Fintech Insider Podcast by 11:FS

Our expert hosts, Simon Taylor and Leda Glyptis are at SIBOS 2019 where they get to sit down with some successful international companies focussing on deep tech and infrastructure. This week's guests include: Anna Brailsford, CEO of Code: First Girls Bharat Bhusan, CTO Banking and Financial Markets, IBM Jacqueline Keogh, SVP at Western Union Nikhil Kumar, Co-founder of Setu Tune in to hear industry insights, the current state of the international fintech market and the best career advice that our guests have ever recieved. All this and much more on today's Fintech Insider Interviews. Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Anna Brailsford, Bharat Bhushan, Jaqueline Keogh, and Nikhil Kumar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Leda Glyptis and Simon Taylor are joined by some great guests at SIBOS 2019 in the Excel, London, to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Niall Cameron - Global Head of Corporate and Institutional Digital at HSBC Ali Paterson - Editor in Chief at Fintech Finance Chris Truce - Head of Fintech at Saxo Bank We cover the following stories from the fintech and financial services space: SWIFT discuss the adoption of gpi and impact on global payments (01:21) RBS appoints Alison Rose as chief executive (12:07) Monzo replaces entire Monzo Plus team and refunds customers after admitting premium service “didn’t go according to plan” (21:04) Starling opens online banking option for business customers (29:55) Alibaba acquires a third of Ant Financial (38:47) American Express taps Open Banking for account-to-account payments (42:11) Over a third of UK bank branches closed in past five years (49:27) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ali Paterson, Chris Truce, and Niall Cameron. Links: Sibos 2019: The adoption of SWIFT gpi and impact on global payments Subscribe to read | Financial Times Monzo replaces entire Monzo Plus team and refunds customers after admitting premium service “didn’t go according to plan” - AltFi News Starling opens online banking option for business customers Alibaba acquires a third of Ant Financial American Express taps Open Banking for account-to-account payments Over a third of UK bank branches closed in past five years Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Fintech Insider interviews we bring you a series of interviews with some of the most interesting players on the fintech scene, straight from SIBOS in London. They bring you insights, a wealth of industry experience and share the best career advice they have ever been given! This week's guests include: Andrew Bud - Founder and CEO of iProov Simon Cureton - Commercial Director at Funding Options Todd Latham - CMO and Head of product at Currencycloud Simon Winchester - VP Sales at Jumio We also have a very special announcement for you, from OakNorth and Shieldpay that was given on the first day of SIBOS! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Andrew Bud, Simon Cureton, Simon Winchester, and Todd Latham. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this bonus episode, David Brear is joined by Megan Caywood, Head of Digital Strategy at Barclays, to talk about a recent list made by LinkedIn - the top 25 startups in the UK! They cover the following: What companies made it to the list? How many startup have been founded in the last year? What were the qualifications to make it to the list? Notable inclusions and exclusions If Megan were to create the same list - what would it look like? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Megan Cooper. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Sarah Kocianski are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Keith Grose - Head of UK at Plaid Audrey Tinline - Senior Broadcast Journalist at BBC World Service Radio Imran Gulamhuseinwala - Open Banking Implementation Trustee We cover the following stories from the fintech and financial services space: SCA is here - but also pushed back to March 2021 - what is going on? (02:08) GoCardless launches US debit payments solution and opens San Francisco office (20:32) British fintech start-up backed by Goldman Sachs axes 20pc of staff (35:52) Visa and Mastercard join Plaid financing (41:43) Students taking out payday loans 'to pay for gym memberships and avocados' (48:19) Gartner Hype Cycle 2019 (55:22) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Audrey Tinline, Imran Gulamhuseinwala, and Keith Grose. Links: New security checks for online shopping kick in – Which? News GoCardless launches US debit payments solution and opens San Francisco office | TechCrunch British fintech start-up backed by Goldman Sachs axes 20pc of staff Visa and Mastercard join Plaid financing Students taking out payday loans 'to pay for gym memberships and avocados' 5 Trends Appear on the Gartner Hype Cycle for Emerging Technologies, 2019 - Smarter With Gartner Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Will White are joined by some great guests to talk about financial crime. What is it, how does it manifest itself and how can we work to solve it? Our guests are as following: Francesca Hopwood-Road, Head of RegTech and Advanced Analytics at the FCA Simon McDougall, Executive Director, Technology Policy and Innovation at the ICO Nas Ahmed - General Counsel & Head of Risk in Exec at 11:FS We cover the following topics: Importance of getting it right Current state of play Use of technology & Getting everyone onboard Is this an area where the UK could lead the world if we get it right? What could the future look like? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Francesca Hopwood Road and Simon McDougall. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Jason Bates and Simon Taylor are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ali Niknam, CEO of Bunq Kirsty Grant, Chief Investment Officer at Seedrs Jonas Bøgh Larsen, Co-founder and CEO of Pento We cover the following stories from the fintech and financial services space: Banks surprised by PPI deadline surge (03:00) Big US sustainable funds fail to support ESG shareholder proposals (14:21) Jack Ma steps down from his $460 billion Alibaba empire after 20 years (23:47) Stripe introduces Stripe Corporate Card and activates payouts to 45 countries (34:19) N26 Launches In Switzerland But Without CHF Support (40:09) Xinja Bank gains banking licence; rolls out first accounts (46:53) A bank mistakenly put $120,000 into a couple's account. They spent it! (53:47) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ali Niknam, Jonas Bøgh Larsen, and Kirsty Grant. Links: PPI: Barclays warns of £1.6bn hit from deadline spike Subscribe to read | Financial Times Jack Ma — the most flamboyant tech founder on the planet and China's richest man — steps down from his $460 billion Alibaba empire after 20 years, Business Insider - Business Insider Singapore Stripe Newsroom: Stripe introduces the Stripe Corporate Card and activates payouts to 45 countries N26 Launches In Switzerland But Without CHF Support | Fintech Schweiz Digital Finance News – FintechNewsCH Xinja Bank gains banking licence; rolls out first accounts A bank mistakenly put $120,000 into a couple's account. They spent it, police say - CNN Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Sam Maule, is joined by some Erik Qualman, motivational speaker and best selling author for todays Fintech Insider Interview! Erik's best selling book Socialnomics Regulation in the financial industries Being the second most liked author after J.K. Rowling The importance of understanding of shared blame Transforming technology Outside in VS Inside Out All this, and much more on today's Fintech Insider Interview! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Erik Qualman. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Joe Cross - Global Marketing & PR at TransferWise Rona Ruthen - Customer Operations Director at Monzo Bank Wincie Wong - Head of Rose Review Implementation, at RBS We also hear from Monese CEO Norris Koppel and Nick Harris, UK Partnerships Lead for Square! We cover the following stories from the fintech and financial services space: Digital banks on track to treble customers next year (04:40) Singapore to accept first digital bank applications (11:35) Lenders accuse Google of overstepping mark with ban on payday loan apps (19:25) Lloyds buys Tesco Bank’s mortgage book in £3.8bn deal (30:26) TSB and Square announce payments partnership (36:40) European banking app Monese partners with deposits marketplace Raisin (46:36) Linkedin Top 25 Startups (53:04) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Joe Cross, Nicholas Harris, Norris Koppel, Rona Ruthen, and Wincie Wong. Links: Digital banks on track to treble customers in next year but profits... Singapore to accept first digital bank applications Lenders accuse Google of overstepping mark with ban on payday loan apps Subscribe to read | Financial Times TSB and Square announce payments partnership European banking app Monese partners with deposits marketplace Raisin | TechCrunch LinkedIn Top Startups 2019: The 25 hottest UK companies to work for now | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Fintech Insider Interviews, Sam Maule is in New York, in the Goldman Sachs offices, joined by Boe Hartman CTO and Partner at Marcus. Boe's role at Marcus and a very special announcement about his future role at Goldman Sachs The origin story and development of Marcus over the last 4 years Marcus' success to date both in the US and the UK The story behind the name "Marcus" for the brand All this and much more in today's interview! