Fintech Insider Podcast by 11:FS

Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sara Castelhano - EMEA Head of Payments and Digital Product, J.P. Morgan. Oliver Baxter - Head of Brand, Communications & Product, ByMiles Hannah Dawson, CEO and Founder, FUTRLI We cover the following stories from the fintech and financial services space: Your Coronavirus and financial services news round up 01:54 Samsung Pay team up with Sofi to launch a debit card 23:24 Mastercard’s massive financial inclusion pledge 34.16 86 400 drops mortgage rates and completes approvals in just a few hours 42.20 Monkey business: primate goes bananas at ATM 54.09 We also hear from Scott Abrahams, Senior Vice President, at Mastercard to give us the inside scoop on their 1 billion financial inclusion pledge. This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix. Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce. Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Hannah Dawson, Oliver Baxter, Sara Castelhano , and Scott Abrahams. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's show, Sam Maule lifts the lid on SMB banking practices in the US, and how they're being chronically underserved. Joined by 11:FS' Jobs to be Done guru Ryan Garner and our panel of guests, they discuss how SMBs could be better served in the future and how products and services should be designed to suit their needs. This week's guests include: Adrian Oropeza, Gen 6 Ventures Laura Cummings, Financial Health Network Jo-Ann Barett, Co-founder and owner Aromas Boutique Bakery Ryan Garner, Principal Customer and Product Lead, 11:FS It’s not new news that SMBs are historically and critically underserved by banks, despite being the biggest employer and the lifeblood of the US’ economy and in fact, most economies. So who are they turning to instead? We get our panel's expert opinions as SMB owners themselves, as well as mostly being in the fintech space. Ryan and his team have also produced some bespoke research specifically examining the needs of US SMBs and what are the jobs to be done by financial service providers to cater to their needs. You can read the full research [here](bit.ly/digitalsmb) This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix. Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Adrian Oropeza, JoAnn Barett, and Laura Cummings. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Iana Dimitrova, CEO at OpenPayd Caroline Casey, VP of Innovation, Partnerships & Labs at Mastercard Jamie Campbell, CEO at Fronted We cover the following stories from the fintech and financial services space: UK Chancellor announces 100-percent backed coronavirus business loans 03:24 Coronavirus cuts HSBC profits in half 14.00 Coronavirus drives up deposits at US banks 25:17 Monzo applies for US banking licence 33.31 BCR offers new details on grant allocations 41:48 FIS starts fintech venture fund - 48:18 Animal Crossing slashes interest rates to near-zero 56:28 We also hear exclusively from Asif Ramji, Chief Growth Officer at FIS, about their newly announced fintech venture fund. This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix. Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more: Info.11fs.com/covid19 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Asif Ramji, Caroline Casey, Iana Dimitrova, and Jamie Campbell. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Sam Maule, Americas MD, digs into the impact COVID-19 is having, this time specifcally on US small businesses; the options they have from banks, lenders and the government; and the ways that fintechs are trying to help. One of the hardest hit of the economic impact of the coronavirus pandemic are small businesses and the self employed, and at the time of recording in the US, the stimulus funding had already been syndicated out. To dig into the implications of this alongside Sam, this week's guests include: Jane Barratt, Chief Advocacy Officer, MX John Pitts, Policy Lead, Plaid Jill Castilla, CEO, Citizens Bank of Edmond Our panel also have a crack at giving some future predictions for how the current crisis could change US SMB financing long term, even after the impact of pandemic subsides. This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix. Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more: Info.11fs.com/covid19 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Jane Barratt, Jill Castilla, and John Pitts. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sam Maule and Simon Taylor, are joined by some great guests on both sides of the Atlantic to talk about the most notable and global fintech, financial services and banking news from the past week. This week's guests include: Lance Homer, Global Head of Digital Payments and Banking Ecosystem, Equinix Anna Irrera, Fintech Correspondent and Financial Companies Team Leader at Reuters Adrian Blair, CEO at Receipt Bank We cover the following stories from the fintech and financial services space, both related to COVID-19 and unrelated: Congress preps new stimulus funding - 3:38 Mark Cuban advocates wait-and-see, cash-heavy investing approach - 15:24 How the COVID-19 pandemic will accelerate digital financial services - 26:45 Robinhood nears the end of its latest funding round 40.10 Stripe raises $600 million in new funding 46:53 Leaked pictures show Google’s new smart debit card - 52:32 Shake Shack returning $10 million SMB loan 59:57 *This podcast is brought to you by Jack Henry Digital * the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. So how do they do it? With the Banno Digital Platform—a complete, 100% API-enabled, open digital banking platform. You get beautiful, lightning-fast, native apps for your customers and members, and cloud-based, core-connected back office tools for your employees. You really have to see these products to fully understand the platform’s potential. Visit banno.com to schedule a demo. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more: Info.11fs.com/covid19 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Adrian Blair, Anna Irrera, and Lance Homer. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

In an all 11s special, David Brear, Simon Taylor and Sarah Kocianski sit down with Benjamin Ensor, Director of Research at 11:FS, to talk about COVID-19 and the short, medium and long term implications the pandemic will have on financial services. Business as usual is over. Our recently released report has revealed how the COVID 19 pandemic has created an immediate operational crisis in financial services firms that have so far ignored the digital imperative. The world’s economies have gone into reverse, we're on the precipice of a global economic recession and being truly digital is no longer just a 'nice to have'. So what does this all mean for the financial services industry? Will this be a time for reinvention and will established firms be able to keep up? Tune in to hear our panel's insights, predictions and how they see the impact of the pandemic playing out over time. This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. This podcast is also brought to you by Equinix. Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Benjamin Ensor. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shafali Gupta - VP Strategy and Ops at Fluidly Roisin Levine - Head of Banks at Flux Erin Platts - Head of EMEA and President of UK Branch at Silicon Valley Bank We cover the following stories from the fintech and financial services space: Starling Bank and OakNorth join coronavirus loan programme (02:53) PayPal, Intuit and Square to issue coronavirus relief in the US (16:15) US government in talks with Onfido about immunity passports (24:28) Morgan Stanley leads $34 million round in 86 400 (34:43) Visa invests in open banking and compliance platform Railsbank (42:13) Marcus launches point-of-sale lending product (48:57) A women-only neobank is coming to Brazil (56:03) This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Erin Platts, Roisin Levine , and Shafali Gupta. Sponsored By: Links: Starling Bank and OakNorth join coronavirus loan programme PayPal, Intuit and Square to issue coronavirus relief in the US US government in talks with Onfido about immunity passports Morgan Stanley leads $34 million round in 86 400 Visa invests in open banking and compliance platform Railsbank Marcus launches point-of-sale lending product A women-only neobank is coming to Brazil Learn more about your ad choices. Visit megaphone.fm/adchoices

