The Canadian Real Estate Investor

If you own a rental property, or are a self-employed worker or an entrepreneur, this strategy could help you pay less tax, according to some articles from Canada’s Big Banks we’re going to cover, Who is cash damming for? How does cash damming work? Advantages and risks Maintaining interest deductibility Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In this news episode we cover; Are people going back to work? we look at the occupancy levels for downtown Toronto to see whats happening, how does downtown canada match up against US cities Manulife chief economist says it is going to take at least a decade before housing in Canada gets to affordable levels We look at Development charges and the cost to build a home VS. what the government wants them to be sold at to hit affordability metrics & finally we look at the 10 most affordable markets to buy a home in Ontario Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Have you ever wondered what the world is curious about when it comes to real estate? From first-time homebuyers to seasoned investors, people are turning to Google to find answers to their most pressing questions. And in today's episode, we're uncovering the most Googled real estate questions, providing you with insights and and our takes on the answers, How do I buy a house & much can I afford? What is a mortgage, and what are the current interest rates? We also dive into buyers & Sellers markets , The home inspection process, Improving your credit score, understanding closing costs Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Reporting Live from the OHBA conference in Ottawa we are joined by Dr. Mike Moffat to discuss, The Missing Middle, challenges & opportunities Development policy and development charges ( Dans posts) We talk about Twitter Drama The CMHC housing catalogue and financing options Mike Moffatt Learn more about the OHBA GIVEAWAY - JOIN A MEETUP GROUP FOR. A CHANCE TO WIN $2400 WORTH OF SHERWIN WILLIAMS PAINT Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In this news episode we look at a few key stories, The PM says housing needs to retain its value Canadas expected to see more rate cuts that any other advanced economy CMHC is concerned about Canada crisis level mortgage bond buying GIVEAWAY - JOIN A MEETUP GROUP FOR. A CHANCE TO WIN $2500 WORTH OF SHERWIN WILLIAMS PAINT Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at story of Canada's MURB program. From its lofty beginnings to its tumultuous end, we’ll explore how this initiative transformed the housing landscape, benefitted some, and left others wondering what went wrong. We look at the historical background of MURBS, how the program worked, the good things that came from it and the bad things that may have shut the program down as well as what we can learn from that program to tackle todays housing crisis. This porgram GIVEAWAY - JOIN A MEETUP GROUP FOR. A CHANCE TO WIN $2500 WORTH OF SHERWIN WILLIAMS PAINT Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

A Historical Perspective on Canada's Real Estate Housing Market Is This the End of a Market Cycle? The Economic Cycle & The 80's, the 90s, GFC What Can We Expect in Canada’s 2023 Real Estate and Housing Market? Where Does the Bank of Canada Stand Today? GIVEAWAY - JOIN A MEETUP GROUP FOR. A CHANCE TO WIN $2500 WORTH OF SHERWIN WILLIAMS PAINT Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

