Fire Your Financial Advisor by Golden Reserve
408 episodes — Page 4 of 9
Can you build a “perfect” retirement portfolio?
We all have different needs for retirement and every retirement plan is unique. But is there a model we can use as a guide that handles many of the retirement boulders? Greg Aler shows us how Golden Reserve finds what fits for you. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How much do you need to save to generate 100k a year in retirement? | Warren Buffett blasts advisor fees | Are you financially paralyzed by this election? | Is there a perfect portfolio?
On this week's show: Why does the financial media say we need MILLIONS to retire comfortably? Can you get rid of one of the biggest drags on your retirement money? Many people have put their life on hold until after the election, including their finances. Greg Aler outlines the Golden Reserve portfolio model. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How much money do you need to start talking about an estate plan?
When someone says "estate plan", you may have visions of celebrities and people with lots of money, big houses, and yachts. That’s not really the case. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
One survey says to do these four things, and you can retire at 62. Are they right? | Don’t Use Your 401(k) for This | Three Things to Watch Out for When Your Advisor Talks About Guaranteed Income | You’re not a millionaire, do you need an estate plan?
On this week's show: How the financial industry wants you to focus on one thing for retirement. Your 401(k) isn’t a piggy bank, even if you have a pension. The warning signs of talking about guaranteed income. You don’t have a mansion or a yacht. Do you need and estate plan? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How to Figure Out Your Retirement Budget
The headlines are full of “the fear of running out of money.” Is it real or just fear tactics from the financial industry? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Greg Interviews Lynyrd Skynyrd
On a special edition of the Expedition Retirement Podcast, Greg Aler of Golden Reserve sits down with Johnny Van Zant & Rickey Medlocke of legendary rock band Lynyrd Skynyrd to talk why music from the 70s still resonates today, the band's new Hell House Whiskey, and little bit of financial advice. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Fed finally moved rates. Should it effect you? | A Crazy Way Some Financial Advisors are Doing Continuing Education | How much money do you really need in retirement? | Let’s Talk About the “M” Word
On this week's show: The Fed has started to drop interest rates. Is this a good or bad thing for people getting ready for retirement? A new way financial advisors are learning to deal with risk. Do you really have to be scared of running out of money? How do you deal with the maze of Medicare? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How will your taxes change in retirement?
You may not itemize on your tax return now, but you might in retirement. How will your tax picture change in retirement and how the Golden Reserve Tax Map can help. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Attorney Tim Stallings Talks Inheritance, Probate and Legacy Planning | Greg Interviews Lynyrd Skynyrd | Something Important You Need to Bring to Your Retirement Planning Meeting | Financial Advice from James Brown & Eddie Murphy
On this week's show: AlerStallings Co-Founder Tim Stallings joins Greg to talk about inheritance and your kids blowing through that money, the scary word that is Probate and creative ways to do legacy planning. Greg recently sat down with Johnny Van Zant and Rickey Medlocke of the rock band Lynyrd Skynyrd. Why you should bring your spouse to your retirement planning meetings. James Brown gave Eddie Murphy some interesting financial advice. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Fed is starting to cut rates. Should you be doing anything?
There is a lot of talk about the Federal Reserve. Will rate cuts effect your retirement in any way? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is it too late to get a good rate? | Why people IN retirement are more confident than those preparing for retirement | How taxes change after you retire | Warren Buffett changed his will. What can we learn from it? | Why does your Social Security decision have to be so hard?
On this week's show: The Fed is about to cut rates, are the good times over? What is your retirement confidence based on? Warren Buffet watched his kids and changed his will. Why all the fuss about Social Security? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Your end of the year retirement planning meeting. What should you be talking about?
A 4th quarter meeting with your retirement planner should be more than just a check in. There are important issues involving rebalancing, tax and planning issue to revisit. Are you missing anything? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Does market history mean anything anymore? | A financial advisor that didn’t live up to his promises | Financial moves to consider before the end of the year | Does retiring at 65 bring extra risk?
On this week's show: What should (and should not) guide your investment decisions. Language that should be a red flag with your financial advisor. What your end of the year meeting should be addressing. What to consider when retiring early. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
When is the worst time to hire a financial advisor? | There are over 70 thousand pages in the tax code. Which are the best for you? | Wisdom from Warren | 70% of us could lose lots of retirement money due to this event
On this week's show: When is the right time to talk to a retirement planner? The tax planning idea you should grab onto with both hands. Five ideas to consider if we go into a recession. Another reason why the 4% withdrawal rule doesn’t work. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Five Things You Can Do to Protect Your Retirement During a Recession
The financial talking heads are still predicting a recession. If it happens, how do you protect your recent gains and your retirement nest egg? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube. See omnystudio.com/listener for privacy information.
