money money money

How do you set up your super and finances if you plan to live in another country for awhile? Glen and John chat about this question from Rohini and more including:👉 talking to friends and family about money👉🏽 are side hustles taxed?👉🏿 negotiating an offer on a house👉🏻 talking to kids about money👉 industry vs self nominated super fund👉🏼 plus we asked the m3 community about their non-negotiables when looking for a propertyMentioned in the chat:514b buyers agentsNeed a trusted adviser? Click hereLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Australia's on the brink of an interest rate rise for the first time in over 10 years, wild! Jody Fitzgerald from Morningstar Investment Management returns to the show to unpack this along with four things that investors can do to make better decisions when the share market is volatile.Mentioned in the chat:238 psychology of investing🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We love our pets but they can hurt the wallet from time to time. Should you have a separate emergency fund for them? Glen and guest cohosts, Shell Johnson from my millennial career and James Millard from Sufficient Funds discuss this and more including:👉 35 with $280k of savings, should I pump super or buy a house?👉🏼 should I get pet insurance?👉🏾 needing to reciprocate expensive dinners and gestures👉🏿 renovate or buy bigger?👉🏻 is it worth buying an investment property that you may want to retire into?👉🏽 how should I financially prepare for being unemployed for a few monthsMentioned in the chat:emergency funds 101 🚨Book a career clarity call with ShelleyLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Investing, business, family, relationships - today's episode is a biggie! Special guest Luke, who is a listener of the show joins Glen and Vince for the campfire chat:👉🏻 will bonds cease to exist in the future?👉🏿 what's the risk of a 100% growth portfolio?👉🏾 how to determine the intrinsic value of a company👉 investing for kids👉🏼 buying a property to run your business out of👉🏽 why would you consider using a trust?👉🏻 debt recycling👉 managing finances in a relationshipBook mentioned in the chat:Live the Life You Want With the Money You Have by Vince Scully: https://booktopia.kh4ffx.net/P0kBrY🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Money, relationships, politics. We're talking about the big stuff in today's episode with guest host, Victoria Devine from She's on the Money.🛑 Content warning: The afterparty touches on themes relating to depression and mental health which you might find distressing. Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Glen and Victoria discuss:👉🏾 how do I prioritise saving and investing as a uni student?👉🏿 why is stamp duty so expensive?!👉🏻 if you were prime minister, what would you do to change wealth inequality in Australia?👉 when’s the right time in a relationship to get a prenup / binding financial agreement?👉🏼 pay off debt or build up emergency fund?👉🏽 I'm a sole trader with a new mortgage, when should I start paying myself super?Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today we're answering all your questions about buyers agents with my millennial property host, Emily Wallace. Glen and Emily unpack:👉🏾 what does a buyers agent or advocate (BA) actually do?👉🏿 good questions to ask a BA when you're vetting their suitability for you and red flags 🚩👉🏻 the fees & costs👉 do you need a BA and when's the best time to engage them👉🏼 plus Em shares her tips for first home buyers in a heated marketEmily's course: 101: buying your first home🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

