The ifa Show

On this episode, the Australian fintech provider sat down with host Neil Griffiths ahead of his appearance at the 2022 Adviser Innovation Summit events in June to talk advisers coming out of the pandemic and why the goals discussion is so important. "The industry's come a long way in the last decade or so, especially in the area of goals and how goals fit into the advice process, because really you can't be giving advice to a client in a segment of advice if the client doesn't have a goal associated with that advice," Hans said. "Why are you providing advice there, if the client doesn't want to do something there? "So the goals discussion has become very important for that reason, but also because it's actually what the client wants to do, that you, as the adviser, should be focusing on."

On a new episode of the ifa Show, the creators of a new survey looking at the mental and emotional health of financial advisers in Australia join the show. Philippa Hunt, director of Artemis Investments, and Steve Prendeville, founder and director of Forte Asset Management, sit down with host Neil Griffiths to discuss the new survey and what inspired them to put it together. "What are we trying to achieve, let's quantify the problem and hopefully build some support systems and professional referrals," Steve said. "Also, I think if the minimum we achieve is that people understand it and know that they're not alone. And then hopefully if we've got some data we can speak out and up, back up to government and try and sort of quantify these unintended consequences of mass legislation in a short period of time." Philippa and Steve also talked about the role that government and regulators play in the matter and if they are providing enough support. If you are suffering from depression, anxiety or suicidal thoughts, or you're worried about someone else and feel that urgent professional support is needed, contact your local doctor or one of the 24/7 crisis agencies below: Beyond Blue: 1300 22 4636 www.beyondblue.org.au Lifeline: 13 11 14 www.lifeline.org.au Suicide Call Back Service: 1300 659 467 www.suicidecallbackservice.org.au The ifa Show is brought to you by Sharesight

On this week's ifa Show podcast, David Carney – CEO of local outsourcing company Virtual Business Partners – joins host Neil Griffiths. On this episode, David and Neil discuss the declining number of advisers in Australia, which is predicted to reach 13,000 by the end of 2023. David shares his thoughts on the matter and what the industry can be doing to not only curb the trend, but also attract new entrants. "We definitely have some challenges within the education sectors to promote people taking up the courses and that's obviously something that we need to look at as an industry…" he said. "But I think the consolidation is, certainly, for the independent firms that we deal with, is actually a great opportunity. "And we're just seeing a marketplace…where a lot of the foundation people that started businesses are reaching retirement age, et cetera. It's consolidation before the next probably phase of growth, but lots of opportunity for those that stick in the industry." The ifa Show is brought to you by Sharesight

Host Neil Griffiths is joined by Synchron's new general manager – compliance, Phil Osborne. On this episode, Phil discusses the current state of compliance and regulation in the advice industry and what needs to be done to improve it by government, the regulators and the industry. Phil also addressed the contentious topic of education standards in the sector and what that could mean for advisers post-election. "Let's be smart about it. I think that there's been a lot of knee jerk reaction," he said. "A lot of people that are making very well-intentioned and great ideas come forward, but they just haven't stopped to consider what it actually will take for the practitioner to be able to implement that effectively and still actually meet their ongoing obligations to service their clients." The ifa Show is brought to you by Sharesight

On a special episode of the ifa Show, host Phil Tarrant is joined by MAJGEN (Ret'd) Marcus Thompson, former head of the Department of Defence's Information Warfare Division. Following Prime Minister Scott Morrison and the Australian Cyber Security Centre's (ACSC) warning to Australian organisations that malicious activity may have local ramifications on the back of Russian-linked cyber attacks on Ukraine, Phil and MAJGEN (Ret'd) Thompson discuss Russia's history of cyber war and how this vector will continue to shape peace and conflict in the future. This episode also looks at the impact of cyber warfare on Australian businesses, including Australian financial advisers who hold valuable client data in their books. The ifa Show is brought to you by Sharesight

