Money Clinic with Claer Barrett

How would an Irish bail out affect private investors in the UK? Can private investors ever get market timing right? And interest only mortgages - where can you still get an affordable loan? Hosted on Acast. See acast.com/privacy for more information.

How can investors inflation proof their assets? Millions of savers are coming off fixed-rate deals this year - but are there any good new products out there? And, if you're looking for a ski chalet, we discuss the best places to buy Hosted on Acast. See acast.com/privacy for more information.

Santander is continuing its dominance of the UK high street - are savers benefiting? We offer tips to tenants and landlords. And, how to make your home more energy efficient, before the government cuts incentives Hosted on Acast. See acast.com/privacy for more information.

The government is introducing Junior Isas but savers are finding it hard to get a good deal in the current market. Where are the property buyers coming from? And is silver the new gold? Hosted on Acast. See acast.com/privacy for more information.

This week's government spending review could hit your pocket hard. Some good news for homeowners looking to remortgage. And, if you want to save more than £50,000 a year for retirement we look at the best pension alternatives. Hosted on Acast. See acast.com/privacy for more information.

The government announced a big reduction in the amount that people can save into their pension and still get tax relief. Investors are being urged to put money market funds in their Sipps and Isas. And if you are bitten by the gold bug, how should you invest? Hosted on Acast. See acast.com/privacy for more information.

This week the Money Show looks at strategies to avoid the child benefit cuts, and other investment vehicles for children’s funds, whether bond investors should seek safer havens and whether new mortgage lending rules will hit the wealthy Hosted on Acast. See acast.com/privacy for more information.

How to get a decent rate on your cash Isa, the latest on house prices and are the newest financial mobile applications any good? Hosted on Acast. See acast.com/privacy for more information.

Is it worth transferring your personal pension? We look at the exit charges that can make all the difference. Plus - high-earners' tax bills, and how to get a buy-to-let mortgage. Hosted on Acast. See acast.com/privacy for more information.

Why are high street banks so keen to talk about investment bonds? Can property buyers think about new-build again? Plus the IC at 150. Hosted on Acast. See acast.com/privacy for more information.

The latest news on the tax bill debacle, whether investing in corporate bonds funds is still a good idea, and where are the best places overseas to draw your pensions? Hosted on Acast. See acast.com/privacy for more information.

Which high street banks get the most customer complaints? Bad funds are merged into good ones, so how can we tell how they are performing? And why it pays to be in a detached house. Hosted on Acast. See acast.com/privacy for more information.

Interest rates could rise sharply if inflation gets out of control - so how can savers find the best deals? Not all absolute return funds are making absolute returns - we look at why. And could being too near to a shop or a pub prevent you getting a mortgage? Hosted on Acast. See acast.com/privacy for more information.

Cheap tracker mortgages - why there's no need to get them while stocks last. Inflation proofed savings are here again. And cautious managed funds - why it turns out that data providers can't get their facts right Hosted on Acast. See acast.com/privacy for more information.

How can house sales be increasing when mortgage approvals and house prices are falling? When is a cautious managed fund not a cautious managed fund? And what should parents of students be doing: renting or buying universtity digs? Hosted on Acast. See acast.com/privacy for more information.

Do banks shareholders have much to shout about? Banks have also been cutting their mortgage rates, but will applicants for interest only loans get a look in? And even when you're on your holiday, can you bank determine how good a time you have? Hosted on Acast. See acast.com/privacy for more information.

We examine new proposals for lower pension contributions and a longer working life. Will you learn to love your bank? Metro Bank reckons you will. And will your holiday-home become less tax efficient? Hosted on Acast. See acast.com/privacy for more information.

Where to put your money now index linked certificates have disappeared. What should you do with your pension fund, while the government consults on new annuity rules? And where will you find an investment property offering a rental yield of more than 6 per cent? Hosted on Acast. See acast.com/privacy for more information.

Will you get a large loan if you have to prove you can afford it? Will you see your pension get smaller, if its index linked to the CPI rather than the RPI. And will you get a windfall, if private equity investors do a deal with your building society? Hosted on Acast. See acast.com/privacy for more information.

Why private banks lost investors more than 60 per cent last year. Why some "low-cost" funds can land you with a much higher tax bill. And why should you pay fees to spend your own money on holiday? Hosted on Acast. See acast.com/privacy for more information.

Investors are piling back into buy-to-let - but are there good deals out there? With-profits providers have been slammed for treating customers poorly - but what can you do about it? And, we look at the best savings deals Hosted on Acast. See acast.com/privacy for more information.

Income tax allowances have gone up, but tax bands have come down -so are we paying more or less? And pension tax relief will get simper - but will it be any better for higher earners? Hosted on Acast. See acast.com/privacy for more information.

Capital gains tax has gone up - but not as much as expected. Income tax has effectively come down - but not for as many as expected. And pension red tape is being cut down - but not just yet Hosted on Acast. See acast.com/privacy for more information.

It may be all over for the FSA, but what does it mean for consumers? BP investors are set to lose their dividends, so where else can they go for income? And are offshore pension plans a suitable option? Hosted on Acast. See acast.com/privacy for more information.

We assess the oil spill's effect on BPs share price and dividend. Who needs a financial adviser? We find even more investors going it alone. And who's moving into new-build property? Hosted on Acast. See acast.com/privacy for more information.

Is pension tax relief for the chop in the emergency budget? If so what should you do now? Are there any safe haven investments any more? And what's the point of an independent financial adviser? Hosted on Acast. See acast.com/privacy for more information.