We are joined by Natalka Falcomer of Houseful to chat all things real estate market, utilizing technology, building brokerages and AI. Join our meetup group here to get your name in for $2400 of sherwin williams paint Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at a billionaire, who’s back by some of the worlds super rich, who has a crazy idea on how to solve the housing crisis. this isnt first to attempt at this feat, Egypt , you know, pyramids, the nile river, all that good stuff, well, there major city Ciaro, with 22 million people, has major housing challenges and thats why their government along with private partners is building a whole new capital city, or trying to at least. China, has built more than a few cities out of thin air as well, lots to get into, this is a fascinating episode, But before we get into the show, lets read a quick review from one of our amazing listeners. Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are joined by Vince Gaetano, How MIC's operate and what returns they are getting Multiplexing in Toronto, 1unit to 4 or 5 What young people should be doing in this economy Stories & lessons from the eerily similar 1990s recession Follow Vince on Instagram @vincegmortgage Follow Vince on Youtube Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Blackstone is the world’s largest alternative asset manager, with $1 trillion in assets under management . They serve institutional and individual investors by building strong businesses that deliver lasting value. They have some serious scale – with 12,500 real estate assets and 230+ portfolio companies. But how did this company start? Why is there a blackstone and a blackrock, and whats the difference between the two. We’ll also look at the man running the show at Blackstone, the CEO, who made over $296 million in 2022 alone, and the lessons that we can learn from this company and its leaders, Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at recent survey conducted by CMHC which is full of great data and insights, The state of homebuying in Canada at what buyers and seller are doing what mortgage products people are taking, renewing vs buying how much it takes for a down payment and we finish off with home renovations and some amazing green rebates that are avaliable, Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at the housing plan and pull some of the biggest opportunities from it. We discuss the new proposed capital gains tax and some strategies that you can use, as well 5 of the things you need to know from the housing plan, That one - Accelerated capital cost allowance for apartments Offering low-cost financing for homeowners to add additional suites Further incentivizing density to existing homes Modernizing housing data Helping municipalities legalize housing and streamline approvals Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are looking at inventory, thats the number of homes currently listed on the market. We also look at whats happening in the rental market and we touch on something we actually haven't spoken about in a while…rate cuts, or rather, the possibility of when we are going to see the first rate cut, what that means for Canadians and real estate investors & finally, if you want to leave Canada, you're not alone, over 4 million Canadians have left in the past several years and our current government wants to put a stop to that, but that manner in which they have proposed to do so is getting some serious backlash, But is it even real? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are going to go over the Who What When Where & Whys and How of Attending Events. You can potentially find deals, clients, partners and more Meet power team members & build meaningful relationships and even find potential partners. You can find mentorship, or become a mentor to someone, or be the person to connect two people that can help one another. You Learn about new technology, new systems and processes, and even meet the people that have founded these companies. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In this episode we look at what capital gains is, a bit of a history on Capital gains in Canada, the recent changes made to the tax, why the government would do this and how if the effect Canadians as a whole and more specifically, investors, and even more specifically, real estate investors. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Simon (our podfather) from the Canadian Investor Podcast joins Dan to discuss stocks vs. real estate. If you're looking for the first part its on the Canadian Investor Podcast. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Listen to part 1 of the episode Apple Podcast Spotify Web player Sign Up For The Next Webinar Realist Join the best community in Canadian Real Estate realist.ca Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We cover the Housing Supply Report that CMHC just released, we cover the most important parts, • housing starts in 2023 by housing type• government programs aimed at increasing rental supply• prolonged construction timelines caused by various supply-side challenges If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Have you ever Netflixed & chilled? well we have. it was research for this episode. We had April & Sarah from the June Motel on the show & it was awesome. friendship and navigating the waters of going into business with a friend, strategically using social media to build their business and of course we look at Building a business in real estate and how it caught the attention of a little tech company known as netflix and how that has changed the trajectory of their lives, their businesses and whats next for these two impressive moteliers Go follow the June Motel on Instagram here and make sure to book your stay at one of there amazing locations. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at some changes in the mortgage market that could really make things harder 30 year mortgages - will they help? OSFI's new leverage rules for lenders CRA direct links for your mortgage ****OFSI has released a new statement since we recorded this episode that this change applies to bank portfolios, not individual portfolios, and we will record and release an updated commentary soon. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We don't get political on the show, but when given the opportunity to interview the two main ministers in charge of housing in this country, you take it. Please, sit back, buckle up, and enjoy back to back interviews with Minister of Housing Sean Fraser & Scott Aitchison, Shadow Minister for Housing as we ask tough questions on the new housing plan. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist Attend a Meetups Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

To best prepare you for the spring market, and the changing market conditions in the real estate industry and the general Canadian economy, here is a list of the terms that you need to know if you plan on buying, selling, investing or even just keeping up with the market this year Vendor Take Backs & Power Of Sales Deposit vs. downpayment & closing costs If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join Realist Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