On a new episode of the ifa Show, host Neil Griffiths is joined by award-winning financial adviser and the founder and CEO of WOW Women's Group, Tracey Sofra. To coincide with International Women's Day this week, Neil sat down with Tracey to discuss the state of gender equality in the Australian advice industry, how far it's come and how much more it's got to go. "We're around the 15 to 20 per cent representation, which that figure's been around for quite a while, [it] hasn't changed a lot," Tracey said. On this episode, Tracey also expressed why financial planning should be considered both as a career and client by women. "I think it's a magnificent profession for women, so much flexibility. It is a tune to our natural abilities as women from a compassionate point of view, from an emotional intelligence connectivity view, it allows great flexibility," she said. "[Women are] more comfortable with female financial advisers… women out in the community need advice and when they seek it, there's not enough of them in the industry to provide that advice." The ifa Show is brought to you by Sharesight

On a new episode of the ifa Show, host Neil Griffiths chats with the Financial Planning Association (FPA) CEO Sarah Abood. After taking over from former CEO Dante De Gori late last year, Ms Abood sat down to discuss a number of current issues in the advice sector, including compliance and regulation and heated debate about the current education requirements. "What's missing for me in a lot of the conversation right now is probably a deeper discussion about whether the standards are fit for purpose and for the different types of practises that many advisers have," she said. "The anger about the current requirements that I've seen has often come from advisers who are specialising in a particular area of advice, and I can really understand the frustration of an adviser who might be practising in, say, personal risk and the fact that they're being asked to go back to uni and do tertiary level of qualifications, in some cases for many years, in areas in which they don't practice is infuriating. "I think we should be talking more about specialisations, and I think [we] should be recognising those in the standards, and I really hope that that's taken on board." Listen to the full episode here.

In this exclusive podcast, shadow financial services minister and shadow assistant treasurer, Stephen Jones MP, joins Momentum Media's editor of mortgages Annie Kane to chat through the ALP's assessment of the financial services industry. Mr Jones dissects the government's treatment of advisers and outlines Labor's plans to revamp education requirements. Tune in to find out: Why fixing the advice area is the greatest unfinished business in the financial services area His thoughts on FASEA education changes and Labor's pledge to experienced advisers The government's proxy advice regulations and why Labor disapproves And much more! The ifa Show is brought to you by Sharesight

Helen Baker – financial adviser and founder of Australia-wide service On Your Own Two Feet – joins this week's episode of the ifa Show. Helen joined the podcast with host Neil Griffiths to discuss the vastly different advice strategies when working with retirees and Millennials and the biggest challenges and opportunities that brings for financial advisers. On the episode, Helen also discusses challenges and opportunities for advisers themselves in 2022 and beyond particularly coming off a year that saw a high number of reforms introduced. "There is so much opportunity. I think it's a great role. I love, love, love what I do with clients and seeing their lives the way they are and engaging with people. And I think most advisers do, which is why we do it," Helen said. "But I think that 2026 is going to be another deadline. And the big problem is we are letting a lot of people go, who have an enormous amount of experience, who can be great leaders and great mentors, but the way that it sits right now, there's not really an incentive to bring a brand new recruit on out of university and put them in your office. It's just too expensive and it's more time commitment." The ifa Show is brought to you by Sharesight

On a new episode of the ifa Show, BT's head of managed accounts Zac Leman and head of platforms Chris Mather joined host Neil Griffiths to talk about the rise of MAs. Zac and Chris discuss how managed accounts have gone from a niche to mainstream offer for advisers over the past 20 years and why the pandemic has accelerated its importance. "They're becoming the go-to solution for many advisers and they can be purpose-built for boutiques as well as large advice practices," Zac said. Chris added: "It's also a really good way to manage the cost of delivering advice. And there's a consistency that all clients are getting exactly the same investment outcome without operational delay of implementation activities. "And it means that advisers' value propositions, in many cases, have also evolved away from being the execution and investment manager to managing the investment manager and really focusing on strategic advice." Listen to the full episode here.

