census here: https://bit.ly/3o13bJZSnap up final tickets to our last two events of the 2021 m3 tour! https://www.mymillennial.money/eventsYou can find Aleks on Instagram here: https://www.instagram.com/brokegirlwealthGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

You guys had SO many questions for this episode! Rachelle Kroon from Sphere Home Loans joins Glen and John for this deep dive Q&A. They touch on:👉🏽when's the right time to speak to a mortgage broker?👉things you can do to maximise your chances of getting a home loan👉🏿how does HECS/HELP debt affect borrowing👉🏼why it might not be the best thing to wipe out your debt before speaking to a broker👉🏾how do banks and lenders view your BNPL history👉how does the structure of your mortgage change if you knock down and rebuild your home👉🏻debt recycling👉🏿cross collateralisation loans👉🏼living in a property for a year, renting it out for 3-5 and moving back into it. How does this affect the mortgage structure?👉🏽drawing equity out of home loan to leave in offset👉refinancing vs reviewing your current loan👉🏾self employed/business owners👉🏻what are the red and green flags to a bankUnsure if you're ready to chat with a mortgage broker? Take this quick free quiz: https://www.sortyourmoneyout.com/reach-outGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John get into these questions and topics from the m3 community:👉🏾I gave up my career for love to move to the Outback. How do I not fall behind financially?👉🏿immigrant parents not understanding how to invest👉🏻tips for living or working abroad👉my partner is a spender and struggles to stick to the spending plan. Our goals seem unachievable, how do I get them on board?👉🏼50 years old and just starting to invest, is it still wise to buy a house or should I keep investing?👉🏽ethical super investment fees vs rewardsLearn more about TAL here: https://bit.ly/tal-m3podcastThere's an afterparty! We asked the community in the m3 FB group to tell us your greatest accomplishment and share some of your responses. Y'all are so inspiring! ***Trigger warning: Glen shares a story that touches on domestic violence and mentions when to stop the episode if you do not want to listen to this part.If you need confidential information, counselling or support in relation to domestic and family violence, contact 1800RESPECT (1800 737 732). Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Register here for the Introduction to Crypto webinar. Replay available: https://bit.ly/3cy6ZvDHere’s the episode with Neil that was mentioned in the chat: https://player.whooshkaa.com/episode?id=928176Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Bonus ep for ya! Glen chats with Senator Andrew Bragg, who Chaired the Select Senate committee: Australia as a Finance and Tech Centre. They touch on the committee's recommendations for regulating crypto and also get into some discussions around BNPL, finfluencers and the environment.Register here for Glen's Introduction to Crypto webinar: https://bit.ly/3cy6ZvDGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Community member, Neil Benson met Glen and John at the Brisbane live event earlier this year. Neil joins Glen for a chat about his story and how he manages his money! His story touches on:👉🏽being self-employed👉🏿how he teaches his kids about money👉managing money as a couple👉🏼his view on financial independence👉🏻investing👉🏾using family trusts👉holding retirement funds in the US and UK👉🏿the charities and causes he supports👉🏼and more!Check out Neil’s podcast, Amazing Apps: https://www.amazingapps.showGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Pub now, pay later?! Glen and John give their two cents on Afterpay's latest development and answer these questions from the m3 community:👉🏾we're saving for a wedding but don't want the money to sit there and do nothing. Should we invest half in an ETF or keep it in the savings account?👉🏿how do I stop comparing myself to other peoples' money journeys?👉🏻I'm moving overseas, how can I avoid going backwards in my life, career and money?👉my partner and I are buying our first investment property, should we go option A or B?👉🏼how to survive buying in a red hot property market?!Learn more about TAL here: https://bit.ly/tal-m3podcastGet your tix to the Sydney and Melbourne live events! https://www.mymillennial.money/tourGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Get your marshmallows ready! Glen, John and Vince are settling around the campfire to discuss, do I a) pay off the mortgage, b) use the money to invest. This chat is set at intermediate / advanced but everyone's welcome at the campfire!Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Good news about the future of my millennial money! Glen shares a special announcement. Plus Glen and John discuss questions from the m3 community and share people's answers to a question in the Facebook group: if you had $10,000 and could invest it into an ETF or managed fund, what would you choose and why?Learn more about TAL here: https://bit.ly/tal-m3podcastCheck out the courses and resources Glen mentions, here: https://www.mymillennial.money/coursesHave a look at some of Glen's recommended reads: https://www.sortyourmoneyout.com/blog/2020/1/14/glen-james-book-recommendationsGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This one's a deep dive into the ins and outs of buying property off the plan. Glen and John are joined by Thirdi Property Group director, Luke Berry to chat about the process and discuss some questions from people in the m3 community. They touch on:👉🏾some of Luke's story and Thirdi Group👉🏿the general step by step process for purchasing a property off the plan👉🏻the elephant in the room - how often do horror stories happen and what can buyers look out for in a good developer👉how a sunset clause works👉🏽things we can do to adjust our investing risk tolerance👉🏼some ways to keep in the know of upcoming developments👉🏾are there plans to better regulate off the plan buying?