The community asked and Glen and John discuss:👉 I have no spouse or children to bequeath my money to, what's the best use of my money?👉🏼 how much of my PPOR should I pay down before buying an investment property?👉🏾 what are some money tips & hacks for expecting parents? Check out this great post in the facebook group!👉🏿 using a business entity vs using your trust to invest in shares👉🏻 how do I work for family and stay sane?!👉 investing inside vs outside of super👉🏼 the m3 community share what they wish they knew earlier about money!👉🏾 John's new program for aspiring property coaches and buyer's agents: https://bit.ly/jptrainthetrainerm3Need a trusted professional to help you sort your wills & estate? Check out Aubrey Brown LawyersLearn more about TAL here: https://bit.ly/tal-m3podcast 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Zoe is at a crossroads, should she rent where she wants to live and buy an investment property, or get the first home? And should she make the purchase on her own or with her partner?In this live clarity call, property coach and cohost of the show John Pidgeon helps Zoe get some clarity on how to move forward. Big thanks to Zoe for letting us record the call!Recorded 24 February 2022.Need clarity around a property decision? Book a call with John: https://bit.ly/M3JohnClarityCall🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's community q&a Glen and John discuss:👉tips to avoid getting sucked into scams or working with dodgy companies👉🏼 clarifying your life and money goals👉🏽 investing in index funds via different platforms👉🏿 saving and investing for kids: best tips from the m3 community! Read more here!👉🏾 prioritising your money goalsUnderstanding investing platforms: https://youtu.be/D-sUOfux20QOur course is now FREE: How to get out of debtBook: The Intelligent Investor by Benjamin GrahamJohn's property coaching training program: https://bit.ly/jptrainthetrainerm3Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Financial abuse often goes hand in hand with other forms of abuse within relationships but gets spoken about less. We are very lucky to have Liz on the show who shares her experience and how she went from being a broke single mum to rebuilding her financial future.🛑 This episode touches on themes relating to abusive relationships and may be distressing to some listeners. If you have been impacted by sexual assault, domestic or family violence or abuse, help is available at 1800RESPECT. Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Liz's story touches on:👉🏾 the lies her partner told to use their money to start another relationship, leaving her with no money to raise their son👉🏻 financially supporting an ex who couldn't work due to a drug addiction👉 the accompanying emotional and physical abuse👉🏿 how she got the clarity to leave by taking a break from the relationship and talking with friends and helplines👉🏻 some of the practical steps she took to rebuild her financial future and now has a net worth of $400k, amazing!Check out Liz's blog, Teaching Brave and find her on social @teachingbrave🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

The budget's out, Glen and John discuss. Here's some of the info that you might find interesting around:👉 the fuel excise👉🏼 tax cuts👉🏾 wages👉🏿 first home buyers👉🏻 small biz👉🏽 paid parental leave👉🏿 the environment👉 refugees & foreign aidArticle: https://www.abc.net.au/news/2022-03-29/federal-budget-2022-winners-and-losers/100914858🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Are you getting stuck on making a decision? Whether it's a career or lifestyle change or jumping into a new thing, Glen and John share 9 tips to get you moving and taking action! Plus you'll hear a sneaky new segment after the break.Book a clarity call with JohnLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Adviser and friend of the show Phil Thompson joins Glen to unpack a ton of great questions from the m3 community. They touch on:👉🏻 personal insurance in super vs out of super👉🏿 tax on TPD pay outs👉🏾 salary sacrificing into super to cover premiums👉🏼 how does your health history impact your ability to get cover?👉 I’m single, have assets and no dependants, do I need life insurance?👉🏽 how do exclusions work and how long do they last?👉🏿 having multiple policies👉🏻 level vs step premiums👉🏾 when do you need income insurance?👉 what are your options if you can’t get insurance?👉🏿 changing your level of cover👉🏻 which insurances should families prioritise?👉🏾 some wild stats about the likelihood of trauma events occurring👉🏼 de-linking your insurance from superLearn more about life insurance in the deep dive episodes below.414 sex, drugs & life insurance... death, TPD, trauma, income protection (part 1/2)414b sex, drugs & life insurance... death, TPD, trauma, income protection (part 2/2)To speak to Phil or one of our trusted advisers click here.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

ASIC have released an information sheet for influencers talking about all that cash money.For the ASIC information sheet, click here.For the case that ASIC have mentioned click here.Recorded ~4:30pm, 22 March 2022.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive. Hosted on Acast. See acast.com/privacy for more information.

Today's episode is packed with more great questions from the community and answering them are John and Dev Raga who hosts my millennial money medical. Glen's back for live Tuesday episodes next week! John and Dev discuss:👉🏻 tips for using equity to buy property or ETFs👉 what are some tips for converting my PPOR into an investment and buying a new family home?👉🏾 investing into property directly vs indirectly through an ETF👉🏿 pay down mortgage quickly or save for investment property👉🏼 starting late on the investing journey, what's the best place/asset to invest in to see returns in the next 10 years?👉🏽 what are the pros of investing in a strata titled property like an apartment👉🏻 how to know if a 10 year money goal is achievable or realistic?Learn more about TAL here: https://bit.ly/tal-m3podcastCheck out our other shows 👇my millennial propertymy millennial money medical🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive. Hosted on Acast. See acast.com/privacy for more information.

