Fire Your Financial Advisor by Golden Reserve

What financial products have the ability to change with the times? The Trump Tax Reforms will expire in 2026. How will that affect you? How one NFL quarterback showed what was most important to him when he signed his first contract. A guide to retirement planning by age. See omnystudio.com/listener for privacy information.

The Government is constantly looking for new ways to tax us. Greg shows how the Golden Reserve Tax Map can help you cut your tax bill in retirement.See omnystudio.com/listener for privacy information.

How much of your retirement money do you want on the blackjack table? Will you spend more in retirement than in your working years? Interest rates are up. Where should I put my money? Having a sensible estate plan for your money. Taxes: Do you want Uncle Sam’s plan or your plan? See omnystudio.com/listener for privacy information.

The financial world is full of warnings about running out of money in retirement. Why doesn’t Wall Street want us to enjoy our money?See omnystudio.com/listener for privacy information.

How a Golden Reserve Tax Map can help you reduce taxes in retirement. The financial industry spreads fear that you will run out of money. How do you go into retirement with confidence to spend? The 60/40 portfolio: Is it making a comeback? Why does one 401(k) work better than another? Actors, musicians, and pro athletes all use annuities to defer income. Why wouldn’t they be good for the rest of us? See omnystudio.com/listener for privacy information.

How much should you watch or act on information and predictions that you see on financial TV? Mom always told us, “consider the source.”See omnystudio.com/listener for privacy information.

How much should you believe on financial TV? Social Security has moved up the date when they will cut back benefits. Will it affect you? 70% of people will need some kind of long-term care. Are you prepared? How tax planning in retirement is more complex than in your working years. If you have a pension, should you trust that it will be there for the next 30 years? At what point should you see a retirement planner? Is it an age, a level of wealth or something else? See omnystudio.com/listener for privacy information.

You want to protect your retirement money, but you also want it to grow. How do you balance that out? Retirement planner Phil Huff talks about the different approach we take at Golden Reserve.See omnystudio.com/listener for privacy information.

What is different from the big box firms and Golden Reserve with investment planning? Article: Stop saving! Social Security will be enough. Are people who have success in retirement just lucky? Our checklist of what you want your money to do in retirement. How is tax planning different when you stop working? See omnystudio.com/listener for privacy information.

It seems like the Government has your back if your bank fails. Who has your back if you make a mistake in retirement?See omnystudio.com/listener for privacy information.

Will the banking crisis affect your retirement money? Marriage, divorce, and moving. Make sure your legal papers are in order. Why did well know financial author Robert Kiyosaki say, “May God have mercy on us all?” Is a retirement calculator a good tool or a waste of time? See omnystudio.com/listener for privacy information.

The reason Greg Aler wrote “Fire Your Financial Advisor” was the fee model that the financial industry has built. We have another example of someone who has fallen victim to fees way above one percent.See omnystudio.com/listener for privacy information.

Banks failing and markets falling: should this be affecting your retirement plans? Is 1.6% a reasonable advisor fee? Most of the “Get Ready for Retirement” lists are missing some important elements. What are your options if you need assisted living or nursing home care? Income: we need it in retirement. How do you build the paycheck you need? See omnystudio.com/listener for privacy information.

One of the most neglected areas of retirement planning is having a strategy for taxes. Every Golden Reserve 'Roadmap for Retirement' includes a Tax Map with a timeline of how to take money out of your IRA in a tax efficient way. CPA Brian Long breaks down how it works. See omnystudio.com/listener for privacy information.

You’ve saved all this money, why give half of it back to Uncle Sam? How the Golden Reserve Tax Map can help. How much money do you need to save to generate 30 thousand dollars of income per year? 70% of us will need some kind of Long-Term Care. How do you plan for it. Maintaining your wealth during retirement. See omnystudio.com/listener for privacy information.

We love our dogs. Over his life, Greg has had three Sheepdogs. Over that time, he has seen their protective nature and believes Golden Reserve embodies that quality in looking after your retirement money.See omnystudio.com/listener for privacy information.

Greg’s book “Fire Your Financial Advisor” outlines some of the conflicts created by the current financial industry model. We outline many of them today and show how Golden Reserve is set up very differently. Warren Buffet isn’t a big believer in making your kids rich through inheritance. What options do you have to make that money last? The check the Kansas City Chiefs got for the Super Bowl was taxed at over 47 percent. Could that happen to you in retirement? See omnystudio.com/listener for privacy information.

