Fire Your Financial Advisor by Golden Reserve
425 episodes — Page 3 of 9
Fire Your Financial Advisor Podcast Trailer
trailerThe Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. Join us each week for straight shooting, honest advice on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is the Fear of Running Out of Money Overblown? | Do You Have “Fire Starters” in Your Portfolio? | A New Trend in Inheritance | Norm on Cheers Helps Us with Retirement
On this episode: A new study says maybe you won’t run out of money in retirement. What are the potential trouble spots in your retirement plan? Skipping right to the grandchildren for inheritance. Classic lines from the financial industry that don’t hold up. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Tax Nightmare at Age 90
When you get into retirement, you’ll pay fewer taxes…right? Not always. We have a story that shows how important it is to consider IRA-to-Roth conversions in your 60s. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Overcoming the Fear of Running Out of Money in Retirement | Do You Have a “Newark” Portfolio? | These RMDs Are Killing Me!
On this episode: Developing a “pension-like” income. Is your Financial Advisor communicating or are you in a blackout? A possible snag in the IRA-to-Roth conversion. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Are You Making These Retirement Tax Mistakes?
Greg Aler talks about minimizing taxes on your IRA and 401k in retirement, how improper tax planning could cost you half your savings and strategies to help you keep more of your money. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How Do We Solve the Fear of Running Out of Money?
The fear of running out of money in retirement is real, even for people with a lot of savings. What will it take to give you the confidence to spend and enjoy your retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Unseen 300k Bill in Retirement
ATM fees, checking account fees, airport baggage fees... it adds up. It may pale in comparison to the fees you will pay in retirement. How does Golden Reserve fight it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Does the Warren Buffett Investing Model Hold Up Today? | Are You Ready for This $300k Bill in Retirement? | An IRA Rollover Mistake to Avoid
On this episode: Buy and hold. Keep politics out of your investing. Don’t lose money. Can we still follow Warren Buffett’s advice? The huge unseen financial bill in retirement. Many baby boomers are rolling out of their IRAs and 401(k)s. Watch out for these missteps. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Should You Move to Lower Taxes in Retirement?
Many people move to warmer weather in retirement. What about moving to lower taxes? Some states like Florida and Texas can give you both. Is it worth it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Number One Retirement Fear Is Still Champ | Should We Follow What the Rich Guys Are Doing? | Bill Murray Talks About a Financial Frustration | When Your LTC Policy Becomes Unaffordable
On this episode: Some studies say people would rather die than run out of money. Golden Reserve can help with our Income Forecast. The "rich guys" sold stock to bolster their cash reserves. Should you do the same? Long Term Care policies are expensive, and the rates keep going up. What can you do? See omnystudio.com/listener for privacy information.
You Need Your Money to Grow, But Do You Need the Stock Market to Do It?
Many of us have resigned ourselves to: You need your money to grow, so I have to be in the stock market.... Is that true? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Should You Be Moving Money Around in This Stock Market? | Did Your Financial Advisor Cover It…or Cover It Up? | How Uncle Sam Sees You as a Tax Mule | What has Better Odds, the Stock Market or Las Vegas?
On this episode: In retirement, should you be in the stock market at all? THIS could cost you $300 thousand or more in retirement. Uncle Sam looks at your 401(k) like a big juicy steak. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Important Things to Do (and Avoid) When Getting an Inheritance
Estate Planning Attorney Tim Stallings joins us to discuss what most people do (and what they shouldn’t do) when getting an inheritance. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How Much Can You Lose? Evaluating Your Market Risk | Have You Locked Down Your Pension and Estate Plans? | What Hot Dogs can Teach Us About Retirement | Are You Afraid to Spend Your Retirement Savings?
On this week's episode: Is Chasing Stock Gains Worth the Stress in Retirement? The Power of Roth Conversions Annuities: The Missing Piece in Your Retirement Plan? Are Your Retirement Dreams Getting Lost in Market Noise? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Should You Buy Gold?
You see the commercials about it all the time, especially when the market is volatile. Is gold something you should be looking into? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
4 Questions People are Currently Asking Their Retirement Planner
What do you want to know about your money right now? We look at an article that boils it down to 4 questions. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Keeping a Cool Head When Markets Put You in Emotional and Financial Distress
We know markets go up and down, but when we see a plunge, it always seems to take us by surprise. How do you stop the losses and prevent this from happening in the future? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Keeping Calm During a Financial Storm | One Group is Spending Freely in Retirement. What’s Their Secret? | How Buying the Dip Can Help with Retirement Taxes | There’s a Fight Going on Which Helps With Your IRA-to-Roth Conversion. Are You on the Winning Side?
On this week's episode: Is your financial advisor’s advice helpful during this market volatility? Spending YOUR money vs THEIR money in retirement. Why this might be a great time for an IRA-to-Roth conversion. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Has Bengen Gone Batty?