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Boe Hartman. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ben Chisell - Director of Digital product at OakNorth Husayn Kassai - CEO and Co-Founder at Onfido Bailey Kursar - CEO and Co-Founder of Toucan We also hear from US CEO of N26, Nicolas Kopp about their recent US launch We cover the following stories from the fintech and financial services space: N26 moves out of beta and goes nationwide across the US (03:11) Numbrs joins the fintech unicorn club (09:25) Revolut’s new hires (16:45) Deutsche bank fined 16 million dollars over US corruption charges (23:51) Meeting of two marketplaces: Raisin acquires fairr A woman's bank sent her safe house address to her abusive ex India’s CRED raises $120M to help people improve their financial behavior K-Swiss just dropped a new line of sneakers - specifically designed for CEOs! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Bailey Kursar, Ben Chisell, Husayn Kassai, Nicholas Kopp, and Nicolas Kopp. Links: N26 moves out of Beta in US Numbrs joins fintech unicorn club Revolut hires new treasurer, deputy CFO and director of financial c... Deutsche Bank fined $16m over US corruption charges - CityAM : CityAM Raisin acquires retirement savings marketplace fairr 'The bank sent my safe house address to my abusive ex' - BBC News India’s 9-month-old CRED raises $120M to help people improve their financial behavior | TechCrunch K-Swiss The Startup collection features shoes designed 'for CEOs' - Business Insider Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Leda Glyptis and Simon Taylor, are joined by some great guests on this insights show to take a deep dive in to the future of the payments industry and where we are going to see innovation coming from in this space! Our panel of guests include: Harry Newman - Head of Banking at SWIFT Andy Smith - CTO of Clearbank Nadya Hijazi - Head of GLCM Digital, HSBC On this insights episode, we cover the following topics What is correspondent banking? What is SWIFT and how is it shaping the future of the industry? How is technology changing a traditionally static industry? What will the universal adoption of gpi means for creating new opportunities for innovation? Is the future going to be DLT based? Where is the cross-border payments industry going next? All this, and much more on today's insights show. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Andrew Smith, Harry Newman, and Nadya Hijazi. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Will White, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Emily Nicolle, Technology Editor at CityAM Marko Wenthin, CEO at Penta Olivia Vinden, Director at Alpha FMC We cover the following stories from the fintech and financial services space: Apple Card Launches For Everyone. Now Credit Is As Private As Cash (02:11) Global fintech investment falls sharply (15:53) NatWest hid a data breach from customers (24:15) Credit Karma glitch exposed users to other people’s accounts (30:05) TransferWise’s debit card launches in APAC (41:53) Monzo customers to receive salaries a day early under new feature from app-only bank (49:50) J-Lo & A-Rod Are Investing in Acorns (1:00:17) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Emily Nicolle, Marko Wenthin, and Olivia Vinden. Links: Global fintech investment falls sharply RBS hides Natwest data breach from customers | Business | The Times Credit Karma glitch exposed users to other people’s accounts | TechCrunch TransferWise’s debit card launches in Australia and New Zealand, with Singapore to follow | TechCrunch Monzo customers to receive salaries a day early under new feature from app-only bank | The Independent Jennifer Lopez, Alex Rodriguez Are Investing in Fintech Firm Acorns - WSJ Apple Card Launches For Everyone. Now Credit Is As Private As Cash Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Fintech Insider Insights, David Brear and Sarah Kocianski are joined by four guests, who all just happen to be winners of the RBS remedies fund! Our guests include: Andrew Smith - Chief technology officer at Clearbank - Pool A Alex Cardona - Co-Founder at Codat - Pool D Rob Angus, Chief Proposition & Finance Officer, Nationwide For Business - Pool B Simon Brown - Head of Business Banking at Atom Bank - Pool C On this insights episode we take a detailed look at the RBS remedies fund. We go through the following: What is the RBS remedies fund and what lead to it? Who are the winners of each pool? What was the road to winning like? What does the RBS remedies fund mean to the SME sector? What does the future of SME banking in the UK look like? All this and so much more on todays Fintech Insider Insights. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Alex Cardona, Andrew Smith, Rob Angus, and Simon Brown. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Stephen Lemon - Cofounder and VP at CurrencyCloud Carl Hazeley - VP at Finimize Caroline Plumb - CEO of Fluidly We also hear from Sam Maule, 11:FS MP and Wander Rutgers, President of Robinhood International! We cover the following stories from the fintech and financial services space: Remedies Pool C winners are announced (1:44) Goldman Sachs dips into subprime lending with Apple Card (11:52) Robinhood gains authorisation to open in the UK (21:45) Central Bank of Ireland to skip deadline for SCA rules (28:30) Venmo launches instant transfers to bank accounts (33:40) WeChat Pay and Alipay partner QFPay raises $20 million to develop new digital payment solutions (41:19) Hey Google, lend me a tenner? NatWest trials voice banking (48:45) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Carl Hazeley, Caroline Plumb, Sam Maule, Stephen Lemon, and Wander Rutgers. Links: Goldman Sachs is dipping into subprime lending with Apple Card Fireside Central Bank of Ireland to skip deadline for SCA rules Venmo launches instant transfers to bank accounts | TechCrunch WeChat Pay and Alipay partner QFPay raises $20 million to develop new digital payment solutions | TechCrunch Hey Google, lend me a tenner? NatWest trials voice banking | Business | The Guardian RBS Remedies Pool C winners announced Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Fintech Insider Interviews, David Brear is joined by fintech "founding father" Nick Ogden to talk about a variety of topics, including: Nick's background and who he is today The businesses he's founded and run including WorldPay Why he set up ClearBank Where he sees the fintech industry in 5 years What drew him into joining Funding Options as a Non Exec Chairman The most important things he's learnt during his career All of that and so much more on todays episode of Fintech Insider! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Nick Ogden. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Jason Bates and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Richard Davies, COO at Revolut Simon Dix, CEO and founder of DX Compliance Solutions Joy MacKnight, Managing Editor at The Banker We also hear from Marko Wenthin, CEO at Penta, Brandon Chung, 11:FS JTBD Consultant, and Sam Maule, 11:FS Americas MD We cover the following stories from the fintech and financial services space: America to get real-time payments by 2024 (2:12) Klarna’s multi-billion dollar valuation to help them hit Australia (12:36) Hongkongers are reaping the benefits of virtual banks even before their launch (20:37) Penta’s latest funding round (27:36) HSBC Cuts 4,000 Jobs, starting with the CEO (38:17) Australia passes consumer data rights legislation (47:58) 20-Year Mortgages Hit Zero for the First Time in History (53:55) Indonesia Has Shut Down 826 Fintech Startups This Year Alone (58:31) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Brandon Chung, Joy Macknight, Marko Wenthin, Richard Davies, Sam Maule, and Simon Dix. Links: Fed plans to launch real-time payment service by 2024 | American Banker Klarna pushes for growth in US and Australia with $460 million equity raise | Finextra Hongkongers are reaping the benefits of virtual banks even before their launch | Tech in Asia Penta, the German business banking startup, raises €8M additional funding | TechCrunch HSBC Adds To The Gloom On Wall Street By Cutting 4,000 Jobs | Forbes Australia passes consumer data rights legislation | Finextra 20-Year Mortgages Hit Zero for First Time in Danish Rate History | Bloomberg Indonesia Has Shut Down 826 Fintech Startups This Year Alone | Bloomberg Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Fintech Insider Insights, Ryan Garner is joined by some expert guests to talk about all things Jobs to be Done. Our great guests include: David Brear, 11:FS CEO & Former Mettle CEO Alan Klement, JTBD expert and pioneer Justin Geaney, CPO at Virtual Bank by Standard Chartered Peter Collingridge, Director / Global Head, Entrepreneurs in Residence On this insights episode we take a detailed look at JTBD, including: What JTBD actually is - a lawnmover analogy How impactful it can be when designing digital propositions Why it's the key to making your product an integral part of your customer's life How it can help to create powerful end to end customer journeys Why JTBD is the future of product design Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Alan Klement, David M. Brear, Justin Geaney, and Peter Collingridge. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Mark Frampton, Analyst Relations Manager at Finastra Greg Michel, Head of Fintech, Cybersecurity & AI at Tech Nation. Lois Ollerenshaw, Venture principal at Nationwide building society We also hear from Virginie O’Shea, Research director at Aite Group We cover the following stories from the fintech and financial services space: Nubank’s $400 MILLION mega round pushes their valuation to $10 billion (1:59) Goldman Sachs’ billion dollar fintech gamble (9:41) Revolut’s investors predict a $10bn valuation (14:42) Jack Ma’s $290 Billion Loan Machine Is Changing Chinese Banking (24:07) US Women Pay 18% More in Banking Fees Than Men (32:08) Rakuten’s US banking charter application raises concerns with American Banks (39:23) London Stock Exchange in talks to buy Refinitiv for $27bn (48:13) Noel Edmonds reaches compensation deal with Lloyds over scam (57:25) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Greg Michel, Lois Ollerenshaw, Mark Frampton, and Virginie O'Shea. Links: Nubank valuation jumps to $10 billion on $400 million mega round | Finextra Goldman Sachs big fintech gamble is about to heat up for summer as it takes on N26, Revolut and Monzo | Altfi Revolut on course to be worth $10bn and match the size of Barclays, say backers | The Telegraph Jack Ma’s $290 Billion Loan Machine Is Changing Chinese Banking | Bloomberg Women Pay 18% More in Banking Fees Than Men, Research Finds | Bloomberg Rakuten to apply for US banking charter | Finextra London Stock Exchange Confirms $27bn Refinitiv Takeover Talks | FT Noel Edmonds reaches compensation deal with Lloyds over scam | BBC News Learn more about your ad choices. Visit megaphone.fm/adchoices

Today our host, Sam Maule, is joined by some great guests, all from Fifth Third Bank. Our guests for todays episode include: Melissa Stevens, Chief Digital Officer, Head of Design, Innovation, & CX Justin Hendrix, VP & Senior Manager with the Innovation Team Joel Kashuba, SVP Design & Innovation In this episode we cover topics such as: The innovative strategy of Fifth Third Bank Why digital banking is actually quite difficult for incumbents How the digital banking market in America is being transformed How you avoid building an innovation theatre. All this, and so much more on today's show! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Joel Kashuba, Justin Hendrix, and Melissa Stevens. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some great stories for you as David Brear and Simon Taylor are joined by a some great guests: Valentina Kristensen, Director, Growth & Communications at OakNorth Gary Rohloff, Co-Founder and Managing Director at Laybuy Sam O’Connor, CEO at Coconut We kick off the episode by taking a look at trading startup, Robinhood's latest raise, which valued the company at $7.6bn! Simon explains how the mobile only players in the market seem to be growing much faster, and Valentina says that this raise points towards them gearing up for an IPO. (2:16) Next up, we talk about a Great British banking switch towards the likes of Monzo and Starling. They talk about how an increase in advertising by those banks has affected this, as well as the almost frictionless opening of a new current account with the challengers in comparison to the incumbents. (14:28) Other stories include: Monzo and Starling sail ahead in banking apps poll (17:30) Starling senior executives take flight from app-based bank (24:05) We hear from Mojo's CEO on teaming up with Monzo (30:48) Australian smartphone bank 86 400 wins banking licence (45:43) Metro Bank to replace Vernon Hill as profits dive (48:10) Chinese e-commerce giant Alibaba is coming to the US in a major way (53:54) Tally launches banking app tied to gold ownership (59:18) All this and so much more on today's show. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Gary Rohloff, Richard Hayes, Sam O'Connor, and Valentina Kristensen. Links: Trading startup Robinhood raises $323 million, achieving $7.6 billion valuation | Reuters 255,000 people ditch their bank accounts - who they're joining instead | Mirror Monzo and Starling sail ahead in banking apps poll | Finextra Starling senior executives take flight from app-based bank | FT Australian smartphone bank 86 400 wins banking licence | Finextra Metro Bank to replace Vernon Hill as profits dive | BBC News Chinese e-commerce giant Alibaba is coming to the US in a major way | Business Insider Tally launches banking app tied to gold ownership | Finextra Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we have an excellent episode for you! In this takeover show, David Brear and Leda Glyptis are joined by some great guests from Atom Bank including: will.i.am, Musician, Entrepreneur, Innovator, and Strategic Board Advisor Mark Mullen, Chief Executive Officer Simon Brown, Head of Business Banking Clare Framrose, Head of Personal Banking First up, we talk about Atom Bank and what sets them apart from the incumbent banks. Next up, we discuss AI, with will.i.am explaining why now is the most important time to get AI development right. Later on we discuss: the importace of trust and trust as a commodity, why companies should hire a Chief Trust Officer, why data is so valuable just the masses haven't realised it yet, the importance of financial education in schools, will.i.am's relationship with Atom, and so much more! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Clare Framrose, Mark Mullen, Simon Brown, and will.i.am. Sponsored By: Atom Bank Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some great stories for you as David and Sarah are joined by a couple of great guests: Amy Lewin, Senior Reporter at Sifted James Teodorini, European Partnerships Development Manager at Button Oliver Prill, CEO of Tide Megan Caywood, Global Head of Digital Strategy at Barclays We kick off the episode by taking a look at how British fintech booms as 2019 is set to be a record year for UK investment. To start us off, we have a soundbite from Jo Oliver, Partner at Octopus Ventures, commenting on the story. Jo explains why the trend of signinificant investment is likely to continue and why we shouldn't read too much into a 30% decline in investment deals. James Teodorini makes the point that only 15% of this investment is early stage and he'd like to see this figure increase, as this indicates that we're still seeing new entrants to the market. (4:35) Up next, JPMorgan's CEO is looking for the banks next acquisition, and they're expected to be targeting a US neobank. This sparks a built it vs. buy it debate, with the guests discussing the pros and cons of each, as well as a discussion about how open neobanks are to being acquired and much more. (14:47) Other stories include: Facebook 'to be fined $5bn over Cambridge Analytica scandal' (28:15) Fintech in Latin America continues to draw big dollars as Softbank invests $231 million in Creditas (34:34) Startup Button Rides Mobile Commerce Growth to New Financing (41:53) Sydney could use facial recognition for public transport payments (46:58) Private Eye's analysis of UK challenger bank's tube ads (59:08) All this and so much more on today's show. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Amy Lewin, James Teodorini, Jo Oliver, Megan Cooper, and Oliver Prill. Links: British fintech booms as 2019 is set to be a record year for UK investment | CityAM JPMorgan Chase's CEO is hunting for the bank's next acquisition — and we think a US neobank could be the target | Business Insider Facebook 'to be fined $5bn over Cambridge Analytica scandal' | BBC News Fintech in Latin America continues to draw big dollars as Softbank invests $231 million in Creditas | TechCrunch Startup Button Rides Mobile Commerce Growth to New Financing | WSJ Sydney could use facial recognition for public transport payments | Finextra Learn more about your ad choices. Visit megaphone.fm/adchoices

We start off the episode by discussing John Glen's role in the Treasury and London's fintech boom. He explains why he's excited about London's fintech scene, and that he's a regular user of fintech products. John and David then go on to talk about the potential effect of Brexit on fintech as well as John's vision for the future of financial services. All this and so much more on today's episode. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Fintech Insider is a podcast dedicated to all things fintech, banking and financial services. Together with a brilliant host of guests, we cover the latest news in the fintech world, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. No matter if you are a full-on expert, or an enthusiast who would like to learn more about the fintech world, this podcast if for you! Special Guest: John Glen. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some great stories for you as Simon and Laura are joined by a couple of great guests: Jonathan Keeling - Partnerships Director at CrowdCube Alastair Thompson - Head of Business Development at Transferwise Ishaan Malhi - CEO of Trussle Simon Rabin - CEO of Chip We kick off the episode by taking a look at how Deutsche bank has had some pretty bad news lately. Germany's biggest lender has to slash 20,000 jobs and shed €50bn of assets. The first casualty was Deutsche's investment banking chief Garth Ritchie, who resigned on Friday ahead of the restructuring that will cut as many as 20,000 jobs around the world. The cuts have already started, and staff in London were told that their passes would stop working after 11am. The CEO described the job losses as "painful but unavoidable to insure Deutsche Bank's long-term success." Simon argues that compared to competitors, Deutsche Bank have really struggled. With all the costs that comes with the cuts, would it not just be better to start again? (1:43) Next up, we talk about how Dutch banks have been to told to stop using payments data for personalised marketing. ING received complaints after stating that they to planned to start using transaction data to send its customers more relevant email and text message offers and the Dutch Data Protection Authority has had to write to the Dutch Banking Authority making it clear that banks are "not allowed" to simply send their customers personalised offers based on payment details. Simon argues that this is rather odd, as having targeted ads coming to you is not necessarily a bad thing, as long as it is relevant. Is this just a question of relevance being subjective? (12:43) Other stories include: Government-owned bank 'forging signatures' in repossession cases (20:20) Bezos-backed Remitly raises $135m for expansion in remittances (27:02) Fintech is the ‘new normal’ with 55% of consumers regular users (34:53) N26 to launch mobile banking in the US on Thursday (38:44) Another state creates tech sandbox as federal agencies tread warily (46:29) Seven-eleven shuts down mobile payments app following ludicrous security breach (51:50) All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Alastair Thompson, Ishaan Malhi, Jonathan Keeling, and Simon Rabin. Links: Subscribe to read | Financial Times Dutch banks told to stop using payments data for personalised marke... Government-owned bank 'forging signatures' in repossession cases - BBC News Subscribe to read | Financial Times Fintech is the ‘new normal’ with 55 per cent of consumers regular users - Your Money Another state creates tech sandbox as federal agencies tread warily | American Banker Seven-eleven shuts down mobile payments app following ludicrous sec... Learn more about your ad choices. Visit megaphone.fm/adchoices

We start off the episode by discussing Michael's background and what inspired him to found Button. He says that from a young age he's always been an entrepreneur, and explains how the acquisition of one of his first companies, a small startup aiming to help non-profits, lead to his inspiration for Button. Michael then goes on to talk about Button's mission and vision; to enable a consumer to find exactly what they want in a moment of intent, and by being able to do this and on a large enough scale they could build a business. He also explains Button's role in solving a problem that many companies have realised. He says that it's evident that every platform is dying to get into commmerce because they know that the durability of their ads business is going to be dependent on the commerce that they drive. All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guest: Michael Jaconi. Learn more about your ad choices. Visit megaphone.fm/adchoices

We hope all of you who could make it enjoyed some #FINInTheSun as much as we all did! For episode 8 of After Dark some of London's finances' finest visited our home turf in Devonshire Square for our fintech street party. The show was buzzing after selling out in just 24 hours, with all of the guests who could get their hands on it, rocking our 'Swag to end all Swag!' For this After Dark show, Simon, Leda and Jason were joined by some great guests: Lianna Brinded - Head of Yahoo Finance UK Luke Griffiths - Head of UK at Klarna Sophie Guibaud - MD Europe at Fidor We kick off the show by taking a look at an article from The Times stating that big banks have been accused of giving fintech start-ups a raw deal! This comes about after the takeover talks of two start-ups collapsed, forcing one to shut down. Additionally, Senior fintech executives have complained that large financial institutions want to take information from them without offering adequate capital or other benefits in return. In reaction to this article Leda explains that after several years of sounding like a broken record, there's no pretence of hiding the fact that big banks have been trying to learn from new start-ups, and that she's still surprised that journalists are surprised by this. (3:11) Next up, we talk about UK fintech Jaja's acquisition of the Bank of Ireland’s UK credit card business for £530M! Jaja Card is a digital credit card managed entirely through the Jaja mobile app, designed to make credit simpler, fairer and easier to manage. The acquisition “forms part of Jaja’s strategy to scale its UK credit card business by working in partnership with other financial institutions and consumer brands.” Luke goes on to explain that this industry is ripe for disruption and that there's been very little innovation at all in credit cards, especially the post-purchase experience. (10:09) Other stories include: Singapore to issue digital retail and wholesale bank licenses (17:50) New Lifetime ISA best buy for younger savers keen to get on the property ladder (23:26) Libra: Mark Zuckerberg’s world domination plans edge closer! (30:35) RBS Remedies Fund pool D winners announced (37:13) Possibly the worst bank scam of all time? (47:00) All this and so much more on today's show. As it is Pride Month, there is no better charity for us to be supporting through this event than Stonewall. For those that don’t know Stonewall was founded in 1989 to help advance the rights of the LBGTQ community by campaigning for equal rights, supporting and empowering individuals, and transforming institutions to create inclusive and accepting cultures. Text PRIDE to 70003 to donate £3. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Lianna Brinded, Luke Griffiths, and Sophie Guibaud. Links: Big banks accused of giving fintech start-ups a raw deal | Business | The Times UK fintech Jaja pays $671M in cash to acquire the Bank of Ireland’s UK credit card business | TechCrunch Singapore to issue digital bank licenses | ZDNet New Lifetime Isa best buy: Moneybox offers 1.4% rate | This is Money Facebook Cryptocurrency Plan Faces Opposition in France - Bloomberg Facebook's Libra cryptocurrency 'poses risks to global banking' | Technology | The Guardian Facebook's Libra coin likely to run a regulatory gauntlet - Reuters Fake debit card combustion letter shared on social media - BBC News Learn more about your ad choices. Visit megaphone.fm/adchoices

For this weeks episode we had the chance to sit down with some of the most interesting people on the fintech scene, straight from Money20/20 in Amsterdam! We got some really interesting insights, found out secrets to success and what the future holds for these companies. Mattias Kroner, formerly of Fidor Stephen Ufford, Trulioo CEO Giles Sutherland, Carta Worldwide MD Paul Riseborough Chief Commercial Officer at Metro Bank Tariq Hassan CEO of Code4000 To kick off this episode, Simon Taylor sits down with Matthias Kroner, formerly of Fidor and a man with many hats! Matthias tells us the story of Fidor and how the idea came about during the financial crisis! Matthias argues that was the best time to set up a new concept when everything is ok and everyone is happy with their bank there is no need for new players. Next up, Jason Bates chats to Stephen Ufford, CEO of Trulioo! Trulioo is a global identity verification provider, offering verification solutions to the whole world. Stephen tells us about his vision of offering alternative identification solutions to everyone on the planet, his passion for bringing more people into the financial system faster, and what is next for Trulioo. We also have a great interview with Giles Sutherland from Carta worldwide and a joint interview with Paul Riseborough from Metro Bank and Tariq Hassan from Code4000, telling us about they recent partnership! All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Giles Sutherland, Matthias Kröner, Paul Riseborough, Stephen Ufford, and Tariq Hassan. Links: Revolut chief eyes $20bn valuation before any IPO Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some great stories for you as David and Simon are joined by a couple of great guests: James Ferretti - Solutions Engineer at Transferwise Alfie Marsh - UK and Ireland Sales Manager at Spendesk Ivo Weevers - Chief Product & Design Officer at Asto Mel Palmer - CMO at Exo Investing We kick off the episode by taking a look at how Bank of England welcomes tech companies! The Bank of England intends to open its vaults to tech companies for the first time, which will enable fintechs to offer payments systems on the same level as commercial banks. James argues that for companies like Transferwise, this is a huge deal. This means that they can now hold funds in a central bank, which adds that extra level of security. Is this a sign of recognition from the big banks that there are other players on the market? (02:38) Next up, we talk about Revolut eyes big bucks before IPO! Revolut, the British digital bank, has ruled out an initial public offering in the near future as it targets another private fundraising later this year. In an interview with Financial News, Nikolay Storonsky, founder and chief executive of Revolut, said the firm needs to hit a valuation of $20bn-$40bn before a stock market float. Mel argues that if that valuation comes through, it could change the whole industry! (10:19) Other stories include: Monzo doubles valuation to £2 billion after fresh capital injection (17:45) TransferWise to open