
Money Clinic with Claer Barrett
856 episodes — Page 10 of 18

Post-election housing policies, Brewdog crowdfunding and the new pensions minister
The FT's James Pickford talks to Knight Frank's Liam Bailey about the housing market post election. This week's show also examines Brewdog's bid to raise £25m from crowdfunding and what the new pensions minister means for your retirement savings Hosted on Acast. See acast.com/privacy for more information.

The election, alternative property and the bond market
This week we look at the effect of the Election on your finances, alternative ways of getting onto the property ladder and the bond market warnings. Hosted on Acast. See acast.com/privacy for more information.

Alliance Trust, final salary pension schemes and investment themes
This week's show looks at the latest events at Alliance Trust and the threats facing final salary pension schemes. Jonathan Eley also interviews the FT's James Mackintosh about the investment trend to 'Sell in May'. Hosted on Acast. See acast.com/privacy for more information.

Payday lenders, mortgage limits & Woodfood's investment trust
Jonathan Eley and guests discuss the plight of payday lenders subject to tighter regulation, lending in the first year after the mortgage market review, and whether enthusiasm for Neil Woodford's small cap investment trust is justified Hosted on Acast. See acast.com/privacy for more information.

Zero inflation, pension tax relief and the electoral roll
Jonathan Eley and guests discuss what the period of zero inflation means for mortgage borrowers, how political parties are planning to raid pension tax relief, and what the electoral roll is used for beyond voting Hosted on Acast. See acast.com/privacy for more information.

Jisas, buy-to-let and new tax reliefs
This week's show looks at how easy it is to transfer a child trust fund into a Junior Isa. Jonathan Eley also questions whether the 'wall' of pension money set to hit the buy-to-let market could actually be just a trickle. And the team examines what new tax reliefs are available to taxpayers and savers. Hosted on Acast. See acast.com/privacy for more information.

Pension cash, fund stewardship and overseas property
This week's show looks at taking cash out of your pension fund and whether fund managers are looking after your money. Jonathan Eley also talks to James Pickford about the outlook for holiday property. Hosted on Acast. See acast.com/privacy for more information.

Pensions guidance, house prices and Alliance Trust
Jonathan Eley and guests discuss what to expect from free guidance on pension options, whether house prices are finally coming off the boil, and the future of the UK's largest investment trusts Hosted on Acast. See acast.com/privacy for more information.

Budget 2015: How your personal finances could be affected
George Osborne's no-giveaway budget has given away a higher personal tax allowance, access to retirement annuities (but a cut to the lifetime pension allowance), and a new Help to Buy ISA for first-time home-buyers. Matthew Vincent discusses how these measures will affect your finances with the help of Nicola Roberts, partner at Deloitte; Nimesh Shah, partner at Blick Rothenberg; and Jason Butler, founder of Bloomsbury Wealth. Hosted on Acast. See acast.com/privacy for more information.

Digital passports, Isa deadline and tax avoidance
This week's show delves into the new digital passport and offers advice on where to put this year's Isa allowance. We also ask who is really to blame for the tax avoidance scandals that have been hitting headlines? Hosted on Acast. See acast.com/privacy for more information.

A stronger pound, crowdfunding and farmland
Jonathan Eley and guests discuss the effect of a stronger pound on holidaymakers, why money is pouring into risky crowdfunding and ways to invest in farmland Hosted on Acast. See acast.com/privacy for more information.

Election implications, renewables and car financing
This week's show looks at how investors are reacting to the uncertainty surrounding the general election. James Pickford also delves into green energy and the mysterious world of car financing Hosted on Acast. See acast.com/privacy for more information.

Pension drawdown, investment behaviour and enterprise investment schemes
Lucy Warwick-Ching and guests discuss Hargreaves Lansdown's cut to drawdown costs, why people are prone to making irrational investment decisions, and the merits of investing in enterprise investment schemes Hosted on Acast. See acast.com/privacy for more information.

Conveyancing, pension scheme deficits and fund fees
Jonathan Eley and guests discuss a new service that promises to speed up home purchases, record private sector pension scheme deficits, and the latest in the debate on fund management fees Hosted on Acast. See acast.com/privacy for more information.

Card compensation, protecting pension savers and property websites
Jonathan Eley and guests discuss compensation for those mis-sold credit card insurance, measures to help pension savers make the right financial decisions, and the new property portal OnTheMarket.com Hosted on Acast. See acast.com/privacy for more information.

Savings rates, equity release and cybersecurity
Jonathan Eley and guests discuss the FCA's criticism of the savings market this week, why equity release is on the rise, and the vulnerability of investments and savings to cyber criminals Hosted on Acast. See acast.com/privacy for more information.

