Money Clinic with Claer Barrett

Jo Cumbo explains why the government's pensions guidance guarantee is not quite what it seems. Also in the show, David Oakley talks about the prospects of Neil Woodford's new fund, and Jason Hollands of Bestinvest explains the performance of frontier markets Hosted on Acast. See acast.com/privacy for more information.

Jonathan Eley and guests discuss next week's launch of mobile payment service Paym, why getting a mortgage may become more expensive and time-consuming, and the attractions and risks of structured products Hosted on Acast. See acast.com/privacy for more information.

What will redress, if not quite regulation, mean for tenants of rental properties? How can you invest in the UK's best technology companies? And is your fund manager a closet index-hugger? Hosted on Acast. See acast.com/privacy for more information.

What will redress, if not quite regulation, mean for tenants of rental properties? How can you invest in the UK's best technology companies? And is your fund manager a closet index-hugger? Hosted on Acast. See acast.com/privacy for more information.

James Pickford and guests discuss the transparency of fees and charges for investment advice, whether a property bubble is emerging, and how to invest in overseas stock markets cost-effectively Hosted on Acast. See acast.com/privacy for more information.

Why has the regulator ordered a probe into the UK's £150bn credit card? Jonathan Eley and guests also discuss the performance of fund management's galacticos and the new rules governing peer-to-peer lenders and crowdfunding websites Hosted on Acast. See acast.com/privacy for more information.

This week's Budget was nothing short of revolutionary. Jonathan Eley and guests discuss the implications of the Chancellor's reforms for ISA savers, pension holders, and investors in tax avoidance schemes Hosted on Acast. See acast.com/privacy for more information.

How can pension contributions and student debt affect your mortgage offer? Also in this week's show, FT investment correspondent David Oakley talks about the man taking over at Invesco, and Elaine Moore discusses the impact of Lloyds' restructuring on retail investors Hosted on Acast. See acast.com/privacy for more information.

Why are cash Isa rates so low and yet so popular? This week's Isa special also takes a look at junior Isas, and Tom Stevenson of Fidelity talks about where to invest your allowance Hosted on Acast. See acast.com/privacy for more information.

When mortgage rates rise, how bad will it be? Jonathan Eley and guests also discuss whether the UK biotech sector is set for a boom, and whether with-profits policies are worth retaining Hosted on Acast. See acast.com/privacy for more information.

Is it really time to swap your pounds for bitcoins? Also in the show, what falling inflation means for investors and some good news for men who have recently retired. Hosted on Acast. See acast.com/privacy for more information.

How are the recent floods going to affect house insurance premiums? Jonathan Eley and guests also discuss problems with the annuity business, as well as the falling cost of investing in passive funds Hosted on Acast. See acast.com/privacy for more information.

As banks' total PPI bill nears £20bn, is there anyone else entitled to compensation? Chinese equities have rarely been cheaper but which obstacles remain to investors? And are solar panels really a viable investment for your retirement? Hosted on Acast. See acast.com/privacy for more information.

Are we seeing a re-run of the 1990s? Jonathan Eley discusses EM volatility with the FT's Jonathan Wheatley. Plus, how to choose the right investment platform and whether luxury goods can pay their way Hosted on Acast. See acast.com/privacy for more information.

Will the government limit the charges applied to workplace pension schemes – and if so, when? Real estate investment trusts should do what it says on the tin, and the pros and cons of equity release Hosted on Acast. See acast.com/privacy for more information.

Jonathan Eley talks to Andy Creak of rPlan about what the latest changes to platform pricing mean for investors, Jo Cumbo discusses why the pension system fails those with modest savings, and Elaine Moore asks if going bankrupt should be easier than it is now, or harder Hosted on Acast. See acast.com/privacy for more information.

What can investors expect from 2014? Why isn't the government's Help to Buy scheme available for all properties? And are expensive cars, watches and Chinese art a better bet than stock markets? Hosted on Acast. See acast.com/privacy for more information.

FT Money looks back at 2013 and ahead to 2014 with Paul Kavanagh from Killik & Co. Hosted on Acast. See acast.com/privacy for more information.

More scandalous behaviour at Britain's leading banks. Why southeast Asia could be worth looking at for adventurous investors. And why wealthy foreigners are still buying UK property to rent out. Hosted on Acast. See acast.com/privacy for more information.

Jonathan Eley talks to three experts about what the autumn statement means for you. Christine Ross of SG PB, Claire Evans of Deloitte and Paul Emery of PwC go through the measures Hosted on Acast. See acast.com/privacy for more information.

Price comparison websites are to be investigated by the City regulator. Four big investment ideas from some of the country's most eminent economists. And as Royal Mail issues its first results after flotation, we get the latest views on the shares. Hosted on Acast. See acast.com/privacy for more information.

95 per cent mortgages return, with or without a government guarantee. Shareholder perks - nice to have, but how valuable are they? And how to avoid so-called "boiler room" scams. Hosted on Acast. See acast.com/privacy for more information.

Pensioners are being pushed into the wrong annuities. New companies are flooding onto the stock market but should ordinary investors buy their shares? And calls grow for reform of stamp duty on property. Hosted on Acast. See acast.com/privacy for more information.

What went wrong at the Co-operative Bank, and is the restructuring announced this week a fair deal? India's stock market hits a new high - but are the underlying problems really fixed? And why it's becoming easier to become a buy-to-let landlord. Hosted on Acast. See acast.com/privacy for more information.

As London bids to become a centre for Islamic finance, are sharia financial products useful for ordinary savers and investors? The real mid-life crisis: why Britain’s middle-aged are the worst prepared for retirement. And why self-build has struggled to gain traction despite government encouragement Hosted on Acast. See acast.com/privacy for more information.