borderless account in US (19:58) Every little helps as RBS goes shopping for Tesco mortgages (26:21) Apple is one step closer to launching its sleek, new credit card (30:55) Lloyds becomes the first bank to sign up to 'Mental Health Accessible' standards (38:15) NatWest introduces selfie-powered current account opening (46:27) Geekiest engagement announcement ever? (52:25) All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Alfie Marsh, Ivo Weevers, James Ferretti, and Mel Palmer. Links: Subscribe to read | Financial Times Monzo doubles valuation to £2 billion after fresh capital inje... TransferWise to open borderless account in US Every little helps as RBS goes shopping for Tesco mortgages | Business News | Sky News What you need to know about Apple credit card, and how to sign up - Business Insider Lloyds becomes the first bank to sign up to 'Mental Health Accessible' standards NatWest introduces selfie-powered current account opening Stripe's Patrick Collison announces engagement with a joke on Twitter - Business Insider Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we bring you a payments special, with interviews from some of the top leaders in the fintech payments space! To start the episode, Jason Bates sits down with Harsh Sinha, CTO at Transferwise! Harsh tells us about Transferwise's organisational model, what the pros and cons are, and how you optimise ylou company for speed! We also talk about what it is like moving from Silicon Valley to join a small start-up in Europe, and how you create value for your customers. Next up, Jason sits down with Patrick Gauthier from Amazon Pay! Patrick tells us about frictionless payments, the importance of protecting the consumers' privacy and what he knows now, that he wishes he had known at the start of his career. Also, why is patience so important when starting out in fintech? We also have two more brilliant interviews with Roland Palmer from Alipay, telling us how Chinese tourists have their eyes on Europe, and Mark Barnett from Mastercard who tells us all about the battle for payments! All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Harsh Sinha, Mark Barnett, Patrick Gauthier, and Roland Palmer. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some great stories for you as David and Simon are joined by a couple of great guests: Michael Fotis - CEO and Founder, Smart Money People Dean Butler - Head of Innovation at Prudential Shafali Gupta - VP Strategy & Ops at Fluidly We kick off the episode by taking a look at the winners from the latest RBS Remedies pool! Luckily, we actually have someone who is part of the group of winners on the panel! Shafali Gupta from Fluidly gives us some insights on how the last week has been over at Fluidly. The panel discuss the other winners, what the fund can do for SMEs and what the people over at Fluidly are planning on doing with the money! (01:48) Next up, we talk about Monzo going stateside! Monzo was an instant hit when it launched in the UK, and now the challenger bank is looking to expand to America! The panel argues that if this was supposed to be a secret, it is arguably the worst kept secret ever. Challenger banks from the UK have been looking at the American market for a while now, so how will Monzo do over there? Will the American people be intrigued by this British bank? Will the hot coral make as big of an impression over there as it did here? (08:54) Other stories include: Bank investments in technology not yet driving significant revenue growth (18:19) Google and PayPal explored OCC’s fintech charter, then walked away (22:49) Bank of England finds UK challenger banks cut corners (26:37) Kevin Hollinrake accused of hiding conflict of interest (31:32) After Loot runs out of cash, founder and 17 team members join RBS’ digital bank Bó (35:25) Uber is pivoting to fintech, something Asian startups have been doing for years (40:00) Dave, a fintech startup backed by Mark Cuban and Diplo, is launching a checking account that helps users build their credit score (54:52) Amazon selling shock bracelet to help you curb bad habits (1:00:20) All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Dean Butler, Michael Fotis, and Shafali Gupta. Links: Bank investments in technology not yet driving significant revenue growth: Accenture - Reuters Google and PayPal explored OCC’s fintech charter, then walked away | American Banker After Loot runs out of cash, founder and 17 team members join RBS’ digital bank Bó | TechCrunch Uber's pivot to fintech was done years ago by Ola, Grab, and Go-Jek — Quartz Dave's new checking account is the first to build users' credit - Business Insider Amazon selling shock bracelet to help you curb bad habits - Trending & Viral News - 13 WTHR Indianapolis Learn more about your ad choices. Visit megaphone.fm/adchoices

For this weeks episode we had the chance to sit down with the CEOs of some of the most interesting companies from Money20/20 in Amsterdam! We got some really interesting insights, found out secrets to success and what the future holds for these companies. First up, Jason Bates meets Ralph Hamers, CEO of ING! Last year, Ralph gave a keynote speech at Money20/20 and he tells us what has changed in a years time. Ralph gives us his insights on the digitalisation of banking and how mobile first is rapidly becoming the new normal! If you want to be competing with new platforms, you have to rethink the way you operate. What is ING's secret? Next up, we talk to Des McDaid, managing director at Marcus by Goldman Sachs UK! Simon Taylor sits down with Des to talk about all things Marcus! Marcus was an instant hit when it launched in the UK, what is their secret? Des argues that although the rate is important, no customer wants a bad rate. However, the rate is not everything, and Des explains how they listened closely to their customers and did what they wanted. We also got some incredible insights from Nuno Sebastao CEO of Feedzai, Zach Perret CEO of Plaid, Anne Boden CEO of Starling, Frank Jan Risseeuw CEO of Yolt and Tamaz Georgadze CEO of Raisin. All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Michael Bailey. Special Guests: Anne Boden, Des McDaid, Frank Jan Risseeuw, Nuno Sebastao, Ralph Hamers, Tamaz Georgadze, and Zach Perret. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the 6th and final episode of this new show, Fintech Insider USA! In this episode, Sam Maul meets Alex Sion, Co-Head of D10X at Citi Ventures! To start the episode, Alex explains what D10X actually is, and what the name stands for. The programme has been active for about 4 years and the consumer side is organised around two macro themes: modern life and economic vitality. Alex argues that the nuclear family has not existed for many years now and banks have been built around the image of the traditional family. How do you support families that perhaps do not fit into the image of the nuclear family? We continue talking about how you innovate at a company as large as City. Where do you focus? How do you generate relevant ideas on a global scale? With such a global reach, how do you accommodate many very different markets? All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guest: Alex Sion. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some great stories for you as Simon Taylor and Brandon Chung are joined by a couple of great guests: Loral Quinn - CEO of Sustainably Scott Liddell - Head of Channel and Digital, CYBG We kick off the episode by taking a look at, well, ourselves! We are the news! Building the banking platform of the future with 11:FS Foundry! DNB, Norway's largest financial services group, has decided to extend its investment into 11:FS Foundry and is committed to building new services on the platform, initially focussing on loans. Are we going to see more and more fintechs collaborating with bigger banks? Is this the future? (01:29) Next up, we talk about how the FCA has done a major shake-up of overdrafts! Banks and buildings societies will no longer be allowed to charge fixed monthly or daily fees for overdraft. There will also no longer be higher fees for unplanned overdrafts rather than arranged ones. This means that banks have to advertise their APRs to their customers. Is showing a customer an APR really the best strategy? Can you guarantee that your average customer understands words like APR and percentages? (08:58) Other stories include: JPMorgan Closes Finn, Digital-Only Bank, a Year After Launch (15:33) Fintechs risk giving banks a bad name, says Barclays boss (24:17) Brex valued at $2.6B with new cash from Kleiner Perkins (32:28) UK startup fintech TrueLayer just won funding from China's Tencent and Singaporean wealth fund Temasek (38:00) Amazon launches a credit card for the 'underbanked' with bad credit (42:41) Sberbank to open pilot branch in McDonald's outlet (47:03) All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Brandon Chung, Loral Quinn, and Scott Liddell. Links: Building the banking platform of the future with 11:FS… • 11:FS Bank overdraft fees targeted in major shake-up - BBC News JPMorgan (JPM) Closes Finn After 1 Year - Bloomberg Fintechs risk giving banks a bad name, says Barclays boss Brex valued at $2.6B with new cash from Kleiner Perkins – TechCrunch Tencent and Temasek invest in British fintech TrueLayer - Business Insider Amazon launches a credit card for the 'underbanked' with bad credit Sberbank to open pilot branch in McDonald's outlet Learn more about your ad choices. Visit megaphone.fm/adchoices

