money money money

We cover heaps in today's episode! Strap in for a great discussion with Dev who hosts our poddy, my millennial money professional. Glen & Dev chat about:👉🏻 consumer debt👉🏾 the nuances of managing money as a medical professional👉 spending money today vs saving it for tomorrow👉🏽 values-based budgeting👉🏿 success vs luck👉🏽 discrimination, racism and privilege👉 navigating the rising cost of living👉🏾 how multi-millionaires attain their wealth and achieve financial independenceRegister here for the Mortgages for First Home Buyers webinar presented by Sphere Home Loans🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

When should you consider meeting with a financial adviser and what can you expect when you do? Friend of the show Cara Williams is a financial adviser at Sufficient Funds and she joins us on the show to help answer all your burning questions such as:👉🏾 what do financial advisers actually do?👉🏿 what's the process of getting advice?👉🏻 who should see an adviser and when?👉 is there anything you need to do to prepare for the first meeting? 👉🏼 what questions are worth asking an adviser?👉🏽 is there a difference between a financial planner and financial adviser?👉🏾 how do product recommendations work?👉🏿 what do advisers wish all their clients knew?👉🏻 do financial advisers need their own financial advisers?👉 do you have to see an adviser ongoing or can you see them just once off?Head to https://sufficientfunds.com.au to book a 15 min chat with the Sufficient Funds team. Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen & John discuss the current housing crisis and answer questions from the MMM community around:👉🏾 choosing an investing platform such as Raiz, Sharesies and Vanguard👉🏿 Amy's a first home buyer weighing up two options: buy a premium block of land and build later or a cheaper entry level property?👉 thinking of using equity to pay for a new fence and retaining wall👉🏻 pet insurance, yay or nay? Take a listen to the my millennial daily episode here on this very topicCalling first home buyers! Register here for the Mortgages for First Home Buyers webinar presented by Sphere Home Loans🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Come join us around the campfire! 🔥 Today we're going deep on thematic ETFs, investing in shares and plenty more. Sitting around the fire is Glen, Gatherer of the People, Vince Scully from Lifesherpa the Chief of Marshmallows and Blair Hannon, Esky King / Head of Investment Strategy at Global X ETFs. If this is your first time joining us, welcome! Campfire chats are our longer former episodes where we sometimes cover more intermediate - advanced topics and questions from our community.📒 Sort Your Career Out & Make More MoneyBig thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.This is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's q&a, Glen and John cover these great questions and topics from the MMM community:👉 becoming debt-free after 10 years - Ben shares his story, congrats Ben!👉🏿 car loans and how much to spend on a car👉🏼 how do you navigate the emotions of selling your investments at a loss?👉🏽 bank and lender interest rates vs the RBA rate👉🏾 can you claim first home buyer incentives on your second property if your first was an investment?👉🏿 adding special conditions to your offer on a property👉🏻 do any super funds not allow early release for financial hardship?👉 just received a $500k inheritance, what should I do with it?!Register for the Mortgages for First Home Buyers webinar here: https://us06web.zoom.us/webinar/register/WN_ILlj7bl9S6qlssEO3rm_ugHear more on Glen's spending guide for buying a car: https://open.spotify.com/episode/53tm3gx6hY1rdIW3IZqYpG?si=dda600578d68478dAsking your mortgage lender for a rate review: https://www.instagram.com/reel/Clp3c2tMGIX/?igshid=YmMyMTA2M2Y=The First Home Super Saver Scheme explained: https://youtu.be/rDFXb_AcuU0🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Recently Glen asked our Facebook community if there were any single women who might be keen to share about how they manage money on the podcast and so today we're joined by Ella (23), Jelly (32) and Nyibol (26)! In the episode they talk about:👉🏻 buying property👉 managing finances👉🏾 super and retirement planning👉🏿 kids and starting a family👉🏼 lifestyle goals👉🏽 relationships👉 giving and generosityCheck out more money tips from Ella, Jelly and Nyibol here: http://bit.ly/3IYbtvxJohn Pidgeon's property course: https://www.solvereacademy.com/courses/solvere-online-property-academyBig thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen asks this: what is one good thing you've learned in your life about managing money?This is an example of our daily short form podcast :)🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Happy International Women's Day to all the ladies this week! ✨ Instead of the usual q&a today we've got an awesome chat with Téa Angelos, author and founder of Smart Women Society talking all things money, career, wellbeing and relationships.Téa's playbook, Smart Moves is packed with more than 100 actionable tips for nailing your goals and transforming your life. Grab it here for yourself or a friend: https://amzn.to/3Jguta4🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen and Vince discuss the proposed changes to the superannuation balances of over $3m, from 1 July 2025.Treasury fact sheet: https://ministers.treasury.gov.au/sites/ministers.treasury.gov.au/files/2023-03/better-targeted-superannuation-concessions-factsheet_0.pdfFinancial Services Council (FSC) release referred to in the episode: https://www.fsc.org.au/news/media-release/distributional-analysis-of-an-unindexed-3-million-superannuation-balance-cap🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's my millennial story Glen chats with Dan Ilic, comedian and host of the popular award-winning political satire podcast, "A Rational Fear". Dan talks about how he manages money as a sole trader, his early career in television and why he chose to start a comedy podcast talking about politics and climate change. Strap in for a fun and insightful chat!Check out A Rational Fear wherever you listen to podcasts and head here to find out more about Dan's upcoming live shows: https://arationalfear.substack.com/Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's community Q&A Glen is joined by listener of the show John from Brissy! Glen & John chat about:👉🏾 investment vs inflation - if the investment rate exceeds the gains, are you actually losing money?👉🏿 timing the market - is it worth changing your super investment option from high growth to mixed while share markets are down?👉🏻 how to choose private health insurance👉 how to transfer an investment property to a child without big fees👉🏼 encouraging kids around good money habits and investing👉🏽 methods for tracking expenses👉🏾 is paying $4k per year on body corp normal for an apartment 1hr out of Melb CBD?👉 advice around financial decisions when you've got young kidsThe website Glen mentions: https://www.privatehealth.gov.auSkye Wealth Young Families & Life Insurance webinar replay: https://www.youtube.com/watch?v=NwiJrz9ce9cManage your money with the Glen James Spending Plan. Use coupon code “REBUILD” to save $20🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We're going deep into the weeds on commercial property investing in today's episode with guest expert in the space, Scott O' Neill. Scott is the author of Rethink Property Investing and the founder and director of Australia’s largest commercial buyer’s agency, Rethink Investing. In today's chat, Glen, John and Scott touch on:👉🏾 Scott's property story and portfolio👉🏿 various types of commercial property👉🏻 the guidelines Scott uses to buy👉 the impact of COVID on the commercial space👉🏼 risks & rewards of buying commercial👉🏽 commercial property syndicates👉🏿 what to look for in a good asset and what to avoid👉🏾 interest rates👉🏻 commercial buyer advocate fee structure👉 value adding strategies 👉🏼 buying tenanted vs vacant📘 Scott's book, Rethink Property Investing: https://amzn.to/3IIlnCG🎙️ Scott's podcast: Inside Commercial Property PodcastBig thanks to our Thursday show partner Global X ETFs. Click here to learn more about their range of ETFs.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

What if you buy off the plan with a partner and then things go south? Yikes. Glen and John chat about a situation where this has happened plus:👉🏾 the pros and cons of refinancing every 12 months👉🏿 traveling with a credit card, do you need one?👉🏻 do you need to take out an ABN for a side hustle?👉 the ACCC inquiry into bank deposit interest rates👉🏼 why is my super rollover in amount less than the rollover out amount?📒 Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's show we're discussing the sensitive topic of gambling addiction with Jono, a licensed psychologist who has worked as the gambling help psychologist for North QLD. You may remember Jono from a previous episode on this topic (440b). In this episode Jono shares some great insights on how to approach a loved one who is struggling with a gambling addiction, the warning signs of addiction and practical steps that individuals can take to overcome their addiction. Whether you're directly affected by gambling addiction or want to learn more about this issue, this episode is a must-listen.Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.Helpful resources:Gambling Helpline: https://www.gamblinghelponline.org.au or 1800 858 858Gambling self assessment tool: https://www.gamblinghelponline.org.au/take-a-step-forward/self-assessment/problem-gambling-severity-index-pgsiGamblers Anonymous Australia: https://gaaustralia.org.au/Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Are you feeling overwhelmed by all the news of inflation, rising living costs, and interest rate hikes? You're not alone. Today's episode is an encouragement to stay calm and and focused on what's in your control along with practical tips for recession-proofing your life.Skye Wealth free webinar: Young Families and Life Insurance: What You Need to Know📒 Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We asked the Facebook group what questions they had for our guest mortgage broker, Rachelle Kroon from Sphere Home Loans and received tons! In today's episode John goes solo with Rachelle to tackle a bunch of them. They cover:👉 when's the right time to chat with a mortgage broker about buying a house?