HerMoney with Jean Chatzky

This week we dive into all things body positivity, self-love, health and wellness, with Jessamyn Stanley, an internationally acclaimed voice in the wellness space. She’s the author of two books: Every Body Yoga and YOKE: My Yoga of Self Acceptance, which explores issues of self-love, body-positivity, and race. We discuss the intersection of health and money, the pandemic's impact on Black women, and more. In Mailbag, we discuss prioritizing student loans, a 401(k) and emergency fund, and how to invest a $130,000 profit on a home sale. In Thrive, how to save money on travel. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Success” can be a loaded word — the journey there is not always healthy. There are sacrifices. There is burnout. And sometimes big paychecks translate into big headaches. But it’s possible to walk a path to greatness that feeds our soul without crushing it. Brad Stulberg, author of The Practice of Groundedness, shares what a sustainable model for success really looks like. In Mailbag, we talk about saving too much + what to do with your car if you’re moving overseas. In Thrive, how to know if your new job offer is really worth making the jump. Learn more about your ad choices. Visit megaphone.fm/adchoices

Need a wardrobe refresh? In this week’s bonus Mailbag, we’re dishing on everything that goes into our closets. What should we be looking for at thrift stores? Is tailoring really worth it? What about dry cleaning? And when we head back to the office, what should we be wearing to work? Fashion and beauty expert Jacqui Stafford (who recently joined us for Episode 273: Help! I Have Nothing To Wear) is back to answer all your questions with her practical ‘best girlfriend’ style advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

44% of couples admit to arguing about money, and 18% of us identify money as our greatest relationship challenge. The truth is, we all need to be talking about our money more — a lot more. Stacey Watson, head of Life Event Planning at Fidelity Investments, shares how couples can get to a better, more empowered place in our relationships. In Mailbag, we discuss how to have a "retirement budget" and paying for private elementary school. In Thrive, why you already have a prenuptial agreement…even if you didn’t sign one. Learn more about your ad choices. Visit megaphone.fm/adchoices

The reason why risks seem like such a big deal is because we never really know if we’re going to be successful. We might fail. But what if we could approach our risk-taking with a better understanding of what’s required to achieve lasting success? Or with more faith that we could find a silver lining in the face of failure? Sukhinder Singh Cassidy, author of Choose Possibility, offers the ultimate guide to decision-making and risk-taking for anyone who's ever been afraid of making the wrong choice. In Mailbag, where to invest an extra $3,000 a month, and buying a home while earning $48,000. In Thrive, inherited wealth for millennials. Learn more about your ad choices. Visit megaphone.fm/adchoices

How can we ensure a healthy retirement for ourselves + a successful financial start for our children? This Mailbag-only episode is all about college and retirement. We talk 529s, 401(k)s. paying for college as a single mom, life insurance, and what to do if you're facing college bills + retirement in quick succession. If you have a question you'd like Jean to tackle, write to us at [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

How often do you say "yes" to things you don't want to do? We all have our boundaries tested from time to time, but we have to guard our free time and protect our sanity. The good news is, it can be done! Terri Cole, psychotherapist and author of Boundary Boss, helps us all learn how to say “no” when we’re used to saying “yes,” and put up guardrails when we need them. In Mailbag, we look at buying a home when you're planning to move in 3-5 years. In Thrive, a breakdown on tailoring your clothing — is it really worth it, and where do you go? Learn more about your ad choices. Visit megaphone.fm/adchoices

Even though we're back sharing real-life hugs and kisses instead of just texting digital hearts back and forth, the truth is, we're lonely. 61% of Americans report being lonely, despite the fact that we're all more "connected" now than at any point in history. Adam Smiley Poswolsky, millennial workplace expert, and author of Friendship in the Age of Loneliness: An Optimist’s Guide To Connection, shares how we can meet new people, maintain friendships, and dive deeper into the relationships we love most. In Mailbag, we look at the best accounts to set up for children, and in Thrive, how to create a post-pandemic budget that you can actually stick with. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is "rich" to you? How much are you looking to save before you feel "comfortable"? Tori Dunlap, CEO of Her First 100k is dedicated to fighting financial inequality for women, and is here to teach us all how to negotiate, the importance of maxing our Roth IRAs, and how to budget without depriving ourselves of what we love. In Mailbag, we break down how to fill out the FAFSA with your ex-husband, and the need to have a fiduciary listed in your will for ease of distributing your estate. In Thrive, what NOT to do if you win or inherit money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you’re planning on buying, selling, renting a property, refinancing, or just waiting out this crazy market, we’ve got you covered. In this dedicated Mailbag episode, Jean tackles questions on rental properties and cohabitation agreements, how income from rental properties should be added into our retirement equations, and how best to use an inheritance windfall — to pay off a mortgage or invest in the market? We then explore recasting loans, and the value of refinancing if you're considering a move. Thank you so much to all our listeners for writing to us! Reach us with your questions for Jean anytime at [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

