The Canadian Real Estate Investor

We are joined by Samantha Sanella, a senior managing director at Cushman & Wakefield who discusses the amazing report she helped produce on single family investments The evolution of the $4.4 trillion single-family rental (SFR) sector in the United States serves as a case study to demonstrate how conversions of individually owned single-family homes (SFH) to institutionally owned rental units can provide a dual benefit to renters and investors alike. This strategy creates quality rental housing options for tenants and can generate predictable, recurring cash flows for investor-owners. Find more about Samantha here If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are joined by @millennialmoron to get his take on the what is wrong with Canadian Real Estate Find him on instagram & tiktok @millennialmoron If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In a new report by Cushman Wakefield they present the evolution of the SFR sector, compares the U.S. and Canada (specifically Ontario), identifies transferable SFR strategies, and explores opportunities to approach the Canadian market differently. single family rental strategies converting, renovating, and densifying single-family home residential properties Layering on a densification strategy to the acquisition-and-rehabilitation of residential properties via Accessory Dwelling Units (ADU) or substantial renovations can enhance investors returns. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

This 10-year, $82+ billion plan was launched in 2017 with the aim of providing more people in Canada with access to safe, affordable, and inclusive housing, but has it accomplished its goals? Goal is to reduce or eliminate the housing need for 540,000 households, create 160,000 new housing units, renew and repair 300,000 homes, and protect and expand 385,000 community housing units by 50,000. the Multi-Unit Residential Building (MURB) program $48.3B New construction / repair or renewal of housing supply If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The who what when where & why of networking events, How to get the most out of networking Why building a network is vital to your success as an investor Refining you personal brand and pitch If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Zoocasa released a price analysis comparing benchmark price data from the Canadian Real Estate Association (CREA) for 21 major markets across Canada to see where home prices have dropped the most since June hedge fund betting on a Canadian housing market crisis had a double-digit the Great White Short If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Whats going on with our population?! People leaving Canada to buy European castles Nowhere near enough housing starts Canada is growing at the rate of African countries Interest rates Vs. Cap rates If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are looking at mortgage rates, specifically when will may go in 2024 What Happens When People Can’t Pay Their Mortgage, When interest rates will come down, or will they go up again? What Affects Future Bank of Canada Rate Decisions? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at the ULI report on what to expect for 2024 and beyond, and Dan is joined by a member of the ULI team to get their perspectives higher for longer rates and how that will effect real estate more units and adding value the importance of liquidity If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Rent Control, a highly debated topic, especially these days. Will more regulation or less regulation with rent control help or hurt the housing market; we explore, How rent control effects landlords and tenants The differences between rent control rules across Canada Do High prices cure high prices? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The tables have turned; the game has changed. It’s now back to understanding and abiding by the fundamentals of proper real estate investing. Liquidity is key. Having cash to deploy will be more important in the coming quarters than it has been in the last several years as the lending environment has tightened. Reanalyze your investment thesis Vendor take-back mortgages The construction of purpose-built rentals If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are in a housing crisis, but the things with homes, condos, purpose built rentals, office towers, industrial parks and just about any type of real estate is, they take a long time to build. So the government has proposed the war-time housing act. What is the history behind the war-time housing act. Housing start statistics Will this new act make any difference? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

We look at the life and lessons from a great business man, Stephen Allen Schwarzman, but you may be more familiar with the company he cofounded. Blackstone. No one person, however smart, can solve every problem Time wounds all deals, sometimes even fatally You have to like pain, and love disappointment to be an entrepreneur If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

We go over a report prepared that was researched & written for CMHC by the firm Ernst & Young. It looks at construction and development and the challenges faced by that sector to get projects going; Short-term response to market conditions will worsen a long-term structural housing supply challenge. The least expensive option for affordable housing often may already exist today. Over 50% of survey respondents have used MLI financing programs If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Vancouvers has introduced some new policy that will change the real estate and development landscape in the lower mainland. We are joined by expert Steve Saretsky, to get his take on the new legislation and its impact on investors & developers. The province has introduced legislation it estimates could provide up to 100,000 new homes near designated transit areas over the next decade summarized 95 page policy manual that the BC government put together for new legislation eliminating single family zoning How these rules effect land values and property taxes See more Steve Saretsky If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