On a new episode of the ifa Show, host Neil Griffiths is joined by Asia-Pacific chief executive of digital advice provider Ignition, Craig Keary. On this episode, Craig discusses the importance of digital advice, how much the COVID-19 pandemic has accelerated its adoption and why it will change the future of the industry. "The impact on this is going to be long-lasting. So I think we've got to be prepared. The consumers need help," he said. "I was out with a friend on the weekend, and people are considering, 'Well, do we leave Sydney? Do we downsize? Do we move somewhere else? Do we adopt a slightly different lifestyle?' All of that requires financial advice as well. "So I just think we're in a very fascinating time of our lives, and it's exciting to be in here, and it's a great opportunity for us all in the industry to make this advice more accessible." Listen to the full episode below. The ifa Show is brought to you by Sharesight

On a new episode of the ifa Show, host Neil Griffiths is joined by Challenger Limited's Luke Cheetham. As general manager retail distribution for the company, Luke jumped on the podcast to discuss the incoming retirement income covenant - which will require funds to have a retirement strategy in place for its members – set to come into effect on 1 July 2022. Luke discusses the industry reaction to the covenant and what it will mean not only for retirees, but also the challenges and opportunities for financial advisers. Listen to the full podcast below. The ifa Show is brought to you by Sharesight

On a new episode of the ifa Show, host Neil Griffiths is joined by The Advisers Association's chief executive, Neil Macdonald. Neil joined this week's podcast to discuss two opinion pieces he wrote published on ifa in-depth, regarding why there could be a "mass exodus" of advisers if the current requirement for existing advisers with no degree to have an approved qualification by 1 January 2026 is not addressed. "I think it will be a significant number," Mr Macdonald said. "You've got this demographic thing that adviser ages are increasing anyway. And so that's the risk, I think. There will be people who will retire probably maybe four or five years earlier than they need to." Mr Macdonald discusses his opinion on the matter and what he would like to see government and regulators do before 2026. Listen to the full episode below. The ifa Show is brought to you by Sharesight

As more people return to work for 2022, a new episode of the ifa Show looks at what's in store this year! Host Maja Garaca Djurdjevic is joined by fellow presenter Neil Griffiths who recently sat down with some advisers and industry figures such as Lifespan Financial Planning chief executive Eugene Ardino and Women Talking Finance's Karen Eley to discuss their hopes for the sector in 2022. "We're such a passionate profession, driven to help make our clients' lives better but are becoming increasingly disempowered by the regulatory compliance burdens and costs," Karen said. "I want to see a focus on [advisers'] wellbeing and recognition of the importance of what our industry does for Australian families' financial security." Listen to the full episode below. The ifa Show is brought to you by Sharesight

Before we kick off a new year of podcasts, we're running you through the biggest episodes of 2021! Host Maja Garaca Djurdjevic is again joined by fellow presenter Neil Griffiths to talk about the five most-listened-to podcasts of last year. Topics that most caught listeners' ears in 2021 included what the financial adviser of 2025 will look like, single-adviser practices and what's next for AMP advisers. Tune in as Maja and Neil look at each episode and discuss why the episodes were some of the most-listened-to of the year. Listen to the full episode below. The ifa Show is brought to you by Sharesight

On the final episode of the ifa Show for 2021, host Maja Garaca Djurdjevic is joined by fellow presenter of the podcast, Neil Griffiths, to talk about the year that was on the ifa website. Maja and Neil go through the top five most-read stories on the website this year, including articles that look at adviser numbers, the FASEA exam and ASIC regulations. As well as looking at the stories, Maja and Neil also discuss any possible updates or progressions on the subjects since they were published in the year. The ifa Show is brought to you by Sharesight

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by Alison Dellow to chat about the importance of client engagement. With the pandemic putting a temporary pause to face-to-face meetings, advisers were forced to turn to technology to facilitate their client meetings. In this podcast, Alison Dellow from Hewison Private Wealth talks about the power of technology and how it has altered accessibility and strengthened the adviser-client relationship. Allison also touches on whether advisers are doing enough and what more they could be doing to enhance engagement. The ifa Show is brought to you by Sharesight

