Faith & Finance on American Family Radio

Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it’s the perfect moment to explore your choices. On today's Faith & Finance on AFR, Rob West and Lauren Gajdek highlight the key differences between health insurance and health cost-sharing. Then, it’s on to answer a few financial questions.

The web portal Excite once passed on buying Google for just $750,000. Today, Google’s parent company is worth over $2 trillion. That, my friends, is a legendary financial blunder. While most of us won’t miss out on trillions, we’ve all made financial mistakes. On today's Faith & Finance on AFR, Rob West shares ten common pitfalls to avoid. Discover how biblical wisdom can help you recover when you’ve taken a wrong step. Then, he answers questions on a variety of financial topics.

What does true generosity look like? Is it about how much you give or something deeper? Jesus once praised a woman who gave only two small coins—because it wasn’t the amount that mattered, but the heart behind it. On today's Faith & Finance on AFR, Rob West takes a closer look at the story of the widow’s mite and what it teaches us about true generosity. Then, it’s on to answer listener's financial questions.

Women control more wealth than ever—so how do you find an advisor who shares your values? According to McKinsey & Company, by 2030, women are expected to control nearly two-thirds of U.S. assets. With that kind of stewardship comes both opportunity and responsibility. On today's Faith & Finance on AFR, Rob West and Sharon Epps share five practices that women should expect from their financial advisors. Then, Rob answers financial questions.

Proxy voting is one way to make your voice count for God’s Kingdom. If you have a 401(k) or an IRA, you may not realize that proxy voting gives you a voice in the companies you own—and it can be a way to live out your faith. As stewards, we’re called to reflect our Christian values, even in how our investments influence the marketplace. But what does that look like in practice? On today's Faith & Finance on AFR, Rob West and Will Lofland explain. Then, Rob answers a few financial questions.

Our money soundtrack—what plays on repeat in our heads—will either help or hinder our financial decisions. We all know the power of overthinking—but the good news is, we can change the tune of those money soundtracks playing in our minds. On today's Faith & Finance on AFR, Rob West and Jon Acuff show us how. Then Rob answers financial questions.

Have you ever noticed how “unexpected expenses” always seem to show up at the worst time? The truth is, most of these costs aren’t surprises at all—we know cars break down, homes need repairs, and Christmas comes every year. On today's Faith & Finance on AFR, Rob West talks about how sinking funds can help you prepare with wisdom instead of panic. Then, Rob answers financial questions.

For many children, going barefoot isn’t a choice—it’s a daily struggle that puts their health, safety, and future at risk. But one pair of shoes can change that story. On today's Faith & Finance on AFR with Rob West, we’ll hear how Shawn Spurrier and Buckner Shoes for Orphan Souls bring hope to vulnerable children around the world. Discover how God is changing lives through something as ordinary—and extraordinary—as shoes. Then, Rob answers financial questions.

Israel is often in the headlines for conflict—but there’s another story you need to hear. Beyond the headlines, Israel has emerged as a global innovation hub and a rising player in international markets. On today's Faith & Finance on AFR, Brian Mumbert joins Rob West to share why investing in Israel could be a strategic opportunity worth considering. Then, Rob answers financial questions.

When you board a plane, you trust the pilot to get you to your destination safely. Shouldn’t you be just as careful about who’s advising you on your financial future? Wise financial decisions don’t happen in a vacuum—they require wise counsel. But how do you know if the person giving advice shares your values and convictions? On today's Faith & Finance on AFR, Rob West provides details. Then, he answers questions on a variety of financial topics.

Wondering if “what’s yours is mine” should include your bank account? You’re not the only one. Marriage is about becoming one—but what does that mean for your money? Should couples combine accounts or keep them separate? On today's Faith & Finance on AFR, Rob West explores what Scripture says about financial unity in marriage—and why shared finances reflect shared lives. Then, Rob answers calls on a variety of financial topics.

Have you ever wondered what happens to your debts when you’re gone? The truth is, those obligations don’t always disappear, and without a plan, your family could be left to untangle a painful financial mess. On today's Faith & Finance on AFR, Rob West looks at how debt is handled after death—and the simple steps you can take now to protect the people you love. Then, Rob answers questions on a variety of financial topics.

When markets soar, investors face a subtle but dangerous temptation: trading wisdom for excitement. With headlines touting record highs, it’s easy to get swept up in the momentum. But is now the time to double down—or to take a step back and exercise caution? On Faith & Finance on American Family Radio, Rob West and Mark Biller unpack the dangers of investing with emotion instead of wisdom. Then, it’s your calls and financial questions.