He turned all the retirement planning over to her. And she’s worried!
A woman writes into "Market Watch" because she’s worried that a financial advisor will charge too much and lose their retirement money.Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Worries about finding the right financial advisor | The fallacy of "Stay the course, it’ll come back" | Having diversification in you tax planning | Retirement lessons from Paul McCartney and boneless chicken wings
On this week's show: Her husband said, “You do all the retirement planning.” And she doesn’t trust financial advisors. Did “stay the course” work this time, or should you see it differently? Can boneless chicken wings have bones? And what can that teach us about retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The financial media is lying to you about how much you’ll need for retirement
1.2 million, 1.8 million…the numbers are crazy about how much we need to save. We’ll show you how they got there and why they’re wrong. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What will you really need per month in retirement? | People who get financial help retire earlier | When your account is up, should you take some profits?
On this week's show: The financial media math on retirement savings just doesn’t add up. Is now a good time to pull some money out of the stock market? Does using a retirement planner move your retirement date up? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Help! The stock market is falling and taking my retirement money with it!
They say the stock market takes the stairs up, and the elevator down. Losses happen quickly. Can you protect yourself from these times but still have growth? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Market went down1600 points! What happened? | Should the election play a part in your financial decisions? | Who’s the biggest fee stealer: concert tickets or your 401(k)?
On this week's show: How should you view these big one-day market drops and what can you do about them? We want income in retirement. How do you build it? Markets, taxes, fees and long-term care, they all want your retirement money. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The stock market needs to correct to move forward. Where does that leave you?
There’s nothing fun about losing money. Yet we put our money in a stock market that regularly goes up and down. How do you navigate that? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What do you do with your 401(k) when you retire? | Are market pull backs healthy? | Most people retire early. Can you? | Edward Jones is in trouble again
On this week's show: Vanguard reveals how their clients use their 401(k)s. Pullbacks are a part of the market, but what about you? Many people plan their retirement date, few follow through. More fines for Edward Jones. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Five Things Older Retirees Regret About Retirement
People in their late 70s and 80s talk about the things they would have done differently early in retirement. Their answers may surprise you. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How do I know if my lawyer or financial advisor has me covered with estate planning? | Other than Social Security, how will you get paid in retirement? | The author of the 401(k) is angry about how his invention has turned out | Five things older retirees regret about retirement
On this week's podcast: Elder law attorney or estate planning attorney? Which do you need? What is the preferred way to develop income in retirement? The way the 401(k) was designed is not the way it has turned out. Looking back, what would older retirees do differently? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Many people wish they had addressed this topic before retiring
Over 30% of retirees are terrified of what taxes will do to their savings. How can Golden Reserve help with our complimentary Tax Map? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
We’ve seen inflation over 12 percent. Will 3.3% inflation kill your retirement?
Inflation is now the #2 concern for people planning for retirement. Should it be? Can you build a plan for it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Inflation may not kill your retirement, but this might | The topic that terrifies many retirees | Market update: How are we doing this year?
On this week's show: You might be surprised to find how our current inflation rate compares to the last 60 years. Many retirees want a “do-over” for this part of their planning. Active management vs passive management: Who does better in the end? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Real Truth Behind Alternative Investments
Hedge funds and alternative investments with crazy high returns may sound sexy. But there are some facts you need to know. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How many people have actually saved one million dollars for retirement?
The financial media tells us that we need these HUGE numbers that we must save for retirement. You might be shocked to find most of us aren’t reaching those numbers, but many of us are doing just fine. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
In studio guest estate planning attorney Tim Stallings on wills, trusts, and cognitive testing | How many of us have reached 1 million dollars in retirement saving? | 5 signs you may be better off in retirement than you think | Annuity myths busted
On this week's show: Do you need a financial planner AND an attorney for retirement? How an Asset Protection Trust could help. Would you take a test that predicts if you could get dementia? How many people have saved a million dollars for retirement? Five qualities that show you may be more ready for retirement than you think. Talking about the subject of Greg’s next book…The “A” word. See omnystudio.com/listener for privacy information.
Is Greg changing the opinions of the financial industry?
Should you pay more for a financial advisor simply because you’ve been a better saver? Greg says no. It should be based on services. It looks like some in the financial industry are starting to agree. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Air Fryer of Retirement Planning
Greg is a very accomplished chef, and he can spot a cooking gimmick a mile away. The same way he can spot a financial gimmick in your 401(k). Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
You’re a 401(k) millionaire. Now what? | Half of people got this retirement question wrong | When your advisor retires | Target Date Funds: Good or bad? | Is there really a retirement crisis?