It is no secret that probably the hardest hit of the economic impact of the coronavirus pandemic are SMEs and the self employed. In this episode, Sarah Kocianski and Simon Taylor, dig into the impact COVID-19 is having on small businesses; the options they have from banks, lenders and the government; and the ways that fintechs are trying to help. They are joined by a panel of expert guests who are all providing solutions to this conundrum. This week's guests include: Sam O'Connor - CEO, Coconut Rebecca Duckworth - Chief Sales Officer, Quotevine Ian Smith - CEO, 1pm PLC Sarah, Simon and our guests talk through the impact Covid-19 is having on SMEs overall, what the government roll out packages are; who can lend to SMEs and how speed is of the essence. Our panel also have a crack at giving some future predictions for how the current crisis could change SME financing in the future. This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ian Smith, Rebecca Duckworth, and Sam O'Connor. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tanya Andreasyan, Managing Director and Editor-in-Chief at Fintech Futures Izabella Kaminska, FT Alphaville Editor at the Financial Times Olly Betts, Co-Founder and CEO, OpenWrks We cover the following stories from the fintech and financial services space: SoFi buys Galileo for $1.2bn (03:17) Kabbage suspends credit for small-business clients (11:21) Banks struggle to keep up with tidal wave of business loan applications for covid relief (19:29) New Banking Competition Remedies pool announced as Nationwide abandons business banking (27:40) Fintechs take action to combat effects of coronavirus (34:54) FCA allows selfies for identity checks (58:20) This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Izabella Kaminska, Olly Betts, and Tanya Andreasyan. Sponsored By: Links: SoFi buys Galileo for $1.2bn Kabbage suspends credit for small-business clients Banks struggle to keep up with tidal wave of business loan applications for covid relief - New Banking Competition Remedies pool announced as Nationwide abandons business banking Fintechs take action to combat effects of coronavirus FCA allows selfies for identity checks Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, we bring you an interview with Wesley Wright, COO at Varo Money. Joining Sam Maule remotely, the pair kick things off with the story of how Varo Money came to be and how they aim to improve financial health and financial inclusion. Having now been approved for FDIC insurance, we hear about the process with regulators, why they decided to apply when other fintechs haven't, and what this means for the future of Varo Money and their ambitions. With our current environment, Sam and Wesley also touch on how to staying focused during a time of crisis, solving critical problems and the importance of listening to your customers at times of uncertainty. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Wesley Wright. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Eric Fulwiler, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Allison Esposito Medina - CEO and Founder of Tech Ladies Jonah Crane - Partner at Klaros Group Nonita Verma - East Coast Banking Partnerships Lead at Nova Credit We cover the following stories from the fintech and financial services space: US banks promise not to lay-off workers during coronavirus pandemic (06:36) Venture-backed start-ups may not be eligible for small-business stimulus (17:54) Square and PayPal offer to extend stimulus payments to the unbanked (27:48) Microsoft partners with Plaid on Excel finance tool (35:21) Morgan Stanley’s trading portal suffers outage (43:53) Marcus releases fixed-term savings bond (50:41) Does this April Fools prank go too far? (53:51) This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Allison Esposito Medina , Jonah Crane, and Nonita Verma . Sponsored By: Links: US banks promise not to lay-off workers during coronavirus pandemic Venture-backed start-ups may not be eligible for small-business stimulus Square and PayPal offer to extend stimulus payments to the unbanked Microsoft partners with Plaid on Excel finance tool Morgan Stanley’s trading portal suffers outage Marcus releases fixed-term savings bond Does this April Fools prank go too far? Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, we bring you an interview with Nicky Goulimis, co-founder and COO at Nova Credit. Joining Sam Maule remotely, the pair kick things off with the company's origin story and how Nova Credit came to be. With no previous fintech experience, we hear about how Nicky and her co-founders were fueled by their credit troubles as international students in the US to create a solution for the underbanked from across the globe. Now working to push systemic change across the industry, Sam and Nicky also touch on Nova Credit's high-profile endorsements, the pressures of coronavirus and how their recent $50 million funding round is helping them work towards a better future of credit and credit checks. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Nicky Goulimis. Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski and Leda Glyptis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Carlo Gualandri, CEO and founder of Soldo Myles Stephenson, CEO of Modulr Keith Grose, Head of UK at Plaid We cover the following stories from the fintech and financial services space: Interest rates slashed at home and abroad to combat the impact of coronavirus (03:36) Contactless limits to rise by £15 (11:13) Covid Credit comes together for the self-employed (19:05), featuring comment from 11:FS' Simon Taylor about how Covid Credit came to be. SoftBank’s buying spree ends (27:38) Revolut launches stateside (35:14) Xinja draws investment from World Investments (42:33) Bunq expands its Green Card to 30 countries (49:09) This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Carlo Gualandri, Keith Grose, and Myles Stephenson . Sponsored By: Links: Interest rates slashed at home and abroad to combat the impact of coronavirus Contactless limits to rise by £15 Covid Credit comes together for the self-employed SoftBank to Sell $41 Billion in Assets, Signaling End of Buying Spree Revolut launches in the US Xinja draws investment from World Investments Bunq expands its Green Card to 30 countries Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Latham - CMO at Chip Layla White - CEO of TechPassport Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: Governments and regulators around the world react to coronavirus (03:55) FCA releases coronavirus response (14:33) Bank of England seeks input on digital currency (23:10) FDIC approves Square loan charter (33:22) Monzo enters the SME space (39:58) A busy week at Revolut (50:15) Nationwide to open early for vulnerable customers (1:03:11) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Alex Latham, Charlotte Crosswell, and Layla White . Sponsored By: Hello Stake Links: Governments and regulators around the world react to coronavirus FCA releases coronavirus response Bank of England seeks input on digital currency FDIC approves Square loan charter Monzo enters the SME space A busy week at Revolut Nationwide to open early for vulnerable customers Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded live in London, David Brear, Simon Taylor, Leda Glyptis and Sarah Kocianski all take the stage for After Dark 11. For our 11th instalment, we brought back all our favourite parts of our shows - news, insights and some fun and games! After reminiscing about their favourite After Dark moments, David kicks off the debates with a news story about the continuing BCR saga as it turns out free money might come with consequences after all. (08:00) Handing over to Sarah, the next lively discussion was all about product-market fit. Following the news of N26 leaving the UK and JPMorgan Chase wanting to move in, what does product-market fit look like? (18:23) Shaking things up a bit at half time, we brought back the Rant Bucket - a game first premiered at After Dark Atlanta. Each host pulls a topic out of a bowl and then has 1 min to give their best rant about the topic. (28:08) Returning to our energetic debate, Simon takes the lead on a story about investment app outages and asks the question of whether the democratisation of investment is the right thing to do. (43:57) Rounding out the night, Leda talks numbers. Funding rounds and fintech valuations - but what does it all mean? (55:16) Tune in to this episode to find out! This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Sponsored By: Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pranav Sood - VP Small Business at GoCardless Valentina Kristensen, Director of Growth and Comms, OakNorth We cover the following stories from the fintech and financial services space: RBS offers funding, and mortgage breaks to address coronavirus (01:44) Standard Chartered names new Hong Kong virtual bank (10:20). Plus, we hear more on this from Mox CEO Deniz Guven. (15:52) OakNorth Bank reports spike in pre-tax profits (18:05) Xinja bars new customers after interest rates drop (29:09) Revolut allegedly applying for UK bank licence (37:45) Operations frozen at Yes Bank, co-founder arrested for alleged money laundering (42:39) Starling to sponsor Team GB at the Tokyo Olympics (50:36) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Deniz Guven, Pranav Sood, and Valentina Kristensen. Sponsored By: Hello Stake Links: RBS offers funding, and mortgage breaks to address coronavirus Standard Chartered names new Hong Kong virtual bank OakNorth Bank reports spike in pre-tax profits Xinja bars new customers after interest rates drop Revolut allegedly applying for UK bank Operations frozen at Yes Bank, co-founder arrested for alleged money laundering Starling to sponsor Team GB at the Tokyo Olympics Learn more about your ad choices. Visit megaphone.fm/adchoices

