Behavior Gap Radio

In this episode, Carl reflects on the surprising value found in life's simplest moments, contrasting the desire for more extravagant experiences with the deep joy of quiet, everyday activities. He shares a personal story of finding peace in evening landscaping sessions, where the simplicity of nature brings lasting contentment. Inspired by a Wendell Berry quote, Carl explores the idea that true wealth lies in knowing where to find life's "rarest wildflowers," those quiet moments of happiness that require no explanation or defense—offering a unique perspective on what it means to invest in a fulfilling life.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl recently received an email from a listener who was deeply moved by his episodes on hyperlocal investing. The listener shared how forming relationships with local producers has become one of their greatest sources of happiness. 🌱 They make it a point to visit local markets in each new city, connect with vendors, and fill their home with locally made items. Carl relates strongly to this sentiment, finding joy in supporting local businesses. Wouldn't it be amazing if there was a marketplace or events dedicated to hyperlocal investing? How could such an idea be spread to others who feel the same way? If you have a story about hyperlocal investing, Carl would love to hear it. Email him at [email protected].

Today, Carl is excited about the idea of hyperlocal investing! This morning, he visited his local farmer's market to buy honey and the experience was incredible. He had the chance to meet the beekeeper and learn about his passion for producing local honey, which is helping with Carl’s allergies. For Carl, this connection represents the “return on connection” (ROC). Investing locally offers more than just financial returns; it builds relationships and strengthens the community. How can you invest your time, energy, and money locally? What connections could you build today?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl shares a story from his rock climbing days, where he and a friend made mistakes that led to a serious accident. He reflects on two types of risk: "ignorant risk," where you don’t know the consequences, and "honest risk," where you understand the consequences but choose to proceed anyway. What risks are you taking without fully knowing the consequences? How can you ensure that your risks are more informed and intentional?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Do you know what your true desires are, free from societal influences? In this episode of Behavior Gap Radio, Carl shares an essay from his book, Volume One, titled "The Only Goal That Matters." He discusses the difficulty of identifying our true desires amidst societal influences, from family and peers to social media. Carl illustrates how we often adopt others' goals, leading us to make choices that don't align with our true selves. How important is personal clarity in investing? Carl says that the only goal that matters is your own! Accompanied by one of his favorite sketches, he visually represents the unique significance of individual goals in the midst of external pressures.Volume One is sold out. You can learn about Carl's book, Volume Two, here: https://thesocietyofadvice.com/the-volumes-projectYou can see his sketch, "The Only Goal That Matters" here: https://store.behaviorgap.com/products/the-only-goal-that-matters-color

Have you ever thought about how paying attention to your pain could transform your relationship with money? In this episode of Behavior Gap Radio, Carl delves into profound insights from his conversation with Sharon Salzburg on the 50 Fires podcast. Sharon, a renowned meditation teacher, shared a valuable perspective on moving toward pain. Carl recounts a personal experience with a coach that sparked feelings of annoyance and how he applied Sharon's wisdom to understand and dissipate these emotions. By noticing and welcoming his feelings and exploring where they manifest in the body, Carl uncovers a deeper awareness of his reactions, particularly around money. How might practicing mindful awareness and self-inquiry change your financial mindset?

Carl tackles the often overwhelming topic of credit cards! After spending hours analyzing different options and rewards programs, he shares his ultimate advice: choose the credit card that allows you to think about it the least. Have you considered how much mental space you could free up by simplifying your credit card decisions? Carl emphasizes the importance of making an informed decision but then minimizing ongoing deliberation. By setting a specific time once a year to review your choice, you can avoid constant stress and stay focused on what truly matters. What would you do with the extra mental space from this approach?

