Faith & Finance on American Family Radio

Billy Graham once said, “Tell me what you think about money, and I will tell you what you think about God, for these two are closely related.” In Jesus’ Parable of the Talents, we see that stewardship isn’t just about money—it’s about how we view God. On today's Faith & Finance on AFR, Rob West and Taylor Standridge explore how our image of God influences the way we give, spend, and live. Then Rob answers a few questions on a variety of financial topics.

Thousands of retired public servants who paid into Social Security are finally seeing relief, but the story doesn’t end there. For years, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) reduced benefits for those who had rightfully earned them. Now that those policies are gone, many have questions. On today's Faith & Finance on AFR, Rob West and Eddie Holland help clarify what has changed. Then, they answer listener questions.

You’ve heard of the traditional IRA and the Roth IRA, but have you heard of the Legacy IRA? If you’re not familiar with this latest variation of the individual retirement account, you’re not alone—it’s still relatively new. On today's Faith & Finance on AFR, host Rob West will talk about the Legacy IRA. Then he'll tackle a few financial questions.

Some things change with the times—but God’s financial principles never do. They’re not only timeless; they work in every situation and for every person. Whether you’re barely making ends meet or managing significant wealth, the Bible’s wisdom for handling money is always right on target. On today's Faith & Finance on AFR, Rob West and Ron Blue unpack five proven principles for managing your money well. Then, it’s on to answer a few financial questions.

Cutting your budget doesn’t have to mean cutting all the joy out of life. With a little creativity, you can spend less and live more. You’ve probably heard the usual advice—skip the daily latte, avoid eating out, or cancel that streaming service you don’t use. But on today's Faith & Finance on AFR, Rob West dives deeper. He explores six creative ways to cut expenses without sacrificing what matters most. Then, he answers listener's financial questions.

What if your work isn’t just a job—but it’s part of God’s bigger story for your life? For some, work is a source of stress, struggle, or simply something to endure. But what if we see it all wrong? What if God designed work to be a vital part of how we worship Him and serve others? On today's Faith & Finance on AFR, Rob West and Tom Nelson explain. Then it’s on to answering a few financial questions.

In Scripture, we are called to be both wise savers and generous givers—but holding those two together can feel like tension. How do we avoid fear on one side and foolishness on the other? On today's Faith & Finance on AFR, Rob West and Dr. Shane Enete show how these two principles actually go hand in hand. Then, it’s on to answer a few questions on various financial topics.

It’s easy to believe that having more money would fix everything--that if we just had enough, life would finally feel secure, peaceful—even meaningful. From lotteries to luxury ads, we are constantly told that more wealth is the goal; however, in Scripture, we are invited to embrace a different perspective—not how much money we have, but why we want it in the first place. Rob West explores more on today's Faith & Finance on AFR. Then, it’s answers to a few financial questions.

When it comes to our finances, we often wonder where God’s provision ends and our responsibility begins. Should we simply trust and wait on Him, or get to work and provide for ourselves? On today's Faith & Finance on AFR, Rob West explains the beautiful truth that it’s not either-or. God invites us to trust Him and to participate in His provision—not because He needs us, but because He delights in working through us. Then, he answers a variety of financial questions.

What if the greatest gift you leave your children isn’t your money, but your wisdom? As stewards, we often focus on managing God’s resources well during our lifetime, but what happens after we’re gone? How do we equip the next generation to carry on a legacy of faithful stewardship? On today's Faith & Finance on AFR, Rob West and Sharon Epps discuss this important topic. Then, Rob answers a few financial questions.

Are you feeling the post-summer financial fog? You’re not alone, but now is the perfect time to reset. Summer is a season of rest, family, and fun, but it can also knock your financial habits off course. That’s why fall is an ideal time to pause, reflect, and get back on track. On today's Faith & Finance on AFR, Rob West shares a few small, but meaningful, steps to help realign your finances with your goals—and your faith. Then he answers a few financial questions.

Gratitude is a natural response to God’s goodness, but does it show up in the way we give? Many pastors wish their congregation knew that giving isn’t just about meeting a church budget—it’s a vital part of growing as a disciple of Jesus. On today's Faith & Finance on AFR, Leo Sabo visits Rob West to unpack three things your pastor wishes you knew about giving. Then, Rob addresses questions on various financial topics.

