
Money Clinic with Claer Barrett
856 episodes — Page 9 of 18

The hidden charges in your pension and investments
Presenter Claer Barrett and asset management experts discuss the multitude of charges taken out of our investment funds, workplace pensions and SIPPs. The FT's wealth correspondent Hugo Greenhalgh talks about the financial challenges facing Britain's "squeezed middle", who get less government assistance as their cost of living mounts. Columnist Lindsay Cook reveals the difficulties she encountered in helping a friend who has multiple pensions. Hosted on Acast. See acast.com/privacy for more information.

Please (equity) release me?
Are loans that can eat up the value of your home ever worth it? Claer Barrett and guests discuss the pros and cons. Hosted on Acast. See acast.com/privacy for more information.

How to protect your wealth as the Brexit vote nears
Should investors bet on Brexit? With a few weeks to go until the referendum, should private investors be prepared for mayhem in the markets – or a “snapback” in UK equities if Britain votes to stay within the EU? Presenter Claer Barrett and David Stevenson, the FT's Adventurous Investor, map out potential trading routes. Plus former UK pensions minister Steve Webb argues for the speedy introduction of a "pensions dashboard" to help savers see if their retirement funds are running on empty. Hosted on Acast. See acast.com/privacy for more information.

How to cut the cost of your wedding (without scrimping on romance)
Claer Barrett and guests discuss how to prevent a white wedding tipping your finances into the red. Plus the rise of online betting and the row over second homes in St Ives. Hosted on Acast. See acast.com/privacy for more information.

Drawing the state pension: does it pay to delay?
Claer Barrett and guests discuss how you may benefit from waiting to start dipping into the UK state pension, as well as the merits of fund managers and financial advisers spending so much time on the golf course. Hosted on Acast. See acast.com/privacy for more information.

Bidding for returns: is commercial property an alternative to buy-to-let?
Claer Barrett and guests discuss the attractions of investing in commercial property, whether now is the time to invest in oil stocks, and how auto-enrolment pensions don't add up Hosted on Acast. See acast.com/privacy for more information.

What Brexit could mean for your money
Naomi Rovnick and guests discuss the impact of EU membership on UK investors, as well as fund managers' short-termism and how useful the Panama Papers could prove to HMRC Hosted on Acast. See acast.com/privacy for more information.

Soaring classic car prices and the wealth management bandits who target expats
Why runaway classic car price rises could slow down The wealth management bandits who raid expats' savings Asian stocks as income investments Hosted on Acast. See acast.com/privacy for more information.

A year of pension freedoms and the buy-to-let meltdown
Are we investing our pension cash wisely or being scammed?Buy-to-let investors in panic rush to buy before a big tax rise Hosted on Acast. See acast.com/privacy for more information.

Millennials: moaners or martyrs? Janan Ganesh takes on Aime Williams
Claer Barrett and guests discuss whether young people are entitled to moan about money, whether loyalty pays with store cards, and how investors could quantify political risks Hosted on Acast. See acast.com/privacy for more information.

A Budget for the next generation?
George Osborne's Budget delivered a surprise boost for millennials in the form of the Lifetime ISA. But how will it hit other age groups in the wallet? FT Money editor Claer Barrett gets first reactions from Raj Mody, head of pensions at PwC; Christine Ross, head of advice at wealth management firm Heartwoods, and Nimesh Shah, partner and tax specialist at Blick Rothenberg. Hosted on Acast. See acast.com/privacy for more information.

The high price of romance
Claer Barrett and guests discuss the costs of matchmaking and changes to how pensions are taxed in the UK Hosted on Acast. See acast.com/privacy for more information.

How will Brexit affect your investments?
The likely cost to investors of a Brexit. How fund managers' fees can swipe 40% of a retirement pot. Income investing and your Isa. Hosted on Acast. See acast.com/privacy for more information.

Re-emerging markets?
Are emerging market stocks in the bargain bin for good reasons? Or is it time to buy back in? How should emerging markets fit into a balanced portfolio? Hosted on Acast. See acast.com/privacy for more information.

£100k salaries and the 60% tax curse
Why people earning £100k or more are paying a marginal tax rate of 60 per cent. The pitfalls of trying to pick stocks in China. How 'smart beta' is causing dumb investing decisions. Hosted on Acast. See acast.com/privacy for more information.

Young, gifted and broke
Millennial money: how 20-somethings think about finance.The ease of sinking into unmanageable credit card debt. Divorce for £59 online? This could be a costly DIY mistake. Hosted on Acast. See acast.com/privacy for more information.

