Faith & Finance on American Family Radio

Health insurance, of course, is a great thing to have, but is it necessarily the best way to pay for your healthcare costs? On today's Faith & Finance on AFR, Lauren Gajdek will join host Rob West to talk about medical cost sharing and how it just might be a better way for you to take charge of your healthcare. Then Rob will answer a variety of financial questions.

The Federal Reserve has one interest rate cut under its belt, with more expected before the end of the year. So, if you bought a house in the last couple of years, with the pending rate cuts, when will it make sense for you to refinance? On today's Faith & Finance on AFR, Rob West will share some factors for you to consider before refinancing your mortgage. Then he’ll tackle questions on various financial topics.

"Do not let any unwholesome talk come out of your mouths, but only what is helpful for building others up according to their needs, that it may benefit those who listen." Ephesians 4:29 Have you ever wanted to take back words, maybe even right after saying them? We often use the phrase, “That came out wrong.” On today's Faith & Finance on AFR, Kathleen Edelman joins Rob West today to talk about getting communication right the first time. Then Rob answers a variety of financial questions.

The number of employment scam complaints handled by the Federal Trade Commission is rising dramatically as technology makes conning job seekers easier for online thieves. On today's Faith & Finance on AFR, host Rob West will look at ways you can spot these scams and avoid becoming a victim. Then he'll answer a variety of financial questions.

In most situations, paying off the mortgage and becoming debt-free is the right decision, but it may not be possible for everyone. On today's Faith & Finance on AFR, host Rob West will welcome Harlan Accola to explain why becoming debt free may not be your best financial option, especially if you’re in your golden years and struggling to make ends meet. Then Rob will answer a variety of financial questions.

The Fed is finally cutting interest rates for the first time in four years. So, what does it mean for investors? On today's Faith & Finance on AFR, Mark Biller will join host Rob West to explain what the recent rate cuts mean for the average investor. Then they’ll answer your investing questions.

Today, dozens of companies sell identity theft protection, so people obviously buy it. But what exactly are they getting, and is it really worth it? On today's Faith & Finance on AFR, Rob West will explore the answer to this question—is identity theft protection necessary? Then he’ll tackle questions on various financial topics.

Giving is supposed to be a source of great joy for God’s people. But sometimes, we act like it’s just another pain in our wallet. On today's Faith & Finance on AFR, host Rob West will point you back to the radical joy of godly generosity. Then he’ll answer questions on various financial topics.

One of the enemy’s favorite tools for discouraging Christians is the question, “What if…?” Unfortunately, those “What if” questions lead right down the road to fear. On today's Faith & Finance on AFR, Rob West will remind us that the Bible says God has not given us a spirit of fear. So, we don’t have to let the “What ifs” defeat us. Then, he’ll tackle questions on various financial topics.

The Bible calls work a gift. But if you have to work more than one job, it might not feel like work is a blessing. On today's Faith & Finance on AFR, host Rob West will offer a few practical and spiritual insights for working multiple jobs. Then he’ll answer questions on various financial topics.

God is extraordinarily generous, and our churches should be, too. However, helping low-income people often requires going beyond meeting their material needs. On today's Faith & Finance on AFR, Dr. Brian Fikkert joins host Rob West to talk about how your church can help the poor in ways that lead to lasting change. Then Rob will answer some financial questions.

Christians are generous people, as God calls us to be. That means we must also be discerning. We should always give with our hearts out of a passion for advancing God’s Kingdom, but we must also use our heads to strategically choose which organizations or causes receive our financial support. On today's Faith & Finance on AFR, host Rob West is joined by Ron Blue with some advice before you write that check. Then Rob answers questions on a variety of financial topics.

People often ask, “Will we have a recession?” The answer, of course, is “Yes.” We’ll always have another recession—the real questions are, “When?” and “Are you prepared for it?” On today's Faith & Finance on AFR, Rob West will share 7 steps you can use to recession-proof your finances. Then he’ll answer some questions on various financial topics.

God’s Word says a husband and wife become one flesh…but it doesn’t say anything about prenups. So, does that mean it’s okay for Christians spouses to have one? On today's Faith & Finance on AFR, Rob West will answer the question—should Christians have a prenup? Then he’ll tackle questions on various financial topics.

So, you’d like to give more, but you feel you have nothing to spare? Good news! If money’s scarce, it doesn’t mean your giving has to be. On today's Faith & Finance on AFR, host Rob West will share some ways you can be generous without giving money. Then he’ll answer questions on various financial topics.

There are plenty of Christian retirement plans out there, but is retirement itself actually biblical? The answer depends on your definition of retirement and for Christians that should be quite different from the world’s view. On today's Faith & Finance on AFR, host Rob West will talk about the Christian view of retirement. Then he’ll answer some financial questions.