Carl reflects on the profound insights from his conversations with Sharon Salzburg and Pete Holmes on the 50 Fires podcast about the dual nature of financial mindfulness. How do you balance financial peace with handling daily expenses? Carl explores the balance between moments of financial peace at "65,000 feet" and the practical necessity of managing daily expenses. Sharon emphasizes honoring this tension rather than seeking to resolve it, suggesting that awareness itself is the key. Have you considered treating each financial interaction as an opportunity for mindfulness? Carl introduces the idea of using simple noticing without judgment as a transformative practice.Want to hear Carl's conversations with Sharon Salzburg and Pete Holmes? Listen to 50 Fires: Money and Meaning here: https://podcasts.apple.com/us/podcast/50-fires-money-and-meaning-with-carl-richards/id1709551590

In this episode of Behavior Gap Radio, Carl discusses the concept of "enoughness," reflecting on those rare moments when he feels a deep sense of being and having enough. How often do you experience that feeling of contentment? Carl contrasts these moments with the pervasive fear of financial insecurity that dominates our culture, which often drives us to obsess over tactical financial decisions. Have you ever wondered if true financial peace comes from addressing our internal wiring around scarcity and security? Carl emphasizes that it does, and he explores how practicing awareness and understanding our emotional responses to money can help cultivate a lasting sense of enoughness, beyond just numbers and financial products!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl shares insights from his recent conversation with Sharon Salzberg on 50 Fires. Sharon challenged Carl's views by suggesting that our goals are often too modest and trivial, urging a focus on deeper values like feeling secure and validated rather than materialistic aspirations. How might understanding the true purpose behind our goals shift our approach to achieving them? Tune in to explore how shifting your perspective on goals can lead to more meaningful and fulfilling outcomes.Listen to 50 Fires: Money and Meaning here: https://podcasts.apple.com/us/podcast/50-fires-money-and-meaning-with-carl-richards/id1709551590

In this episode, Carl uses a story of a friend to underscores a broader issue: how societal norms and local culture can significantly influence our habits and goals. How can we effectively navigate or even change our environment to better align with our personal values? Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Today, Carl reminds us that investing in experiences with loved ones offers far greater returns than spending on material possessions. It may feel like a luxury, especially when the expense isn't in the budget, but these moments create lasting memories and joy. How often do we let guilt or fear prevent us from spending on what truly matters?

In a world overflowing with information, how much do you value the process of distilling wisdom into its most essential form? In this episode of Behavior Gap Radio, Carl explores the value of distillation and brevity. He reflects on how creating concise, meaningful content takes significant effort, likening his podcast to a draft that will eventually become a refined essay or book. Carl poses an intriguing question: What is the worth of distillation and editing in your life? Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl examines recency bias, the tendency to project recent events into the future, especially during financial ups and downs. How can recency bias lead us to make irrational financial decisions based on fear or greed? Carl stresses the need for a resilient financial plan that anticipates market changes and encourages expanding our perspective beyond recent events. By broadening our view, can we better navigate financial decisions and avoid the traps of recency bias?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

How can we shift focus from the fleeting appeal of negativity to the enduring value of positive connections? In this episode of Behavior Gap Radio, Carl reflects on the subtle yet profound impact of love and kindness. He questions how we can cultivate these quiet virtues amid a world often dominated by loud, negative attention.

How can we redefine our sense of enough beyond just financial metrics? Today, Carl explores the concept of "enough." During a discussion with economist Stephanie Kelton, Carl asked her how she thinks about enough and what she hopes her daughter would say about her relationship with money in the future. Stephanie's response highlighted the importance of feeling secure, but she acknowledged that security isn't solely about money. Carl emphasizes that while some amount of money can make it easier to explore enoughness, tying the concept of enough to a specific number is futile!Listen to 50 Fires: Money and Meaning here: https://podcasts.apple.com/us/podcast/50-fires-money-and-meaning-with-carl-richards/id1709551590

In this episode, Carl addresses the deep-seated fear many have about running out of money. He reflects on how much of our anxiety about money stems from a future that may never happen, prompting the question, "What will we do when the money runs out?" This worry often distracts us from the present and the people we care about. Instead, Carl suggests we think of money as a flow, much like gathering firewood when needed, and reminds us of our inherent ability to handle challenges as they arise. How would our perspective on money change if we trusted in this flow?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Have you ever questioned the truth of your money beliefs? Today, Carl explores the idea of honest money stories by asking, "Are you sure that's true?" He shares his journey of examining his own financial narratives and encourages listeners to question their own long-held beliefs about money. Carl discusses how self-judgment can arise during this process and stresses the importance of staying neutral. By challenging our stories, Carl aims to uncover deeper truths and build a healthier relationship with money.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode of Behavior Gap Radio, Carl reflects on a conversation with Shannah Game from the podcast "Everyone's Talkin' Money." Shannah's question, "What does money mean to you?" prompted Carl to examine his own relationship with money more honestly. Initially, he answered "freedom," but realized this was a mask for his true feelings of fear and anxiety about finances. How often do we hide our real emotions about money? Carl discusses how his family’s choices, like moving to New Zealand, were investments in experiences despite financial uncertainties. He shares his journey from fear to freedom, encouraging listeners to rethink their own financial stories.Listen to Carl's episode of 50 Fires: Money and Meaning with Shannah Game here: https://podcasts.apple.com/us/podcast/finding-financial-forgiveness-with-trauma-of/id1709551590?i=1000661018142