Protect your pension from the taxman
The lowering of the lifetime pension savings allowance. Should people near retirement continue building pension pots?Investment fund managers buying 'valueless' research: how this hits your pension. Hosted on Acast. See acast.com/privacy for more information.

Dividends in danger
FTSE dividend yields are high, but is this a warning sign?The assault on the buy-to-let sector.Why digital tax returns really are exciting. Hosted on Acast. See acast.com/privacy for more information.

Is oil the contrarian buying opportunity of a generation?
How to pick stocks for an oil price recovery. Why "flatflation" (zero inflation) will hit our finances.Higher-rate pension tax relief - why it could be scrapped. Hosted on Acast. See acast.com/privacy for more information.

How to take a grown-up gap year
Plan and finance the sabbatical or extended beach holiday you've always dreamed of. Why wealth advisers are still really just chasing fees. HMRC cracks down even harder on undisclosed offshore funds. Hosted on Acast. See acast.com/privacy for more information.

How to get a pay rise
A former big company MD tells you how to argue for a raise, while we also advise how to detox your finances for 2016. Hosted on Acast. See acast.com/privacy for more information.

Rates have risen, so what next?
How to invest in an environment of rising US interest ratesWhy European stocks look attractive Hosted on Acast. See acast.com/privacy for more information.

Does your family have designs on your pension?
Pensions freedoms and the risks of adult children financially abusing their parents. Generation rent struggles to get on the housing ladder. Time to buy European stocks for their dividends. Hosted on Acast. See acast.com/privacy for more information.

Lord Lee, the retail investor who turned £150,000 into £4.5m
Baron Lee of Trafford shares his stock-picking strategiesThe best ways to save money on your Christmas shopAre Help-to-Buy ISAs worth it? Hosted on Acast. See acast.com/privacy for more information.

Buy to Let-down - how will new stamp duty rules hit landlords?
FT Money editor Claer Barrett debates the Autumn Statement's property shock with tax experts Hosted on Acast. See acast.com/privacy for more information.

High earners and divorce
Is divorce getting cheaper for high earners? Fund managers pressured to come clean on hidden costs. Fundsmith founder Terry Smith's top investment tips Hosted on Acast. See acast.com/privacy for more information.

Last of the tax loopholes
From stakes in crematoria to leasing dustbin vans...we profile the unusual tax-efficient investments that remain available in the UK, following the government's moves to close multiple loopholes. This episode also discusses how to not get caught by mortgage or insurance deals ending, and Brits' enduring love of buy-to-lets as pension proxies. Hosted on Acast. See acast.com/privacy for more information.

Do you know how much your personal data is worth?
Who is willing to pay for your data?Why MPs have rapped HMRC for its customer service. Which stocks will benefit from resurgent UK consumer spending? Hosted on Acast. See acast.com/privacy for more information.

The nightmare on pension street
As its Halloween, this Money Show discusses pension changes that promise more trick than treat, the "hammer horror" of auction house commissions, and why even companies with the growth profile of zombies can provide juicy dividends. Hosted on Acast. See acast.com/privacy for more information.

How to pay the nanny's pension
How the pension needs of nannies will raise the bills for middle class parents.Investment trusts come under scrutiny. How to invest in the growing spending power of the Chinese consumer. Hosted on Acast. See acast.com/privacy for more information.

Buy-to-let investors feel the heat
FT deputy personal finance editor James Pickford and guests discuss how the government is putting buy-to-let investors under stress, and how young people should plan their finances for a lifetime. Hosted on Acast. See acast.com/privacy for more information.

Student finances, Steve Webb on pensions and a digital dawn for HMRC
The FT's Money Mentor looks at student money worries. Plus Steve Webb, the former pensions minister, answers questions on the new State Pension. And we delve into HMRC's plans for digital filing. Hosted on Acast. See acast.com/privacy for more information.

Do sports stars have a winning financial strategy?
Celebrity sportspeople can earn hundreds of thousands of pounds a week - but how do they make the good times last? Plus veteran investor Terry Smith tells us why he doesn't hold pharma stocks, and FT Money's new columnist Paul Lewis, presenter of Moneybox, tells us why he thinks Premium Bonds are a good bet. Hosted on Acast. See acast.com/privacy for more information.

Is there any such thing as a defensive share?
A trip to the hairdressers inspires FT Money editor Claer Barrett to delve into defensive shares. Plus we analyse the growing pensions drawdown market and take a look at the mini bonds market. Hosted on Acast. See acast.com/privacy for more information.

