Breakthrough Real Estate Investing Podcast

Here’s What You’ll Learn in our Interview with Jayson: The mechanics of becoming your own banker What are the down sides? Accessing the "Bankers Vault" Keep the money flowing back to you and your family, not to other institutions And much, much more! Today we are joined by Jayson Lowe and Peter Lount. They are going to show us how Anything that you do, including investing in Real Estate is improved with the process of Becoming Your Own Banker through the implementation of the Infinite Banking Concept. Jayson Lowe is the founder of Ascendant Financial Inc., a highly regarded coach, speaker and advisor to individuals and business owners nationwide. He is recognized as one of Canada’s top overall Advisors, & author of several publications. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept. Peter started his real estate investment journey, by house hacking in 2001, and has owned various single and dual family homes before settling in on partnerships in apartment buildings and commercial properties. It was in his pursuit of making his real estate investing more resilient that he found Jayson and his team. After being a client for 2yrs, Peter joined Jayson’s team at Ascendant Financial in feeling it was time to connect with fellow Real Estate Investors and Entrepreneurs to teach them how Infinite Banking could add a strong foundation in pursuit of reaching their goals. Get In Touch With Jayson & Peter: mybankersvault.com Wealth Without Bay Street Podcast

Here’s What You’ll Learn in our Interview with Cody: Retiring before 30 Finding a mentor Combining stock options and real estate investing Making sure you're present and grateful And much, much more! Cody is a first generation immigrant from Taiwan who came to Canada at the age of 18, went to university as an engineer, got a white collar job but apparently it was good enough. Cody is now a Stock & Options Coach, YouTube influencer, a real estate investor and more importantly he is building an empire to help out more people like yourselves to reach Financial Independence sooner. Get In Touch With Cody: Sign up for Cody Yeh's upcoming free webinar: https://www.codyyeh.com/free-webinars Join Cody Yeh's Stock & Options Fb Group: https://www.facebook.com/groups/StockInvestingCanadaUs Subscribe to Cody Yeh's Youtube Channel: https://www.youtube.com/CodyYeh/ Follow Cody Yeh on Instagram: https://www.instagram.com/cody__yeh/ More Cody Yeh's interviews: https://www.codyyeh.com/interviews

Here’s What You’ll Learn in our Interview with Darcy: Getting out of depression by finding your why Finding the 'why' first, then the strategy Put systems in place that work for you Checking in and making sure you're still happy And much, much more! At the age of 15 Darcy was first introduced to the world of real estate investing. years later he still finds great pleasure in locating great properties and bringing out their true potential. Originally a computer professional by trade, Darcy has over 30 years of project management experience. The first 14 years of his professional life he was involved with managing the installation of computer accounting software for mid size companies. Self employed, he spent 1996 to 2001 living and working in South America – specifically in Venezuela, Mexico, Colombia and Brasil. It was in Caracas, Venezuela that Darcy met the love of his life, Sandra. Caracas is also the birthplace of the couple’s three children. Returning to Canada in 2001, Darcy switched gears from computers to investing full time in real estate. Starting with fix and flips he then moved to building infills and from there to land development and new home construction. Garnering the best of what he has learned from all of these disciplines, in the past several years Darcy has re-focused his energies back to fixing up neglected properties. However, instead of flipping the properties once renovated, the goal now is to maximize profits through holding on to the properties long term as rentals. Over the past 17 years Darcy has owned 92 individual properties. These properties had 236 ‘doors’ or units worth over $44 million. Darcy’s skill set includes expertise in accounting, negotiating, real estate law, project management, marketing and financing. Darcy is honest, hard working, a leader, good natured with a high level of integrity. Outside of work Darcy enjoys spending as much time as he can with his wife and now grown kids. Hobbies include hiking in the Rocky Mountains and travel. Aside from the 5 years spent in South America other travel highlights include a trip to Greece & Italy, a Baltic cruise and time in the Caribbean. In January 2007 for his 40th birthday Darcy went to Tanzania and climbed to the top of Mt Kilimanjaro at just shy of 20,000 feet high. Get In Touch With Darcy: Home | Hutton Radway Real Estate Mentors (hrrealestatementors.com) About - Hutton Radway Email: [email protected]

Here’s What You’ll Learn in our Interview with Martin: Diversification versus diversion Costa Rica investing & opportunity Working with your power team, don't go it alone Dealing with market changes And much, much more! Martin Ouellet offers proven investment solutions for qualifying investors based on hassle free high quality real estate investment projects. His main goal is to help investors connect and collaborate with his network of professionals in order to benefit from real estate, while enjoying life truly. Get In Touch With Martin: Home | Continuum Real Estate | Continuum Real Estate Investment Group (continuumservices.ca) Continuum Real Estate Investors - Continuum Investisseurs Immobilier | Facebook Email: [email protected]

Here’s What You’ll Learn in our Interview with Mike Gillespie and Quentin D'Souza: The importance of reflecting on the past year Digging deep on your WHY The importance of accountability The Action Takers Real Estate Investing Planner And much, much more! Mike Gillespie is a Badass Dad, Peak Performance Coach, Entrepreneur, Investor, Butt Kicker, Boundary Pusher, School Builder, Speaker, Explorer, Extreme Sports Enthusiast, Visionary & Positive Thinking Dude Who’s Dedicated to Helping You Become the Happiest and Healthiest Person You Know! Mike runs the Epic Living Academy and The Best Year Ever Program. Quentin D’Souza is the Chief Education Officer of the Durham Real Estate Investor Club. He is a multiple award winning Real Estate Investor and a trusted authority on investing in the Durham Region. Quentin is a Best-Selling Author and holds two university degrees, which includes a Master’s in Education. Get In Touch With Mike Gillespie and Quentin D'Souza: Mike: Create Your Most Epic Life (epiclivingacademy.com) Quentin: Instagram Facebook Email: [email protected] The Action Taker's Real Estate Investing Planner Home Page (actiontakerrealestateplanner.com) - "breakthrough" for the $10 coupon

