Fire Your Financial Advisor by Golden Reserve

You’ve probably seen people who jump into a tub of ice water or into a hole in a frozen lake. The idea is that it’s such a shock to your system that you forget about stress and all the problems of your life to focus on one thing…getting warm. Greg Aler is an advocate of it. He talks about why and the “shocks to the system” that can happen in retirement. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

If you get the financial green light to retire DO IT! How too much risk can jeopardize your retirement dreams. Shaq has a great lesson for us about preparation. The financial industry wants you to believe that Social Security and your 401(k) is not enough. Is it true? Legendary record producer David Foster and his wife-singer Kathrine McPhee talk about their career and new documentary. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube. See omnystudio.com/listener for privacy information.

The number one fear of people going into retirement is running out of money. Is it real or is it a manufactured fear that the financial industry wants you to believe? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Should you be worried about or should you celebrate higher interest rates? Myth Buster: Addressing the number one worry of people getting ready for retirement. Now that we are using our 401(k), is it coming up short? Passing down your financial legacy takes some planning. What is the right time to do a 401(k)-to-Roth conversion? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

We’ve all heard of generation gaps. Different age groups have a hard time relating due to the ways they communicate. It can happen between financial advisors and their clients. Greg breaks down the biggest offenders. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

How can you be tax efficient with your withdrawals? Greg plays myth buster with what number the financial industry says you need to live. Walking away from your employer paycheck is tough. The Golden Reserve income tent can calm those emotional worries of running out of money. How to approach the mental decline of mom and dad. My financial advisor seems smart, but I don’t understand what he’s saying. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

A couple planning for retirement seems to have done a great job, yet they still wonder if they have enough if one of them needs long-term care. How much is enough? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Higher interest rates are actually helping pre-retirees. Why our retirement system is broken. Can you roll the dice on paying for long-term care? Taking Social Security while you are still working can cause a tax problem. What you need to know about Medicare. See omnystudio.com/listener for privacy information.

Halloween is coming up. Is your retirement plan about to run into Jason, Chuckie, Freddy or Ghostface? See omnystudio.com/listener for privacy information.

How much do wars and other global events affect our stock market? 70% of Americans would leave their financial advisor if they don’t provide tax planning. Is your retirement plan a horror movie waiting to happen? 2008 saw the market go down by over 50%. Many of us are holding positions doing the same thing. Can you trade up to take advantage of these high interest rates? See omnystudio.com/listener for privacy information.

We like to say, “Fees are what you pay, value is what you get.” Are you getting value for what you are paying your financial advisor? See omnystudio.com/listener for privacy information.

Cutting through the financial noise of CNBC and Fox Business. What everybody is asking about their 401(k). How has retirement planning “jump the shark?” We pay fees in many areas of our life. Does that make it ok with your retirement accounts? Home is where your dog lives, and your tax bill. See omnystudio.com/listener for privacy information.

We highlight a study that puts investors with perfect market timing against those with other simple strategies. You’ll be surprised at the results.See omnystudio.com/listener for privacy information.

Market investing doesn’t have to be as complicated as they say. The S&P 500 has been flat for two years. What are your alternatives? Should you continue with the current rate on your CD? What is your Tax IQ and why is it important? Is Wall Street focused on the real issues of retirement? Why you need a retirement planner, not a financial advisor. See omnystudio.com/listener for privacy information.

By law you can’t call Pringles a chip. By law financial advisors must call themselves a fiduciary. At Golden Reserve neither one of these statements make any sense.See omnystudio.com/listener for privacy information.

How much insurance is necessary past the age of 60? 85 Trillion dollars will pass from boomers to their heirs. How will you handle those decisions? Watch out for “The Name Game” in the financial industry. Only 5% of Jimmy Buffet’s wealth came from his music. How did he create his other income and what can we learn from it? How the Golden Reserve Tax Map can help you from making a big tax mistake. See omnystudio.com/listener for privacy information.

If you have a financial advisor, do you know what you’re paying them each year? Probably not, because the system they’ve built doesn’t include you writing a check each year. But 1 or 2 percent per year could cost you 40% of your retirement nest egg. See omnystudio.com/listener for privacy information.