With International Women’s Day having just passed, this episode is all about women in fintech. It's no secret that technology and financial services have a gender diversity problem, and in this Insights show, Sarah Kocianski alongside 3 accomplished women in fintech dive into how, and if, this is changing. This week's guests are: Charlotte Crosswell - CEO at Innovate Finance Wincie Wong - Head of Rose Review Implementation at Natwest Evelina Vrabie - CTO at Toucan Why is diversity in fintech important? As we discuss in the show, there is strong evidence that diversity can improve the performance of organizations, particularly those relying on creativity and innovation. But what are the barriers to entry? STEM subjects have always been a gateway into tech and financial services careers and we talk about why the number of young women pursuing these subjects has only seen marginal changes. And finally, we talk about how far we have come over the years. What's changed? What has remained the same? And what is the future of gender diversity in fintech? This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Charlotte Crosswell, Evelina Vrabie, and Wincie Wong. Sponsored By: Hello Stake Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode, Ross Gallagher and Sarah Kocianski are on hosting duties and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Farhana Draine - Head of Legal and ComplianceFlux Husayn Kassai - CEO, Onfido Edward Berks - Global EGM of Financial Partnerships, Xero We cover the following stories from the fintech and financial services space: Robinhood faces outage as the Dow surges (02:15) BCR backlash mounts over Metro Bank and Nationwide (10:29) Thought Machine plans US expansion after $83-million raise (20:24) World Health Organisation calls for contactless amidst Coronavirus (28:21) Klarna posts first-ever deficit as buy now pay later grows (36:51) Greenpeace blockades Barclays branches (46:56) Payments boss pays his entire staff a $70k minimum salary (53:08) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Edward Berks, Farhana Draine, and Husayn Kassai. Sponsored By: Hello Stake Links: Robinhood faces outage as the Dow surges BCR backlash mounts over Metro, Nationwide Thought Machine plans US expansion after $83-million raise World Health Organisation calls for contactless amidst Coronavirus Klarna posts first-ever deficit as buy now pay later grows Greenpeace blockades Barclays branches Payments boss pays his entire staff a $70k minimum salary Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, OakNorth platform CEO Sunil Chandra joins David Brear in London at 11:FS HQ. To kick things off the pair talk about Sunil's time at Google and the importance of talent and company culture when scaling. After 12 years in San Fransico, Sunil joined UK fintech OakNorth as chief executive for its technology platform. In this Interviews episode, we hear about London as a fintech hub, the challenges of a high-growth startup and how OakNorth is helping mid-sized companies grow with the help of AI and machine learning. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Sunil Chandra. Sponsored By: Hello Stake Learn more about your ad choices. Visit megaphone.fm/adchoices