Do you own a car, ute or van that doesn't get used much? Glen chats with Will Davies CEO of car sharing platform, Car Next Door about how you can turn your vehicle into a profitable side hustle while doing good for the environment. They touch on:👉🏽 the concept of Car Next Door and how it started👉🏿 the process of testing and bringing the new startup to market👉🏾 studies on car sharing + the positive effects on the environment👉🏻 the ins and outs of listing your car on the platform👉 fees and charges for borrowers and lenders👉🏼 exciting news about Uber x Car Next DoorLearn more at carnextdoor.com.au. This episode is sponsored. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Plan Hosted on Acast. See acast.com/privacy for more information.

Guest hosting today's show and answering a bunch of career questions from the m3 community are Em and Shell, hosts of the my millennial career podcast! They answer:👉 should I stay in my customer service job with great culture or pursue a career in HR?👉🏼 should I quit my stable & high paying but stressful, toxic job to pursue my small biz side hustle full time?👉🏽 how do I know whether I want to pursue a leadership role in the future?👉🏾 tips for upskilling👉🏿 stay casual or full time while looking for the job you love?👉🏻 how to quantify the worth you bring to an organisation?👉 how to set career goals?Below are some leadership books we love:Dare To Lead by Brené Brown: https://booktopia.kh4ffx.net/15O2R9Multipliers by Liz Wiseman: https://booktopia.kh4ffx.net/Zd4qBXExtreme Ownership by Jocko Willink & Leif Babin: https://booktopia.kh4ffx.net/gbNJgATake a listen to my millennial careerLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.

In today's chat, Glen, Vince Scully and John Winters from Superhero discuss all the things around superannuation including questions from the m3 community. They touch on:👉 the state of super as it is currently👉🏼 the first home super saver scheme (FHSS)👉🏽 when should or shouldn't you salary sacrifice into super👉🏾 considerations for SMSF👉🏿 how to use super at retirement👉🏻 stuff for the self employed👉 contribution splitting with a spouse👉🏽 salary sacrifice when you have HECs/HELP debt👉🏾 and much more!Listen back to the Superhero deep dive episodeGlen and Vince's FHSS explainer Youtube videoThis episode is sponsored by Superhero.Superhero allows you to buy Aussie and U.S. shares and ETFs with no monthly account fees AND you can now earn Qantas Points on eligible trades with Superhero. Visit superhero.com.au/qantas to learn more or download the Superhero app to get started. Eligibility criteria, minimum share trade amounts, terms and conditions, and fees & charges apply.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.

This International Women's Day, Sally Loane former CEO for the Financial Services Council joins Glen on the podcast for a chat which touches on:👉 how businesses can help to reduce the gender pay gap👉🏽 barriers to women returning to work after kids👉🏾 Covid’s effect on shifts both positive and negative for gender equality and the gender pay gap👉🏿 grassroots ways to affect change at a political level👉🏻 tax, housing, super and childcare policies to look out for in the upcoming election👉🏼 women on boards👉 the homelessness crisis amongst older womenLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read the disclaimer on our website before listening to this episode.Want more IWD content? Em and Shell chat with WGEA director Mary Wooldridge about the gender pay gap on today's episode of my millennial career.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.