We know of absolutely no one whose careers were a straight-arrow trajectory, who absolutely loved very single job they've ever had. Sometimes, our jobs suck. Sometimes, we feel stuck. But we can always pivot, reinvent and find what’s been missing in our careers. Ashley Stahl, author of You Turn: Get Unstuck, Discover Your Direction, Design Your Dream Career. tells us how we can do just that. In Mailbag, bank account beneficiaries and student loan forbearance. In Thrive, the items on your credit report that will scare lenders. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans drank more — a lot more — last year. Alcohol sales were up by 54%, and women’s “heavy drinking days” increased by 41%. With wine-fueled 5K races, after-work happy hours and boozy brunches, we are surrounded by alcohol. This week we’re talking about it all with Laura McKowen, author of the bestselling memoir, We Are The Luckiest: The Surprising Magic of a Sober Life, and founder of The Luckiest Club, a global sobriety support community. We discuss why we drink, how much we spend on drinking, the sober life, addiction, and so much more. In Mailbag, we talk about refinancing student loans and rebalancing your 401(k) In Thrive, could your hybrid workplace be toxic? Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s been a shift in the job market. More jobs can be done remotely than ever before. More companies are hiring. And — great news — salaries are on the rise. So, how do you stand out and secure one of these jobs for yourself? Irina Novoselsky, CEO of CareerBuilder​, weighs in on all, including the biggest areas for growth, and how women can excel. In Mailbag, Jean and Irina tackle questions on how to make a career transition and how to ask for a raise. In Thrive, how to save money while working from home. Learn more about your ad choices. Visit megaphone.fm/adchoices