Will White is in New York and joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jon Zanoff - Managing Director, TechStars Adam Granoff - Senior Vice President of Digital Payments, Mastercard Hayden Field - Associate Editor, Entrepreneur Magazine Edwina Johnson - Chief Operating Officer, Alloy We cover the following stories from the fintech and financial services space: Intuit to buy Credit Karma for $7.1 billion (01:36) JPMorgan in talks for UK digital bank (09:48) Monzo introduces new credit score tool (18:21) Morgan Stanley to buy E-Trade (23:54) Grab raises money amid Gojek merger rumours (30:59) Revolut achieves $5.5 billion valuation (35:33) From hole-in-the-wall to hotspot (44:48) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Adam Granoff , Edwina Johnson , Hayden Field, and Jon Zanoff. Sponsored By: Hello Stake Links: Intuit to buy Credit Karma for $7.1 billion JPMorgan in talks for UK digital bank Monzo introduces new credit score tool Morgan Stanley to buy E-Trade Grab raises money amid Gojek merger rumours Revolut achieves $5.5 billion valuation From hole-in-the-wall to hotspot Learn more about your ad choices. Visit megaphone.fm/adchoices

Simon Taylor and Adam Davis host this week's episode of Fintech Insider Insights and are joined by guests to talk all about the latest earning reports and see how the big banks have fared over the past year. This week's guests are: Lianna Brinded, Head of Yahoo Finance UK Sharon Kimathi, Editor at Fintech Futures and Banking Technology Earnings reports come out on a quarterly and annual basis, and in today's Insights show, we look at how banks from both sides of the Atlantic performed in 2019. In the UK the cost/income ratios for Barclays, Lloyds and RBS all decreased and many banks were hit hard by fines and payouts for PPI claims. Despite this, all the big banks in the UK made a profit. Across the pond, however, US incumbents suffered as Citi Bank saw a net loss of $132 million and Wells Fargo incurred negative growth in consumer banking operations. But what are the reasons behind these numbers? Is this the consequence of Brexit? Are we seeing the financial implications of coronavirus? Could it be that challenger banks are impacting big banks' bottom lines? Tune in to this week's Insights show to find out more as we dig into the good, the bad and the ugly of the big banks' earnings reports. This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Lianna Brinded and Sharon Kimathi. Sponsored By: Hello Stake Learn more about your ad choices. Visit megaphone.fm/adchoices

Hopping over from across the pond, this week Sam Maule, Managing Partner North America for 11:FS, hosts alongside David Brear. Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Valentina Kristensen - Director of Growth & Communications at OakNorth Carl Hazeley - VP of Content at Finimize Joanne Dewar - CEO at Global Processing Services We cover the following stories from the fintech and financial services space: JPMorgan gives fintechs data access deadline (2:56) New survey suggests big things for Marcus checking accounts (10:52) RBS to rebrand itself and bring Bo under new leadership (18:08) LendingClub acquires bank to secure charter (28:57) HSBC to cut 35,000 jobs over three years (38:56) Monzo, Starling and Monese benefit from N26’s exit (45:13) Nova Credit brings celebs into fintech (53:33) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Carl Hazeley, Joanne Dewar, and Valentina Kristensen. Sponsored By: Hello Stake Links: JPMorgan gives fintechs data access deadline New survey suggests big things for Marcus checking accounts RBS to rebrand itself and bring Bo under new leadership LendingClub acquires bank to secure charter HSBC to cut 35,000 jobs over three years Monzo, Starling and Monese benefit from N26’s exit Nova Credit brings celebs into fintech Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, we bring you an interview with Taavet Hinrikus, co-founder and chairman at TransferWise and Hiroki Takeuchi, CEO at GoCardless. In November 2019 it was announced that GoCardless and TransferWise would be joining forces to enable better cross-border global payments. In this episode of Fintech Insider Interviews, Jason Bates caught up with the pair to discuss payments, partnerships and future plans. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Hiroki Takeuchi and Taavet Hinrikus. Sponsored By: Hello Stake Learn more about your ad choices. Visit megaphone.fm/adchoices

Your hosts Simon Taylor and Adam Davis are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Matt Collinge, Chief Technology Officer of Curve Alexandra Frean, Head of Corporate Affairs at Starling Bank Ali Paterson, Editor in Chief at Fintech Finance We cover the following stories from the fintech and financial services space: N26 to close all UK accounts (01:44) Starling Bank nabs £60 million in additional funding (12:17) Revolut rolls out Open Banking feature (22:56) Visa to make biggest interchange adjustment in decades (29:40) Varo Money receives FDIC approval (35:00) Chinese investment in Silicon Valley slows (41:29) Credit Suisse boss removed after spying scandal (44:19) This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Alexandra Frean, Ali Paterson, and Matt Collinge. Sponsored By: Hello Stake Links: N26 to close all UK accounts Starling Bank nabs £60 million in additional funding Revolut rolls out Open Banking feature Visa to make biggest interchange adjustment in decades Varo Money receives FDIC approval Chinese investment in Silicon Valley slows Credit Suisse boss removed after spying scandal Learn more about your ad choices. Visit megaphone.fm/adchoices