In this episode of Behavior Gap Radio, Carl explores the concept of "honest money stories." Reflecting on personal experiences and conversations with friends, he delves into the common tendency to use financial limitations as a shield to avoid meaningful discussions about choices and priorities. Why do we often hide behind money when discussing our true values? Carl emphasizes the importance of being truthful about why we spend or save money the way we do, challenging listeners to rethink their narratives around affordability. Join Carl as he navigates the path to financial honesty and the deeper conversations it can inspire.

Today, Carl explores the complexities of making life changes, sharing personal stories and insights from a friend. Why do long-standing habits and behaviors often serve a deeper purpose, even when we want to change them? Carl talks about his struggles with sugar consumption and the "starving artist" mindset. He explains that real change happens when the discomfort of staying the same outweighs the pain of changing. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Are you too confident for your own good? In this episode of Behavior Gap Radio, Carl explores the "overconfidence gap," where confidence exceeds competence, leading to big mistakes. He draws on insights from Nobel laureate Daniel Kahneman and the Dunning-Kruger effect to show how overconfidence can hinder growth. Carl shares personal stories and practical advice on staying open to new knowledge and embracing humility. Tune in to learn how recognizing and addressing the overconfidence gap can improve your judgment and relationships.

In this episode of Behavior Gap Radio, Carl talks about how a single thought or brief interaction can transform our perspective and mood. He explores the idea that we're often just one thought away from seeing the world differently!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode of Behavior Gap Radio, Carl talks about his visit to the local farmers market and the idea of hyperlocal investing. He shares his meaningful interactions with vendors, like buying honey to help with allergies and chatting with a goat milk farmer. Carl reflects on the sense of community and connection he felt, highlighting how investing time and money locally can bring a unique return on happiness. He encourages listeners to visit their local markets, invest in their communities, and share their experiences with him by emailing [email protected] more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Today, Carl delves into the concept of hyperlocal investing, exploring its potential to foster deep connections within our communities. Sharing a story about a flower farmer's journey, he illustrates the tangible and emotional returns of investing locally. Listen in as Carl invites listeners to conduct a personal experiment by supporting their local farmers market or small businesses, paying close attention to the sense of connection and happiness it brings! Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Ever wonder why we resist uncertainty? In this episode of Behavior Gap Radio, Carl explores our natural tendency to avoid the unpredictable by creating stories and narratives. He challenges listeners to be themselves and find comfort in not knowing what comes next. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

What would happen if you dust off that long-forgotten dream? You know the one! It's the one you've buried under years of practicality and societal expectations. Through vivid anecdotes and genuine empathy, Carl reminds you of the importance of following your passion. He emphasizes how your unique contribution can light up the world, making life better for everyone, including himself. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode of Behavior Gap Radio, Carl explores "attention equity" and the value of the attention people invest in consuming content. Have you thought about how time and attention differ? Carl shares a personal story to highlight the importance of being mindful when asking for others' attention. He discusses balancing reaching the right audience without overwhelming them, ensuring every interaction feels like an investment, not an expense.

Today, Carl explores the dual questions: "Who is my work for?" and "Who is willing to pay for it?" Reflecting on two decades of aligning his work with personal values, Carl discusses the impact of his work on individuals striving to make more aligned decisions with their capital. He shares insights into the distinct group that values his expertise—financial advisors who seek to integrate these principles into their practices. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl discusses the pervasive mantra of "it's just business" and challenges its ethical implications. Reflecting on a conversation with a landscape consultant, Carl explores the notion that business and personal ethics should not be separate entities. Carl talks about the importance of aligning personal values with professional practices. He questions the validity of using business as an excuse for moral ambiguity, arguing that honesty and integrity should transcend all aspects of life, whether in business or politics. Today, Carl invites listeners to reconsider the meaning of "it's just business.

