money money money

This is part 2 in our personal insurances series - this episode just focuses on the questions you sent in touching on:👉🏿whether it's worth getting cover for partners who might be stay-at-home parents or may not be the main income earner for the household👉🏻how the policies might shift if you're about to go on maternity leave or your work hours are likely to change👉how and when adjustments are made to your policies as your situation changes👉🏽why checking in regularly with the adviser who's set up your policies is important👉🏾times when your emergency fund would apply more than one of your personal insurances👉🏻stacks of other ins and outsListen to part 1 of this personal insurances deep diveeeee: https://player.whooshkaa.com/episode?id=813669Check out Glen's experience of claiming on his trauma insurance: https://player.whooshkaa.com/episode?id=721315Check out Glen's blog covering all these personal insurances and outlining Glen's sound financial house: https://www.sortyourmoneyout.com/blog/2018/12/4/everything-you-need-to-know-about-life-insuranceIf you'd like to chat with someone about your personal situation reach out: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Friend of the show Phil Thompson joins Glen to go deep about personal insurances! This is part 1 in a 2 part series really digging into:👉🏼Death Cover👉🏿Total & Permanent Disability (TPD) Cover👉🏻Trauma or Critical Illness Cover👉🏾Income Protection (or salary continuance)👉🏼what underwriting is👉🏽the best way to think about personal insurances in comparison to other insurances you buy in lifeCheck out Glen's experience of claiming on his trauma insurance: https://player.whooshkaa.com/episode?id=721315Check out Glen's blog covering all these personal insurances and outlining Glen's sound financial house: https://www.sortyourmoneyout.com/blog/2018/12/4/everything-you-need-to-know-about-life-insuranceIf you'd like to chat with someone about your personal situation reach out: https://www.sortyourmoneyout.com/reach-outHere's the episode Glen mentions with Melanie and her experience:https://player.whooshkaa.com/episode?id=448582Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Georgia King is the co-host of the She's On The Money podcast and we're stoked to have her on the show to share a bit about herself! This chat touches on:👉a bit about her money perspective and goals👉🏿bill hacks Georgia uses to win at bills👉🏽relationship and money stuffs👉🏿some other fun chit chat about podcasting and margaritas wooGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

What the heck is Fringe Benefits Tax (FBT)? Scott Young from Altus Financial knows, let's ask him! In this episode Glen brings your questions to Scott, touching on:👉🏾Fringe Benefits Tax (FBT) - what it is and how it works👉what salary packaging is vs salary sacrificing - what's included and how it's often managed👉🏻novated leases👉🏼the questions you sent in to ask Scott!If you're keen to check out Altus Financial for your needs, reach out: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Welcome to the podcast today from the front of Glen's boat! This is perhaps a "beginner" level episode - so who can you forward it to?First home super saver scheme video: https://www.youtube.com/watch?v=rDFXb_AcuU0Check out Glen's Personal Financial Plan ebook: https://bit.ly/glenspersonalplanGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

You loved it so Glen and Vince have done it again - another deep dive campfire chat (2 hours baby!). These convos are pretty loose and involved Glen and Vince sharing their thoughts, hashing out ideas and touching on all that's out there in the investing space. Good fun if you're a little further along in your investing adventure.Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Joe Saul-Sehy is the creator and co-host of the Stacking Benjamins and Money With Friends podcasts, and a friend of Glen's! Joe was a financial planner for 16 years before turning his hand to teaching his listeners about personal finance. In this episode he helps answer your questions, including:👉🏽Q1: Currently I’m a student attempting to save for a house. Currently my partner and I nearly have 10% of our deposit saved. Although this is our goal all I want is a golden retriever. When is the best time to buy a dog and what do you need to have to be financially ready for one? E.g. how much do you need to have in a savings account for one? Is pet insurance worth it?👉🏻Q2: Is there a hard and fast role for knowing what percentage of my net worth should be in ETFs, cash and other asset classes e.g. property?👉Q3: What is the best way to set up for future wealth when by nature you're a person who can't settle in one place? I've just turned 34, want to grow my wealth/invest in something. The only catch is I'm single and the idea of 'settling down' in one place makes me feel claustrophobic. I'm also not waiting around for a man to appear and either way, a man is not a plan!Here's the book Joe mentions, 'The 7 Habits of Highly Effective People': https://booktopia.kh4ffx.net/VyyrZO Check out Glen's Personal Financial Plan ebook: https://bit.ly/glenspersonalplanGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen is joined by John Pidgeon and Emily Wallace (from my millennial property) to talk about the wild times that are out there for first home buyers.Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Zandile has an amazing story - seriously! In this episode she joins Glen to share a bit about herself, touching on:👉🏿what it was like growing up in Zimbabwe and how she came to be in Australia👉her experience of money growing up, and some of the cultural differences with money between Zimbabwe and Australia👉🏻what she studied and the field she's been working in👉🏽the incredible life lessons she's learnt throughout her life - setting boundaries and staying focused on her goalsCheck out Zandile's charity Immployment Connect: https://www.immploymentconnect.com/Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

