
money money money
876 episodes — Page 11 of 18

S5 Ep 22522 creating your money mindset (part 2)
Glen shares his personal money mindset philosophy broken down into 5 key areas:👉🏻 hygiene factors👉 focusing on others👉🏾 focusing on self👉🏿 investing👉🏼 removing toxins from your bloodstreamListen to part 1 of creating your money mindsetLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 21bonus: property, mortgages, LMI, parental guarantees & Vince has a new book
bonusWe've got a bonus ep for ya! Glen and Vince talk property and Vince's new book, Live the Life You Want With the Money You Have! Get a copy of it at the links below.Booktopia: https://booktopia.kh4ffx.net/P0kBrYAmazon: https://amzn.to/3t93FjlGlen's book: https://www.sortyourmoneyout.com/sort-your-money-out-get-invested🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 21521b mms: Annie is a mum of 2 who just bought a home after a separation
bonusAnnie is a long time listener of the show and a 40 year old single mum who recently bought her first home with the help of my millennial property cohosts, John Pidgeon & Emily Wallace! Glen and Annie have a chat about her story which touches on:👉 her former long term relationship and having different money values to her ex-partner👉🏻 how she has set up her sound financial house👉🏼 what co-parenting financially with her ex looks like👉🏿 getting her personal protection plan set up after the separation (check out episodes 414 and 414b in the links below if you need to set up yours!)👉🏾 and the journey she took to secure her first home!Links to ResourcesHow to get out of debt course [FREE]414 sex, drugs & life insurance... death, TPD, trauma, income protection (part 1/2)414b sex, drugs & life insurance... death, TPD, trauma, income protection (part 2/2)Book a clarity call with JohnCheck our Emily's FHB course🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 21521 creating your money mindset (part 1)
In part 1 of our money mindset series, John shares some practical ways to think about and manage your money as a:👉🏻 new parent - furbabies included!👉 teen👉🏼 single👉🏽 newlywed or couple committing to a long term relationship👉🏾 retiree👉🏿 part time and shift worker👉 commuter and more!Click here to learn more about TAL: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 20520b money & relationships
bonusAs an ex-financial adviser, Glen has worked with countless couples when it comes to managing money. In today's episode he shares tips around:👉 gauging how a potential partner is with money👉🏼 helping a partner who isn't very good with money👉🏿 tips for young couples👉🏾 and talking about money with your partnerIf you are experiencing any issues in regards to an abusive relationship including financial abuse, contact 1800RESPECT at https://www.1800respect.org.au/ or 1800 737 732.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 20520 tax time essentials! WFH, sole traders, shares & crypto, super contributions, two jobs, rental properties + more
It's almost tax time, get ready to name it and claim it! Big thanks to accountant and m3 listener Aimee who joined Glen on the show to answer a bunch of your questions around:👉🏻 personal super contributions👉🏾 working from home👉🏿 crypto & shares👉 sole traders👉🏼 having a 2nd job👉🏽 having a rental property👉🏻 cars👉🏿 making amendments to past tax returns👉 and tips for anyone doing their own taxLearn more about TAL! https://bit.ly/tal-m3podcastChat to a trusted accountant here🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 19HELP debt increase! Should you pay it off?