Here’s What You’ll Learn in our Interview with Nickey: Starting on a low budget with the worst of the worst Going from a stable career to a full time investor Analyzing cash flow versus appreciation and equity gain Investing in London, Ontario And much, much more! Nickey Calford has developed a reputation in the London, Ontario real estate market for helping investors maximize their equity. She assists her clients in realizing the full potential of each property she represents. The recipient of numerous awards relating to sales and investment properties, Nickey possesses a natural repertoire of masterful skills that set her apart and enable her to expand potential investment opportunities. The daughter of a real estate lawyer and an interior designer, Nickey was raised in a Franklin Lloyd Wright home where her passion for architecture and design blossomed. Dinner conversations usually surrounded the topic of real estate investments, as her parents loved to renovate houses. So, it's no wonder that by the time she was 21, Nickey had purchased her first investment property to flip. Over the next 18 years, Nickey purchased, renovated, and flipped 19 homes for profit. Equally comfortable tearing down walls during a reno, negotiating with high-level executives in a boardroom, or helping first-time homebuyers realize the potential in their property, Nickey guides each client through the intricate process of real estate. Nickey works with property investors and first-time homebuyers to ensure they maximize equity to build a retirement and not just a roof over their head. And she has no qualms of putting her money on the line when working with the decision-makers for estate sales, so they get the best return. Nickey holds a diploma in Business Marketing and a Certificate in Property Management. She's a Certified Home Stager and sits on various condo Boards throughout the city & when she's not training other Realtors across Ontario, she's volunteering as a ski patrol team lead at Boler Mountain, organizing charity golf tournaments, or spending quality time with her daughter. Get In Touch With Nickey: [email protected] 519.636.5097 Facebook Instagram Twitter

Here’s What You’ll Learn in our Interview with James: Leaving a corporate job and taking the plunge into REI Creating walkable purpose built buildings Sustainability in rentals A tenant first approach And much, much more! James earned a B.Eng. from Queen’s University in 2006 and took a corporate role at Telus (Toronto). He began raising investor capital and acquiring pre-construction condominiums, semi-detached, and detached properties. In 2008, James left Telus to pursue real estate development full-time and has completed more than twenty successful projects. In 2013, he became a licensed mortgage broker. James’ key knowledge base includes value acquisitions, equity/debt raises, investor relations, multi-unit design, municipal zoning and Ontario Building Code compliance. James takes projects from acquisitions through to building permits. Outside of work, James spends time with his wife and family and enjoys playing hockey and golf. Get In Touch With James: Email: [email protected] LinkedIn

Here’s What You’ll Learn in our Interview with Riley: Starting on the financing side of real estate investing Connecting with the right people to learn from Joint venturing and house hacking Systems, systems, systems And much, much more! Riley Oickle is a graduate from Western University where he studied Business & Kinesiology while competing in Varsity Track & Field. From the age of 18 to 24, he started multiple businesses including ‘Home Maintenance London’ & ‘RO Business Consulting’ which combined surpassed $2 million in revenue. Since then, Riley still operates his businesses from afar, and now focuses his career in Real Estate Investing full-time. He is passionate about helping people take their first step toward financial freedom through the investment vehicle of Real Estate. Get In Touch With Riley: Website Facebook Instagram

Here’s What You’ll Learn in our Interview with Sarah: Use the BRRR method to retire Tenant screening Schedule management The importance of education And much, much more! Sarah Larbi specializes in helping take the mystery out of homeownership for Canadian’s who thought real estate investing was going to be out of reach. She has earned their trust and respect by having the drive and focus to embark, build and grow a 7-figure, 10 property. 14 door, investment portfolio by her mid 30’s all whilst employed full time. She is now able to exit the job world as of Fall 2020, only 7 years after buying her first investment property. Through her various coaching programs, Sarah has helped students go from their first property to planning retirement in around 10-15 years. Her results-oriented approach has been featured in The Globe & Mail, Toronto Star, Canadian Real Estate Wealth magazine and 1010 News Talk Radio and she is often a guest on numerous North American finance-focused podcasts. Hosting two podcasts herself Where Should I Invest? And as co-host on The REITE Club, that have both reached a Top 50 all-time ranking in investing in Apple podcasts, Sarah interviews fellow real estate investors about their strategies and geographical focus, providing audiences with valuable insights and actionable tactics for their own real estate goals. Sarah is an invited back speaker and panellist with the Investor Forum and her expertise and insights are a sought after subject at professional networking groups and as co-founder, she also hosts regular investor learning sessions, for experienced and newer investors, through the successful REITE Club. When not attending various real estate and investor conferences and events or looking for her next investment property, Sarah can be found enjoying her time outdoors with friends and family at her vacation investment property in the Kawarthas. Get In Touch With Sarah: To get in touch with Sarah to book her as a speaker or ask more about real estate investing click here.

Here’s What You’ll Learn in our Interview with Ryan: Looking for highest and best use Motivated by fun Working with the city on zoning and variances And much, much more! Ryan Carr is a full-time real estate investor from the Durham Region who specializes in helping homeowners get out of tough situations. His company, R.W. Carr Investments, has completed dozens of transactions with people across the GTA where debt, timing, maintenance, and repairs, or family nuances are a critical component to the deal. Get In Touch With Ryan: Website: R.W. Carr Investments

Here’s What You’ll Learn in our Interview with Jay: Starting with 'live in and flip' investing Investing in the cottage market Transitioning from a job to an investor and business owner And much, much more! Jay Wilson is the Owner of Carscadden Carpentry. Their projects include both new construction and renovations. They specialize in legal secondary suites. Get In Touch With Jay: Website: www.carscaddencarpentry.ca

Here’s What You’ll Learn in our Interview with Sandy: Large building BRRR Commercial to residential conversion Duplex versus triplex/fourplex, the pros and cons And much, much more! Sandy is an experienced investor and realtor with Keller Williams Complete Realty in Hamilton, Ontario, Canada. Sandy has worked on hundreds of real estate transactions since 2011 both as a realtor and investor. Sandy’s main focus is providing a world class real estate experience of buying or selling property for his clients. Sandy MacKay and his team Mackay Realty Network stay on top of the cutting edge of real estate innovations. Get In Touch With Sandy: Website: https://mackayrealtynetwork.com/ Email: [email protected] Instagram: https://www.instagram.com/itssandymackay/