On a very special episode of the ifa show, host Neil Griffiths is joined by Greg Cook of Eureka Whittaker Macnaught and Mia Johnson of Keyman Financial Services to talk all things FASEA. With responsibilities to be wound up at the end of the year, this episode looks at FASEA's work and exams through Greg, who has been in the industry for 30 years, and Mia, who is midway through her professional year. Greg and Mia also discuss a recent opinion piece published on ifa by The Advisers Association's Neil Macdonald, who said advisers would exit the industry in droves if the current requirement for existing advisers with no degree to have an approved qualification by 1 January 2026 is not addressed. "I don't know whether I'd term it as a mass walkout, but certainly the number of advisers is going to decline, while the number coming through on the Professional Year is picking up from what I can see, the number of advisers that will have to leave the industry will be much higher," Greg said. Mia added: "My concern at the moment is that when the time comes, 2026 rolls around, I feel as though we're almost not going to have an industry left because everybody's going to leave. So what I'm really passionate about at the moment is getting younger people into the industry." The ifa Show is brought to you by Sharesight

On a new episode of the ifa Show, host Maja Garaca Djurdjevic is joined by the managing director of HUB24, Andrew Alcock.Andrew joined the podcast to talk about the role platforms are expected to play in helping reduce the time and cost it takes to implement advice.Andrew also touched on the power of technology, detailing why he believes technology is key to servicing the growing pool of Aussies needing advice."We can't help Australians who need advice if we don't embrace more technology," Andrew said.He also stressed the importance of collaboration between advisers, tech providers and the government to embrace the many opportunities technology creates."Our goals are about ultimately reducing the cost of risk. If you just don't get reliable information, how can you manage your compliance and your risk?"I think there's definitely an appetite for people to embrace technology, but it has to work. And my view is that this industry is yet to collaborate to really make it work."Collaboration's going to be key." To find out more, tune in below.

On a new episode of the ifa Show, host Maja Garaca Djurdjevic is joined by Adele Martin, multi-award-winning certified financial planner and the founder of the Savings Squad Podcast and My Money Buddy. Adele joined the podcast to talk about the largest handover of wealth in history and what advisers must do to engage this new, hip and technologically savvy audience of Millennials. Adele talks about the time-poor, sandwich generation that is challenging advisers and their existing practices. She chats about the challenges and the opportunities created by the $3.5 trillion wealth transfer, providing some practical solutions for advisers to adopt today. "One of the big things is the online calendar. With your retirees, you might have rung them to book an appointment, but millennials will screen your calls… So online calendar bookings are a must," Adele said. "The other thing I would say is talk to them how they want to be spoken to. They don't want to necessarily be on the phone to you, so can we make it text communication?" To find out more, tune in below. The ifa Show is brought to you by Sharesight

On a new episode of the ifa Show, host Neil Griffiths is joined by Altius Asset Management CIO Bill Bovingdon. Bill joined the podcast to discuss why ESG is essential for risk management and how bonds are advantageous for responsible investors. As well as discussing Altius' Green Bond Fund, Bill explained why demand and interest are rapidly growing in the sustainable investing space and that in the next decade, it would be "impossible" for Australian investors to not be engaged. "It's going to be a prerequisite basically. It would be like a borrower trying to come to market without audited accounts if they didn't have a sustainability plan," he said. "We've already seen that playing out politically, locally, where one of the big motivations for net zero by 2050 was a recognition that international investors and providers of capital were going to make us pay for not having good sustainability policies. "I think now that's going to happen at every level, government, corporate, and so on."

In a new episode of the ifa Show, host Maja Garaca Djurdjevic is joined by Charter Hall direct chief executive Steven Bennett to discuss the benefits of investing in commercial property. Overseeing more than $8 billion of assets on behalf of self-managed super funds, Steven knows a thing or two about the cruciality of a diversified portfolio, one that taps into the benefits of commercial property in particular. Steven gives his thoughts on industrial property and why it will remain highly desirable, as well as dispelling the common "death-of-the-office" myth. He also explains the differences and similarities of investing in unlisted direct property versus listed property securities funds, and why advisers may want to choose an actively managed property securities fund over an index fund. Moreover, Steven reveals the sectors Charter Hall is currently looking at for diversified portfolios.