William Bengen created the 4% rule in the 1990s. Now, Bengen says INCREASE your exposure to stocks while you’re IN retirement. Greg disagrees…LOUDLY. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Greg calls baloney on the four big questions people are asking their advisor right now | Is this the time to buy gold? | One financial mentor has gone off the rails with his latest advice
On this episode: How Wall Streets’ concerns and your concerns aren’t the same. Gold is going up, should you consider investing? More “paint by numbers” advice from the national financial media that isn’t helping. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Will Medicare Cover Your Long-Term Care? The Answer May Surprise You
Are you prepared for the rising costs of long-term care in retirement? The average cost is now $10,000 a month and could double in the next 25 years. Many retirees mistakenly believe Medicare will cover these expenses, while in reality, it does not. Are there legal solutions that can safeguard your estate and ensure you can afford quality care? Greg discusses.See omnystudio.com/listener for privacy information.
Answering “How much do I need to save for retirement?” | What are you getting for what your advisor is charging? | Memories vs. Money, what’s more important? | How do you decide what is true from the financial media?
On this episode: $1.5 million, $1.6, $1.7....the number keeps going up. How do you figure out your number? Financial advisors charge by how much you have saved. Why? When you look back on your life, will you leave memories, or money? And which is most important? Financial headlines can make you dizzy. How do you filter the facts from the fiction? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Dave Ramsey Has Foot-in-Mouth Disease…Again!
Dave Ramsey has helped a lot of people get out of debt, but his advice on Social Security is suspect. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What’s going on with the stock market? | 70% of people in retirement wish they had done THIS | What if we apply DOGE to your retirement plan?
On this episode: Is this market event short or long term? Learning from a common retiree mistake. Getting rid of waste and inefficiency in your retirement plan. Options for income in retirement. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Finding the Illegal Bananas in Your Retirement Plan
If you are traveling internationally, you have to know the rules about what you bring home. That story brought us to discussing the unknown rules we all need to know about retirement. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Why are there so many financial advisors in my small town? | What is stagflation? | Tony Robbins has problems with your 401(k) | Many people have a planned date for their retirement, 60% of them go early. Why?
On this episode: Watch out, financial advisor fees are coming for you. What is stagflation and is that where we are headed? What is missing from your 401(k)? Forced early retirement is very common. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The HOT STOVE of Retirement Accounts
The 401(k) comes with lots of rules and most of them are telling you not to touch it until the Government says you have to. How is that making your retirement better? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
In Retirement, It’s OK to Be Selfish | What Can Hurt You More, Too Much Debt or Too Much Risk? | Mom’s Lesson about Your 401(k) | Mailbag: I Don’t Trust My Advisor Anymore
On this episode: For once in your life, it’s all about YOU! Trying to hit a financial homerun before retirement. You save it, why can’t you spend it in retirement? Uncle Sam is hungry, how do you keep more of your retirement money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What Chef is in Charge of Your Retirement Planning?
Just because the chef wears a white smock doesn’t make them a great cook. Just because your financial advisor says they do retirement planning doesn’t make them proficient at it. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is Your Retirement Planning Chef the Right One for You? | How Our Roadmap for Retirement Helps with More Than Finances | Is this the Golden Age of IRA-to-Roth Conversions? | Is the Stock Market for Suckers?
On this episode of Expedition Retirement: There are a lot of levels of chefs. There are a lot of levels of retirement planning. Do you have the right chef? Many people have a hard time making the emotional adjustment to retirement. How can our Roadmap for Retirement help? If the Trump Tax Cuts aren’t renewed, the window for lower taxes and conversions may be closing. Mark Cuban says: "The stock market is for suckers." Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is This a Time for Risk Avoidance?
One financial talking head said "This is a time for risk management, not risk avoidance." What does that mean, and does it apply to you? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Developing that Big Juicy Paycheck in Retirement | 85% of People in This Survey Said They Would Be Fine to Pay More Taxes if This Happened | The Great Lie of the 401(k) | A Retirement Lesson from Tom Brady
On this episode: 4 ways to develop income in retirement. Would you trade higher taxes for more retirement security? How the 401(k) comes up short. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
The Top 6 Reasons People Choose NOT to Use a Financial Advisor
Many times people who seek help planning for retirement are more successful than those who don’t. So why do 75% of people NOT use a financial advisor. We go through the list and show how Golden Reserve is changing the story. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Do We Need to Buckle Up For a Rough Year in the Market? | Could You Use AI to Get an Edge on Investing? | Vanguard With a Major Announcement on Fees | Could You Really Get 1.5 million in Social Security?
Golden Reserve Founder Greg Aler and Retirement Planner Phil Huff discuss markets, risk, AI, investment fees, and the real story behind your Social Security benefit. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is it time to rebuild your retirement plan?
