The Canadian Real Estate Investor

We sit down with Hooman Tabesh, the founder of Alliance REIT, Alliance is making waves in the missing middle space in some Toronto Neighbourhoods, buying, adding units, and returning profits to investors. At what point can someone actually turn their portfolio into a REIT? Investing as little as 20k through your RRSP or TFSA What are the main benefits and drawbacks of the REIT structure? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Attend a Meetup meetups Get Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

We sit down with Mike Woolf to talk Building products, specifically soundproofing and how to build with end users in mind. how to build using the right materials for ROI, How to comply with code Noise is the number one tenant complaint If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Attend a Meetup meetups Get Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

WHO you need to more add units to your properties - we’ve already covered the WHAT - that could be a current investment property, or one you’re planning to buy, and they WHY is because you are, or are trying to become an investor. A planning team, a municipal planner, but this could also include consultants for studies like environmental, forestry (trees), site plan control, landscape architecture For drawings - you need an engineer or comparably qualified person to stamp the drawings. You can submit “homeowner drawings”, but you likely need professionals like architects, BCIN, and engineers Building - you need a general contractor If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Meetups - next one Kitchener Waterloo - July 17th realestatemeetups.ca Merch - realestatemerch.ca Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

The Bank of Canada’s quarterly Indicators of financial vulnerabilities page - indicators we use to track the evolution of two vulnerabilities in the Canadian economy: the elevated level of household indebtedness and high house prices. we’re also going to be talking about the Bank of Canada’s evil arch-nemesis… inflation! Inflation is at its lowest since 2021 based on CPI But… Mortgage costs rising at almost 30% annually Without mortgages, CPI would have been 2.5% If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Meetups - next one Kitchener Waterloo - July 17th realestatemeetups.ca Merch - realestatemerch.ca Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

Lots of news happening, and it seems like the media has taken a more bearish tone; Canadian banks facing pressure to increase the amount of cash they hold CIBC being under remediation for letting people take on too much mortgage debt Toronto’s condo market being in a “moment of reckoning” If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Meetups - next one Kitchener Waterloo - July 17th realestatemeetups.ca Merch - realestatemerch.ca Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

In our 100th episode we look at Canadas population hitting 40 million, and how it stacks up to other countries & GDP's How Passive is real estate investing? How much money do you need to be a Real Estate Investor? Do you need to be good at math and accounting to be a good investor? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are talking about interest rates, the history of interest rates, the literal highs & lows, we also chatting on real, negative and neutral rates. A $1M mortgage over 30-year amortization at 5.5% pays $1.03 million in interest On that mortgage you’d pay $262,000 in interest over a 5-year term … and just $76,000 in principal We look at rate fluctuation since the 1930's and analyze cycles Decade by decade changes and the correlating economy and home prices If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] TCI Meetup Event Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

We are looking at Private Mortgages, a deep dive, into who uses these loans, and for what, The terms, rates and ratios of private mortgages How to calculate the payments on private mortgages terms Based on data from the CMHC, non-bank lenders originated $183.61 billion worth of mortgage loans in 2021 If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We’re talking about the most important metric to your real estate investment, DSCR, Debt Service Coverage Ratio. The list of cities that were most searched in Canada in Q1 of this year. 1st was Calgary then Toronto and Ottawa Both real estate investors and lenders use the debt service coverage ratio when analyzing rental property performance What is a DSCR, whats a good and bad one and how to calculate If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In todays show we talk about the Bank of Canada and its Rate Decision, We also look at the IMF and a recent study they released. We also look at CMHC, thats Canadian Mortgage & Housing Corporation and why they say the Canadian economy can’t afford any more rate hikes, so buckle up, this a good one. How the rate hike will affect your variable mortgage IMF Reports high levels of household debt & large share of borrowing issued at floating rates are more exposed to higher mortgage payments resulting in a higher risk of defaults in Canada 46% of respondents in a CMHC said they must adjust their household budget. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We dive into a new report on Condo Investors losing money. What is a Debt Service Coverage Ratio and why its so important Condo deposit insurance & Tarion warranty Condo completion's per person in every major city Cash flowing investments vs. not cash flowing investments If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

