Geared for Growth Property Investing Podcast

Mike is joined by Adelaide based Buyer's Agent, Jess Allen, to talk about the best approach to inspecting potential investment properties, and what red flags to look out for.This highly practical conversation provides a great insight into the steps Jess takes when ensuring the property she is looking for, either for herself or for her clients, checks all the boxes.

Mike is joined once again by John Lindeman, CEO of Property Power Partners, and one of Australia's leading market analysts, to talk about a number of alternative property investments and whether they should be forming part of your portfolio. There are many alternative property investing schemes in the market place, and it can sometimes be a challenge to identify what's legitimate and what to avoid.

Mike is joined by Director of Parley Property Advisory, Luke Assigal, to discuss what buying under market value really means, and how to do it effectively. Luke is passionate about helping his clients reach their property investment goals. He believes that the best way to buy property is through research, strategy and the ability to talk to the other side.

Mike is joined by Managing Director of BestLend, Nick Koutsos, to talk about the value of a good mortgage broker and how to select the right one for your investment strategy and goals. In this episode, Nick explains what you need to be looking for and why it's so important to get it right the first time when you're dealing with banks and credit.

Mike is joined by Belinda Smith, Renovation Consultant, Business Coach and Educator, to talk about the everyday skills that people have, but may not recognise, that can contribute to their renovation journey. Belinda firmly believes that everyone has skills they can apply to a renovation project, and in this conversation she explains to Mike just how applicable these skills are.

Mike is joined by Jacque Parker, Buyer's Agent and Director of Sydney-based House Search since 2005, who shares invaluable insights into dealing with experienced selling agents and how you can gain more confidence to boost your negotiating skills. With a stellar track record helping clients in the highly competitive Sydney market, Jacque knows what it's like to deal with sales agents, and how intimidating it can be for newcomers to the market.

Mike is joined once again by pre-eminent Property Management guru and Director of Mitchell PT, Hayley Mitchell, to talk about what to look for when selecting a Property Manager for your investment property. Hayley is well placed to advise on what makes a good Property Manager (PM). She is passionate about property and providing quality training and consulting to others specialising in Property Management.

Mike is joined by Dragan Dimovski, Founder and Exclusive Buyer's Agent with Buyer's Agency Australia. Dragan specialises in off market and positively geared property investment and is perfectly placed to share his secrets on creating positive cashflow to optimise your portfolio. Dragan goes on to explain how building a solid foundation of cashflow enabled him to get to a position of having more options and looking further afield for his investments.

Mike is joined by Brayden Currey from Oak Lane Property, property specialist and buyer's agent, to talk about the process he uses to maintain a positive relationship with the selling agent, and how that helps him to get the best possible outcome. Brayden draws on his background as a property sales agents and the skills he learned on the selling side of the transaction, and shares how that understanding helps him now, both as a property investor and a buyer's agent for his clients.

Mike is joined once again by Matt Sharp, Buyers Agent and Qualified Property Investment Advisor on the Central Coast in New South Wales. Today's topic is all about buying under market value, what that really means and how to make it work for you. With nine years' experience building his own diverse portfolio, Matt's well equipped to talk to the tips and tricks of buying under market, and what you really need to be aware of to make a smart investment decision.

Mike is joined by Melinda Jennison, Brisbane Property Specialist and Property Investment Advisor, to talk about how changing your negotiation strategy to meet the prevailing market conditions can give you the advantage in your next property purchase. Melinda goes on to reference the psychology of a buyer's mindset and how being prepared to go against the herd mentality and buy when everyone else is fearful, can often lead to a successful purchase.

Mike is joined once again by podcast favourite and property research guru, Simon Pressley, to talk about the dynamics of regional property markets and how they might differ from capital cities. Mike and Simon explore the relative merits of investing in regional markets, and the biggest drivers that are likely to influence market direction, whether it's population growth, economic diversity or other factors. Simon talks to the need to understand risk and how an area that is heavily weighted to one industry such as mining, is going to be a riskier option than a town or area that is much more diversified.

Mike is joined once again by Henny Stier, co-founder and Principal Buyer's Agent for OH Property Group, to talk about the risks and rewards of flipping property for profit. This conversation follows on from the previous podcast where Henny and Mike discussed the reality of property renovation and some of the common mistakes that people encounter when they set out to flip houses.