Love is in the air at 11:FS HQ. In our 400th instalment of Fintech Insider, your hosts Leda Glyptis, David Brear, and Jason Bates get together to talk about their favourite industry partnerships. Whether that's big banks merging, fintech team-ups or collaborations between fintechs and incumbents, we spend this episode digging into the best relationships in this industry and our hosts' personal favourites. Plus, for the first time on Fintech Insider, we open up the phone lines and invite some guests to share their favourite partnerships too. Joining us over the airwaves are: Caroline Plumb - Founder & CEO at Fluidly Ali Paterson - Editor in Chief at Fintech Finance Dave Cunningham - Director of Business Development at Trūata We discuss Monzo and IFTTT, Barclays and Flux, Apple and Goldman Sachs and much much more. Did your favourite fintech partnership make our list? Tune in to find out! This podcast is brought to you by Stake, the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ali Paterson, Caroline Plumb, and Dave Cunningham. Sponsored By: Hello Stake Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Leda Glyptis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: David Rosa, Co-Founder at Neat Lois Ollerenshaw, Ventures at Nationwide Sam Lathey, Co-Founder and CEO of Bippit We cover the following stories from the fintech and financial services space: Goldman Sachs in talks with Amazon about small business loans (05:16) Worldline to buy Ingenico for $8.6 billion (13:09) Revolut moves European payments to Ireland and Lithuanian (20:10) Remitly starts US banking service aimed at immigrants (33:44) Australian fintechs split on screen scraping ban (43:05) Texas Capital Bank reveals account that pays air miles (54:17) Trader suspended for allegedly stealing sandwiches (56:54) FinovateSpring is happening in San Francisco on May 27th to 29th. Built around live, 7-minute demos of the latest fintech innovations, FinovateSpring is the West Coast’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions - from the Midwest and Western United States, Latin America, APAC, Canada, Australia, and beyond. And gain insights from more than 120 expert speakers on the future of finance. For more information visit finovatespring.com, and don’t forget that the code 11FS will get you a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: David Rosa, Lois Ollerenshaw, and Sam Lathey. Links: Goldman Sachs in talks with Amazon about small business loans Worldline to buy Ingenico for $8.6 billion Revolut moves European payments to Ireland and Lithuania Remitly starts US banking service aimed at immigrants Australian fintechs split on screen scraping ban Texas Capital Bank reveals account that pays air miles Trader suspended for allegedly stealing sandwiches Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's Insights show, we reflect on the past 4 years of Brexit and discuss the future of fintech in post-Brexit Britain. This week's guests include: Emily Nicolle - Technology Editor at City AM James Hurley - Enterprise Editor at The Times Before diving into it, we revisit our very first episode of Fintech Insider. That show was a Brexit special, where David Brear, Jason Bates, Simon Taylor and Chris Skinner talked about their predictions for the implications of Brexit. Almost four years on, how do they hold up? Are fintechs fleeing the UK for greener pastures in the E.U.? Conversely, is Brexit attracting more fintech talent to the UK? Startup life is full of uncertainty and Brexit has been much the same. So, what can fintech companies do to protect themselves now that Brexit is upon us and how will the industry shift in the coming months and years? All this and much more on this week's Fintech Insider Insights show! FinovateSpring is happening in San Francisco on May 27th to 29th. Built around live, 7-minute demos of the latest fintech innovations, FinovateSpring is the West Coast’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions - from the Midwest and Western United States, Latin America, APAC, Canada, Australia, and beyond. And gain insights from more than 120 expert speakers on the future of finance. For more information visit finovatespring.com, and don’t forget that the code 11FS will get you a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Emily Nicolle and James Hurley. Links: The CIty UK - Fuelling Fintech Report Duff & Phelps’s Global Regulatory Outlook 2020 Learn more about your ad choices. Visit megaphone.fm/adchoices

Ross Gallagher and Adam Davis are in the hosting seat this week and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ian Fuller, CTO and Co-Founder of Freetrade Jonathan Lister Parsons, CTO at Pensionbee Roisin Levine, Head of Banks at Flux We cover the following stories from the fintech and financial services space: N26 nabs 250,000 US customers in six months (02:53) FCA questions new overdraft rates (10:24) OakNorth brings former Chancellor onto advisory board (18:19) Community banks inject $9.5 million into Neocova (25:26) RBS CEO to fund women-led businesses (31:24) Goldman to deny IPOs to companies with non-diverse boards (37:20) New York City to ban cashless stores (42:59) This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ian Fuller, Jonathan Lister Parsons, and Roisin Levine . Links: N26 nabs 250,000 US customers in six months FCA questions new overdraft rates OakNorth brings former Chancellor onto advisory board Community banks inject $9.5 million into Neocova RBS CEO to fund women-led businesses Goldman to deny IPOs to companies with non-diverse boards New York City to ban cashless stores Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's Insights show, Sarah Kocianski is joined by a fantastic panel of guests to discuss the past 2 years of Open Banking. This week's guests include: Shefali Roy - COO and CCO at Truelayer Olly Betts - CEO and Chief Product Officer at OpenWrks Simon Vans Colina - CTO at Fronted Kieran McHugh - Open Banking Lead at Monzo It's been two years since Open Banking first arrived in the UK and in today’s Insights show we discuss the past, present and future of Open Banking. Starting with the basics, we ask how far has Open Banking come and how is it continuing to grow in the UK? Our panel of guests are all already putting Open Banking to use, but are customers aware of it yet and are they embracing the possibilities? Third-party service providers certainly have been and are driving innovation in this sector, however the same cannot be said for incumbent banks. So, what can banks do to better take advantage of Open Banking, when will we see it being embraced in other parts of the world, and will 2020 be the year of Open Banking? All this and much more on this week's Fintech Insider Insights show! This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Kieran McHugh, Olly Betts, Shefali Roy, and Simon Vans-Colina. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Megan Caywood - Managing Director, Barclays Zihao Xu - Investment Manager, Octopus Ventures Olivia Vinden - Head of Innovation UK, Alpha FMC We cover the following stories from the fintech and financial services space: Open Banking surpasses one million customers (04:17) Bo chief executive to step down (16:04) Revolut announces new savings account (27:15) UK SMEs chasing £50 billion in late payments (39:23) Ministers detail financial wellbeing plan (46:58) Tink raises an additional €90 million (53:46) BlackRock to shift away from fossil fuels (1:01:00) This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Megan Cooper, Olivia Vinden, and Zihao Xu. Links: Open Banking surpasses one million customers - Bo chief executive to step down Revolut announces new savings account UK SMEs chasing £50 billion in late payments Ministers detail financial wellbeing plan Tink raises an additional €90 million BlackRock to shift away from fossil fuels Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's Insights show, Adam is joined by a fantastic panel of guests to discuss the future of retail investing. This week's guests include: Viktor Nebehaj - CMO & Co-Founder at Freetrade Joe Parkin - Head of Banks & Digital at Blackrock UK Adam French - Founder at Scalable Capital Following on from our last wealth show the conversation starts with the democratisation of investing: is it moral and is it for everyone? The investment landscape has changed dramatically over the years, and the group explores how disruptive products in this space has opened the doors to younger investors and allowed for social impact to become a greater factor in investment decisions. Newer investment platforms have been crucial to these changes but could incumbents catch up to the fintechs in the future? All this and much more on this week's Fintech Insider Insights show! This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Adam French, Joe Parkin, and Viktor Nebehaj. Learn more about your ad choices. Visit megaphone.fm/adchoices

