Faith & Finance on American Family Radio

A recent survey reveals that nearly 1 in 4 Americans has no emergency savings, and more than a third had to tap into their savings just to get through the past year. Even more sobering, Bankrate reports that only 46% of U.S. adults have enough savings to cover three months of expenses, while 33% have more credit card debt than they do in emergency savings. The numbers are alarming, but they don’t have to define your future. On today's Faith & Finance on AFR, Rob West tells how you can take real, practical steps toward financial stability— enough to cover your bills, handle emergencies, and build a nest egg for the future— all by following biblical principles. Then Rob answers a few financial questions.

Have you ever felt like giving to your church is more of a burden than a joy? On today's Faith & Finance on AFR, we’re starting a new three-part series called “Why We Give.” Over the next few weeks, we’ll explore three common but harmful motivations for giving—reasons that might sound spiritual on the surface, but actually miss the mark of biblical generosity. Today’s topic: guilt. Then Rob will answer a variety of financial questions.

Have you ever faced an upcoming surgery—not just anxious about the procedure itself, but also wondering how you’ll cover the cost? Imagine if someone stepped in to guide you through the process, coordinating the details and helping you navigate the expenses. On today's Faith & Finance on AFR, that kind of support is available. Lauren Gajdek and Rob West explain. Then, Rob takes financial questions.

What if your greatest disappointment wasn’t a setback, but a setup for something greater? On today's Faith & Finance on AFR with Rob West, Tim Tebow shares a powerful message about how God used some of his most painful disappointments—not to hold him back, but to propel him forward. Then, Rob answers a few financial questions.

When it comes to money, most people look for two things: security and peace of mind--and that’s understandable. Life is unpredictable. Expenses pop up. Markets swing. But here’s the question: What if peace or security isn’t found in your circumstances at all? What if the foundation on which you’re building isn’t as solid as you think? On today's Faith & Finance on AFR, Rob West shares the real secret to financial wisdom. Then, he addresses questions on various financial topics.

Do you work to live or live to work? For many, the answer is simple: “I work to make a living.” But what if there’s more to work than just earning a paycheck? Could it be that work holds deeper meaning—something essential to who you are and how you’re made? On today's Faith & Finance on AFR, David Bahnsen joins Rob West to offer a perspective on work you might not have considered. Then, Rob responds to a variety of financial questions.

How do you truly thrive in life—not just financially, but in every area? On today's Faith & Finance on AFR, Rob West and Ron Blue talk about how to live with purpose, peace, and wisdom by following God’s design for life. They unpack biblical principles that lead to flourishing, not through formulas, but through faithfulness. Then, Rob addresses a few financial questions.

We are constantly bombarded by the message, “You just need a little more.” But what if real peace isn’t found in having more, but in learning to need less? For some, the word, “wealth” means freedom. For others, it brings anxiety and pressure. On today's Faith & Finance on AFR, Jeff Manion visits Rob West to explore how we can cultivate contentment in a culture where more is often sought and desired. Then, Rob answers questions on a variety of financial topics.

For many retirees, mentoring seems like a meaningful way to invest in the next generation—a way to put their life experience to work. But what if there is more to discover about how mentoring fits into God’s design for this season of life? On today's Faith & Finance on AFR, Jeff Haanen joins Rob West with practical stories and spiritual insight to help us reframe it. Then, Rob answers a few questions about finances.

It’s a common question we get from time to time: “When should I start teaching my kids about money?” The answer depends on what you’re teaching and when your child is ready. On today's Faith & Finance on AFR, Rob West will share some “age appropriate” lessons to help your kids become wise and faithful stewards. Then, he’ll address questions on various financial topics.

Being born again in Christ changes a person. We’re given a new nature that fights against our old, corrupt nature. Sometimes, evidence of this can be seen in the area of our finances. On today's Faith & Finance on AFR, host Rob West will share about a fellow believer’s journey to faithful stewardship. Then, Rob answers some financial questions.

On today's Faith & Finance on AFR, Rob West and Dr. David W. Jones will tackle a message where health and wealth are promised, but heartache is often delivered. It’s the prosperity gospel. In this final episode of our Financial Ethics series, they unpack the dangers of this trend and point us back to a truly biblical view of blessing and provision. Then, Rob addresses a few financial questions.