Mike is joined by Henny Stier, co-founder and Principal Buyer's Agent for OH Property Group, for a transparent, comprehensive and thoroughly enlightening conversation around making money out of property flipping. They covered so much ground that this episode is in two parts, with Henny returning for part two in the next episode. They discuss many aspects of property flipping, including the timeframe you want to look at, why it's harder in Australia to turn a profit, the impact of construction pricing and the type of investor that flipping might appeal to.

Mike is joined by Brisbane based Buyer's Agent Nathan Prasad, to talk about the merits of negotiating to buy property off market. As a Buyer's Agent, Nathan leverages his relationships with Real Estate Agents to uncover the best deals for his clients. More often than not, those deals are off-market. So what exactly does that mean and how do you go about finding them? Mike catches up with Nathan in this episode to find out his tricks of the trade.

Mike is joined by Managing Director and Lead Buyer's Agent at Taylored Property Wealth, Casey Taylor, to talk about the importance of time in the market and why it's critical to get into property as early as possible. In this conversation, Casey not only shares his early experiences but talks in detail about what he now looks for in a property, the markets he targets and why he believes it's important to get in early.

Mike is joined by Paul Garson, Licenced Conveyancer and Owner of ACG Stonnington Conveyancing in Melbourne. In addition to conveyancing, Paul also acts as a Buyer's Agent and brings a wealth of knowledge and experience to this insightful discussion about what typically trips people up when it comes to buying property. With over 20 years' experience as a Licensed Conveyancer, Paul has seen it all when it comes to buying property. Here he shares with Mike the common traps that people fall into and why he believes it's important to talk to a Conveyancer and get expert advice on the sales contract before getting too far down the track.

Mike is joined by Jim Malamatinas, Founder and Director of A Game Property Advisory. As a licensed real estate agent with a background in property development, Jim is passionate about working with his clients to unlock the value in property, whether by finding their dream home or through strategic investing, and he sits down with Mike to share some of his secrets in this podcast.

Mike is joined by Strategic Financial Adviser and Plenitude Wealth Strategist, Andrew Courtney, to talk about the role of property in financial planning and why most financial planners tend to focus more on shares and insurance. Andrew brings a unique perspective to the usually dry topic of financial planning. He looks at wealth creation holistically and believes that good investing comes down to the smart allocation of your resources, being time, energy, and focus.

For the latest episode of this bonus series of the property investing journey, Mike is joined by Frank Ambesi, Investor Buyer's Agent and Founder of Fresh Start Advisory, to talk about the fundamentals of investment grade property and how to go about determining the right property to buy. Frank understands the risks involved in investing in property and is on a mission to help other investors avoid the same mistakes he has made.

Mike is joined once again by Todd Sloan, experienced real estate agent, property renovator and investor, author of Australia's Home Buying Guide and host of the popular Pizza and Property podcast. Todd first joined Mike on episode 40 of this bonus series where they delved into the tips and tricks of renovating for profit and maximising the return on your investment portfolio. Todd's back this week to look at practical examples of how to renovate for maximum profit on a shoestring budget. A big believer is getting design ideas by looking at Instagram or Pinterest, Todd believes that it's possible to deliver the wow factor cost effectively by being innovative and creative in your approach.

For the latest episode of this bonus series of the property investing journey, Mike is joined by Todd Sloan, experienced real estate agent, property renovator and investor, author of Australia's Home Buying Guide and host of the popular Pizza and Property podcast. Together Mike and Todd delve into the tips and tricks of renovating for profit and maximising the return on your investment portfolio.

This week's guest needs very little introduction. Darren Palmer joined television show The Block in 2011 as one of three expert judges. He is considered one of Australia's most influential interior designers and in addition to his TV role, Darren founded Darren Palmer Designed in 2006, providing interior design services and homewares for clients. Darren joins Mike in this week's podcast to share his secrets on the do's and don'ts of home styling.

Mike gets into the detail of the all-important due diligence process with Bobby Haeri, Managing Director of The Investors Agency and Sydney Strata Gardens. The term "due diligence" may sound highly technical but it's really just the series of steps a prudent investor would undertake to ensure they know what they're getting in their investment. Bobby and Mike walk through some of the more pertinent steps, starting with the personal attributes of the buyer.

Melissa Morgan is not your average property investor. She cleverly took advantage of the introduction of the first home owner's grant and bought her first home at the young age of 18. Despite her parent's misgivings around taking on debt, Melissa went on to purchase a second property soon after and from there she was hooked.