The Old Testament story of Joseph isn’t just dramatic—it’s a powerful example of godly wisdom in uncertain times. Joseph’s preparation during years of abundance helped an entire nation weather a famine. On today's Faith & Finance on AFR, Mark Biller joins Rob West to explore what Joseph’s legacy teaches us about planning ahead. Then, Rob & Mark answer a few questions on finances and investing.

Where we bank may seem like a routine decision, but it could be one of the most meaningful financial choices we make. Most of us consider our bank account a safe place to park our money. But what if even our checking or savings account could quietly make a difference for God’s Kingdom? On today's Faith & Finance on AFR, Rob West explores. Then, it’s on to answer financial questions.

Have you ever noticed how some people light up when they give, while others treat it like just another transaction? Maybe the difference isn’t in the amount they give—but in how God designed them to give. What if discovering your God-given charitable style is the key to finding joy in generosity? On today's Faith & Finance on AFR, Chris Gabriel visits Rob West to unpack the idea of W.I.S.E. Generosity. Then Rob answers financial questions.

Have you ever felt a quiet sense of pride after giving, like you were just a little more faithful than others? On today's Faith and Finance on AFR, Rob West continues the “Why We Give” series with a hard but important topic: self-righteousness. When our giving becomes a way to elevate ourselves rather than glorify God, we’ve missed the heart of generosity—and possibly much more. Then Rob answers a few questions on a variety of financial topics.

Jim Elliot once wrote, “He is no fool who gives what he cannot keep to gain what he cannot lose.” “Generous” might not be the first word that comes to mind when you think about pro athletes, but Kirk Cousins is rewriting that playbook. The three-time Pro Bowl quarterback in the NFL is using his platform —and resources—for eternal impact. On today's Faith & Finance on AFR with Rob West, discover how Kirk’s faith shapes everything from football to finances. Then, Rob addresses some listener's financial questions.

Many seniors today are facing real financial strain—some even resorting to borrowing to cover their basic needs. For retirees on a fixed income, a reverse mortgage can be a practical solution to access the equity in their home and bring much-needed stability. On today's Faith & Finance on AFR, Rob West and Harlan Accola provide a message of hope for those looking for margin in their retirement years. Then, Rob answers financial questions.

Many student loan borrowers are falling behind again, and the impact is more than financial. A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you’re feeling the weight of repayment, you’re not alone. On today’s Faith & Finance on AFR, Rob West is joined by Neile Simon who brings practical steps to help you regain control. Then Rob answers questions on a variety of financial topics.

As much as we’d like to, none of us can see the future. But that hasn’t stopped us from trying. Financial advisors work to forecast markets, meteorologists predict the weather, and even sports fans try to call the final score. But when it comes to your finances—and your faith—is there a difference between wise planning and prideful presumption? That’s what we’ll explore on today’s Faith & Finance on AFR with Rob West. Then it’s on to answering a few financial questions.

Have you ever used your giving to steer decisions or send a message. It might seem harmless—or even wise—to designate your giving or withhold it when you disagree with leadership. But when our generosity becomes a tool for control, we cross a line. On todays Faith & Finance on AFR, Rob West continues the 'Why We Give' series by exposing this subtle yet destructive motive—and pointing to a better way. Then Rob answers questions on a variety of financial topics.

Wise financial decisions don’t happen in a vacuum—they often require wise counsel. But how do you know if the person giving you advice shares your convictions and values? On today's Faith & Finance on AFR, Rob West is joined by Brian Cochran to explore how biblical wisdom should shape not just our decisions, but the voices we trust. Then it’s on to a few financial questions.

A recent survey reveals that nearly 1 in 4 Americans has no emergency savings, and more than a third had to tap into their savings just to get through the past year. Even more sobering, Bankrate reports that only 46% of U.S. adults have enough savings to cover three months of expenses, while 33% have more credit card debt than they do in emergency savings. The numbers are alarming, but they don’t have to define your future. On today's Faith & Finance on AFR, Rob West tells how you can take real, practical steps toward financial stability— enough to cover your bills, handle emergencies, and build a nest egg for the future— all by following biblical principles. Then Rob answers a few financial questions.

Have you ever felt like giving to your church is more of a burden than a joy? On today's Faith & Finance on AFR, we’re starting a new three-part series called “Why We Give.” Over the next few weeks, we’ll explore three common but harmful motivations for giving—reasons that might sound spiritual on the surface, but actually miss the mark of biblical generosity. Today’s topic: guilt. Then Rob will answer a variety of financial questions.