A bunch of our listeners are expats living overseas, and knowing what to do with your money can be a challenge. So in this episode James Ridley from Atlas Wealth joins Glen to talk through some listener questions around Aussies residing and working overseas. The convo touches on:👉🏻Q1: I'm hoping to be an expat in the future, how would it work if I own an investment property in Australia?👉🏿Q2: Is there a way to set up a business in a tax free haven?👉🏼Q3: Should we keep contributing to Australian investment accounts or find an overseas broker?👉🏾Q4: I'm a dual citizen of Australia and the US. I've never lived in the US, nor had a social security card, and worked in Australia for years. Do I have to report my Australian salary to the IRS each year and if so how do I report it?👉Q5: Are there any advantages to being a dual citizen?👉🏿Q6: I'm a new expat abroad, I have concerns about tax status and super. I have a government fund and can't pay into it - only the government can do that. Any tips?👉🏽Q7: I'm living abroad with HECS debt, and an investment property. How do they both work?👉🏼Q8: What is KiwiSaver and what do you do if you choose to move over to Australia? Same for the UK pension scheme?👉Q9: I'm an Australian living abroad in Canada. What are the pros and cons of not being a resident for tax purposes (currently not because the tax rate is less here)? Paid HECS debt back, cut all ties but worried I'm not investing in super.👉🏻and tips for patriation - how to prep for coming back to AustraliaIf you need some guidance with your expat situation, reach out: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Strap in folks! Vince is back and with Glen they share a campfire chat about ETF's and investing, going deeeeeep (1.5 hours deep hehe). The convo touches on:👉🏿what ETF's are, how they came about, the overall concept and the basics of how they work👉🏽some of the terminology you'll hear thrown around in the space and what they mean👉🏻the many options available to you out there, and how to start thinking about which one is right for your situation👉🏾questions around ETF's from the m3 community including:👉Q1: how diversified should you be with your ETF investments?👉🏿Q2: what platforms and brokers can you use to buy ETF's and what are the differences?👉🏻Q3: how to build a solid ETF strategy with so many out there in Australia and globally?👉🏽Q4: ETF's that are tracking the ASX 200 are heavily weighted towards Aussie banks, do you see this as an issue with diversification? Do large amounts of wealth or increased population or popularity of ETF's distort over the value of the individual stocks in these indexes and what are the implications for market efficiencies?👉🏾Q5: Let's say you have $2k in Raiz and $2k in Spaceship - is it more beneficial to have everything in one just for compounding interest?👉Q6: How much would you aim to put into an ETF when you first start?👉🏿Q7: I've heard a lot about VDHG, would be interested to hear if you think it really is set and forget?Here's a link to Glen's Investing Night School that walks you through all the basics of investing: https://education.mymillennial.money/courses/glen-s-online-investing-schoolHere's the previous episode around micro-investing apps out there: https://player.whooshkaa.com/episode?id=641788Check out the previous campfire chat with Glen and Vince around Gamestop: https://player.whooshkaa.com/episode?id=785498Here's the ASIC Financial Adviser Register: https://moneysmart.gov.au/financial-advice/financial-advisers-registerCheck out Glen's Personal Financial Plan to see how he invests: https://bit.ly/glenspersonalplanHere's the study Glen mentions, 'Trading is hazardous to your wealth': http://faculty.haas.berkeley.edu/odean/papers%20current%20versions/Individual_Investor_Performance_Final.pdfGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Friend of the show and financial adviser, Amanda Cassar, joins Glen to answer your questions!👉Q1: how can women keep up when we often make less?👉🏼Q2: I've saved almost $80k and I'm looking at buying my first investment property and first property in general. I've also had the opportunity to invest into a managed fund, which I've been following for a while, and I trust the people managing it, their process and fees. I'm wanting to invest $10k into the fund but I'm worried about how this will affect my borrowing capacity. They are also increasing their fees so I'd like to get in before they do this. Should I focus on one goal at a time or hedge it and do both?👉🏿Q3: I for the first time in 8 years became debt free and have now saved almost $30k towards a house deposit and $12k in the share market. I'd like to buy a house but feel I'm still so far away, but also worried about getting back into debt. Any tips?👉🏽Q4: I'd like to know more about super and how to get the most from my super?👉🏼Q5: I've heard you say that if not you're not keeping money invested for over 5 years, then don't bother. If I'm saving a house deposit I'm probably not buying for 5 years. Should I invest the money I'm saving to withdraw years down the track or put it in a savings account from day 1?Check out the video with Glen and Vince chatting about the First Home Super Saver scheme: https://www.youtube.com/watch?v=rDFXb_AcuU0Send your questions to [email protected]!Check out Amanda's previous episode around financial abuse: https://player.whooshkaa.com/episode?id=545413Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Tim Harford is an economist, journalist, author and podcaster - and Glen is a HUGE fan! Very exciting and such an honour to have him as a guest on the show. In this episode they chat about:👉🏿his Cautionary Tales podcast: https://timharford.com/etc/more-or-less/👉cognitive bias and how we perceive facts, events and situations👉🏽how statistics can be bent and shaped to support certain perspectives👉🏾the importance of checking ourselves and ensuring we're considering all angles before digging our heels insome of the interesting examples Tim refers to on his podcast and in his books - cigarettes, Mars' orbit, Florence Nightingale and GalileoCheck out Tim’s Book, “How to Make the World Add Up”: http://booktopia.kh4ffx.net/DV0Y4qRead more about Tim Harford here: https://timharford.com/Check out some of Florence Nightingale's graph work here: https://www.theguardian.com/news/datablog/2010/aug/13/florence-nightingale-graphicsLearn more about the GameStop situation mentioned: https://player.whooshkaa.com/episode?id=785498Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