👉🏼 financial tips before you buy👉🏽 process of applying or reapplying for an interest only loan👉🏾 how long should you expect for a pre approval?👉🏿 is using a buyers agent seen as a positive or negative?👉 how are mortgage brokers paid?👉🏻 how is borrowing capacity affected by career breaks, being self employed & parental leave?👉🏽 renovation loans👉🏾 what happens if rates rise during the pre approval term?👉🏿 what’s a rate lock and how does it work?👉🏽 the process of releasing a parental loan👉🏻 is it worth buying an investment first and forgoing FHB concessions?👉 are there risks of using online-only lenders?Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.Want to chat with Rachelle & the Sphere Home Loans team? You can get in touch here: https://bit.ly/3HZBBH1🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's bonus episode was recorded live at Earp Distilling Co. in Newcastle where we celebrated the launch of 📒 Sort Your Career Out & Make More Money, out now wherever good books are sold!Big thanks to everyone who came to support, the awesome Earp team and James, Cass, John, Tom, Tess & Ellen for some banger podcast questions. If you love that extra content make sure to stick around for the afterparty. This episode touches on:👉🏾 how to prepare for a significant pay cut when changing careers👉🏿 establishing boundaries around out of hours communication with your boss👉🏻 should I change jobs now to secure a pay rise or pursue internal growth where I currently work?👉 tips for managing imposter syndrome👉🏼 best away to approach your current manager for a reference when you’re looking for other opportunities Sort Your Career Out & Make More Money by Shelley Johnson & Glen James: https://booktopia.kh4ffx.net/rnK7xjLet's Talk Culture by Shane Hatton: https://booktopia.kh4ffx.net/5bQ12bThink Again by Adam Grant: https://booktopia.kh4ffx.net/Xx0Nm3🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Ponzi schemes, MLMs and scams 🚩 🚩 🚩...can you spot the red flags of a financial fraud? Glen and friend of the show Vicky D from She’s on the Money discuss the signs to be aware of.Celebrate this year's International Women's Day with She's on the Money! http://bit.ly/3YiZgI4🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today’s my millennial story is with Lauren from Melbourne who has been on a crazy journey in the last couple of years. Like many, Lauren had some pretty big career, health and lifestyle goals that she was working towards until she got sick and everything changed. She shares what happened and her experience with making a life insurance claim.Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs📒 Sort Your Career Out & Make More MoneySort your life insurance out: www.skye.com.au/mmmThe Ruthless Elimination of Hurry: https://booktopia.kh4ffx.net/gbm3QODigital Minimalism: https://booktopia.kh4ffx.net/0Jg4BP🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen’s riding solo today and this episode is a big one - strap in! The financial decisions that you make in yours 20s can setup the rest of your life but that doesn’t mean it’s too late to do things differently if you’re in your 30s, 40s and 50s. Get ready to be encouraged and armed with some practical tips. 📒Sort Your Career Out & Make More Moneymy money journalLearn more about John's clarity callsGet connected with one of Glen's recommended professionals🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Ayumi is killing it and we found her story so inspiring and encouraging, we’re sure you will too. Congratulations for getting your Aussie citizenship today Ayumi!Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Welcome to another Tuesday episode! Today on the show Glen and John touch on questions from the MMM community around:👉🏼 the pros and cons of buying on a corner block👉🏽 how do mortgage lenders assess home buyers 👉🏾 steps to prepare for retiring early👉🏿 retiring debt👉🏻 moving from the country to the city for study👉 planning financially for transitioning from full time to part time work 📒 Sort Your Career Out & Make More MoneyRegister here for John's free webinar: How to buy your first investment property🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's episode is about maximising your career, that big income vehicle. Do you need to quit your toxic job so you can thrive somewhere else? Are there areas that you can grow in personally and professionally? Glen asks leadership communication expert Shane Hatton for his insights on workplace culture and personal leadership.Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.Shane's website: https://shanemhatton.comThe Gallup CliftonsStrengths test that Shane mentions: https://www.gallup.com/cliftonstrengths/en/252137/home.aspxBooks mentioned in the episode👇Sort Your Career Out & Make More MoneyLet's Talk CultureLead The RoomNever Split the Difference🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Would you rather....👉🏾 a principle and interest or interest only mortgage👉🏿 have a fixed or variable home loan👉🏻 rentvest or be an owner occupier👉 have a bad tenant or a bad landlord👉🏼 private health insurance or have none - Private Health Insurance matrix👉🏽 travel or start a family first👉🏾 pay cash for your car or get a car loan - here's a recent episode Glen has done on this topic👉🏻 public vs private educationWe're talking about it on today's show and Glen and John share their own thoughts.📒 Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today we're continuing the payrise chat as Glen and Shell discuss a bunch of sticky scenarios sent in from the my millennial money community. Go and listen to part 1 in the previous episode if you haven't already!Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.Check out 📒 Sort Your Career Out & Make More Money and come to our book launch live event in Newcastle: Limited tickets. Book hereHere's the my millennial career q&a episode that Shell mentions.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