On this week's show: Is it time to take some 401(k) profit? You want income in retirement, how do you create it? Reasons you need a new retirement planner. One 401(k) selection to think twice about. Do people really run out of money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Guilty Pleasures You SHOULD Spend On in Retirement
There are 5 things that Greg sees many people enjoy and spend their money on in retirement. Maybe you should too. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Five things you should spend money on in retirement | The financial industry seems to be warming up to Greg’s thoughts on limiting fees | How Bradley Cooper is relating to one of the biggest boulders in retirement planning | How fixating on a number can lead to too much risk
On this week's show: How Golden Reserve wants to give you permission to spend. Fees in retirement planning should be based on services, not your balance. Actor Bradley Cooper became a caregiver to his dad, and it changed his life. Do you really need one million dollars to retire? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
82% of Retirees are Making This Mistake
The fear of running out of money is so real that many people are simply not spending in retirement. Greg’s mission is for you to have a plan that gives you the confidence to spend. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
A retirement lesson from Tacos | Airline fees, financial fees, which are worse? | Guess who’s celebrating your 401(k) success? | Can you win the stock-picking guessing game?
On this week's show: Stupid retirement rules we have to deal with. Who’s getting sued over fees? Why is Uncle Sam is cheering on your 401(k)? The one retirement issue that comes in dead last. 400 people working on this every hour and every day, still can’t get it right. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Solving the Biggest Mystery in Retirement Planning
Many people get to retirement and find they have underestimated how much money they will need each month. How does an income plan keep up with your changing income needs? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is this market (and your portfolio) like an unruly teenager? | How to arrive at the right income number for retirement | You’re probably paying fees on your retirement accounts. Which ones can we limit or eliminate? | You aren’t the only one that is happy your 401(k) is up
On this week's show: The market is whipping up and down. Does your retirement account have to do the same? One of the biggest complaints in retirement is: I thought I would have more spending money. The downside of taking your pension in a lump sum. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Will an online will hold up in court?
Estate Planning attorneys Greg Aler and Tim Stallings talk about taking the shortcut of using Legal Zoom or any online service to develop a will. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Seeing is believing in retirement planning | What part of your portfolio needs a good scrubbing? | Estate Planner Tim Stalling joins us to talk about avoiding mistakes with inheritance, the pros and cons of putting your house in your child’s name, and how much should you share about your will
On this week's show: How doing the math on your retirement can make it real. Finding the dirt in your portfolio. The pitfalls of estate planning shortcuts. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Thanks, Mom, for all that you taught me
Financial lessons in life can come from many difference places, but sometimes the example that you see day in and day out from mom can be just as meaningful. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
April was the worst month of 2024 in the market. Will it continue? | What is “hostile territory” in retirement planning? | A lesson from Tom Hanks | What is your income side hustle in retirement? | A salute to mom
On this week's show: The market ups and downs continue. What does it mean to retirement savers? A phrase you don’t want to hear from your financial advisor. After Social Security and 401(k)s, where does your next check come from? Financial lessons from Mom for Mother’s Day. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
4 Retirement Mistakes to Avoid in 2024 | Do You Know Your Tax Bill In Retirement? | Does a Financial Advisor Really Get You Ahead? How Do You Know if You’re Covered with the Income You Need for Retirement?
On this week's show: Greg outlines the most common mistakes he sees people make as they plan for retirement. When it comes to taxes, there are the informed and the uninformed. Which are you? Is gold a good idea to protect yourself from a market crash? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Should you be buying gold right now?
You see the ads on TV and radio. Now even Costco is selling gold. Should you include gold in your retirement portfolio? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Estate Planning Attorney Tim Stallings talks about wills, trusts, long term care options and building a lasting inheritance | Things you SHOULD splurge on in retirement | Three signs you’ve outgrown your financial advisor
On this week's show: The conversation about protecting your money goes further than simply guarding against a market pull back. Estate Planning Attorneys Greg Aler and Tim Stallings dive into the legal issues you need to address in your retirement planning. Why financial advisors DON’T want you to spend your money. Signs it’s time to move on from your current financial advisor. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
3 Signs You’ve Outgrown Your Financial Advisor
Is your financial advisor giving you the value you deserve? Are they focused only on investments or retirement planning? Is the advisor that got you TO retirement the same advisor that should guide you THROUGH retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
5 Things You’ll Never Regret Having in Your Retirement Plan
Only 18% of retirees have a written retirement plan. If you want to put it down on paper, where do you start? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is this inflation number the new norm? | Outrageous advisor fees you should avoid | Extra steps to consider for early retirement planning? | A 401(k) lesson from Will Ferrell
On this week's show: What does this falling market and rising inflation number mean to you? Why no one is talking about advisor fees, but they should be. What happens if you want to retire before Medicare age? The tax trap of the 401(k). Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.