We're celebrating International Women's Day a little longer, so in this episode the Jess's from the m3 team have taken over as hosts! One of the Jess's did Frugal February so together the ladies talk through how it went, what worked and where things could be done better in future. The chat touches on:👉🏽a little breakdown and analysis of the areas where Jess was able to save money👉🏾the sneaky hacks Jess used to save cash - specific to her situation👉🏿how important it is to know why you're choosing to be frugal👉designing a frugal lifestyle specific to your needs, goals and situation👉🏽read about the 5 French mother sauces here: https://food52.com/blog/12209-the-five-mother-sauces-every-cook-should-know👉🏾read the list of budgeting hacks here: https://www.sortyourmoneyout.com/blog/2020/3/3/glen-and-johns-top-21-budgeting-hacksHere's the 35 hacks Jess used to help achieve more money-saving: https://www.sortyourmoneyout.com/blog/2021/3/1/35-money-saving-tipsGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Today is International Women's Day! Sending big love and vibes to all the women out there who make this world what it is! In this episode Marlee Silva joins Glen to share her story. Marlee is a born storyteller, a proud Gamilaroi/Dunghutti woman, podcaster, writer and all-round creative. They chat about:👉🏾what she has planned for her podcast this year (subscribe link below ⬇)👉🏽the dreams she had for her life and how they've unfolded👉🏿the opportunities she's had and how she navigated them👉her experience with money growing up - and how that's changed over time👉🏻what it was like finding and using the services of a financial adviser👉🏿the way she handles challenges and is turning things around for goodFollow Marlee on Insta: https://www.instagram.com/marlee.silva/?hl=enCheck out Marlee's book, 'My Tidda, My Sister': https://booktopia.kh4ffx.net/Zdb9rqSubscribe to Marlee's podcast, 'Always was, always will be our stories': https://open.spotify.com/show/1TMZMcKnu2xQXfrPHvdMMZ?si=p6DLGya-Q0-rGNQY4z6fOAand 'Tiddas 4 Tiddas': https://open.spotify.com/show/7c1U1F364AEdRRFIlCCY1t?si=vuBPOubITi-vpIBNX3wQtgGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

How are you performing in all areas of your life? Are you burning out or slaying? In this episode Vanessa Bennett from Next Evolution Performance joins Glen to answer some community questions, including:👉🏿Q1: how do you cope with burnout?👉🏻Q2: how to find mental health support on a low income?👉Q3: how to address when a co-worker is overworking themselves to the point it sets an unspoken precedence for the rest of the office? i.e. future deadlines set to tighter deadlines as projects are being delivered ahead of time👉🏽Q4: how do you set boundaries?👉🏾Q5: how do you perform well on your first day of a new job?👉🏻Q6 what are some of the signs of depression?👉Q7: what are some symptoms of people who are overdoing it and risking burnout?👉🏽Q8: how to maximise productivity and energy if you work at a computer all day?To access Vanessa's course, 'The Neuroscience of Getting More Done', head to https://www.nextevolutionenergy.com/ and use the code M3 (case sensitive) for $75USD off!Here are the books mentioned in the chat:Deep Work: https://booktopia.kh4ffx.net/x9E7NxAtomic Habits: https://booktopia.kh4ffx.net/aEkRRWhy We Sleep: https://booktopia.kh4ffx.net/B4QEyThe Obstacle is the Way: https://booktopia.kh4ffx.net/XxyJ0gRemember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Check out Vanessa's episodes on this and some of our other podcasts:👉🏻"251 becoming the best version of you: peak performance": https://player.whooshkaa.com/episode?id=450988👉🏾"creating boundaries + healthy teams in business": https://player.whooshkaa.com/episode?id=792401👉"3 ways to prevent burnout 🥵": https://player.whooshkaa.com/episode?id=791837Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHere's the digital download version: http://bit.ly/mymoneyjournaldigitalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen hosted the first my millennial money meet up for the year on the sunny Gold Coast! In this episode live audience members asked the following questions:👉Q1: What are methods for sharing finances with a partner?👉🏾Q2: How do you withdraw and use equity from a 1st property to buy a 2nd?👉🏼Q3: What are some of the tax deductions you can claim on an investment property? + what is depreciation and a depreciation schedule?👉🏽Q4: Is it worth buying shares for businesses like Afterpay & Zip Pay?👉🏻Q5: Is it worthwhile using Afterpay & Zip Pay if you do have the money upfront but want to split the cost into a series of payments?Send your questions for the show to [email protected] out the my millennial money express series about emergency funds:👉🏾Part 1: https://player.whooshkaa.com/episode?id=789775👉Part 2: https://player.whooshkaa.com/episode?id=789779Here's the my millennial property episode about depreciation:👉🏻https://player.whooshkaa.com/episode?id=780808Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHere's the digital download version: http://bit.ly/mymoneyjournaldigitalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Friends of the show Nath & Cal share a bit of their story with Glen touching on:👉🏻Nath's nomination for the 2020 Telstra Ballet Awards (the easiest way to vote is to text ‘Nathan’ to 0484 BALLET (0484 225 538) or go to https://www.telstra.com.au/2020-telstra-ballet-dancer-awards and follow the prompts)👉🏽what it was like building their own home from scratch, and the grants and concessions they capitalised on to do that👉🏾why they loved having the help of John Pidgeon and their mortgage broker👉some of the trade offs and considerations they made to craft together their home👉🏿how they combine and manage their moneyGet in touch if you'd like to learn more about John's Envisage Property service: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Share this with your mum/dad/aunty/uncle/older person in your life - it's all about money stuff for over 55s. Marc Bineham, the former president of the Association of Financial Advisers (AFA), joins Glen to answer the questions you sent in on behalf on your parents/older contacts, touching on:👉Q1: How do you actually access super and what do you do with it when you retire?