One simple tool to compare multiple properties, Cap Rates. We've talked about them on the show a lot, but haven't done a deep dive, until now. Determine the Net Operating Income (NOI) How to calculate a cap rate with examples What is a good Cap Rate? Cap Rate Compression If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We go through a recent Statistics Canada report about real estate investors across the country, their incomes, their locations and their portfolios In 2021, household debt exceeded the size of the economy, with three quarters of the debt tied up in mortgages Established immigrants—those who landed before 2010—comprised a higher share of investors than their share of the provincial populations. Women represented around half of all resident investors in the five provinces If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The Bank of Canada’s Financial System Review is the topic of today’s episode - among other things like inflation going up, and the risk on fixed rates rather than variable rates right now. BoC: Mortgage payments could soar up to 40% in 3-years we’re fighting inflation with inflation, and it’s not working The differences between fixed and variable mortgages & many other types If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The 1% rule & The 2% rule 50% Rule for Expenses & The The 70% Rule for Reno's The 100:10:3:1 rule If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The pre con don, Jordan Scrinko joins us for our first episodes where we focus on condos and more specifically pre construction condos, are they investments? What is pre construction, we go through the whole process How to pick a good project & What happens when a project goes south What investment strategy works best If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The city of Toronto just legalized fourplexes, they made it legal to put 4 units in neighbourhoods lot in the city of Toronto without development charges. We look at how this legislation will affect housing supply, affordability & more. Decline in household size vs. increase in sqft How many empty bedrooms there are in Canada How long will it take to see meaningful change If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We have Patrick Cosette on to chat about his best strategies for your corporate taxes, he also shed his insights the smith maneuver. GST/HST vs Income Tax vs Payroll Tax OPEX vs CAPEX (applies to both personal & Corporate) What is the Smith Maneuver & is it worth it If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

As investors we always should be learning and one of the best ways to do that is to build genuine relationships with other investors, and the best way to do that is networking, and the best place to do that is at events . 15 tips to get the most out of networking ULI has a segment on the Spring Meeting, one of the largest Real Estate Events in the country How to network with intention If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The construction of new homes in Ontario is the highest-taxed sector in terms of production taxes. Developer margin (after tax) 10% Construction workers (after tax) 17% Value of Land and materials 23% Government gets 31% If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We spent the morning touring around beautiful Kingston, Ontario. We were there to look at Multifamily property but also to interview an impressive young man by the name of David, who is the founder and one of the owners of Axon Properties, a PM firm that has grown like crazy and manages 1500 units now and counting. David shares with us the most important lessons he's learned. https://axonproperties.ca/ Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are looking at 12 Lessons from a very successful man who grew a family offices net worth into the billions. What qualifies a family office What services are offered Major ones in Canada and how they all invest in Real Estate. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

What is a Monetary Policy Report & why its important to real estate investing, we look at Changes in borrowing behaviour Substantial increases in borrowing costs & disposable income What Mortgages are Canadians choosing right now If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Canadian Real Estate Association (CREA) has released a new report, we look at the changes in home prices, volume of transactions and more, A great deal of the day in Regina, Saskatchewan for less than 500k seasonal & cyclical market changes Transaction volume is way down If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

The Government has a new program to help first time home buyers, but does it really help? We look at this and other assistance programs A new government program that aims to help first time home buyers Is you primary residence an investment? Down payments & the Home Buyers Plan (HBP) If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

In this special episode we are joined by Adam & Matt Scalena, brothers, brokers, beauties and hosts of the Vancouver Real Estate Podcast. These two have been actively buying, selling and investing in Vancouver and the lower mainland for over a decade and they share their expertise with us, we chatted about: What makes Vancouver so investable Their strategies on picking markets & creating value The power of podcasts If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Vancouver Real Estate Podcast See omnystudio.com/listener for privacy information.

In Chip Wilson's first ever interview on Real Estate we get an in depth look at his holdings, current projects & grand ambitions. Chip is an amazing, charismatic and highly intelligent entrepreneur who changed the fashion game, now he's looking to do the same for Real Estate. We sat with him & David Ferguson, the CEO of Low Tide Properties in their beautiful office in downtown Vancouver & discussed; Why stay & invest in Canada What every young entrepreneur and investor should be doing 100 year real estate strategy How much RE should be in your portfolio If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

CMHC has gamified possibly the best mortgage product in the country. We look at MLI select and how to gain enough points to qualify. Accessibility, Affordability & Energy Efficiency CMHC and their role Borrower & Guarantee Requirements If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

What do Ozark, Breaking Bad and Canadian Real Estate have in common....Money Laundering! The 3 steps to launder money and the 3 V's a $200,000 fine aims to expose money laundering How is Money Laundered into the economy Red Flags you can spot to stop it If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

A new practice is coming to Canadian Real Estate....Open Bidding. We cover this in detail; What is it Open Bidding Why does it matter & what affects will it have on Prices and Process We look at Australia's market which practices open bidding A 10% cap rate for less than 500k In Red Deer Alberta If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

Its a mixed bag episode where we cover an array of great topics: Housing affordability seems to be improving Office Occupancy and return to office Rate pause & what happens next Immigration & Rental housing shortage If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

We are joined by a special guest, a paralegal/property manager who has helped shape our business, we ask her about the following topics; Laws that govern the landlord and tenant relationship Rent control & Evictions How to screen tenants All the forms and notices you need to know If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

How the global banking system crisis could impact real estate investors - specifically trying to answer a few questions: The demise of a few banks, most notably Silicon Valley Bank & Signature Bank. Could we see small similar financial institutions in Canada suffer similar fates? Is Canada’s perception of global strength in finance due to banking oligopoly? Will rates come down sooner as a result of recession? - What do bond yields tell us? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