What to do if your lender says the house you want to buy is worth less than the offer you've put in. The furore over energy prices: are we being ripped off, or are politicians to blame for rising prices? And the inglorious fate of the Co-op - an ethical bank taken over by a couple of hedge funds Hosted on Acast. See acast.com/privacy for more information.

Earlier this week the fund industry was stunned to hear that Invesco Perpetual's Neil Woodford is to leave after a 25 year glittering career. Jonathan Eley talks to Mark Barnett, who is taking over Mr Woodford's high income funds. Hosted on Acast. See acast.com/privacy for more information.

If you're one of the tens of thousands of investors who hold funds managed by Neil Woodford, what should you do as he announces his departure? Ministers say no-one should have to sell their house to fund social care. But can we believe them? And the lessons to be learned from the Earl of Cardigan's unsavoury spat with his trustees Hosted on Acast. See acast.com/privacy for more information.

Royal Mail shares start trading this week after unprecedented public interest. Have the changes to the way financial products are sold made any difference to the customer experience? And why many ethical funds are not quite what they seem. Hosted on Acast. See acast.com/privacy for more information.

Saving schemes for employees - will the next phase be a success? Passive investment funds - are they still the cheapest option? And why aren't banks signing up to the government's Help to Buy plan? Hosted on Acast. See acast.com/privacy for more information.

Student housing - are traditional terraced properties still a good buy? Small caps - why are they outperforming larger companies. And changing your bank, have you been convinced yet? Hosted on Acast. See acast.com/privacy for more information.

The government starts to sell its stake in Lloyds - but will the public get a look in? As higher education costs rise we look at what the future might hold. And why manorial rights could be more than mere bragging rights. Hosted on Acast. See acast.com/privacy for more information.

Royal Mail privatisation - could the flotation mean good news for investors? The Bank of England and the markets have radically different views about when interest rates will rise. Who has got it right? And the financial regulator faces fresh calls to intervene in the £15bn-a-year annuity market. Hosted on Acast. See acast.com/privacy for more information.

Vodafone's blockbuster deal - what it means for individual shareholders. Why there is less choice these days in self-invested pensions. And the unusual asset classes that have trounced shares, bonds and property Hosted on Acast. See acast.com/privacy for more information.

First-time buyers are back - but is it good news or not. How advisers are using computer games to get you to engage with your investments. And property syndicates - should we be clubbing together? Hosted on Acast. See acast.com/privacy for more information.

Gold is in the headlines again - but is it an insurance against disaster or a volatile fringe asset? Gilts are up - does this mean recovery is on the way? And if banks are right that cash is on its way out - what is going to take its place? Hosted on Acast. See acast.com/privacy for more information.

Easier access to mortgages for the self-employed - but should we worry about reckless lending? How we can fix the looming pensions crisis? And the competition hots up in current accounts. Hosted on Acast. See acast.com/privacy for more information.

What the Bank of England’s forward guidance means for you, the options for investing in commercial property and the government’s consultation on reforms to childcare. Hosted on Acast. See acast.com/privacy for more information.

Celebrities are after your money to back their pet projects - should you trust them? Why the wealthy are growing less interested in avoiding tax. And how the new rules on paying for financial advice aren't quite working out as planned. Hosted on Acast. See acast.com/privacy for more information.

Funding for Lending one year on - what has the impact been for savers and borrowers? Peer-to-peer lending - higher risks, but also higher rewards. And how the odds of winning the premium bonds just got lighter. Hosted on Acast. See acast.com/privacy for more information.

Relief at last for annuity buyers as gilt yields inch higher. Are emerging markets worth the extra risk? And how to minimise the impact of inheritance tax? Hosted on Acast. See acast.com/privacy for more information.

The 0 per cent mortgage - what's the catch? The hidden costs of investing - how much is your portfolio costing you each year? And what to do if your workplace pension scheme is transferred to an insurance company? Hosted on Acast. See acast.com/privacy for more information.

Coming soon to your Isa - shares from Aim. Investing for the very long term - what will the world look like in 2050? And the debate about gold - should private investors own it at all? Hosted on Acast. See acast.com/privacy for more information.

We look at the changing face of buy-to-let lending. We also expose widespread confusion over the care fees cap - we look at what is and what is not included. And we look at the overseas companies on Britain's stock market in the week that two Russian-backed mining firms are removed form the FTSE 100 index Hosted on Acast. See acast.com/privacy for more information.

A tumultuous week for banks and bankers - but what does it mean for savers and borrowers? One of Britain's best-known fund managers admits defeat in China. And in an era of low rates and austerity, what exactly is the point of National Savings & Investments Hosted on Acast. See acast.com/privacy for more information.

More on how much and when you can contribute to your pension. House prices hit new highes - but how reliable are the indices that measure them? Plus a possible new way to finance long term care. Hosted on Acast. See acast.com/privacy for more information.

The FCA rules on promotion of alternative investments - what's in, and what's out. Jim O'Neill on the outlook for emerging markets and China. And how to invest in fine wine Hosted on Acast. See acast.com/privacy for more information.

Is your company short-changing you out of your pension? How our inbuilt biases get in the way of rational investment decisions. And how to write a proper will Hosted on Acast. See acast.com/privacy for more information.

Bank of Ireland backs down - but should you be fearful of tracker mortgages? European companies that are defying the continental recession. And calling all petrolheads: how you can make money from classic cars Hosted on Acast. See acast.com/privacy for more information.

Another mini-bond launches, but should you put your money in them? How to build your own house? And what's to become of the co-operative bank? Hosted on Acast. See acast.com/privacy for more information.