Fintech Insider Podcast by 11:FS

Our expert hosts, David Brear and debutante co-host Benjamin Ensor, Director of Research at 11:FS, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pablo Viguera, CEO and co-founder of Belvo Aisling Finn, Reporter at Altfi We cover the following stories from the fintech and financial services space: Belvo, Latam’s Plaid, raises $43M to scale it’s API for financial services (03:41) Crowdcube to launch IPO platform for retail investors as Curve smashes the Crowdcube funding record (17:14) Cash to account for just seven percent of in-store purchases by 2024 (28:31) SVB-led $100M investment makes Chipper Cash Africa’s ‘most valuable startup’ (40:07) Sandwell Bitcoin mine found stealing electricity (48:24) If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter to join the conversation, or alternatively email [email protected]! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. This episode is brought to you by Visa. one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at partner.visa.com This episode is also sponsored by YouGov. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Aisling Finn, Benjamin Ensor, and Pablo Viguera. Links: Belvo, Latam's answer to Plaid raises $43M Crowdcube to launch IPO platform for retail investors as Curve smashes the Crowdcube funding record Cash to account for just seven percent of in-store purchases by 2024 SVB-led $100M investment makes Chipper Cash Africa’s ‘most valuable startup’ Sandwell Bitcoin mine found stealing electricity Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David Brear, is joined by some great guests to talk about mortgages and how the industry has evolved in the last few years. The government announced a stamp duty holiday during lockdown, the property market boomed despite a shaky financial landscape - but how have mortgages evolved during this time? Joining us today are: Francesca Carlesi, Co-Founder & CEO of Molo Finance Richard Hayes, Co-Founder & CEO of https://mojomortgages.com/ We also hear from Daniel Hegarty, Founder & CEO of Habito, to give us his view on how the market has evolved. This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/. This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. This episode is also sponsored by YouGov. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Francesca Carlesi and Richard Hayes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the at the evolution of Super Apps. How did the Super App come about in the first place, what constitutes a Super App and will all fintechs become a Super App? The panel also takes a look at some geographical, cultural and technical differences when it comes to Super Apps, and some of the reasons as to why they are more established in some geographies than others. . This week's guests include: Neri Tollardo, VP Strategy, Tinkoff Bank David Handlos. Founder & CEO, StoCard This episode is sponsored by Temenos Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. This episode is sponsored by YouGov With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 This episode is sponsored by Wavemaker This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code developer studio for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-n-drop visual studio that fintechs, brands, and FIs use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom prefabricated components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com today. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: David Handlos and Neri Tollardo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David Brear, is joined by some great guests to talk about all things embedded finance. What are the benefits of embedded finance, what it looks like, why it’s a good thing for both businesses and consumers, and what tech actually makes embedded finance possible. Looking ahead to see what the future of embedded finance could be - we’re only scratching the surface right now. With a space full of opportunity and potential of growth, David Brear and his guests unpack embedded and open source finance to get a hint of what the future holds. All of this and much more on today's show! This week's guests include: Wade Arnold, CEO, Moov.io Tui Allen, Senior Product Leader at Shopify Gabriele Columbro, Exec Director, FINOS This episode is sponsored by Temenos Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com This episode is sponsored by Wavemaker This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code developer studio for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-n-drop visual studio that fintechs, brands, and FIs use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom prefabricated components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com today. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Gabriele Columbro, Tui Allen, and Wade Arnold. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David Brear is joined by some great guests to dig into what constitutes as progressive regulation and how fintechs work with regulators. We also look at some geographical differences when it comes to regulation, what do fintechs want and expect from a regulator and how can fintechs work to help regulators. All of this and much more on today's epispde! This week's guests include: Deniz Güven, CEO and Executive Board Director of Mox Bank Jo Ann Barefoot, CEO & Cofounder at Alliance for Innovative Regulation Francesca Hopwood Road, Head of RegTech and Advanced Analytics at Financial Conduct Authority This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com This podcast is also sponsored by Temenos Temenos is the world’s leader in banking software, serving over 3,000 banks. TCF Online 2021, is the industry's premier virtual event, welcoming thousands of C-level executives, industry influencers and rising stars of fintech, with over 50 live and on-demand sessions. Register today to hear Temenos' CEO reveal his vision on the future of banking, learn about Temenos' latest innovations, and hear from Changemakers like Barclays, Varo and PayPal, sharing their best practices on banking transformation. Find out more: TCF Online 2021 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Deniz Guven, Francesca Hopwood Road, and Jo Ann Barefoot. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Livia Benisty, Global Head of Business AML at Banking Circle Natasha Jones, Early Stage investor at Octopus Ventures We cover the following stories from the fintech and financial services space: Fintech logs a record breaking Q1 of 2021 for VC investment globally 03:01 Wealthsimple raises C$750M 18:26 HSBC's Voice ID prevents £249 million of attempted fraud 30:05 Vivid Money raises $73M to build a European financial Super App 40:54 $4.3 billion fintech darling Marqeta is planning an IPO as early as June 47:12 Controversial fintech Lanistar scores FCA approval 49:16 Bitcoin is coming to hundreds of U.S. banks this year, says crypto custody firm NYDIG 51:16 Alt.bank, Brazil’s latest fintech targeting the unbanked raises $5.5M in Series A 54:24 Sotheby's will now accept cryptocurrency, starting with an auction for Banksy's 'Love is in the Air' 56:12 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Livia Benisty and Natasha Jones. Links: Fintech startups set VC records as the 2021 fundraising market continues to impress Wealthsimple raises C$750M HSBC's Voice ID prevents £249 million of attempted fraud Vivid Money raises $73M to build a European financial Super App $4.3 billion fintech darling Marqeta is planning an IPO as early as June Controversial fintech Lanistar scores FCA approval Bitcoin is coming to hundreds of U.S. banks this year, says crypto custody firm NYDIG Alt.bank, Brazil’s latest fintech targeting the unbanked raises $5.5M in Series A Sotheby's will now accept cryptocurrency, starting with an auction for Banksy's 'Love is in the Air' Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about insurtechs and fintechs. The panel take a deep dive into what the current UK insurtech market looks like, why fintechs should be aware of insurtechs, and how fintechs are paving the way for insurtech innovation. All of this and more on this episode! This week's guests include: Nigel Walsh, Managing Director, Insurance, Google David Vanek, Co-Founder & CEO, Anorak Sophie Winwood, Investor, Anthemis This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: David Vanek, Nigel Walsh, and Sophie Winwood. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jasper Martens, CMO at PensionBee Andy Wiggan, VP Product Management at GoCardless Stuart Sopp, CEO and founder of Current We cover the following stories from the fintech and financial services space: PensionBee’s IPO and listing on the London Stock Exchange 2:54 Current triples its valuation with its Series D round and new investor, a16z 15:36 GoCardless break into Open Banking with new InstantPay initiative 34:13 Barclays US and Amount launch white label BNPL suite 45:45 Dutch neo-broker BUX raises $80 million 54:59 Teen banking service Step raises $100M Series C, as Kids-focused fintech Greenlight raises $260M in a16z-led Series D 57:40 Turkey arrests dozens as crypto exchange boss flees country 59:54 Standard Life Aberdeen faces mockery for Abrdn rebrand 01:02:00 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Andy Wiggan, Jasper Martens, and Stuart Sopp. Links: PensionBee’s IPO and listing on the London Stock Exchange Current raises $220 million Series D, triples valuation to $2.2B GoCardless launches open banking payments Barclays US and Amount launch white label BNPL suite Dutch neo-broker BUX raises $80 million Teen banking service Step raises $100M Series C, as Kids-focused fintech Greenlight raises $260M in a16z-led Series D Turkey arrests dozens as crypto exchange boss flees country Standard Life Aberdeen faces mockery for Abrdn rebrand Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Sarah Kocianski, is joined by some great guests to talk about Open Finance. Earlier this year we produced an After Dark event which focussed on Open Finance, but since then the FCA have released the feedback they got from the industry from the call for input that they issued in December 2019. We have now gathered some of the greatest minds in the industry to discuss the outcome of that, talk about the concerns the FCA identified, but also how we maximise the potential . All of this and much more on today's episode. This week's guests include: Alan Ainsworth, Head of Policy, Legal and External Communications at the Open Banking Implementation Entity Sam Oakley, Head of marketing at Bud Andria Evripidou, Public Policy and Compliance Lead at Yapily This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Alan Ainsworth, Andria Evripidou, and Sam Oakley. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Melissa Stringer and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ellen Moeller - Head of EMEA Partnerships at Stripe Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Stripe Issuing launches in Europe 1:50 Venmo launches crypto buying and selling 14:03 FintechOS nabs $65.5M for a low-code approach to modernizing legacy banking 27:27 Rishi Sunak announces Task Force to explore British CBDC 40:26 Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together 50:19 Klarna launches carbon footprint insights for 90 million consumers 57:50 Revolut plots path to $10bn valuation with new funding 59:12 Goldman Sachs invest $50M in Starling Bank 01:01:00 Slim Jim Has a Dogecoin Strategy. News of It Sends DOGE to a new all time high 01:02:46 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Anna Irrera and Ellen Moeller. Links: Stripe Issuing launches in Europe Venmo launches crypto buying and selling FintechOS nabs $65.5M for a low-code approach to modernizing legacy banking Rishi Sunak announces Task Force to explore British CBDC Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together Klarna launches carbon footprint insights for 90 million consumers Revolut plots path to $10bn valuation with new funding Goldman Sachs invest $50M in Starling Bank Slim Jim Has a Dogecoin Strategy. News of It Sends DOGE to a new all time high Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Adam Davis, are joined by some great guests to talk about sustainability in the financial services industry. After covering what products are available for climate aware customers, Adam and the guests now want to look at the bigger and talk about what the financial industry is currently doing, what they could do more of and what a sustainable approach might be for hiring in the future. All of this and much more on today's episode. This week's guests include: Matt Rees of the European Investment Bank and host of the Climate Solutions podcast Georg Ludviksson, CEO & Co-Founder of Meniga Clare Reilly, Chief Engagement Officer, PensionBee This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Clare Reilly, Georg Ludviksson, and Matt Rees. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Geoff Charles, Head of Product at Ramp Myles Stephenson, CEO at Modulr We cover the following stories from the fintech and financial services space: Two-year old Ramp joins fintech Unicorn club 2:36 Modulr received strategic investment from the venture arm of FIS 14:41 China Creates Its Own Digital Currency 27:08 Mortgage is suddenly sexy as SoftBank pumps $500M in Better.com at $6B valuation 35:55 Mastercard unveils carbon calculator for banks 46:48 Trustly seeks €9 billion valuation on IPO 48:42 Nubank pumps funds into Mexican unit 50:08 France’s central bank threatens fintech industry with three years imprisonment for misusing the term “neobank” 52:00 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Geoff Charles and Myles Stephenson . Links: Two-year old Ramp joins fintech Unicorn club Modulr received strategic investment from the venture arm of FIS China Creates Its Own Digital Currency Mortgage is suddenly sexy as SoftBank pumps $500M in Better.com at $6B valuation Mastercard unveils carbon calculator for banks Trustly seeks €9 billion valuation on IPO Nubank pumps funds into Mexican unit France’s central bank threatens fintech industry with three years imprisonment for misusing the term “neobank” Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about how you can get to market quickly. What is the next iteration of banking as a service? How can you overcome certain issues and what is a better solution than BaaS? All this and much more. This week's guests include: Ray Brash, CEO PPS Tui Allen, Senior Producer Leader, at Shopify Aadeel Peerally, Director of Product Management at Delivery Hero Brands looking to embed financial services in their products want to get to market quickly. And they don't want the heavy lift of building finance workflows and managing regulation. 11:FS Foundry is the answer. It's our Financial Services Operating System, that lets you embed finance in weeks, not years. And it gives you pre-built smart features that help you win customers. To find our more and get a demo, head to 11fs.com/foundry today! This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Aadeel Peerally, Ray Brash, and Tui Allen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Keith Grose, Head of Europe, Plaid Emily Nicolle, Fintech Correspondent, Financial News We cover the following stories from the fintech and financial services space: Plaid raised $425 million in a Series D funding round for a global financial data network 51:40 Coinbase Posts Record $1.8 Billion In Revenue As Crypto Market Shoots Past $2 Trillion 13:10 Revolut to launch major US blitz as it targets a million users this year 23:49 Brazilian Central Bank Gives Green Light To WhatsApp Payments as Facebook US tests P2P payments 35:50 Snoop partners with Accepty for 'hyper-personalised' lending tool 43:40 Clubhouse partners with Stripe to let you send money directly to creators by tapping on their profile 45:24 Former banking lobby chief Jones joins shared branches start-up OneBanks 47:30 Coin-Baes: Two Coinbase employees wed by exchanging NFTs 49:34 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Emily Nicolle and Keith Grose. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Sarah Kocianski is joined by some great guests to talk about building and maintaining trust in digital financial services. Right now, trust in the FS industry is rising and trust in the tech industry is decreasing — how can we balance the two and create financial products and services that customers trust? We have published a research report with Mitek on this exact topic and we leant on the framework of that report for today’s discussion to look at 4 areas of focus today: capability, competence, care and purpose when it comes to building trust. This week's guests include: Stephen Ritter - Mitek CTO Andy Moore - Design Director, ANNA Money Becky Danks - Product Manager at Yapily To find out more, download the report with Mitek here: http://bit.ly/digitaltrustreport2021 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Andy Moore, Becky Danks, and Stephen Ritter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Daniel Lanyon, Editor in Chief at Altfi. Nuno Sebastao - CEO Feedzai We cover the following stories from the fintech and financial services space: Regulator applies brakes to Crowdcube and Seedrs merger, we also heard from CEO & co-founder of Crowdcube Darren Westlake to give us their perspective (3:10) Feedzai achieves Unicorn status on $200 million fund raise (15:03) Santander UK to close 111 branches and overhaul office space as Nationwide allows employees to “work from anywhere” (29:11) Stripe invests in Ramp at $1.6 Billion Valuation (37:10) FS giants join $40m Greenwood funding round (44:08) US fintech Sincere to target “pet parents” with debit cards (52:47) This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at www.bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Daniel Lanyon, Darren Westlake, and Nuno Sebastao. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Simon Taylor is joined by a panel of great guests to talk about payroll APIs. Fintech enablers and infrastructure has been one of the most important catalysts for recent growth in the financial services. In recent months we’ve seen new platforms pop up that give fintechs access to more data, using payroll APIs. But what is it, how does it work and what problems does it really solve? This week's guests include: Kurt Lin, Co-Founder & CEO of Pinwheel Ahmed Siddiqui, VP Product, Branch Katie Neal, Outreach and advocacy manager, Plaid This episode is brought to you by Banking Circle. A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ahmed Siddiqui, Katie Neal, and Kurt Lin. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts Adam Davis and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Charles McManus, CEO of Clear Bank Babs Ogundeyi, Founder and CEO of Kuda Bank We cover the following stories from the fintech and financial services space: The dark side of BaaS: One third of European fintechs have faced regulatory intervention because of their partner bank 02:31 Nigerian challenger Kuda Bank raises $25m in Series A funding 20:12 OakNorth profits surge to £77.6m despite pandemic 36:22 Comment from Valentina Kristensen, Director of Marketing and Comms at OakNorth 37:29 Freetrade raises £50M 45:25 Zopa raises £20 million after exceeding bank performance targets 53:25 Comment from Jaidev Janardana, CEO of Zopa 54:27 Monty Python gets in on NFTs 01:04:23 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at LInk: https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Babs Ogundeyi , Charles McManus, Jaidev Janardana, and Valentina Kristensen. Links: ClearBank: Third of fintechs face regulatory scrutiny due to agency banking partners ClearBank | How well are fintechs served by banks? Nigerian challenger Kuda Bank raises $25m in Series A funding - FinTech Futures OakNorth profits surge to £77.6m despite pandemic Investment platform Freetrade raises £50m as homebound customers fuel revenue surge | Business News | Sky News Zopa raises £20 million after exceeding bank performance targets The Unnamed Artist on Twitter: "Hello! It is time you meet my alter ego "Unnamed Artist" I'm delighted to offer you the opportunity of a lifetime. I'm selling my 1st NFT. Though bidding starts at 100.00, you can “BUY IT NOW” for 69,346,250.50! https://t.co/Vuyx4trvPE https://t.co/aC4oSVfGHF" / Twitter John Cleese has an NFT bridge to sell you for $69.3 million - The Verge Learn more about your ad choices. Visit megaphone.fm/adchoices

Simon is joined by some great guests to talk about to talk about banking architecture and how banking technology is structured. We’re looking at how bank tech works today, how it's typically and histrocially been strucutred and why that playbook doesn't necessarily work in a digital age. We discuss the challenges the big banks currently face but also the opportunities that they could take advantage of and how to get there. This week's guests include: Ewan Silver, 11:FS CTO Simon Van-Colina, CTO and Co-founder of Fronted Peter Hazlehurst, Co-founder and CEO and Synctera Christin Brown, Global Financial Services Strategy & Solutions Lead, at Google Cloud. *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Christin Brown, Ewan Silver, Peter Hazlehurst, and Simon Vans-Colina. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Mel Stringer are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oscar Williams-Grut, Senior City Correspondent at Yahoo Finance Miguel Armaza, Co-President & Podcast host, Wharton Fintech We cover the following stories from the fintech and financial services space: Stripe raises $600 million at a $95bn valuation BlockFi Completes $350 Million Series D Funding Round New challenger Ikigai (ee-key-guy) combines digital banking and wealth management CommBank steps into BNPL fray Tencent Loses $62 Billion, Wiping Out Value of Fintech Business And Elon Musk now identifies as Technoking of Tesla *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Miguel Armaza and Oscar Williams-Grut. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski & Adam Davis are back leading another Fintech Insider After Dark event! This time we are focussing on Open Finance. Open Finance is easily one of the hottest topics in the financial services industries at this moment, but how much do we actually know about this technology? The panel takes a look at what the differences and similarities are compared to the PSD2 implementation, and what some of the concerns are in regards to GDPR and customer security. We also talk about what opprtunities this technology opens up, bust some common myths and answer the burning question: Should we be excited about the possibilities of Open Finance? Joining us to talk about this are: Dan Kahn, Open Finance Lead at Plaid Jack Wilson, Head of Policy and Public Affairs, TrueLayer Nilixa Devlukia, Founder, Payments Solved This podcast is brought to you by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek. Head over to https://www.miteksystems.com/ to find out more. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Dan Kahn, Jack Wilson, and Nilixa Devlukia. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Fintech Insider 'In conversation with", recorded live on Clubhouse. In this very special episode, David and Jason spoke to Boe Hartman, CTO at Nomi Health, and one of the lead architects behind Marcus by Goldman Sachs to discuss whether banks can really build tech? Boe shares some key learnings from his career to date; how he created change within some of the biggest banks in the world, the challenges he faced and how he overcame them; and also insights into his brand new start up in the insurtech space, Nomi Health. Come and join the conversation next time we're live! Search 11:FS Fintech Insider on Clubhouse to join our club! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guest: Boe Hartman. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Adam Davies, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Frean - Head of Corporate Affairs, Starling Bank Alan Ainsworth, Head of Policy for Open Banking We cover the following stories from the fintech and financial services space: Starling eyes M&A as it is valued at £1.1bn in £272m funding round OBIE and UK Finance set out the future model for Open Banking Passion Capital invites the general public to join venture fund SoFi to buy community lender to accelerate bank charter application Africa’s Flutterwave banks $170 million in fresh capital And finally - the Winklevoss twins' crypto company to sponsor Oxford and Cambridge boat race *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Alan Ainsworth and Alexandra Frean. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Monday was International Women’s day, and theme of the day is #ChooseToChallenge. So on today’s show we’re choosing to challenge why fintech app assistants are overwhelmingly female, what this means for the industry and particularly for the view of women in the industry, and whether app assistants should have a name or a gender at all. Sarah Kocianski hosts a fantastic panel of guests to dig deep into this. We were joined by: Emily Nicolle - Fintech correspondent, Financial News Soledad Abad - UX and content designer, BBVA Elise Nunn - Head of Product Data at Plum Amanda Cercas Curry, PhD student Heriot-Watt University in Edinburgh and co-host of the podcast Let's Chat Ethics As always, if you want to join the conversation, find us on social media just search for 11:FS or Fintech Insider or email [email protected] Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Amanda Cercas Curry, Elise Nunn, Emily Nicolle, and Soledad Abad. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross and Mel, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Asya Bradley, Founder and COO First Boulevard Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Square Financial Services Begins Banking Operations First Boulevard raises $5m for Black community-focused neobank FCA hires top team of women to stem financial scandals Revolut, Starling Bank and Wise bosses among 15 CEOs joining Bulb’s Tech Zero taskforce Money for Nothing as Crowdcube funding record is smashed Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Anna Irrera and Asya Bradley. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ron Kalifa, OBE, Chairman of Network International and Future Learn Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: The Kalifa Fintech Review 03:22 Basiq brings Open Banking to bear on consumer BNPL debt as AfterPay teams up with Stripe 31:58 Former Bank of England Governor Mark Carney joins the board of Stripe 39:21 Brex files for bank charter 48:18 Michael Bolton wants you to break up with your brokerage 1:03:19 Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Charlotte Crosswell and Ron Kalifa. Links: AfterPay scores BNPL collaboration deal with Stripe Former Bank of England Governor Carney joins board of digital payments company Stripe | Reuters Brex files for bank charter UK Black-owned challenger Atmen to launch in March - FinTech Futures TransferWise rebrands as plain old 'Wise' Nationwide launches startup challenge to tackle poverty premium Michael Bolton wants you to break up with your brokerage | Financial Times UK’s global fintech leadership bolstered by new review - GOV.UK Learn more about your ad choices. Visit megaphone.fm/adchoices

Simon Taylor is joined by some great guests to talk about cashless societies. In recen years the popularity of cash has dwindled as digital payments have become faster, cheaper and more convenient. In the UK, Sweden, China and many parts of the world we’re moving closer and closer to a cashless economy. The panel explores what would happen if we started from scratch now: What would our ideal financial system look like and how can we get from where we are now to where we want to be - and would we use cash at all? Joining us today are: David Dechamps – Senior Vice President, Digital Payments & Labs for Mastercard in Europe Joseph Hajj - Chief Strategy Officer, Swish Nadia Costanzo - Head of Banking for MEA & Latin America at Wise This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: David Dechamps, Joseph Hajj, and Nadia Costanzo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jamie Campbell, CEO and co-founder, Fronted Tom Renwick, Business Banking Propositions Manager at Atom Bank Jonas Templestein, CTO and co-founder of Monzo We cover the following stories from the fintech and financial services space: Atom signs Open Banking deal with Plaid A big week for Monzo Fronted launches to offer loans to cover rent deposits IPOs: Marqeta has filed for one, PensionBee plans to give customers access to their shares when they IPO, and many US fintechs take the SPAC route to going public Build your own bank: Ikea acquires 49% stake in Ikano Bank This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Jamie Campbell, Jonas Templestein, and Tom Renwick. Learn more about your ad choices. Visit megaphone.fm/adchoices

On the surface, the world of payments is constantly evolving. With the likes of PayPal, Venmo and a multitude of other consumer fintechs, peer-to-peer payments and consumer-to-business payments have seen rapid and innovative advancements in recent year. The same, however, cannot be said for business-to-business. Although global B2B payments dwarf any other kind, they still seem to dwell in a relative Stone Age of innovation and efficiency. So how can B2B payments be better? Are stablecoins the answer or does the solution lie in the existing infrastructure? In this episode, Simon Taylor and guests try to answer just that. Joining the show this week are: Jeremy Allaire - Co-founder and CEO at Circle Rita Liu - Chief Operating Officer at Mode Robert Leshner - Founder & CEO, Compound This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Jeremy Allaire, Rita Liu, and Robert Leshner . Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Rhian Lewis - Author of the Cryptocurrency Revolution & Co-developer of altcoin portfolio tracker CountMyCrypto Nicolas Weng Kan - CEO of Yolt and Yolt Technology Services We cover the following stories from the fintech and financial services space: Tesla says it has bought $1.5 billion worth of bitcoin Yolt brings Open Banking to mortgage lending Monzo on course to raise a further £50 million Klarna opens first bank account; eyes $500 million fund raise Anonymous fintech start-up Millions raises $3 million and gives away cash on Twitter This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Nicolas Weng Kan and Rhian Lewis . Links: Tesla says it has bought $1.5 billion worth of bitcoin Yolt brings Open Banking to mortgage lending Monzo on course to raise a further £50 million Klarna opens first bank account; eyes $500 million fund raise Anonymous fintech start-up Millions raises $3 million and gives away cash on Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Fintech Insider, David Brear and guests delve into all things cloud. Focusing on how banks and financial services can migrate to the cloud and remain compliant along the way, we also examine how technology and regulation can work together as cloud technology evolves. Joining David to discuss the topic are: Howard Boville - Head of IBM Hybrid Cloud Platform Jo Ann Barefoot - CEO & Cofounder at Alliance for Innovative Regulation; Cofounder at Hummingbird Regtech Together they explore the regulatory challenges in financial services and how cloud implementation can help, the ways in which technology and regulation can work symbiotically, and their predictions on what will come next in the cloud and finance space. This episode is sponsored by IBM. Want to check out the IBM Public cloud offering? Check it out here! http://ibm.co/36eJOnC Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Howard Boville and Jo Ann Barefoot. Learn more about your ad choices. Visit megaphone.fm/adchoices