👉🏿stick around for the afterparty to hear what Thirdi are doing in building purpose-built homes for people living with a disability👉🏻plus a special offer for m3 listeners (link below)Here’s where you can register your interest in the special offer Luke mentioned: https://westendnewcastle.com.au/register-now/Take a listen to previous episodes with Luke Berry below.Episode 321b: https://player.whooshkaa.com/episode?id=661834Episode 247: https://player.whooshkaa.com/episode?id=442961Glen's book, Sort Your Money Out & Get Invested is out now: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John get into a bunch of questions and case studies from the m3 community, touching on:👉🏾 their top 3 money mindset learnings👉🏿budgeting for compulsory HECS/HELP loan repayments👉🏻inheriting property with a sibling👉Centrelink’s financial information service👉🏼giving pocket money to kids👉🏿tax investment structures for families👉🏽balancing saving and spender personalities in a relationship👉🏼preparing to see a mortgage brokerCheck out John’s Solvere Property Analyser Calculator: https://www.solverewealth.com.au/the-property-analyser-calculator/Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

What's one thing you can take away from this episode and apply today? Holly Ransom is an expert in disruption and future leadership and Glen was so stoked to have a chat with her! They touched on:👉🏻Holly's fascinating career story to date👉🏾the signs that you may be stagnating or burned out in your life or career and what you can do to check in with yourself👉🏿managing your energy instead of time, and some great tips for how to do this👉recognising that we are so inclined to care what others think, and how important it is to make decisions for our own happiness and fulfilment👉🏼the value of mentors, Holly gives a fantastic tip on how to frame conversations when inviting input from others, particularly mentors and parents👉🏾how do we manage our risk tolerance for change and trying new things👉🏻The Leading Edge and Holly's top three money tipsCheck out The Leading Edge: https://booktopia.kh4ffx.net/EaqO14And Holly's podcast, Coffee Pods: https://hollyransom.com/podcast/Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John discuss the latest news surrounding BNPL and a crypto ETF that may be hitting the market and a few questions from the m3 community. They touch on:👉a question from Clarke who says, I'm 18 and about to start a heavy diesel apprenticeship, I'd like to know where to start putting some money👉🏾the Reserve Bank's call for BNPL providers to remove surcharge rules for merchants👉🏻Madeline asked, how do you get around brokerage fees when you're wanting to trickle money into your investments to make the most of dollar cost averaging?👉🏼a question from Alex who asked how to compare and choose between job offers e.g. higher wage vs salary packaging benefits👉🏾the recent announcement of a new crypto ETF that may be coming soon to the ASXTake a listen to the 3 things you need to know about managing your money in this m3 express episode: https://player.whooshkaa.com/episode?id=916794New to investing? Check out Glen's explainer videos on Youtube at the links below.Vanguard Personal Investor platform review (Good for understanding investment platforms): https://youtu.be/D-sUOfux20QVanguard ETF review (Good for understanding ETFs): https://youtu.be/b02-Tl6PVWkWant more money talk for Gen Zs? Check out Gen Z Money hosted by Azaria Bell: https://player.whooshkaa.com/shows/gen-z-moneyFor tips and advice for building the career you love, check out my millennial career with Shell and Em: https://player.whooshkaa.com/shows/my-millennial-careerGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedCheck out Glen's top recommended reads: https://www.mymillennial.money/blog/2020/1/14/glen-james-book-recommendations-dhhkrGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Niall Kumar is a long time listener and has had an interesting journey working out what career path is right for him. He joins Glen on the show to share his story and encourage others to get honest with what they truly enjoy and value in their career. The chat touches on:👉🏽what he went to uni for and what he’s doing now👉🏿working with big tech companies like Google, Cisco and Zoom👉how his mindset shifted from taking jobs purely for the good money, to finding a balance between passion and pay👉🏽the importance of being honest with yourself about what you enjoy doing, what you don't and what you value👉🏻how he and his wife assessed their budget to work out whether it was viable for him to go back and studyGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Gals from the SYMO team, JP and Rach, join Glen on the show to chat about some questions from the m3 community and announce the winners of Glen's book launch competition, big thanks to everyone who entered! They talk about:👉🏾what can you do if you’re struggling to save money👉🏻does your HECS/HELP debt get taken out of your will if you don't pay it off before you die, and when might you consider paying it down?👉how do I invest in the ASX200?👉🏼what does the term 'liquidity' mean when it comes to investing?👉🏿how do I encourage my parents that investing is a great way to be financially independent faster?👉🏽ways to negotiate with a property seller to lower their price for you👉if you have more savings than you need for a 20% home deposit, should you put it all in or only as much as you need? How to work out the best split?👉🏻can I buy a house if I plan to go back to uni for the next 2 years or is it too risky?Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

