money money money

Sometimes it's tricky to know how to make the 'right' decision when you're tossing between options. Glen and John share a few tips around decision making and chat about: 👉🏾 pay down mortgage or invest?👉🏿 spend $30k on the wedding or do it on a shoestring budget?👉🏻 buy a house now or later?👉 save to buy a house or invest?👉🏼 salary sacrifice into super or invest outside of super?👉🏽 pay uni fees in full or put it on HECS/HELP debt?👉🏾 have kids or travel?👉🏻 stay at my job or go?👉 renovate or buy investment property?👉🏼 live it up or save for the future?👉🏿 keep kids in private school or switch to public and save $100k🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We asked the Facebook community for their best terrible advice on how to get rich and they delivered some absolute bangers 😂 Shoutout to special guest Alright Hey! for coming back on the show to help bring the funnies.Follow Alright Hey on IG and Trash Alley on Spotify if you need more Matt in your life (who doesn't).Go listen to episode 522b on MMM to hear Matt’s money story!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Found yourself in a sticky situation? Glen and John share some tips on how to reset and recover. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's episode is a debt recycling deep dive! Friend of the show and financial adviser Paul Benson joins us to help break down the concept of debt recycling and answer all your questions about it. The episode touches on:👉 what IS debt recycling?👉🏼 debt recycle with PPOR or investment, interest only or P&I?👉🏽 how much equity should you have before debt recycling?👉🏾 how do interest rates affect your debt recycling strategy?👉🏿 would a gearing strategy or debt recycling suit your goals better?👉🏻 how to calculate the benefit👉 how would lending work👉🏼 how often should we invest?👉🏽 is it best to engage a planner or accountant in the process?👉🏾 do you have to turn off DRP to debt recycle?👉🏿 couples - does it matter who’s name the shares are under?👉🏻 considerations for sole traders👉 who would debt recycling suit👉🏽 when wouldn’t you do a debt recycling strategyThe Psychology of Money: https://amzn.to/3FazrD9🎧 Financial Autonomy - take a listen to Paul's podcast!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Friend of the show, Vince Scully from Life Sherpa is today's guest host with John. Today's community questions touch on: 👉🏾 if Megan retired early and wasn't earning a salary, would she still have to pay back her HECS/HELP debt?👉🏿 best way to invest for four kids👉🏻 help, my partner doesn't want to talk about money!👉 how to decide when to sell shares👉🏼 money in offset account or micro investing app?👉🏽 your tips for buying your first homeFill out the MMM annual census: https://www.mymillennial.money/ask🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Did you know that millionaires often have multiple income streams? Glen and Nick Bradley host of my millennial investor chat about a bunch of ways to make money and diversify income streams.Pre-order Sort Your Career Out, And Make More Money! https://booktopia.kh4ffx.net/rnK7xjGlen's Youtube review of the Superhero platform: https://youtu.be/mJ6Fxz4CZAoBooks mentioned in the chat:The Millionaire Next Door: https://amzn.to/3UZhsVRThe Millionaire Mind: https://amzn.to/3guMVjy🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

John and Emily Wallace from my millennial property are your guest hosts today as Glen takes a break from recording post-ankle op. Wishing you a speedy recovery Glenny J! Today's property q&a touches on:👉🏻 is it better to buy an investment property brand new so you can claim the full depreciation?👉🏾 buying infill vs greenfield estate👉 how are house valuations being affected by rising interest rates and inflation?👉🏼 are property & finance experts spruiking on socials to be trusted?👉🏽 putting in offers in a falling market 👉🏾 which is better for capital growth - unit in capital city or a house in a regional area?👉🏿 basing your property strategy on what grants you can getEnjoy property stuff? Take a listen to my millennial property wherever you're listening to this podcast and follow Emily Wallace and John Pidgeon on IG.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's episode we're talking all about the relationship between our money decisions and our mind with Dr Lili Sussman who is the Chief Strategy Officer at Wisr Today, Australia’s first money coaching app that uses psychology tools to help you change money habits, get out of debt and build a values-led financial future. Glen and Dr Lili chat about:👉🏻 spending guilt👉 navigating close relationships with people who hold different beliefs or values about money to you👉🏼 does knowing if you're a saver or spender help your money mindset?👉🏽 the best indicator of financial health - hint, it's not your income!👉🏾 how the Wisr Today app works and answering your questions about the app👉🏿 in the afterparty Dr Lili shares her unique personal story involving a traumatic brain injuryGo to https://bit.ly/wisrmymoney22 and follow the prompts to download the Wisr Today app and get your 2 months free with the code: MYMONEY22 This is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Get $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Can you guess the new show? We're not leaving any hints in the shownotes hehe you'll have to listen to find out! ....Oh okay...maybe a little hint: Folllow now, only on Spotify. Hosted on Acast. See acast.com/privacy for more information.