In this episode of Behavior Gap Radio, Carl shares insights on tackling seemingly insurmountable problems, comparing them to climbing Mount Olympus in Salt Lake City. Using personal stories, he illustrates how taking the next step can reveal new perspectives and solutions. Carl emphasizes that action, rather than endless contemplation, is key to overcoming challenges. It's time to embrace uncertainty and take that crucial first step!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Is accumulating wealth for future generations really the ultimate goal? In this episode of Behavior Gap Radio, Carl explores intergenerational wealth and its impact on our lives. He challenges this idea, advocating instead for creating memories, love, and self-worth. Drawing from personal experiences, like choosing time with his children over financial gains, Carl questions the true value of wealth and its unintended consequences. What is more important to you: wealth or meaningful experiences?

How can we stop resisting and start replacing? Today, Carl explores the concept of "don't resist, replace." He shares insights on shifting focus from avoiding behaviors to replacing them with more engaging activities. Carl shares how this approach can lead to deeper engagement and time well spent. Can replacing resistance with positive actions enhance productivity and well-being? Listen to today's episode to find out how this simple shift can transform your life.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode of Behavior Gap Radio, Carl shares a field note from a recent mountain bike ride, exploring this topic: How can associative thinking change the way we solve problems? He reflects on how activities like biking can be part of work, helping solve problems through movement and flow. Does stepping away from active problem-solving and engaging in outdoor activities lead to breakthroughs? Perhaps sometimes stopping the effort might be the key to finding solutions!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

How does cultivating your comparison set impact your well-being? Carl discusses this concept and its effects on personal happiness. He explores how comparisons, often driven by social media and societal standards, can undermine confidence. Are we thoughtful about the sources of our comparisons and aware of our own values? Carl shares strategies to navigate the noise, seeing it as theater and engaging in meaningful conversations.

In this episode of Behavior Gap Radio, Carl discusses the concept of being "fierce with reality," inspired by a conversation with his friend Aaron and a poem by Florida Scott Maxwell. Carl explores the meaning of truly claiming and possessing all that we have been and done, leading to a sense of wholeness and honesty in our lives. He reflects on how embracing our past without letting it define our future can help us move forward with integrity and authenticity. How can we live a life aligned with our true selves?Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl challenges the conventional approach to planning with the idea that "all plans are wrong, but some are useful." Inspired by George Box's famous quote, Carl extends this concept to financial, business, and life plans. He emphasizes the importance of focusing on the usefulness of plans rather than their accuracy, fostering a mindset of curiosity, resilience, and adaptability. There is grace in accepting the complexity and uncertainty of planning! Carl says this perspective can lead to more sustainable and meaningful outcomes.

In this episode, Carl dives deep into the complexities of planning in the ever-changing landscape of life. Reflecting on insights from recent retreats, he explores what happens when our starting point (A) and destination (B) shift, making traditional planning models obsolete. Join Carl on this journey of discovery and find out what it means when A is no longer A!

Today, Carl shares a game-changing tip for managing overwhelming email inboxes. Introducing SaneBox and its feature, Sane Black Hole, Carl explains how this tool has transformed his email management by seamlessly filtering out unwanted messages. Listen in for a simple yet effective trick that can clean up your inbox and reclaim your time!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl reflects on a profound retreat held at his home, where the unexpected but central question emerged: "How do I figure out who I really am?" Through candid discussions and personal insights, Carl explores the importance of self-discovery, the challenge of committing to one's true desires, and the impact of these revelations on our lives and work. Today, Carl talks about how to explore the essence of who you are, the legacy you wish to leave, and the rituals that can help maintain this clarity amidst life's distractions. Do you want announcements about future retreats at Carl's home? Just tell him where to send your invitation: https://dancingwithdragons.com/