👉🏽Q2: What are some good reasons for both spouses or partners not to retire at the same time? Any tips for a staggered retirement?👉🏿Q3: I'm a Boomer and finally taking an interest in my finances. I don't have a mortgage or debts, earning $50k a year and have $100k in super. After maxxing my super this year, what should I do with $30k in savings if I need it in 5 years time?👉🏽Q4: My parents asked what to do now that they've paid off their house, are maxxing out super, and are not ready to retire yet?👉🏻Q5: Getting a new mortgage close to retirement - selling one to move into a more retirement friendly house - how do our parents go about getting these loans and is it possible? Any tips for parents wanting to better their financial situations just like us?👉🏼Q6: Any tips for getting better with your financial situation?👉🏾Q7: My mum's always been a stay at home mum, and dad was always the breadwinner. She feels like she wants to leave him but has no job or money to fall on. How do you go about starting afresh in your 50s with not much work experience or money? Also, homelessness in women over 50s - is it on the rise?👉Q8: Question from a daughter: at what age should you sign as enduring Power of Attorney on behalf of your parents in relation to finances?Check out my millennial coffee, roasted by Glee Coffee Roasters: http://bit.ly/m3coffeeHere's the estate planning episodes Glen mentions:346 estate planning: wills and power of attorney (part 1): https://player.whooshkaa.com/episode?id=758594346b estate planning: dying with a blended family + Q&A (part 2): https://player.whooshkaa.com/episode?id=759534Get in touch if you're keen to chat with someone about your situation or find out more about Marc's book, The Money Sandwich, head here: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen chatted with Natasha Gillezeau from the Australian Financial Review about this current issue of Facebook banning Australian news outlets.*Correction, Glen recorded this on Friday 19th Feb 2021. He thought it was the 20th at time of recording.Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Pat Flynn (USA) is a father, husband, and entrepreneur. He owns several successful online businesses and is a professional blogger, keynote speaker, Wall Street Journal bestselling author, and host of the Smart Passive Income and AskPat podcasts, which have earned a combined total of over 60 million downloads, multiple awards, and features in publications such as The New York Times and Forbes. Wow. In this episode Glen chats with Pat about:👉🏼making the move from corporate life to entrepreneur - the fears, the leaps you'll need to take and how to look forward👉his personal story - the lessons he learnt, the fears he had and how he began moving in a new direction👉🏿his book 'Will It Fly': booktopia.kh4ffx.net/doK9P7👉🏼how to create new side hustles or businesses - look first to help one person and encourage it to grow from there👉🏽the idea of passive income and what that actually looks like👉🏻tips for positive and effective mindset - how to make the most of what seems like the worst situationSubscribe to Pat's podcasts:Smart Passive Income Podcast: https://www.smartpassiveincome.com/shows/spi/AskPat Podcast: https://www.smartpassiveincome.com/shows/askpat/Follow Pat on Instagram: https://www.instagram.com/patflynn/?hl=enGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Host of the gen z money podcast, Azaria, jumps on the show with Glen to answer your questions!👉🏿Q1 how do you afford big holidays while paying off a mortgage?👉🏻Q2 what are the benefits and potential issues with buying a place that has strata fees?👉🏼Q3 what do you do if you receive an inheritance? What should you focus on?👉Q4 what happens when your family deliberately liquidates your deceased parents hedge fund, and you only discovered about your inheritance after they dissolved it into the family fund after you turned 21?👉🏿Q5 what are the benefits of an interest only loan vs principal + interest loan when it comes to investment properties? Why would you choose one over the other?👉🏻Q6 how to quit your current job?Subscribe to gen z money: https://player.whooshkaa.com/shows/gen-z-moneyRegister for our upcoming Gold Coast event on Thursday 25th February: https://www.trybooking.com/events/landing?eid=715641&track=shownotesSend your questions to [email protected] out my millennial coffee - support the show, save money and drink delicious coffee made at home: https://bit.ly/m3coffeeBuy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHere's the digital download version: http://bit.ly/mymoneyjournaldigitalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Friend of the show, business owner and social media influencer, Nathan McCallum, came back on the show to chat about money and how that intersects with being an influencer:👉🏿what talking about money was like growing up👉🏽how he thinks about his money now - what he prioritises and how money happens when you're an influencer on social media👉some of the perks of his work👉🏾some tips for how to think about saving money👉🏻a bit about his business and how they tackled COVID-19👉🏽his podcast - The Milestone Strength Show: https://www.buzzsprout.com/524395👉not caring about anyone else's opinion👉🏾and some questions from the m3 community!Follow Nathan on Instagram: https://www.instagram.com/nathan/?hl=enCheck out Nathan's business, Milestone Strength: https://www.instagram.com/milestonestrength/?hl=enBuy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHere's the digital download version: http://bit.ly/mymoneyjournaldigitalCheck out my millennial coffee, roasted by Glee Coffee Roasters: http://bit.ly/m3coffeeCheck out the meaningful money cards created by Glen and Azaria, host of the genz money podcast: http://bit.ly/m3convocardsHead over and subscribe to our newest podcast, my millennial health: https://player.whooshkaa.com/shows/my-millennial-healthSubscribe to tyre kickers where Glen, Asher and Dirty Mike review secondhand cars: https://player.whooshkaa.com/shows/tyre-kickersGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Friend of the show, financial adviser and podcaster Katherine Hayes, joins Glen to answer some great community questions, including:👉🏻Q1 what's the best way to set up a mortgage and pay it off quickly when you're buying your first property in your late 40s?