In a world where scarcity seems to define our daily experience, it’s easy to feel like there’s never enough--whether it’s not enough money, not enough time, or not enough security. But is that really the whole story? On today's Faith & Finance on AFR, Rob West helps us rethink the scarcity mindset in light of God’s Word. He explains how faith frees us to live with hope and wisdom, as we trust in God’s abundant care. Then, Rob answers financial questions.

On today's Faith & Finance on AFR, it’s the continuation of our series on temperaments. We’re turning the tables a bit as Kathleen Edelman—who’s been our guide through this journey—takes the host seat to interview Rob West about the Yellow Temperament. They review all four colors and explore how our God-given wiring shapes the way we think, speak, listen, and make financial decisions. Then, Rob addresses a few financial questions.

College students may be pros at pulling off last-minute study sessions, but when it comes to finances, cramming just doesn’t cut it. We often say that everyone needs a budget, and for college students, that might be even more crucial. On today's Faith & Finance on AFR, Dr. Kelly Rush joins Rob West with practical budgeting advice every college student should hear. Then, Rob tackles some financial questions.

Warren Buffett says, “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.” Character and integrity matter—especially in the world of money. Now, after more than sixty years of market-shaping moves and famous one-liners, Buffett is calling it a career. On today's Faith & Finance on AFR, Mark Biller joins Rob West to reflect on Buffett’s legacy and timeless lessons for every investor. Then it’s on to financial questions.

Sports betting is more popular—and more accepted—than ever, even among Christians. But is it just harmless fun, or something more? On today's Faith & Finance on AFR, Dr. David W. Jones joins Rob West again in our financial ethics series. They examine what is said in Scripture about gambling and how believers should think about it. Then, Rob addresses several financial questions.

"The simple believe everything, but the prudent give thought to their steps." - Proverbs 14:15. In a world where scams are increasingly clever, we’re reminded in Scripture that precaution is not optional—it's a form of stewardship. On the next Faith & Finance on AFR, Rob West discusses something that isn't just practical—it's spiritual: protecting the resources God has entrusted to us. Then, Rob answers various listeners financial questions.

On today's Faith & Finance on AFR, it’s the continuation of our series on temperaments. We will explore how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. Rob West is joined by Kathleen Edelman and Andrew Stanley, as we take a closer look at the Blue temperament and discover how it influences our approach to money. Then, Rob addresses a few financial questions.

Three words that can make any parent’s wallet flinch: “back to school.” But there’s a silver lining—especially if your state has a tax-free weekend. For families gearing up for a new school year, those tax holidays can make a real difference. On today's Faith & Finance on AFR, Crystal Paine joins Rob West to share smart, practical ways to get prepared and save money along the way. Then, Rob tackles a few financial questions.

What if your investments could do more than grow your wealth? What if they could also be used to fight injustice, uplift your neighbor, and even bring joy to the world? Joy probably isn’t the first word that comes to mind when you think about investing, but maybe it should be. On today's Faith & Finance on AFR, Robin John joins Rob West to share how investing can be more than financial—it can be deeply spiritual. Then Rob answers questions on a variety of financial topics.

“A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished.” - Proverbs 28:20. Powerball jackpots and scratch-off tickets might seem like a shortcut to financial freedom, but should Christians partake? On today's Faith & Finance on AFR, Rob West and Dr. David W. Jones return to our financial ethics series to help us think biblically about the lottery and whether it aligns with a life of faithful stewardship. Then, Rob responds to various financial questions.

In C.S. Lewis’s The Lion, the Witch and the Wardrobe, Aslan tells Lucy, “Things never happen the same way twice.” It’s a good reminder that life brings changes. They’re unavoidable, but how we choose to meet them is up to us. On today's Faith & Finance on AFR, Sharon Epps joins Rob West with sage advice about preparing for life’s transitions. Then, it’s on to financial questions.

“The wisdom of the prudent is to give thought to their ways, but the folly of fools is deception.” — Proverbs 14:8 We’re continuing our series on temperaments—how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. On today's Faith & Finance on AFR, Rob west welcomes back Kathleen Edelman, joined by Rachel Petty, as we take a closer look at the Green temperament and how it influences our approach to money. Then Rob will answer a few financial questions.