A very impressive team of people Friends of the show, have created their own blueprint, Its called the blueprint for Blueprint for More and Better Housing, The 4 main goals outlined in the blueprint were to make it low carbon, make it resilient, make it affordable and make it scale. How each level of government can allow more housing to be built Density, building codes, zoning, prefab & more If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join Realist Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

In this episode, Dan & Nick talk about life before the podcast, Their backgrounds in real estate and entrepreneurship How they started the podcast and the businesses built around it How the Pod changed their lives and whats next THANK YOU!!! If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join Realist View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The increase to the budget deficit was largely caused by slowing economic growth projections leading to lower tax revenues, but also due to an expected drop in revenue caused by the federal cap on international study permits Ontario deficit will triple as economy weakens, 2024 budget shows The 'renters' bill of rights' that was just announced, This bill, specifically geared to help younger people, aims to help protect those who rent their homes Remeber hitting the 40 million mark in June of 2023, well, less than a year later we are officially at 41 million If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at a report from Real Estate Group Royal Lepage that sheds light on how many Canadians currently invest in real estate and how many plan too, We also cover the Canadian Real Estate Association, better known as CREA, and their market report and statistics. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

These two are epic in so many ways, their impact on the investing community, the annual shareholders meetings, but also they idioms, anecdotes, investing lessons and principals, We’ve gathered some of our favourites here and we are going to go through them and apply them to real estate investing. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The Canadian federal government will, through the Bank of Canada as agent, purchase $3.75 billion of 10-year duration Canadian Mortgage Bonds (CMBs) in a syndicated transaction. What are CMB's ( Canadian Mortgage Bonds) and MBS's (Mortgage Backed Securities) ? How the government plans on using these bonds Foreign capital leaves Canada and we are almost at 41 million people If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

A recent report from Abacus Data that measured The Canadian Public Outlook for the Rest of 2024: Housing, Personal Finances and let me tell you some of it is not so pretty 15 cities in Canada had 50 per cent of list prices at more than $1 million, we go through the list. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

New affordable housing developments in British Columbia, the only catch they are 330 sqft and still very expensive $1,600 for the equivalent of 2 parking spots Ontario contractors expectations for 2024 - for labour, technology, their concerns and general outlook Toronto smashing its housing construction targets by 51% and As a reward, Ontario is giving the city $114 million in funding. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In this jam packed news episode we cover, Mortgage delinquencies & business insolvencies Should municipalities be able to compel builders to use land? construction and development report with some surprising numbers. a list of places across Canada that have major incentives for you to move there, including selling properties for only a dollar, Dan shares a story the newest page on the Financial Consumer Agency of Canada, otherwise known as FCAC’s website titled - Paying your mortgage when experiencing financial difficulties - Dan tells, us a little about the website, why the page is there and what it has on it, then what happened after he made some content on it, If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We go over the top buyers markets in the country, but we also look at what determines a buyers market, a sellers market and if its a good time to buy real estate in any of these markets, Buyers and sellers market Sales to new listings ratio & months of inventory In depth looks at the top 25 buyers markets If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We dive into the recent CMHC rental market report, Supply & demand metrics in all major markets Which cities have the highest arrears Where has rent risen the fastest and vacancy rates across the country The purpose built rental market vs the condo market If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are joined by by author & journalist Gregor Craigie to discuss his book and reasearch, Our Crumbling Foundation: How we solve Canadas housing crisis. Late stage housing cycle The human cost of housing Its going to get worse for the next few years Follow Gregor on Twitter @GregorCraigie Purchase Our Crumbling Foundation If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Real estate rent and home prices are forcing Canadians into doing some crazy things People are living in a hotel instead renting, because its cheaper Canadians are travelling across provinces just to be able to make do Is living on a cruise ship actually cheaper than rent? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