Christmas is 6 weeks away, whaaaaat! Today we're sharing your money saving hacks and gift giving tips for the festive season. John and Shell join Glen on the show.KitchenAid Ice Cream Scoop: https://amzn.to/3zZW227Give the gift of financial literacy, get Glen's book Sort Your Money Out & Get Invested: https://booktopia.kh4ffx.net/rnzAKjPre-order Glen & Shell's new book, Sort Your Career Out & Make More Money: https://booktopia.kh4ffx.net/rnK7xj🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen breaks down what to consider when you're picking a super fund.🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

It's been a hot minute since we've had a campfire chat, let's go! Glen shoots the breeze on all things investing with Vince Scully from Life Sherpa and Kanish Chugh, Head of Distribution at Global X ETFs. If you're new around here, our campfire chats are longer than our usual episodes and touch on content that's more intermediate to advanced. All listeners welcome. Learn more about Global X ETFs: https://bit.ly/globalXM3This is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Welcome to another q&a! Glen and John discuss your questions and topics touching on:👉🏾 raising the rent on your investment property👉🏿 changing your super investment strategy to ride out a potential recession👉🏻 will salary sacrifice impact my borrowing capacity?👉 put extra money towards paying off car loan or insurance premiums in super👉🏻 your ideas for cheap and fun hangs with friends👉🏼 moving to London and wondering how to structure finances👉🏽 tips for managing money with adhd👉🏿 home and contents insurance on a strata property👉 why you should double check your home insurance policyPre-order Sort Your Career Out, And Make More Money: https://booktopia.kh4ffx.net/rnK7xjCheck out our resource list of support services that could help you or someone you know work through money or mental health concerns.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen and friend of the show, Azaria Bell chat about their top takeaways after reading the book, The Psychology of Money by Morgan Housel:👉🏾 the highest form of wealth is having control of your time👉🏿 manage your money in a way that helps you sleep at night👉🏻 your experiences and age-bias shapes your perspective👉 be kinder and less flashy👉🏼 increase your savings by lowering your ego👉🏽 worship room for error👉🏿 aim for reasonable rather than rational decisions👉🏻 you don’t need a reason to save👉🏾 don't assume that you and your beliefs won't change in the future👉 define the game you’re playing and run your own raceGot a book you want reviewed on the show? Let us know in the m3 facebook group.Mentioned in the episode: 403b economics, financial peer pressure + investing in green tech: Cornell Professor Robert H. Frank (USA)The Psychology of Money by Morgan HouselGet it on Amazon: https://amzn.to/3TVuvGFGet it on Booktopia: https://booktopia.kh4ffx.net/YgP7ZJSuccess and Luck by Robert H. FrankGet it on Amazon: https://amzn.to/3WeusIaGet it on Booktopia: https://booktopia.kh4ffx.net/9WKgMQ🛑 Please read our disclaimer + warnings before listening to this episode💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today on the show Glen and John discuss questions posted in the mmm fb group around:👉🏾 property contracts and withdrawing an offer👉🏻 anon's share investing strategy 👉 buying a takeaway coffee before work every day👉🏿 that feeling of PANIC immediately after buying a house!👉🏼 career changes and figuring out what you're passionate aboutPre-order Sort Your Career Out: booktopia.kh4ffx.net/rnK7xjCheck out the coffee by Glee Coffee Roasters mentioned in the episode and get free shipping till end of November when you use the code: MMMNeed property help? Check out https://www.solverewealth.com.au/🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Another bonus episode for a bit of fun! Glen and special guests Shell and Ellyse read your responses to a post we popped in the Facebook group and share a few announcements - like the fact that our annual census is open! ✨✨✨Fill out the census here, all answers are anonymous (thanks in advance!): https://www.mymillennial.money/askPre-order Sort Your Career Out: booktopia.kh4ffx.net/rnK7xjHow to Get Out of Debt free module: https://education.mymillennial.money/courses/get-out-of-debt🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