Getting fit takes willpower. Earning a degree takes determination. Reaching your career goals takes hard work. In short, success takes commitment. The same is true when it comes to your finances. On today's Faith & Finance on AFR, Rob West describes the changes that occur when you commit to managing money God’s way. Then he answers a variety of financial questions.

“He who has ears, let him hear.” – Matthew 13:9. Those were Jesus’ closing words after telling the Parable of the Sower—a story that invites us to listen carefully, not just with our ears, but with our hearts. On today's Faith & Finance on AFR, Rob West looks at this story and what it reveals about the heart behind our finances, especially the warning about “the deceitfulness of riches.” Then, Rob answers a variety of financial questions.

As Christians, we’re called to be generous, but what does that look like when someone asks for money on the street? Should we give? Is there a better way to help? On today's Faith & Finance on AFR, Rob West and Dr. David W. Jones explore the ethics of giving to homeless people. They also share ways to show compassion without causing harm. Then Rob answers questions on various financial topics.

What does it mean to design a family legacy with intention? How do you make sure that legacy is rooted in faith? On today's Faith & Finance on AFR, Rob West and Jan Thompson share how you, along with your family, can ensure your faith is reflected in what you leave behind. Then, Rob tackles a few financial questions.

On today's Faith & Finance on AFR, it’s the kickoff of a new series on temperaments. Discover how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. Kathleen Edelman and Traci Shepherd join Rob West to explore the Red temperament. Learn how having this nature influences financial decisions. Then, Rob answers some financial questions.

What if true joy doesn’t come from gaining more, but from gratefully receiving what God has already provided? On today's Faith & Finance on AFR, Rob West and John Cortines explore what is called the Cycle of Grateful Living. Explore how it transforms our approach to money and contentment. Then, Rob tackles your financial questions.

What if managing money is about more than just numbers and budgets—what if it’s a window into something eternal? On today's Faith & Finance on AFR, Rob West is joined by Afton Phillips to explore the mission behind the message you hear every day on this program, and how you can be a part of it. Then Rob will answer a variety of financial questions.

Ecclesiastes shows us how even good work can go wrong when driven by envy. What starts as diligence can quickly become a pursuit of status. On today’s Faith & Finance on AFR, Rob West will look at how chasing approval leaves us empty—and how God invites us into something much greater. Then Rob will answer questions on a variety of financial topics.

A crypto enthusiast once wrote on Reddit, “Bitcoin is like winning the lottery in slow motion.” That might be a stretch, but one thing’s clear: Bitcoin and other cryptocurrencies aren’t going anywhere. On today’s Faith & Finance on AFR, Rob West is joined by Mark Biller to unpack how crypto is moving into the mainstream and what that means for investors trying to make wise decisions. Then Rob will answer questions on a variety of financial topics.

God has designed life to unfold in seasons, and with each one comes new challenges, opportunities, and sometimes, new finish lines. On today’s Faith & Finance on AFR, Rob West welcomes Cody Hobelmann to talk about why it’s not only okay to adjust your financial finish line—it’s often the wise and faithful thing to do. Then Rob will answer questions on a variety of financial topics.

Failing to file your taxes for several years is no small matter—but it’s not the end of the road, either. On today's Faith & Finance on AFR, CPA Kevin Cross will join Rob West to share some practical steps to help you get back on track if you haven’t filed your taxes according to the government guidelines. Then Rob will tackle a few financial questions.

The news from the Middle East can be overwhelming, but our hope in Christ calls us to take action. On today's Faith & Finance on AFR, Rob West welcomes May-Lee Melki from Heart for Lebanon to share how you can help protect young women and girls facing crisis. Then Rob will answer a variety of financial questions.

God’s Word contains dozens of verses about repaying debt, but they are usually from the perspective of owing money to others. But what if someone owes us money? On today's Faith & Finance on AFR, Rob West will talk about the process you can use to reconcile unpaid debt when someone owes you money. Then Rob will answer questions on various financial topics.

“All his days are full of sorrow, and his work is a vexation. Even in the night his heart does not rest. This also is vanity.” - Ecclesiastes 2:23 That verse from Ecclesiastes reveals a painful truth: even a productive life can feel empty when our work is driven by the wrong purpose. Wealth on its own doesn’t bring peace—often, it brings more pressure. But Scripture offers a better way. On today's Faith & Finance on AFR, Rob West brings another lesson from the Preacher in Ecclesiastes. Then Rob answers financial questions.