Here’s What You’ll Learn in our Interview with Cindy: How has COVID impacted the rental market Working with a tenant that is struggling Knowing your 'end goal' for real estate investing And much, much more! As a thriving young individual in her early 20’s, Cindy Wennerstrom was ready to move out of her family home but knew renting wasn’t for her. Buying was in her blood. At 24, she had purchased her first investment property and home in Sudbury, ON where she legalized it into a duplex and rented rooms in the largest unit to students while she lived upstairs. Using the income, she paid for her masters degree and became "school-debt-free" within 6 months of graduating! (BA in Law and Justice in 1995 and an MBA in 1998). When a career opportunity relocated her to downtown Toronto a few years later, the game was on for her to begin looking for a rental unit for the first time. However, like most of us, she had trouble finding a decent place that would accept her aging cat. Eventually she did and within a little over a year she bought again… and then again…. Upgrading from a condo to a real "bricks and mortar”, the second home was a perfect opportunity for a basement tenant allowing her to landlord yet again. These past rental and landlording experiences set the bar for the eventual inception of Oro Properties. In 2010, after building her own investment portfolio, Cindy formed Oro Properties, a boutique real estate investment firm in the Greater Toronto Area where Cindy offers general consulting to anyone wanting to become a real estate investor or who needs advice renovating to maximize cashflow. Cindy immediately realized her investor clients had a spin-off requirement: finding gold standard, reliable tenants. Oro Properties’ Tenant Find Services Division was born, initially with a focus on Toronto and later expanding to SE Mississauga & downtown Brampton. Fulfilling the promise to herself—and her cat—the company will only represent rentals that are smoke-free, lovingly maintained and for the most part, pet-friendly! After a few years in the business, and with more than 11 investment properties to her name, Wennerstrom could retire but declares that; “when you find what you love to do, you can’t stop.” “It’s not about money; it runs deeper than that. It’s about having a product you’re proud of and purpose you’re passionate about,” says Wennerstrom. Get In Touch With Cindy: Website: https://oroproperties.ca/ Email: [email protected] Phone: 647-261-4676

Here’s What You’ll Learn in our Interview with Dion: Strategies for buying turn key single family properties Financing strategies to buy just a few properties and become a millionaire How financing has changed in recent years How to get started in real estate investing And much, much more! Dion Beg is an award winning mortgage professional. Dion has 15 years’ experience in the property and finance industry built on a strong foundation in property investment. Dion has been involved in the transaction of hundreds of deals with first home buyers, clients looking to refinance or consolidate debt and property investors. Dion works with Butler Mortgage which is ranked as the #1 Mortgage Brokerage in Ontario for 3 years in a row with over $700 Million in mortgages funded in 2016 alone. Dion has been ranked in the CMP Top 75 Brokers for 2018, 2019 and 2020. Dion is well travelled and was born in Fiji, grew up in Australia and has lived in Japan and speaks Japanese. He owns property in Canada, the USA and Australia and he is on a mission to show people how the right property portfolio can be an accelerated Path to True Wealth. He often speaks and trains at the Toronto Real Estate Board on the topic of property investment. Most importantly, he is the proud father of 2 young girls. Get In Touch With Dion: Website: www.kangamortgage.ca Webinar: HOW TO PAY OFF YOUR MORTGAGE FAST & UNDERPIN YOUR RETIREMENT WITH RESIDENTIAL PROPERTY INVESTING

Here’s What You’ll Learn in our Interview with Jesse: Strategies for buying multi family properties Investing in commercial properties How the commercial investment world has changed in 2020 The importance of great mentors And much, much more! Jesse Fragale - a commercial real estate broker and investor - started investing in student rental properties a little over ten years ago. As his passion for investing grew, he began investing in single-family homes and condos. Following this, he transitioned to investing in multi-family apartments and that is his focus today. Through his YouTube Channel, Podcast and Bigger Pockets Contributions, he hope's to provide you with simple and straightforward real estate advice and education no matter what investing experience you have. When he's not in front of the camera, you can find him in Toronto playing a few licks on guitar, enjoying the roar of a beautiful engine or spending time (read: eating) with friends and family. Get In Touch With Jesse: Website Instagram Email: [email protected]

Here’s What You’ll Learn in our Interview with Jake: Strategies for buying multi family properties How to go from a part time to full time investor How to build a multi family investment empire The importance of great mentors, and where to find them And much, much more! Jake Novis began diving into the investment world with his mother and became a REIN member at the age of 16, and attended McMaster University in 2013 studying mechanical engineering and management during his time there he continued to shadow his mothers investment journey, attended REIN meetings. He then took the leap, and partnered with her on two multi-family properties in Hamilton - a six unit, and a nine unit - and taking on all sides of the acquisition. And now, he's a full-time multi-family investor with a strong focus on the management side. Get In Touch With Jake: Instagram LinkedIn

Here’s What You’ll Learn in our Interview with Omar: What options trading is all about How to grow your real estate portfolio through options trading How to build massive cashflow with options trading for anywhere in the world Why this is the perfect strategy to pair with real estate investing And much, much more! Omar began his 15 year plus financial services career in the brokerage arm of a schedule 1 Canadian bank and through will and determination quickly rose through the ranks of the industry to RVP in a widely known mutual fund company. After which, he became a full-time real estate investor and derivatives trader – revenue-generating activities Omar does to this day. Omar holds a Bachelor’s Degree in Economics from the University of Toronto. Omar currently spends his professional life trading derivatives, building his real estate portfolio and promoting the core values of Theta Trading Corporation. Get In Touch With Omar: thetatradingco.com