It's Mental Health Month, how's your mental health? ***Content Warning: This chat touches on themes relating to depression and it's okay to skip this episode if you need to! Remember to chat with your GP if you are struggling or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14. Glenn Baird, Head of Mental Health at TAL joins Glen on the show to share some practical ways to enhance our wellbeing, breakdown misconceptions surrounding mental health and give some tips around how to help a mate who might be going through a tough time.Check out our resource list to get help with your money or mental health here.Learn more about TAL here: https://bit.ly/tal-m3podcastThis is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

John and Vince Scully from Life Sherpa discuss the Federal Budget released on Tuesday 25 October 2022.You can check out Vince's book, 'Live the Life You Want With the Money You Have' below.Get it on Amazon: https://amzn.to/3stjTmTGet it on Booktopia: https://booktopia.kh4ffx.net/P0kBrY🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen and John are back together again and they're chatting about some spiiiicy stuff hehe. Today's episode touches on:👉🏻 the stage three tax cuts - what it's all about👉 anon is thinking of setting up a trust with his siblings to buy investment properties👉🏼 do increasing interest rates justify significant rent hikes?👉🏽 how much wealth is enough?🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today we're chatting about the Ethical Fashion Guide which was published this week by Baptist World Aid Australia (they've released this guide for the past 9 years!). Using robust research, it ranks almost 600 fashion brands on their efforts to prevent worker exploitation and environmental harm in their supply chains and the results are seriously eye opening. Glen chats with Sarah Knop from Baptist World Aid about what the research reveals about the true state of the fashion industry and what we as consumers can do to drive much needed change.See how your favourite brands ranked in the Ethical Fashion Guide here.Support the work of Baptist World Aid with a donation.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's episode is jam packed with hacks to save you money, time and bad experiences. Who better to have on for this chat than Chris Hutchins who hosts the award winning podcast, All the Hacks. Chris is all about upgrading life without having to spend a fortune and on today's episode Glen and Chris share some of their favourite hacks. You'll probably need your notes app for this one!Make sure to jump on over to Chris's podcast for more hacks. 🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen chats with Ramit Sethi, the author of the New York Times bestselling book, I Will Teach You To Be Rich who has taught thousands of people to manage their personal finances. When you listen to this episode, you'll not only be inspired to dream about what your 'rich life' looks like but also how you'd want to spend your money. In the second half of the episode Glen and Ramit answer some questions from the community around managing money in relationships.Check out the I Will Teach You to Be Rich resources below.📘 Book: https://amzn.to/3MhOY5Y🗒️ Journal: https://amzn.to/3T8VwWR🎧 Podcast: iwillteachyoutoberich.com/podcastIf you haven't heard, our podcast my millennial investor has a new host! Check it out wherever you're listening to this podcast.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen asked our Facebook community what their top value ETFs were, these were your responses!Not in our Facebook group? We'd love to have you. Join the m3 facebook group🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen and John are on a bit of a break from recording so today's chat isn't your usual practical money stuff but if you just like hearing some guys having an informal chat about money then you've got yourself an episode. This was recorded at FinCon22 with Glen, friend of the show Vince Scully from Lifesherpa and Joel from USA podcast, How to Money.Want to add some books to your collection? Check these out!Glen's book: Sort Your Money Out & Get InvestedLive the Life You Want With the Money You Have by Vince ScullyThe Psychology of Money by Morgan Houselmy millennial investor has had some changes, subscribe wherever you're listening to this podcast!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

As a child, Esther remembers living off food and water provided by the Red Cross as her family fled from the Democratic Republic of the Congo. Now just 18 years old, she's super dialled into her money, has received a bunch of awards for her activism and she's passionate about breaking the cycle of poverty. Enjoy this inspiring chat as Esther shares her story!Check out Hustles & Invest on IG.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

What if 'being frugal' doesn't mean what you think it means? Who better than to chat about all things frugal living than Jen from the Frugal Friends Podcast! Glen and Jen talk about the idea of values-based spending and why frugality is less about being cheap and more about putting your money where your values are.Mentioned in the chat... episode 237 - Kakeibo: The Japanese Art Of Mindful BudgetingCheck out the Frugal Friends Podcast wherever you’re listening to this episode.This episode was recorded live at FinCon22.Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

This is more a Friday chill episode for your background listening pleasure. Glen is with his friends in the USA talking worst money mistakes. It's a campfire chat, so the editing is, well.... non existent.If this is the first episode you've ever attempted - DON'T!🛑 Please read our disclaimer + warnings before listening to this episodemy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