***Trigger warning: this episode explores themes around addiction. This may be distressing for some listeners.Gambling, or any form of addictive behaviour can affect anyone. We are super lucky to have Jonathan on the show who is a long time listener of the poddy and a psychologist with extensive experience working with addiction. Jonathan worked as the gambling help psychologist for North QLD and goes deep with Glen on this important issue, touching on:👉🏽some pretty eye opening facts and stats about gambling in Australia👉🏻the signs of gambling addiction👉why people get addicted to gambling, even if they might know the odds are against them👉🏿the stages of behaviour change👉🏻the relationship between addictive behaviour and shame👉insert your addictive behaviour <here>, whether it's the pokies, shopping, or chocolate, it affects our emotions, body and brain in the same way👉🏽is there such a thing as addiction-prone genes?👉🏿how you can support a mate who might be struggling👉🏾a simple step you can take if you are or think you may be struggling If you or a loved one is affected by gambling, there is help available. Visit https://www.gamblinghelponline.org.au/ or contact the Gambling Helpline on 1800 858 858. Unsure if you have a gambling problem? Take the self assessment tool called the Problem Gambling Severity Index (PGSI): https://www.gamblinghelponline.org.au/take-a-step-forward/self-assessment/problem-gambling-severity-index-pgsiVisit https://gaaustralia.org.au/ for more info on Gamblers Anonymous meetings near you.Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John discuss some topics that have hit the news recently and questions from the community. They touch on:👉the new Homebuyer Fund announced by the Vic Govt👉🏼recent increases to the bank loan servicing rate👉🏿super stapling👉🏻investing in crypto👉🏽super and taxGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedSubscribe to my millennial money express for short money tips and updates: https://player.whooshkaa.com/shows/my-millennial-money-expressUnder 24? Check out the baby of the m3 family, gen z money: https://player.whooshkaa.com/shows/gen-z-moneyGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Who doesn't love more money in their job! Hosts of my millennial career, Emily Bowen and Shelley Johnson join Glen to chat all things pay rises and what to consider before you have a conversation with your employer. They touch on:👉🏾what a pay rise is and what it isn't👉🏿working with a recruiter to negotiate your salary in a new job👉🏻the steps to take for preparing and having the conversation👉upsides or difficulties that people working in Government, not for profit or private businesses may encounter👉🏼how to have the conversation if you do work in an environment where the criteria for attaining a pay rise is unclear👉🏽at what point do you move on if a pay rise appears unattainable👉🏿how to know when your pay is 'good' enough👉🏾some of the reasons why 'more money' might not solve your work problems👉plus they discuss thoughts around a case study from someone in the m3 communitySubscribe to my millennial career for more work life tips and encouragement: https://player.whooshkaa.com/shows/my-millennial-careerGrab a copy of Glen's book 'Sort Your Money Out': booktopia.kh4ffx.net/rnzAKjGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

John gives an update on the property market and Glen and John chat about the recent fee structure change to micro investing platform, Spaceship. They also discuss these m3 community case studies:👉Caitlin is 24 and has $100k saved for a house deposit. She plans to work overseas for 6-12months and wants to know how to make her savings work for her goals during the time she is away👉🏻Benjamin asks whether to go with an index or actively managed fund for emerging markets👉🏽Reece wants to buy a property as a stepping stone towards his forever home in the future and is tossing up between 3 options. Buy the dump in a good location, the new place in a less desirable location or the tiny apartment in the good location?Grab a copy of Glen's book 'Sort Your Money Out' for you and a friend: booktopia.kh4ffx.net/rnzAKjFollow John at Solvere Wealth on insta for more property updates: https://www.instagram.com/solvere_wealth/Check out these free investing resources on Youtube below, great for beginners!Vanguard Personal Investor Review (Good for understanding investment platforms): https://youtu.be/D-sUOfux20QVanguard ETF review (Good for understanding ETFs): https://youtu.be/b02-Tl6PVWkGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen unpacks all the costs of his recent wrist operation through the private healthcare system, including total out of pocket costs and what he would've paid without private health. Aw yeah baby!Today's episode is brought to you by the book, 'Sort Your Money Out And Get Invested'. Get a copy for you and friend today: booktopia.kh4ffx.net/rnzAKjGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John tackle a few m3 community case studies. Plus if you stick around for the afterparty, Glen does a live clarity call with John about a purchase of land he's been considering. These are the case studies discussed:👉🏻a few years ago, I received a $10,000 inheritance which I put towards a new car. I'm considering selling it and buying a used car and putting the rest towards a house deposit👉I am considering next steps with my partner and would like to build a house, but first need to find full time work again and have to pay my parents back for the $200k they loaned me to buy my first house outright👉🏾I'm 21 and a full time student and casual worker. I want my savings to work for me, should I park everything into micro investing or split savings 50/50 between a savings account and FHSS?