In this brief and impactful field episode of Behavior Gap Radio, Carl presents a thought-provoking statement: "People who pay, pay attention." Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Tag along with Carl in this special early morning edition of Behavior Gap Radio as he shares his reflections from a transformative retreat with financial advisors at his home in Utah. Despite the tactical challenges we face, Carl reveals that the root of our struggles often lies in fear. Through personal anecdotes and heartfelt insights, he explores how we can find tactical answers easily but struggle to act due to underlying fears. Discover the power of embracing the quiet, calm voice within us, urging us to slow down and find contentment amidst a world demanding more, bigger, and faster. Do you want announcements about future retreats at Carl's home? Just tell him where to send your invitation: https://dancingwithdragons.com/

In this episode of Behavior Gap Radio, Carl shares a personal story about the doubts and uncertainties that sometimes accompany his work. While grappling with feelings of insignificance, he received an uplifting voice memo from a friend who credited Carl's work for inspiring a major life decision. This touching moment reminded Carl of the importance of expressing gratitude and acknowledging the impact others have on our lives. He encourages listeners to reach out and thank those who have influenced them, underscoring that even those who seem confident might need a reminder of their positive impact.

Carl talks about scaling businesses on today's episode of Behavior Gap Radio. Listen to him address the common concerns of expanding impact, revenue, and client base. Drawing from his own experiences and ongoing reflections, Carl emphasizes the importance of focusing on immediate, small steps rather than overwhelming long-term goals. He shares the wisdom of "doing things that can't scale," and complements his advice with David White's inspiring poem, "Start Close In." It's time to remind ourselves to prioritize the next actionable step, embrace simplicity, and cultivate personal questions over external pressures!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode, Carl reflects on his experiences hosting the podcast "50 Fires," where he explores the deep connections between money and meaning. He shares surprising insights from guests who vividly recall their earliest money memories and reveals how these unspoken stories influence their financial decisions. Drawing on a powerful Carl Jung quote, Carl emphasizes the importance of bringing these hidden narratives to light. He encourages listeners to engage in meaningful conversations about money, suggesting a simple yet profound exercise: Ask someone close to you about their earliest money memory and reflect on its impact!Listen to 50 Fires: Money and Meaning with Carl Richards: https://apple.co/47o5vP0

Carl critiques the concept of extreme delayed gratification, likening it to a competitive sport. He shares a story of a debate over how to eat a muffin to illustrate how our culture often places too much emphasis on postponing joy! Carl argues that this mindset can lead to missing out on meaningful moments in life. He encourages listeners to embrace the present, enjoy simple pleasures, and prioritize experiences that bring happiness and connection.

In this episode of Behavior Gap Radio, Carl talks about fear-based financial planning. He explores why many of us tend to delay gratification and make financial decisions driven by fear. Carl suggests that this behavior is often influenced by a societal overemphasis on saving for the future at the expense of enjoying the present. He makes a connection between this mindset and the idea of earning one's way to a better future, akin to an afterlife or heaven. Carl unpacks these ideas and challenges the fear-driven narratives that dominate much of the financial advice industry!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl shares insights from his recent conversation with Barry Ritholtz, host of Bloomberg Radio's "At the Money." Carl discusses a common question: Why do we often make irrational investment decisions, like buying high and selling low, despite knowing better? Listen in on an exploration of behavioral finance, the psychology of investing, and practical strategies to avoid common pitfalls!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Carl missed a few days of podcasting, and he shares the mixed emotions it stirred! He tells listeners about his internal debate about balancing self-compassion with commitment and how his approach to these situations has evolved over the years. Keep listening because Carl updates listeners on some exciting projects he's been working on, including building The Society of Advice, writing a new book, and preparing for an upcoming retreat at his home in Park City, Utah. Get notified about Carl's next retreat here: https://www.dancingwithdragons.com/Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode of Behavior Gap Radio, Carl dives into the concept of confirmation bias, illustrating its insidious nature through personal stories. He recounts his own experiences, from avoiding the scale on days after poor eating choices to misinterpreting dates for a wilderness first responder course, to demonstrate how this cognitive bias leads us to ignore evidence that contradicts our beliefs. Carl explains how confirmation bias protects our ego by reinforcing our existing views, making it challenging to accept that we might be wrong. He offers practical advice on combating this bias by intentionally seeking out contradictory information and considering alternative perspectives. Join Carl as he explores the pitfalls of confirmation bias and shares strategies to overcome it!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/