Here’s What You’ll Learn in our Interview with Sean: How to grow your real estate portfolio through strategic investments How to structure rent to own deals How to grow a real estate investor group Running a successful realtor business and investing at the same time And much, much more! Sean has been playing in the game of real estate since 2008. Although he has worked with clients in many aspects of the business, Sean’s focus is investment properties. Sean graduated from St. Francis Xavier, known as one of Canada’s top Universities, with a degree in business. Upon completion of his degree, he stepped into the role of Corporate Sale Manager with Imagewear, leading a team of several sales people. Prior to Creativ Realty, Sean was President / co founder of Lease to Buy NB. Within 2 years, Sean and his company acquired/managed over 15 properties in locations all around Nova Scotia and New Brunswick; his business and knowledge of the industry only grew from there. Sean is always doing investment deals himself, typically making great returns. He has deep knowledge / experience on the risks associated with real estate and knows how to properly analyze all angles of a deal. Sean is a friendly, to the point kind of guy and has a true passion for helping people achieve healthy returns on their money through real estate. Sean is currently the President of the Moncton Real Estate Investors Organization Contact Sean: Facebook: https://www.facebook.com/MonctonREIO/ Website: powerteam.ca Email: [email protected] Sean's Number: 506-229-7711 Cameron's Number: 506-899-1270

Here’s What You’ll Learn in our Interview with Rasna: How to buy multiple properties every month and scale your portfolio FAST! How to utilize private money to avoid working with JV partners Why hiring a coach to help you grow is the most important tool for your sustainable success How to analyze real estate deals quickly & easily And much, much more! Rasna is a Black Card University Coach, she's a very established investor and has been investing for over 12 years in real estate properties - primarily in Ottawa, Ontario as well as out West and Saskatchewan. She has purchased 29 properties just in the last year alone! Contact Rasna: Facebook: https://www.facebook.com/RasBuysHouses Email: [email protected]

Here’s What You’ll Learn in our Interview with Marc: What land assemblies are and how you can use this investment strategy How to find great land assembly deals How to choose the best target market for this strategy How to avoid losing money with land assemblies And much, much more! Passive income builder through Real Estate: Manage and operate Airbnb s (connect people to nature), Build shared housing communities, Coordinate and manage land assembly, Repair, finance, manage and market older homes, part of strata council of a 150 unit complex with some commercial units. Contact Marc: [email protected] 250-710-5434

Here’s What You’ll Learn in our Interview with Alfonso: How the Rent to Own model works for investors, tenants, and buyers How top Realtors are closing more deals by working with RTO partners And much, much more! Alfonso Salemi is out in the community sharing his passion for rent-to-own and the benefits it can bring to people’s lives. Every day he thrives on these interactions and enjoys helping others with their biggest purchase. Alfonso is often the first person on the JAAG Properties’ team to meet with Tenant Buyers. He also works with investors and outlines the personal and financial benefits of the JAAG program to them. He is the company’s conduit to realtors, brokers and others in the world of real estate. Contact Alfonso: [email protected]

Here’s What You’ll Learn in our Interview with Jonathan: How to properly communicate with your tenants Why investing in your property management systems is so an important How top investors and companies are utilizing property management systems to get the best results Where the property management business is headed in the future And much, much more! Jonathan Margel, 33, is the co-founder and CEO of Building Stack. He has a varied and unique background in real estate coupled with a passion for technology and trends in the industry. Following his graduation from the John-Molson School of Business, Jonathan spent a few years managing over 2,000 apartments throughout Quebec. Wanting to make a difference in an outdated industry starving for better solutions, Jonathan teamed up with his dear friend and now Building Stack co-founder Pablo Menghini to design a customer-centric property management platform. The all-in-one software provides landlords a way to communicate with their tenants, post online listings automatically, collect online rent payments and track their property-related financials. Building Stack is currently live in 150,000+ doors across Canada. Jonathan and his talented team are fiercely motivated to build and improve their solutions, bringing landlords into the next generation of property management. Contact Jonathan: [email protected]

Here’s What You’ll Learn in our Interview with Jared: Some of the wildest Canadian real estate investment stories you've ever heard How to avoid these horrors yourself How to structure JV agreements properly And much, much more! Jared Hope is an avid income property investor, business owner, coach and co-founder/CEO of Tilt Property Group. Jared owns over 150 properties in Edmonton, Alberta, has transacted over 400 and has renovated over 130 properties. This guy has seen a few things. Jared’s purpose is to teach people how to get results with income property and secure a stable financial future while avoiding the expensive mistakes he made when he started out on his own. He takes a strict NO-BS stance at his speaking engagements and openly shares the lessons he has learned and what it takes to find success. Jared founded Tilt Property Group in 2003, with his wife, Krista Hope. Together with their team they not only offer comprehensive property management and real estate investments but a systematic approach to coaching that makes it easy for any Canadian to own income property . Contact Jared: tiltgroup.ca [email protected]

Here’s What You’ll Learn in our Interview with Alex: Their investing strategies of choice The day in the life of a full time investor Commercial to residential conversions Getting through challenges while investing And much, much more! Alex Pal and his wife Kaely are the owners of Pal Property Solutions, a full service real estate solutions company located in Hamilton, Ontario. They specialize in Joint Venture Partnerships, BRRRRs and Rehabs. Pal property Solutions specializes in buying and redeveloping single and multi-family properties throughout Southern Ontario with a goal of rejuvenating neighbourhoods, achieving great returns, providing safe, reliable housing. Predominantly work out of Hamilton Ontario but have invested all over including Kitchener and Welland/Niagara. He's a licensed Realtor with Keller Williams, and has personally bought and sold over $15 Million Dollars worth of real estate! Alex has a degree in Mechanical Engineering and previously worked in Project Coordination on multi million dollar Industrial Projects. He holds a portfolio of 41 doors worth over 7.8 million currently. Download Alex's Book: “getting your foot in the door” Contact Alex: www.palpropertysolutions.com 905-869-8333 [email protected]

