Faith & Finance on American Family Radio

If you’re hoping to join the ranks of homeowners, the promise of lower mortgage rates has no doubt gotten your attention. However, there’s more to consider when preparing to buy a home than just saving for a down payment. On today's Faith & Finance on AFR, Rob West will share ten steps to help you prepare for a home purchase. Then he’ll tackle some financial questions.

There’s a great investing option out there called Exchange-Traded Funds or ETFs. And chances are, you don’t have one in your portfolio currently, but they’re definitely an option worth considering. On the today's Faith & Finance on AFR, Rob West will discuss the advantages of ETFs with Brian Mumbert. Then, Rob will answer a variety of financial questions.

Did you hear about the guy who paid his taxes to the IRS with a smile? It didn’t work, it turns out they prefer money. Well, paying taxes is certainly no laughing matter, and we don’t want to miss something that could end up costing us money. Fortunately, Kevin Cross joins host Rob West today with a list of year-end tax tips you don’t want to miss.

They say that winners never quit and quitters never win, but that’s not really true, is it? What if you’re trying to quit a bad habit? It’s not only okay to quit a bad habit; it’s something we should always strive to do—especially with investing. On today's Faith & Finance on AFR, host Rob West welcomes Mark Biller as he shares a list of bad habits you should quit if you find yourself doing them.

You’ve heard of the Great Wealth Transfer taking place as Baby Boomers pass away. But did you know that women will inherit the majority of those assets? On today's Faith & Finance on AFR, Rob West will welcome Sharon Epps to explore how women can be prepared to manage that wealth before it’s passed on to the next generation. Then, Rob will tackle questions on various financial topics.

The book of Proverbs reminds us to keep a cool head when we experience conflict or crisis in a relationship. And that may be even more applicable when the crisis involves the marriage relationship. On today's Faith & Finance on AFR, host Rob West will talk with Howard Dayton about how to solve a marriage crisis. Then Rob will tackle a few financial questions.

Are you ever tempted to attribute the success you’ve had in your career to your own talents or capabilities? If so, it may be good to remember how the Bible tells us that it’s God who gives us the power to get wealth. On today's Faith & Finance on AFR, host Rob West will remind us we should always thank God for our ability to earn a living. Then he’ll answer questions on various financial topics.

The holidays should be a time of spiritual reflection and reconnection with family and friends. But too often, we lose sight of that focus in the quest for perfection. On today's Faith & Finance on AFR, Rob West will welcome Crystal Paine to help us find ways to stay focused on the “reason for the season.” Then Rob will answer some financial questions.

As a believer, if you’ve ever thought you view the world differently than others—that has probably never been truer than it is today. On today's Faith & Finance on AFR, Rob West will welcome Chad Clark to share his insights about a new study that has revealed a sharp drop in the number of Americans who hold a biblical worldview. Then Rob will answer financial questions.

The Bible has a lot to say about money and possessions, but there are also some things it definitely doesn’t say. And the lies that people believe about money can really lead them astray. On today's Faith & Finance on AFR, Rob West will expose five of those unbiblical beliefs. Then, he’ll tackle questions on various financial topics.

It’s easy to set aside money for a rainy day, but what happens when we start dipping into that fund for things that aren’t truly emergencies? On today's Faith & Finance on AFR, Rob West will share three questions you should ask before dipping into your emergency fund—to ensure that the money’s there when you really need it. Then he’ll tackle a variety of financial questions.

Gratitude is certainly an appropriate topic at this time of year, with Thanksgiving just around the corner. And of course, gratitude is more than just a holiday feeling. So, now is a great time for us to pause and count our blessings. On today's Faith & Finance on AFR, host Rob West will talk about the power that gratitude can have in our daily lives. Then he’ll answer financial questions.

Every financial decision has a spiritual component, which can even be true of our investing strategies. So, how can we get our investments in line with our values? On today's Faith & Finance on AFR, Bob Doll will join host Rob West to answer the question, “Why should we strive for faith-based money management?”

Are you looking for a way to grow your relationship with God, and with your spouse if you’re married? On today's Faith & Finance on AFR, Rob West will welcome Dr. Gary Chapman to talk about a great new resource available now to help you enhance your marital and spiritual relationships. Then Rob will answer a few financial questions.

If you’re looking for a financial advisor, you may be asking, “How can I choose someone I can trust, who’s a good fit for my financial situation?” On today's Faith & Finance on AFR, Rob West will share a list of questions to ask a financial advisor before you hire them. Then he’ll tackle questions on various financial topics.

God’s Word tells us that children should be taught early how to live a wise and righteous life, including how to handle money. On today's Faith & Finance on AFR, Rob West will welcome Howard Dayton to explain why it’s especially important to teach kids about the dangers of debt. Then Rob will tackle a variety of financial questions.

