Geared for Growth Property Investing Podcast

Mike teams up with Narelle Glynn, Buyer's Advocate and Agent and founder of HUNTER Advocates based in Melbourne. Today's conversation focusses on the common pitfalls that investors make when investing in residential real estate and how to avoid them.

In this conversation, Mish not only shares with Mike her amazing story, but also provides a comprehensive blueprint for how she rebuilt her family's wealth through investing in commercial property. She carefully explains the differences between residential and commercial property, looking closely at the valuation methodology for commercial assets, and how it's possible to add value on many fronts.

Mike is joined by Michelle Tucker and Linda Johnson, Co-Directors of Spring Buyer's Agency and Spring Property Management, to discuss the value proposition of working with a Buyer's Agent in navigating the residential property market. Linda and Michelle explain the value that a Buyer's Agent can bring to the residential sales process, particularly as it relates to off-market transactions.

Mike is joined by Thom Richards, experienced real estate agent and Co-Founder of Proptech darling, Managed App. With his property app recently surpassing $1Bn in real estate transactions, Richard sits down today to talk about the newly emerging Proptech sector and how it can benefit investors, property managers and tenants alike.

Mike catches up once again with Property Strategist Jay Anderson to discuss his tips, tricks and strategies for buying a property at auction. As a qualified Property Investment Adviser and Buyer's Agent, Jay has bid on his share of properties, both for himself and on behalf of his clients. He knows first-hand the challenges buyers face and he's here to share his top tips to help dampen the nerves and put you on the front foot.

Mike is joined once again by Cate Bakos, Buyer's Agent, Qualified Property Investment Advisor, President of the Real Estate Buyer's Agents Association of Australia, and Podcast Co-Host of The Property Planner, Buyer and Professor. As a passionate property investor and dedicated advocate for property investors, Cate spends her days helping her clients find the right properties for their needs, assessing the market, negotiating and auction bidding, amongst many other property related matters.

Mike is joined once again by Ben Plohl, Principal Buyer's Agent and Founder of BFP Property Buyers. In this episode Mike and Ben look specifically at the different stages of growing your portfolio and using property to serve an investors' actual end goal. Ben questions some traditional long term plans that may serve a passive investment strategy, and advocates for a more active role that is reviewed regularly.

Mike is joined by Jim Vass, Accountant & Financial planner of accounting firm ATB Chartered Accountants & Business Mentors to discuss in more detail the financial and accounting elements to building a property portfolio. Jim explains why negative gearing and investing for tax reduction is not always as clever as it seems.

How do you know when to hire an expert? Is it a good investment or are you better off saving your money? These are some of the questions Mike puts to Business Coach and Growth Advisor Sam Dean in Episode 26 of the Property Investing Journey bonus series. As Director of BlueprintHQ and host of The Business Habitat podcast, Sam's no stranger to working with experts, whether it's accountants, tax professionals or the myriad of other specialists involved in the business and investment world. In this episode, Sam shares her own experience of engaging MCG Quantity Surveyors to complete her own depreciation schedules and reinstatement cost reports on her family home, and the benefits that she derived from the exercise.

Mike is joined once again by Buyer's Advocate, Lisa Parker, to talk through the risks and rewards of buying property off the plan. Lisa shares clear examples of factors investors need to be aware of, and where the process can come unstuck. She shares her experiences of helping clients avoid costly mistakes by guiding them in the right direction and explains the impact valuation fluctuations can have on the end result.

Founder of KnowHow Property Finance and author of Get Invested and The Freedom Formula, Bushy walks the talk. With 12 properties under his belt, he is passionate about helping people live their lives "by design, not default". He has helped over 1700 time-poor professionals invest over $600 million in property and he shares some of his experience with Mike in this episode. Bushy explains the importance of getting clear on how we want to live, and then structuring an investment portfolio to deliver the necessary cashflow.

Ian Ugarte is not your average investor. With a background in the plumbing trade, a Diploma in Building and a Bachelor of Education, Ian is passionate about making an impact on the housing affordability crisis in Australia. In this week's episode, Mike chats with Ian about his unique approach to property investing and how his vision for adaptable housing is creating a win-win scenario for investors and tenants alike.