1 Chronicles 29:11 begins, "Yours, Lord, is the greatness and the power and the glory and the majesty and the splendor, for everything in heaven and earth is yours." If God owns it all, what does that mean for the way we manage money? On Faith & Finance on American Family Radio, Brian Holtz and Rob West unpack the Five Pillars of Financial Discipleship—principles that, when embraced by families, bring freedom and joy. Then, it’s your financial questions.

Charles Spurgeon once said, “Consider how precious a soul must be, when both God and the devil are after it." In the story of the Rich Young Ruler, Jesus exposed how deeply possessions can grip our hearts—and how only surrender leads to true life. On Faith & Finance on American Family Radio, Rob West explores why Jesus told this man to sell everything, and what that means for us as we seek to follow Him. Then, it’s on to your calls.

Finding a job in today’s economy can feel overwhelming, but you don’t have to face it alone. With interest rates staying high and the job market showing signs of slowing, now is the time to refresh your job search strategy. On this Faith & Finance on American Family Radio, Rob West explores proven tips to help you navigate this season with wisdom and confidence. Then, it’s on to your calls.

You track your steps and maybe even your calories. But do you track what it really costs to live each month? It’s easy to overlook, but your personal cost of living is one of the most important numbers in your financial life. And if you don’t know it, you may be spending in ways that don’t reflect your values—or your faith. On today's Faith & Finance on AFR, Rob West will show you how to figure it out and why it matters. Then he answers a few financial questions.

The signs of wealth are all around us—luxury cars, upscale neighborhoods, designer clothes, vacation homes. But do possessions really make people rich in a way that matters? On today's Faith & Finance on AFR, Rob West uncovers the not-so-secret “secret” of true riches found in God’s Word. Then Rob answers a few financial questions.

It’s easy to forget how something as simple as a pair of shoes can change a life. But for vulnerable children around the world, shoes mean protection, dignity, and the chance to dream. On today's Faith & Finance on AFR, Shawn Spurrier and Rob West share how Buckner Shoes for Orphan Souls is meeting this need with the love of Christ, one pair of shoes at a time. Then, Rob answers some financial questions.

Businessman and author T. Harv Eker once wrote, “Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.” It’s tempting to think that financial independence is the ultimate goal of life—but what does the Bible say? The answer might surprise you, because God’s Word points us toward a far better kind of freedom. On today's Faith & Finance on AFR, Rob West will explore that. Then he'll answer questions on a variety of financial topics.

Billy Graham once said, “Tell me what you think about money, and I will tell you what you think about God, for these two are closely related.” In Jesus’ Parable of the Talents, we see that stewardship isn’t just about money—it’s about how we view God. On today's Faith & Finance on AFR, Rob West and Taylor Standridge explore how our image of God influences the way we give, spend, and live. Then Rob answers a few questions on a variety of financial topics.

Thousands of retired public servants who paid into Social Security are finally seeing relief, but the story doesn’t end there. For years, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) reduced benefits for those who had rightfully earned them. Now that those policies are gone, many have questions. On today's Faith & Finance on AFR, Rob West and Eddie Holland help clarify what has changed. Then, they answer listener questions.

You’ve heard of the traditional IRA and the Roth IRA, but have you heard of the Legacy IRA? If you’re not familiar with this latest variation of the individual retirement account, you’re not alone—it’s still relatively new. On today's Faith & Finance on AFR, host Rob West will talk about the Legacy IRA. Then he'll tackle a few financial questions.

Some things change with the times—but God’s financial principles never do. They’re not only timeless; they work in every situation and for every person. Whether you’re barely making ends meet or managing significant wealth, the Bible’s wisdom for handling money is always right on target. On today's Faith & Finance on AFR, Rob West and Ron Blue unpack five proven principles for managing your money well. Then, it’s on to answer a few financial questions.

Cutting your budget doesn’t have to mean cutting all the joy out of life. With a little creativity, you can spend less and live more. You’ve probably heard the usual advice—skip the daily latte, avoid eating out, or cancel that streaming service you don’t use. But on today's Faith & Finance on AFR, Rob West dives deeper. He explores six creative ways to cut expenses without sacrificing what matters most. Then, he answers listener's financial questions.