What does the pursuit of FIRE look like? Today's guest is Scott Rieckens, Emmy-nominated film producer and author of the documentary and book by the same name, Playing With FIRE. Glen interviews Scott about his journey pursuing financial independence - what life looked like before, what it looks like today and some of his learnings and thoughts on the FIRE (Financial Independence Retire Early) movement. Strap in for the ride and get ready to be inspired!🎥 Watch the documentary📘 Buy the bookHere's the episode with JL Collins on my millennial money medical🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

The Optus data breach was the wake up we needed. Glen unpacks all the things and his sceptical (&unproven) views. He also gives an update on the m3 community with some new things on the horizon!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen's been recording heaaaps of content for ya at FinCon22 in Orlando, Florida so today's community q&a features some pretty cool guests - Chris Browning from Popcorn Finance and Allison Baggerly from Inspired Budget. They talked about:👉 financial infidelity - what should I do if my partner hides their money and debt from me?👉🏾 I can't say no when friends or family pressure me to go out and spend money👉🏿 your money wins - go you good things! 👏👉🏻 baddd financial advice👉🏼 money mindset and managing money personalities👉🏽 what do Chris and Allison think about credit cards?Take a listen to This is Awkward with Allison and Chris wherever you're listening to this poddy!Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

There's a new investing book in town and it's by our friend at She's on the Money, Victoria Devine! Glen sits down for a chat with Victoria about all things investing, money mindset and more.Get your hands on Investing with She's on the Money below 👇Buy on Amazon: https://amzn.to/3R2sAyhBuy on Booktopia: https://booktopia.kh4ffx.net/4eVP7LIf you're new around here, take a listen to She's on the Money wherever you're listening to this poddy!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's q&a is packed with some great community questions and joining John to guest host this episode is Shell from my millennial career! John and Shell discuss:👉🏾 what to do when the team you're leading has high turnover rates👉🏿 how to balance setting up your kids for life and setting yourself up for retirement👉🏻 is it worth living in an expensive city to build your career?👉 changing career path, how to go about it?👉🏼 what's the best way to choose a bank?👉🏽 and this spicy question - my partner's parents have offered to buy a home for us if we put down a 20k deposit. The house will be in their name but we will live in it and pay the mortgage. They eventually want to sell the house to us for the price of the remaining mortgage. Is it worth it?If you love learning about all things property and career, make sure to give a listen to my millennial property and my millennial career wherever you're listening to this episode 🎧Book a property clarity call with John here: https://bit.ly/M3JohnClarityCallLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Campfire chat with Glen James, Vince Scully and Joe Saul-Sehy from the popular American podcast, The Stacking Benjamins Show.This episode was recorded live in the expo area at FinCon22, Orlando Florida.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today on the show Glen sits down with TAL's Chief Claims Officer Jenny Oliver for a deep dive into what happens when you need to make a life insurance claim and why it's super important to reach out to your adviser or insurer if you think you have a claimable event. Glen and Jenny discuss:👉🏾 what really happens during the claims process👉🏿 misconceptions surrounding life insurance particularly around claims👉🏽 some cool stats👉🏻 why it's so important to understand your cover and to check if you think you might have a claim👉 some lesser known life insurance benefits you can receive👉🏼 a common question - I'm young, do I need life insurance?For more on TAL check out: https://bit.ly/tal-m3podcastWant to chat with one of Glen's trusted advisers about reviewing or setting up your life insurance? Click hereThis is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Special guests Kate Campbell and Owen Raszkiewicz from The Australian Finance Podcast join Glen to discuss money questions from the community around:👉🏼 budgeting for yearly bonuses👉🏽 what to do with a 10k mat leave lump sum - save, spend, tackle debt, invest?👉🏾 best way to minimise tax when earning personal services income (PSI)?👉 how much money would you need to feel secure?👉🏿 how can I work out how much I need for retirement and what happens when I retire?👉🏻 offering money advice to friends or family👉 micro investing as a great way for beginners to dip their toe into the waters of investing Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We're chatting with a mortgage broker to answer all your burning questions and it's great to have Rachelle Kroon from Sphere Home Loans back on the show. Glen, John & Rachelle chat about the property landscape and more including:👉🏾 how rate rises can affect your pre approval - make sure to check that it's still valid!👉🏿 how does a bridging loan work?👉🏻 considerations for anyone moving house👉 what happens when you take equity out of your home and then sell your home?👉🏼 when to chat with a broker if your fixed loan is ending soon👉🏽 how does a bank valuation work?👉🏻 how can salary packaging impact borrowing?👉🏾 does it cost to see a mortgage broker and what Qs should I ask to vet one?👉 offset accounts👉🏿 what's a discharge?Get connected to a mortgage broker like Rachelle and her team through Glen's preferred panel of professionals: http://bit.ly/m3reachout🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen and Dev Raga from my millennial money medical caught up for a yarn and well, it became a campfire chat. They went deep on values, investing, health insurance and health care in Australia... all the good stuff!Whether you're a healthcare worker or just love geeking out on finance, make sure to head over to my millennial money medical and give it a listen! Check out the episode Glen mentions: 438b private health insurance case study: Glen's cost of surgeryLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