On a new episode of the ifa Show, host Maja Garaca Djurdjevic is joined by special guest and executive director of the Association of Independently Owned Financial Professionals, Peter Johnston. Ahead of his appearance at the ifa Future Forum, Peter joins Maja to give a sneak peek into the topics he'll be discussing next Wednesday (17 November). Peter talks about some of the most burning issues in advice today, including cost, compliance and the toll they are having on advisers' mental health. But Peter does see a light at the end of the tunnel. Tune in to hear more and join us at the ifa Future Forum, for free, next Wednesday (17 November). The ifa Show is brought to you by Sharesight

On a new episode of the ifa show, host Neil Griffiths is joined by special guest and head of asset manager Milford's Australian business, Kristine Brooks. Neil and Kristine look at the Australian markets over the last 12-18 months and what's to come as the country emerges from the COVID-19 pandemic. "It's been an incredible period," Kristine said. "I think if you had have asked me at the start of the pandemic where we were really starting to get a lot of noise around the seriousness of this virus, I would not have anticipated the market outcome that we've actually seen unfold. I would have expected a lot more volatility and potentially under performance… " Kristine said that at Milford, the team has been committed to clients' investment performances. "We also turn our sights to downside protection and making sure that our portfolios are positioned well, if we are to hit periods of volatility, " she said. "For that reason, we've definitely seen some strong out-performance over the period which is great." Milford disclaimer: Equity Trustees Limited ("Equity Trustees") (ABN 46 004 031 298), AFSL 240975, is the Responsible Entity for the Milford Investment Funds. Equity Trustees is a subsidiary of EQT Holdings Limited (ABN 22 607 797 615), a publicly listed company on the Australian Securities Exchange (ASX: EQT). Milford Australia Pty Ltd ABN 65 169 262 971 (AFSL 461253) has prepared this advertisement as investment manager of the Milford Investment Funds. The Product Disclosure Statements for the Milford Investment Funds are available here. The Milford Investment Funds Target Market Determinations are available here. The Target Market Determination is a document describing who this financial product is likely to be appropriate for (i.e. the target market), and any conditions around how the product can be distributed to investors. It also describes the events or circumstances where the Target Market Determination for this financial product may need to be reviewed. Past performance is not a reliable indicator of future performance.

In a new episode of the ifa Show, host Neil Griffiths is joined by Midwinter chief commercial officer Steve Davison to discuss the accessibility of advice. Steve gives his take on the current state of accessibility of advice, what the biggest challenges are moving forward both for the industry and consumers, and what regulators can do to improve access to advice. "For me, as a technology provider, I would like to have my prospective clients, which is advice businesses, have more confidence to innovate around technology," he said. "To do this they need confidence around where the boundaries sit around scoping advice, what is in and out of scope and what level of effort is required beyond that. "The client may want something that is very simple at the moment, but some of the regulations could be interpreted that you have to ask more questions than perhaps what the consumers are really wanting to ask or have done."

In a new episode of the ifa Show, host Neil Griffiths is joined by Macquarie Fixed Income portfolio manager Gary Ding. Gary joins the podcast to discuss the impacts of the COVID-19 pandemic on the Australian economy, the market outlook and why it's unlikely we'll ever get back to where it was pre-pandemic. "I don't think we'll ever get back there," he said. "I can't see how we can get back to the old normal. In fact, from an investment management point of view, we have to adapt into this new environment where asset prices are more associated with the policy trajectory from the central bank, rather than what's happening in the real economy." In the episode, Gary also discusses the challenges investors faced over the last 12 to 18 months and what the biggest opportunities will be coming out of the pandemic.

In this special episode of the ifa Show, ifa editor Maja Garaca Djurdjevic is joined by co-host Neil Griffiths to look at the week's biggest stories. Maja and Neil discuss Australian Advisory's latest research paper which outlined the biggest concerns of advisers moving forward, on the back of news that the total number of advisers in Australia has dropped below 19,000. Meanwhile, earlier this week, the Financial Services Council (FSC) released a new white paper which proposes a framework that the peak body claims could reduce the cost of providing financial advice by almost 40 per cent. Maja and Neil discuss the paper and the reaction to the recommendations within the industry. The ifa Show is brought to you by Sharesight

This week's episode of the ifa Show is joined by Camilla Love, creator of the Future Females in Finance (F3 Project) and the managing director of eInvest. Camilla joins host Maja Garaca Djurdjevic to discuss women in finance and where in particular there are gaps in the sector. "… finance actually from a top level, doesn't look too bad. I think it's a 45 per cent male–female relationship," Camilla said. "But then when you go into specific pockets of finance, you look at financial planning, you look at investment management, these focused areas, there's an absolute gap, huge gaping gap. "In the 20 years that I've been in the industry, has it got better? I'm not sure."