We start off the episode start by discussing Stripes global success. With the amount of payment companies out there, how have they reached such a success? We take the story so far back as to when the company was called /Dev/Payments! How do you create a successful company? Could it be as easy as listening to your customers and do what they want? David brings up one of Patricks quotes, If people don't think what you are doing is a little bit strange, maybe it's not strange enough. How do you find a strange enough strategy? Is being strange a way of moving away from a mimetic-heard dynamic in an industry where new innovations are key? How do you come up with a good idea and make sure it is different than what everyone else is working on? Patrick also shares what's next for Stripe and why one could argue that we are no longer in ponds, but in a connected ocean. All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guest: Patrick Collison. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the 5th episode of this new show, Fintech Insider USA! In this episode, we are extremely excited to bring you an interview with Derek Joyce, Vice President & General Manager, Global Accounts at Klarna! To start the episode, Derek explains Klarna's new operating model where each team has end to end accountability and ownership. How has this changed the work culture and what are the results? We continue by, of course, talking about the smoooth campaign with Snoop Dog and how the campaign has now reached 660 million impressions online! How has this campaign had an impact on Klarna as a brand, and what is it like being associated with Snoop Dog? Derek and Sam further talk about how the whole business model of payments has moved beyond transactions and Derek argues that companies that focus only the transaction are in a race to the bottom. Looking at statistics, 2/3 of millennials do not have a credit card! How do you work around this? How do you create a credit system without using credit cards? All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guest: Derek Joyce. Learn more about your ad choices. Visit megaphone.fm/adchoices

This weeks news show is coming to you straight from our 11:FS lounge at Money20/20 in Amsterdam! We have some great stories for you as Leda and Jason are joined by a couple of great guests: Bart Leurs - Chief Digital Transformation Officer at Rabobank Conny Dorrestijn - Founding Partner at BankiFi Jordane Giuly - Co-Founder and Head of Product at Spendesk Suresh Vaghjiani - CEO & Co-Founder at Tribe Payments We kick off the episode by taking a look at an article from Finextra about Money20/20 specifically: Money20/20 Europe 2019, Stop innovating, start executing. A big theme over the first day was innovation innovation innovation... is innovation an overused term? Should we stop innovating and start executing? Where is the fine line between being innovative and just doing something that is very niche? (02:23) Next up, we talk about how Tribe Payments is partnering with UnionPay as part of the Chinese giant's 'aggressive' push into Europe! The partnership and the new platform were launched at here Money20/20 and the panel wonders what is going to happen in the payments industry? Is this innovation through connecting people from different places? Is the payment era changing and will it change from only being a MasterCard VS Visa race? Are we going to see transformation and innovation rise through competition?(16:38) Other stories include: Rabobank’s Fundr is in it’s trial phase to help SMEs cope with PSD2 (24:03) ebay partners with Asto to offer a new finance solution (32:50) Tink receives strategic investment from PayPal (37:54) Europe leads the $31tn charge on sustainable investing (42:22) Brits turn to digital banking reveals a new study from Mastercard (49:26) A school in China has made a facial recognition software that scans the students’ behaviour in the classroom every 30 seconds (52:27) All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Bart Leurs, Conny Dorrestijn, Jordane Giuly , and Suresh Vaghjiani. Links: Money 20/20 Europe 2019: Stop innovating, start executing China UnionPay partner Tribe Payments part of 'aggressive' Europe push - Business Insider Subscribe to read | Financial Times Jean-Baptiste Lefevre on Twitter: "This school in #China scans classrooms every 30 seconds through #facialrecognition technology #AI HT @evankirstel via @jblefevre60 @ipfconline1 @SpirosMargaris @HaroldSinnott @mclynd @Paula_Piccard @helene_wpli @sallyeaves @diioannid @RichSimmondsZA @jerome_joffre @kalydeoo… https://t.co/N9T5QL7h6n" EBay partners Santander-backed app to offer UK sellers loans Mastercard study reveals Britons turning to digital banking Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you transform traditional banks to compete in the digital banking battlefield? Essentially, how do you win? DR Leda Glyptis is hosting this very special debate, live from Money20/20 Europe. The debate will be held between two teams, Brear's Bears and Bates' Bulldogs. The teams are made up of banking and fintech experts, including: Team Brear’s Bears: David Brear - CEO and Co-Founder 11:FS - Team Captain Megan Caywood - Managing Director, Global Head of Digital Strateg at Barclays Gabrielle Inzarillo - Director, FinTech, Plug and Play Tech Center Edward Maslaveckas - Founder and CEO at Bud Team Bates’ Bulldogs: Jason Bates - Deputy CEO & Chief Product Officer 11:FS - Team Captain Simon Vans Colina - Engineer at Monzo Kristian Luoma - Head of OP Lab at OP Financial Group Joris Hensen - Founder and Co-Lead of Deutsche Bank API Program, Deutsche Bank AG Alright, here is the format of the debate: There will be four rounds, where the panel will be discussing the following: competition, tech, brand and culture. Each team will have one lead debater who will lead a 90-second pitch on that topic, after which point the floor is open for everyone to join in, and add their expertise or just generally smack talk the other side. First up, we have David Brear and Jason Bates taking on the topic of "who are the biggest competitors to traditional banks?" David is on the side of tech giants, while Jason is arguing for the challenger banks! David argues that in a fight, he would always take the side of the players with the best talent, biggest customer numbers and the brands that people actually trust. Jason's argument is that challenger banks can offer ten times better results for ten times lower cost, how could they not be the bigger threat? Tune in for interesting insights, some heated debates and the coronation of the official winner of The F'in Debate 2019! All this and so much more on today's show. DISCLAIMER: The debate was created and curated in partnership with Money20/20 for entertainment purposes only. The teams were allocated sides and the contestants did not get to choose which side to argue for, so what is said on the debate are only arguments and does not necessarily represent the contestants actual views. In other words, don't quote them on what is said in today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Edward Maslaveckas , Gabrielle Inzirillo, Joris Hensen, Kristian Luoma, Megan Cooper, and Simon Vans-Colina. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week Sam got the opportunity to sit down with Matt Burton, Partner at QED and the former CEO of Orchard! To kick off the episode, Matt tells us how he started out in the advertisement technologies space, how he now has three exits behind him and how he became Partner at QED Investors. Sam and Matt further discuss acquisitions, and how unfortunately most of them fail. How important is company culture, and how do you ensure a successful acquisition? Matt tells us his views on this matter! Not to be forgotten, Matt Burton is a three-time Texas State champion in tennis! Three times! Matt also explains how playing tennis can teach you how to be successful in the startup business (or atleast how the mindset is very similar!) Sam and Matt further talk about how having a lot of experience can actually work against you in some sectors! All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guest: Matt Burton. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some really interesting stories for you as David and Simon are joined by a couple of great guests: Gary Turner, a friend of the show and Co-founder and MD of Xero Helene Panzarino, MD of Rainmaking Colab Norris Koppel, CEO of Monese We kick off the episode by talking about the third major acquisition this year: Global Payments buys TSYS for 21.5 billion dollars! The combined company will be lead by a 12 member board and go by the name Global Payments. Gary points out that with a name like Global Payments, the strategy is kind of hiding in plain sight and looking at the current state of the industry, there are quite a lot of things happening, particularly within payments. Also, try and say multi monolithic architecture after a glass of wine or two. Next up, we talk about Revolut. Are they the most-complained-about small online bank? The bank, which has 2 million customers had 171 claims made against them between 2015 and 2018, compared to only 82 claims made against Monzo. Despite receiving more complaints compared to Monzo and similar online banks, the number is still far less than Barclays and Lloyds who both had more than 100 000 complaints made against them during the same time period! Simon argues the title is slightly misleading... and David agrees! It is making a lot of very little. It is also worth pointing out that Revolut has more features and products then Monzo, so is it really fair to compare them both? Other stories include: NatWest is the “most complained about” Plaid comes to the UK A Goldman Sachs rival pulled out of the Apple Card deal on fears it will be a money loser Robinhood on track for at least $7 billion valuation with upcoming funding round French teen banking startup Pixpay raises EUR3.1m CBA invests heavily in tech-for-trust image rebuild NatWest apologises for patronising women, by patronising women All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Gary Turner, Helene Panzarino , and Norris Koppel. Links: Global Payments to buy TSYS for $21.5 billion in latest fintech deal - Reuters Revolut is the most complained-about small online bank, the Financial Ombudsman Service reveals | This is Money NatWest most complained about bank for fraud claims - BBC News Silicon Valley fintech Plaid is launching in the UK — Quartz Goldman rival pulled out of Apple Card on fears it was money loser Robinhood on track for $7 billion valuation with new funding round French teen banking startup Pixpay raises EUR3.1m CBA invests heavily in tech-for-trust image rebuild NatWest apologises for patronising women, by patronising women | Creative Bloq Learn more about your ad choices. Visit megaphone.fm/adchoices