The podcast is back in the Big Apple with hosts Will White and Sam Maule! This week they are joined by some of fintech's finest to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Monica Murthy - Business Development at Alloy & Co-Founder at #HowSheWorks Sabrina Lamb - Founder & CEO at WorldofMoney, Founder & CEO at Wekeza Inc. Andres Garcia-Amaya, CEO at Zoe Financial We cover the following stories from the fintech and financial services space: Visa acquires Plaid for $5.3 billion (03:06) Banks announces fourth-quarter earnings (13:20) Amazon tells users to uninstall Honey (22:30) Goldman finally gets a Marcus app (27:18) Hong Kong’s first digital bank offers killer rate (34: 52) German savings fintech plans US launch (39:15) Challenger bank vies for the over 60 set (47:55) This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Andres Garcia-Amaya, Monica Murthy, and Sabrina Lamb. Links: Visa acquires Plaid for $5.3 billion Banks announces fourth quarter earnings Amazon tells users to uninstall Honey Goldman finally gets a Marcus app Hong Kong’s first digital bank offers killer rate German savings fintech plans US launch Challenger bank vies for the over 60 set Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's insights show our host extraordinaire, Simon Taylor, is joined by some great guests to discuss the future of fintech VC investment. Joining Simon to talk about one of the industry's hottest topics is: Nick Sando - Fintech Investor at Octopus Ventures Yann Ranchere - Partner at Anthemis Vinoth Jayakumar - Principal and Investment Director at Draper Esprit Simon starts from the very beginning: where did fintech come from? What made it so attractive to investors? And why does it continue to be so popular? The guys rattle through these basic questions before taking a deep dive into investment thesis, talent, new opportunities and the changing investment space. Our guests have a wealth of experience in this subject area and spend the episode dissecting where fintech VC investment has been in the past and where it's going in the future. This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review. Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Nick Sando, Vinoth Jayakumar, and Yann Ranchere. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tram Anh Nguyen - Co-Founder of the Centre for Finance Technology and Entrepreneurship Shafali Gupta - VP Strategy & Ops at Fluidly Nathalie Oestmann - COO of Curve We cover the following stories from the fintech and financial services space: The bids are in for Singapore’s digital banking licence (03:01) Banking errors open the new year (16:35) Hackers hold Travelex to ransom (27:11) UK regulators at work on digital data strategies (31:20) Monzo allegedly meeting with large investors to raise between £50 and £100 million in early 2020 (40:23) Australian Prudential Regulation Authority begins full investigation into Westpac over earlier child exploitation allegations (40:45) Citi starts recruitment drive to hire 2,500 coders from around the world (41:26) PayPal will acquire shopping rewards company Honey for £4 billion (42:20) Australia pauses Open Banking over security concerns (43:46) Tandem causes “Tandemonium” with £6 monthly fee (48:13) Influencers Bó it for the ‘Gram (57:50) This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Nathalie Oestmann, Shafali Gupta, and Tram Anh Nguyen. Links: The bids are in for Singapore’s digital banking licences Banking errors open the new year Hackers hold Travelex to ransom UK regulators at work on digital data strategies Monzo allegedly meeting with large investors to raise between £50 and £100 million in early 2020 Australian Prudential Regulation Authority begins full investigation into Westpac over earlier child exploitation allegations Citi starts recruitment drive to hire 2,500 coders from around the world PayPal will acquire shopping rewards company Honey for £4 billion Australia pauses Open Banking over security concerns Tandem causes a “Tandemonium” with £6 monthly fee Influencers Bo it for the ‘Gram Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Sarah Kocianski is at Fintech Connect 2019 where she is joined by Marta Krupinska, Head of Google for Startups UK. Together they talk about how Google for Startups came about, what role it plays in the industry and what opportunities a company like this can offer to marginalised fintech founders! This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com, and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Marta Krupinska. Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, we bring you an interview with Kosta Peric, Deputy Director of Financial Services for the Poor at the Bill & Melinda Gates Foundation. Laura Watkins caught up with Kosta at Fintech Connect 2019 and the pair discuss the foundation, its open-source banking code project, and the growth of fintech to help underserved communities. Tune in for industry insights, a wealth of experience and much much more! Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Kosta Peric. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Fintech Insider show Sarah Kocianski and Adam Davis are joined by some returning guests to look into their crystal balls and discuss their fintech predictions for the new year. Joining Adam and Sarah are: Melanie Palmer - Chief Marketing Officer at Nucoro Ed Maslaveckas - Chief Executive Officer at Bud Simon Vans-Colina - Co-founder at Fronted Will challenger banks become a present threat? Will open banking become the default? And will we see the widgetization of financial services? No one knows for certain, but there's all this and so much more on this week's episode of Fintech Insider! Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ed Maslaveckas, Mel Palmer, and Simon Vans-Colina. Learn more about your ad choices. Visit megaphone.fm/adchoices

Season's greetings from 11:FS! As it's the most wonderful time of the year, David takes a few minutes to look back at all we've achieved in 2019. It's been quite a busy year! We've chatted to some of the biggest names in fintech, including will.i.am for the second time, we've done four After Dark shows as well as other live shows all around the world, and we’ve continued to have fantastic guests on the show week on week to dissect the latest news from across the industry. 11:FS has gone from strength to strength and we would like to thank every listener for supporting and contributing to our content this year. From everyone here at HQ, have a very Merry Christmas and a Happy New Year! Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link so sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy holidays and season's greetings from 11:FS! To give you one last laugh before the end of the year we've rummaged through the archives to bring you a collection of stumbles, fumbles and absurdly mispronounced names from all the recordings this year. Thanks to all our guests who have contributed to the shows over the past year, and thank you for listening! Enjoy! Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link so sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