Between various office moves, company growth and of course, the pandemic, 4+ years and 500 episodes has whizzed by. In honour of the momentous occasion, David Brear, Simon Taylor and Jason Bates have come back together to look back on the biggest fintech and financial services topics from our time in your podcast feed. We take a trip down memory lane and revisit some of our key episodes and catch up with some of our favourite guests. Joining us for this special episode are: Anna Irrera - Chief Correspondent at Reuters Jack Gavigan - Executive Director at the Zcash Foundation Nick Ogden - Founder of RTGS.Global and Clear Bank Sam Maule - Key Account Executive at Google This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Anna Irrera, Jack Gavigan , Nick Ogden, and Sam Maule. Learn more about your ad choices. Visit megaphone.fm/adchoices

Between BaaS and SaaS, cloud and core banking it seems like every company is involved in outsourcing in some way. In this episode, we lift the lid on how outsourcing works in the banking ecosystem from an integration, risk and compliance standpoint, and explore the opportunities and challenges that come along with it. Joining David to discuss this week are: Latha Katam - COO, RFT at Deutsche Bank Andreas Wolf - Chief Commercial Officer at Raisin Bank and Head of Banking at Raisin Joanne Dewar - CEO at Global Processing Services This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Andreas Wolf , Joanne Dewar, and Latha Katam. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ossama Soliman - Chief Product Officer, TrueLayer Enzo Casasola - Head of RegTech at Suade Labs We cover the following stories from the fintech and financial services space: TrueLayer launches payments-as-a-service product Mastercard to increase fees for UK purchases from EU Stripe leads $102m funding round for one-click shopping startup Fast Big US banks pilot data sharing risk assessment service GameStop can’t stop going up This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Enzo Casasola and Ossama Soliman . Links: TrueLayer launches payments-as-a-service product Mastercard to increase fees for UK purchases from EU Stripe leads $102m funding round for one-click shopping startup Fast Big US banks pilot data sharing risk assessment service GameStop can’t stop going up Learn more about your ad choices. Visit megaphone.fm/adchoices

As we steadily move our lives online, the financial experiences of children and young people are becoming increasingly digital too. In this episode of Fintech Insider, Simon Taylor sits down with guests from the industry to discuss child accounts, kids’ cards and financial literacy for young people. We find out how the use of financial tools for kids is developing - particularly as a result of the pandemic - and the risks, challenges and opportunities that come along with an increasing number of children engaging with digital financial products. Joining Simon for the discussion are: Stephen Dury - Direction of Innovation, Santander Louise Hill - Co-founder & Chief Operating Officer, gohenry Maisum Dairkee - Lead Product Owner, Revolut Junior This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Louise Hill, Maisum Dairkee , and Stephen Dury. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oliver Prill - CEO, Tide Tosin Agbabiaka - Early Stage Investor, Octopus Ventures. We also spkoe to we spoke to Vidya Peters, CMO at Marqeta to hear more about their story. We cover the following stories from the fintech and financial services space: It been a busy week for Goldman, as Marcus offers checking accounts with Marqeta in the US, while hunting for acquisition opportunities for Marcus UK. Tide to launch in India Monzo founder Tom Blomfield is departing the challenger bank and says he’s ‘struggled’ during the pandemic - Grab’s financial services arm raises $300M Paypal takes full ownership of Chinese payments company GoPay Jamie Dimon says JPMC should be “scared shitless” about fintech This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Oliver Prill, Tosin Agbabiaka, and Vidya Peters . Links: Marcus offers checking accounts with Marqeta in the US Tide to launch in India Monzo founder Tom Blomfield is departing the challenger bank and says he’s ‘struggled’ during the pandemic Grab’s financial services arm raises $300M Paypal takes full ownership of Chinese payments company GoPay Jamie Dimon says JPMC should be “scared shitless” about fintech Learn more about your ad choices. Visit megaphone.fm/adchoices

As COVID-19, the ensuing economic crisis, and recent calls for racial justice show, the cost of complacency toward matters of equity is reaching an inflection point. With statistics that show that both those making the decisions and those receiving the benefits are overwhelmingly white and male, the VC industry clearly has a diversity problem that needs to be addressed from top to bottom. In this episode of Fintech Insider: Insights, Simon Tayor is joined by some great guests to dive into the topic: Jillian Williams - Investment Principal at Anthemis & Head of BLCK VC NYC David Mott - Chair of the Venture Capital Committee at the British Private Equity and Venture Capital Association & Co-Founder of Oxford Capital Jennifer Neundorfer - Co-Founder & General Partner at January Ventures This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: David Mott, Jennifer Neundorfer , and Jillian Williams . Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shamir Karkal - Co-founder and CEO of Sila, former Co-founder and CTO of Simple Bradley Riss - Chief Commercial Officer, Checkout.com We cover the following stories from the fintech and financial services space: BBVA says that it is shutting down banking app Simple, and will transfer its users to BBVA USA London’s Checkout.com becomes Europe’s most valuable fintech at $15bn Plaid and Visa end plans for their monster merger, almost a year after it was announced Online lender SoFi to go public through merger with SPAC FCA sounds alarm bell over high risk crypto assets as banks won’t accept transfers from crypto wallets Two guesses left to access £175MILLION bitcoin account This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Bradley Riss and Shamir Karkal. Links: BBVA says that it is shutting down banking app Simple, and will transfer its users to BBVA USA - London’s Checkout.com becomes Europe’s most valuable fintech at $15bn Plaid and Visa end plans for their monster merger, almost a year after it was announced Online lender SoFi to go public through merger with SPAC FCA sounds alarm bell over high risk crypto assets as banks won’t accept transfers from crypto wallets Two guesses left to access £175MILLION bitcoin account Learn more about your ad choices. Visit megaphone.fm/adchoices

With the help of fintechs, BaaS, third party providers and even M&As, banking as we know it is changing. Partnerships are proving to be the key to unlocking what the future of the banking ecosystem will look like. In this episode, Adam Davis sits down with a panel of guests for an insightful conversation about how partnership in finance could have the potential to change the entire ecosystem of banking. Joining Adam on the show are: Victoria Roberts - Director of Fintech Delivery Panel at Tech Nation Jason Wilkinson-Brown - Head of Partnerships, TSB Keith Grose - Head of UK, Plaid This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Jason Wilkinson-Brown, Keith Grose, and Victoria Roberts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Anna Irrera - Fintech Correspondent, Reuters Iana Vidal - Head of Policy and Government Affairs at Innovate Finance We cover the following stories from the fintech and financial services space: Brexit: UK to start talks on quick EU financial services agreement (03:28) China tries to reign in Ant Group as Jack Ma seemingly goes missing (13:18) Goldman Sachs to offer digital wealth management to Main Street investors (22:38) N26 scoops Brazilian banking licence to take on Nubank (30:26) Robinhood user says $300,000 restored from hack, then taken back! (37:48) Google workers form tech giant’s first labour union (48:45) This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Anna Irrera and Iana Vidal. Links: Brexit: UK to start talks on quick EU financial services agreement China tries to reign in Ant Group as Jack Ma seemingly goes missing Goldman Sachs to offer digital wealth management to Main Street investors N26 scoops Brazilian banking licence to take on Nubank Robinhood user says $300,000 restored from hack, then taken back! Google workers form tech giant’s first labour union Learn more about your ad choices. Visit megaphone.fm/adchoices

How we save has gone through some major transformations over the years, and the pandemic is only propelling these changes further. From fintech disruption and the power of Open Banking to the role of financial education and generational differences, Simon sits down with a fantastic panel of guests to dive into why and how the ways in which we approach saving is changing. Joining Simon for this episode are: Chris Hutchins - Head of Financial Automation, Wealthfront Corinna Lamberti - VP of Product, Chip Giuseppe Caltabiano, Co-Founder & CEO, EverUp This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Chris Hutchins, Corinna Lamberti , and Giuseppe Caltabiano. Learn more about your ad choices. Visit megaphone.fm/adchoices

As the crazy year that is 2020 has finally come to an end, David, Simon, Sam and Sarah take this episode to look ahead at what they think the financial services industry will look like in 2021. They talk going all-in on digital, tailored financial advice, autonomous financial services, M&As and much more. Tune in to hear how last year's predictions went and the big themes to look out for this year! This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Catherine Birkett - CFO, GoCardless Keith Grose - Head of International, Plaid We cover the following stories from the fintech and financial services space: GoCardless raises $95M in Series F Funding (02:36) Plaid launches Payment Initiation via QR codes (14:24) Neobank Xinja blames COVID for pulling plug on Australia (27:06) Ramp raises $30 million as the fastest growing corporate card in America (36:35) Comment from Eric Glyman, CEO and founder of Ramp (37:37) The time is right for regulation, says Klarna as they also announce plans to tell credit agencies if repayments fail (45:03) Cash App launches a fashion brand (57:53) Merry Christmas from all of us at 11:FS! This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Catherine Birkett and Keith Grose. Links: GoCardless raises another $95M as it bets on open banking alongside its recurring payments network | TechCrunch Plaid Launches QR Code Auth to Enable Faster and Easier Payment Authentication on desktop devices | The Fintech Times Neobank Xinja blames COVID for pulling plug on Australia Ramp raises $30M as the battle to own corporate spend heats up | TechCrunch Klarna plans to tell credit agencies if repayments fail - BBC News The time is right for regulation. | Klarna UK These Clothes Are Hip to Be Square - WSJ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to our latest instalment of After Dark! This time we enter into a debate about Buy Now Pay Later products and what benefits or issues can be identified in these products. These offerings have exploded in recent years, and so have the views around them. In the debate, we have two teams and the consist of these masterminds: Team Love: Simon Taylor, 11:FS Head of Ventures Ali Paterson, Editor in Chief at Fintech Finance Team hate David Brear, 11:FS Group CEO Sharon Kimathi, Editor at Fintech Futures Moderator Gemma Godfrey, Non executive Director and Serial Fintech Entrepeneur. We are also given some industry expertise by Alex Marsh, Country Lead at Klarna UK & Justin Basini, CEO and Co-Founder of ClearScore! The teams debate the following topics: What counts as debt? Marketing The Battle of the Checkout This After Dark is sponsored by Radar Payments. Radar Payments takes out the complexity of payments to let Banks, Neobanks, PSPs and Fintechs solely focus on delivering a frictionless customer experience. The white label one-stop service helps financial institutions issue payment instruments, accept the widest range of methods online - in-store - in app, while keeping their brand at the forefront. To find out more, visit www.radarpayments.com This After Dark is also sponsored by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek. Find out more: https://bit.ly/3lY9YRn Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Alex Marsh, Ali Paterson, Gemma Godfrey, Justin Basini, and Sharon Kimathi. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts Sarah Kocianski and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Zivoder, CEO of gohenry Wade Arnold, CEO of Moov.io We cover the following stories from the fintech and financial services space: Stripe announces embedded business banking service Stripe Treasury Global financial education app gohenry raises $40 million Moov raised a $27 million Series A led by Andreessen Horowitz Grab-Singtel and Ant Group win digital bank licenses in Singapore Deutsche Bank to Move ‘Heart’ of IT Systems Into Google’s Cloud David Bowie coin launched towards space by Royal Mint This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Alex Zivoder and Wade Arnold. Links: Stripe announces embedded business banking service Stripe Treasury UK-based kids' bank account app gohenry raises $40 million Moov raised a $27 million Series A led by Andreessen Horowitz Grab-Singtel and Ant Group win digital bank licenses in Singapore Deutsche Bank to Move ‘Heart’ of IT Systems Into Google’s Cloud David Bowie coin launched towards space by Royal Mint Learn more about your ad choices. Visit megaphone.fm/adchoices

David Brear is joined by some great guests to talk about the most notable fintech, financial services and banking moments from the past year. This week's guests include: Chris Skinner - Author, speaker and Non-Executive Director of 11:FS Kat Mann - Head of PR & Saving and Investments Specialist, Nutmeg Adam Hadi - VP of Marketing, Current 2020 has been quite a year, and in this episode David and guests take a look at the fintech moments that defined the year. Without a doubt digital transformation in the industry this year has been major. It was always needed, but the rate at which financial services accelarated development is unprecedented and has continued to open the door to next generation financial services like banking-as-a-service. Not only that, 2020 has been a year of scandal with the FinCEN files leak and Wirecard also making the list of the top moments that stuck with us. Tune in for more insights and opinions! This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Adam Hadi, Chris Skinner, and Kat Mann . Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Lars Trunin - Head of UK Product at TransferWise Ali Paterson - Editor in Chief at Fintech Finance We cover the following stories from the fintech and financial services space: TransferWise wins restricted banking licence in Australia Stripe Capital Extends Business Lending To Online Platforms JP Morgan and Lloyds set sights on Starling as Sabadell plan to sell off TSB Black Friday payment data reveals rapid growth of buy now, pay later Visa and Circle team up to Bring the Benefits of Stablecoins to Businesses Worldwide. To find out more about this story we also spoke to Cuy Sheffield, Head of Crypto at Visa and Jeremy Allaire, CEO of Circle. Mogo launches new interactive Rainforest Mode in its app This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Ali Paterson, Cuy Sheffield , Jeremy Allaire, and Lars Trunin . Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit can be a lifeline in times of crisis but the credit risk models banks rely on are simply no longer fit for the realities of today. The pandemic has wreaked havoc on everyone’s finances, apart from the lucky few, and post pandemic the need for credit has never been greater. Simon Taylor is joined by some fantastic guests to discuss how the current system of credit is in dire need of an overaul and how Open Banking can help lenders to provide financial products and services that meet the needs of customers. Joining this week's show we have: Freddy Kelly - CEO, Credit Kudos Paul Harrald - Head of Curve Credit Francesca Carlesi - Co-founder and CEO, Molo Finance This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Francesca Carlesi, Freddy Kelly, and Paul Harrald . Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Daniel Lanyon - Editor in Chief, Altfi Shaun Puckrin - Chief Product Officer, GPS We cover the following stories from the fintech and financial services space: Google moves into Venmo and bank territory with checking accounts and updated payment app Starling hits profitability for the first time Daylight launches LGBT+ digital banking platform JPMorgan pushes ahead with UK digital bank plans From a UK challenger to a US one: Current snags $131 million in Series C funding The Queen expresses interest in blockchain technology This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: Daniel Lanyon and Shaun Puckrin. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the midst of a second national lockdown in England, Adam Davis and guests take a look back at what's happened during and since the last, larger lockdown and the lessons we’ve learned as an industry that can help us going forward. This week's guests include: Jana Lvova - Head of Fintech Europe, Visa Simon Cureton - CEO, Funding Options James Smith - Director of Digital, Nationwide Building Society This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email [email protected]! Special Guests: James Smith, Jana Lvova , and Simon Cureton. Links: Google moves into Venmo and bank territory with checking accounts and updated payment app Starling hits profitability for the first time Daylight launches LGBT+ digital banking platform JPMorgan pushes ahead with UK digital bank plans From a UK challenger to a US one: Current snags $131 million in Series C funding The Queen expresses interest in blockchain technology Learn more about your ad choices. Visit megaphone.fm/adchoices