The ifa Show podcast is joined by 2021 ifa Excellence Awards finalist and CEO of Lifespan Financial Planning, Eugene Ardino Eugene discusses the incredible feat with host Neil Griffiths as well as an overcompliance in the advice industry just days out from more regulation coming in relation to breach reporting, hawking and information sharing which he said will cause an "explosion" in the sector. "I think four of them directly impact financial advisers, which is something that I don't know that we've seen too many times in the past," he said. "Plus, there's been other new legislations or drastic changes to legislations that have happened this year. So, this is all flying through into the back-office cost of advisers, which then gets passed onto consumers." As well as going for his third straight Dealer Group Executive of the Year win this year, Eugene is also up for Industry Thought Leader of the Year.

In a new episode of the ifa Show, host Neil Griffiths is joined by joint managing director of Netwealth, Matt Heine. Matt goes through the tech company's fifth annual AdviceTech report which proved to be a defining one for the advice industry. "Not surprisingly this year, there's been a real focus on the outcomes of COVID. And I think in many ways, despite the fact that we've been doing it for five years, over the last four years, we haven't actually seen a lot of change in the technology adoption of advisers," he said. "Since COVID's occurred, obviously, our whole lives have moved online. Everyone's had to reinvent the way that they do business, the way that they engage with new clients, the way that they service their existing clients. "And as a result of that, we've seen very meaningful changes in not only the scores, but also the intentions of the industry and from us as a tech provider." Matt shares his biggest takeaways from the report, what the technological adoption by advisers will mean for the future and predictions for 2022.

This week's episode of the ifa Show features Timothy Munro, CEO and director of Change Accountants & Advisors. Timothy joins Maja Garaca Djurdjevic to discuss the red tape and bureaucracy thrust on advisers as well as the recent ASIC levy relief announcement. Timothy also shares his personal experience with the FASEA exam and why he thinks there is something fundamentally wrong with the industry. Lastly, he touches on the need for the government to listen to the concerns and thoughts of mum and dad advisers, who essentially make up a bulk of the industry.

This year's R U OK? Day serves as an important reminder to open up the conversation on mental health, both in the workplace and at home, according to David Coleman, member for Banks and Assistant Minister to the Prime Minister for Mental Health and Suicide Prevention. In this special episode, join Momentum Media director Alex Whitlock as he speaks to Mr Coleman. Together, the pair discuss the importance of shining a spotlight on mental health issues, share why the consequences of stigmatising mental health are significant, and reveal how you can make a difference to your workplace, community, family and friends.

This week's episode of the ifa Show features special guest and Coastal Advice Group CEO Daniel Brown. Daniel joins host Neil Griffiths to discuss the NSW practice and his take on recent movements in the industry, including the recent news of the ASIC levy relief. As well as giving a sneak peek into a new business, Daniel also discusses another company he owns — MBS Advisory — which aims to provide outsourcing marketing solutions for advisers. He shares his tips on how advisers and advice groups can build their brand, social media and content to ensure clients are lining up for their services.

Tony Machin has worked in the financial services industry for over 35 years and was considering retirement before he instead opted to take the FASEA exam and passed the first time. Tony, who works with Equilibrium Financial Services, joined this week's episode of the ifa Show to share his story with host Sarah Kendell and what inspired him to stay. "It was important that I left the industry on my terms," he said. "I was determined to do the FASEA [exam] and I was confident that I could do it once." In this episode, Tony also shares his thoughts on the exam process and the current landscape of the advice sector.

Pride Advice chief executive Brett Schatto joins this week's episode of the ifa Show podcast with host Neil Griffiths on the back of the firm's 2021 Practice of the Year award; the company's fifth win.Brett tells his story about working as a detective in the South Australian Police Force and the eventual move to the advice industry.As well as sharing his passion about his work with Pride Advice, Brett discusses his view about the role of financial advisers and their ability to deal with the unexpected.