A listener wrote into the “Market Watch” advice column with almost 600 thousand dollars saved and no one will work with him. What’s the problem here?See omnystudio.com/listener for privacy information.

Why Greg wrote “Fire Your Financial Advisor.” Congress changed the retirement rules again. What do you need to know? Ken Fisher says the market will roar in 2023. What does he have to gain by saying that? All the advisors I see say I’m not rich enough for them to help me! Wills and Trusts. Who needs one and why? See omnystudio.com/listener for privacy information.

Interest rates are up. This is a good thing for people planning for retirement. You can now get 4 percent or more on a CD and other fixed products. If you are comparing two places to put your money and both are offering 4 percent, how could you go wrong? Greg explains how 4 percent is not always 4 percent. See omnystudio.com/listener for privacy information.

Higher interest rates are seeing more people pull out of market risk in favor of fixed products. Are you choosing the best ones for you? Greg’s book about the failures of the financial industry is now available. Golden Reserve is offering a big discount for a limited time. Another person writes to "Market Watch" wondering if they should leave their advisor. There is good debt and bad debt. Should you carry your mortgage into retirement? Are you ready to retire? Forbes has 5 questions to ask yourself. Greg has a few more. See omnystudio.com/listener for privacy information.

The financial industry has built a model where it favors them if you keep your money in the stock market. But in retirement, you need to use that money. These two things do not go together.See omnystudio.com/listener for privacy information.

Greg’s book “Fire Your Financial Advisor” is now available! Sports betting is exploding. Did you think about the taxes? At Golden Reserve, "Financial Advisor" is a dirty word. Don’t be a "Bad Santa" and give bad financial gifts to your kids. Secure Act 2.0 is a gift from Congress for retirees…or is it? See omnystudio.com/listener for privacy information.

Every Roadmap for Retirement at Golden Reserve includes a Tax Map and Long-Term Care Compass. What are the legal papers we need to protect our retirement money and how this intersects with tax planning.See omnystudio.com/listener for privacy information.

Who needs more education in Ohio: A plumber or a financial advisor? Is your financial advisor working for you, or for themselves? No one likes to lose money, but if the market is going down how can you avoid it? Golden Reserve founders Greg Aler and Tim Stallings talk about protecting your money with wills, trusts, and tax planning. See omnystudio.com/listener for privacy information.

The Golden Reserve Tax Map is designed for you to pay less in taxes during retirement. We get input from America’s IRA expert Ed Slott about using the Roth IRA.See omnystudio.com/listener for privacy information.

The hottest player in the NFL investing in soybean farms? If your Financial Advisor is only talking stock market, RUN! Ed Slott, America’s IRA expert weighs in on the Roth IRA. Another story of a financial advisor who isn’t listening. Fortune Magazine says, “Your investments should be boring.” Where have we heard that before. See omnystudio.com/listener for privacy information.

Warren Buffett said, “Right now, bonds should come with a warning label.” If you are looking to put your safe money in bonds, you may be disappointed.See omnystudio.com/listener for privacy information.

When it comes to talking about your retirement, don’t let life get in the way. Stocks for growth and bonds for safety... Maybe not anymore. Long Term Care Insurance is a dinosaur. There IS a better way. Look who lost almost 100 million dollars in the FTX scandal. 2022 was a year for “the flight to safety.” What did you do with your retirement accounts? See omnystudio.com/listener for privacy information.

The market was down; inflation and interest rates are up. You probably saw some of your retirement money disappear. If 2023 brings us more of the same, how can the Golden Reserve Market Flashlight help?See omnystudio.com/listener for privacy information.

2022 was a year of transition in the stock market. Should you be changing your strategy? There’s more pain forecasted for 2023, should you take these predictions seriously? Congress has new rules about when you access your 401(k). Is this a good thing? $1 million: That’s the number many of us shoot for to save. Is it enough? Greg’s book is due out in mid-February. Why the title, “Fire your financial advisor."? See omnystudio.com/listener for privacy information.

Say the word "annuity" and you get a lot of different reactions. Like fruitcake, some people love them, some people hate them. But why? What is the real story behind annuities, and should you make them a part of your retirement plan?See omnystudio.com/listener for privacy information.

If you are worried about up and down markets, what should that signal to you? Annuities: Some people love them, some people hate them. What’s the real story? When a healthcare event changes your retirement plans. Myth Busters: Letting your IRA grow and using it for inheritance. What is "mailbox money" and how can you create it? See omnystudio.com/listener for privacy information.

