Fire Your Financial Advisor by Golden Reserve

The report card is in on Wall Street fund managers, and we’d be generous to give them a “D” in stock picking. How can you take 100% of the risk and get 30% of the return? Welcome to Mutual Fund investing. How the Tax Boulder gets bigger in retirement. What are some of the most affordable ways to cover the high cost of Long-term care?See omnystudio.com/listener for privacy information.

Estate Planning Attorney Tim Stallings joins the show to discuss some misconceptions that retirees have about Estate Planning.See omnystudio.com/listener for privacy information.

How you deal with taxes BEFORE retirement should be very different IN retirement. If you don’t have a plan for taxes, Uncle Sam has a plan for you. Greg breaks down some of the surprises that retirees’ encounter and how the Golden Reserve Tax Map can help you limit your tax liability.See omnystudio.com/listener for privacy information.

A better way to think about annuities as interest rates rise. What to do if you have retirement account money all over the place. How financial advisor fees work and how to avoid them. The importance of having a relationship with a retirement planner when a crisis hits. How the tax boulder changes when you retire and why you need a TAX MAP.See omnystudio.com/listener for privacy information.

In everyone’s closet, there are clothes that haven’t been worn in years. They are outdated and just taking up space. Do you have the same thing going on with your retirement accounts? What do you have that needs to go to “Financial Goodwill?”See omnystudio.com/listener for privacy information.

The truth about taxes and the Secure Act 2.0. A caller asks about protecting assets as her spouse has an emergency care need. When to toss certain investments and advisors. Retirement plans without a legal foundation may not be a plan at all. If you are concerned about the market crashing, you may not have a retirement plan.See omnystudio.com/listener for privacy information.

When your kids inherit your lifetime of savings, how would they handle it? Will they be responsible, or will they spend it all in a short period of time? How you can have a say in making your money last, even after you're gone.See omnystudio.com/listener for privacy information.

Unnecessary fees can be more risky than inflation. The limits of Robo-Advisors in supporting retirement. A listener question about Estate Planning and avoiding probate. What is the right risk to take in retirement? See omnystudio.com/listener for privacy information.

Many people have no clue about how much they are paying for their retirement accounts. They don’t write a check every month, so it must be free, right? Wrong. Greg breaks down how the financial industry charges and how it takes a lot of digging to find out the truth.See omnystudio.com/listener for privacy information.

Understanding Uncle Sam’s plan for your IRA taxes is a big part of planning for your Retirement. Particularly the 'widows and kiddos' penalty he has in store if you don’t have the right plan. Learn how having a Tax Map can make all the difference when it comes to saving your IRA dollars.See omnystudio.com/listener for privacy information.

Is 6 hours enough time to develop your Roadmap for Retirement – and what should it include? A Newark, OH caller asks how to protect his IRA from Uncle Sam in retirement. Why relying on a family member as a caregiver may not be the safest plan for long-term care. The realties of a recession and your retirement plans. Why the ‘widow' penalty and 'kiddos’ penalty are all part of Uncle Sam’s plan for your IRA. Talking about the right time to do Roth conversions. Learn about Greg’s upcoming book release, ‘Fire Your Financial Advisor’. The bitter truth about fees, and how they get away with it.See omnystudio.com/listener for privacy information.

A listener calls in looking for the right guide to get him through retirement and, while shopping around, has heard a lot of different fees. We explain what fees are right for retirees and how to avoid the dreaded FEE boulder.See omnystudio.com/listener for privacy information.

What you should do about rising interest rates & inflation. A listener questions how fees work in retirement. When to tell your advisor to take a hike. The truth about “financial shortcuts.” Getting a plan for Long-Term Care. What does retirement look like with $500k. How our team of Retirement Planners helps retirees fight back against the financial industry.See omnystudio.com/listener for privacy information.

How a banker, whose wife was a financial planner, still failed to plan for retirement. Greg breaks down the latest Uncle Sam changes that will take more tax dollars out of your IRA. Why every retiree needs a Tax Map.See omnystudio.com/listener for privacy information.

How to navigate retirement and build your checklist with the right questions to ask. Call-in crisis involving a parent’s nursing home situation. How the IRS changed the rules again to get more taxes out of your IRA. Why a Fee Filter can show if you are overpaying for advice and investments. Explaining income taxes, and why Greg thinks they go up. Why retirement calculators don’t work. How our team of retirement planners help retirees fight back against the financial industry.See omnystudio.com/listener for privacy information.

Explaining the fiduciary and non-fiduciary standards in human-speak, and how being a fiduciary doesn’t matter at all when it comes to helping retirees plan for the biggest risks of retirement.See omnystudio.com/listener for privacy information.

How you can ignore the market and sleep well in retirement. Why retirees and their advisor are rarely on the same page. Does being a Fiduciary really matter? Explaining hidden mutual fund fees and how advisors get paid. How retirees can fight back against the trillion-dollar financial industry. Why tax planning is ignored by your advisor – and what you should be doing. The challenges of aging parents – and how to plan. Pension – lump sum or not? Why hasn’t the financial industry changed in 40 years.See omnystudio.com/listener for privacy information.

Retirement planning is about more than just picking stocks and bonds. Certified Elder Law Attorney Tim Stallings joins us to talk about the importance of wills, trusts, and other legal documents. Showing how these tools can help protect you from the largest boulder in retirement planning, long-term care costs.See omnystudio.com/listener for privacy information.

Certified Elder Law Attorney Tim Stallings talks about wills, trusts and long-term care costs. Greg piles onto the things that frustrate clients most about financial advisors. We break down the unnecessary percentage and other fees retirees are being charged. Is being a fiduciary important or irrelevant? What about being a CFP or Fee-Only Advisor? Is it a good thing or a big scam?See omnystudio.com/listener for privacy information.

Las Vegas isn’t the only place you can end up winning some extra dollars. With the right retirement planner and planning – you can uncover Tax and Fee savings jackpots all over your retirement.See omnystudio.com/listener for privacy information.

Like Las Vegas jackpots, hear how retirees can find unexpected surprises if they do the right Tax and Fee planning. Learn about what trusts can protect you against creditors and nursing home costs. Why there is no such thing as too little risk in retirement. Explaining why annuities are the Dodge Ram of investments. If your plan requires a stock ‘freak out’ factor, you need a different plan. While Greg closes out talking about his upcoming book ‘Fire Your Financial Advisor’.See omnystudio.com/listener for privacy information.

Wall Street has preached stocks for growth, and bonds for protection for 100 years. Learn why historical low interest rates coupled with new safe alternative options are replacing this old fashion (and overly expensive) investment strategy for retirement.See omnystudio.com/listener for privacy information.

Joining us is CPA Bart Patterson to talk about Roth conversions, the future of taxes in the US, and IRA tax penalties that the Tax Boulder can take from your retirement accounts if you aren’t paying attention. The market takes on Uphill vs. Downhill retirement planning strategies – what’s the difference? Blasting how the financial industry’s elite continues to try and scare retirees into buying more over-priced mutual funds. Advice from Shaquille O’Neal. And when you should think about pro-active retirement tax planning every year. See omnystudio.com/listener for privacy information.

How do you find the right person to help you with retirement planning? Should Crypto be in your retirement portfolio? One of the biggest reasons people fire their financial advisor.See omnystudio.com/listener for privacy information.

We save and invest trying to get ready for retirement. That’s the trip up the mountain. The trip down the mountain in retirement comes with the new challenges that may be beyond the skill set of your financial advisor.See omnystudio.com/listener for privacy information.