What should we wear to work? What looks good in the modern office? Fashion and beauty expert Jacqui Stafford gives us a rundown on the investment pieces we need in our wardrobe now + forever. In Mailbag, we discuss long term care premiums, how to encourage a child to spend less and save more, and how to become a financial planner. In Thrive, are you falling victim to "revenge spending"? Our post for this episode at HerMoney.com has links to our favorite products! Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you an investor? Do you want to be more successful at playing the markets? In this episode, we're looking at what makes a “great” investor, and how we can all get there. This week, we're joined by William Green, author of the book: Richer, Wiser Happier: How the World’s Greatest Investors Win in Markets and Life, and Laura Geritz, CEO and Founder of Rondure Global Advisors, a woman-owned investment firm. The pair tell us how many of the world’s super-investors found their path, and how we can do the same. In Mailbag, we talk IRA conversions and getting financial power of attorney for a mother-in-law. In Thrive, the skills you learned in your entry-level job that need to go on your resume, ASAP. Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s at the top of your list of needs? Specifically, your financial needs? Maybe — just maybe — you need a budget. At HerMoney, we would argue that everyone does, and so would our guest this week, Jesse Mecham, founder of You Need A Budget. Listen in as Jesse advises us how to break the paycheck-to-paycheck cycle, get out of debt, and save more money. In Mailbag, we discuss saving for retirement while in med school, and investing in moving homes due to negative experiences with a neighbor. In Thrive, ways lower your healthcare costs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans spent $143 billion on mobile apps in 2020. Since the pandemic began, Amazon's sales have grown by more than 40% and its stock nearly doubled. But who is really winning and losing in one-click America? Alec MacGillis, author of the new book"Fulfillment" tells us what Amazon is doing to our hometowns, our wallets and even our brains. In Mailbag, we discuss moving funds from tax-deferred accounts into Roth accounts, and managing rental properties in retirement. In Thrive, how to cut out food waste. Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the course of the last year, it seems change happened all around us — but this week’s episode is for those who are aspiring to change themselves. Dr. Katy Milkman, author of "How To Change" discusses how our daily decisions affect our prosperity and our happiness, and how to create real and lasting change in our lives. We also discuss women and work, and how to make some of the big decisions many of us are facing now. In Mailbag, navigating an inheritance while on SSI, and corrective distributions for 401(k)s. In Thrive, reassessing our financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nearly 16 million people have moved recently, and millions more looking to create more beautiful living spaces. But how do we know where to start, how much to spend, or what’s really going to have the biggest impact? Interior designer James Farmer joins us to share how we can make our spaces more personal and beautiful, all while sticking to a budget. In Mailbag, funding retirement + buying a second home, and how to "borrow" from yourself for a down payment. In Thrive, how to identify your financial weakness and overcome it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Jen Gunter, “Twitter’s resident OB/GYN,” and author of the bestseller, “The Vagina Bible,” joins us for a candid discussion about what it really means to go through menopause — not just to survive it, but to move through it in a better, more empowered way. She discusses takeaways from her new book, “The Menopause Manifesto,” and we dispel some misconceptions surrounding menopause and women’s health. In Mailbag, we tackle questions on retirement savings benchmarks and home buying in this hot market. In Thrive, how to get comfortable asking for a raise — and why more women don’t do it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are nuptials in your future? Whether you're a bride, a bridesmaid or a guest, things look different this year. Many brides are hosting “minimonies" with smaller crowds, getting married in private homes, and spending less on everything, including dresses. Enter Grace Lee and Monica Ashauer, co-founders of Birdy Grey, bridesmaid attire company, known for its $99 dresses. (Yes, they're all $99!) They talk about what's new in weddings for 2021, and how to cut costs. In Mailbag, we hear from a bride unsure whether to spring for a father-daughter dance, a mom unsure if her contribution to her son's wedding is a sufficient present, and an investor debating a new property. In Thrive, how to teach your kids about money. Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s so much to unpack with IRAs — individual retirement accounts — that we did a dedicated Mailbag episode to tackle your most pressing questions. Jean joins expert Ed Slott, CPA and author of The New Retirement Savings Time Bomb to answer listener questions on SEP IRAs, Roth IRAs, IRA rollovers, IRA contributions, IRAs vs. 401(k)s and so much more. (If you have a question for Jean to tackle on an upcoming episode, please drop us a line here!) Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we’re tackling all things IRAs — individual retirement accounts — because there is SO much there: traditional IRAs, Roth IRAs, IRA conversions, SEP IRAs, spousal IRAs, backdoor contributions and more. Jean sits down with Ed Slott, CPA and author of "The New Retirement Savings Time Bomb" to take a deep dive into all things IRAs, and what they can do for you and your financial future. Our mailbag for this show is a special episode of its own, Bonus Mailbag #26: The Ultimate Guide To IRAs. (We just had too much to say for one episode!) Learn more about your ad choices. Visit megaphone.fm/adchoices

Our families are a big reason why so many women stepped out of the workforce during COVID. But after putting others first for over a year now, it's time to get back on track with a real financial check-up. Sangeeta Moorjani, Executive Leader for Workplace Investing at Fidelity, breaks down the main building blocks to a solid financial plan and tells us how to get started. In Mailbag, saving for children and how pensions factor into retirement planning. In Thrive, rebuilding savings. Learn more about your ad choices. Visit megaphone.fm/adchoices

The majority of women — 77% — say they see money in terms of what it can do for their families. And while family = life, your money is the tool that’s going to get you where YOU want to go. Chelsea Brennan, founder of Smart Money Mamas, talks about the new investing rules for 2021 and beyond. We also talk career breaks + budgeting for life events. In Mailbag, we tackle paying for college and best practices with old retirement accounts. And in Thrive, why 1 In 3 women of color are planning on leaving their jobs by next year. Sign up for our special weeklong Motherhood & Money series here. This free program starts May 3 and offers moms the support + solutions they need now to get back on track with their finances. Learn more about your ad choices. Visit megaphone.fm/adchoices

More than 85% of women are stressed about their finances, but it doesn’t have to be that way. Tiffany Aliche, The Budgetnista, tells us all how to “get good” with our money, how to take control of our finances, and get a handle on exactly where we’re headed. Tiffany takes us step-by-step through some important ways we can attain financial security + peace of mind. In Mailbag, we talk about investing vs. paying down credit card debt, how a woman living overseas can invest for the future, and how much to pay in cash vs. taking out a loan when buying a car. In Thrive, kids and money in a post-COVID world. Learn more about your ad choices. Visit megaphone.fm/adchoices