Mike catches up with Jo Natoli, property management specialist and founder of The Rental Specialist, to find out how you can make sure your property manager is the right one for you and what to do if you're not getting the most out of their service. In this episode, Jo shares with Mike the myriad of activities that, when done well, differentiate a good Property Manager from a dud. They talk through topics such as depreciation schedules, transferring an asset from a principle place of residence to an investment property, valuations and capital gains.

Mike teams up with Scott Aggett, expert property negotiator and Managing Director of property firm, Hello Haus, to chat through arguably the most important aspect of the property transaction, the art of negotiating. Mike and Scott discuss the importance of understanding the market and how to know when to walk away from a purchase. They also cover off the approach Scott takes to choosing the right agent and chat about the current market conditions and the likelihood of the market changing in the buyer's favour.

Mike teams up with Narelle Glynn, Buyer's Advocate and Agent and founder of HUNTER Advocates based in Melbourne. Today's conversation focusses on the common pitfalls that investors make when investing in residential real estate and how to avoid them.

In this conversation, Mish not only shares with Mike her amazing story, but also provides a comprehensive blueprint for how she rebuilt her family's wealth through investing in commercial property. She carefully explains the differences between residential and commercial property, looking closely at the valuation methodology for commercial assets, and how it's possible to add value on many fronts.

Mike is joined by Michelle Tucker and Linda Johnson, Co-Directors of Spring Buyer's Agency and Spring Property Management, to discuss the value proposition of working with a Buyer's Agent in navigating the residential property market. Linda and Michelle explain the value that a Buyer's Agent can bring to the residential sales process, particularly as it relates to off-market transactions.

Mike is joined by Thom Richards, experienced real estate agent and Co-Founder of Proptech darling, Managed App. With his property app recently surpassing $1Bn in real estate transactions, Richard sits down today to talk about the newly emerging Proptech sector and how it can benefit investors, property managers and tenants alike.

Mike catches up once again with Property Strategist Jay Anderson to discuss his tips, tricks and strategies for buying a property at auction. As a qualified Property Investment Adviser and Buyer's Agent, Jay has bid on his share of properties, both for himself and on behalf of his clients. He knows first-hand the challenges buyers face and he's here to share his top tips to help dampen the nerves and put you on the front foot.

Mike is joined once again by Cate Bakos, Buyer's Agent, Qualified Property Investment Advisor, President of the Real Estate Buyer's Agents Association of Australia, and Podcast Co-Host of The Property Planner, Buyer and Professor. As a passionate property investor and dedicated advocate for property investors, Cate spends her days helping her clients find the right properties for their needs, assessing the market, negotiating and auction bidding, amongst many other property related matters.

Mike is joined once again by Ben Plohl, Principal Buyer's Agent and Founder of BFP Property Buyers. In this episode Mike and Ben look specifically at the different stages of growing your portfolio and using property to serve an investors' actual end goal. Ben questions some traditional long term plans that may serve a passive investment strategy, and advocates for a more active role that is reviewed regularly.

Mike is joined by Jim Vass, Accountant & Financial planner of accounting firm ATB Chartered Accountants & Business Mentors to discuss in more detail the financial and accounting elements to building a property portfolio. Jim explains why negative gearing and investing for tax reduction is not always as clever as it seems.

How do you know when to hire an expert? Is it a good investment or are you better off saving your money? These are some of the questions Mike puts to Business Coach and Growth Advisor Sam Dean in Episode 26 of the Property Investing Journey bonus series. As Director of BlueprintHQ and host of The Business Habitat podcast, Sam's no stranger to working with experts, whether it's accountants, tax professionals or the myriad of other specialists involved in the business and investment world. In this episode, Sam shares her own experience of engaging MCG Quantity Surveyors to complete her own depreciation schedules and reinstatement cost reports on her family home, and the benefits that she derived from the exercise.

Mike is joined once again by Buyer's Advocate, Lisa Parker, to talk through the risks and rewards of buying property off the plan. Lisa shares clear examples of factors investors need to be aware of, and where the process can come unstuck. She shares her experiences of helping clients avoid costly mistakes by guiding them in the right direction and explains the impact valuation fluctuations can have on the end result.

Founder of KnowHow Property Finance and author of Get Invested and The Freedom Formula, Bushy walks the talk. With 12 properties under his belt, he is passionate about helping people live their lives "by design, not default". He has helped over 1700 time-poor professionals invest over $600 million in property and he shares some of his experience with Mike in this episode. Bushy explains the importance of getting clear on how we want to live, and then structuring an investment portfolio to deliver the necessary cashflow.