Navigating cash and assets during a relationship split can be sensitive and tricky. Fraser shares what his experience was like to come out of a long term de facto relationship with kids in the picture.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen chats with Jody Fitzgerald from Morningstar Investment Management about how financial markets and share portfolios are impacted when significant global events occur.Here is the article Jody mentioned in the chatListen to 238 psychology of investing🛑 Please read the disclaimer on our website before listening to this episode.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Come gather 'round the campfire, kids! If you're new here, this is an informal chat that will go a bit longer than our usual eps. Glen, John and Vince share their thoughts on buying multiple investment properties and answer questions from the Facebook community.Check out the Solvere Property Analyser Calculator🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Sweet deals, saving tips and side hustles! We asked the m3 community for your best money hacks and you delivered. Guest hosts JP and Azaria share a ton of hacks for:👉🏾 grocery shopping👉🏿 beauty👉🏻 utilities and insurance👉 entertainment👉🏼 gifting👉🏽 making cash👉🏿 managing money👉🏻 retail👉🏾 plus so much moreWe've put together 199+ birthday freebies you could score!More money hack inspo from the fb group. Add your own!Gen Z Money is our poddy for under 25sLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today's my millennial story is with friend of the m3 community and content producer extraordinaire at She's On the Money, Jess Ricci! Jess shares on:👉 growing up in a single income household👉🏽 her unique career path👉🏻 splitting finances in her relationship👉🏾 buying property with a partner👉🏿 her future goal for work🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Listeners of my millennial property will hear a familiar voice on today's episode! Glen is taking a few weeks off from recording (you'll still hear some pre-recorded interviews on Thursdays!) so Emily joins John on the show to answer a bunch of questions about property from the m3 community including:👉🏾 how to calculate and use equity from PPOR👉🏻 lending for investment properties👉 golden rules for joint ventures👉🏼 what’s a fully serviced apartment and how might it affect borrowing👉🏽 rentvesting with commercial property👉🏿 turning a negative geared investment into positively geared👉 when to engage a building and pest inspector👉🏾 John and Emily’s property portfolio👉🏻 do interest rate rises affect investors👉🏽 tips for finding a good property managerLearn more about TAL here: https://bit.ly/tal-m3podcastCheck out my millennial property, new episodes every Wednesday!RateMyAgent can be a handy tool for finding an agent.Here’s a recent property episode that touched on joint ventures.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Kayla posted a question in the Facebook group about her situation so Glen asked if she was keen to record a clarity call! Kayla has begun earning a decent income and is wanting some direction on the next steps to reaching her financial goals.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen, John and Shell hash out some great questions that were asked in the m3 Facebook group including:👉🏾a question about asking for a raise that you can read here👉🏿Rhianna's question: what to do when you feel obligated to buy your boss back for free lunches all the time but can't afford to👉🏻should Mel invest her inheritance into converting and renting out her garage as a granny flat?👉Shanti asked what business venture would you go into if you had 150-200k?👉🏽Quintin's post about seeking a reference for a potential landlord from previous tenantsLearn more about TAL here: https://bit.ly/tal-m3podcastYou can book a career clarity call here: https://www.boldside.com.au🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today on the pod Glen interviews Rowi Singh about her story as a creator and how she went from 9 to 5 job to full time makeup artist. Rowi shares some awesome thoughts around:👉🏾managing money in a relationship👉🏿taking career risks and carving your own path👉🏻working with brands👉setting boundaries and saying no👉🏼scaling her business👉🏽navigating social responsibility as an influencer👉🏾and more!Check out Rowi's Insta, @rowisingh and her podcast, It's a Creator's World.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