70% of us are planning to redecorate our homes this year. Are you one of them? Tiffany Brooks, host of HGTV’s “Smart Home” and “Rock The Block" shares some of her favorite design touches and walks us room-by-room through a home. She shares the most impactful changes we can make, particularly if we’re on a budget. In Mailbag, we tackle questions on the best vehicles for retirement investing, how to set up a secure account for a minor, and how best to invest stimulus money for your children. In Thrive, Jean tackles how to forgive yourself for financial mistakes. Learn more about your ad choices. Visit megaphone.fm/adchoices

What should we be doing now to earn more? To not only know our worth but be paid our worth? Claire Wasserman, founder of Ladies Get Paid, tells us how women can get recognized and rewarded at work and get paid what we deserve. We talk about networking during COVID, and networking internally once we’re hired, in a remote work environment. In Mailbag, we talk career transitions and pay cuts, and protecting our retirement earnings from a tax hit. In Thrive, spring cleaning your finances. Learn more about your ad choices. Visit megaphone.fm/adchoices

The gender confidence gap is real. So, what can we do? Katty Kay and Claire Shipman, authors of the book, “Living The Confidence Code” are here to empower the next generation of young women to make a difference in the world. The pair discuss the importance of role models who are real, and the pivotal cultural moment we’re in now for women’s leadership and representation. We talk about some of the best ways we can all give ourselves (and the women around us) a boost. In Mailbag, how to prevent identity theft, and how to manage a successful retirement when your partner has less saved than you do. In Thrive, how to escape your work-from-home productivity slump. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you rethinking what you want out of your working life, or looking for a new job? Almost half of us make a major career change at some point, but where do we start? Lindsey Pollak, author of, “Recalculating: Navigate Your Career Through the Changing World of Work” walks us through how to recalculate our careers with new networking techniques, rockstar applications, social media and more. Which of your skills are translatable? Reinvention is easier than you may think. In Mailbag and in Thrive, we talk about retirement strategies and securing our futures. Learn more about your ad choices. Visit megaphone.fm/adchoices

While the future is definitely still female, the truth is, we lost far more women than men from the workforce this past year with COVID, many of them women over 50. How can older women reclaim their workplace power and confidence, and go boldly into this next stage of their careers? Bonnie Marcus, former CEO and author of the new book “Not Done Yet!” tells us how. She breaks down the most common ageist assumptions in the workplace, the “myth of meritocracy,” and how to check our own self-limiting beliefs. In Mailbag, questions on student loans, emergency funds, and IRAs. In Thrive, your $1,400 that’s coming, and all your new stimulus FAQ, answered. Learn more about your ad choices. Visit megaphone.fm/adchoices

Despite the down economy and record unemployment, thousands of companies ARE hiring. If you lost your job or if you know that it’s time for a change, this show is for you. Dorianne St Fleur, founder and CEO of Your Career Girl, a career development agency for women of color, walks us through the best strategies for landing a new job and getting promoted, even in an uncertain remote work world. In Mailbag, we tackle listener questions on financial literacy for children and buying a vacation property in Mexico. In Thrive, how to get a promotion — yes, in the middle of a pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you distracted? Stressed? Unable to focus or sleep without thoughts racing? Us, too. Thankfully, neurologist and integrative medicine specialist Dr. Romie Mushtaq is here to help us cure our “busy brain,” minimize stress, and prevent burnout. She walks us through a mini meditation and offers concrete steps for finding calm. In Mailbag, we advise a recent college grad on where to put her savings, and we dive into mortgage refinancing and charitable giving. In Thrive, Jean breaks down five ways to improve your credit score and secure the home of your dreams. Learn more about your ad choices. Visit megaphone.fm/adchoices