👉🏿Q2 how do I split shared expenses with a partner and keep some financial independence at the same time?👉🏽Q3 what's the best way to save for a holiday while dealing with rent/everyday expenses?👉🏾Q4 what steps should you do to get ahead when you're on a minimal wage and still studying?Subscribe to Katherine's podcast, Money Madams: https://moneymadams.com/podcast/Use the code 'MMM' and get Katherine's book, Make Money Your Bitch, for $25 ($5 off):https://moneymadams.com/product/make-money-your-bitch/Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHere's the digital download version: http://bit.ly/mymoneyjournaldigitalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Paige paid off $36k worth of debt in 17 months!!! After reading her story on the m3 Facebook group Glen HAD to get her on the show to talk about how she did it. The chat touches on:👉🏽what her debts were and how she prioritised paying them off👉the system she used to get her spending under control, then start fast tracking debt repayments👉🏾tips and tricks that helped increase her income for the repayment time👉🏿challenging the default to consumerism and needing the latest and greatest products all the time👉🏻ways she cut back on expensesCheck out a "Defining Sufficient" session with friend of the show, James Millard: https://player.whooshkaa.com/episode?id=745782Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHere's the digital download version: http://bit.ly/mymoneyjournaldigitalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen road tripped to Canberra and gave listener, Laura, a mic! They chat a bunch about tracking your net worth (see below for links) and some listener questions:👉🏻download the net worth tracker to figure out your net worth➡➡➡Excel version: https://www.sortyourmoneyout.com/s/m3-my-net-worth.xlsx➡➡➡Numbers version (MAC): https://www.sortyourmoneyout.com/s/m3-my-net-worth.numbers➡➡➡watch this video to help you use the net worth spreadsheet: https://www.youtube.com/watch?v=T1YqEcGZUSE👉🏿Q1: Are the interest free credit transfers a good idea?👉🏽Q2: My investment property is bleeding money and when I looked to sell, I realised I would make a $20-$40k loss. Should I hold on or cut my losses and walk away?👉Q3: I'd love to know more about superannuation fees. Am I better off starting a SMSF now even if I don't have that much in assets? (listen to this episode about SMSF: https://player.whooshkaa.com/episode?id=732781)👉🏿Q4: How do I save money when I earn less than $15k a year?Email us your questions! [email protected] your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

We chat about GameStop. Recorded 3:30pm, 1 Feb 2021.Article referenced Washington Post: https://www.washingtonpost.com/business/2021/01/29/robinhood-citadel-gamestop-reddit/Article referenced Wall Street Journal: https://www.wsj.com/articles/gamestop-frenzy-puts-spotlight-on-trading-giant-citadel-securities-11612089000Email us your questions! [email protected] your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Robert H. Frank is the Henrietta Johnson Louis Professor of Management and Professor of Economics at Cornell's Johnson Graduate School of Management and a Distinguished Senior Fellow at Demos - an incredible guest to have on the show. Glen had a chat with him about:👉🏽how to think like an economist👉🏿a bit about his work - his teaching, research and written works👉trends and culture that affect the way we live, and the way economics moves as a result👉🏾how personal finance trends have changed👉🏼some interesting illustrations to help understand economic ideas and concepts👉🏻the wealthy 1%, taxation, luxury cars and trends that have led to this👉🏽what's impacting the growth of green technology like solar panels & electric vehicles👉🏾read Robert's article in The Atlantic: https://www.theatlantic.com/magazine/archive/2020/03/climate-change-peer-pressure/605515/Get your copy of 'Under the Influence': booktopia.kh4ffx.net/3VzYMGet your copy of 'Success and Luck': booktopia.kh4ffx.net/R4EKNRemember when hanging out in the m3 Facebook group to post pictures in the first comment of your post (just keeps the feed clean) and if someone sends you a sneaky DM selling you weird stuff let admin know 😉Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHead over and subscribe to our newest podcast, my millennial health: https://player.whooshkaa.com/shows/my-millennial-healthGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John answer some more great questions from the m3 community, including:👉🏼Q1: Can I build a house on my vacant land using the equity from it?👉🏾Q2: Credit and lending. What's important? Who does it well? Can you ever borrow money strategically? Should you borrow for everyday things?👉🏿Q3: I'm 30, have 2 properties, one with a stack of equity from a reno. I have a small share portfolio (<$15k). Am I better to recycle some of the equity into the stock market in the current environment, or save it for another property bargain? 👉🏻Q4: Saving when you're an entrepreneur. I have only JUST starting making enough to start contributing to super but am unsure whether it's better to do additional super contributions to make up for lost time, or put the money into stocks.Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalIf you'd like to discuss your personal situation with someone from our trusted panel, get in touch here: https://www.sortyourmoneyout.com/reach-outHead over and subscribe to my millennial property for more episodes around property: https://player.whooshkaa.com/shows/my-millennial-propertyGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Natalie was Community Member of the Week way back in February 2020 and so much has changed in her life since then, so Glen had a chat to hear her story! The conversation touches on:👉what her situation was pre-covid, and what changed when covid dropped👉🏽her experience with divorce and how that's changed how she shares money with partners moving forward👉🏼the surgery she had for breast implants, then had reversed, and the effect it had on her money👉🏾her property plans and plans to have a clarity call with John to work out her options (get in touch if this is something you'd like as well: https://www.sortyourmoneyout.com/reach-out)Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHead over and subscribe to our newest podcast, my millennial health: https://player.whooshkaa.com/shows/my-millennial-healthGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Welcome to our new episode format! On Tuesdays we'll be answering the questions sent in from the m3 community. The questions answered in this episode are:👉🏿Q1: I'm not math minded. Will I ever get a good grasp on money issues? 👉🏼Q2: A long term goal of mine is to own 3 investment properties, what would be the steps one should take to achieve this goal? 👉Q3: What’s the best way to stay disciplined with money? I feel the more money I make the more I spend and it’s almost impossible to save. I think I have the answer which is, I’m not prioritising it enough and letting poor impulse decisions dictate? 👉🏽Q4: I am 25 working in local government as an engineer and looking to purchase my first property this year to live in. Would banks or lenders be averse to lending to someone following the bushfires which destroyed homes in the area I want to buy in?Buy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Paula Pant (USA) is passionate about personal finance and runs her own podcast called Afford Anything. In this chat with Glen, Paula shares her thoughts on:👉🏽the FIRE movement (Financial Independence, Retire Early)👉🏿how she saved for her own travel goals👉🏻the idea of being able to afford anything, but not necessarily everything👉debt and how she views different types of debts👉🏼mindset around investing, saving and how you think about your money - simple is key👉🏾accumulation vs preservation phases - what these phases are about and how they're applied throughout your life👉🏻her experience in property investing - the challenges, the upsides and how she manages itRead more about Paula and her podcast, Afford Anything, here: https://affordanything.com/Follow Paula on Instagram: https://www.instagram.com/paulapant/?hl=enBuy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHead over and subscribe to our newest podcast, my millennial health: https://player.whooshkaa.com/shows/my-millennial-healthGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Starting your year right starts NOW. No better way to start this new year than by setting your direction, and turning up your determination. In this episode Rohan Dredge (Executive Leadership Consultant, Coach and keynote speaker) came back on the show to bring you some super practical tips for achieving your goals this year, touching on:👉how to set your direction and dial up your determination to see your success achieved👉🏾how some people achieve their goals while others don't👉🏼being ready for the challenges ahead - being determined to put the effort in👉🏿the Master Model Rohan has created to illustrate how plans and goals can be achieved (link below)Check out the blog for this episode - it includes the Master Model mentioned and a downloadable PDF with more info about smashing your goals: https://www.sortyourmoneyout.com/blog/2021/1/11/how-to-start-your-year-wellBuy your copy of the my money journal to start achieving your goals and support the podcast at the same time: https://bit.ly/mymoneyjournalHave a listen to the personal leadership ep with Rohan: https://player.whooshkaa.com/episode?id=740008Check out these book recommendations from Glen to help educate and inspire you: https://www.sortyourmoneyout.com/blog/2020/1/14/glen-james-book-recommendationsGet $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Hope your summer break is going well! In this episode Glen and John answer some more m3 community questions touching on:👉🏿the basic money skills to teach young people before they start earning money👉🏻options for managing a rental in a rural area - keep or sell?Check out all the goodies at our online shop + support the podcast: https://www.sortyourmoneyout.com/shopCheck out Glen's Personal Financial Plan here: https://bit.ly/glenspersonalplanIf you're a teacher and keen to snatch a Glen James Spending Plan gift voucher for your students, get in touch: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John answer some more juicy questions from the m3 community touching on:👉🏾how to determine your risk level for investment, and how to change it👉how to develop your investing strategy around your risk profile👉🏽investing your super and ways you can tailor it to you👉🏻considerations for selling an occupied rental property - tenants rights and ways you can go about it👉🏼options for re-angling your investments if a rental property investment isn't working out as plannedCheck out Glen's Personal Financial Plan and support the podcast here: https://bit.ly/glenspersonalplanCheck out John's online course - the Solvere Online Academy: http://bit.ly/solvereonlineGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