bonusFrom 1 June the HELP debt indexation rate increases from 0.6% to 3.9%. Should you pay off extra given the increase? Should you pay it off early? Glen explains how indexation and repayments work and shares his thoughts.Check out Instagram to see the index graphHECS-HELP repayment rates on the ATO website StudyAssist website🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 19519b building and living in an eco-friendly tiny home (Benj's story)
bonusTiny homes are changing the property game! Benj has a very cool story and shares how he built an eco-friendly tiny home which he now lives in with his partner Holly. Check out the cool photos on Instagram here! The chat touches on:👉🏾 costs👉🏿 materials👉🏻 setting up tank water, a septic sewerage system and solar electricity👉🏾 some of the council requirements and assessments👉🏼 his future plans for the property👉 questions from the m3 community👉🏼 Benj's tips and learnings for anyone also thinking of building a tiny home🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 19519 investing in shares 101 (for beginners)
Heads up! This episode's an entry level intro to investing concepts. Great for beginners or simply as an encouragement on your investing journey. Glen and guest host, Nathan Robertson, answer questions from the m3 Instagram community and talk about:👉🏾 how investing works👉🏿 where’s the best place to put my money and understanding goal setting👉🏻 investing risk, return and diversification explained👉 the ASX and how the index measures the value and size of different companies👉🏼 mindset and how to stay positive when you get negative returns👉🏽 how to tackle the fear of starting or making the wrong decision (listen to 512 analysis paralysis: 9 ways to beat it)👉🏾 pay off debt or invest?👉🏿 how investing platforms work🛑 Please read our disclaimer + warnings before listening to this episodeLearn more about TAL here: https://bit.ly/tal-m3podcastRelated episodes & resources:Glen's bookHow to get out of debt course [FREE]investment strategy vs tactics 🤓512 analysis paralysis: 9 ways to beat itintro to investing platforms (Youtube)437 share investing concepts for beginnersAlso check out Investing in Shares in our episode directory for more related content!🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 18CRYPTO CRASH 📉 the crypto blood bath explained🩸🩸🩸
bonusCrypto markets are going wild! Here's what's going on.For a cheeky discount to the "introduction to cryptocurrency" course & all other courses use the code "friyay" right here.🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 18518b Alisha Aitken-Radburn on her story & we just ended up talking political philosophies (part 1)
bonusNot heaps about money in this one, so heads up. Today's guest is Alisha Aitken-Radburn.You might know her from the Bachie reality tv franchise but did you know that Alisha also has a background working in the political space! This is part 1 of two episodes where Glen and Alisha talk about how the Australian parliament and elections work and get into some fun stuff around political philosophies.Stay tuned for part 2 where we'll chat with Alisha about money and life!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 18518 keep variable or fix mortgage? new no LMI 5% deposit home loans!!! investing in livestock & buying recreational land + more
There's plenty of chatter in the community about whether to fix home loans off the back of the interest rate rise. Glen, John and guest host, Rachelle Kroon from Sphere Home Loans discuss mortgage & interest rates plus much more on today's episode. They touch on:👉 fixed and variable rates👉🏼 should I leave my 9-5 to pursue my dream?👉🏽 some cool new products helping eligible professionals and essential workers to get into their first home sooner👉🏾 my family have lost money in investments, how can I regain confidence in investing?👉🏿 investing in livestock👉🏻 buying land to use for camping and recreation👉 when's the right time to move your investments into a trust?To learn more about the cancer support service that TAL can offer, click here.To speak to Rachelle & her team or a trusted professional click here.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 17517c Vanguard Q&A, Vanguard Personal Investor roadmap, exclusive Vanguard Super update, Vanguard on Gold/Crypto ETFs, investing in wild times + more