Mike is joined by IT specialist turned property entrepreneur, Ashish Malhotra, who shares his journey from purchasing an $8000 block in India in 2008, to building his own portfolio and helping his clients do the same across Australia. As Director of Auswide Buyers Agency, Ashish helps first home buyers and investors alike, buy property in growth areas around Australia. He is passionate about helping others find their financial freedom by focusing on cashflow positive properties and property education.

Mike is joined by Lachlan Vidler, Director of Atlas Property Group and co-author of 'A Military Guide to Property Investing', to discuss the benefits of diversifying your property portfolio and why it's important to look further afield than your local area. Mike and Lachlan focus their discussion on the need for diversification in property investing and review the myriad of ways in which a healthy investment portfolio can be achieved.

Mike catches up with Tim Garth and Dan Osborne, to shed some light on entity structuring and how to best go about determining the optimal structure for your property purchase. In this episode, Tim and Dan bring their down-to-earth commentary to a complex topic and set into layman's terms how to choose the best structure for your property purchase. Mike drives the conversation through a multitude of common queries, covering off tax minimisation, negative gearing, risk mitigation, self-managed Super funds.

Mike is joined once again by Kent Lardner, Director of SuburbTrends and Founder of 3Comps Pty Ltd. Kent's background in Market Research and Data Analytics makes him the go-to person to talk all things demographics, and in this episode Kent and Mike delve deep into the primary drivers of market demand and how understanding these will help inform your property investments.

Mike is joined once again by Brendan Clark, Principal Buyer's Agent and Founder of The Property Curator, to discuss the finer details of yields and property investing cashflow. Brendan shares his view that property investing should be treated like any business. Regardless of the size of the investment, both income and expenses need to be analysed and understood in order to gain a clear picture of the true cashflow position.

Episode 17 of the Property Investing Journey brings us Part 2 of the two part episode with Simon Pressley on selecting the best growth locations. This conversation focusses on what investors should be doing when they're looking to invest, and examines some common misconceptions when it comes to buying more expensive properties and investing in the local market. Wrapping up the two part series with Simon, this podcast is not to be missed by anyone with an appetite for better property returns.

As Managing Director of Propertyology and 3-time Australia's Buyer's Agent of the year, Simon is well versed in the property economics of Australian capital cities and each of 177 regional cities and towns. In this podcast Simon tackles the arguably meatier topic of what NOT to do when looking to invest in property. With straight to the point conversation and a clearly articulated list of Don'ts, this podcast is critical listening for anybody with an interest in property investment.

Mike talks to property research specialist and data analyst, Kent Lardner, about the key metrics he looks to when analysing market dynamics. With a background in data analytics and real estate, Kent is perfectly positioned to outline the key criteria he considers when identifying the property metrics within specific suburbs and regions. As founder of 3Comps Pty Limited, Kent's comprehensive knowledge is demonstrated in the multitude of Suburbs Trends reports.

Mike is joined once again by property market research guru and one of Australia's leading market analysts, John Lindeman. In this podcast Mike and John drill down on the importance of understanding the fundamental metrics and how they can be used to advantage in property investing. To counter the overwhelm, John lays out the strategic approach he applies to market research and provides the listener with real world examples of what to look for when considering where and what to buy.

Mike is joined by Buyer's Agent Franscesca Greene (Cesca for short), to explore the merits of developing strong relationships with sales agents, and how doing so can benefit your property journey. There is a long history of perceived mistrust and scepticism when it comes to buying property and dealing with real estate agents. Deemed a necessary evil, many buyers tell stories of being misled is their quest for home ownership or property investment. According to Cesca it doesn't have to be this way.

Mike turns his attention to the financial element of property investment and gets the inside track with Mortgage Broker, Nick Koutsos, Managing Director of BestLend. Mike and Nick talk through the fundamentals of bank lending and Nick shares his insights into how to best meet the standard banking parameters. Nick explains in clear terms the parameters around Lendor's Mortgage Insurance, serviceability and Loan-to-value ratios and what you really need to understand when it comes to borrowing.

Mike is joined by Steve Palise, Property Investor and Author of "Commercial Property Investing Explained Simply". As an experienced buyer's agent, Steve has worked with thousands of clients to source and purchase quality commercial property investments across the country. Far from being the domain of only the big end of town, Steve believes that commercial property investing is well and truly attainable for the average punter, and in fact provides a more immediate path to strong cashflow.

Mike is joined by Julie Crockett, CEO and Founder of Australian Property Investment Solutions and experienced Buyer's Agent, to talk about the importance of having a plan when it comes to investing in property. Julie explains in clear terms the steps she believes to be important in creating and following a profitable investment plan.