👉🏿my partner and I have a combined income of $300,000 plus super and can save $8-9500k each month. Do we invest or smash the offset and pay off the house?Glen's book 'Sort Your Money Out' drops next week! Grab a copy for you and a friend: booktopia.kh4ffx.net/rnzAKjGet yourself a steal with $20 off The Glen James Spending Plan by using the code "MAGIC": https://www.mymillennial.money/spending-planJust starting to invest in shares? Check out the free Youtube videos below.Vanguard Personal Investor Review (Good for understanding investment platforms): https://youtu.be/D-sUOfux20QVanguard ETF review (Good for understanding ETFs): https://youtu.be/b02-Tl6PVWkSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Needing some help to save some hard cash? Glen shares how to optimise your budget, apply practical strategies and nail your money mindset to help you hit those savings goals.Check out our blog post which has a huge list of free stuff that you can score on your birthday! https://www.mymillennial.money/blog/birthday-freebies-2021-arwh9Listen to Glen and Azaria's top frugal environmental hacks to help save money: https://player.whooshkaa.com/episode?id=756542Want to kick debt to the curb? Download a FREE chapter of Glen's book today about how to get out of debt: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedKeen to sort out your emergency fund? Check out the eps below:Part 1: https://player.whooshkaa.com/episode?id=789775Part 2: https://player.whooshkaa.com/episode?id=789779Need mindset inspo? Check out Glen's chats with some of our Aussie Olympians.Cate Campbell: https://player.whooshkaa.com/episode?id=890779Brianna Throssell: https://player.whooshkaa.com/episode?id=892024Grab a copy of Glen's book 'Sort Your Money Out' for you and a friend: booktopia.kh4ffx.net/rnzAKjGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planChat with us! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This chat is aimed at beginners but is also just a good refresher to investing in shares. John Pidgeon and Shelley Johnson join Glen to have a crack at some fun investing trivia and Glen explains some common terms and concepts, including:👉🏽stock exchanges and the ASX👉market capitalisation👉🏿indexes such as the ASX200, All Ords, the Dow and weighted indexes👉🏼diversification👉🏾asset allocation👉🏿ETFs👉shares, stocks and equities👉🏻passive and active investingBuild up your investing knowledge and confidence with Glen's book, 'Sort Your Money Out': booktopia.kh4ffx.net/rnzAKjAnd check out the free Youtube resources below.Vanguard Personal Investor Review (Good for understanding investment platforms): https://youtu.be/D-sUOfux20QVanguard ETF review (Good for understanding ETFs): https://youtu.be/b02-Tl6PVWkTake your career to the next level with the my millennial career podcast with Shelley Johnson and Emily Bowen: https://player.whooshkaa.com/shows/my-millennial-careerHave a keen interest in property? Jump over to my millennial property with John Pidgeon and Emily Wallace: https://player.whooshkaa.com/shows/my-millennial-propertyGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes Hosted on Acast. See acast.com/privacy for more information.

Job interviews can be daunting enough without the added nuance of doing them over a video call, so how do we prepare? Anne-Marie is a psychologist working in the online recruitment and selection space and joins Glen to share some practical tips to help us get online interview-ready.For more great interview prep tips, check out my millennial career with Shell and Em! https://player.whooshkaa.com/shows/my-millennial-careerBelow are the two review videos that Glen mentions for keen investors.Vanguard Personal Investor platform: https://youtu.be/D-sUOfux20QVanguard diversified ETFs: https://youtu.be/b02-Tl6PVWkHere’s the USB mic that Glen mentions: https://amzn.to/3tX0VVLAnd the capture card: https://amzn.to/2XruYJ2Glen's book 'Sort Your Money Out' is ready for pre-order! Get a sneaky discount using the VIP code on the website if you're buying more than one copy (& enter the competition!): https://www.sortyourmoneyout.com/preorderGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planChat with us! Join the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John discuss what a rise in interest rates might mean for property owners and buyers, and answer some of the questions that people have sent in. We also asked the FB community to sum up your personal financial strategy in 3 short points and read some of these responses out. Thanks to everyone who answered!Here are the two investing videos on YouTube that Glen mentions: https://youtu.be/D-sUOfux20Q and https://youtu.be/b02-Tl6PVWkGlen's book 'Sort Your Money Out' is ready for pre-order! Get a sneaky discount using the VIP code on the website if you're buying more than one copy (& enter the competition!): https://www.sortyourmoneyout.com/preorderGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.