These days, it’s easy to spend $300,000 on four years of education. But what’s really “worth it”? How much should you be spending and where should you be negotiating? Ron Lieber, author of The Price You Pay For College breaks it all down for us. He tells us why college really costs so much, how to navigate the complexities of the financial aid system, and breaks down the best savings strategies. In Mailbag, we tackle questions on paying for college, establishing Roth IRAs for college students, and how to prioritize student loans vs. saving for retirement. In Thrive, the 5 financial moves you need to make now to get your high school senior ready for college. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we answer the two questions that Jean gets asked most often: When do I need a financial advisor, and how do I find one? Pam Krueger, founder and CEO of Wealthramp and host of Money Track, breaks it all down for us. We talk types of advisors, what a “fiduciary” does, and the steps to take if you’re ready to work with someone. In Mailbag, advice for a listener who came into a sizable inheritance but has no other savings, and questions on whole life insurance, retirement catch-up contributions and rolling over an IRA vs. starting a new one. In Thrive, how to stop money fights in their tracks. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you swiping right on potential new partners? A majority of women say their dating lives aren’t going well, but apps are more popular than ever. What’s going on? Author Jon Birger says modern dating is in crisis, but he has a solution. In his new book Make Your Move: The New Science of Dating and Why Women Are in Charge, he tells us how we can take charge of our dating lives. In Mailbag, we tackle questions on using Medicaid when our savings run out, and hiring a bill negotiator. In Thrive, the money conversations to have with your partner every year. Learn more about your ad choices. Visit megaphone.fm/adchoices

For the thoughtful, long-haul investor, the news this past week has been frustrating and confusing. What happened with GameStop? What is a “short sale” and how did the whole thing get started on Reddit? Karen Finerman, President of Metropolitan Capital Advisors, breaks it all down for us, and talks about what it means to invest with confidence. In Mailbag, we talk about saving in a HYSA vs. saving in the stock market, and whether to maximize a retirement account or put money somewhere else. In Thrive, 2021’s ultimate debt pay-off plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

From selling greeting cards at a local gift shop to $1 billion in lifetime sales — that’s the incredible path of artist Mary Engelbreit, who tells us how we can turn our art and creations into a valuable income stream. We talk about selling your products on Etsy vs. exhibiting in galleries, promoting yourself, and the journey from artist to entrepreneur. In Mailbag, what to do with our investment dividends, taking a pension vs. cashing it out, and being prepared for a layoff in the face of job uncertainty. In Thrive, combating our nerves to earn better investment returns. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you looking to make a change with a new job, career growth or a raise? Then listen to everything Rachel Rodgers, CEO of Hello Seven, has to tell us this week! Rachel dishes on how to ask for more money, and what makes her say “yes” when one of her employees asks for a raise. She talks about how we can find roles that don’t just provide us with a paycheck, but also profit sharing, equity, commission and more. In Mailbag, we talk about switching 401(k) contributions from a ROTH to a traditional account, and financially assisting our aging parents. In Thrive, the email phrases that make you sound unprofessional. Learn more about your ad choices. Visit megaphone.fm/adchoices

Where are you spending? Where are you saving? Are you making truly meaningful decisions about your money? Are you making progress towards your bigger goals? Where do you want to be in 12 months? What about 12 years? Peter Polson, CEO of Tiller Money, walks us through budgeting basics, budgeting technologies, and a step-by-step guide to getting started. In Mailbag, we talk about donating to those who need it most, buying a new home for a nervous buyer who overcame homelessness, and getting pre-approved for a mortgage. In Thrive, 2021’s new rules of job offer negotiation. Learn more about your ad choices. Visit megaphone.fm/adchoices

When the time comes for us to support an elderly family member, finances are a big piece of the puzzle. But what does this mean for you, as a potential caregiver? You’ve got to start having discussions around money, retirement assets, and wills now — as in, today. We sit down with Cameron Huddleston, author of “Mom and Dad, We Need to Talk” for a step-by-step guide to the conversations we need to have. In Mailbag, we tackle questions on home sales, financially supporting our parents, and how best to invest and allocate non-retirement funds. In Thrive, we tackle winter’s productivity slump. Learn more about your ad choices. Visit megaphone.fm/adchoices