What should you do with your investments when the share market waters get choppy? The answer: stay the course sailor! Listen in as Glen and John discuss:👉🏾bull and bear markets👉🏿buying the dip and the best time to invest👉🏻the best investment you can make right now!👉some ways to mitigate risk when buying shares and property👉🏽sorting your financial foundations before you investLearn more about TAL here: https://bit.ly/tal-m3podcastHere's where you can get Boom Bust by Fred Harrison: https://booktopia.kh4ffx.net/7mDGgdOur Intro to Crypto webinar is coming soon, available for pre-sale now: https://education.mymillennial.money/Listen here to John's clarity call with Ella on the my millennial property pod.Here's ep 502b where Glen chats with Kate Howitt who is an active fund manager for Fidelity.Check out Glen's sound financial house diagram on our insta.Glen deep dives into life insurance in episodes 414 & 414b.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This episode gets into a bit of money mindset stuff, health insurance, investing strategy and more. Neil the lego man is baaaack! Glen and Neil answer your questions:👉🏻how do you choose the right health insurance for you?👉🏾advice if you're just starting to manage your money in your 40s?👉overcoming fight or flight response when dealing with money👉🏿how to balance short, mid and long term investments👉🏽ways to create multiple income streams of passive income?Learn more about TAL here: https://bit.ly/tal-m3podcastTake a listen to Neil's story on episode 445bHere’s the private health Govt website Neil mentioned.Check out the book 'Ikigai' that Glen mentions: https://booktopia.kh4ffx.net/n1Axd6Listen back to the 2021 m3 census results episode here.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today's chat is with fund manager, Kate Howitt who has been named in Citywire’s list of the top 30 female fund managers in the world for the fourth year running. She joins Glen for this insightful deep dive into the world of investing and active funds management.This episode is not sponsored.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code "REBUILD".Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and guest host Sim from Girls That Invest answer questions from the m3 instagram community, including:👉new job that pays 100k salary, what's the next step for building wealth?👉🏾navigating different risk profiles in a relationship👉🏻what to do with a large sum of money that you don't need for 3 years - invest it into an ETF or hold in cash?👉🏿tips for saving for a deposit and working towards buying a home👉🏽is investing in property at 50 too late?👉🏼when should I take funds out if saving for a down payment👉building wealth in your 30s when you've changed industries👉🏿plus Sim shares how she investsLearn more about TAL here: https://bit.ly/tal-m3podcastCheck out Girls That Invest on Instagram and listen to their podcast! Enrolment for the investing masterclass mentioned in the chat has now closed.Take a listen to my millennial property with John and Emily for all the things around property.Click here for the first home super saver scheme (FHSS) explainer mentioned in the chat.🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off the Glen James Spending Plan using the code, REBUILD.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today's episode is packed with great advice from our community around setting new goals at the start of the year. If you've got a goal you're aiming for this year we are cheering you on! You've got this.🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "REBUILD": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Happy new year peeps! January can be a great time to start thinking about what positive life changes you'd like to implement, so we're kicking off the year with some practical tips. We recommend listening or coming back to this with a pen, paper or your notes app. Glen and John's new year tips include:👉🏼eliminate something in your life that's not working for you👉what are the goal-related habits that you can focus on?👉🏿identify the strategy that works for you and your personality👉🏽choose just one or two things to focus your efforts on👉🏻how can you habit stacking or gamify your habits?👉🏼make your habits and goals simple, tangible and obvious👉🏿decide a start date for your plan👉🏽what is a negative habit you can stop?👉🏻clean your space👉control your phone instead of letting it control youLearn more about TAL here: https://bit.ly/tal-m3podcastHere's the book, Atomic Habits: https://booktopia.kh4ffx.net/aEkRR🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "REBUILD": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today's ep is a replay of another highly loved episode where Glen and John give tips for your 30s, touching on:👉🏾being confident in where you're at👉🏿refining your life strategy👉🏽prioritising👉🏻gaining control of your money👉smashing debt👉🏿sorting out your foundations👉🏼investing in your future👉nailing your mortgage strategy👉🏾factoring in family stuff👉having fun!!!Check out the blog post and my millennial money express episode about setting up your emergency fund: https://www.mymillennial.money/blog/2019/1/10/how-much-should-i-keep-in-my-emergency-fund-cc79a🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This is part 2 of how to get rich, yeehaw! Enjoy.The 'CASHFLOW Quadrant' book by Robert Kiyosaki referenced in the convo is on Glen's recommended reading list: https://www.sortyourmoneyout.com/blog/2020/1/14/glen-james-book-recommendations🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our online community: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