Here’s What You’ll Learn in our Interview with Luciano: How has COVID-19 impacted the commercial/industrial sectors in Montreal How office space design has changed due to COVID-19 How could AI help with a safe return What can we foresee for the industrial sector And much, much more! Luciano D’Iorio is Managing Director at Cushman & Wakefield Quebec. Cushman & Wakefield is a leading global real estate services firm that delivers exceptional value by putting ideas into action for real estate occupiers and owners. Cushman & Wakefield is among the largest real estate services firms with 51,000 employees in approximately 400 offices and 70 countries. With more than 20 years of experience, Luciano, a broker by training, has his finger on the pulse of the dynamic commercial real estate industry. He has come to be known as a topical expert and thought leader in his native city of Montreal, where he has been a speaker and panel moderator on numerous occasions in the Montreal Real Estate Forum and the Montreal Real Estate Strategy & Leasing Conference. Luciano is also a regular contributor to local media, radio shows, and podcasts. Cushman & Wakefield’s Safe Six return to the workplace: www.6footoffice.com Contact Luciano: Website

Here’s What You’ll Learn in our Interview with James: How COVID impacted the Edmonton RE market Our two main investing strategies Mindset is everything Delegation and empowerment And much, much more! James founded Mogul Realty Group to create an environment for exceptional Realtor services with an emphasis on personalized goal achievement. He’s invested in real estate now for over 11 years and has been a Realtor for the past 10, specializing in investment properties. His own experience and passion as an investor drives him to help others. He also walks the walk, with a personal portfolio of over 250 doors in the Edmonton area. He’s been awarded Realtor of the Year, top investor and top 1% Realtors in Canada. In his downtime, you will find him skiing in the mountains or at the gym. He loves dinner with friends, taking in live music venues or jamming with his band buddies. Contact James: Website: mogulrg.com LinkedIn

Here’s What You’ll Learn in our Interview with Austin: Picking an investor-focused Realtor Getting over limiting beliefs Document things on social media Managing properties at a distance And much, much more! Austin Yeh is a 24 year old professional real estate investor from Toronto, Ontario who started exploring the world of real estate investing after reading the classic book, “Rich Dad, Poor Dad” by Robert Kiyosaki. At the age of 23, he purchased his first property in Windsor, Ontario without having the right systems, teams, knowledge, or education in place. Putting his entire life savings in the investment, as well as borrowing money from his mother, father, and girlfriend, made his first real estate investment an extremely stressful experience. Although the deal was still profitable, Austin learned from the mistakes he made in his first investment and decided to spend hundreds of hours and thousands of dollars building his real estate IQ through attending networking events, seminars, and hiring a full-time real estate coach. Now exactly, 17 months later after reading "Rich Dad, Poor Dad", Austin has scaled to 15 properties, most of which are in Windsor, all while working a full-time finance job in Downtown Toronto. This was done through leveraging the BRRRR strategy and joint ventureship while investing long-distance. Contact Austin: Instagram: @austinyeh6

Here’s What You’ll Learn in our Interview with Andriy: Investing south of the border for better cash flow Tax implications investing in the US Section 8 tenants New York State home prices & rental rates And much, much more! Andriy moved from Ukraine in 2001, his first job was delivering newspapers for about $100/month at 10 years old. In college, he had a lightbulb moment after he saw my friend's student housing arrangement and started comparing it to the prices of homes in Barrie. Then he knew he needed to buy an investment. He bought his first house with his parents at 19 years old, then sold it 6 years later doubling their money. In search of the highest cash flow producing properties, he realized that there were incredible deals south of the border. Thus, he started buying in western New York. Contact Andriy: 647-405-9356 [email protected]

Here’s What You’ll Learn in our Interview with Robinson: The Smith Manoeuvre The benefits of a re-advanceable mortgage Tax-deductible debt, and non-tax deductible debt. Know the difference. Wealth accelerators And much, much more! Robinson Smith, financial strategist, and best-selling author reveals how Canadians can mitigate the challenges that homeowners face in raising their families, raising their net worth and raising their level of financial security in the face of rising costs of living. Robinson, a consultant with 15 years in the investment industry, creator of a number of financial education courses and the author of, “Master Your Mortgage for Financial Freedom”, is dedicated to increasing Canadians’ awareness of personal finances. Robinson shares how average Canadian homeowners can ease the pressure that comes with the high cost of life and homeownership. He will show you how that very mortgage, which seems like such a financial burden restricting your retirement prospects, can become the very tool that will allow you to retire in comfort. If you own a home and have a mortgage, you can’t afford to miss this interview – but if you also own investment real estate, you’re really going to want to listen in. Contact James: Go to smithman.net for all the info

Here’s What You’ll Learn in our Interview with James: Having the right money mindset early The repercussions of bad tenant selection What to know going into house renovations Deferring mortgages during Covid-19 And much, much more! James Kennedy is an investor for 8+ years. Got his start in the construction world as a carpenter and then leveraged that knowledge into a career in real estate and is the co-founder of Marken Investments. Contact James: Phone: 905-550-1115 Email: [email protected]

Here’s What You’ll Learn in our Interview with Elizabeth: Focusing on cash flow and optimizing your portfolio Passing on what we've learned to others Delegating tasks Going for quality, not quantity And much, much more! An experienced real estate investor for more than 15 years, Elizabeth Kelly has a passion for helping people achieve their financial dreams through the purchase of investment properties. Elizabeth specializes in the acquisition and management of Rent to Own and multi-unit residential properties. In 2010, she and her husband opened Sandstone Management, a full-service property management company. They are now the largest rental housing provider in Kirkland Lake, Ontario. Elizabeth recently opened EK Consulting and Coaching to assist both new and experienced investors plan, structure and creatively finance their real estate portfolio so they can enjoy early retirement and leave a legacy for their families. Contact Elizabeth: Phone: 416-540-9210 Email: [email protected] FB: https://www.facebook.com/profile.php?id=100000691163976