These last few months have turned our working lives upside down. Jean dives in to tackle your most pressing career-related challenges. We talk about making the transition from a high paying field into childhood education, how to save for retirement after a layoff, and how to prep your resume when you’ve been working for yourself for over a decade. We also hear from a listener who took on debt while she was out of work for three years and is unsure how to move forward, and we check in with a recent grad on how to rock her first savings decisions. If you ever have a question you'd like Jean to answer, write us at [email protected]. Happy New Year!! ENTER TO WIN! Take our annual podcast survey, and be entered to win free HerMoney swag, $100 Amazon gift cards, and so much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Gabby Bernstein tells us how we can successfully move into 2021 with open minds, open hearts, and a healthy dose of optimism. As a lifestyle guru, a fixture on Oprah’s Supersoul Sunday, and #1 New York Times bestseller, Gabby has spent the last 15 years teaching meditation and changing lives. She offers her best tips for getting rid of our fears, de-stressing, and starting our New Year off in a positive place. In Mailbag, we tackle investing in real estate, how 1099 workers can save for retirement, and childcare from family members. In Thrive, four ways to create enjoyment from our money in the New Year. ENTER TO WIN! Take our annual podcast survey, and be entered to win free HerMoney swag, $100 Amazon gift cards, and so much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Mailbag-only episode, Jean dives into questions about life insurance (and how much of it we really need) and Dependent Care FSAs. Jean also advises a listener who's considering setting up a will or living trust, and counsels another woman who is curious about the “5 year lookback” that we’ve all heard about for Medicaid. Lastly, Jean advises a woman who's considering getting a will even though she's only 24. If you have a question you'd like Jean to answer, write us at [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week’s guest, Jennifer Risher, has invited the world to talk about money and what it means to have too much of it, with her memoir, "We Need To Talk: A Memoir About Wealth.” Jennifer shares some of her personal experiences having awkward money conversations, and walks us through five steps to take when diving into discussions with friends and family. (Hint: Listen first. Then ask questions.) Jennifer also shares her best advice for people looking to give back to those in need. In Mailbag, we tackle IRAs, life insurance, refinancing, and tax implications with home buying. In Thrive, buying fractional shares of stocks. Learn more about your ad choices. Visit megaphone.fm/adchoices

A crazy year is coming to a close, and we’re looking to channel holiday spirit in any way we can, despite not being able to gather with friends and family. Emmy-nominated host and culture expert on Netflix’s hit series ‘Queer Eye,’ Karamo, is here to help us find nuggets of cheer and optimism this year, even when we’re stuck in our bubbles at home. The pair talk about giving back this year, the best gifts we can give, and how to take care of ourselves during stressful times. In Mailbag, we talk about that 15% figure for retirement contributions, the dangers of being over-insured, and home renovations for an Airbnb. In Thrive, our top financial New Year’s Resolutions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’re probably familiar with the “OK, Boomer” meme… But it’s not just a sarcastic dismissal — it’s a recognition that millennials are in crisis, says this week’s guest Jill Filipovic, author of "OK, Boomer, Let's Talk: How My Generation Got Left Behind.” Jill highlights some of the policy changes and economic structures that have held millennials back, and walks us through concrete suggestions to improve our lives. In Mailbag, we tackle listener questions on loaning money to family, what to do if you’re considering a career in finance, and how to move forward with FMLA if you’re a contract employee who is expecting a baby. In Thrive, a mind trick that can help you save more money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Although by now we’ve all found our new ‘COVID routines,’ we’ve also found our COVID ruts, with more drudgery and ‘adulting.’ Katina Mountanos, mindset coach and author of ‘On Adulting’ breaks down how we can all embrace our responsibilities without letting go of the joy in our lives. She offers formulas for getting off the hamster wheel of work-gym-sleep, and she shares some of her favorite ‘perspective shifts’ to make it through stressful times. In Mailbag, we talk about reinvesting after losing money in the stock market, saving for retirement in an HSA, and how to save for retirement after being laid off. In Thrive, job interview follow-up etiquette during COVID times. Learn more about your ad choices. Visit megaphone.fm/adchoices

Home sales are up, and you have real estate questions! We’re diving into all of them. First, we hear from a listener who is unsure whether or not to sell her condo, even though she’s losing money every month. We also tackle a question from a listener who was outbid on a home, but then the sellers came back to her and offered her the chance to buy the house. Another listener writes in with a question on doing IVF vs. building an addition onto her home, and one woman is seeking guidance on the different methods of financing large home projects. Lastly, we hear from a listener who just refinanced in 2018, and is wondering if she should refinance again. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many women leave the workforce to care for someone they love. But how do we do it while compensating for our lost savings opportunity? Even a one year career break can mean $160,000 less by retirement. Kathy Murphy, President of Personal Investing at Fidelity Investments, offers real solutions for weighing the pros and cons of a career break, and shares concrete steps we can take to reduce the financial impact. In Mailbag, saving in an emergency fund, second act careers, and helping a parent save for retirement. In Thrive, getting reimbursed for work-from-home expenses. Learn more about your ad choices. Visit megaphone.fm/adchoices