When we look back at how our retirement accounts performed in 2022, it probably won’t be with a smile. But should one down year affect your retirement date and plans? At Golden Reserve we say no, and let us show you why.See omnystudio.com/listener for privacy information.

One advisor says you need 200 stocks to be diversified. REALLY? One analyst says recession in 2023, another says 20% market growth. Who should you believe? A scary stat about pensions. Myth Buster: Don’t touch your IRA until you have to. Are you enjoying your Golden Years or worrying about the Stock Market? If you could take a guaranteed 4.5% return over the next 10 years, would you? See omnystudio.com/listener for privacy information.

Putting money into your IRA is easy. Taking money out of your IRA in retirement takes some planning. We have a listener from the Columbus area that has that question for Greg and how the Golden Reserve Tax Map can help.See omnystudio.com/listener for privacy information.

If the stock market is down, will I have to cut back on my retirement lifestyle? What could be the #1 cause of bankruptcy in retirement? Another bad apple in the financial advisor world. How can you be tax smart when dipping into your IRA in retirement? See omnystudio.com/listener for privacy information.

We are finally through the political season, but there’s always another one around the corner. You may have strong feelings about the direction of our country when it comes to policy and of course taxes. Do you make decisions with your money according to the political landscape?See omnystudio.com/listener for privacy information.

The closer you get to retirement, the harder it is to stomach loses. So why have your chips on that Blackjack Table? You can’t deny it. Statistics show most of us will need some kind of elder care. How do you plan for it? How to keep your politics and your money separate. What is a fiduciary? What does it mean, and does it really matter? See omnystudio.com/listener for privacy information.

The financial industry is full of opinion on how much you need for retirement. Those articles cause a lot of anxiety that you don’t measure up. The Golden Reserve Roadmap for Retirement will many times reveal you have done a great job and have saved enough to enjoy retirement.See omnystudio.com/listener for privacy information.

CNBC’s Jim Cramer said that Facebook (Meta) had no where to go but up. Soon after, it went down over 60% and he issued an on-air apology. How can you take some of the guess work out of your investment choices?See omnystudio.com/listener for privacy information.

It’s never good when your Financial Advisor is in tears. Jim Cramer of CNBC admits to a bad investment call. Bad Santa: Gifting with good intentions but with bad tax consequences. Limiting your tax liabilities in retirement by having a strategy for that IRA. 70% of us will need some kind of Long-Term Care. How can you protect yourself from these extreme costs? See omnystudio.com/listener for privacy information.

Greg’s book “Fire Your Financial Advisor!” will be available in February of 2023. One of the reasons he wrote the book are stories like this. See omnystudio.com/listener for privacy information.

The IRS is changing many rules about tax brackets and contribution levels for 2023. How should you react? The wealthy have a secret about income. Can we use the idea? Why are there so many opinions about annuities and what’s the truth? Is your financial advisor listening and acting according to your needs and what if they aren't? See omnystudio.com/listener for privacy information.

Financial Advisors focus mostly on investments. How at risk are you in today’s Market?See omnystudio.com/listener for privacy information.

We have faced high inflation, high interest rates and rocky markets before. How did we get through it? One study says you will have 15% more money if you use a financial advisor. Jason Aldean will be front and center at the upcoming Country Music Awards. Greg was in Nashville to talk to him. There are record amounts of cash on the sidelines. Is there a better place for that money than the bank? See omnystudio.com/listener for privacy information.

In a year when stocks are down and bonds are down as well, where do you go for safety?See omnystudio.com/listener for privacy information.

My financial advisor speaks gibberish. The idea that stocks are for growth and bonds are for safety isn’t working. How to be tax efficient when sending money to your heirs. How much money should you have in (and out) of the stock market? See omnystudio.com/listener for privacy information.

What is your idea of protecting your money from market downturns? Bonds? Cash? Pulling out of the market all together? Greg discusses the alternatives.See omnystudio.com/listener for privacy information.

Are we headed for more recession talk or are we working our way out of this market volatility? Is cash a good hedge against this market and how much should you hold? Questions you should be asking your advisor about fees. The cost of healthcare and long-term care is a shock to many retirees. How do you prepare? The things you need in retirement aren’t as grand as you think Pay the taxes early. That’s how you beat Uncle Sam. See omnystudio.com/listener for privacy information.