Here’s What You’ll Learn in our Interview with Tom: The 3 things everyone should have to survive a downturn Opening the line of communication with tenants Being prepared for banks to tighten their lending There are great opportunities coming The value of precious metals And much, much more! Tom along with his brother Nick founded Rock Star Real Estate which is an investor-focused brokerage in Ontario. Tom is an economist and entrepreneur and speaker. He is here with us today to discuss the impact the coronavirus has had so far and how we can navigate our real estate businesses through what is still to come. Contact Tom: https://rockstarinnercircle.com/contact/

Here’s What You’ll Learn in our Interview with Edna Keep: The benefits of partnering on your first projects Getting property management at the beginning Jumping into apartment buildings The 90 days to 5K course And much, much more! Former Certified Financial Planner Edna Keep discovered the power of real estate in 2007. Since then Edna and her husband Warren have amassed a $60M Real Estate Portfolio primarily multi-family and primary with OPM. Since 2014 she has been training and coaching real estate entrepreneurs who want to scale their real estate business into multi-family with Investor Capital. Get In Touch With Edna: Facebook: Coach Edna Keep Email: [email protected] Website: https://ednakeep.com

Here’s What You’ll Learn in our Interview with Quentin: How to navigate your tenant relationship during this time What impacts this virus is having on the market The mindset to have right now as a professional real estate investor How we can help our communities during this time of need And much, much more!

Here’s What You’ll Learn in our Interview with Kyle: Joint venture with your kids Limited partnerships The GPLP structure Getting into new build construction And much, much more! Today on the show we have Kyle Pulis. Kyle has over 12 years of senior operations experience in real estate. Passion and commitment to maximizing returns form the cornerstone of Kyle’s leadership role as co-founder of Pulis Investments. Himself an investor, Kyle knows the importance of being first, being best and going the distance. With an eye for location, Kyle is first out of the gate identifying and filling gaps in underserviced markets. An instinct for design and renovation allows him to take the lead in those markets with desirable multi-family residential properties. Finally, his expert approach to project management, building efficiency and tenant relations gives him the wherewithal to maintain and grow that lead over time. Kyle has been a member, regular contributor and speaker at REIN, he also sits on their Advisory Board in addition to sitting on the Executive Board of the Brampton Downtown Development Corporation. Kyle holds an Honours Business Degree from Wilfrid Laurier University and actively served in the Canadian Armed Forces Reserves as recently as 2013. Get In Touch With Kyle: Website: https://pulisinvestments.com/

Here’s What You’ll Learn in our Interview with Jayson & Peter: The world of infinite banking Becoming your own banker How life insurance policies factor in Resources to get started And much, much more! Today we are joined by Jayson Lowe and Peter Lount. They are going to show us how Anything that you do, including investing in Real Estate is improved with the process of Becoming Your Own Banker through the implementation of the Infinite Banking Concept. Jayson Lowe is the founder of Ascendant Financial Inc., a highly regarded coach, speaker and advisor to individuals and business owners nationwide. He is recognized as one of Canada’s top overall Advisors, & author of several publications. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept. Peter started his real estate investment journey, by house hacking in 2001, and has owned various single and dual family homes before settling in on partnerships in apartment buildings and commercial properties. It was in his pursuit of making his real estate investing more resilient that he found Jayson and his team. After being a client for 2yrs, Peter joined Jayson's team at Ascendant Financial in feeling it was time to connect with fellow Real Estate Investors and Entrepreneurs to teach them how Infinite Banking could add a strong foundation in pursuit of reaching their goals. Get In Touch With Jayson & Peter: Website: https://ascendantfinancial.ca Get The Bankers Vault AT A DISCOUNT https://www.mybankersvault.com/breakthrough

Here’s What You’ll Learn in our Interview with Dave Knight: Knowing the fundamentals of investing Don't rely on a pension alone Getting to the next level, mentally The importance of surrounding yourself with people doing what you want to do And much, much more! First Responders Wealth Network Founder and Host of the "First Responders Wealth Network Podcast" Dave Knight is a full-time Police Officer who outside the workplace has been able to grow a multiple-seven figure rental income portfolio using both Active and Passive real estate investing strategies over the years. First Responders Wealth Network Podcast was created to help ALL First Responders become educated and exposed to the possibilities of building their wealth, how to multiply their income, and security in addition to relying on pensions alone. Dave’s mission is to help educate and coach, but more importantly help change the mindset of ALL first responders towards their financial future. Get In Touch With Dave: [email protected] FB or insta @daveknighter 911wealthnetwork.com for free eBook

Here’s What You’ll Learn in our Interview with Omar Khan: Creating another income stream, high on cash flow The options market of the stock market What are your returns like? Pairing with real estate And much, much more! Omar began his 15 year plus financial services career in the brokerage arm of a schedule 1 Canadian bank and through will and determination quickly rose through the ranks of the industry to RVP in a widely known mutual fund company. After which, he became a full-time real estate investor and derivatives trader – revenue-generating activities Omar does to this day. Omar holds a Bachelor’s Degree in Economics from the University of Toronto. Omar currently spends his professional life trading derivatives, building his real estate portfolio and promoting the core values of Theta Trading Corporation. Get In Touch With Omar: 30minutestocktrader.com - use coupon code breakthrough for $500 discount thetatradingco.com

Here’s What You’ll Learn in our Interview with Andrew Hines: The economic reason to love student rentals How to finance student rentals Mitigating risks with plans A, B and C Carrying on after setbacks in investing And much, much more! Andrew Hines is a real estate investor from Burlington Ontario and he's primarily invested in student rentals in London Ontario. As of the time of publishing this interview, Andrew has approximately $4,000,000 in real estate holdings and is the host of The Andrew Hines Real Estate Investing Podcast. Andrew advocates the use of the BRRRR method to achieve financial independence and he has become quite proficient in construction management, building and development due to his value-add approach to real estate investing. Andrew owns several companies, including a construction general contractor, and has built out multiple investment property units in Southwestern Ontario Canada while managing his own investment portfolio. Get In Touch With Andrew: FB or insta @theandrewhines GHREI meetup