Have you ever faced an upcoming surgery—not just anxious about the procedure itself, but also wondering how you’ll cover the cost? Imagine if someone stepped in to guide you through the process, coordinating the details and helping you navigate the expenses. On today's Faith & Finance on AFR, that kind of support is available. Lauren Gajdek and Rob West explain. Then, Rob takes financial questions.

What if your greatest disappointment wasn’t a setback, but a setup for something greater? On today's Faith & Finance on AFR with Rob West, Tim Tebow shares a powerful message about how God used some of his most painful disappointments—not to hold him back, but to propel him forward. Then, Rob answers a few financial questions.

When it comes to money, most people look for two things: security and peace of mind--and that’s understandable. Life is unpredictable. Expenses pop up. Markets swing. But here’s the question: What if peace or security isn’t found in your circumstances at all? What if the foundation on which you’re building isn’t as solid as you think? On today's Faith & Finance on AFR, Rob West shares the real secret to financial wisdom. Then, he addresses questions on various financial topics.

Do you work to live or live to work? For many, the answer is simple: “I work to make a living.” But what if there’s more to work than just earning a paycheck? Could it be that work holds deeper meaning—something essential to who you are and how you’re made? On today's Faith & Finance on AFR, David Bahnsen joins Rob West to offer a perspective on work you might not have considered. Then, Rob responds to a variety of financial questions.

How do you truly thrive in life—not just financially, but in every area? On today's Faith & Finance on AFR, Rob West and Ron Blue talk about how to live with purpose, peace, and wisdom by following God’s design for life. They unpack biblical principles that lead to flourishing, not through formulas, but through faithfulness. Then, Rob addresses a few financial questions.

We are constantly bombarded by the message, “You just need a little more.” But what if real peace isn’t found in having more, but in learning to need less? For some, the word, “wealth” means freedom. For others, it brings anxiety and pressure. On today's Faith & Finance on AFR, Jeff Manion visits Rob West to explore how we can cultivate contentment in a culture where more is often sought and desired. Then, Rob answers questions on a variety of financial topics.

For many retirees, mentoring seems like a meaningful way to invest in the next generation—a way to put their life experience to work. But what if there is more to discover about how mentoring fits into God’s design for this season of life? On today's Faith & Finance on AFR, Jeff Haanen joins Rob West with practical stories and spiritual insight to help us reframe it. Then, Rob answers a few questions about finances.

It’s a common question we get from time to time: “When should I start teaching my kids about money?” The answer depends on what you’re teaching and when your child is ready. On today's Faith & Finance on AFR, Rob West will share some “age appropriate” lessons to help your kids become wise and faithful stewards. Then, he’ll address questions on various financial topics.

Being born again in Christ changes a person. We’re given a new nature that fights against our old, corrupt nature. Sometimes, evidence of this can be seen in the area of our finances. On today's Faith & Finance on AFR, host Rob West will share about a fellow believer’s journey to faithful stewardship. Then, Rob answers some financial questions.

On today's Faith & Finance on AFR, Rob West and Dr. David W. Jones will tackle a message where health and wealth are promised, but heartache is often delivered. It’s the prosperity gospel. In this final episode of our Financial Ethics series, they unpack the dangers of this trend and point us back to a truly biblical view of blessing and provision. Then, Rob addresses a few financial questions.

In a world where scarcity seems to define our daily experience, it’s easy to feel like there’s never enough--whether it’s not enough money, not enough time, or not enough security. But is that really the whole story? On today's Faith & Finance on AFR, Rob West helps us rethink the scarcity mindset in light of God’s Word. He explains how faith frees us to live with hope and wisdom, as we trust in God’s abundant care. Then, Rob answers financial questions.

On today's Faith & Finance on AFR, it’s the continuation of our series on temperaments. We’re turning the tables a bit as Kathleen Edelman—who’s been our guide through this journey—takes the host seat to interview Rob West about the Yellow Temperament. They review all four colors and explore how our God-given wiring shapes the way we think, speak, listen, and make financial decisions. Then, Rob addresses a few financial questions.

College students may be pros at pulling off last-minute study sessions, but when it comes to finances, cramming just doesn’t cut it. We often say that everyone needs a budget, and for college students, that might be even more crucial. On today's Faith & Finance on AFR, Dr. Kelly Rush joins Rob West with practical budgeting advice every college student should hear. Then, Rob tackles some financial questions.