bonusOn today's episode Glen chats with Balaji Gopal, Head of Personal Investor at Vanguard. They touch on:👉 a bit about Vanguard and their ethos👉🏻 investing habits - how they'll help your investing strategy and cut out the noise!👉🏿 the value that a financial adviser can bring to your investing plan👉 responsible investing and measuring ethics👉🏼 features roadmap - what's in the works for Vanguard Personal Investor including auto-invest, investing for kids and trusts👉🏿 Vanguard superResources mentioned in the chat:Atomic Habits by James Clear: https://booktopia.kh4ffx.net/aEkRRGlen's Vanguard Personal Investor case study: https://youtu.be/D-sUOfux20QVanguard Smart Investing newsletter: https://www.vanguard.com.au/personal/education-centre/en/insightsVanguard Index Chart: www.vanguard.com.au/indexchartThis is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 17517b *BREAKING NEWS* 📢 how the interest rate rise affects you
bonusAustralia's cash rate has gone up from 0.10% to 0.35%, the first rate increase in over 11 years. Glen unpacks what it all means for you.🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 17517 side hustles, how to negotiate on a house, managing money & super when abroad, talking to kids about money + more
How do you set up your super and finances if you plan to live in another country for awhile? Glen and John chat about this question from Rohini and more including:👉 talking to friends and family about money👉🏽 are side hustles taxed?👉🏿 negotiating an offer on a house👉🏻 talking to kids about money👉 industry vs self nominated super fund👉🏼 plus we asked the m3 community about their non-negotiables when looking for a propertyMentioned in the chat:514b buyers agentsNeed a trusted adviser? Click hereLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 16516b inflation & interest rates 101, investor behaviours + a checklist for investing in volatile markets
bonusAustralia's on the brink of an interest rate rise for the first time in over 10 years, wild! Jody Fitzgerald from Morningstar Investment Management returns to the show to unpack this along with four things that investors can do to make better decisions when the share market is volatile.Mentioned in the chat:238 psychology of investing🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 16516 pet insurance, renovate or buy bigger home, retiring in your investment property + more
We love our pets but they can hurt the wallet from time to time. Should you have a separate emergency fund for them? Glen and guest cohosts, Shell Johnson from my millennial career and James Millard from Sufficient Funds discuss this and more including:👉 35 with $280k of savings, should I pump super or buy a house?👉🏼 should I get pet insurance?👉🏾 needing to reciprocate expensive dinners and gestures👉🏿 renovate or buy bigger?👉🏻 is it worth buying an investment property that you may want to retire into?👉🏽 how should I financially prepare for being unemployed for a few monthsMentioned in the chat:emergency funds 101 🚨Book a career clarity call with ShelleyLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 15515b asset allocation, debt recycling, bonds, equities, buying a business premises, trusts + everything else (campfire chat)
bonusInvesting, business, family, relationships - today's episode is a biggie! Special guest Luke, who is a listener of the show joins Glen and Vince for the campfire chat:👉🏻 will bonds cease to exist in the future?👉🏿 what's the risk of a 100% growth portfolio?👉🏾 how to determine the intrinsic value of a company👉 investing for kids👉🏼 buying a property to run your business out of👉🏽 why would you consider using a trust?👉🏻 debt recycling👉 managing finances in a relationshipBook mentioned in the chat:Live the Life You Want With the Money You Have by Vince Scully: https://booktopia.kh4ffx.net/P0kBrY🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 15515 investing as a uni student, prenups/BFA's, debt or emergency fund, wealth inequality + more (guest host Victoria Devine from SOTM)
Money, relationships, politics. We're talking about the big stuff in today's episode with guest host, Victoria Devine from She's on the Money.🛑 Content warning: The afterparty touches on themes relating to depression and mental health which you might find distressing. Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Glen and Victoria discuss:👉🏾 how do I prioritise saving and investing as a uni student?👉🏿 why is stamp duty so expensive?!👉🏻 if you were prime minister, what would you do to change wealth inequality in Australia?👉 when’s the right time in a relationship to get a prenup / binding financial agreement?👉🏼 pay off debt or build up emergency fund?👉🏽 I'm a sole trader with a new mortgage, when should I start paying myself super?Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 14514b buyers agents: what do they do & do you need one + 3 tips for first home buyers (q&a with Emily Wallace)