Here’s What You’ll Learn in our Interview with Dave Dubeau: How not to communicate with money partners Use marketing to raise capital Legalities around raising capital Teaching for capital and relationships And much, much more! Today we are very happy to have Dave Dubeau with us all the way from BC and Dave is going to teach us all the art of ATTRACTING INVESTORS AND RAISING CAPITAL WITHOUT REJECTION. Dave Dubeau is a Real Estate Entrepreneur, Best-Selling Author, Speaker and Investor Attraction Expert based in Kamloops, B.C. Canada. He began his real estate investing career in 2003 doing 18 deals in 18 months. He later switched his focus to client-first rent to own deals, and nowadays he invests in multi-family (apartment building) properties. For the last several years Dave has been the World’s #1 Investor Attraction “Imple-Mentor”. Using his proprietary 5 Step Money Partner Formula™, Dave helps his real estate entrepreneur clients to grow their portfolios significantly and in record time by attracting investors (instead of chasing after them). Get a complimentary copy of my newest book, Money Partner Formula at: www.InvestorAttractionBook.com Website: www.DaveDubeau.com

Here’s What You’ll Learn in our Interview with Kristy and Brady McDonald: Creative Joint Ventures - Partnering w/ Owners & Sellers Scaling w/ Systems, People & Recycling of Capital Their Tips On Goal Setting How To Treat REI Like A Business Their New Training Program For Investors And much, much more! Husband and wife team, Kristy and Brady McDonald started BK Real Estate Investing in 2014 when they realized the wealth and freedom that real estate investing can bring. By mid-2018, they’d purchased and renovated over 75 properties. Throughout this journey, Kristy and Brady created and perfected strategies and systems to make renovations, co-venture partnerships and property management run smoothly. Today, they share these strategies and systems with clients who want to find their own financial freedom through real estate investing. Brady began as a Utility Arborist Instructor for Hydro One, a job he’s since retired from. Kristy began as and remains an AACI Accredited Real Estate Appraiser, except today she owns her own firm. BK Real Estate Investing is honoured to have won the: 2015/2017/2018 REIN’s Top Players of the Year Award 2017 Canadian Real Estate Wealth Joint Venture of the Year Award 2017 REIN’s Co-Venture of the Year Award Contact Kristy & Brady: 705-795-1140, [email protected] Website: https://www.bkrealestateinvesting.com/about-bk-team

Here’s What You’ll Learn in our Interview with Dalia Barsoum: The BRRR strategy, in Toronto Picking investment strategies based on your goals When to use an "advanceable mortgage" Variable versus fixed mortgages, pros and cons Planning your portfolio from the beginning And much, much more! Today we have Dalia Barsoum with us from Streetwise mortgages and we are going to discuss how you can align your financing with investment strategy. We will also discuss the different types of mortgages investors should consider and the things they need to pay attention to beyond just the rates. Dalia Barsoum is an award-winning Mortgage Broker and financial advisor with over 20 years experience in the banking sector, spanning: Wealth Management, Lending, Strategy and Real Estate. Authored Canada’s Best Selling Real Estate Financing Book and Amazon's Best Seller: “Canadian Real Estate Investor Financing: 7 Secrets to Getting All the Money You Want”; and has been nominated/won multiple industry awards; including: Top 75 Brokers, 2017, 2018 and 2019 (Canadian Mortgage Professionals: CMP) Manulife Award for Best Customer Service, 2018 and 2019 CMP Hot List: 2019 Top Mortgage Broker, 2017 and 2015 (Canadian Real Estate Wealth Magazine) Women of Influence, 2017 (CMP) Top 100 women driving and reshaping the Canadian Real Estate Industry, 2016 (Real Estate Professional) #1 Mortgage Broker by units volume, 2016 (CENTUM Financial) VERICO Chairman Award, 2018 and 2019 Top Mortgage production, 2013, 2014, 2015 and 2016 (CENTUM Financial) And much, much more! Dalia is a public speaker, a regular columnist for CREW and contributes to various media outlets on the topics of Real Estate investing and financing; including Rogers TV, Toronto Money Show, the Toronto Investor Forum, CMP, and various investment groups. She is the President and Principal Broker of Streetwise Mortgages (www.streetwisemortgages.com); One of Canada's Top 75 Brokerages as ranked by Canadian Mortgage Professionals. Dalia helped many Real Estate investors kick start their investment plans as well as take their portfolios to the next level. Her clients range from rookie investors to sophisticated investors with multi-million-dollar portfolios. Contact Dalia: https://stremortaetwisemortgages.com/

Here’s What You’ll Learn in our Interview with Dan Merriam, Adrian Pannozzo, Mark Loeffler, and More: The accomplishments our guests have had over the past year They're 2020 goals They're one BIG tip for all of you And much, much more! We went live from the Real Estate Growth Summit for our 100th episode and interviewed several of the event attendees about their achievements from this past year, goals for 2020 and their BIG tips for all of you!

Here’s What You’ll Learn in our Interview with Robby Clark: How he scaled his real estate business to be a "Business" and not "Passive Income" Using Realtor.ca to find investment spots The issues that arise with hiring and how to overcome them His #1 piece of advice And much, much more! Today on the show we have Robby Clark. Robby is a business partner of Dylan Suitor who we had on episode 95. If you recall from that episode Dylan and Robby have huge goals, and Robby is approaching 200 units now in his portfolio with a focus on residential multi-family properties. Robby actually grew up in the film industry as a child actor and was on a bunch of shows, movies etc. He eventually transitioned into entrepreneurship and bought his first rental property 7 years ago. He’s built multiple businesses since including eFresh meals which is a meal service company servicing all of Ontario, Lawn Care Alert which is a landscaping company operating around the Golden Horseshoe in Southern Ontario, and now focusses almost all of his time in real estate. Get In Touch: Instagram - https://www.instagram.com/robbywclark/ Email - [email protected]