New year, new salary? Glen and Shell discuss the often-daunting task of asking for a pay increase and what you can do to set yourself up for a successful outcome.📒 Check out Glen and Shell's new book, Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Here to help you kick your 2023 property goals are John and Emily from my millennial property sharing 5 tips each to help you purchase that dream home or investment property!Shoutout to our new Thursday show partner, Global X ETFs ✨ Click here to learn more about their range of ETFs.Emily's first home buyer course: 101: Buying Your First Home🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Happy new year folks! What day is it? What's happening? We're not sure but it's a great time to set goals, change habits and set your year up to win so listen on for tips from Glen and John! They touch on:👉🏻 habit stacking👉🏿 staying motivated👉 prioritising your goals👉🏼 breaking down goals into smaller steps👉🏽 goal setting with partners👉🏾 tips from the MMM communityExtra resources mentioned in the episode:my money journalAtomic Habits by James ClearSort Your Career Out & Make More Money Sort Your Money Out & Get InvestedClarity Call with JohnJohn's property management tracker🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's episode is a throwback to season 4 when Glen chatted with podcast host of Afford Anything, Paula Pant about all things financial independence. Paula talks about:👉🏽 her thoughts on the FIRE movement (Financial Independence, Retire Early)👉🏿 how she saved for her own travel goals👉🏻 the meaning behind the name of her podcast, "Afford Anything"👉 how she views different types of debts👉🏼 mindset around investing, saving and how you think about your money - simple is key👉🏾 accumulation vs preservation phases - what these phases are about and how they're applied throughout your life👉🏻 her experience in property investing - the challenges, the upsides and how she manages itCheck out Afford AnythingFollow Paula on IGGet Glen and Shell's new book, Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Holidays are a great time to get the creative juices flowing - begin that side hustle, do that new project, dream about that business you always wanted to start. Today's episode is a replay of one of our favs from season 4 where Glen chats with Pat Flynn about his move out of a corporate career into the world of entrepreneurship. Whatever it is you want to do we hope this chat inspires and encourages you.Pat's book, Will It Fly: booktopia.kh4ffx.net/doK9P7Invest in your career with Glen and Shell's new book: Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Reading out all of your responses of your wins from the Facebook group!👉🏾 paying off debt👉🏿 saving emergency funds👉🏻 purchasing first homes👉 leaving toxic relationships👉🏼 getting married👉🏽 ALL THE WHOLESOME STUFF!Merry Christmas & happy holidays. Love Glen!📒 Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Is this really the last episode for the year?! For our last yarn of 2022 we got the team together to share the results of the annual census. We'll be taking a week off between Christmas and New Years but rest assured we'll be replaying some of our fav eps so you can still listen to MMM while you're laying comatose on a couch from a food hangover. If you're working over the Summer we salute you! Thanks for doing what you do to keep society going. Get help with money or mental health - a list of support servicesCheck out Glen and Shell's latest book, Sort Your Career Out and Make More MoneyGet help with personal insurance: Click here or visit sortyourmoneyout.com and click Get Help🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen shares how to take control of your finances as a single person and offers tips for anyone looking to better manage their money, regardless of relationship status. Whether you're just starting out on your own or have been single for a while, this episode is for you. Not single? Maybe share this episode with a friend.Use the code REBUILD for $20 off The Glen James Spending Plan: https://bit.ly/2WxMieK🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Property vs shares is the age old debate! As promised, Glen's back with Paul Benson to chat about why property might not be the best investment option for you. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Sometimes it's tricky to know how to make the 'right' decision when you're tossing between options. Glen and John share a few tips around decision making and chat about: 👉🏾 pay down mortgage or invest?👉🏿 spend $30k on the wedding or do it on a shoestring budget?