Geared for Growth Property Investing Podcast

This week we're chatting with a real clever cookie, it's George Morice, one of the partners at Prime Partners Accountants. Now, I need to advise that George is an accountant, not a financial advisor, so any advice we've got here, is just general in nature, but we hear some great stories from George about his financial literacy education as an 8-year-old and an interesting way that his father taught him the value of patience and money, and George gives us some great insights into doing the due diligence on an investment property like an accountant. It's a fantastic and illuminating interview with George, who's always a lot of fun, I'm sure you'll get a lot out of it.

This week we're chatting with Daniel Walsh, who's a buyer's agent and founder of Your Property Your Wealth. Now, Daniel started investing at the age of 19 and at 27 had a property portfolio with 19 properties evaluated at over $4 million. We have a chat to Daniel about his mindset as a youngster and how he got bitten by the property bug. We also do a deep dive into the types of properties that he's chasing and how he does his due diligence, the areas he selects and how he selects properties based on the needs of the portfolio. Daniel is very generous with his information and it's a great interview, which I'm sure you'll enjoy.

This week we're chatting with Melissa Maimann, the Buyer's Agent, and we have a chat to her about how she serves both investors, owner-occupiers, and renters in the property market and she shares some great insights about how to select a property that all three are interested in. We talk about the opportunities in the market, a little bit of an idea about the more resilient pockets of real estate in Sydney, and she just gives us some great advice about selecting a property and what she's seen working from an investment strategy point of view. It's a great interview, and I'm sure you'll enjoy it!

This week, we're chatting with Byron Miller, who's the managing director and principal of Asset Agents, in the Sunshine Coast. We have a chat to Byron about his background in real estate, how he became an investor at 20 years of age, and we really tease apart the Sunshine Coast Market. We talk about the growth drivers, the arrival of players like Stockland increasing supply, and what the main drivers are for capital growth, with some of their new projects, such as the Airport Expansion and hospitals and that sort of thing. We talk about some opportunities for investors and how to interview a property manager and make sure that you're getting someone looking after your investment the way that it should be done. It's a great interview, and I'm sure you'll enjoy it.

This week we're chatting with Jay Anderson, who's the director and owner of Jay Anderson Property. We have a good chat to Jay about his background in the hotels' industry, both from the business analysis point of view and an acquisition point of view. There are some great parallels for property investing that he's learned along that journey as well. He shares some fantastic information about how population data and demographics yields days on market and all the drivers that help you to select a high performing property. It's a great chat with Jay, and I hope you enjoy it.

This week we're chatting with Scott O'Neill who's the founder of Rethink Investing. Scott and his wife have a massive property portfolio in the tens of millions of dollars by the age of 31. They were both able to retire at age 28. They enjoy a solid passive income from their property portfolio and are able to travel three to six months of the year. We have a chat to Scott about how they've been able to achieve those results and the types of properties that have enabled to get to that level. We put the magnifying glass specifically on commercial property as well and Scott's got some great advice about saving, about assessing the growth and yield fundamentals for the property and about the types of commercial properties that he's investing in as well. It's a fantastic listen and Scott's very generous with the information and the time. I'm sure you're gonna enjoy this one.

This week we're chatting with Chris Bates who's a mortgage broker and financial adviser and he's the founder of Wealthful. He's also the co-host of the Elephant in the Room podcast. We have a chat to Chris about some of the elephants in the room at the moment, the financial landscape, the lending policies around serviceability with the banks. He gives us some great advice about how to begin our planning journey and we talk about property market fundamentals and drivers that ensure that we have a framework for analyzing the properties that we purchase based on demographics and scarcity. It's a fantastic and illuminating interview with Chris. I think you'll really enjoy it.

This week we're chatting with Anthony Alabakov who's the CEO and founder of My Mortgage Freedom they're a brokerage company. He works with a lot of high net-worth individuals across all sorts of funding services. We're talking development, self-managed, superfund, mum, and dad investors. We have a chat to him about how brokers work, how he can get the best deal for his clients, and a little bit about the finance world post the royal commission and post APRA. He's also got some great advice from the top end of town the way that they invest and some great advice for people that are looking to build their property portfolio. It's a great interview with Anthony and I hope you enjoy it.