In the last Fintech Insider News show of the year expert hosts, David Brear and Simon Taylor, are joined by a panel of awesome guests to talk about the most notable fintech, financial services and banking news from the past week. Making his Fintech Insider debut: Bradley Riss - Chief Commercial Officer at Checkout.com. And we also have some familiar faces returning to the show: Tom Blomfield - Cheif Executive Officer at Monzo Louise Hill - Co-founder & Chief Operating Officer at gohenry We cover the following stories from the fintech and financial services space: RBS to pay £40m penalty for foreign exchange rigging (02:44) WeLab raises $156 million ahead of virtual bank launch (11:01) OakNorth sees first loan default (19:23) Incumbents and challengers hike overdraft rates (25:34) Venmo and PNC feud over glitch (34:06) Volt’s onboarding process begins (38:17) Three more payday lenders fold (46:50) Mastercard launches mobile gift card (57:12) Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Bradley Riss, Louise Hill, and Tom Blomfield. Links: RBS to pay £40m penalty for foreign exchange rigging WeLab raises $156 million ahead of virtual bank launch OakNorth sees first loan defaults Incumbents and challengers hike overdraft rates Venmo and PNC feud over glitch Three more payday lenders fold Mastercard launches mobile gift card Learn more about your ad choices. Visit megaphone.fm/adchoices

Joined by returning guests, David Brear and Simon Taylor are on hosting duties for this week's insights show. As 2019 draws to a close, the panel takes a look back at the most memorable and intriguing fintech stories from the past 12 months. This week's guests include: Valentina Kristensen - Director of Growth & Communications at OakNorth Ali Patersen - Editor in Chief at Fntech Finance Emily Nicolle - Technology Editor at City AM It was no easy feat narrowing down an entire year of fintech news, however, we revisited the following stories from the fintech and financial services space: That time RBS hid Natwest data breach from their customers (03:38) The RBS remedies fund (12:02) That time TFL and fintech went very very wrong (21:32) A busy year for Monzo (28:40) Honourable mentions that didn't quite make the cut (37:58) Bank of England finally welcomes fintechs (40:10) The 10 biggest US mergers and acquisitions in 2019 (43:17) K-Swiss' CEO sneakers (50:06) Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ali Paterson, Emily Nicolle, and Valentina Kristensen. Links: That time RBS hid Natwest data breach from their customers… and all hell broke loose The RBS remedies fund - Pool A The RBS remedies fund - Pool B The RBS remedies fund - Pool C The RBS remedies fund - Pool D That time fintech went very very wrong Monzo launches in US Monzo's £2 billion valuation Monzo hits 3 million customers Monzo closes premium packaged account to new customers Monzo denies unfairly freezing accounts in wake of BBC Watchdog claims Bank of England finally welcomes fintechs 10 biggest US mergers and acquisitions in 2019 Learn more about your ad choices. Visit megaphone.fm/adchoices

This week David Brear is back in the Big Apple and is hosting today's Fintech Insider news show alongside Will White. Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Lindsay Davis - Senior Intelligence Analyst at CB Insights Arno Castanet - Director of Solution Marketing, Americas at Finastra Jon Zanoff - Managing Director at TechStars We cover the following stories from the fintech and financial services space: Chime quadruples valuation in less than a year (03:30) Robinhood tops 10 million accounts (15:48) Goldman to bring wealth management to the masses (31:32) Paul A Volcker, Former Fed Chairman, Dies at 92 (37:57) SoFi founder raises $100 million for new company (40:40) Andreessen-backed fintech’s ‘abusive’ boss sued for gender bias (49:50) One-digit sort code error costs Cambridge man his inheritance (59:27) Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Arno Castanet, Jon Zanoff, and Lindsay Davis . Links: Chime quadruples valuation in less than a year Robinhood tops 10 million accounts Goldman to bring wealth management to the masses Paul A Volcker, Former Fed Chairman, Dies at 92 SoFi founder raises $100 million for new company Andreessen-backed fintech’s ‘abusive’ boss sued for gender bias Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, we bring you an interview with Des McDaid, UK MD at Marcus by Goldman Sachs. Sarah Kocianski caught up with Des at Fintech Connect 2019 and the pair discuss Marcus' first year in the UK, its newest product offerings and the future of the Goldman Sachs online bank. Tune in for industry insights, a wealth of experience and much much more! Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Des McDaid. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Adam Davis, are joined by some new and returning guests to talk about the latest goings-on in the world of fintech, financial services and banking. This week's guests include: Andrew Bud - Founder and CEO, iProov Livia Benisty - Global Head of Business AML at Banking Circle Jamie Campbell - CEO of Fronted Together, they cover the following stories from the fintech and financial services space: Natwest and RBS suffer outages on Black Friday (04:37) Goldman taps the brakes on Marcus expansion in the UK (10:55) Zopa secures last-minute licence renewal (15:45) First Direct tops the charts twice in a week (24:26) Apple Pay speeds up payments on the tube (35:20) Monzo announce their US CEO (40:40) Roger Federer coins make a mint (46:30) Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Andrew Bud, Jamie Campbell, and Livia Benisty. Links: Natwest and RBS suffer outages on Black Friday Goldman taps the brakes on Marcus expansion in the UK Zopa secures last minute licence renewal First Direct tops the charts twice in a week Apple Pay speeds up payments on the tube Monzo announce their US CEO Roger Federer coins make a mint (and break one, too) Learn more about your ad choices. Visit megaphone.fm/adchoices