Corporate leadership, tax returns and annuity reforms
James Pickford and guests discuss the importance of company management for investors, tips for taxpayers ahead of the self-assessment deadline, and proposals that would allow annuity holders to sell their products Hosted on Acast. See acast.com/privacy for more information.

Pension reforms, mortgage slowdown and student housing
Jonathan Eley and guests discuss the major pension reforms effective in April, how the mortgage market slowdown is affecting high-value borrowers, and the troubles afflicting student accommodation funds Hosted on Acast. See acast.com/privacy for more information.

Basic bank accounts, investing in Russia and financial advice
Jonathan Eley and guests discuss whether free current accounts are under threat, the investment climates in Japan and Russia, and whether people are receiving better financial advice two years after major reforms Hosted on Acast. See acast.com/privacy for more information.

Investing in Tesco, state pensions and payday lenders
James Pickford and guests discuss how Tesco's woes are affecting investors, why the new single tier state pension does not benefit everyone, and how new regulations will affect the payday lending industry Hosted on Acast. See acast.com/privacy for more information.

Autumn Statement: what it means for your money
Jonathan Eley and guests discuss changes to stamp duty rates for house buyers, inheritance rules for individual savings accounts, and changes for peer-to-peer lending Hosted on Acast. See acast.com/privacy for more information.

Credit cards, buy-to-let investments and pet projects
Jonathan Eley and guests discuss whether an FCA investigation will make it harder to get a credit card, if booming returns for buy-to-let landlords can be sustained, and how investors can profit from pet animals Hosted on Acast. See acast.com/privacy for more information.

State pensions, multi-asset funds and Swiss gold
This week's show discusses forthcoming changes to state pension rules, whether multi-asset funds present solutions for ordinary investors, and how a vote in Switzerland could affect the gold price Hosted on Acast. See acast.com/privacy for more information.

Payday lending, mortgage brokers and Chinese shares
Jonathan Eley and FT colleagues discuss the expected demise of so-called payday lenders, the rise of mortgage brokers and other intermediaries, and the opening up of the Shanghai stock exchange to foreign investors Hosted on Acast. See acast.com/privacy for more information.

Holiday pay ruling, bequeathing money and salary sacrifice
This week's show looks at the impact of this week's court ruling on holiday pay entitlements, why people choose to leave their natural heirs out of their will, and how salary sacrifice can be used to save tax Hosted on Acast. See acast.com/privacy for more information.

Bank closures, junior Isas and European equities
Jonathan Eley and guests discuss whether Lloyds' branch closures spell the end of high street banking, the third birthday of junior individual savings accounts, and where value may lie in European shares Hosted on Acast. See acast.com/privacy for more information.

Low interest mortgages, ethical investing and Equitable Life
This week's show looks at new mortgage deals offering very low interest rates, the performance of ethical investment funds, and Jonathan Eley talks to Equitable Life pension holders who were protesting this week Hosted on Acast. See acast.com/privacy for more information.

UK inflation, HMRC powers and pension freedoms
FT economics editor Chris Giles joins Jonathan Eley to discuss the impact of the latest inflation figures. Also in the show, is the arm of the taxman reaching too far? And why the latest pension freedoms may not prove revolutionary Hosted on Acast. See acast.com/privacy for more information.

Working longer, the Brazilian economy and investing in books
Jonathan Eley and guests discuss the government's wish for us to stay in work longer, whether Brazil's elections may boost emerging markets, and whether money can be made from collecting antique books Hosted on Acast. See acast.com/privacy for more information.

Pension "death tax", mortgage prisoners and asset portfolios
Jonathan Eley and guests discuss who will really benefit from pension funds passing tax free to heirs, how some people are trapped on their current mortgage rate, and whether ready-made asset portfolios are any good Hosted on Acast. See acast.com/privacy for more information.

Mansion taxes, investment psychology and intestacy rules
This week's show looks at how a proposed mansion tax may work and who would be affected, plus how behavioural psychology can aid investors, and how inheritance laws are changing where there is no will Hosted on Acast. See acast.com/privacy for more information.

Pension cash, property p2p and Alibaba
Should you use your pension pot to repay your mortgage? Also in this week's show, is property investment through peer-to-peer lending worth it? And why should investors be cautious about Alibaba's IPO? Hosted on Acast. See acast.com/privacy for more information.

Scottish referendum: what it means for investors and homeowners
Jonathan Eley and guests, Jane Sydenham of wealth manager Rathbones and David Hollingworth of London and Country Mortgages, discuss the potential impact of a "Yes" vote next week for private investors and for the property market. Hosted on Acast. See acast.com/privacy for more information.