We start things off by look at a survey that puts real estate as the top wealth building tool for 2023, but is. there a conflict of interest? A sweet deal of the day in Dartmouth at an 11% cap rate How much money can you make renting your roof to a cell provider What is a 15 minute city and why the push for them If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

Today we’re going to do a back to basics episode by request - we will cover the first 3 things you need to do to become a real estate investor: Get a budget - mortgage pre-approval The Big Six Banks Find a market that fits that budget & establish return metrics Find a good property in that market If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

We review a survey from MPC - Mortgage Professionals Canada. MPC basically represents mortgage professionals, like agents and brokers, and they release a great semi annual market report, this is that report; Mortgage renewals - fixed versus variable Home price expectations mortgage affordability & increased debt servicing cost If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Meetups https://www.meetup.com/pro/canadian-millennial-real-estate-investors/ See omnystudio.com/listener for privacy information.

Are higher rates causing these increases in rental and mortgage fraud? Nearly half of Canadians Think mortgage fraud is common, and almost 20% said it was acceptable. The best landlord due diligence story ever Market updates from TRREB Almost all of Canada fits into Ontario Are Constructionists the final price floor If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

Where are the youngest cities in Canada, why are they young and what does that do for the micro and macro economies. Investment property for under 300k in Winnipeg 8% cap rate Age demographics in all the major Canadian markets. Where are the young people going and why does it matter as an investor If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

When is comes to the success any type of investment property it's likely fairly dependent on one thing. Vacancy. In this episode we look at CMHC's report covering vacancy rates across the country. Analyzing & calculating vacancy rates CMHC's housing report on every major city The effects of low vacancy on rent and ownership If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

We have gotten a ton of questions about this, so here it is, your roadmap to your first investment property. Check all these boxes and you will be a landlord. Understanding your WHY to writing a business plan Who’s on your power team an what roles they play Picking you market and picking your assets class Property management and tenants If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

The newest batch of CREA stats are out, we look at whats happening in major markets across the country, we also discuss; A big multifamily deal in a gorgeous neighbourhood Employment and the economy & why new jobs are no good Projected price drops based off prior corrections If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

You've heard us mention it many times over the episodes, Canada is headed late stage housing economy, well what does that even mean!? We cover; Late Stage Capitalism & End Capitalism Who percentage of populations own homes around the world Late stage indicators and how to spot them What this means for Investors in Canada If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

We look at how billionaire Sam Zell built his career in real estate, and take his investing & life principles, explore & unpack them, We take a closer look at Oshawa for the deal if the day Tiff Macklem most recent comments on Interest Rates keep Investing simple If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

News! & lots of it. We cover some great articles that cover the following topics, Toronto thinks it’s the centre of the universe, but the votes are in. And. Its not Mortgage & Title Fraud, what is it and how to defend against it $7500 to build a basement suite for Grandma from the Prime Minister & of Course we will touch on mortgages, both trigger rates and number of arrears If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

We are back at Greybrook’s office today for our second conversation with Sasha Cacuz. He provides valuable insight into what his investment and development team are doing in both Canada and in the USA, specifically Miami. We also discussed; Investing In different assets classes and locations How should operators, investors, or developers be acting in this “new market”? Can Bill 23 have a meaningful impact If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

More people need co signers these days than ever before, but why? We explore why co signing is so prevalent in this market. What is co signing & why its so prevalent now, when you need one and how to get them off title Affordability, Homeownership, & the Canadian Dream The difference between drive till you Qualify and Co Sign till you qualify If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

A new rate hike & the new monetary policy report are changing the economy, sentiment is down and people are reacting in strange ways. Inflation, where it is & where we need it The BoC’s rate hike & monetary policy Bank of Canada overnight rate vs Government of Canada 5-year bond yield Most importantly fixed vs variable rates and how they have been affected If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

In this episode we do an in depth analysis of the Rental Report from RentPanda. It covers 30 major markets across the country and measures them in a variety of ways. Affordability: Household Income Vs. Individual Income Days On Market across the country Rent Rates & what to expect for the rest of the year If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

We start things off in the Garden City with a great Deal of the day, then take things national to talk CREA stats. Zoning Bylaws in Victoria, BC Buyers, Sellers & Balanced Markets National average home price is forecast to decline 5.9% Sales To New Listings Ratio If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.

You know we don’t do many guests, but Patrick Cossette is a goldmine, so, he’s back by popular demand to talk all about everyones favourite topic....Taxes! Go check out the other episode we did with him, Episode 39: Buying Real Estate In A Corporation Vs. Your Personal Name. Active Vs. Passive Income HST/GST considerations for Flipping & Rentals Does investing through a partnership impact your tax profile Section 85 Election If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei Shakepay Bitcoin SurveySee omnystudio.com/listener for privacy information.