Fire Your Financial Advisor by Golden Reserve
425 episodes — Page 4 of 9
Why did a caller call Dave Ramsey stupid? | Another big company kills their pension program | At age 94 Warren Buffett is now talking about estate planning | 5 Must Do’s 5 years before retirement
On this week's show: Dave Ramsey gets into it with a caller who disagrees with his investment philosophy. If you have a pension, how do you determine whether to trust the company or take the lump sum? Five things that you should do five years before you retire. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What a $653 Pizza Teaches Us About Retirement Planning
If you sit in the luxury box at the football game, you would think the food and drinks would be free…not so at Allegiant Stadium in Las Vegas. The better your seat, the more you pay…for EVERYTHING. This is not unlike how you get charged on your retirement accounts. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Should you believe the market predictions for 2025? | 3 Signs you are not ready for retirement | What a $653 pizza teaches us about retirement planning | The one thing people in retirement really want
On this week's show: Will the Trump bump continue? Is it full speed ahead or proceed with caution? What you pay for financial services depends on where you sit. How is your retirement readiness? What do you value most, the growth or protection of your money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
We Nuke the 4% Withdrawal Rule…Again!
"As long as the stock market goes up, take 4% of your money and you’ll never run out." That’s the theory. Does it work? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Does your Social Security decision really have to be that complicated?
Some say that the decision of when you take Social Security could be your biggest decision in retirement. Greg disagrees, and many retirees feel the same way. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Difference Between Facts and Feelings in Preparing for Retirement
Most people agree on the big issues of retirement. But there is a difference between planning for the facts and planning through the emotions and uncertainty. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Most people agree, these are the hardest things about retirement | Changes for 2025 with your 401(k) | 3 ways to crash your retirement | Why do people ask for a second opinion and how hard is it to switch financial advisors?
On this week's show: What is real and what is perceived about retirement can be two different things. How do we plan for both? Some of you can put more in your 401(k) in 2025. Do you qualify? Avoid these spending mistakes in retirement. Why do people switch advisors and is it difficult to make that switch? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How Will a Second Trump Presidency Affect Your Retirement Planning?
Lower capital gains, eliminating taxes on Social Security, lower estate taxes, and the deregulation of Wall Street. These are all issues that could affect your retirement. Will the next Trump administration make it happen and how will it affect you? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Will retirement planning change under Donald Trump? | 3 things to do after the death of a loved one | 4 common purchases people regret in retirement | How to get over “The Fear of Spending.”
On this week's show: Each new administration has different ideas about taxes. How will a second Trump Presidency affect your retirement planning? Estate Planning and Golden Reserve Partner Tim Stallings joins us to talk about losing a loved one. Time Shares, Boats, RVs, and that trip to Alaska or Hawaii. Which of these will you regret in retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is your retirement plan McBroken?
McDonalds has finally fixed the problem with the shake machines by hiring an independent company to fix them. Why is it important to hire an independent financial advisor rather than going to the big box firms? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What if 2025 is a down year in the stock market? | The banks are posting record profits, and you are paying for it | 3 Reasons to have GOOD debt in retirement | Someone you know is not looking forward to the great wealth transfer
On this week's episode: Do you have a strategy for the next market pullback? \ Your next bank statement may show why banks are having a record year. There is good debt and bad debt. How much should you carry into retirement? If you inherited some money, why would your financial advisor be worried? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Moment Your Negative Feelings About Retirement Turn Positive
When we face an uncertain future, we get nervous. How can we help you turn your retirement worries into retirement confidence? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
This has been a record year for Roth conversions. Should you be looking at it? | Suze Orman says $2 million in retirement savings is “Chump Change” | Four ideas for passing down money to your kids and grandkids | The moment your negative feelings about retirement turn positive
On this week's show: If most of your money is in a 401(k), here’s a question you should be asking. Suze Orman is at it again, saying you haven’t saved enough. Is she right? Tax-smart ideas of how to pass money down to your family. Many of us are scared about the unknowns of retirement. How can you temper those fears? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Everything You Need to Know About the Trump Tax Laws and If They Expire
The Trump Tax Laws are set to sunset at the end of 2025. If he doesn’t win another term as President, it could happen sooner. Either way, what does this mean for you as a tax payer and a person approaching retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How much of your retirement planning should be uniquely you? | A large company is doing a lot to help employees with Estate Planning | The Number One Regret of Retirees | The Future of the Trump Tax Cuts | Investing in Gold: A Risky Proposition
On this week's show: Major League Baseball stadiums are all uniquely designed, with different dimensions. How unique should your retirement plan be? Google is stepping up it's estate planning benefits for employees. Many people are delaying their retirement because they think they need more. Is that necessary? The Trump Tax Cuts may come to an end at the end of 2025. What does that mean for your retirement planning? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Tax Free, Taxable, Tax Deferred. What does it all mean?