👉🏻 buy a house now or later?👉 save to buy a house or invest?👉🏼 salary sacrifice into super or invest outside of super?👉🏽 pay uni fees in full or put it on HECS/HELP debt?👉🏾 have kids or travel?👉🏻 stay at my job or go?👉 renovate or buy investment property?👉🏼 live it up or save for the future?👉🏿 keep kids in private school or switch to public and save $100k🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We asked the Facebook community for their best terrible advice on how to get rich and they delivered some absolute bangers 😂 Shoutout to special guest Alright Hey! for coming back on the show to help bring the funnies.Follow Alright Hey on IG and Trash Alley on Spotify if you need more Matt in your life (who doesn't).Go listen to episode 522b on MMM to hear Matt’s money story!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Found yourself in a sticky situation? Glen and John share some tips on how to reset and recover. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's episode is a debt recycling deep dive! Friend of the show and financial adviser Paul Benson joins us to help break down the concept of debt recycling and answer all your questions about it. The episode touches on:👉 what IS debt recycling?👉🏼 debt recycle with PPOR or investment, interest only or P&I?👉🏽 how much equity should you have before debt recycling?👉🏾 how do interest rates affect your debt recycling strategy?👉🏿 would a gearing strategy or debt recycling suit your goals better?👉🏻 how to calculate the benefit👉 how would lending work👉🏼 how often should we invest?👉🏽 is it best to engage a planner or accountant in the process?👉🏾 do you have to turn off DRP to debt recycle?👉🏿 couples - does it matter who’s name the shares are under?👉🏻 considerations for sole traders👉 who would debt recycling suit👉🏽 when wouldn’t you do a debt recycling strategyThe Psychology of Money: https://amzn.to/3FazrD9🎧 Financial Autonomy - take a listen to Paul's podcast!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Friend of the show, Vince Scully from Life Sherpa is today's guest host with John. Today's community questions touch on: 👉🏾 if Megan retired early and wasn't earning a salary, would she still have to pay back her HECS/HELP debt?👉🏿 best way to invest for four kids👉🏻 help, my partner doesn't want to talk about money!👉 how to decide when to sell shares👉🏼 money in offset account or micro investing app?👉🏽 your tips for buying your first homeFill out the MMM annual census: https://www.mymillennial.money/ask🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Did you know that millionaires often have multiple income streams? Glen and Nick Bradley host of my millennial investor chat about a bunch of ways to make money and diversify income streams.Pre-order Sort Your Career Out, And Make More Money! https://booktopia.kh4ffx.net/rnK7xjGlen's Youtube review of the Superhero platform: https://youtu.be/mJ6Fxz4CZAoBooks mentioned in the chat:The Millionaire Next Door: https://amzn.to/3UZhsVRThe Millionaire Mind: https://amzn.to/3guMVjy🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

John and Emily Wallace from my millennial property are your guest hosts today as Glen takes a break from recording post-ankle op. Wishing you a speedy recovery Glenny J! Today's property q&a touches on:👉🏻 is it better to buy an investment property brand new so you can claim the full depreciation?👉🏾 buying infill vs greenfield estate👉 how are house valuations being affected by rising interest rates and inflation?👉🏼 are property & finance experts spruiking on socials to be trusted?👉🏽 putting in offers in a falling market 👉🏾 which is better for capital growth - unit in capital city or a house in a regional area?👉🏿 basing your property strategy on what grants you can getEnjoy property stuff? Take a listen to my millennial property wherever you're listening to this podcast and follow Emily Wallace and John Pidgeon on IG.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's episode we're talking all about the relationship between our money decisions and our mind with Dr Lili Sussman who is the Chief Strategy Officer at Wisr Today, Australia’s first money coaching app that uses psychology tools to help you change money habits, get out of debt and build a values-led financial future. Glen and Dr Lili chat about:👉🏻 spending guilt👉 navigating close relationships with people who hold different beliefs or values about money to you👉🏼 does knowing if you're a saver or spender help your money mindset?👉🏽 the best indicator of financial health - hint, it's not your income!👉🏾 how the Wisr Today app works and answering your questions about the app👉🏿 in the afterparty Dr Lili shares her unique personal story involving a traumatic brain injuryGo to https://bit.ly/wisrmymoney22 and follow the prompts to download the Wisr Today app and get your 2 months free with the code: MYMONEY22 This is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Get $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Can you guess the new show? We're not leaving any hints in the shownotes hehe you'll have to listen to find out! ....Oh okay...maybe a little hint: Folllow now, only on Spotify. Hosted on Acast. See acast.com/privacy for more information.