Other People's Money: John Kay talks exclusively to the FT about his new book
Leading economist and finance industry insider John Kay talks exclusively to the FT's Claer Barrett about what has gone wrong in the dark heart of the finance sector. Hosted on Acast. See acast.com/privacy for more information.

Global stock market volatility and private banks' digital push
Claer Barrett and guests discuss the aftermath of 'Black Monday' in Chinese markets for private investors, and how the digital revolution is finally reaching the world of private banking Hosted on Acast. See acast.com/privacy for more information.

Future of retirement: How much do you need to save?
With a pension savings crisis looming and sweeping changes affecting the rules on how we spend and deploy our retirement savings, it's becoming ever harder to avoid the issue.Judith Evans talks to savers and pensions experts about how best to plan for retirement. Hosted on Acast. See acast.com/privacy for more information.

Rising interest rates, gold bugs and Chinese funds
This week we look at how to prepare for an interest rate rise plus how to make money from gold. And for the more adventurous investor, we examine the prospects for Chinese funds Hosted on Acast. See acast.com/privacy for more information.

Becoming a landlord, liquidity risks of investing and social investments
This week's podcast examines the dilemma of whether you should sell or rent out your home if you're offered a job abroad. Plus, we examine liquidity risks of income drawdown and the tax breaks on social investments. Hosted on Acast. See acast.com/privacy for more information.

Will disputes, alternative assets and holiday swindles
Claer Barrett and guests discuss some unusual investments that warrant investor caution, and the implications of a landmark ruling for those leaving a financial legacy to their families Hosted on Acast. See acast.com/privacy for more information.

Rich rewards from farmland? Plus angel investing and dividends
Investors in farmland reap a rich harvest. Plus we look at the attractions and risks of angel investing and how the dividend tax could deliver a bumper year. Hosted on Acast. See acast.com/privacy for more information.

Female breadwinners, China's meltdown and HMRC's latest crackdown
FT Money looks at the ups and downs of being a female breadwinner. We also discuss what China's market meltdown means for your investments and HMRC's latest crackdown on those it thinks have broken the rules. Hosted on Acast. See acast.com/privacy for more information.

Budget special: Buy-to-let, tax on dividends and inheritance tax
How will the measures in the first Conservative Budget since 1997 affect your finances? Jonathan Eley unpacks the policy details with the help of Nimesh Shah, partner at Blick Rothenberg; Jason Butler, founder of Bloomsbury Wealth, and Claire Evans, partner at Deloitte. Hosted on Acast. See acast.com/privacy for more information.

Self-building, Greek travel and community shares
James Pickford and guests discuss the costs and challenges of building your own home, what those travelling to Greece should carry in their wallets, and the rise of community share offers to fund local projects Hosted on Acast. See acast.com/privacy for more information.

Greek crisis, the sharing economy and pensions advice
Claer Barrett and guests discuss what Greek debt negotiations mean for European investors, making money from spare bedrooms and parking spaces, and what distinguishes guidance from advice for pension savers Hosted on Acast. See acast.com/privacy for more information.

20 years of Aim - we expose the risks - and delve into the £1bn pensions spending spree
As Aim celebrates 20 years on the LSE, Claer Barrett and Professor Paul Marsh assess the risks. And Josephine Cumbo asks what more could be done to help UK pensioners access their pension cash. Hosted on Acast. See acast.com/privacy for more information.

Pre-nups, German rent controls and pension freedoms
As the summer wedding season approaches more of us are insisting on a pre-nup before we walk down the aisle. Are these legally binding? Plus we ask whether London can learn from Berlin in terms of rent controls and discuss pension freedoms Hosted on Acast. See acast.com/privacy for more information.

Merryn Somerset Webb, Lloyds bank shares and anomalies in the tax system
This week Merryn Somerset Webb makes a guest appearance on the show to talk about her column on the path to financial happiness. We also debate what the sell off of Lloyds shares means for investors and delve into anomalies in the tax system Hosted on Acast. See acast.com/privacy for more information.

Right to Buy, future of banks and safety deposit boxes
This week we delve into the Queens Speech and how it could transform the UK's housing market. Plus what is the future for banks, and should you use a saftey deposit box in light of the Hatton Garden heist Hosted on Acast. See acast.com/privacy for more information.

30th anniversary of FT Money, nanny pensions and investing in wine
It's the 30th anniversary of FT Money - we look back at three decades of investing. This week, new FT Money editor Claer Barrett also delves into the world of nanny tax and investing in wine Hosted on Acast. See acast.com/privacy for more information.