For our winter instalment of After Dark, we took over Revolut HQ to bring you 'A Fintech Christmas Carol' - an exploration of the past, present and future of financial services. Getting us into the spirit of giving, we were first joined by Lauren Murray, Humanitarian Child Protection Advisor from Save the Children who are working to repair 11 schools that were destroyed by a devastating cyclone in Mozambique. Kicking off the fintech fun, David Brear took to the stage as our narrator for the evening and was joined by a panel of three scrooges : Richard Davies - COO at Revolut Scott Abrahams - SVP of Business Development & Fintech at MasterCard Megan Caywood - Head of Digital Strategy at Barclays Joining them on stage and taking up hosting duties, David and guests were also visited by Simon Taylor, the Ghost of Christmas Past (04:53), Sarah Kocianski, the Ghost of Christmas Present (20:30), and Jason Bates, the Ghost of Christmas Future (36:25) and together they took a festive journey through the landscape of financial services. All this and so much more on today's very special After Dark episode of Fintech Insider! Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Megan Cooper, Richard Davies, and Scott Abrahams. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and David Brear are joined by some returning guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Olly Betts - Co-Founder and Chief Executive Officer at OpenWrks Aman Kohli - Chief Technology Officer Banking and Capital Markets, DXC Technology Isabel Woodford - Fintech Journalist, Sifted Together, they cover the following stories from the fintech and financial services space: Plaid expands further across Europe (02:24) - and we also hear from Plaid's Head of UK, Keith Grose, to tell us more. Goldman Sachs may be acquiring E-Trade or merging with US Bank (12:29) Westpac chief quits amid money laundering scandal (21:36) India’s Paytm raises $1 billion (30:40) Nationwide opens API sandbox for mortgage industry (37:28) Revolut launches GBP direct debits (44:17) Brazilian fintech says it’s the world’s first LGBT+ bank (50:26) RBS’s Bo moo-ves into the market (54:11) Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Aman Kohli , Isabel Woodford, Keith Grose, and Olly Betts. Links: Plaid expands further across Europe Goldman Sachs may be acquiring E-Trade or merging with US Bank Westpac chief quits amid money laundering scandal India’s Paytm raises $1 billion Nationwide opens API sandbox for mortgage industry Revolut launches GBP direct debits Brazilian fintech says it’s the world’s first LGBT+ bank RBS’s Bo moo-ves into the market Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam Maule is hosting today's Fintech Insider Interviews all the way from New York City! In this episode, Sam is joined by MarketSnacks co-founders Jack Kramer and Nick Martell, now Managing Editors of News and hosts of the rebranded Robinhood Snacks podcast and newsletter. Together they talk about how the brand came about, the power of podcasts with millennials and the ethics of democratising our financial systems. We're also given an insight into Jack and Nick's backgrounds, their take on emerging fintech markets in Latin America, and what the future holds for Robinhood Snacks. All this and much much more on today's Fintech Insider Interviews! Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Jack Kramer and Nick Martell. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam Maule and Will White are hosting this week's news show in New York and, as always, they're joined by some great guests. To talk about the most notable fintech, financial services and banking news from the past week, today's guests are: Phillip Rosen - CEO at Even Financial Ramona Ortega - Founder and CEO at My Money, My Future Charley Ma - NYC Growth Manager at Plaid We cover the following stories from the fintech and financial services space: Paypal acquires coupon browser Honey for $4 billion (02:50) Digital bank Chime will quadruple its revenue In 2019 (06:12) HSBC USA offers Real-Time Payments network to business clients (16:20) 88% of companies unprepared for California consumer privacy regulations (22:36) Elavon to acquire Sage Pay gateway (32:11) Alipay aims to serve 10 million European SMEs by 2024 (39:42) “Bark-lays” invites stressed students to puppy session (43:15) Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Charley Ma , Phillip Rosen , and Ramona Ortega. Links: Digital bank Chime will quadruple its revenue In 2019 HSBC USA offers Real-Time Payments network to business clients 88% of companies unprepared for California consumer privacy regulations Elavon to acquire Sage Pay gateway Alipay aims to serve 10 million European SMEs by 2024 “Bark-lays” invites stressed students to puppy session Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded live from the Big Apple, our expert hosts, David Brear and Sam Maule, are joined by some fantastic guests at our After Dark event in New York to talk about all things fintech and banking in the US. For this After Dark show, David and Sam were joined by: Melissa Stevens - Chief Digital Officer Fifth Third Bank Angela Galardi Ceresnie - CEO of Climb Credit Chris Maddern - Co-Founder and Chief Innovation Officer, Button In our pun-filled show, we kick things off by discussing some of the biggest apples in the Big Apple. We dive into Marcus by Goldman Sachs, Silicon Valley's expansion into New York, Apple Pay, and much much more. (03:55) Next up, it's all about new skins and legacy cores. What are American fintechs’ secret sauce? What is their advantage over big banks, even if they’re not licensed? And, are fintech players even making a dent? (27:18) To round things off, we look towards the future - forbidden fruit and the next big apple. We discuss OCC being denied fintech charters, faster payments being pushed back, and the next big New York fintech story. (34:46) All this and so much more on today's show. Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Angela Galardi Ceresnie, Chris Maddern, and Melissa Stevens. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski and Simon Taylor, are back to bring you up to speed with the fintech, financial services and banking news from the past week. Joining them to discuss the latest headlines and most recent developments are some great guests including: Will Carmichael - CEO of Rooster Money Smriti Vicari - Executive Director of Fintech and Strategic Partnerships at Visa Europe Roisin Levine - Head of Banks at Flux This week we cover the following stories from the fintech and financial services space: Google to offer checking accounts in partnership with banks starting next year (01:50) Facebook launches Facebook Pay (08:19) Apple Card tweets lead to Goldman gender discrimination probe (14:33) HSBC and RBS set to launch new digital banking platforms (20:42) Starling tops one million accounts (28:49) Australian neobank 86 400 rolls out digital mortgage offering (35:13) Nationwide customers will see overdraft interest more than double to almost 40% (39:50) Harrods limits Christmas grotto to £2,000-plus spenders (46:24) Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking. If you enjoyed don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Roisin Levine , Smriti Vicari, and Will Carmichael. Links: Google to offer checking accounts in partnership with banks starting next year Facebook launches Facebook Pay Apple Card tweets lead to Goldman gender discrimination probe HSBC and RBS set to launch new digital banking platforms Starling tops one million accounts Australian neo bank 86 400 rolls out digital mortgage offering Nationwide customers will see overdraft interest more than double to almost 40% Harrods limits Christmas grotto to £2,000-plus spenders Learn more about your ad choices. Visit megaphone.fm/adchoices