My (Glen James) current commentary on bitcoin.A few ways to support the podcast:-Fwd an episode to a friend.-Check out Glen's Personal Financial Plan here: https://bit.ly/glenspersonalplan-My affiliate link to Coinspot (https://www.coinspot.com.au/join/REFNQPMJM)If you're keen to connect with a financial adviser or mortgage broker reach out: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John love hearing questions from the m3 community, so over the break they're answering some of them! In this episode they talk about:👉🏽features and aspects to consider when choosing a bank👉🏾how you might want to choose a lender for a mortgage👉🏼whether you can build the cost of home renos into your mortgage👉what loan to value ratio (LVR) isCheck out Glen's Personal Financial Plan here: https://bit.ly/glenspersonalplanHead over and subscribe to my millennial property: https://www.sortyourmoneyout.com/m3proIf you're keen to connect with a financial adviser or mortgage broker reach out: https://www.sortyourmoneyout.com/reach-outCheck out Up Bank as an option - sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This is the final my millennial story for the year, featuring Tash! She shares with Glen:👉🏾what is was like living with her family in Australia and overseas👉how she bought an apartment and her plans for it moving forward👉🏽whether she's a spender or saver👉🏻her perspective on cash and investing and how she manages it all👉🏾how she manages her jobs to maximise incomeCheck out Glen's Personal Financial Plan: https://bit.ly/glenspersonalplanHere's the episode with Peter Singer that Glen mentions: https://player.whooshkaa.com/episode?id=565698Here's the episode about trusts: https://player.whooshkaa.com/episode?id=618047Follow Tash on Insta: https://www.instagram.com/tashinvests/?hl=enGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Well, we made it guys. The end of 2020. This is our last episode of the year where we chat, we wrap the year and we share what's ahead in 2021, touching on:👉the results from the recent m3 community census (check out the results in the Facebook group)👉🏾some highlights from 2020👉🏻some of the wins the m3 community had in 2020👉🏿some exciting things coming up in 2021 (including a new podcast - my millennial health: http://bit.ly/mymillennialhealth)Order some my millennial coffee: http://bit.ly/mymillennialcoffeeCheck out John's online course - the Solvere Online Academy: http://bit.ly/solvereonlineBuy your copy of the my money journal and support the podcast: http://bit.ly/mymoneyjournalCheck out Glen's Online Investing School: https://sortyourmoneyout.teachable.com/p/glens-online-investing-schoolGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Alright here it is! The property goss for 2021. John and Emily from my millennial property join Glen to unveil the property trends, hotspots and notspots they see shaping 2021. This chat touches on:👉🏽the effect of COVID-19 on property markets across the country throughout 2020👉🏿the things that affect property trends - economic movements, travel changes, perception, lifestyle changes, migration👉fact checking the headlines you read about property in the media👉🏻the hotspot and notspot areas both Emily and John are predicting for 2021Head over and subscribe to my millennial property: https://www.sortyourmoneyout.com/m3proIf you're keen to have a clarity call with John, get in touch with us: https://www.sortyourmoneyout.com/reach-outGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Congrats if you've just bought (or about to buy) your first place! Alex joined Glen and John to chat through how to set up your place without costing the earth, touching on:👉🏼forecasting costs so you aren't scraping to cover anything unexpected👉🏾some tips and tricks to do things on the cheap👉🏿prioritising the things that matter to you most👉🏻taking time to wait and buy what you need when the time is right👉not being ashamed to have a house that's a work in progress👉🏾capitalising on second hand or cheap furnishing optionsCheck out Glen's Personal Financial Plan here: https://bit.ly/glenspersonalplanCheck out Glen's Online Investing School: https://sortyourmoneyout.teachable.com/p/glens-online-investing-schoolGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Chris Browning is the host of Popcorn Finance, a personal finance podcast based in the US. Glen met Chris years ago at a podcasting convention, so in this episode they reunited to shoot the breeze and chat all things money, touching on:👉how Chris created the Popcorn Finance podcast and how it's been going👉🏿a little about himself, his money journey and the work he does aside from podcasting👉🏻the popularity of investing in shares and how to create your investing strategy👉🏼investing in yourself to create the balanced life you want, where the money follows👉🏾college lifestyle and associated costs in the US, and figuring out how to start making life plans post-study👉🏼how property markets are doing in his area and surrounds👉🏾how taxation works in the US👉the state of affairs in the US at the momentCheck out more about Popcorn Finance here: https://popcornfinance.com/Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen's mate and occasional guest on the show, Dirty Mike, is keen to buy his first home, so he had a clarity chat with John to ask some questions, check strategy and ensure it's the best move for Dirty Mike's situation. The chat touches on:👉🏻the kind of property he's looking at👉🏾the movements of the market he's keen on👉🏿the offers he's already made and some potential ways to keep making offers👉his plans to use a parental guarantee👉🏼throwing all potential options on the tableGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

We all face fears and challenges in our personal and professional lives - the key is choosing your mindset and taking action wherever you can. In this bonus episode John chats with James Millard, financial adviser on the m3 trusted panel and friend of the show, touching on:👉🏾moving from being an employee to business owner👉🏻how fear can disguise itself - False Evidence Appearing Real👉🏼some tips for tackling the most challenging tasks ahead of you👉🏻ways to break down the things you're concerned about👉🏼how to work through fears in relationships👉🏽some tips and tricks to hack yourself out of your fearsGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