bonusToday we're answering all your questions about buyers agents with my millennial property host, Emily Wallace. Glen and Emily unpack:👉🏾 what does a buyers agent or advocate (BA) actually do?👉🏿 good questions to ask a BA when you're vetting their suitability for you and red flags 🚩👉🏻 the fees & costs👉 do you need a BA and when's the best time to engage them👉🏼 plus Em shares her tips for first home buyers in a heated marketEmily's course: 101: buying your first home🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 14514 single & no plans for kids, when to buy a 2nd property, investing via business entity, budgeting with a family + more
The community asked and Glen and John discuss:👉 I have no spouse or children to bequeath my money to, what's the best use of my money?👉🏼 how much of my PPOR should I pay down before buying an investment property?👉🏾 what are some money tips & hacks for expecting parents? Check out this great post in the facebook group!👉🏿 using a business entity vs using your trust to invest in shares👉🏻 how do I work for family and stay sane?!👉 investing inside vs outside of super👉🏼 the m3 community share what they wish they knew earlier about money!👉🏾 John's new program for aspiring property coaches and buyer's agents: https://bit.ly/jptrainthetrainerm3Need a trusted professional to help you sort your wills & estate? Check out Aubrey Brown LawyersLearn more about TAL here: https://bit.ly/tal-m3podcast 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 13513b investment property or first home (live clarity call with Zoe)
bonusZoe is at a crossroads, should she rent where she wants to live and buy an investment property, or get the first home? And should she make the purchase on her own or with her partner?In this live clarity call, property coach and cohost of the show John Pidgeon helps Zoe get some clarity on how to move forward. Big thanks to Zoe for letting us record the call!Recorded 24 February 2022.Need clarity around a property decision? Book a call with John: https://bit.ly/M3JohnClarityCall🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 13513 spotting red flags 🚩🚩🚩 prioritising money goals, investing for kids, investing in index funds + more
In today's community q&a Glen and John discuss:👉tips to avoid getting sucked into scams or working with dodgy companies👉🏼 clarifying your life and money goals👉🏽 investing in index funds via different platforms👉🏿 saving and investing for kids: best tips from the m3 community! Read more here!👉🏾 prioritising your money goalsUnderstanding investing platforms: https://youtu.be/D-sUOfux20QOur course is now FREE: How to get out of debtBook: The Intelligent Investor by Benjamin GrahamJohn's property coaching training program: https://bit.ly/jptrainthetrainerm3Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 12512c financial abuse and recognising your self-worth
bonusFinancial abuse often goes hand in hand with other forms of abuse within relationships but gets spoken about less. We are very lucky to have Liz on the show who shares her experience and how she went from being a broke single mum to rebuilding her financial future.🛑 This episode touches on themes relating to abusive relationships and may be distressing to some listeners. If you have been impacted by sexual assault, domestic or family violence or abuse, help is available at 1800RESPECT. Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Liz's story touches on:👉🏾 the lies her partner told to use their money to start another relationship, leaving her with no money to raise their son👉🏻 financially supporting an ex who couldn't work due to a drug addiction👉 the accompanying emotional and physical abuse👉🏿 how she got the clarity to leave by taking a break from the relationship and talking with friends and helplines👉🏻 some of the practical steps she took to rebuild her financial future and now has a net worth of $400k, amazing!Check out Liz's blog, Teaching Brave and find her on social @teachingbrave🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 12512b the 2022 federal budget: what you need to know
bonusThe budget's out, Glen and John discuss. Here's some of the info that you might find interesting around:👉 the fuel excise👉🏼 tax cuts👉🏾 wages👉🏿 first home buyers👉🏻 small biz👉🏽 paid parental leave👉🏿 the environment👉 refugees & foreign aidArticle: https://www.abc.net.au/news/2022-03-29/federal-budget-2022-winners-and-losers/100914858🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 12512 analysis paralysis: 9 ways to beat it