500 active proptech startups in Canada innovating within commercial real estate, residential real estate, and construction tech were covered and analyzed by the Proptech Collective in their recent report - we cover the report. what Real Estate Leaders, proptech founders & Venture Capitalists are saying right now and for the future. where the companies are located and how much funding they received how to use proptech as an investor Check out the Proptech Collective If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We cover a report Dan puts together for his real estate brokerage - so we are touching on Immigration - Construction - Interest Rates - House Prices and more Canada’s 5-year bond yield has retreated to levels not seen since spring of this year – when we saw Canada’s strongest spring market. ​ December and January will mark the long-term low for the number of homes sold in Canada. ​ rental inflation and mortgage interest costs, shelter is the leading cost of inflation in both components:​ Mortgage interests costs at 30.6% ​& Rental rates at 8.0% If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Everyone is obsessed with Real Estate & the best/easiest way to get involved and make the big bucks seems to be becoming a real estate agent....well is that actually the case? How many deals realtors do in each province How much realtors are actually making Housing as a part of Canada's GDP How to be a good real estate agent If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Lots of news to cover these days and we go over some of the most important things for Canadian Real Estate Investors including; The "new" mortgage charter and how if will effect borrowers Payments that could go up 70% Open Bidding - what will it do to the market? The most expensive cities in North America If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at affordability across the country, and what income you need in each province and city to afford a home - we do a deep dive on a few of those key markets. Median household income in the country is $68,400. The national average house price in Canada hit $656,625 in October 2023 We look at the average income vs the average price the difference between max purchase price and average home price 195 % average home price above max purchase price & $800,700 Difference between average home price and max purchase price Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

Here is it, the step by step process to properly buying your first investment property by following the fundamentals of real estate and setting up for scale. This is a high level look at some of the material we cover in our course, realist How to pick a market How to analyze deals and build a power team Understanding finances & setting up for scale Executing and managing your first property If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Investment vs Speculation which could also be known as cash flow vs capital appreciation What are the differences between both? The pros and cons What expenses play a role in both and how much to measure your costs How to achieve a balanced approach If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

This is literally the question everyone is asking at the moment, we do a deep dive. Are we in a recession ? What are the economist saying.. Statistics Canada reported that the housing market contributed more to the gross domestic product, totalling approximately $267 billion. If inflation reaches the target of 2-3%, the Bank of Canada would feel comfortable to cautiously reduce interest rates slowly to see how it impacts that inflation. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Airbnb, an amazing show sponsor, and other STR companies have been making the news for all the wrong reasons. Major cities across the country and the world are restricting short term rentals, we do a deep dive; The pros and cons of STR's Will restricting short term rentals help solve the housing crisis If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are going to look at Bonds, specifically, What is a bond - Why are they important - How the effect mortgages and the real estate market. A brief history and a definition of bonds All the types of common bonds How Government bonds play a role in the economy Nick & Dans favorite jJames Bond cars If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

What do New Zealand & Canada have in common? A housing Crisis, but they dealt with it in very different ways. We are joined by entrepreneur, speaker and developer Graham Carter who is familiar with both markets and provides insights on how the two countries have reacted. LinkedIn - https://www.linkedin.com/in/graham-carter-8872508/ Website – thoughtsbygraham.com Vertex - https://vertexdevelopments.com Insta @thoughtsbygraham If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

There is a new tax for real estate, the underused housing tax. We do a thorough analysis of what it is, who it effects and why the government implemented it. This tax was supposed to be implemented now but just got pushed another 6 months Why people haven't been responding to this tax What information is being captured from this tax How to calculate the amount you owe and how to pay it If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The Skyscraper Index is an interesting economic concept, and it's essentially a tongue-in-cheek theory that suggests a correlation between the construction of super-tall skyscrapers and financial crashes. Bankruptcy of Canada’s Largest Residential Tower The CN tower was completed in 1976, at a time when Toronto and Canada, in general, were experiencing significant economic growth Economic cycles and business cycles If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

With Record Level Debt in Canada - Has the Mortgage Stress Test Worked ? We look at what the stress test is and why it was implemented. DTI - debt to income ratio - Canadians owe $1.84 for every $1 they earn debt levels across all age brackets changes being made to the stress test what happens when renewals come in in 2024-2025 If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Markets come and go. Good ones, bad ones, flat ones ugly ones. So as investors, how do we act accordingly? Business cycles and recessions Business & real estate legends that capitalized on precious recessions How to invest in a down market and what you should be doing right now If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at a report from the Fraser Institute - Canada’s Growing Housing Gap Comparing Population Growth and Housing Completions in Canada, 1972–2022 Nationally, Canada has yet to build more homes annually than it did during the 1970s. This is also the case in 9 out of 10 provinces. Throughout most of this period, Canada’s population grew by one to three people for every housing unit completed the previous year. In 2022, population grew by 4.7 people for every unit completed the previous year—higher than at any other time. - thats the national level Among the provinces, this ratio ranges from 2.8 people per home completed in Quebec to 11.3 people per completion in New Brunswick in 2022. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We What is ReHousing ? Who is this meant for? We are joined by Conrad Speckert & Samantha Eby, two architect's on a mission to reshape the urban landscape by converting single-family homes into multi-unit housing, using affordable, common-sense design to yield high-quality, well-designed space. Tell us about the yellow belt and why is has been so restricting on growth Can we walk through the housing types in your catalogue, and some of the prices - categories Low, Medium, High What has adoption been like? Have you seen increased interest with recent policy changes across the country? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Banking regulator says about $250B worth of home loans are either currently or soon to be negatively amortized 50 + year mortgages - how long could they get? Why & how a mortgage can become negatively amortized OSFI's new guidelines to deal with them If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We cover Dan's economic report, including: What inflation is doing & Job numbers Buyers Vs Sellers Vs Balanced Market More People are searching for VTB's and Power Of Sale Listings If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