This week we're chatting with Jane Slack-Smith who's the founder of Your Property Success and the owner of Investor's Choice Mortgages. We have a great chat with Jane about her three-pronged approach to property investing that is buying under market, renovating to increase equity, and increase the cash flow and also purchasing based on growth. So finding those growth property locations so she shares some great information about how to achieve these bang for buck renovations and the different types of renovations that you can do, how to purchase properties below market even in a strong market, and how to purchase a property that's going to have good long-term growth fundamentals to help you weather the storm of the cycles. Jane's very generous with her time and it's a very illuminating interview. I'm sure you'll get a lot out of it.

She's the co-host on the Lifestyle Channel and one of Australia's leading Real Estate experts. Sydney based property expert and Principle of Good Deeds Property Buyers, Veronica Morgan is an expert on Location, Location, Location and discusses property, low-risk markets to invest in and why it's important to talk to a local agent when it comes to buying. Morgan also is the co-host of The Elephant In The Room Podcast.

This week we're chatting with Malcolm Gunning, who is the principal of Gunning Real Estate and the president of the Real Estate Institute of Australia. We have a chat to Malcolm about all the political hot potatoes going around in the property industry at the moment, negative gearing, his idea about having a professional property minister. We talk about the Chinese market and its influence on Australian property prices. We talk about the future of the east coast property market and opportunities for investors and of course the policies around housing affordability.

This week we're chatting with Rich Harvey who's the CEO and founder of Property Buyer. He's also the president of The Real Estate Buyer's Agents Association and was one of Channel Nine stars on buying blind. We have a chat to Rich about how he became a property investing expert how he overcame some headwinds in his own property investing journey to rebuild his portfolio and he gives some great advice around the strategy and the goal setting for property investing. And of course, some information on the markets that he is looking at at the moment and how to find growth markets that are underpinned by positive yields as well.

This week we're chatting with Dr. Shane Oliver who's the head of investment strategy and chief economist at AMP. Now we do waste a little bit of time, in the beginning, talking about Kylie Minogue a subject that Shane is very passionate about but then he shares some great advice on: His predictions for the property market How investors can see the trends and look at the data to get an insight into where property is moving The impacts of potential negative gearing changes What he sees for the outlook for the Australian economy

After growing up in rentals and low-income housing commissions, Eddie Dilleen worked his way from McDonald's worker to property owner and investor. By the age of 25, Eddie built a property portfolio to the value of $2.1 million dollars. Frequently appearing on Sunrise for his highly sought after property investing advice, Eddie lights the way to earning solid rental incomes.

James Trethewie rose to fame outside of financial planning recently in his quest for love on reality TV show, The Bachelorette. With his father being a financial planner, the Yale and USC educated James followed in his footsteps and now works for AFP, a member of the FPA. In this episode, he talks to Mike about his time on The Bachelorette with Sophie Monk.

Michael Ossitt is the director and founder of STRAND Property Group. He's a qualified architectural engineer and a buyer's agent. On today's episode, he talks about checking out of his previous job to become a buyer's agent. He shares how he started in property and his take on emerging markets. Michael has worked his way to financial freedom and gives advice on how to source properties that work to fit within portfolios that work for you, so you can do the same.

Jack Henderson is a 22 year old property investor. At such a young age, he already has over 3 million dollars of property. He made his first purchase at 18. Age is only a number for this one, as his success has equipped him with experience and knowledge about the industry that's taken him far. On today's show he shares how he got his start in real estate, his view on young people in the real estate industry, and advice on how to search for the best property investments.

Ricky Briggs is the director of Briggs Auction Services and Bon Villa Property Management. His experience in the field has equipped with skills that make him an auction guru. He's participated in thousands of auctions. On today's show he shares how he got his start in real estate, how to behave at auctions to yield the best results, and other tips and tricks to help you navigate the ins and outs of the world of auctions.

Arjun Paliwal is the director of Investor's Kit, a buyer's agency. He grew up in New Zealand with posters of high performing NBA players on his wall-- players like Michael Jordan and Koby Bryant. Arjun, himself, has become to be a high preforming investor. He reached a six-figure salary in his early twenties and has accumulated a 9 property portfolio before the age of 27. On today's episode, he walks us through his experiences as property investor and talks about how his company helps other to do the same

Dr Tony Hayek is the founder and CEO of Blue Wealth Property. Growing up, nothing pointed to Tony's future career in property research. However one thing was clear, he knew the value of hard work. He grew up in a middle class family. His parents were factory workers and pursued their own small business endeavors. When Tony was in his late 20s, he realised property development was the world of riches and success. But, he soon learned that he loved property, but hated development. This lead him to property research. On today's episode, he walks us through his journey to personal wealth through property and how others can do they same.