You probably know your investments should be diversified. What is TAX diversification? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What will you really need per month in retirement? | When your account is up, should you take some profits? | The author of the 401(k) is angry about how his invention has turned out | Five things older retirees regret about retirement
On this week's show: The financial media math on retirement savings just doesn’t add up. Is now a good time to pull some money out of the stock market? What is the preferred way to develop income in retirement? The way the 401(k) was designed is not the way it has turned out. Looking back, what would older retirees do differently? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Can you build a “perfect” retirement portfolio?
We all have different needs for retirement and every retirement plan is unique. But is there a model we can use as a guide that handles many of the retirement boulders? Greg Aler shows us how Golden Reserve finds what fits for you. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How much do you need to save to generate 100k a year in retirement? | Warren Buffett blasts advisor fees | Are you financially paralyzed by this election? | Is there a perfect portfolio?
On this week's show: Why does the financial media say we need MILLIONS to retire comfortably? Can you get rid of one of the biggest drags on your retirement money? Many people have put their life on hold until after the election, including their finances. Greg Aler outlines the Golden Reserve portfolio model. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How much money do you need to start talking about an estate plan?
When someone says "estate plan", you may have visions of celebrities and people with lots of money, big houses, and yachts. That’s not really the case. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
One survey says to do these four things, and you can retire at 62. Are they right? | Don’t Use Your 401(k) for This | Three Things to Watch Out for When Your Advisor Talks About Guaranteed Income | You’re not a millionaire, do you need an estate plan?
On this week's show: How the financial industry wants you to focus on one thing for retirement. Your 401(k) isn’t a piggy bank, even if you have a pension. The warning signs of talking about guaranteed income. You don’t have a mansion or a yacht. Do you need and estate plan? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How to Figure Out Your Retirement Budget
The headlines are full of “the fear of running out of money.” Is it real or just fear tactics from the financial industry? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Greg Interviews Lynyrd Skynyrd
On a special edition of the Expedition Retirement Podcast, Greg Aler of Golden Reserve sits down with Johnny Van Zant & Rickey Medlocke of legendary rock band Lynyrd Skynyrd to talk why music from the 70s still resonates today, the band's new Hell House Whiskey, and little bit of financial advice. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Fed finally moved rates. Should it effect you? | A Crazy Way Some Financial Advisors are Doing Continuing Education | How much money do you really need in retirement? | Let’s Talk About the “M” Word
On this week's show: The Fed has started to drop interest rates. Is this a good or bad thing for people getting ready for retirement? A new way financial advisors are learning to deal with risk. Do you really have to be scared of running out of money? How do you deal with the maze of Medicare? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How will your taxes change in retirement?
You may not itemize on your tax return now, but you might in retirement. How will your tax picture change in retirement and how the Golden Reserve Tax Map can help. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Attorney Tim Stallings Talks Inheritance, Probate and Legacy Planning | Greg Interviews Lynyrd Skynyrd | Something Important You Need to Bring to Your Retirement Planning Meeting | Financial Advice from James Brown & Eddie Murphy
On this week's show: AlerStallings Co-Founder Tim Stallings joins Greg to talk about inheritance and your kids blowing through that money, the scary word that is Probate and creative ways to do legacy planning. Greg recently sat down with Johnny Van Zant and Rickey Medlocke of the rock band Lynyrd Skynyrd. Why you should bring your spouse to your retirement planning meetings. James Brown gave Eddie Murphy some interesting financial advice. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Fed is starting to cut rates. Should you be doing anything?
There is a lot of talk about the Federal Reserve. Will rate cuts effect your retirement in any way? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is it too late to get a good rate? | Why people IN retirement are more confident than those preparing for retirement | How taxes change after you retire | Warren Buffett changed his will. What can we learn from it? | Why does your Social Security decision have to be so hard?
On this week's show: The Fed is about to cut rates, are the good times over? What is your retirement confidence based on? Warren Buffet watched his kids and changed his will. Why all the fuss about Social Security? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Your end of the year retirement planning meeting. What should you be talking about?
A 4th quarter meeting with your retirement planner should be more than just a check in. There are important issues involving rebalancing, tax and planning issue to revisit. Are you missing anything? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Does market history mean anything anymore? | A financial advisor that didn’t live up to his promises | Financial moves to consider before the end of the year | Does retiring at 65 bring extra risk?
On this week's show: What should (and should not) guide your investment decisions. Language that should be a red flag with your financial advisor. What your end of the year meeting should be addressing. What to consider when retiring early. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
When is the worst time to hire a financial advisor? | There are over 70 thousand pages in the tax code. Which are the best for you? | Wisdom from Warren | 70% of us could lose lots of retirement money due to this event
On this week's show: When is the right time to talk to a retirement planner? The tax planning idea you should grab onto with both hands. Five ideas to consider if we go into a recession. Another reason why the 4% withdrawal rule doesn’t work. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Five Things You Can Do to Protect Your Retirement During a Recession
The financial talking heads are still predicting a recession. If it happens, how do you protect your recent gains and your retirement nest egg? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube. See omnystudio.com/listener for privacy information.