Warren Buffett says, “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.” Character and integrity matter—especially in the world of money. Now, after more than sixty years of market-shaping moves and famous one-liners, Buffett is calling it a career. On today's Faith & Finance on AFR, Mark Biller joins Rob West to reflect on Buffett’s legacy and timeless lessons for every investor. Then it’s on to financial questions.

Sports betting is more popular—and more accepted—than ever, even among Christians. But is it just harmless fun, or something more? On today's Faith & Finance on AFR, Dr. David W. Jones joins Rob West again in our financial ethics series. They examine what is said in Scripture about gambling and how believers should think about it. Then, Rob addresses several financial questions.

"The simple believe everything, but the prudent give thought to their steps." - Proverbs 14:15. In a world where scams are increasingly clever, we’re reminded in Scripture that precaution is not optional—it's a form of stewardship. On the next Faith & Finance on AFR, Rob West discusses something that isn't just practical—it's spiritual: protecting the resources God has entrusted to us. Then, Rob answers various listeners financial questions.

On today's Faith & Finance on AFR, it’s the continuation of our series on temperaments. We will explore how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. Rob West is joined by Kathleen Edelman and Andrew Stanley, as we take a closer look at the Blue temperament and discover how it influences our approach to money. Then, Rob addresses a few financial questions.

Three words that can make any parent’s wallet flinch: “back to school.” But there’s a silver lining—especially if your state has a tax-free weekend. For families gearing up for a new school year, those tax holidays can make a real difference. On today's Faith & Finance on AFR, Crystal Paine joins Rob West to share smart, practical ways to get prepared and save money along the way. Then, Rob tackles a few financial questions.

What if your investments could do more than grow your wealth? What if they could also be used to fight injustice, uplift your neighbor, and even bring joy to the world? Joy probably isn’t the first word that comes to mind when you think about investing, but maybe it should be. On today's Faith & Finance on AFR, Robin John joins Rob West to share how investing can be more than financial—it can be deeply spiritual. Then Rob answers questions on a variety of financial topics.

“A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished.” - Proverbs 28:20. Powerball jackpots and scratch-off tickets might seem like a shortcut to financial freedom, but should Christians partake? On today's Faith & Finance on AFR, Rob West and Dr. David W. Jones return to our financial ethics series to help us think biblically about the lottery and whether it aligns with a life of faithful stewardship. Then, Rob responds to various financial questions.

In C.S. Lewis’s The Lion, the Witch and the Wardrobe, Aslan tells Lucy, “Things never happen the same way twice.” It’s a good reminder that life brings changes. They’re unavoidable, but how we choose to meet them is up to us. On today's Faith & Finance on AFR, Sharon Epps joins Rob West with sage advice about preparing for life’s transitions. Then, it’s on to financial questions.

“The wisdom of the prudent is to give thought to their ways, but the folly of fools is deception.” — Proverbs 14:8 We’re continuing our series on temperaments—how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. On today's Faith & Finance on AFR, Rob west welcomes back Kathleen Edelman, joined by Rachel Petty, as we take a closer look at the Green temperament and how it influences our approach to money. Then Rob will answer a few financial questions.

Getting fit takes willpower. Earning a degree takes determination. Reaching your career goals takes hard work. In short, success takes commitment. The same is true when it comes to your finances. On today's Faith & Finance on AFR, Rob West describes the changes that occur when you commit to managing money God’s way. Then he answers a variety of financial questions.

“He who has ears, let him hear.” – Matthew 13:9. Those were Jesus’ closing words after telling the Parable of the Sower—a story that invites us to listen carefully, not just with our ears, but with our hearts. On today's Faith & Finance on AFR, Rob West looks at this story and what it reveals about the heart behind our finances, especially the warning about “the deceitfulness of riches.” Then, Rob answers a variety of financial questions.

As Christians, we’re called to be generous, but what does that look like when someone asks for money on the street? Should we give? Is there a better way to help? On today's Faith & Finance on AFR, Rob West and Dr. David W. Jones explore the ethics of giving to homeless people. They also share ways to show compassion without causing harm. Then Rob answers questions on various financial topics.

What does it mean to design a family legacy with intention? How do you make sure that legacy is rooted in faith? On today's Faith & Finance on AFR, Rob West and Jan Thompson share how you, along with your family, can ensure your faith is reflected in what you leave behind. Then, Rob tackles a few financial questions.