With one rate cut from the Fed already on the books and perhaps two more coming before the end of the year, folks are wondering what effect all this will have on their daily costs of living. On today's Faith & Finance on AFR, Dale Vermillion will join host Rob West to explain what we can expect to see happen with mortgages and home sales. Then Rob and Dale will answer your mortgage and financial questions.

If your income goes up and down, you might find budgeting a bit more challenging. But that doesn’t mean you should skip the process altogether. On today's Faith & Finance on AFR, Rob West will walk you through how to set up a “variable income” budget. Then he’ll answer a variety of financial questions.

The economic waters seem choppy these days, so where is there a safe harbor for your savings that will still give you a good return? On today's Faith & Finance on AFR, Rob West will welcome Aaron Caid of Christian Community Credit Union to help you plot a course for your money. Then Rob will tackle questions on various financial topics.

Matthew 6:24 reminds us we can’t serve God and money. It’s a verse that touches on what it means to be a follower of Christ, challenging us to examine what truly governs our lives. On today's Faith & Finance on AFR, Rob West will welcome Taylor Standridge to take a deeper dive into what this verse means for us as Christ followers. Then Rob will tackle a variety of financial questions.

The percentage of Americans over 65 who are still working has doubled since 1980. Of course, many of them are also getting Security benefits. On today's Faith & Finance on AFR, Eddie Holland will join host Rob West to provide details on how working affects your monthly benefit check. Then Rob and Eddie will answer listener questions on Social Security.

God is worthy of all the praise we can give Him, but that’s not the only reason to be grateful for His blessings. On today's Faith & Finance on AFR, host Rob West will welcome Sharon Epps to share what happens when we rejoice in God’s provision. Then Rob will answer a variety of financial questions.

Health insurance, of course, is a great thing to have, but is it necessarily the best way to pay for your healthcare costs? On today's Faith & Finance on AFR, Lauren Gajdek will join host Rob West to talk about medical cost sharing and how it just might be a better way for you to take charge of your healthcare. Then Rob will answer a variety of financial questions.

The Federal Reserve has one interest rate cut under its belt, with more expected before the end of the year. So, if you bought a house in the last couple of years, with the pending rate cuts, when will it make sense for you to refinance? On today's Faith & Finance on AFR, Rob West will share some factors for you to consider before refinancing your mortgage. Then he’ll tackle questions on various financial topics.

"Do not let any unwholesome talk come out of your mouths, but only what is helpful for building others up according to their needs, that it may benefit those who listen." Ephesians 4:29 Have you ever wanted to take back words, maybe even right after saying them? We often use the phrase, “That came out wrong.” On today's Faith & Finance on AFR, Kathleen Edelman joins Rob West today to talk about getting communication right the first time. Then Rob answers a variety of financial questions.

The number of employment scam complaints handled by the Federal Trade Commission is rising dramatically as technology makes conning job seekers easier for online thieves. On today's Faith & Finance on AFR, host Rob West will look at ways you can spot these scams and avoid becoming a victim. Then he'll answer a variety of financial questions.

In most situations, paying off the mortgage and becoming debt-free is the right decision, but it may not be possible for everyone. On today's Faith & Finance on AFR, host Rob West will welcome Harlan Accola to explain why becoming debt free may not be your best financial option, especially if you’re in your golden years and struggling to make ends meet. Then Rob will answer a variety of financial questions.

The Fed is finally cutting interest rates for the first time in four years. So, what does it mean for investors? On today's Faith & Finance on AFR, Mark Biller will join host Rob West to explain what the recent rate cuts mean for the average investor. Then they’ll answer your investing questions.

Today, dozens of companies sell identity theft protection, so people obviously buy it. But what exactly are they getting, and is it really worth it? On today's Faith & Finance on AFR, Rob West will explore the answer to this question—is identity theft protection necessary? Then he’ll tackle questions on various financial topics.

Giving is supposed to be a source of great joy for God’s people. But sometimes, we act like it’s just another pain in our wallet. On today's Faith & Finance on AFR, host Rob West will point you back to the radical joy of godly generosity. Then he’ll answer questions on various financial topics.

One of the enemy’s favorite tools for discouraging Christians is the question, “What if…?” Unfortunately, those “What if” questions lead right down the road to fear. On today's Faith & Finance on AFR, Rob West will remind us that the Bible says God has not given us a spirit of fear. So, we don’t have to let the “What ifs” defeat us. Then, he’ll tackle questions on various financial topics.

The Bible calls work a gift. But if you have to work more than one job, it might not feel like work is a blessing. On today's Faith & Finance on AFR, host Rob West will offer a few practical and spiritual insights for working multiple jobs. Then he’ll answer questions on various financial topics.

God is extraordinarily generous, and our churches should be, too. However, helping low-income people often requires going beyond meeting their material needs. On today's Faith & Finance on AFR, Dr. Brian Fikkert joins host Rob West to talk about how your church can help the poor in ways that lead to lasting change. Then Rob will answer some financial questions.