*Trigger warning: please note this episode covers sensitive topics relating to fertility, infertility, childbirth and the IVF process. We encourage you to seek the support of your GP if you're experiencing issues in this space.There are many couples out there that experience issues of infertility, and many of these families look into alternative options to hopefully have kids. IVF (in vitro fertilisation) is one of those options, and in this episode Carinya and James join Glen to talk through what it is, what their experience was in their own families and the costs associated with the process. The conversation touches on:👉🏻what IVF actually is👉how taboo the topic of infertility is👉🏽what the process of IVF/ICSI was like👉some of the main and surrounding costs they incurredListen to the uteryou uterme uterus episode where Carinya shares her personal story in depth: https://player.whooshkaa.com/episode?id=734020Read Carinya's blog about her journey with IVF and birth: www.thebirthingjourney.comCheck out the my money journal: https://www.sortyourmoneyout.com/shop/my-money-journalRead up on the Medicare Safety Nets: https://www.servicesaustralia.gov.au/individuals/services/medicare/medicare-safety-netsGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Legendary hosts Em and Shell from my millennial career came on the show to answer career questions from the m3 community! The session touches on:👉🏿women in the workplace👉figuring out if you're happy with your career👉🏽balancing career moves with family and partners👉staying in a crappy job for the money👉🏼knowing when to leave a toxic workplace👉🏽managing mental health and illness with work👉🏿starting your career in an industry hit hard by COVID-19👉🏼mixing study and work, and getting your manager on board with itSubscribe to my millennial career where Shell and Em talk about all things career: https://player.whooshkaa.com/shows/my-millennial-careerGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

It's the most wonderful (and expensive) time of the year! Glen asked mum of 10 kids (!!!) Anjo, and her daughters Amanda and Kiki, how they do Christmas on a budget, and what homeschooling 10 kids was like. Listen in as they touch on:👉🏿when Christmas prep begins👉🏼how food and drinks are organised ahead of time👉how they do gifts for everyone in the family👉🏾the memories they have of the fun a family of 10 kids brings👉🏼what homeschool was like and where it's led the kids afterHere's the Glen James Spending Plan gift vouchers mentioned in the chat:https://www.sortyourmoneyout.com/resource/glen-james-spending-plan-gift-voucherHere's the charity that Anjo works for - Diamond Women: https://www.diamondwomen.com.au/Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Blended family situations (due to divorce, re-marriage, step-kids, step-parents etc) are so unique, and come with a variety of considerations when sorting out estates. Anna Cruckshank and Angela Brischetto from Aubrey Brown Lawyers returned to chat through this tricky area, and answer some listener questions. The convo touches on:👉🏾some rules that guide the way things are sorted and split in a blended family situation👉🏿why it's sooo important to have estate docs set up when you have a blended family👉🏻how to dodge some sticky situations👉🏽how bank accounts are handled👉what happens with superannuation and insurance policies👉🏾some questions from the m3 communityTo get your Will and other stuff sorted, head here and we will introduce you to Aubrey Brown Lawyers: https://www.aubreybrown.com.au/m3/Listen to part 1 of this estate planning series: https://player.whooshkaa.com/episode?id=758594Get $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

What will happen to you, your money and your assets when you die or if you're incapacitated? Do you have a plan? This is where estate planning comes in. In this episode Anna Cruckshank and Angela Brischetto from Aubrey Brown Lawyers join Glen to open up this discussion, touching on:👉🏼what is considered a part of your "estate" and what documents cover it👉🏾what happens if you die without a will👉how a will functions - what it does and doesn't cover👉🏿what probate is and how it works👉what power of attorney is and what it covers👉🏻what does and doesn't cover your small business👉🏿what an enduring guardianship document is👉🏾what an advanced care directive document is👉🏽some of the messy estate situations you want to try and avoidTo get your Will and other stuff sorted, head here and we will introduce you to Aubrey Brown Lawyers: https://www.aubreybrown.com.au/m3/Check out Glen's financial foundations diagram here: https://www.sortyourmoneyout.com/blog/2018/12/4/everything-you-need-to-know-about-life-insuranceGet $20 off The Glen James Spending Plan using the code "moneyz". Link to course below!For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Every dollar counts when you're on a mission with your money - whether it's a savings goal, freeing up cashflow or just trying to be efficient with your spending. That's where frugal environmental hacks can be so handy. Host of the gen z money podcast, Azaria, joined Glen to brainstorm their top frugal enviro hacks, touching on:👉🏾home hacks like installing LED lights, insulation, blinds/curtains, water tanks and solar panels👉🏼dodging some home appliances like dryers and microwaves👉ways to heat and cool your home on a budget👉🏾cooking at home from scratch👉🏻cleaning with bicarb soda and vinegar👉🏿beauty product tips and products you can do without👉🏾turning off taps and not wasting water in the shower👉🏽being prepared to spend a bit more upfront but see products last longerHere's book they chat about: booktopia.kh4ffx.net/MPN1JHere's Glen's toothbrushes: https://amzn.to/2UbszgyRead the blog about money-saving enviro hacks here: https://www.sortyourmoneyout.com/blog/2020/11/12/32-money-saving-hacksSubscribe to gen z money hosted by Azaria in this episode: https://player.whooshkaa.com/shows/gen-z-moneyToday's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - https://app.shopback.com/GENZ10 And yes, it's completely free to sign up and use! Hosted on Acast. See acast.com/privacy for more information.