We're replaying some our top episodes of all time and this 2-part series on how to get rich is packed with practical gems for building wealth. What can you take away for the new year?Here's Glen's blog post about building financial foundations: https://www.mymillennial.money/blog/2018/12/4/everything-you-need-to-know-about-life-insurance-yg3crCheck out Vince's business, Life Sherpa: https://lifesherpa.com.au/🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our online community and use #mymillennialmoney to ask Glen & John a question: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Over the summer we're replaying some of our most listened to episodes and in this ep, Glen was joined by Alex to give some top tips and encouragement for setting up your financial future in your 20s. They talked about:👉🏻being clear on your goals👉dodging debt👉🏽keeping your finances lean👉🏾making mistakes👉🏿people pleasing👉🏼cars👉🏻lifestyle inflation👉🏽saving👉investing👉🏿working hard👉🏾how to turn things aroundTake a listen to ep 315 how to be a financial minimalist: https://player.whooshkaa.com/episode?id=629545Check out our blog with money tips for your 20s: https://www.mymillennial.money/blog/2020/7/1/money-tips-for-your-20s-m27mz🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for the show? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Happy Summer! We loved reading all of your comments in the Facebook group about your proudest moments this year and thought we'd share a few in this bonus ep. Y'all are AMAZING! Glen is joined by the m3 team and special guests, Azaria Bell who hosts Gen Z Money and friend of the poddy, Phil Thompson who also hosts the My Risk Adviser podcast, a podcast for anyone in the financial planning ecosystem.Leave a comment about your 2021 achievements if you haven't already: https://www.facebook.com/groups/mymillennialmoney/posts/4969509569749922/Here's the Gen Z Money ep, why you might NOT choose to buy a property, mentioned in the chat: https://player.whooshkaa.com/episode?id=794610🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our Facebook community! facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and the m3 team share the results of the annual m3 census so this episode's not money-related, sorry peeps. Thanks everyone for listening to the show, we hope you have a great Christmas and New Year! We'll throw up some best of's over the Summer break.Here's Jess's clarity call mentioned in the chat: https://player.whooshkaa.com/episode?id=814599🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our online community and use #mymillennialmoney to ask Glen & John a question: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out:mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen interviews entrepreneur, academic and author Mark Bouris who has established a successful career of building disruptive businesses and is the host of two podcasts, The Mentor and Straight Talk. Mark chats with Glen about:👉🏽what he's noticed to be consistent markers of successful people👉one the biggest risks he's taken throughout his career👉🏿the people who have influenced him the most in life and work👉🏽a big regret that he made in his 20s👉🏻thoughts on getting into the property market👉🏾and valuable skills, behaviour and mindset to master that will help you in building wealthLearn more about TAL here: https://bit.ly/tal-m3podcastHave a listen to the guest episode with Glen on The Mentor with Mark Bouris.Check out Mark's shows and other resources here: https://mentored.com.au/Also have a listen to the my millennial business ep where Glen asks Mark about planning for succession within his own business.🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin the m3 Facebook group community! Use #mymillennialmoney to ask Glen & John a question: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out:mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

In this my millennial story episode Glen chats with Dev Raga, a personal finance podcaster and doctor based in Melbourne. We hear a bit about his life, work, purpose behind starting his podcast along with his thoughts on investing and building wealth for the future! It's a goodie.🛑 Please read our ep disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin the m3 Facebook group community! facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer and warnings about this episode + more check out:mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Thanks for hanging out Melbourne peeps! This ep was recorded live in Melbs on our last leg of the 2021 m3 tour.Learn more about TAL here: https://bit.ly/tal-m3podcastGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planGot a question for Glen & John? Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyPlease read our disclaimer on our website or at the link below before listening to this episode.Check out mymillennial.money/shownotes for our disclaimer, warnings about this episode, podcast resources + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Gather round kids! Vince Scully and Ivan Tchourilov from Open Markets Group are back for another yarn with Glen around the campfire. If you're a fairly new listener, campfire chats are catered to intermediate to advanced listeners but all are welcome!Got a question for the show? Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This ep was recorded at our live event in Sydney, thanks everyone who came to hang out!Learn more about TAL here: https://bit.ly/tal-m3podcastGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planGot a question for Glen & John? Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Reporter and journalist Matt Bevan, has a great way of summarising complex topics and issues for the everyday person to understand. Matt hosts the ABC podcast, 'China, If You're Listening', and joins Glen and Shelley Johnson (host of my millennial career) for a chat about the relationship between Australia and China and its influence on our economy. The convo touches on:👉🏾why should the average person care about this diplomatic relationship?👉is Mandarin a relevant language to be learning for career opportunities?👉🏻education as an international export and the risk it lends itself to of treating international students like a commodity👉🏿the complex nature of having a relationship with China, the trade issues that have occurred in recent times and it's impact on our economy👉🏽how much do different Australian political parties in power influence our relationship👉China’s influence on Western news cycles👉🏽an interesting phenomenon that Matt has come across in his research and work👉🏻what might the future look like for China👉🏿at the time of recording, ABC reporters are not allowed in China and Matt explains why👉🏾how does Matt feel about his safety as a reporter on issues surrounding ChinaYou can check out, China, If You’re Listening here: https://www.abc.net.au/radio/programs/china-if-youre-listening/Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