Michael Yardney is the CEO and founder of the Metropole Property Group of Companies. Michael has been investing since the 70s. At 23, while Michael was still in university, he worked at Portmans and managed to save for a deposit. With the help of his parents, he bought a house in 17 Large Street, South Corfield. They paid $18,000 and they took a 30 year loan. From the investment, Michael got $12 a week for rent. Since then, they have built two townhouses on the property and it is worth well over $2,000,000. On today's episode, Michael will share how he has achieved financial freedom and built a business that looks after property for investors. He also dives into different strategies such as development, renovation, and the psychological drivers between property investment and why people aren't getting ahead.

Luke Moroney is director of First Time Property Investing and Search Party Property Buyers Agency. He bought his first property in the suburb of Blacktown and admits he made mistakes many first time investors still make. At the time, Luke didn't know what he was looking at, what he was looking for, or his reasons to buy the property. He just knew he needed to make money, so he dove in and took the first plunge to make the first investment. Luke's experience has grown a lot since then. On today's episode, Luke shares how he built his portfolio of 30 properties, what mistakes he's made along the way, and tips on taking action.

Jacob Field is the founder of Ripehouse, a software artificial intelligence platform for selecting property around Australia. He's got a background in marketing and web development and has been a property investor for 15 years. On today's episode, Jacob talks about why he started the platform and explains how it works. He delves into how artificial intelligence and machine learning contributes to the success of Ripehouse. He also shares how his clients are getting up to 25% growth in the first year of ownership of properties.

Andrew Woodward is the CEO at the University of Sydney and recently wrote an opinion piece for news.com.au on Why You Shouldn't Pay Off Your Mortgage. The article was highly popular and given it's non traditional advice so it was a pleasure to chat to Andrew and unpack the mindset behind this opinion piece.

Julie Crockett is the CEO and founder of Australian Property Investment Solutions. She loves working with people by helping them invest in residential real estate and build their property portfolios. In this podcast, Julie will share insights into how to select property that matches the local demographics and how she conducts her research to identify growth areas. This podcast will also cover investment opportunities under the $400,000 mark in growth areas.

This week on Geared for Growth - we're chatting with Cate Bakos of Cate Bakos Property. She's the winner of the Best Buyer's Agent in Your Investment Property magazine and she's a published author with successful property investment. We have a chat to Cate about her background in the sciences field, how she purchased her first property at the ripe young age of 21 and how she goes about the due diligence process and purchasing process for her property investor clients. We also delve into some regional markets in Ballarat and Geelong and have a look at what those hot areas are doing with property prices and what the future might be.