Since moving from an institutional to a non-aligned dealer group several years ago, Fitzpatricks senior financial planner Bobbe Duncombe has also made the transition from employed adviser to business owner. In this episode of the ifa Show, Bobbe discusses with host Sarah Kendell the most important lessons she's learned in running her own advice practice, particularly the need for soft skills as well as number-crunching to stay sane in the more challenging times. Bobbe also unpacks how to build a compelling holistic advice offer with clients and referral partners, and the strategies she is using to make the transition to a more flexible four days a week office.

On a new episode of The ifa Show, host Neil Griffiths is joined by Prad Navaratnam – founder and managing director of paraplanning service Advice Lab. Prad shares his story of working in the financial services industry with IOOF and eventually bringing his interests in data and numbers to another passion – sport. Prad talks working with NRL teams like the Sydney Roosters and the West Tigers, as well as the Sri Lankan cricket team since relocating to Sri Lanka with Advice Lab.

In this episode of the ifa Show, host Sarah Kendell is joined by award-winning adviser Nathan Fradley of Lime Financial Planning. Nathan, who's a certified ethical investment adviser, to talk about why he decided to get into ESG as a specialisation and what types of clients he finds are most interested in investing their money for good. Nathan also discusses his work in bringing US ethical research tool Ethos to Australia and how advisers can drill down deeper into the at times superficial ratings that ethical products receive, as well as more actively screening and reporting on the ethical impact of holdings within a client's portfolio.

One of Australia's top advisers joins a new episode of the ifa Show. On the back of top 10 ranking in the Barron's top 100 advisers for 2021, Partners Wealth Group (PWG) managing director Mathew Cassidy joins the podcast to discuss the achievement and the history of the business. Mr Cassidy also shares his tips on working with clients, building their portfolio and showing them the importance and benefits of wealth management. For more on affordable advice strategies, be sure to check out the ifa Future Forum taking place at the Four Seasons Sydney on 8 October. Click here to learn more about the ifa Future Forum and register your interest

Elder financial abuse has unfortunately increased since the onset of the COVID pandemic, and is set to rise in the long term in line with Australia's ageing population. In this episode of The ifa Show, Protecting Seniors Wealth chief executive Anne McGowan joins host Sarah Kendell to talk about the worrying trend of elder financial abuse. Anne discusses what may drive someone to commit elder abuse and the signs to watch for that a client may be being taken advantage of. She also unpacks why advisers may be reluctant to intervene in elder abuse and the potential legal consequences for not acting to prevent potential abuse.

Just 15 per cent of Australians seek financial advice and consumer research shows that most clients do not see the value in advice delivered at the common price point of $3,000 – so, how can that be addressed? On a new episode of the ifa show, host Neil Griffiths is joined by financial adviser- turned money coach and chief executive and founder of Women Talking Finance, Karen Eley, to tackle the issue. As well as sharing a bit about her background and career transition, Karen gives her take on the issue of affordability and access to financial support and what both the sector and consumer can do in finding a solution. For more on affordable advice strategies, be sure to check out the ifa Future Forum taking place at the Four Seasons Sydney on 8 October. Click here to learn more about the ifa Future Forum and register your interest.

The need for financial advisers to embrace technology has only been accelerated on the back of the COVID pandemic and Sharesight is one online portfolio tracking tool many are turning to. On this episode of the ifa show, host Neil Griffiths is joined by Chris Stojcevski from Sharesight's partnership team to discuss exactly what the tool does and why it's proving to be incredibly popular within the sector. As well as sharing the progress of Sharesight since its inception to today, Chris details the structural trends of financial advisers moving away from platforms to reduce costs for their clients and how his experience at June's AI Summit drove that point home. https://cutt.ly/sharesight

Advice affordability is a popular subject in industry conversations at the moment, with a raft of new compliance obligations coming in off the back of the royal commission and the cost of advice continuing to rise. In this episode of the ifa Show, Asendium co-founder and chief executive Scott Miller joins host Sarah Kendell to unpack some of the issues surrounding advice affordability and how he believes they can be solved. Scott reflects on his former career as an award-winning adviser and struggles he faced with keeping costs down and implementing the best technology in his business. He also discusses how long it's taking many advisers to produce an SOA currently and why better collaboration between licensees, advisers and technology providers is key to improving the productivity logjam currently facing practitioners.