Mike speaks with Drew Evans, Director of Caifu Property, on his philosophy of finding opportunities for himself and his clients that are under market value, and the potential to add value by completing small developments. Recognising that there are many ways to make money through property, Drew talks through some of the ways investors can manufacture equity and what to look out for in going down the development path.

Buyers' Advocate Lisa Parker shares her top five tips on how to spot a spruiker, and avoiding the pitfalls of making hasty or pressured decisions when it comes to building a property portfolio. From the enticement of the "one day only" specials at investment seminars, to the appeal of brand new property developments, Lisa provides direct examples of what to look out for, and the possible ramifications of ignoring the red flags.

Mike wraps up the four part series on What should you buy?, talking to Darren Venter, Director at The Investor's Agency, to discuss the merits of yield vs growth and whether investors should target one over the other. Darren likens the yield vs growth equation to a Toolbox, where the box is the equity and cash is the key which unlocks it. Mike and Darren explain in simple terms the balance that's required when weighing up the two drivers.

Mike turns his attention to the age old question of house vs unit. He's joined in this episode by Matt Sharp, Buyers Agent on the Central Coast of New South Wales. Matt's in-depth knowledge is brought to the fore in this clear and frank discussion about the relative merits of each style of investment. While there may not be a one size fits all solution, this episode highlights the various scenarios and the reasons behind each investment.

In part 2 of the four part series on What should you buy? Mike is joined by James Rankin, property advisor with Elephant Advisory in Melbourne. Here Mike and James delve into the ongoing debate – should you buy a bright shiny new property or are you better off investing in one that's already established? Drawing on years of combined experience, Mike and James talk us though the pros and cons of buying in a new development compared to an already established property.

This episode of the Property Investing Journey, Mike is joined by Veronica Morgan, Principal of Good Deeds Property Buyers and Co-Host of Real Estate podcast, The Elephant in the Room. Kicking off a four part series on "What should you buy", Mike and Veronica chat about the multitude of property clichés and whether there's any truth to them. Mike and Veronica dispel the myths behind these clichés, noting that these sayings tend to oversimplify the property process in what is oftentimes a complex market.

Mike is joined by David Johnston, founder of Property Planning Australia, to discuss the importance of creating and following an investment plan when it comes to buying property. In this episode, Mike and David explore the main criteria involved in setting a property strategy, including income goals, asset quality and mortgage structures. This podcast is required listening for anyone looking to build on their property portfolio in a way which maximizes their investment, and sets them up for future success.

Mike follows up his first episode on the property investing journey with this podcast exploring the equity question, speaking with industry guru Chris Bates from Wealthful. In this podcast Mike and Chris talk through the pros and cons of buying investment property with equity and how, with the right strategy in place, homeowners can dramatically reduce risk and ensure there's a buffer for life's inevitable surprises.

We're going to look from the beginning at how to save for a deposit or how to use equity to purchase an investment property through two common questions like houses versus units. How do you do research on certain areas all the way through to protecting your assets and settling down and becoming financially free. Starting off with episode one. We're looking at how to save for a deposit. So top tips to save for a deposit in record time. So we've got a special guest from Newcastle Financial Planning Group Tom Momsen, who you may have heard on the longest series of the Geared for Growth property investing podcast.

Enjoy this bonus tax time podcast from our very own Managing Director, Mike Mortlock as he provides our listeners with 4 hot tips on how to maximise your tax deductions this upcoming tax time.

Mike interviews a commercial property guru, buyers agent, published author and principal for Palise Property & Suburbanite, Steve Palise. He shared some information around the key differences between residential and commercial, the risks involved, he talks about how to spot good growth markets and the key difference between doing the research around commercial compared to a residential property.

We're taking a take a deep dive into a new real estate platform. Rate The Rental with Trevor White. It's a platform for renters across Australia to share their thoughts on properties and their experience with the dwelling and the people involved. It's designed to take the guess work out of providing renters with the information they need to make informed decisions about where they choose to live, based on real reviews.

We're chatting with Todd Sloan, a sales agent, author and host of the Pizza and Property Podcast. We chat to Todd about what he's learned interviewing some of the best and brightest in property, his insights for how sales agents manipulate buyers into doing what they want. Todd has a lot of experience in flipping and renovating an investment as well. So we ask questions about everything that he's done there, his best advice and a bit of a rundown on the Adelaide market where he's based.