Are you getting stuck on making a decision? Whether it's a career or lifestyle change or jumping into a new thing, Glen and John share 9 tips to get you moving and taking action! Plus you'll hear a sneaky new segment after the break.Book a clarity call with JohnLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 11511c life insurance inside vs outside super, income protection, TPD, trauma, salary sacrifice + more (campfire chat with Phil Thompson)
bonusAdviser and friend of the show Phil Thompson joins Glen to unpack a ton of great questions from the m3 community. They touch on:👉🏻 personal insurance in super vs out of super👉🏿 tax on TPD pay outs👉🏾 salary sacrificing into super to cover premiums👉🏼 how does your health history impact your ability to get cover?👉 I’m single, have assets and no dependants, do I need life insurance?👉🏽 how do exclusions work and how long do they last?👉🏿 having multiple policies👉🏻 level vs step premiums👉🏾 when do you need income insurance?👉 what are your options if you can’t get insurance?👉🏿 changing your level of cover👉🏻 which insurances should families prioritise?👉🏾 some wild stats about the likelihood of trauma events occurring👉🏼 de-linking your insurance from superLearn more about life insurance in the deep dive episodes below.414 sex, drugs & life insurance... death, TPD, trauma, income protection (part 1/2)414b sex, drugs & life insurance... death, TPD, trauma, income protection (part 2/2)To speak to Phil or one of our trusted advisers click here.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 11511b finfluencers warned of up to 5 years in prison 😱
bonusASIC have released an information sheet for influencers talking about all that cash money.For the ASIC information sheet, click here.For the case that ASIC have mentioned click here.Recorded ~4:30pm, 22 March 2022.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 11511 using equity to buy property or shares, pay off mortgage vs save for investment property + more
Today's episode is packed with more great questions from the community and answering them are John and Dev Raga who hosts my millennial money medical. Glen's back for live Tuesday episodes next week! John and Dev discuss:👉🏻 tips for using equity to buy property or ETFs👉 what are some tips for converting my PPOR into an investment and buying a new family home?👉🏾 investing into property directly vs indirectly through an ETF👉🏿 pay down mortgage quickly or save for investment property👉🏼 starting late on the investing journey, what's the best place/asset to invest in to see returns in the next 10 years?👉🏽 what are the pros of investing in a strata titled property like an apartment👉🏻 how to know if a 10 year money goal is achievable or realistic?Learn more about TAL here: https://bit.ly/tal-m3podcastCheck out our other shows 👇my millennial propertymy millennial money medical🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Planmy millennial money is produced by SYMO interactive. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 10510b the future of car ownership & using your car as a side hustle with Car Next Door
Do you own a car, ute or van that doesn't get used much? Glen chats with Will Davies CEO of car sharing platform, Car Next Door about how you can turn your vehicle into a profitable side hustle while doing good for the environment. They touch on:👉🏽 the concept of Car Next Door and how it started👉🏿 the process of testing and bringing the new startup to market👉🏾 studies on car sharing + the positive effects on the environment👉🏻 the ins and outs of listing your car on the platform👉 fees and charges for borrowers and lenders👉🏼 exciting news about Uber x Car Next DoorLearn more at carnextdoor.com.au. This episode is sponsored. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Plan Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 10510 changing careers, upskilling for more money, pursuing a leadership role, working out your value + more
Guest hosting today's show and answering a bunch of career questions from the m3 community are Em and Shell, hosts of the my millennial career podcast! They answer:👉 should I stay in my customer service job with great culture or pursue a career in HR?👉🏼 should I quit my stable & high paying but stressful, toxic job to pursue my small biz side hustle full time?👉🏽 how do I know whether I want to pursue a leadership role in the future?👉🏾 tips for upskilling👉🏿 stay casual or full time while looking for the job you love?👉🏻 how to quantify the worth you bring to an organisation?👉 how to set career goals?Below are some leadership books we love:Dare To Lead by Brené Brown: https://booktopia.kh4ffx.net/15O2R9Multipliers by Liz Wiseman: https://booktopia.kh4ffx.net/Zd4qBXExtreme Ownership by Jocko Willink & Leif Babin: https://booktopia.kh4ffx.net/gbNJgATake a listen to my millennial careerLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 9509b superannuation & investing for the long term (campfire chat with Glen, Vince & John Winters)