So great to have Aleks Nikolic from @brokegirlwealth on Insta, guest hosting this episode with Glen! Aleks and Glen get into these questions from the m3 community:👉am I better off paying into my two children's HECs fees as opposed to giving them cash due to inheritance?👉🏾how do you assess the risks of new and emerging thematic ETFs👉🏿how the money world and desire for financial literacy has changed and evolved over the years👉🏻a bit about Aleks and what inspired her to start Broke Girl Wealth👉navigating money with a partner👉🏼I have a mild saving addiction and find it hard to spend money on myself sometimes👉🏿safest way to invest for kids over the long term👉🏽growing wealth on a small incomeLearn more about TAL here: https://bit.ly/tal-m3podcastComplete the my millennial money 2021 census here: https://bit.ly/3o13bJZSnap up final tickets to our last two events of the 2021 m3 tour! https://www.mymillennial.money/eventsYou can find Aleks on Instagram here: https://www.instagram.com/brokegirlwealthGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

You guys had SO many questions for this episode! Rachelle Kroon from Sphere Home Loans joins Glen and John for this deep dive Q&A. They touch on:👉🏽when's the right time to speak to a mortgage broker?👉things you can do to maximise your chances of getting a home loan👉🏿how does HECS/HELP debt affect borrowing👉🏼why it might not be the best thing to wipe out your debt before speaking to a broker👉🏾how do banks and lenders view your BNPL history👉how does the structure of your mortgage change if you knock down and rebuild your home👉🏻debt recycling👉🏿cross collateralisation loans👉🏼living in a property for a year, renting it out for 3-5 and moving back into it. How does this affect the mortgage structure?👉🏽drawing equity out of home loan to leave in offset👉refinancing vs reviewing your current loan👉🏾self employed/business owners👉🏻what are the red and green flags to a bankUnsure if you're ready to chat with a mortgage broker? Take this quick free quiz: https://www.sortyourmoneyout.com/reach-outGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John get into these questions and topics from the m3 community:👉🏾I gave up my career for love to move to the Outback. How do I not fall behind financially?👉🏿immigrant parents not understanding how to invest👉🏻tips for living or working abroad👉my partner is a spender and struggles to stick to the spending plan. Our goals seem unachievable, how do I get them on board?👉🏼50 years old and just starting to invest, is it still wise to buy a house or should I keep investing?👉🏽ethical super investment fees vs rewardsLearn more about TAL here: https://bit.ly/tal-m3podcastThere's an afterparty! We asked the community in the m3 FB group to tell us your greatest accomplishment and share some of your responses. Y'all are so inspiring! ***Trigger warning: Glen shares a story that touches on domestic violence and mentions when to stop the episode if you do not want to listen to this part.If you need confidential information, counselling or support in relation to domestic and family violence, contact 1800RESPECT (1800 737 732). Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Register here for the Introduction to Crypto webinar. Replay available: https://bit.ly/3cy6ZvDHere’s the episode with Neil that was mentioned in the chat: https://player.whooshkaa.com/episode?id=928176Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Bonus ep for ya! Glen chats with Senator Andrew Bragg, who Chaired the Select Senate committee: Australia as a Finance and Tech Centre. They touch on the committee's recommendations for regulating crypto and also get into some discussions around BNPL, finfluencers and the environment.Register here for Glen's Introduction to Crypto webinar: https://bit.ly/3cy6ZvDGrab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.