We are coming to you live from FusionONE! Today we have a brilliant live show for you with our hosts Simon and Sarah, and they are of course joined by some brilliant guests! Eli Rosner, Chief Product and Technology Officer, Finastra Eric Boyd, Corporate Vice President, Azure AI, Microsoft Andrew Smith, CTO ClearBank Today we take a deep dive in the new era of finance and how open platforms, emerging technologies and the rise of development talent will influense the industry. First up, our panel talks about how developers are the future of fintech. Eric Boyd marks that a lot of companies are trying to figure out how to work with these emerging technologies, but some older companies are struggling to apply these new technologies to their already existing business models. Where are we in the adaption circle of new technologies? Do we need to get some culture change in the industry? Also, as an incumbent, how do you attract talent in a quickly emerging industry? Next up, the panel talks about Open Source and Open APIs. Is being open and sharing technologies the way forward? Eli argues that the way to success is through growth, retention and better service to the customers. Also, what is actually the value of having a platform? Last but not least, we discuss what the future of the industry looks like. Are the US and Europe going to catch up with the emerging technologies in China? Eric thinks that AI technology will aid industry leaders in finding better usage for the data that they already have, but will the future involve more laws around data? Andrew sees AI as a "prediction machine" and that better AI users will be better at predicting outcomes. Unfortunately, Eli's crystal ball ran out of battery this morning, but he argues that the big banks have to rethink how they are going to compete with smaller challenger banks in this new era. All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Andrew Smith, Eli Rosner, and Eric Boyd. Sponsored By: Finastra Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the third episode of this brand new show, Fintech Insider USA! In this episode, we are extremely excited to bring you a brilliant interview with Michael Schlein, CEO and president at Accion! Sam and Michael sit down to talk about the importance of financial inclusion and what Accion is doing to achieve that goal globally. Accion is a global non profit organisation dedicated to create a truly financially inclusive world. What needs to be done to achieve this goal and what tools are used to reach the over 3 billion people who would otherwise be excluded from the financial system? Next up, Sam and Michael talk about what the satellite and GPS industry can do for insurtech solutions such as bike insurance and single family farmers and explains why India is extremely exciting right now! Michael tells us his thoughts on what is the biggest global hold up is at the moment and what areas need improvement. Also, can you say that financial inclusion is only 1% finished? All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guest: Michael Schlein. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello from New York! This week, David and parts of his team are over in New York, and what an opportunity to have Sam Maule co-host this episode! This week we have some great stories for you, and of course some brilliant guests: Anna Irrera: Fintech Correspondent and Financial Companies Team Leader at Reuters Ian Kar: Product Consultant We kick off the episode by taking a look at JPMorgan Chase & Co will invest $125 million in programs to encourage people to save money! The goal in this is to aid the expansion of nonprofits that help people become more financially secure. The panel discusses if this should be the banks' perogative, not to enable third parties to do it on their behalf? Other stories include: Plaid (kinda) takes on Zelle Transferwise hits $3.5bn Venmo trials a rewards programme again Venture Funding In Brazil Soars To $1.3B In 2018 Morehouse College Graduates’ Student Loans to Be Paid Off by Billionaire New startup Earnin taking on Payday loans: A Biometric Backlash Is Underway — And A Backlash To The Backlash Monzo rockets to 2 million customers All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Anna Irrera and Ian Kar. Links: JPMorgan Chase will invest $125 million in programs to encourage people to save money - Reuters Plaid gives digital banks and fintech a new tool to bypass traditional finance TransferWise now valued at $3.5B following a new $292M secondary round | TechCrunch Tencent posted record quarterly profits thanks to a fintech surge - Business Insider Venture Funding In Brazil Soars To $1.3B In 2018 Morehouse College Graduates’ Student Loans to Be Paid Off by Billionaire - The New York Times The fintech app Earnin claims to be a no-fee alternative to payday loans - Vox A Backlash To The Biometric Backlash Underway | PYMNTS.com Monzo hits two million customer milestone Learn more about your ad choices. Visit megaphone.fm/adchoices

The world of wealth is changing and so is our mindset around money. We have new ways of saving money, and we are bombarded with new apps and services every day. We live longer but our lifestyles are changing. Still, we retire at the same age as previous generations which means our pensions have to last for a lot longer. Women and men are forced into the same pension buckets, but women often take time off their careers for parental reasons. Money and mental health are closely linked and we need to think about what money is doing to our mental health and how we can learn to cope with it. This year at WealthTech19, Simon takes the opportunity to speak to some truly inspirational industry experts on topics like generational shifts, relationship with money, investing, mental health and saving for retirement and what can be done for the future. Joe Parkin - Head of UK Sales at iShares and Aladdin Wealth Tech distribution, BlackRock Gonzalo Pradas, Head of Wealth at OpenBank Mark Adams - Vice Media Frank Cooper III - Global CMO BlackRock Noah Kerner - CEO and founder, Acorns Armit Bhambra - Head of UK Retirement for iShares EMEA First up, Simon speaks to Joe Parkin who tells us what the WealthTech 2019 event is all about, and why it is focussing on wealth and wellbeing. Joe also tells us how the last couple of years have changed the way people talk about mental health. Next up, Simon sits down with Frank Cooper III to discuss what wealth and wellbeing mean in the context of brand and marketing for a financial services company. Also, what is the truth of how people live their lives? We also have an exclusive interview with Noah Kerner, CEO and founder of Acorns talking about getting young people into investing and caring about their savings. All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Armit Bhambra, Frank Cooper III, Gonzalo Pradas, Joe Parkin, Mark Adams, and Noah Kerner. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the second episode of this brand new show, Fintech Insider USA! In this episode, we are extremely excited to bring you a fantastic interview with Head of Partnerships at Plaid, Lowell Putnam! Sam sits down with Lowell Putnam, Head of Partnerships at Plaid at a very exciting time for the company! Lowell Putnam was previously the CEO and Founder of Quovo which have now been acquired by Plaid. In this interview, Sam and Lowell talk about a recent couple of busy months for the company, writing your own playbook and how being honest about imperfection can actually save your business! Lowell gives us his 30 seconds pitch of what Plaid does, and the duo discusses whether or not open banking will actually hit in America. Furthermore, Lowell explains why you should always make sure that the elevator car has arrived before stepping into it and why you sometimes have to throw out your own ego in order to save yourself time and money. We get to hear about Lowell's vision for the future of Plaid, and what disrupting a legacy really feels like. All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guest: Lowell Putnam. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some great stories for you as Sarah and co-host Adam are joined by a couple of great guests : Karen Kerrigan - COO of Seedrs Romi Savova - CEO and founder of PensionBee Iona Bain - blogger at Young Money as well as industry commentator, author and speaker We kick off the episode by taking a look at the remedies for small businesses story. Nationwide Building Society, Investec Bank and The Co-operative Bank have been granted a total of 80 million pounds from the RBS Remedies Fund Pool B. The allocations are as follows: 50 million pounds to Nationwide, 15 million to Investec bank and 15 million for Co-operative bank. The panel discusses the three banks commitments for the money and if there is any significance in the fact that the money was largely given to incumbents? Why wasn't Monzo on the list? Maybe the government thinks that they already have everything sorted out? Next up, we talk about Metro's big short! The bank faced a shareholder revolt when ISS recommended investors to reject Metro's pay report. Since the news, some branches had to face a "run" when rumours spread over WhatsApp that the bank was going to take control over its customer's assets and customers tried to take their cash out in pure panic. The panel discusses the damage social media rumours can have on a company and how the recent events could affect the reputation of the bank? To quote Sarah: Oh dear! A Lady Godiva, a Commodore, Dosh, Dore or Lolly? What do you call your money? Do not miss the final news story of the episode with some hilarious slangs for money and the panel unveiling the country's number one term! Other stories include: HK banking licence wins Brits don’t back banking tech UK fintech investment keeps on growing Silicon Valley’s newest stock exchange All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Adam Davis, Iona Bain, Karen Kerrigan, and Romi Savova. Links: Nationwide, Investec, Co-Op Bank get cash for small business lending - Reuters Metro Bank faces shareholder revolt Tencent, Alibaba, Xiaomi units win Hong Kong online banking license - Reuters Brits wary of new banking tech, despite high demand SoftBank Vision fund invests $800m in UK fintech SEC approves Silicon Valley stock exchange backed by Marc Andreessen Decoding the dough - do you know your Lady Godiva from your lolly? Learn more about your ad choices. Visit megaphone.fm/adchoices

David and Jeff take a close look at mortgages, a painful process Jeff recently went through. Research shows that people who have gone through the process felt stressed, lost sleep, half of the couples rowed over the process and 1 in 10 couples stopped having sex! Furthermore, 1 in 10 sought GP help due to effects on mental health. What is broken here? The duo is joined by a panel of fantastic guests to tell us more about the mortgages market, why some of these challenges exist and what changes are coming: Maria Harris - Director of Intermediary Lending, Atom Toril Steinmo - Head of Loans, DNB Dan Hegarty - CEO, Habito Vadim Toader - CEO, Proportunity The panel discusses how applying for mortgages is one of the most stressful processes in our lives, as humans have integral anxiety about shelter for themselves and their family. The panel argues that the product is not built around the consumer's needs, but rather quite simple data made incredibly opaque. Vadim Toader explains the process like planning a wedding, you don't have any prior knowledge about the process, and hopefully, when you have done it once you don't have to think about it ever again. Thoril Steinmo explains how the process is very different in Norway, and the panel asks, what is inhibiting the UK to have the same process as they do in Norway? Is there an urgent need for a clearer and more transparent language that customer actually understands? All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Daniel Hegarty, Jeff Tijssen, Maria Harris, Toril Steinmo, and Vadim Toader. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to this brand new show brought to you by 11:FS, Fintech Insider USA! In this week's episode, Sam Maule is at Empire Startups’ New York Fintech Week Conference where he was invited to mingle with some of the brightest and the best from the New York fintech scene and was able to record some interviews with some of the top speakers of the conference! We hope that you will enjoy these interviews, just as much as we have enjoyed recording them! Our fantastic guests for today's episode are: Alexa von Tobel, Founder and Managing Partner at Inspired Capital Henrique Dubugras, CEO and founder of Brex Rhian Horgan, CEO and Founder of Kindur Mariquit Corcoran, MD at Barclays US We kick off the episode by speaking to Alexa von Tobel about her entrepreneurial spirit, her new book Financially Forward and how having control over your wallet can help you take control over your life. Alexa also explains why being an entrepreneur is like being punched in the face every day (02.01). Alexa's book Financially Forward is out and available on this link: https://www.amazon.com/Financially-Forward-Todays-Digital-Smarter-ebook/dp/B07GMSWGCG Next up, we talk to Henrique Dubugras, CEO and founder of Brex who tells the story of how he built an online game at 12 years old, how starting a credit card company is actually quite complicated and how sometimes you just have to walk away (16.35). Our next guest is Rhian Horgan, CEO and Founder of Kindur. Rhian talks about how the company are trying to help baby boomers with their retirement planning, an urgent matter as up to 10.000 baby boomers retire every day! Our last guest is Marquit Corcoran, MD at Barclays US. Sam and Marquit talk about the differences in the market between the US and the UK, how Barclays are hoping to be a household name in the US and the art of good communicational skills. All this and so much more on today's show! Don't forget to subscribe so you never miss an episode of this brand new series, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions or email [email protected]. Stay tuned for next episode of Fintech Insider US! This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Alexa von Tobel, Henrique Dubugras, Mariquit Corcoran , and Rhian Horgan. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have some excellent stories for you as David and Simon are joined by a few fantastic guests: Rebecca Duckworth, Chief Sales Officer at Quotevine Limited Louis Sutton, Co-Founder & Director at The Grapevine and host of I, Fintech Valentina Kristensen, Director of Growth and Comms at OakNorth Ryan Edwards-Pritchard, Managing Director at Funding Options We kick off the episode with Valentina making a big announcement regarding OakNorth entering the mortgage market. As mortgage processes can be considered overlooked and underserved, the discussion goes to whether or not this product could drive incumbents to change existing mortgage processes. OakNorth are hoping that by offering a bespoke customer-centric product, it will become a major player in the sector (03:16). Next up, we talk about Lloyds’ disappointing Q1 results and the fierce competition in the mortgage market. The panel ask where growth is going to come from and how the market is going to change with new challenger banks coming up. Being the "least worst" of the big banks is no longer what is at stake, with new challenger banks delivering new efficient processes (14:36). Also, our recurring guest Ryan Edwards-Pritchard at Funding Options has a big announcement to make! More information about the announcement can be found here: https://www.altfi.com/article/5335_funding-options-and-experian-bid-for-slice-of-rbs-775m-bank-competition-fund Other stories include: RBS Getting Back Into Payments Ten Years After It Unloaded Worldpay Singapore may allow virtual banking licences after Hong Kong ATMs are vanishing SF bans cashless shops The Art of Losing $1BN All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins, written by Dhanum Nursigadoo and edited by Alex Woodhouse. Special Guests: Louis Sutton, Rebecca Duckworth, Ryan Edwards-Pritchard, and Valentina Kristensen. Links: OakNorth enters retail mortgage market Lloyds Banking Group: Q1 results analysis | City A.M. RBS Gets Back Payments Ten Years After Worldpay | PYMNTS.com Singapore May Allow Virtual Banks After Hong Kong, DBS Says Free cash machines vanishing at alarming rate, says Which? - BBC News San Francisco To Bar Cashless-Only Stores | PYMNTS.com Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses - The New York Times Learn more about your ad choices. Visit megaphone.fm/adchoices

Anthony Thomson is Founder of 86 400, Atom Bank and Metro Bank. Simon talks to Anthony about the Australian market and how he can apply the lessons he's learned from setting up UK challenger banks to Australia's financial sector, the differences between customer needs in the two countries and how to design a proposition for a brand new market. The pair also discuss the atmosphere Australia's regulatory environment creates for challengers and how new market entrants can operate in an area where incumbents have such entrenched power. They also take a look at Anthony's previous challenger banks and what they've accomplished so far. All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email [email protected] This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guest: Anthony Thomson. Learn more about your ad choices. Visit megaphone.fm/adchoices