The final episode of four podcasts in the FT Money/Neptune emerging markets series. Listen to Jim O'Neill of Goldman Sachs, Tim Bond of Barclays Capital and James Dowey of Neptune Hosted on Acast. See acast.com/privacy for more information.

Can two new mortgage providers revive the buy to let market? Child trust funds are no more. But what are the alternatives? And capital gains tax is going up. Hosted on Acast. See acast.com/privacy for more information.

David Giampaolo, chief executive of Pi Capital, an investor network group for wealthy people, talks to Lucy Warwick-Ching about why it could be risky to put CGT up Hosted on Acast. See acast.com/privacy for more information.

Inflation is ticking up so what can savers do? How would a reduction in tax relief affect your retirement? Why we're all still waiting for the government's pension policy. And where can you find an asset that has risen more than 20 per cent this year? Hosted on Acast. See acast.com/privacy for more information.

The third of four podcasts in the FT Money/Neptune emerging markets series. Listen to Jim O'Neill of Goldman Sachs, Tim Bond of Barclays Capital and James Dowey of Neptune Hosted on Acast. See acast.com/privacy for more information.

The first of four podcasts in the FT Money/Neptune emerging markets series. Listen to Jim O'Neill of Goldman Sachs, Tim Bond of Barclays Capital and James Dowey of Neptune Hosted on Acast. See acast.com/privacy for more information.

Capital gains tax is going up in an emergency Budget - so how long have you got? What do the new tax policies mean for house prices? And what will happen to tax relief on pension contributions? Hosted on Acast. See acast.com/privacy for more information.

A hung parliament sends sterling and the stockmarket falling - but how will it affect your finances long term? Could the Greek debt crisis spread to the UK? And to become a truly global investor Hosted on Acast. See acast.com/privacy for more information.

The first of four podcasts in the FT Money/Neptune emerging markets series. Listen to Jim O'Neill of Goldman Sachs, Tim Bond of Barclays Capital and James Dowey of Neptune discuss the growth potential of these markets Hosted on Acast. See acast.com/privacy for more information.

Banks are under fire for not dealing with customer complaints properly - but is there anything you can do about it? Property recovery funds have failed to get investors excited - so how should you invest in the property market? And we take a look at the three main political parties views on tax. Hosted on Acast. See acast.com/privacy for more information.

Airlines return to the skies - but they're flying in the face of the law when it comes to compensating passengers. Which pension policies will get your election vote? And is the feeling mutual? We ask whether savers with mutual societies should protest about executive pay. Hosted on Acast. See acast.com/privacy for more information.

The election manifestos are hot off the press - but will they leave you hot under the collar about taxes on property? The Tories plan an early sale of government stakes in the banks. And as the euro exchange rate bounces around like a beach ball, what can holidaymakers and investors do to get a better deal? Hosted on Acast. See acast.com/privacy for more information.

New Isa deals are already out - and 50 per cent taxpayers are being urged to take one out now. Dividends are back - so where to find the best income stocks? And how to invest in the most tax efficient way Hosted on Acast. See acast.com/privacy for more information.

Are complaints about ISA transfers justified? Has much further can gold fever go? And is there any way to avoid the 5 per cent stamp duty? Hosted on Acast. See acast.com/privacy for more information.

It's a stamp duty holiday - but who qualifies? Plus, ISAs and tax planning Hosted on Acast. See acast.com/privacy for more information.

Is there still time to avoid possible Budget tax rises? Can you claim more tax back? And is the sun rising on Japan? Hosted on Acast. See acast.com/privacy for more information.

State-funded banks are offering less competitive mortgage rates - so can you get a better deal at a building society? Buying privatised companies has proven a better bet than the FTSE since the 1980s - so what deals should you consider now? And where's the best place to put your EIS money? Hosted on Acast. See acast.com/privacy for more information.

The base rate has been at 0.5 per cent for a year now - so is there any point locking up your cash? The dollar strengthens against the pound, and the euro weakens - but what does it mean for your investments? And if you want to borrow a few million, what will the bank accept as security? Hosted on Acast. See acast.com/privacy for more information.

David Stevenson, the FT's Adventurous Investor, talks to David O’Hara of Blackthorn Focus about Aim-quoted companies and the way they treat their shareholders Hosted on Acast. See acast.com/privacy for more information.

Northern Rock lifts its 100 per cent guarantee for savers - so where is the best place to get a cash Isa now? And employers are stopping payments to employee pension schemes Hosted on Acast. See acast.com/privacy for more information.

Wealthy taxpayers are under greater scrutiny by the Revenue - so how can they protect themselves? Investing in farmland is looking like a good move for tax planning purposes - but how can you buy it? And should you be actively managing your cash investments? Our research shows that cash has done better than other studies suggest. Hosted on Acast. See acast.com/privacy for more information.

Will it matter to investors that Anthony Bolton's new China fund is an investment trust? Private investors' lost more than a billion pounds worth of dividends last year - so where can you turn for a reliable income? And why are mortgage lenders treating reluctant landlords differently from professional landlords? Hosted on Acast. See acast.com/privacy for more information.

David Stevenson, the FT's Adventurous Investor, talks to Tim Bond and Michael Dicks about investing in demographics and timing your asset switches Hosted on Acast. See acast.com/privacy for more information.

Will you still have to buy a pension annuity after the election? Shouldn't higher earners seeking tax relief turn to VCTs? And are cash Isas worth getting, if you only save tax on 0.1 per cent interest? Hosted on Acast. See acast.com/privacy for more information.