At one time, finding someone who shared your Christian values and could give you expert financial guidance was quite a challenge. But today, a nationwide network of Christian financial professionals fills that void. On today's Faith & Finance on AFR, host Rob West will welcome Sharon Epps to explain, “What is a CKA?” Then Rob will answer some questions on various financial topics.

The definition of synergy is two things put together, having an effect greater than the sum of the parts. And it can play a beneficial role in family finances. On today's Faith & Finance on AFR, Matt Syverson will join host Rob West to explain how an ABLE account can work together with a special needs trust for a person with disabilities. Then Rob will answer some questions on various financial topics.

You should have 3 to 6 months’ living expenses in your emergency fund…but what if you can’t get to that money? A scenario like that begs the question—does your emergency fund need an emergency fund? On today's Faith & Finance on AFR, Rob West will talk about why and how to stash some cash. Then he’ll answer questions on various financial topics.

Money problems are always listed among the top reasons that couples divorce. It’s all the more tragic because money problems are fixable. On today's Faith & Finance on AFR, Rachel McDonough will join host Rob West with a 3-step approach to better money and marriage. Then Rob will answer questions on various financial topics.

Many believers would agree that churches should follow the same financial principles that God’s Word provides for individuals. But even within that agreement, there’s still plenty of room for debate. On today's Faith & Finance on AFR, host Rob West will explore this difficult topic and answer the question—should churches borrow? Then Rob will tackle some financial questions.

We hear from folks all the time who feel that living on a budget cramps their style, hems them in, and makes them feel trapped. But what if the opposite is true? On today's Faith & Finance on AFR, host Rob West will talk with Brandon Sieben about 5 principles of “freedom budgeting.” Then Rob will answer questions on various financial topics.

Today’s parents have better ways to save for their kids’ college than existed a generation ago. So, are you making the most of your college savings program? On today's Faith & Finance on AFR, Mark Biller will join host Rob West with the pros and cons of several college-savings programs. Then Rob will answer some questions on various financial topics.

Life insurance is the only way most people can provide for their families if they should die unexpectedly. But what happens when you come to the end of the term insurance you signed up for? On today's Faith & Finance on AFR, Rob West will explain what happens when your term life insurance ends. Then he’ll answer questions on various financial topics.

Student loan forgiveness is much in the news these days. It’s on. It’s off. It’s on again…maybe. So, what’s the lesson we can learn here? On today's Faith & Finance on AFR, host Rob West talks with Art Rainer about how we’re learning that it’s much easier to avoid student loan debt than to get out of it—it just takes discipline. Then Rob answers questions on various financial topics.

God has promised to provide, and He is ever faithful. Knowing and trusting that is one thing; believing it and living by it is another. On today's Faith & Finance on AFR, host Rob West welcomes Taylor Standridge and Chad Clark to help us launch a brand-new tool you can use to overcome financial fear and anxiety. Then Rob tackles some financial questions.

We need the bonds we share with family and friends to help us thrive in this world. But those connections all pale in comparison to the significance of our relationship with the Lord. On today's Faith & Finance on AFR, host Rob West gives some practical steps we can all take to draw closer to God and prioritize our relationship with Him. Then he answers questions on various financial topics.

What does it take to succeed? Talk to any successful person, and they’ll probably tell you that it takes hard work and discipline. On today's Faith & Finance on AFR, host Rob West explains why working hard at something can pay big dividends, both spiritually and financially. Then he answers questions on various financial topics.

You’ve saved up your down payment and found the perfect house to buy. But have you considered the closing costs you’ll have to pay when you’re signing on the dotted line? On today's Faith & Finance on AFR, host Rob West explains about closing costs and identifies which ones are negotiable and which are set in stone. Then, he tackles some financial questions.

A recent survey shows that most parents think they should teach their kids financial literacy; the good news is that many are actually doing it. Still, other parents may not know how to teach this kind of responsibility to their children. On today's Faith & Finance on AFR, host Rob West welcomes Ron Blue to share how he and his wife, Judy, did just that. Then Rob answers questions on a variety of financial topics.

Being born again in Christ changes a person. We’re given a new nature that fights against our old, corrupt nature. And sometimes the evidence of this can be seen in the area of our finances. On today's Faith & Finance on AFR, host Rob West shares about a fellow believer’s journey to faithful stewardship. Then, he answers calls and financial questions.

Generosity towards others is a way for Christians to respond to God’s generous and faithful love in their lives. That includes doing good to the poor, as Jesus specifically called His followers to do. On today's Faith & Finance on AFR, host Rob West explains how helping the poor is a tangible way for us to love our neighbors. Then he tackles financial questions.

There’s no question that a rental property can be a lucrative investment, but it’s certainly not a passive investment, like owning stock. On today's Faith & Finance on AFR, host Rob West shares the pros and cons of owning rental property so you can determine if it’s the right investment for you. Then he answers questions on various financial topics.