Leanne Pilkington is the President of Real Estate Institute of New South Wales, the second female since when it was established. She is also the managing director of Laing+Simmons, the founder of the Real Women in Real Estate networking group and an industry heavyweight in the real estate industry. In this episode, she shared about how she got to where she is, the lobbying work that she's doing on behalf of the Real Estate Institute and her investment tips. Time Stamped Notes 01:02 –Who is Leanne Pilkington. She is the managing director of the Laing+Simmons, a real estate franchise organization based in Sydney and the president of the real estate Institute of New South Wales 1:32– Real Women in Real Estate. Their vision is to provide a forum where women in the industry can communicate problems or challenges they might be experiencing, workshop solutions and simply encourage each other to achieve their career goals in an open and collaborative environment. They do networking events for women not just in real estate agents but anybody who is in and around would like to take a proactive and collaborative approach in carving out their own successful career paths. 3:09 – Her first $5/day salary. She started answering their family business phone on a Sunday as a 15-year old for $5 a day and her my dad's very proud of it. 04:23 –her career in franchise to real estate. She's been at Laing + Simmons for years, started as the administration manager franchise coordinator then she had an opportunity in franchising. 09:25–Real Estate Education and reforms. Property buyers and sellers can expect real estate agents new to the industry to be well-trained, educated and offering advice in the best interests of clients in the not-too-distant future, as per Real Estate Institute of NSW (REINSW) which is headed by Leanne. The practice of people becoming agents after as little as three days of training is being shafted in a shake-up driven by the institute. 15:39–her role in Laing + Simmons. The role for her is growth of the brand but satisfaction of the franchise that is their KPI and also the satisfaction of the team around her. They are not the kind of brand that grow for the sake of growth. They want people that are passionate about the industry, ethical, professional and enthusiastic. They want people to get involved in everything that they do. So they offer a lot of training, education and celebration of results. 20:58– Her take on flat fees and commission .She is not against flat fees per se but she is against organizations that charge an upfront fee like in the case with PurpleBricks. 23:01– a real estate agent's role. According to her you can't be driven to be get the cheapest agent because you won't get the best results. The reality is that a good agent does make a difference to the amount of money you can get for your property. 26:50– technology in property space Real Estate in 10 years. Technology will shake up in the property management space first since property management is very labor-intensive and it's a very expensive division to run and it's not highly profitable but it is the essence that's the way that real estate agencies are valued on their rent model and property managers are getting harder to find they're getting more expensive and so that's where technology can make a huge difference. In the US for example that they have in every one of their homes under management they've got an Amazon Alexa and so instead of the tenant bringing the real estate agent and saying my hot water is broken it they'll say - Alexa my hot water is broken and Alexa will then step them through. I then an alert will go to the property manager who will arrange for the trades person. 30:44– property investing and financial planning. The kind of property that she personally look for is something that she can add value to and so in adding value with the properties that they've got they've added granny flats which has then obviously increased the yield significantly because you can add a granny flat with not a lot of money and if you've got the right kind of property and get a good return. 31:18– Leanne's best advice for property investing and capital growth.Her focus because it's in her super fund is yield because she need to have a significant percentage of cash already. She need positively geared investments that are growing. 36:42– her negotiation advice.You've got to know the market. You've got to trust your gut instincts and you've got to make fast decisions. Get the research and know that something is worth and when you are pre-approved ready to go you can press the button correct. 37:54– questions to ask a potential property manager.Ask them about their processes, how they go about finding a tenant, what are the conversations they have with their tenants. You want someone who's going to set the expectations from the tenant from the outset. 42:16– Leanne talks about mentorship. "Yes, the question would be better phrased "what sh

Directors and Renovate and real estate. Renovations specialist. We talk about the rise in renovation shows and how she uses a renovation to climb the property ladder, managing trades and not over capitalizing to get the best result.

Craig Cobb is the founder and head trader at TraderCobb. Craig is a trading expect with an investment portfolio of his own. We chat about his entrepreneurial upbringing and he gives us the low down on Cryptocurrency and what's happening in the crypto space!

Philippe Brach is the CEO of Multifocus properties and finance. Philippe is a published author and an investment property Guru. We chat with Philippe about his background and how he got started in property. Philippe shares some excellent tips from his books about making money in any market and his tips for succeeding as a serial property investor. It's a great listen!

Rob Southwell is a Managing Partner at Pitcher Partners Sydney. Rob is a Former Announcing Executive of the year winner and an accounting guru with a passion for property. We chat about Capital growth trends in the current market and where opportunities for investors are likely to be.

Kieran Clair is an award-winning journalist, former head of API magazine and has two decades of experiences as a property valuer and investor. We chat to Kieran about the state of property journalism in Australia and the role it has in shaping the market.

Marty Sadlier is an expert Quantity Surveyor and Director of MCG Quantity Surveyors. In this shamefully incestuous interview (Marty is Mike's business partner), we chat to marking about all things estimating. From sinking funds, to contract milestones, disputes, and insurance.

Corissa Dimitrakopoulos is a renovation strategy expert and CEO of Refurb to Sell. Corissa is blessed with boundless enthusiasm and unleashes herself on renovation projects for her clients. She works with both home owners and investors to increase equity and rental returns.

Heather Stevens is a climate change expert and accomplished investor. She bought her first property at 24 and continues to expand her portfolio. We discuss the impacts of climate change on the property market and the implications for investors. It's a fascinating listen.

Peter Mastroianni is a property finance expert, author and host of his own (in all honesty, much better) podcast 'The Rentvesting Podcast.' He also runs Loans Only, which is a mortgage broking business. We chat to Peter about his investing, rentvesting as a strategy and more.