HSBC is in trouble again, this time with mortgage fraud - half a billion dollars worth. Whats going on with the banks & the bad loans New FINTRAC regulations for Anti Money Laundering for brokers & developers Are rate cuts off the table? - Canada’s job numbers vs Inflation & whats next If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In The Country View & analyze hundreds of deals Underwrite & model investments Determine if a bank will lend on a deal Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In today's environment, there are numerous obstacles to new commercial real estate development opportunities. These include escalating borrowing rates, stricter banking regulations, increasing insurance costs, and geopolitical risks, among others. Additionally, a significant constraint to development is the rising cost of construction. Key building materials like concrete and structural steel have gone up by 55% and 53% respectively since Q1 2020 We have a massive skilled trades shortage, for example only 455 skilled trades came in out of 500k new immigrants Solutions for investors If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The only certain things is life - Death & Taxes - we are going to be talking about all things property taxes, what you need to know about them, why they exist, what they are based off of , how to pay them and more sale, cost & income approach the highest & lowest areas for taxes why taxes matter to investors If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We do a deep dive into the absolute mess that has become student rentals and what the future of this profitable investment vehicle is, Ontario colleges increased enrolment on average 240%, with some growing in the thousands of % Queens University has a major deficit and is reliant upon international student RCFI Let universities be part of the solution to Canada’s housing crisis If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at what every investor should be doing, new or veteran; Educating yourself & writing business plans 3 great ways to great value Must know financing options & solutions How to execute something If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

We are joined by Samantha Sanella, a senior managing director at Cushman & Wakefield who discusses the amazing report she helped produce on single family investments The evolution of the $4.4 trillion single-family rental (SFR) sector in the United States serves as a case study to demonstrate how conversions of individually owned single-family homes (SFH) to institutionally owned rental units can provide a dual benefit to renters and investors alike. This strategy creates quality rental housing options for tenants and can generate predictable, recurring cash flows for investor-owners. Find more about Samantha here If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are joined by @millennialmoron to get his take on the what is wrong with Canadian Real Estate Find him on instagram & tiktok @millennialmoron If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In a new report by Cushman Wakefield they present the evolution of the SFR sector, compares the U.S. and Canada (specifically Ontario), identifies transferable SFR strategies, and explores opportunities to approach the Canadian market differently. single family rental strategies converting, renovating, and densifying single-family home residential properties Layering on a densification strategy to the acquisition-and-rehabilitation of residential properties via Accessory Dwelling Units (ADU) or substantial renovations can enhance investors returns. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

This 10-year, $82+ billion plan was launched in 2017 with the aim of providing more people in Canada with access to safe, affordable, and inclusive housing, but has it accomplished its goals? Goal is to reduce or eliminate the housing need for 540,000 households, create 160,000 new housing units, renew and repair 300,000 homes, and protect and expand 385,000 community housing units by 50,000. the Multi-Unit Residential Building (MURB) program $48.3B New construction / repair or renewal of housing supply If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The who what when where & why of networking events, How to get the most out of networking Why building a network is vital to your success as an investor Refining you personal brand and pitch If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Zoocasa released a price analysis comparing benchmark price data from the Canadian Real Estate Association (CREA) for 21 major markets across Canada to see where home prices have dropped the most since June hedge fund betting on a Canadian housing market crisis had a double-digit the Great White Short If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Whats going on with our population?! People leaving Canada to buy European castles Nowhere near enough housing starts Canada is growing at the rate of African countries Interest rates Vs. Cap rates If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are looking at mortgage rates, specifically when will may go in 2024 What Happens When People Can’t Pay Their Mortgage, When interest rates will come down, or will they go up again? What Affects Future Bank of Canada Rate Decisions? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at the ULI report on what to expect for 2024 and beyond, and Dan is joined by a member of the ULI team to get their perspectives higher for longer rates and how that will effect real estate more units and adding value the importance of liquidity If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Rent Control, a highly debated topic, especially these days. Will more regulation or less regulation with rent control help or hurt the housing market; we explore, How rent control effects landlords and tenants The differences between rent control rules across Canada Do High prices cure high prices? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.