bonusIn today's chat, Glen, Vince Scully and John Winters from Superhero discuss all the things around superannuation including questions from the m3 community. They touch on:👉 the state of super as it is currently👉🏼 the first home super saver scheme (FHSS)👉🏽 when should or shouldn't you salary sacrifice into super👉🏾 considerations for SMSF👉🏿 how to use super at retirement👉🏻 stuff for the self employed👉 contribution splitting with a spouse👉🏽 salary sacrifice when you have HECs/HELP debt👉🏾 and much more!Listen back to the Superhero deep dive episodeGlen and Vince's FHSS explainer Youtube videoThis episode is sponsored by Superhero.Superhero allows you to buy Aussie and U.S. shares and ETFs with no monthly account fees AND you can now earn Qantas Points on eligible trades with Superhero. Visit superhero.com.au/qantas to learn more or download the Superhero app to get started. Eligibility criteria, minimum share trade amounts, terms and conditions, and fees & charges apply.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 9509 women's economic barriers, gender pay gap, affecting political change + more
This International Women's Day, Sally Loane former CEO for the Financial Services Council joins Glen on the podcast for a chat which touches on:👉 how businesses can help to reduce the gender pay gap👉🏽 barriers to women returning to work after kids👉🏾 Covid’s effect on shifts both positive and negative for gender equality and the gender pay gap👉🏿 grassroots ways to affect change at a political level👉🏻 tax, housing, super and childcare policies to look out for in the upcoming election👉🏼 women on boards👉 the homelessness crisis amongst older womenLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read the disclaimer on our website before listening to this episode.Want more IWD content? Em and Shell chat with WGEA director Mary Wooldridge about the gender pay gap on today's episode of my millennial career.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 8508b money and separation
bonusNavigating cash and assets during a relationship split can be sensitive and tricky. Fraser shares what his experience was like to come out of a long term de facto relationship with kids in the picture.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 8508 investing in shares, volatile financial markets, superannuation, energy prices + more (geopolitical crisis in Europe)
In today's episode Glen chats with Jody Fitzgerald from Morningstar Investment Management about how financial markets and share portfolios are impacted when significant global events occur.Here is the article Jody mentioned in the chatListen to 238 psychology of investing🛑 Please read the disclaimer on our website before listening to this episode.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 7507b campfire chat: buying multiple properties
bonusCome gather 'round the campfire, kids! If you're new here, this is an informal chat that will go a bit longer than our usual eps. Glen, John and Vince share their thoughts on buying multiple investment properties and answer questions from the Facebook community.Check out the Solvere Property Analyser Calculator🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 7507 the ultimate money hacks
Sweet deals, saving tips and side hustles! We asked the m3 community for your best money hacks and you delivered. Guest hosts JP and Azaria share a ton of hacks for:👉🏾 grocery shopping👉🏿 beauty👉🏻 utilities and insurance👉 entertainment👉🏼 gifting👉🏽 making cash👉🏿 managing money👉🏻 retail👉🏾 plus so much moreWe've put together 199+ birthday freebies you could score!More money hack inspo from the fb group. Add your own!Gen Z Money is our poddy for under 25sLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 6506b mms: work, money + relationships with Jess Ricci from She's on the Money
bonusToday's my millennial story is with friend of the m3 community and content producer extraordinaire at She's On the Money, Jess Ricci! Jess shares on:👉 growing up in a single income household👉🏽 her unique career path👉🏻 splitting finances in her relationship👉🏾 buying property with a partner👉🏿 her future goal for work🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 6506 using equity in your PPOR, property investing, joint ventures + more