Higher interest rates have people moving away from the stock market. 30 percent of people do all their own investing, until they get to retirement. What brings on the change? If you watch for depressed stocks to find a deal, Bill Gates just took a flyer. How could advisor fees skim 40% of your retirement money? The guy on TV says planning for Long Term Care is easy. Does Greg agree? See omnystudio.com/listener for privacy information.

We are conditioned to look at a few things: Our rate of return and our account balance. While those are important factors, there are so many others that are glossed over by the financial industry. At Golden Reserve we are trying to change that.See omnystudio.com/listener for privacy information.

What goes into figuring out your REAL rate of return? How the Golden Reserve Tax Map can lower your tax bill in retirement. The biggest investment company in the world is recommending taking your money OUT of the market. Why? The tale of Dan and Stan: two brothers with the same amount of money that decided to retire at different times with different results. See omnystudio.com/listener for privacy information.

We’ve all seen the anti-annuity commercials from Ken Fisher. Is he telling the truth? What is his motivation? Greg breaks it down line by line. #Retirement #RetirementPlanning #RetirementPlanner #Annuities #KenFisherSee omnystudio.com/listener for privacy information.

They say you’ll be in a lower tax bracket in retirement. Is it true? What could the Social Security cutbacks cost you? What you need to know about the term fiduciary? How much of the bad press on annuities is true? See omnystudio.com/listener for privacy information.

What good is that fancy leather bound binder with your financial plan when it’s sitting in a drawer someplace?See omnystudio.com/listener for privacy information.

There are only 7 stocks holding up the S&P 500. How the airlines and the financial industry lie to you. What good is that financial plan without the planning? Is it ok to get into your principle or should you just live off interest in retirement? Uncle Sam’s devious plan with Social Security taxes. How fees could cost you 10 years of retirement money. Don’t assume your retirement will work. Do the math. See omnystudio.com/listener for privacy information.

Over the next few years, over one third of financial advisors will retire. Where does that leave you? Do you stick with the kid they assigned you to or find someone new?See omnystudio.com/listener for privacy information.

Why are 94% of advisors talking to their clients about going back to work? There is good debt and bad debt. What about your mortgage? Are all those radio and TV commercials right about gold? My advisor is retiring. Do I continue with the young guy they assigned me to? If you are getting a big inheritance, who do you share that news with? If you buy an annuity, is your money locked up like a CD? See omnystudio.com/listener for privacy information.

The Golden Reserve Long Term Care Compass is a part of every Roadmap for Retirement. Greg discusses ways to deal with the rising cost of Long-Term Care without buying insurance.See omnystudio.com/listener for privacy information.

New 401(k) rules that you need to be aware of. How long can this stock market go without tipping into recession? Should your CPA be your retirement planner? Long Term Care insurance is only covering 20% of the bills for our elderly. What do you want out of your retirement meeting at Golden Reserve? See omnystudio.com/listener for privacy information.

Why does every Golden Reserve Roadmap for Retirement include the fee filter? This story is a perfect example. It’s not just the fees on the big millionaire accounts. It’s over-charging on the smaller accounts of the hard-working everyday people like you and me.See omnystudio.com/listener for privacy information.

What will it take for you to go into retirement with confidence? The Golden Reserve Fee Filter is a part of every Roadmap for Retirement. Today we tell you why. You need to replace your paycheck in retirement. If your advisor isn’t using every means possible, are they doing their job? Are you using YOUR plan for retirement, or are you following Uncle Sam’s plan? See omnystudio.com/listener for privacy information.

Many of us put things off until the last minute. Putting off doing the math on your retirement can have consequences. We talk about making today “Day One” of retirement planning.See omnystudio.com/listener for privacy information.

When will you seek out retirement advice? Someday? Or will you make today “Day one”? Are you overexposed to stock market risk because you are trying to “catch up”? What can we learn from the 5-year fight over Aretha Franklin’s will? If your advisor hates annuities, do you know the real reason why? Should a Roth IRA be part of your retirement strategy? See omnystudio.com/listener for privacy information.

Your 401(k) is infested with taxes. Your 401(k) has limited investment choices. Your 401(k) can have unnecessary fees. Your 401(k) does not end in a check like a pension. When it comes to retirement planning, is your 401(k) obsolete? See omnystudio.com/listener for privacy information.