We look at one of the biggest tenants in the world, and one of the biggest landlords in the world, we’ll discuss how they become so big, what asset class they dominate and what we can learn from the way they do business. Amazon holds over $57 billion worth of land and buildings - more than any other US public company other than Walmart - making them one of the largest real estate owners….in the world Hamid Moghadam, The CEO, was the highest-paid executive of a publicly traded real estate firm, pulling in $25 million in bonuses and other compensation If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We look at an economic study from Desjardins, “How Low Can Prices Go in T.O.? Even A Severe Recession Likely Won’t Make Housing Affordable in Toronto”, we also chat about, Rental housing has a history of being stimulus or make-work project CMHC examines 1970s tax shelter as agency seeks solutions to rental crisis Lessons learned from the past 3 recession If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

How the government and central bank can crash or save the economy as we head into more economic turmoil. What is a hard landing vs. soft landing for Canadian Real Estate. What is the role of a central bank HOPE - Housing - Orders - Profits - Employment Quantitate Tightening & Quantitative Easing If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The government is increasing the Canada Mortgage Bond issuance limit by $20 billion per year and designating the increased amount for funding mortgage loans on multi-unit rental projects insured by CMHC. CMHC predicting that Canada needs 3.45 million more homes by 2030 Rental projects must have at least five rental units and can include apartment buildings, student housing, and senior residences. Canada makes 22.3 billion dollars from tuition fees, that is more than their most major export (auto parts) at 19.2 billion. 76% comes from international students If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Lots happening in the economy and the real estate market, we look at several different top news stories & sources, 3.45 million more homes by 2030 to cut housing costs How Mortgage Payments Stacked Up Over The Past 2 Years Half Of Canadians Think They Will Never Be Able To Buy A Home Canada No Longer Has The Lowest Inflation In The G7, Set To Accelerate If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

People are leaving the most populated province like never before, but why? & where are they all going? We look at an RBC study and other data to explore this issue and how it affects real estate, A "cost of liveability" index, taking into account the average house price in each of these cities As Ontarian's exited, Atlantic Canada and Alberta welcomed newcomers Homeownership as a percentage of household income across the province How to use this data in your investment thesis If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We take a deep dive into mortgages, specifically pre approval and pre qualifications. This episode will answer all your mortgage questions, How to get a pre approval - what documents How long does a rate hold last and why get one? How debt & income effect your credit score If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

In todays volatile market this question gets asked more than ever, we try to answer it by analyzing it from different perspectives What are you planning on buying? where? & why? Who are you & whats your plan? What are your current finances and your financing options If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We sit down the Anthony Scilipoti from Veritas and get him to argue both sides of the story. What’s the bull case for Canadian real estate right now What’ the bear case for Canadian real estate right now What areas in Canada do you expect to perform the best and worst? How can investors succeed in the next 12 months in Canada? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Commercial Real Estate was the hottest thing for decades, but now it seems to be in trouble, is work from home killing our central business districs? The past & the future of commercial real estate How the modern office came to be Vacancy rates in Canada and around the globe If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Its the news, we cover the following topics and how they affect Canadian Real Estate Investors: TD: 48% of its mortgages had a remaining amortization>25-yrs Private mortgage lender Romspen cuts monthly distribution for fourth time Canadian new home prices edge down in July TD could face penalties in probe of anti-money laundering compliance in U.S. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We get this question a lot, especially from aspiring real estate investor. To Rent or to Buy..that is the question. In the episode we unpack the pro's & con's of both strategies. Sunk Cost & Opportunity Cost ROI from Primary You have to be a really bad investor for ownership to make more sense than renting… and most people are really bad investors. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Does Real Estate only ever go up or does the buying power of a dollar go down? We look at what inflation throughout Canadas history and how to beat it Real estate as an input output business Disinflation, Deflation and more If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

The best investor of all time invests in DR Horton, Lennar & NVR, we cover why he does this, where we are in the cycle and finish the episode off with CREA stats n Warren Buffett’s Berkshire Hathaway disclosed $814 million in investments across three home builders Some of Buffett's best quotes and how they apply to Real Estate Where we are in the Cycle - HOPE CHART CREA stats Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

Chinas property sector is the largest asset class in the world, and it's in trouble. How will this effect the global property market How would this effect Canada, will foreign capital leave? What are the potential outcomes If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfoch See omnystudio.com/listener for privacy information.

We interview the President & Broker of Record at The Daniels Realty Corporation, Dominic Tompa. Dominic has been at Daniels for almost two decades and in the industry longer than that. We discuss recession cycles and what a recovery looks like The challenges facing developers and what can be done to solve them His three rules for investors and what the next big opportunities in Canadian Real Estate are If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our Course Course Sign up for the Newsletter Meetups Meetups Merch merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.