What do you value most when you're looking to join or stay with a workplace? Is it the location, the pay or maybe the chance to work part time? SEEK were curious to know, so they surveyed thousands of candidates and compiled the results in an interactive data tool called Laws of Attraction. SEEK Research Manager, Caroline North joins Glen in this chat. They touch on the top drivers for millennials, how employers can attract the best people for their business or organisation and how to use the data to negotiate what you want at work. Give it a go below 👇Laws of Attraction interactive data tool: https://bit.ly/m3seekloaCheck out the article about 'quiet quitters': https://bit.ly/quietquittersThis is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We had such a blast recording this live episode in Sydney, the last stop of the 2022 m3 tour! Shoutout to everyone who came along and made it an awesome night.Glen and John get into some great questions with the help of our friends, Victoria Devine from She's on the Money, Em & Shell from my millennial career and Vince Scully from Life Sherpa. This episode touches on:👉🏾 shifting your mindset around spending money when you're a hardcore saver👉🏿 tips on dealing with a bad boss!👉🏻 weighing up whether to start a family or buy a home first👉 catching up on super and getting financially set up after moving to Australia👉🏼 we're in our mid 50s, tips for planning to retire in 5 years?👉🏽 taking a risk to pursue your hobbyLearn more about TAL here: https://bit.ly/tal-m3podcastIf you haven't heard it, the my millennial career episode with Dom Price on 'bad apples' is a goodie!Get that pre-order in for Victoria's new book, Investing with She's on the Money: https://booktopia.kh4ffx.net/4eVP7LGrab a copy of Vince's book, Live the Life You Want With the Money You Have: https://booktopia.kh4ffx.net/P0kBrY🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We're getting into the weeds on personal insurance in today's episode!*** Trigger warning: This episode touches on themes around mental health and suicide. Please chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Friend of the poddy and insurance specialist Phil Thompson from Skye Wealth joins Glen to chat around the application process, what factors insurers consider and answer a bunch of great questions from the m3 community.Want to chat with a professional about personal insurance? Head over to sortyourmoneyout.com and click Get Help.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Melbourne, you were so much fun! Glen, John, Shell and special guest Sim from Girls That Invest discussed:👉🏿 should I sell my investment property to help with cashflow stress?👉🏻 should I pay LMI to get into my home sooner or wait and save a bigger deposit👉 change my mind - I don’t think I need to add extra money in super! 👉🏽 funding a side hustle with your own money vs a bank loan👉🏾 preventing burnout in your career👉🏼 4 reasons to have a side hustle👉🏽 and peeps shared their biggest financial lessonsGet Girls That Invest by Sim Kaur: https://booktopia.kh4ffx.net/5b0gOjLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