He turned all the retirement planning over to her. And she’s worried!
A woman writes into "Market Watch" because she’s worried that a financial advisor will charge too much and lose their retirement money.Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Worries about finding the right financial advisor | The fallacy of "Stay the course, it’ll come back" | Having diversification in you tax planning | Retirement lessons from Paul McCartney and boneless chicken wings
On this week's show: Her husband said, “You do all the retirement planning.” And she doesn’t trust financial advisors. Did “stay the course” work this time, or should you see it differently? Can boneless chicken wings have bones? And what can that teach us about retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The financial media is lying to you about how much you’ll need for retirement
1.2 million, 1.8 million…the numbers are crazy about how much we need to save. We’ll show you how they got there and why they’re wrong. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What will you really need per month in retirement? | People who get financial help retire earlier | When your account is up, should you take some profits?
On this week's show: The financial media math on retirement savings just doesn’t add up. Is now a good time to pull some money out of the stock market? Does using a retirement planner move your retirement date up? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Help! The stock market is falling and taking my retirement money with it!
They say the stock market takes the stairs up, and the elevator down. Losses happen quickly. Can you protect yourself from these times but still have growth? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Market went down1600 points! What happened? | Should the election play a part in your financial decisions? | Who’s the biggest fee stealer: concert tickets or your 401(k)?
On this week's show: How should you view these big one-day market drops and what can you do about them? We want income in retirement. How do you build it? Markets, taxes, fees and long-term care, they all want your retirement money. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The stock market needs to correct to move forward. Where does that leave you?
There’s nothing fun about losing money. Yet we put our money in a stock market that regularly goes up and down. How do you navigate that? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What do you do with your 401(k) when you retire? | Are market pull backs healthy? | Most people retire early. Can you? | Edward Jones is in trouble again
On this week's show: Vanguard reveals how their clients use their 401(k)s. Pullbacks are a part of the market, but what about you? Many people plan their retirement date, few follow through. More fines for Edward Jones. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Five Things Older Retirees Regret About Retirement
People in their late 70s and 80s talk about the things they would have done differently early in retirement. Their answers may surprise you. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How do I know if my lawyer or financial advisor has me covered with estate planning? | Other than Social Security, how will you get paid in retirement? | The author of the 401(k) is angry about how his invention has turned out | Five things older retirees regret about retirement
On this week's podcast: Elder law attorney or estate planning attorney? Which do you need? What is the preferred way to develop income in retirement? The way the 401(k) was designed is not the way it has turned out. Looking back, what would older retirees do differently? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Many people wish they had addressed this topic before retiring
Over 30% of retirees are terrified of what taxes will do to their savings. How can Golden Reserve help with our complimentary Tax Map? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
We’ve seen inflation over 12 percent. Will 3.3% inflation kill your retirement?
Inflation is now the #2 concern for people planning for retirement. Should it be? Can you build a plan for it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Inflation may not kill your retirement, but this might | The topic that terrifies many retirees | Market update: How are we doing this year?
On this week's show: You might be surprised to find how our current inflation rate compares to the last 60 years. Many retirees want a “do-over” for this part of their planning. Active management vs passive management: Who does better in the end? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Real Truth Behind Alternative Investments
Hedge funds and alternative investments with crazy high returns may sound sexy. But there are some facts you need to know. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How many people have actually saved one million dollars for retirement?
The financial media tells us that we need these HUGE numbers that we must save for retirement. You might be shocked to find most of us aren’t reaching those numbers, but many of us are doing just fine. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
In studio guest estate planning attorney Tim Stallings on wills, trusts, and cognitive testing | How many of us have reached 1 million dollars in retirement saving? | 5 signs you may be better off in retirement than you think | Annuity myths busted
On this week's show: Do you need a financial planner AND an attorney for retirement? How an Asset Protection Trust could help. Would you take a test that predicts if you could get dementia? How many people have saved a million dollars for retirement? Five qualities that show you may be more ready for retirement than you think. Talking about the subject of Greg’s next book…The “A” word. See omnystudio.com/listener for privacy information.
Is Greg changing the opinions of the financial industry?
Should you pay more for a financial advisor simply because you’ve been a better saver? Greg says no. It should be based on services. It looks like some in the financial industry are starting to agree. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Air Fryer of Retirement Planning
Greg is a very accomplished chef, and he can spot a cooking gimmick a mile away. The same way he can spot a financial gimmick in your 401(k). Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.