After the Super Bowl, every team is looking to rebuild or refresh for next season. Is it time for you to do the same thing with your retirement plan? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What’s Missing from Your Current Retirement Plan? Figuring Out the Taxes When You Inherit Money | Flat Fee or Fee-Based Advisor? | Do You Have Financial Amnesia?
On this episode: What do we usually see when people come in for a second opinion? Don’t be Bad Santa when passing down money. How Golden Reserve is different with how you pay for services. As you plan don’t forget what happened in 2008. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How to Figure Out Your Paycheck in Retirement
You’ve saved and saved over the years. What does that mean you will get per month in retirement? Social Security is one part, what about the rest? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How much is too much to pay for a financial advisor? | Don’t be bad Santa with your inheritance | When your business is your retirement plan | How to figure out your monthly need in retirement
On this week's show: Evaluating what you pay and what you get from your financial advisor. Don’t saddle your kids with a huge tax bill. You want to sell your business to fund your retirement? Timing is key. What will your paycheck be each month in retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How much should you have in the stock market in retirement?
In your 20s, 30s, 40s and even 50s, you may have put a lot of money into the stock market. But in retirement they tell you to pull back on that risk. Is there a percentage that most people use? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
How much should you have in the stock market in retirement? | The Question Every Financial Advisors Asks, That You Can’t Answer | If you do an IRA to Roth conversion, how do you pay the tax bill? | The Best Part Time Jobs for Retirees | Will the California fires put so much pressure on insurance companies that they can’t make annuity payments?
On this week's show: Having your money at risk may be ok when you’re young. What should your stock market risk be in retirement? The financial question no one can answer. Should you pay your conversion tax bill with savings or your IRA? Is your future annuity payment in danger because your insurance company is stretched? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
When a Will Causes Family Problems
The last wishes of a family member should be spelled out in a will. But what if that will has surprises and causes family problems? It happens a lot. How can you avoid it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Is 2025 a good year to retire? | When the wishes of your will don’t go over well with the family | Greg blows up a crazy article about market risk | Are you building money or memories in retirement? | Another day of mixed messages from the financial media
On this week's show: Why is 2025 a good year to retire? When Grandpa’s last wishes seem unfair. Worried about running out of money? One professor says go all in on the stock market. What will be your legacy when you are gone? Money or memories? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
There’s a Better Way to Pay for Your Retirement Planning
The current model that Wall Street uses for financial planning is: The more you have, the more they get paid. Does the kid who mows your lawn charge more because of the price of your house? No. It’s a weird model and Golden Reserve is trying to change it. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Making Tax Planning a Priority Over Tax Filing | Why the 4% Income Rule is Ridiculous | 3 Ways to Celebrate Your Retirement | Why Golden Reserve is Changing How We Pay for Retirement Planning | What We Can Learn from those Unused Gift Cards in Your Drawer
On this week's show: Thinking about your tax bill 20 years from now. Going from worry to wonder with your retirement. Wall Street’s model of paying for financial services works for them but not you. Those unused gift card are dead money. Do you have the same in your 401(k)? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Most People Miss These 5 Things When They Do Their Own Retirement Planning
You can put a nice number in your retirement savings, get a handle on your Social Security and Medicare, and even have an allocation and withdrawal strategy for your accounts. But that is not even half the battle. Here are the Top 5 things people miss when they do their own retirement planning. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
A look back at 2024 and a look forward to 2025 | Your #4 cost today could be your #1 cost in retirement | I’m 62 with 1 million dollars. Can I retire? | The top 5 things people miss when they try to DIY their retirement
On this week's show: Interest rates, the politics, the Fed, and the markets. What happened in 2024 and where are we going in 2025? The boulder people forget about in retirement planning. A million dollars should be enough in retirement savings…isn’t it? Want to do-it-yourself? Here are the Top 5 things people miss. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Do you want your retirement money with a company that’s getting fined?
We’ve seen it before: the big names in financial services paying huge fines. It’s happened again. This time with Edward Jones. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Picking Your Retirement Date
Many people have a year, an age, or even a date when they want to retire. Something interesting happens as soon as they set that date. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
Should you go all in on the “Trump Bump?” | Should you take your RMD and no more? | Don’t Die Without These 4 Documents | Should you consider taking Social Security while you are still working?
On this week's show: There is a lot of optimism for 2025. Should you believe (and invest) in the hype? Uncle Sam tells you what to take from your 401(k) at age 73. Should you listen? Legal documents everyone should have. The ups and downs of taking Social Security while you are still working. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
What the heck is a fiduciary and do you need one?
What does the word "fiduciary" mean? If all fiduciaries work in your best interest, why do they charge the way they do? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.