Christmas is 6 weeks away, whaaaaat! Today we're sharing your money saving hacks and gift giving tips for the festive season. John and Shell join Glen on the show.KitchenAid Ice Cream Scoop: https://amzn.to/3zZW227Give the gift of financial literacy, get Glen's book Sort Your Money Out & Get Invested: https://booktopia.kh4ffx.net/rnzAKjPre-order Glen & Shell's new book, Sort Your Career Out & Make More Money: https://booktopia.kh4ffx.net/rnK7xj🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen breaks down what to consider when you're picking a super fund.🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

It's been a hot minute since we've had a campfire chat, let's go! Glen shoots the breeze on all things investing with Vince Scully from Life Sherpa and Kanish Chugh, Head of Distribution at Global X ETFs. If you're new around here, our campfire chats are longer than our usual episodes and touch on content that's more intermediate to advanced. All listeners welcome. Learn more about Global X ETFs: https://bit.ly/globalXM3This is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Welcome to another q&a! Glen and John discuss your questions and topics touching on:👉🏾 raising the rent on your investment property👉🏿 changing your super investment strategy to ride out a potential recession👉🏻 will salary sacrifice impact my borrowing capacity?👉 put extra money towards paying off car loan or insurance premiums in super👉🏻 your ideas for cheap and fun hangs with friends👉🏼 moving to London and wondering how to structure finances👉🏽 tips for managing money with adhd👉🏿 home and contents insurance on a strata property👉 why you should double check your home insurance policyPre-order Sort Your Career Out, And Make More Money: https://booktopia.kh4ffx.net/rnK7xjCheck out our resource list of support services that could help you or someone you know work through money or mental health concerns.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen and friend of the show, Azaria Bell chat about their top takeaways after reading the book, The Psychology of Money by Morgan Housel:👉🏾 the highest form of wealth is having control of your time👉🏿 manage your money in a way that helps you sleep at night👉🏻 your experiences and age-bias shapes your perspective👉 be kinder and less flashy👉🏼 increase your savings by lowering your ego👉🏽 worship room for error👉🏿 aim for reasonable rather than rational decisions👉🏻 you don’t need a reason to save👉🏾 don't assume that you and your beliefs won't change in the future👉 define the game you’re playing and run your own raceGot a book you want reviewed on the show? Let us know in the m3 facebook group.Mentioned in the episode: 403b economics, financial peer pressure + investing in green tech: Cornell Professor Robert H. Frank (USA)The Psychology of Money by Morgan HouselGet it on Amazon: https://amzn.to/3TVuvGFGet it on Booktopia: https://booktopia.kh4ffx.net/YgP7ZJSuccess and Luck by Robert H. FrankGet it on Amazon: https://amzn.to/3WeusIaGet it on Booktopia: https://booktopia.kh4ffx.net/9WKgMQ🛑 Please read our disclaimer + warnings before listening to this episode💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today on the show Glen and John discuss questions posted in the mmm fb group around:👉🏾 property contracts and withdrawing an offer👉🏻 anon's share investing strategy 👉 buying a takeaway coffee before work every day👉🏿 that feeling of PANIC immediately after buying a house!👉🏼 career changes and figuring out what you're passionate aboutPre-order Sort Your Career Out: booktopia.kh4ffx.net/rnK7xjCheck out the coffee by Glee Coffee Roasters mentioned in the episode and get free shipping till end of November when you use the code: MMMNeed property help? Check out https://www.solverewealth.com.au/🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Another bonus episode for a bit of fun! Glen and special guests Shell and Ellyse read your responses to a post we popped in the Facebook group and share a few announcements - like the fact that our annual census is open! ✨✨✨Fill out the census here, all answers are anonymous (thanks in advance!): https://www.mymillennial.money/askPre-order Sort Your Career Out: booktopia.kh4ffx.net/rnK7xjHow to Get Out of Debt free module: https://education.mymillennial.money/courses/get-out-of-debt🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.