What if being great with money doesn’t guarantee you’re doing great with your spouse? If you’re the “money person” in your marriage, you may think you’re doing everything right. But what if your spouse feels shut out of the process? It happens more than you think. On today's Faith & Finance on AFR, Rob West is joined by Shaunti Feldhahn to talk about how you can avoid that disconnect or fix it if need be. Then Rob will answer a variety of financial questions.

With Father’s Day approaching, we’re asking a deeper question: What kind of legacy are we leaving as men, as dads, and as stewards of what God has entrusted to us? On today's Faith & Finance on AFR, Jonathan Lewis from Fathers for Fathers will join Rob West to talk about fatherhood, faith, and the financial discipleship that shapes generations. Then Rob will tackle some financial questions.

Proverbs 16:16 says, “How much better to get wisdom than gold! To get understanding is to be chosen rather than silver.” In a world that chases wealth as the ultimate goal, Scripture calls us to something better—wisdom. Because without Godly wisdom, even abundance can lead us astray. On today's Faith & Finance on AFR, Rob West welcomes Jim Newheiser to explore why wisdom, not money, is the true measure of success in God’s economy. Then Rob will answer a variety of financial questions.

Missionary Amy Carmichael once expressed a powerful truth: “You can give without loving, but you cannot love without giving.” That quote reminds us that generosity isn’t just something we do—it reflects who we are in Christ. So, how do we grow into more joyful, intentional givers? On today's Faith & Finance on AFR, Rob West will talk with Ron Blue about what he calls “living giving”— and how that mindset can bring real financial freedom. Then Rob will answer questions on a variety of financial topics.

“I said in my heart, ‘Come now, I will test you with pleasure; enjoy yourself.’ But behold, this also was vanity.” — Ecclesiastes 2:1 That verse kicks off one of the boldest experiments in all of Scripture. The Preacher in the book of Ecclesiastes set out to discover whether pleasure could deliver lasting satisfaction. He pursued laughter, wine, work, wealth—every earthly delight you can imagine. On today's Faith & Finance on AFR, Rob West will talk about what he discovered next. Then Rob will answer questions on a variety of financial topics.

God demonstrated the most generous act the world has ever known when He gave His only Son to redeem us all. So then, what should we learn about being generous from the example of the Gospel? On today's Faith & Finance on AFR, Rob West will welcome Nathan Harris to talk about how we can practice Gospel generosity. Then, Rob will answer a few financial questions.

Well, summertime is here—and while the kids are counting down the days until school’s out, parents and grandparents might be counting something else…the cost. But keeping kids entertained during the summer doesn’t have to break the bank. On the next Faith & Finance on AFR, Rob West will share 10 fun, free things your family can do this summer—activities that build memories, not debt. Then he’ll tackle some financial questions.

Many of us assume that if we invest our finances in the right places, our affections will follow. But what if the real issue isn’t where our money goes, but what we treasure most? On today's Faith & Finance on AFR, Rob West will explain how we can train our hearts to treasure what’s most important. Then Rob will answer some questions on a variety of financial topics.

When it comes to saving, spending, and talking about money, our God-given temperament plays a bigger role than we think. On today's Faith & Finance on AFR, Kathleen Edelman will join Rob West to share how understanding your wiring can lead to better financial decisions and healthier money conversations. Then Rob will tackle some financial questions.

Life is full of pursuits and ambitions, each one pressing for our attention. Like a collage, the individual pieces may not make sense until we step back and see the bigger picture. On today's Faith & Finance on AFR, Rob West will talk about the gift of perspective—and how viewing our lives through an eternal lens can change everything. Then he'll answer questions on a variety of financial topics.

If we don’t learn to manage money wisely to take control of it, it will soon master us. It’s one way or the other. On today's Faith & Finance on AFR, Rob West will talk with Bob Lotich about how to be the master and not the servant when it comes to your money. Then Rob will answer some financial questions.

Dr. Richard Swenson, author of The Overload Syndrome and Margin, writes that… “We must have some room to breathe. We need freedom to think and permission to heal. Our relationships are being starved to death by velocity.” These days, too many of us are physically, emotionally, mentally, and financially overloaded. So, on today's Faith & Finance on AFR, Rob West will look at rest from a biblical perspective. Then Rob will answer some financial questions.