How can you be master of your money and not allow your money to be the master of you? Historically the market returns 7 to 8%. What if we saw an extended time of only 2% returns? Why are lawsuits up against fiduciaries? Is the 401(k) model now out of date? Do you need to wean yourself off of the stock market? See omnystudio.com/listener for privacy information.

If you like to visit a casino, it’s not shocking that the rules on some of the games are changing in favor of the house. Many people feel that way about the financial industry. How do you identify it and tip the rules in your favor for retirement?See omnystudio.com/listener for privacy information.

How Golden Reserve is helping you fight back against a financial system built more for them than for you. Our politicians keep changing the rules on how and when we can access our retirement money. Ken Fisher says inflation is dead and this year will be a huge bull market... How a Golden Reserve Elder Law Attorney can help with the important legal papers of retirement. See omnystudio.com/listener for privacy information.

A survey was done about what it takes to be rich. While everyone had a big number in mind, the survey also found that many people aren’t looking at that number and have other definitions of what it really means to be rich.See omnystudio.com/listener for privacy information.

What happens when mom and dad leave you without a will and an estate plan? No one wants to hear this word at a retirement meeting. Are you using your 401(k) as a piggy bank? What is your idea of being rich? Is it always connected to your bank account? See omnystudio.com/listener for privacy information.

Warren Buffett knows investing. He has a warning about what could be the number one enemy of your success.See omnystudio.com/listener for privacy information.

How to choose that person to help you through the retirement planning process. Wisdom from Warren. The marketing campaign against annuities. How much is true? You want to enjoy your money in retirement. Does your financial advisor feel the same way? See omnystudio.com/listener for privacy information.

The US Open is one of the toughest tests of golf. Participants talk about playing defensive and par is a good score. Greg goes through the retirement lessons we can learn from that mindset.See omnystudio.com/listener for privacy information.

How did your dad influence the way you handle money? The Target Date Fund: 401(k) tool or marketing ploy? As you get closer to retirement, should you lean more toward the Roth than the 401(k)? What can we learn about retirement planning from blackjack and the US Open? See omnystudio.com/listener for privacy information.

What happens if the stock market isn’t kind to you in the first few years of retirement? We used to believe a million dollars would provide a great retirement. Why is Wall Street telling us we need so much more? The 401(k) replaced the pension. Should we rethink that? Rising interest rates have brought back CDs, Money markets, and annuities. How “boring” is the new investing trend. See omnystudio.com/listener for privacy information.

At Golden Reserve, we regularly point out the conflict between retirement plans designed for you to enjoy your money and financial advisors that get paid more if you don’t spend your money. We highlight a story that clearly shows this flaw in the system.See omnystudio.com/listener for privacy information.

What do you absolutely have to get right before retirement? Does your family history matter in financial planning? How Golden Reserve goes far beyond the cookie cutter portfolio approach. Pensions can be great unless you’re single. Should you expect your retirement principle to never go down? What is the real definition of fiduciary? See omnystudio.com/listener for privacy information.

You have a check engine light in your car, which means it’s time for a tune up. Is the "check retirement" light going off in your head? What should be your next step?See omnystudio.com/listener for privacy information.

Join Greg Aler of Golden Reserve on Expedition Retirement as he dives into the flaws of the financial industry when it comes to retirement planning. If your “check retirement light” is on, what is your next step? What 89% of people want from their 401(k) but aren’t getting. You’ve saved a good nest egg. You’ve won the game, why are you still at risk? How tax laws penalize the widow. What we can learn from a 10-dollar cookie in Las Vegas. See omnystudio.com/listener for privacy information.

Finding the balance between the need for growth and the need for protection with your retirement money.See omnystudio.com/listener for privacy information.

If you feel stuck in an annuity contract, can you get out? Protecting against the nursing home getting all of your money. Interest rates keep going up, but for how long? Over 30 cents of every dollar you have in retirement will go here. Can you build a sustainable retirement on 4% to 5% growth? See omnystudio.com/listener for privacy information.

Certain financial moves in your life will come by reaching a certain age. Greg runs down the important milestone ages and what opportunities they bring.See omnystudio.com/listener for privacy information.