More stress doesn’t always equal higher salary, and if you bring home the stress along with the salary, is it even worth it? If your stress follows you home, maybe it’s time to re-think the purpose of your work. On today's Faith & Finance on AFR, host Rob West shares what it looks like to “work as unto the Lord.” Then, he answers questions on various financial topics.

We don’t very often have bank, savings and loans, or credit union “runs” anymore—thanks to insurance. On today's Faith & Finance on AFR, host Rob West welcomes Aaron Caid to talk about how that came about. Then Rob answers questions on a variety of financial topics.

You have a choice—to be worldly or Kingdom-minded with your finances. But beware—God’s way is definitely counter-cultural. On today's Faith & Finance on AFR, host Rob West talks about how God calls you to live with a different set of values than the world has. Then he answers financial questions.

The world is becoming more complex every day. Technology solves problems and creates new ones. So, how do you keep up? On today's Faith & Finance on AFR, Sharon Epps joins host Rob West with some much-needed advice—the 5 Ds of a Financial Reset. Then Rob tackles some financial questions.

In this challenging economy, you may be finding it difficult to stay on a budget. But the good news is—managing your money wisely doesn’t have to be complicated. On today's Faith & Finance on AFR, host Rob West offers a few common-sense strategies for saving money on three of your basic budget categories. Then he answers calls on various financial topics.

Goals don’t amount to much unless you have a plan to reach them. And financially speaking, that planning should involve more than building your net worth. On today's Faith & Finance on AFR, host Rob West welcomes Ron Anderson to discuss life planning—what is it, how to do it, and why you should. Then Rob tackles a variety of financial questions.

It’s certainly gotten more difficult to buy a house these days, with soaring home values and interest rates. But it’s definitely not impossible—especially if you’re prepared. On today's Faith & Finance on AFR, host Rob West talks about 5 things to consider before you buy a house. Then he answers questions on various financial topics.

Jesus made it quite clear that no one on earth knows the day or hour of His return. Yet, we’re to live as if He’s coming back tomorrow. But does that mean we don’t need to plan for the future? On today's Faith & Finance on AFR, host Rob West welcomes Mark Biller to explain how we can stay busy being good stewards while still anticipating the Lord’s return. Then Rob will tackle various financial questions.

“His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’” - Matthew 25:23 That passage reminds us that God expects us to be faithful stewards of the resources He gives us. That means taking responsibility. On today's Faith & Finance on AFR, host Rob West welcomes Brian Mumbert to explain what that looks like with our investments? The he answers a variety of financial questions.

As believers, our good works are not for our sake but for God’s sake, to give Him glory. And investing gives us a powerful way to glorify him through doing good. On today's Faith & Finance on AFR, host Rob West talks with Dr. Finny Kuruvilla about investing to change the world. Then Rob answers questions on various financial topics.

When you want pithy quotes, check out social media. And when you want words of truth, look to the Bible. But be careful not to get those two mixed up, because some familiar sayings may sound like Bible verses, but they’re really not. On today's Faith & Finance on AFR, host Rob West talks about so-called “Bible verses” that aren’t actually in the Bible. Then, he tackles questions on a variety of financial topics.

“Delight yourself in the Lord, and he will give you the desires of your heart.” That familiar verse from Psalm 37 begs the question: “What are the desires of my heart?” On today's Faith & Finance on AFR, host Rob West talks about desires and how they can either direct us or distract us. Then he answers questions on a variety of financial topics.

As believers, we represent Jesus Christ to the world. And it’s our responsibility to have integrity—being honest, strong, and dependable in all we do. So, as a believer, are you living with integrity in your financial dealings? On today's Faith & Finance on AFR, host Rob West gives you a way you can check up on your financial integrity. Then he tackles a variety of financial questions.

Getting a college degree can increase your lifetime earnings substantially. But what’s even better is getting someone else to pay for your education through a scholarship. On today's Faith & Finance on AFR, host Rob West explains how you can get some of the $8 billion in scholarship money that is doled out every year. Then answers questions on various financial topics.

If you’re drowning in debt and someone offers a lifeline, make sure it’s not really an anchor. You have a few different options for paying off debt, but they are definitely not all equal. You have debt settlement, debt consolidation, and debt management. On today's Faith & Finance on AFR, host Rob West welcomes Neile Simon to explain the difference. Then Rob answers a variety of financial questions.

Getting into debt is much easier than getting out of debt, so the more you know about debt and credit, the better off you’ll be. On today's Faith & Finance on AFR, host Rob West talks with Dr. Shane Enete who will share some common misconceptions about debt and credit. Then, Rob tackles some financial questions.

A boomerang is supposed to return when it leaves your hand. But a boomerang kid—or an adult child who’s returned home to live with you—well, that’s an entirely different matter. On today's Faith & Finance on AFR, host Rob West explains what to do with a boomerang kid. Then he answers questions on a variety of financial topics.