Here’s What You’ll Learn in our Interview with Josh and Kate: Key drivers of the refinance value A mortgage broker versus a mortgage agent The best time to refinance How to attract better tenants What to look for in a property management company And much, much more! Our 1st guest on part 2 of our BRRR series is one of our preferred mortgage specialists, co-owner of Synergy Mortgage Group, Josh Perez. Josh is an investor himself and owns several rental properties, he specializes in working with investors and is a key member of Sandy’s power team. On this episode, we’re going to focus on Step 3 of the BRRR strategy, which of course is The Refinance. Get In Touch: Emal - [email protected] Phone - 905-529-2521 Direct - 905-906-7975 Our second guest on part 2 of our BRRR series is Kate MacKay, owner/operator of Executive Properties, a property management company based out of Hamilton. Kate is a previous guest from episode 50. Executive Properties is a full-service property management company. Kate and her team have built the company up to where they now manage nearly 600 units in the Hamilton area, and they’re growing fast. Kate, of course, is also my wife and business partner who helps run a lot of our business ventures, and probably the #1 reason we are where we are today. Get In Touch: Instagram - executive_pm Email - [email protected] Phone - 289-270-2922

Here’s What You’ll Learn in our Interview with Adrian and Lee: Accumulating 200 doors and 40 million in real estate THE formula to build generational wealth The importance of a STRONG property analysis What makes a property uninhabitable in the bank's eyes The biggest mistakes investors commonly make Hiring the right construction management company And much, much more! On this episode, we’re going to focus on Step 1 of the BRRR strategy, which of course is The Buy and Step 2 of the BRRR strategy, which is The Renovate. Our 1st guest on part 1 of our BRRR series is a previous guest from episodes 38 & 62, returning to the show, “Mr Cashflow” himself, Adrian Pannozzo, owner of Executive Properties Capital, which is an investment company that works with investors to help them build their own version of generational wealth to help people with 3 main goals: Build money for retirement Finance their children’s education in full Pay off the mortgage on their personal home much faster. Our 2nd guest on part 1 of our BRRR series is Lee Pollock, owner of Vision Construction Management, which is a construction management company based out of Hamilton that works exclusively with investors to help them create quality, safe rental units. Lee is an investor himself who owns a sizeable portfolio across Southern Ontario and one of the key members of Sandy’s power team. Get in touch with Adrian: Email: [email protected] Get in touch with Lee: Phone: 416-525-5951

Here’s What You’ll Learn in our Interview with Michael & Jen Richter: Growing a portfolio as a husband/wife team Investing in new builds Why they now use the BRRR model Some of the challenges they've encountered along the way How they structure their Joint Ventures And much, much more! Michael and Jenn Richter of Double E Properties, personify the word teamwork by growing an 11 property portfolio as a married couple and while still raising two young girls. They started their investment journey buying only new build homes in Milton and Guelph; however, after recognizing the change in the market, they focused their attention on an additional strategy, creating legal secondary suites on the Hamilton mountain. Michael and Jenn love the BRRR philosophy as it creates passive income for their investors through forced appreciation. Michael and Jenn love sharing their passion about real estate by speaking at real estate networking events, hosting their own YouTube video channel: Double E Properties, being guests on Podcasts, and being featured in Canadian real estate wealth magazine. Get in touch with Michael & Jen: Website: doubleeproperties.ca Instagram & Facebook: Double E Properties Youtube: Double E Properties

Here’s What You’ll Learn in our Interview with Dylan Suitor: Getting 215 doors in just ONE year What is the private money strategy Dylan uses Business systems for investing success The best real estate investing resources And much, much more! According to his mother, Dylan was always the "who, what, where, when and why kid", and that didn't stop in his younger years. Always looking to self-discovery, self improve and living a lifelong learning lifestyle, Dylan continues to invest into himself year over year. Over the past 12 years, Dylan has been an investor and recently started taking MASSIVE ACTION. Through all of the learning, he decided no better time than now and since October 3rd, 2018, Dylan's massive action has turned into 215 doors. Real Estate Growth Summit November 11th & 12th, 2019 - tickets on sale now! Use coupon code breakthrough to get $50 off! Website: realestategrowthsummit.ca Get in touch with Dylan Suitor: Email: [email protected] Phone: 905-592-4220

Here’s What You’ll Learn in our Interview with Symon He: Symon & James' history in AirBnB hosting The biggest challenges with AirBnB/Short Term Rental Hosting The reality & expectations of Short Term Rental income How to find the best Short Term Rental locations And much, much more! Today we have Symon He with us to talk about short term rentals. Himself and his co-founder, James Svetec, focus on and teach people about managing short term rentals of their own, investing in STRs, and managing them for others! Symon He is the Co-founder of LearnBNB.com and a best-selling instructor of real estate and business courses. Skilled in the development, production, and delivery of popular and profitable online courses and white labelled training programs. Get in touch with Symon He: Website: https://learnbnb.com/author/learnairbnb/ LinkedIn: https://www.linkedin.com/in/symonhe/

Here’s What You’ll Learn in our Interview with Melanie & Dave Dupuis: Creative financing options How to get an 8 - 11 cap rate on buildings How to get 'first dibs' on buildings coming up for sale Going in on a deal with a $1 deposit The 1,000 doors goal And much, much more! We have Melanie & Dave Dupuis on the show and they are going to share with us the way they structure their deals. Including how they pay zero down & actually receive a cheque when purchasing rental properties! Melanie and Dave Dupuis are experienced, successful, self-taught real estate investors taking the multi-family market by storm in North Bay, Ontario. Together, they have founded Dupuis Properties and put their business plan in action. Their ultimate goal was to expand and to grow their real estate portfolio to a point were their investments became prosperous enough for Melanie to leave her full-time employment and she was able to do so before turning 40!! Their best year to date was when they impressively acquired twelve properties in less than twelve months and now own just under 100 doors. They published a book this year which already became an Amazon #1 Best Selling Book numerous times! The book is titled “Real Estate Investing Secrets - A NO-BS Guide to Creating Wealth & Freedom." Get in touch with Melanie & Dave Dupuis: Website: dupuisproperties.com Instagram: investorcouple_mel_dave Email: [email protected]