What if your work isn’t just a job—but it’s part of God’s bigger story for your life? For some, work is a source of stress, struggle, or simply something to endure. But what if we see it all wrong? What if God designed work to be a vital part of how we worship Him and serve others? On today's Faith & Finance on AFR, Rob West and Tom Nelson explain. Then it’s on to answering a few financial questions.

In Scripture, we are called to be both wise savers and generous givers—but holding those two together can feel like tension. How do we avoid fear on one side and foolishness on the other? On today's Faith & Finance on AFR, Rob West and Dr. Shane Enete show how these two principles actually go hand in hand. Then, it’s on to answer a few questions on various financial topics.

It’s easy to believe that having more money would fix everything--that if we just had enough, life would finally feel secure, peaceful—even meaningful. From lotteries to luxury ads, we are constantly told that more wealth is the goal; however, in Scripture, we are invited to embrace a different perspective—not how much money we have, but why we want it in the first place. Rob West explores more on today's Faith & Finance on AFR. Then, it’s answers to a few financial questions.

When it comes to our finances, we often wonder where God’s provision ends and our responsibility begins. Should we simply trust and wait on Him, or get to work and provide for ourselves? On today's Faith & Finance on AFR, Rob West explains the beautiful truth that it’s not either-or. God invites us to trust Him and to participate in His provision—not because He needs us, but because He delights in working through us. Then, he answers a variety of financial questions.

What if the greatest gift you leave your children isn’t your money, but your wisdom? As stewards, we often focus on managing God’s resources well during our lifetime, but what happens after we’re gone? How do we equip the next generation to carry on a legacy of faithful stewardship? On today's Faith & Finance on AFR, Rob West and Sharon Epps discuss this important topic. Then, Rob answers a few financial questions.

Are you feeling the post-summer financial fog? You’re not alone, but now is the perfect time to reset. Summer is a season of rest, family, and fun, but it can also knock your financial habits off course. That’s why fall is an ideal time to pause, reflect, and get back on track. On today's Faith & Finance on AFR, Rob West shares a few small, but meaningful, steps to help realign your finances with your goals—and your faith. Then he answers a few financial questions.

Gratitude is a natural response to God’s goodness, but does it show up in the way we give? Many pastors wish their congregation knew that giving isn’t just about meeting a church budget—it’s a vital part of growing as a disciple of Jesus. On today's Faith & Finance on AFR, Leo Sabo visits Rob West to unpack three things your pastor wishes you knew about giving. Then, Rob addresses questions on various financial topics.

The Old Testament story of Joseph isn’t just dramatic—it’s a powerful example of godly wisdom in uncertain times. Joseph’s preparation during years of abundance helped an entire nation weather a famine. On today's Faith & Finance on AFR, Mark Biller joins Rob West to explore what Joseph’s legacy teaches us about planning ahead. Then, Rob & Mark answer a few questions on finances and investing.

Where we bank may seem like a routine decision, but it could be one of the most meaningful financial choices we make. Most of us consider our bank account a safe place to park our money. But what if even our checking or savings account could quietly make a difference for God’s Kingdom? On today's Faith & Finance on AFR, Rob West explores. Then, it’s on to answer financial questions.

Have you ever noticed how some people light up when they give, while others treat it like just another transaction? Maybe the difference isn’t in the amount they give—but in how God designed them to give. What if discovering your God-given charitable style is the key to finding joy in generosity? On today's Faith & Finance on AFR, Chris Gabriel visits Rob West to unpack the idea of W.I.S.E. Generosity. Then Rob answers financial questions.

Have you ever felt a quiet sense of pride after giving, like you were just a little more faithful than others? On today's Faith and Finance on AFR, Rob West continues the “Why We Give” series with a hard but important topic: self-righteousness. When our giving becomes a way to elevate ourselves rather than glorify God, we’ve missed the heart of generosity—and possibly much more. Then Rob answers a few questions on a variety of financial topics.

Jim Elliot once wrote, “He is no fool who gives what he cannot keep to gain what he cannot lose.” “Generous” might not be the first word that comes to mind when you think about pro athletes, but Kirk Cousins is rewriting that playbook. The three-time Pro Bowl quarterback in the NFL is using his platform —and resources—for eternal impact. On today's Faith & Finance on AFR with Rob West, discover how Kirk’s faith shapes everything from football to finances. Then, Rob addresses some listener's financial questions.

Many seniors today are facing real financial strain—some even resorting to borrowing to cover their basic needs. For retirees on a fixed income, a reverse mortgage can be a practical solution to access the equity in their home and bring much-needed stability. On today's Faith & Finance on AFR, Rob West and Harlan Accola provide a message of hope for those looking for margin in their retirement years. Then, Rob answers financial questions.