Darren Hunter of darrenhunter.com, is an international property management trainer, speaker and consultant. If your property manager has ever done some professional development training, chances are he was standing at the front of the room. Darren spends his life teaching PM's how to kick bottom and deliver an awesome service. We delve deeply into the property management industry and uncover some gems on how to develop a great relationship with your PM, and how to find the best person and agency to look after your investment property.

Luke Harris is the CEO of The Property Mentors, a business specialising in educating property investors and assisting them to grow their portfolio. Luke bought is first property at 20 and has done everything from buying in mining towns to subdivisions and developments.

Kayleigh Kilgore is the licensee and Director of the Good Property Company. We chat about the whole property management spectrum from start to finish and Kayleigh shares some great tips on how to develop a solid relationship with both your tenant and property manager.

Charles Tarbey is one of the godfathers of Australian real estate. Not so much the tommy gun in the violin case type but certainly the head of a huge and powerful organisation. Charles is the chairman and owner of Century 21 real estate Australasia. Need I say more?

Tom Momsen is to chinos and check shirts what a toaster is to bread in the morning. Fashion aside, Tom is a gun financial planner. We chat about income protection, goal setting, nasty direct debits and how to retire early.

Dimitri Taylor is a big picture guy. Sure, he's an investment property specialist but finance goals come first and the actual properties come a very distant second. Dimitri Taylor is the owner and operator at Investment Property Specialist and has been involved in the property industry for over 18 years. Dimitri has had a successful career working for multinational companies including Morgan Stanley, Enron and Constellation Energy. Now Dimitri focuses on residential property strategies as this is where he has personally grown his wealth. We talk about Dimitris philosophy, debt, freeing yourself from debt and much more.

Brett Warren is the only property expert we know that can do a handstand push up. That's impressive enough but as chief property strategist at Metropole Brisbane, he's an expert in investment property selection and portfolio building. He's also a numbers nerd, so he'll fit in well. Brett has recently written a smashing article about the fundamentals behind the previous property boom in Brisbane back in 2008. We take a detailed look at what the statistics were telling us at the time (employment, migrations etc.) and see how those fundamentals are tracking now. Brett has some awesome tips on asset selection and provides a thorough review of the current state of the property market in Brisbane today. If you like the show, join the movement to pressure Brett into videoing himself doing a handstand/inverted pushup. #letsinvertbrett

James Freudigmann is a co-founder and director of PMC Property Buyers. We chat to James about his background as a valuer and how that helps him source well priced property for his clients. We chat about off market transactions, Brisbane growth areas and how he got his start as an investor.

Hamish Geddes is a senior associate with Nexus Lawyers. Yes, he's a lawyer, but before you start throwing tomatoes, he's a surfing lawyer so give him a chance, he's cut from a different mould! In all seriousness this is a cracking listen for anyone considering building an investment property or undertaking renovations. Hamish specialises in construction law and walks us through the dispute process, common complaints and best of all how to avoid a building dispute in the first place by protecting yourself.

Pat is the founder and owner of Rubix Realty, a business which focusses purely on property management. Pat runs through the duties and responsibilities of property managers and chats about his successful landlord clients and what they do differently.

Chris Gray is a property investing expert and host of Your Property Empire on Sky Business. Chris is a regular media commentator and keynote speaker on everything property investing. Chris reveals how his mother giving him a curfew at the local pub launched his property investing career. We chat about how he effectively retired at age 31 and how he funds his lifestyle which includes a Lamborghini, a 1.5m boat and multiple business class trips overseas each year. Don't worry, it's not all about Russian caviar and gold cufflinks, we get down to the fundamental drivers of property price appreciation and his best advice for investors starting out with a modest salary or savings record.

What David doesn't know about Strata, isn't worth knowing. He's been in the game since 1995 and was a Director of the Strata Community of Australia NSW (2006-2014) serving as President (2008-2013). He was also recently appointed as a Fellow of SCA NSW by the State Board. As the Managing Director of Strata Plus, David is responsible for over 500 strata schemes and has seen it all. We chat about the new-ish NSW Strata Laws, investing in strata titled property and everything you need to know about how strata schemes are established and managed. It really is a must listen for all investors purchasing units or other strata titled property.