In this episode of the ifa Show, multi-award-winning adviser Hugh Robertson joins host Sarah Kendell to discuss his practice's goals-based approach to advice and investment and the benefits of being part of a cooperative licensee model. Hugh unpacks how the concept of goals-based advice has evolved over the years and what practices can do to effectively tie clients' values to their investment strategy, keeping them on track to achieve long-term goals that are important to them. He also looks at the process of setting up a boutique adviser cooperative that can allow practices to be more in control of their own destiny from a licensing perspective, and gives his thoughts on how the advice industry will emerge from the current challenging period.

Accessibility of advice has become a key topic of discussion in the industry as the cost of advice rises and the adviser exodus exacerbates supply issues for "mum and dad" consumers. In this episode of the ifa Show, Midwinter head of product Ivon Gower joins host Sarah Kendell to discuss how digital advice can help educate and engage lower balance clients to get started on their advice journey. Ivon looks at the simple ways for advisers to get started on a digital advice strategy and how practices are using digital tools to make the advice process more seamless and engaging for clients. He also unpacks how large institutions are introducing super fund members to the advice process and the learnings that independent practices can take from this.

In this episode of the ifa Show, WealthO2 managing director Shannon Bernasconi and chief distribution officer Andrew Whelan join host Sarah Kendell to discuss the latest developments in the platform space as advisers grapple with the need to automate and reduce their cost of advice. Shannon and Andrew touch on how adviser platforms are dealing with regulatory change such as the incoming fee consent rules, and whether advisers have lost trust in some of the incumbent players. They also look at why innovation in the advice technology space has historically been slow and how advisers can capture more margin in a fee-for-service world.

In this episode of the ifa Show, Praemium head of distribution Martin Morris joins host Sarah Kendell to discuss some of the latest research the group has conducted around adviser benchmarking, and how platform selection and managed account usage are adding to practice bottom lines. Martin Morris, who is presenting at the Adviser Innovation Summit event series in June and July, uncovers some of the key statistics around how the use of managed accounts can impact adviser admin time, and how having a detailed strategic plan in place can optimise the way practices use the investment structures. Martin also touches on the evolution of platforms from their beginnings as an all-in-one adviser business tool to a more competitive multiplatform marketplace, and discusses some of the key business benchmarks practices should be aiming for if they want to be performing at the top of their game.

Ahead of his presentation at the Adviser Innovation Summit next month, Implemented Portfolios general manager of partnerships and distribution Phil Pilgrim joins the ifa Show to discuss the evolution of managed accounts from their initial adoption to the bigger question of how they can be optimised in adviser practices. Phil discusses why some advisers may still be sitting on the fence about using managed accounts and the challenges of using traditional managed accounts with a more bespoke client base. He also unpacks how practices can strike a better balance between automation and an individualised approach to client portfolios, and provides tips around approaching the managed account conversation with clients.

In this episode of the ifa Show, BT head of financial literacy and advocacy Bryan Ashenden joins host Sarah Kendell for a deep dive into some of the specifics announced in this year's budget and how advisers can factor these into their planning with clients. Bryan unpacks some of the new concessions for retiree clients, including the extension of downsizer provisions and two-year amnesty on legacy retirement products. He also details the benefits for women, part-time workers and younger investors, and what these changes mean for advisers with a federal election looming.

The transition to annual opt-in agreements is just around the corner and advice practices are having to reassess how they clearly articulate and deliver on client goals to make clear the value the client is getting from their fee each year. In this episode of the ifa Show, host Sarah Kendell is joined by AstuteWheel managing director Hans Egger to discuss some of the concerns and challenges for advisers when transitioning their practice to focus on goals-based advice. Hans talks about what's on practitioners' minds as the annual opt-in start date approaches and how the best performing practices are clearly demonstrating value when it comes to the all-important annual review. He also unpacks how advisers can look at new business models such as scaled advice delivery using technology and what software providers are most focused on in their drive to assist adviser efficiency as the industry evolves.