Pension exit fees, offline finances and PPI
Jonathan Eley and guests discuss expensive legacy pension schemes, the challenges faced by those who do not manage their finances online, and why PPI compensation isn't yet finished Hosted on Acast. See acast.com/privacy for more information.

Annuities, the bond bull market and football funds
Jonathan Eley and guests discuss why you need to be more careful than ever when choosing an annuity, how long the bond bull market can last and the football fund run by former England boss Terry Venables Hosted on Acast. See acast.com/privacy for more information.

Monetary policy, challenger banks and active funds
Jonathan Eley and guests discuss the Bank of England's latest comments on house prices and wages, challengers to incumbents in retail banking, and whether now is the time to return to actively managed funds Hosted on Acast. See acast.com/privacy for more information.

Mortgage lending, ETFs and poor pension products
In this week's show, James Pickford and guests discuss strange deals in the mortgage market, why exchange-traded funds are in vogue, and how many pensioners are stuck in poor value pension products Hosted on Acast. See acast.com/privacy for more information.

Asset management, corporate bonds and annuities
James Pickford and guests discuss how changes in the asset management industry could benefit investors, the potential risks for corporate bond funds, and the sale of inappropriate annuity products Hosted on Acast. See acast.com/privacy for more information.

Pension reforms, holiday homes and investing in university research
Jonathan Eley and guests discuss new pension rules that will apply from next April, what to bear in mind when buying property overseas, and how investors can access ideas emerging from universities Hosted on Acast. See acast.com/privacy for more information.

Tax avoidance clampdown, employer pensions, and family finances
What's your employer doing with your pension? Jonathan Eley and guests also discuss HMRC's crackdown on tax avoidance scheme investors, and the latest venture aimed at spreading financial risk across generations Hosted on Acast. See acast.com/privacy for more information.

Savings rates, China vs India, and buy-to-let
Jonathan Eley and guests discuss the state of the UK savings market, whether retail investors should look again at China and India, and if buy-to-let landlords will ever have it so good again Hosted on Acast. See acast.com/privacy for more information.

Property funds, investment strategy and Islamic pensions
James Pickford hosts a discussion of the appeal and risks of popular property funds as well as a new sharia-compliant pension product, plus the insights of FT investment editor James Mackintosh on where value lies for investors Hosted on Acast. See acast.com/privacy for more information.

Controlling house prices, minimising tax and star fund managers
In this week's show, Jonathan Eley and guests discuss the Bank of England's measures to cool the UK's housing boom, a range of tax-efficient investments and the risks attached, and the latest fund news from Neil Woodfood and Terry Smith Hosted on Acast. See acast.com/privacy for more information.

New ISAs, pensions advice and IFA liability
James Pickford and guests discuss what forthcoming reforms to ISAs mean for investors, how the pensions industry may provide guidance promised to retirees, and the liability of independent financial advisers for bad investment advice Hosted on Acast. See acast.com/privacy for more information.

Energy prices, expensive divorces and Tesco Bank
In this week’s show, Jonathan Eley and guests discuss why the Big Six energy companies aren’t cutting prices, why divorce is becoming more common - and expensive - and how Tesco’s new current account measures up. Hosted on Acast. See acast.com/privacy for more information.

Dutch-style pensions, P2P lending and Green Deal
Could proposed collective pension plans deliver more income? Jonathan Eley and guests also discuss how peer-to-peer lending may be incorporated in ISAs, and how to claim government money for improving your home's energy efficiency Hosted on Acast. See acast.com/privacy for more information.

TSB flotation, Scottish independence and fracking
In this week's show, Jonathan Eley and guests discuss the prospects of TSB, the impact of a Scottish independence vote for investors and business, and whether there is money to be made from fracking Hosted on Acast. See acast.com/privacy for more information.

Mortgage market, pension products and small caps
Are new lending rules slowing mortgage lending? Jonathan Eley and guests also discuss emerging alternatives to annuities, and whether the rally in small company shares is coming to an end. Hosted on Acast. See acast.com/privacy for more information.

Stop-gap annuities, private equity and investor charges
In this week's show, Jonathan Eley and guests discuss whether new flexible annuity products offer savers value, if investing in private equity is worth it, and the confusing array of charges that investors face Hosted on Acast. See acast.com/privacy for more information.

British banking, building to rent and investing in commodities
What will a reformed Barclays mean for shareholders and customers? Jonathan Eley and colleagues also discuss whether "build to rent" is taking hold in the UK property market, and the different ways of investing in commodities Hosted on Acast. See acast.com/privacy for more information.