Christians are generous people, as God calls us to be. That means we must also be discerning. We should always give with our hearts out of a passion for advancing God’s Kingdom, but we must also use our heads to strategically choose which organizations or causes receive our financial support. On today's Faith & Finance on AFR, host Rob West is joined by Ron Blue with some advice before you write that check. Then Rob answers questions on a variety of financial topics.

People often ask, “Will we have a recession?” The answer, of course, is “Yes.” We’ll always have another recession—the real questions are, “When?” and “Are you prepared for it?” On today's Faith & Finance on AFR, Rob West will share 7 steps you can use to recession-proof your finances. Then he’ll answer some questions on various financial topics.

God’s Word says a husband and wife become one flesh…but it doesn’t say anything about prenups. So, does that mean it’s okay for Christians spouses to have one? On today's Faith & Finance on AFR, Rob West will answer the question—should Christians have a prenup? Then he’ll tackle questions on various financial topics.

So, you’d like to give more, but you feel you have nothing to spare? Good news! If money’s scarce, it doesn’t mean your giving has to be. On today's Faith & Finance on AFR, host Rob West will share some ways you can be generous without giving money. Then he’ll answer questions on various financial topics.

There are plenty of Christian retirement plans out there, but is retirement itself actually biblical? The answer depends on your definition of retirement and for Christians that should be quite different from the world’s view. On today's Faith & Finance on AFR, host Rob West will talk about the Christian view of retirement. Then he’ll answer some financial questions.

At one time, finding someone who shared your Christian values and could give you expert financial guidance was quite a challenge. But today, a nationwide network of Christian financial professionals fills that void. On today's Faith & Finance on AFR, host Rob West will welcome Sharon Epps to explain, “What is a CKA?” Then Rob will answer some questions on various financial topics.

The definition of synergy is two things put together, having an effect greater than the sum of the parts. And it can play a beneficial role in family finances. On today's Faith & Finance on AFR, Matt Syverson will join host Rob West to explain how an ABLE account can work together with a special needs trust for a person with disabilities. Then Rob will answer some questions on various financial topics.

You should have 3 to 6 months’ living expenses in your emergency fund…but what if you can’t get to that money? A scenario like that begs the question—does your emergency fund need an emergency fund? On today's Faith & Finance on AFR, Rob West will talk about why and how to stash some cash. Then he’ll answer questions on various financial topics.

Money problems are always listed among the top reasons that couples divorce. It’s all the more tragic because money problems are fixable. On today's Faith & Finance on AFR, Rachel McDonough will join host Rob West with a 3-step approach to better money and marriage. Then Rob will answer questions on various financial topics.

Many believers would agree that churches should follow the same financial principles that God’s Word provides for individuals. But even within that agreement, there’s still plenty of room for debate. On today's Faith & Finance on AFR, host Rob West will explore this difficult topic and answer the question—should churches borrow? Then Rob will tackle some financial questions.

We hear from folks all the time who feel that living on a budget cramps their style, hems them in, and makes them feel trapped. But what if the opposite is true? On today's Faith & Finance on AFR, host Rob West will talk with Brandon Sieben about 5 principles of “freedom budgeting.” Then Rob will answer questions on various financial topics.

Today’s parents have better ways to save for their kids’ college than existed a generation ago. So, are you making the most of your college savings program? On today's Faith & Finance on AFR, Mark Biller will join host Rob West with the pros and cons of several college-savings programs. Then Rob will answer some questions on various financial topics.

Life insurance is the only way most people can provide for their families if they should die unexpectedly. But what happens when you come to the end of the term insurance you signed up for? On today's Faith & Finance on AFR, Rob West will explain what happens when your term life insurance ends. Then he’ll answer questions on various financial topics.

Student loan forgiveness is much in the news these days. It’s on. It’s off. It’s on again…maybe. So, what’s the lesson we can learn here? On today's Faith & Finance on AFR, host Rob West talks with Art Rainer about how we’re learning that it’s much easier to avoid student loan debt than to get out of it—it just takes discipline. Then Rob answers questions on various financial topics.

God has promised to provide, and He is ever faithful. Knowing and trusting that is one thing; believing it and living by it is another. On today's Faith & Finance on AFR, host Rob West welcomes Taylor Standridge and Chad Clark to help us launch a brand-new tool you can use to overcome financial fear and anxiety. Then Rob tackles some financial questions.

We need the bonds we share with family and friends to help us thrive in this world. But those connections all pale in comparison to the significance of our relationship with the Lord. On today's Faith & Finance on AFR, host Rob West gives some practical steps we can all take to draw closer to God and prioritize our relationship with Him. Then he answers questions on various financial topics.

What does it take to succeed? Talk to any successful person, and they’ll probably tell you that it takes hard work and discipline. On today's Faith & Finance on AFR, host Rob West explains why working hard at something can pay big dividends, both spiritually and financially. Then he answers questions on various financial topics.