We're interviewing Gilbert Melgar, founder of Suburbs Finder. Suburbs Finder is a platform that enables you to drill down across suburbs for properties that match your criteria i.e. minimum yield, number of bedrooms etc. We talk all about data and types of opportunities with boarding houses, and types of investments that he favours, and where he sees property investors getting it wrong.

We interview Brendan Clark, who's the principal Buyers Agent and Founder of The Property Curator. Brendan comes from the finance world. And it won't take very long for you to understand how valuable that is when he's doing his due diligence on property. So we talk about how he creates a property strategy and why it's so important, how to avoid spruikers and making sure that you are being very targeted in the areas that you're looking at.

We're talking to an absolute data genius, a man in rarefied air with his knowledge of property data analytics, machine learning, and the list goes on. He's worked for CoreLogic, for JLL, for PriceFinder. Kent Lardner is the founder of Suburb Trends and the co host of the Property Nerds podcast. We talked to Kent about property data, how to really look at statistically important data and the pitfalls in relying on things like medians when you're doing your analysis.

We interview Bushy Martin, founder of Know How Property Finance and host of the Get Invested Podcast. We chat about his background and how he got involved in property. We discuss property strategy and why calculating what you want to achieve in property is more important than the individual properties in the portfolio itself. There's some good insights in creating a plan, the importance of having a structure and a strategy, and about the property being subservient to what you want to achieve in property.

We interview Tim Garth and Dan Osborne, the hosts of Two Drunk Accountants podcast. We had the pleasure of some time together, as we jumped on each other's podcast, they were kind enough to have me as a guest on the Two Drunk Accountants which was a great bucket list exercise for me. During my interview with them, we talked about how to select an accountant and the importance of having a property specialist, and everything you need to know about accounting as a property investor.

Darren Piper, founder of Universal Buyers' Agents who works between the Sunshine Coast through Brisbane and the Gold Coast. We ask him about his background in sales and what that taught him that he can utilise to advocate for the buyer. We take a dive into the local markets and the areas that Darren sees as having the best potential for capital growth. He gives some great advice for investors on value adding on purchasing properties that have got good upside potential and long term potential.

John Lindeman, CEO for Property Power Partners, published author, real estate market analyst guru and a gentleman with the only patented system for predicting property prices within Australia. We chat to him about his property analysis all the way back from the 1890s, and what we can learn from the analysis that he's taken through to today. We talk about the regional versus city debate, and we get some insights from him about what investors should be looking at and focusing on in the next couple of years.

Mike interviews Andrey Vinogradov who is the founder of Property Buyers Team. We have a chat to Andrey about his background growing up in Russia and how he started his career in land surveying, and what that taught him about property investing and development. Property development is his vehicle of choice so we ask him about what he does for his clients and what are the most important things to get right within a development and managing risks.

Samantha Dean, Founder of BlueprintHQ and host of In Demand Accountant Podcast, chats to Mike about how she revolutionises practices for Accountants and provide value to their clients and scaling up businesses. She provides some great insight about the role of accountants when it comes to helping their property investor clients. We talk about the importance of selecting the right advisor and how a lot of investors search for a property-focussed accountant, and whether that's a worthwhile exercise or not.

We chat to Peter Mumford, Founder and CEO for Stone Real Estate, about his background and growing up in the Northern Beaches area. We ask him what made him so successful at business growth. Peter started out as a chef, restaurant owner, and then moved into the real estate game before starting the Stone group. He has some great advice on what he has observed in the market and shares tips on where he sees the best opportunities for investors in the next few years.

We chat with property investment specialist, Darren Venter, Founder of Strat Prop which stands for Strategic Property. We take a deep dive in to his background growing up in South Africa, and what got him interested in working in property. It's a great chat about the fundamental drivers behind property investments and how he's able to leverage his clients through the purchasing of property in growth markets with tightening vacancy rates and getting some instant equity to be able to go again.

James Rankin is a buyers agent, property investment guru and Director for Elephant Advisory. We talk to him about how he first got interested in property, what it means for him now working as an advocate, and we ask him to share some stories from his Youtube series called 'The Trunking Truth about Finance and Property'. We also cast the spotlight on Melbourne South East which is where he is most active and the roadmap he has put together on how to buy a property.