Listeners of my millennial property will hear a familiar voice on today's episode! Glen is taking a few weeks off from recording (you'll still hear some pre-recorded interviews on Thursdays!) so Emily joins John on the show to answer a bunch of questions about property from the m3 community including:👉🏾 how to calculate and use equity from PPOR👉🏻 lending for investment properties👉 golden rules for joint ventures👉🏼 what’s a fully serviced apartment and how might it affect borrowing👉🏽 rentvesting with commercial property👉🏿 turning a negative geared investment into positively geared👉 when to engage a building and pest inspector👉🏾 John and Emily’s property portfolio👉🏻 do interest rate rises affect investors👉🏽 tips for finding a good property managerLearn more about TAL here: https://bit.ly/tal-m3podcastCheck out my millennial property, new episodes every Wednesday!RateMyAgent can be a handy tool for finding an agent.Here’s a recent property episode that touched on joint ventures.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 5505b live clarity call with Kayla
bonusKayla posted a question in the Facebook group about her situation so Glen asked if she was keen to record a clarity call! Kayla has begun earning a decent income and is wanting some direction on the next steps to reaching her financial goals.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 5505 asking for a pay rise, granny flats, side hustle or buy a business + more
Glen, John and Shell hash out some great questions that were asked in the m3 Facebook group including:👉🏾a question about asking for a raise that you can read here👉🏿Rhianna's question: what to do when you feel obligated to buy your boss back for free lunches all the time but can't afford to👉🏻should Mel invest her inheritance into converting and renting out her garage as a granny flat?👉Shanti asked what business venture would you go into if you had 150-200k?👉🏽Quintin's post about seeking a reference for a potential landlord from previous tenantsLearn more about TAL here: https://bit.ly/tal-m3podcastYou can book a career clarity call here: https://www.boldside.com.au🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 4504b Rowi Singh chats money, biz, authenticity + becoming a FT influencer (she's a vibeeee! 🌈)
bonusToday on the pod Glen interviews Rowi Singh about her story as a creator and how she went from 9 to 5 job to full time makeup artist. Rowi shares some awesome thoughts around:👉🏾managing money in a relationship👉🏿taking career risks and carving your own path👉🏻working with brands👉setting boundaries and saying no👉🏼scaling her business👉🏽navigating social responsibility as an influencer👉🏾and more!Check out Rowi's Insta, @rowisingh and her podcast, It's a Creator's World.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 4504 managing investment risk (shares & property)
What should you do with your investments when the share market waters get choppy? The answer: stay the course sailor! Listen in as Glen and John discuss:👉🏾bull and bear markets👉🏿buying the dip and the best time to invest👉🏻the best investment you can make right now!👉some ways to mitigate risk when buying shares and property👉🏽sorting your financial foundations before you investLearn more about TAL here: https://bit.ly/tal-m3podcastHere's where you can get Boom Bust by Fred Harrison: https://booktopia.kh4ffx.net/7mDGgdOur Intro to Crypto webinar is coming soon, available for pre-sale now: https://education.mymillennial.money/Listen here to John's clarity call with Ella on the my millennial property pod.Here's ep 502b where Glen chats with Kate Howitt who is an active fund manager for Fidelity.Check out Glen's sound financial house diagram on our insta.Glen deep dives into life insurance in episodes 414 & 414b.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 3503 health insurance, short vs long term investing, passive income, starting from nothing in your 40s + more
This episode gets into a bit of money mindset stuff, health insurance, investing strategy and more. Neil the lego man is baaaack! Glen and Neil answer your questions:👉🏻how do you choose the right health insurance for you?👉🏾advice if you're just starting to manage your money in your 40s?👉overcoming fight or flight response when dealing with money👉🏿how to balance short, mid and long term investments👉🏽ways to create multiple income streams of passive income?Learn more about TAL here: https://bit.ly/tal-m3podcastTake a listen to Neil's story on episode 445bHere’s the private health Govt website Neil mentioned.Check out the book 'Ikigai' that Glen mentions: https://booktopia.kh4ffx.net/n1Axd6Listen back to the 2021 m3 census results episode here.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code “REBUILD”.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 2502b active vs passive, ethical investing, women in finance, individual stock selection + more (with Kate Howitt from Fidelity)