Many student loan borrowers are falling behind again, and the impact is more than financial. A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you’re feeling the weight of repayment, you’re not alone. On today’s Faith & Finance on AFR, Rob West is joined by Neile Simon who brings practical steps to help you regain control. Then Rob answers questions on a variety of financial topics.

As much as we’d like to, none of us can see the future. But that hasn’t stopped us from trying. Financial advisors work to forecast markets, meteorologists predict the weather, and even sports fans try to call the final score. But when it comes to your finances—and your faith—is there a difference between wise planning and prideful presumption? That’s what we’ll explore on today’s Faith & Finance on AFR with Rob West. Then it’s on to answering a few financial questions.

Have you ever used your giving to steer decisions or send a message. It might seem harmless—or even wise—to designate your giving or withhold it when you disagree with leadership. But when our generosity becomes a tool for control, we cross a line. On todays Faith & Finance on AFR, Rob West continues the 'Why We Give' series by exposing this subtle yet destructive motive—and pointing to a better way. Then Rob answers questions on a variety of financial topics.

Wise financial decisions don’t happen in a vacuum—they often require wise counsel. But how do you know if the person giving you advice shares your convictions and values? On today's Faith & Finance on AFR, Rob West is joined by Brian Cochran to explore how biblical wisdom should shape not just our decisions, but the voices we trust. Then it’s on to a few financial questions.

A recent survey reveals that nearly 1 in 4 Americans has no emergency savings, and more than a third had to tap into their savings just to get through the past year. Even more sobering, Bankrate reports that only 46% of U.S. adults have enough savings to cover three months of expenses, while 33% have more credit card debt than they do in emergency savings. The numbers are alarming, but they don’t have to define your future. On today's Faith & Finance on AFR, Rob West tells how you can take real, practical steps toward financial stability— enough to cover your bills, handle emergencies, and build a nest egg for the future— all by following biblical principles. Then Rob answers a few financial questions.

Have you ever felt like giving to your church is more of a burden than a joy? On today's Faith & Finance on AFR, we’re starting a new three-part series called “Why We Give.” Over the next few weeks, we’ll explore three common but harmful motivations for giving—reasons that might sound spiritual on the surface, but actually miss the mark of biblical generosity. Today’s topic: guilt. Then Rob will answer a variety of financial questions.

Have you ever faced an upcoming surgery—not just anxious about the procedure itself, but also wondering how you’ll cover the cost? Imagine if someone stepped in to guide you through the process, coordinating the details and helping you navigate the expenses. On today's Faith & Finance on AFR, that kind of support is available. Lauren Gajdek and Rob West explain. Then, Rob takes financial questions.

What if your greatest disappointment wasn’t a setback, but a setup for something greater? On today's Faith & Finance on AFR with Rob West, Tim Tebow shares a powerful message about how God used some of his most painful disappointments—not to hold him back, but to propel him forward. Then, Rob answers a few financial questions.

When it comes to money, most people look for two things: security and peace of mind--and that’s understandable. Life is unpredictable. Expenses pop up. Markets swing. But here’s the question: What if peace or security isn’t found in your circumstances at all? What if the foundation on which you’re building isn’t as solid as you think? On today's Faith & Finance on AFR, Rob West shares the real secret to financial wisdom. Then, he addresses questions on various financial topics.

Do you work to live or live to work? For many, the answer is simple: “I work to make a living.” But what if there’s more to work than just earning a paycheck? Could it be that work holds deeper meaning—something essential to who you are and how you’re made? On today's Faith & Finance on AFR, David Bahnsen joins Rob West to offer a perspective on work you might not have considered. Then, Rob responds to a variety of financial questions.

How do you truly thrive in life—not just financially, but in every area? On today's Faith & Finance on AFR, Rob West and Ron Blue talk about how to live with purpose, peace, and wisdom by following God’s design for life. They unpack biblical principles that lead to flourishing, not through formulas, but through faithfulness. Then, Rob addresses a few financial questions.

We are constantly bombarded by the message, “You just need a little more.” But what if real peace isn’t found in having more, but in learning to need less? For some, the word, “wealth” means freedom. For others, it brings anxiety and pressure. On today's Faith & Finance on AFR, Jeff Manion visits Rob West to explore how we can cultivate contentment in a culture where more is often sought and desired. Then, Rob answers questions on a variety of financial topics.