Ian Ugarte is not your average investor. With a background in the plumbing trade, a Diploma in Building and a Bachelor of Education, Ian is passionate about making an impact on the housing affordability crisis in Australia. In this week's episode, Mike chats with Ian about his unique approach to property investing and how his vision for adaptable housing is creating a win-win scenario for investors and tenants alike.

Mike is joined by IT specialist turned property entrepreneur, Ashish Malhotra, who shares his journey from purchasing an $8000 block in India in 2008, to building his own portfolio and helping his clients do the same across Australia. As Director of Auswide Buyers Agency, Ashish helps first home buyers and investors alike, buy property in growth areas around Australia. He is passionate about helping others find their financial freedom by focusing on cashflow positive properties and property education.

Mike is joined by Lachlan Vidler, Director of Atlas Property Group and co-author of 'A Military Guide to Property Investing', to discuss the benefits of diversifying your property portfolio and why it's important to look further afield than your local area. Mike and Lachlan focus their discussion on the need for diversification in property investing and review the myriad of ways in which a healthy investment portfolio can be achieved.

Mike catches up with Tim Garth and Dan Osborne, to shed some light on entity structuring and how to best go about determining the optimal structure for your property purchase. In this episode, Tim and Dan bring their down-to-earth commentary to a complex topic and set into layman's terms how to choose the best structure for your property purchase. Mike drives the conversation through a multitude of common queries, covering off tax minimisation, negative gearing, risk mitigation, self-managed Super funds.

Mike is joined once again by Kent Lardner, Director of SuburbTrends and Founder of 3Comps Pty Ltd. Kent's background in Market Research and Data Analytics makes him the go-to person to talk all things demographics, and in this episode Kent and Mike delve deep into the primary drivers of market demand and how understanding these will help inform your property investments.

Mike is joined once again by Brendan Clark, Principal Buyer's Agent and Founder of The Property Curator, to discuss the finer details of yields and property investing cashflow. Brendan shares his view that property investing should be treated like any business. Regardless of the size of the investment, both income and expenses need to be analysed and understood in order to gain a clear picture of the true cashflow position.

Episode 17 of the Property Investing Journey brings us Part 2 of the two part episode with Simon Pressley on selecting the best growth locations. This conversation focusses on what investors should be doing when they're looking to invest, and examines some common misconceptions when it comes to buying more expensive properties and investing in the local market. Wrapping up the two part series with Simon, this podcast is not to be missed by anyone with an appetite for better property returns.

As Managing Director of Propertyology and 3-time Australia's Buyer's Agent of the year, Simon is well versed in the property economics of Australian capital cities and each of 177 regional cities and towns. In this podcast Simon tackles the arguably meatier topic of what NOT to do when looking to invest in property. With straight to the point conversation and a clearly articulated list of Don'ts, this podcast is critical listening for anybody with an interest in property investment.

Mike talks to property research specialist and data analyst, Kent Lardner, about the key metrics he looks to when analysing market dynamics. With a background in data analytics and real estate, Kent is perfectly positioned to outline the key criteria he considers when identifying the property metrics within specific suburbs and regions. As founder of 3Comps Pty Limited, Kent's comprehensive knowledge is demonstrated in the multitude of Suburbs Trends reports.

Mike is joined once again by property market research guru and one of Australia's leading market analysts, John Lindeman. In this podcast Mike and John drill down on the importance of understanding the fundamental metrics and how they can be used to advantage in property investing. To counter the overwhelm, John lays out the strategic approach he applies to market research and provides the listener with real world examples of what to look for when considering where and what to buy.

Mike is joined by Buyer's Agent Franscesca Greene (Cesca for short), to explore the merits of developing strong relationships with sales agents, and how doing so can benefit your property journey. There is a long history of perceived mistrust and scepticism when it comes to buying property and dealing with real estate agents. Deemed a necessary evil, many buyers tell stories of being misled is their quest for home ownership or property investment. According to Cesca it doesn't have to be this way.

Mike turns his attention to the financial element of property investment and gets the inside track with Mortgage Broker, Nick Koutsos, Managing Director of BestLend. Mike and Nick talk through the fundamentals of bank lending and Nick shares his insights into how to best meet the standard banking parameters. Nick explains in clear terms the parameters around Lendor's Mortgage Insurance, serviceability and Loan-to-value ratios and what you really need to understand when it comes to borrowing.