If you've ever wondered what a financial adviser does or how they can help you achieve your financial goals, get this episode in your ears! Glen chats with Alex Luck and Scott Taylor from Everest Wealth. They unpack:👉🏼 what does a financial adviser offer that I can't get for free on the internet?👉🏽 fee structure and what to expect when you engage an adviser at Everest Wealth👉🏾 regulation in the advice industry👉🏿 where to begin if you are looking for an adviser👉🏻 do I need advice? Some examples of when it might or might not be a good option for you to explore👉 and a case study of an Everest Wealth clientCheck out the case study here: https://bit.ly/everestm3Need some help with your financial goals? Get connected with Glen's preferred panel of trusted professionals: https://bit.ly/gethelpm3🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's live Q&A is a mix of share investing and property questions sprinkled with some encouragement if you're feeling like you're not where you think you should be at financially or in other ways. Thanks for hanging out, Perth! Glen and John with the help of our tour partners and special guests chat about:👉🏾 is buying a 2nd property a good idea with rising interest rates?👉🏿 wanting to invest while saving for a home👉🏻 investing in multiple ETFs from different 'brands'👉 fixing part of your mortgage interest rate in the current market👉🏼 understanding asset allocation in relation to your goals👉🏽 a fun discussion around what type of personal insurance you would choose if you could only pick one👉🏿 I'm in my early 30s and feeling behind, how do I deal with this? 👉 reducing risk when investing in property interstateGlen and Vince explain the First Home Super Saver Scheme: https://youtu.be/rDFXb_AcuU0Learn more about TAL: https://bit.ly/tal-m3podcast and their approach to ESG: https://www.talourcontribution.com.au/🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Estate planning isn't the funnest of topics but wowee it's important! Today's episode is a bit of a 101 around wills and estate planning and we asked Aubrey Brown lawyers, Angela Brischetto and Nicholas Ketley your burning questions. The episode touches on:👉🏾 will kits vs DIY wills vs working with a lawyer👉🏿 when should a will be updated👉🏻 what if the executor or beneficiaries pass away?👉 what is a power of attorney and power of guardianship👉🏼 what happens to super in death👉🏽 how are adopted or step kids regarded by the court👉🏿 what is probate👉🏾 what if I'm single and have no kids?👉🏻 dying without a will👉 litigation👉🏿 disputing a willHave questions or need advice around your estate planning? Get in touch with Angela, Nick and the Aubrey Brown team: https://bit.ly/m3aubreybrown🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Radelaide, you've been real! In today's live episode Glen and John discuss some great questions around financial independence, putting extra in super, setting habits and so much more. Watch on YouTube: do I need a good credit score?Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Ever been told that "prevention is better than cure"? Well today's episode is a PSA to check your health before you wreck yourself while you're out there making all that cash money. TAL's General Manager of Health Services, Dr Priya Chagan joins Glen on the show to share some simple ways we can all invest in our own preventative health care. As part of this conversation we asked our Facebook group what good health means to you and share some of your responses!Check out the TAL Health Connector here.Learn more about TAL here: https://bit.ly/tal-m3podcastThis is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We had an awesome time recording this episode with our Hobart peeps! Some awesome questions were asked, like:👉🏻 Should I use spare cash to buy shares or pay down the mortgage?👉 what are the next steps when you've maxed out your debt to income ratio👉🏼 the cost of building right now is so high, should we build now or wait?👉🏽 should I get solar if I have an EV?👉🏾 investing in property as an immigrant👉🏿 tips for negotiating on a property👉 how to accelerate wealth creation to potentially retire within 10 yearsLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Nobody gets into a long term relationship planning for it to go south, but it's good to know what happens if you do part ways.*** Trigger warning: This episode covers topics relating to relationship breakdown and separation. If you are experiencing issues like domestic or family abuse please reach out to 1800respect.org.au or 1800 737 732.Big thanks to Aubrey Brown family lawyers, Tanya Hibberd and Kate O'Grady for joining us on the show. They answer a bunch of questions from Glen and the m3 community, including:👉🏿 do you need a family lawyer if there is a relationship breakdown?👉🏻 can a couple see the same lawyer for separation or BFA matters?👉 do the courts get involved when kids are in the picture?👉🏼 a heap of stuff around BFAs (binding financial agreements)👉🏽 what happens during a separation with kids?👉🏾 what are the ways to sort out child support?👉🏻 are there legal requirements for what child support can be spent on?👉🏿 what's the best way to protect your assets going into a relationship?👉 is it true that if you leave your partner gets half?👉🏽 how long does it take for the court to validate a consent order?👉🏾 how do family financial disputes work across international borders?👉🏼 what happens around de facto relationships and entitlement to assets👉 if I have a discretionary trust does that mean all my assets are hidden?Need some advice or guidance on your situation? Get in touch with Tanya, Kate and the Aubrey Brown team: https://bit.ly/m3aubreybrown🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We had an awesome time meeting peeps and doing a live recording in Canberra. Thanks for your awesome questions and case studies!AFR article - https://www.afr.com/policy/economy/rba-cash-rate-set-to-double-in-coming-months-20220720-p5b33eLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Starting or growing your family is a wild ride! SYMO's Content Producer, JK and friend of the show, Bec Pritchard share their tips and tricks for financially preparing and managing money during this season along with their experiences of having kids through the public and private healthcare system.*** Trigger warning: This episode covers sensitive topics relating to fertility and childbirth which could be upsetting for some listeners. We encourage you to chat with your GP if you are experiencing any issues in this space.You might also like these!330 the ultimate investment: your first babyBec's blog post outlining the costs of her pregnancy and birth 👶Bec's blog series on family money convos🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.