bonusToday's chat is with fund manager, Kate Howitt who has been named in Citywire’s list of the top 30 female fund managers in the world for the fourth year running. She joins Glen for this insightful deep dive into the world of investing and active funds management.This episode is not sponsored.🛑 Please read the disclaimer on our website before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off The Glen James Spending Plan using the code "REBUILD".Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 2502 investing in shares, property & you with Sim (Girls That Invest)
Glen and guest host Sim from Girls That Invest answer questions from the m3 instagram community, including:👉new job that pays 100k salary, what's the next step for building wealth?👉🏾navigating different risk profiles in a relationship👉🏻what to do with a large sum of money that you don't need for 3 years - invest it into an ETF or hold in cash?👉🏿tips for saving for a deposit and working towards buying a home👉🏽is investing in property at 50 too late?👉🏼when should I take funds out if saving for a down payment👉building wealth in your 30s when you've changed industries👉🏿plus Sim shares how she investsLearn more about TAL here: https://bit.ly/tal-m3podcastCheck out Girls That Invest on Instagram and listen to their podcast! Enrolment for the investing masterclass mentioned in the chat has now closed.Take a listen to my millennial property with John and Emily for all the things around property.Click here for the first home super saver scheme (FHSS) explainer mentioned in the chat.🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested.Get $20 off the Glen James Spending Plan using the code, REBUILD.Join our Facebook community! Got a question for us? Use #mymillennialmoney.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 1501b tips for kicking butt in 2022 from the m3 community
bonusToday's episode is packed with great advice from our community around setting new goals at the start of the year. If you've got a goal you're aiming for this year we are cheering you on! You've got this.🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "REBUILD": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S5 Ep 1501 setting up your year to win
Happy new year peeps! January can be a great time to start thinking about what positive life changes you'd like to implement, so we're kicking off the year with some practical tips. We recommend listening or coming back to this with a pen, paper or your notes app. Glen and John's new year tips include:👉🏼eliminate something in your life that's not working for you👉what are the goal-related habits that you can focus on?👉🏿identify the strategy that works for you and your personality👉🏽choose just one or two things to focus your efforts on👉🏻how can you habit stacking or gamify your habits?👉🏼make your habits and goals simple, tangible and obvious👉🏿decide a start date for your plan👉🏽what is a negative habit you can stop?👉🏻clean your space👉control your phone instead of letting it control youLearn more about TAL here: https://bit.ly/tal-m3podcastHere's the book, Atomic Habits: https://booktopia.kh4ffx.net/aEkRR🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "REBUILD": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S4 Ep 52best of m3: money tips for your 30s
bonusToday's ep is a replay of another highly loved episode where Glen and John give tips for your 30s, touching on:👉🏾being confident in where you're at👉🏿refining your life strategy👉🏽prioritising👉🏻gaining control of your money👉smashing debt👉🏿sorting out your foundations👉🏼investing in your future👉nailing your mortgage strategy👉🏾factoring in family stuff👉having fun!!!Check out the blog post and my millennial money express episode about setting up your emergency fund: https://www.mymillennial.money/blog/2019/1/10/how-much-should-i-keep-in-my-emergency-fund-cc79a🛑 Please read the disclaimer on our website or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our Facebook community! Got a question for us? Use #mymillennialmoney: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

S4 Ep 52best of m3: how to get rich part 2
bonusThis is part 2 of how to get rich, yeehaw! Enjoy.The 'CASHFLOW Quadrant' book by Robert Kiyosaki referenced in the convo is on Glen's recommended reading list: https://www.sortyourmoneyout.com/blog/2020/1/14/glen-james-book-recommendations🛑 Please read the disclaimer on mymillennial.money or at the link below before listening to this episode.Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planJoin our online community: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/shownotesWe acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.