Faith & Finance on American Family Radio

Sports betting is exploding across the country. What many see as harmless fun can quickly become a trap that distorts our view of money, stewardship, and even our neighbors. On today's Faith & Finance on AFR, Rob West and pastor and author Kyle Worley talk about the real spiritual stakes.

Money and marriage: while God designed these two things to bless us, they can also be two of the greatest sources of stress. What if we turned financial conflict into connection? On today's Faith & Finance on AFR, Dr. Shane Enete joins Rob West to share six creative ways couples can build stronger relationships by having intentional financial conversations—what he calls “money dates.”

Are you looking for tools that make stewardship simpler and more anchored in God’s wisdom? The newly updated FaithFi app was built for exactly that—helping you create financial rhythms that bring peace and Christ-centered focus. On today's Faith & Finance on AFR, Rob West and Chad Clark walk through the biggest improvements.

For most of us, water is rarely something we think about. It’s as close as the kitchen sink, the refrigerator door, or the bottle beside us at work. But for millions of people around the world, clean water remains out of reach—and the consequences stretch far beyond thirst. Jesus once said, “And if anyone gives even a cup of cold water to one of these little ones… that person will certainly not lose their reward” (Matthew 10:42). On today’s Faith & Finance on AFR, Aaron Griggs of Cross International shows us just how literal—and transformative—that cup of water can be.

Wise counsel is a gift—especially when it helps us steward money with clarity and purpose. In Scripture, we learn that safety and wisdom are found not in going it alone, but in listening well. On today's Faith & Finance on AFR, Rob West and Sharon Epps explain how to discern the right voices and what it looks like to seek help with humility and faith.

Jesus taught that the true measure of our giving isn’t the size of the gift but the heart behind it. Generosity begins with what we treasure most. On today's Faith & Finance on AFR, Rob West and Pierce Taylor Hibbs explore the motives that shape our giving and why God cares so deeply about them.

Do we give simply because we are told to do so in Scripture, or is our generosity meant to be shaped by something deeper? For many of us, giving can quietly become an obligation, or even a source of pressure. But the Bible’s story is far better—generosity flows from grace. On today's Faith & Finance on AFR, Rob West explores why Christians give.

If you asked someone about their biggest financial regret, you’d probably expect to hear about debt or investments. But for our guest today, it was something else entirely—not tracking his generosity. On today's Faith & Finance on AFR with Rob West, Dr. Art Rainer shares four compelling reasons this simple practice can shape your heart and strengthen your stewardship. Then, Rob answers questions on various financial topics.

You don’t need a fortune to start investing—just a few small, faithful steps. It’s easy to assume investing requires a large sum of money, but that simply isn’t the case. On today's Faith & Finance on AFR, Rob West and Mark Biller explain how starting small, staying consistent, and keeping it simple can put you on a lifelong path of wise stewardship. Then, they answer questions on investing.

Most major economic forecasters now expect U.S. growth in 2026 to hover around 1.5% to 2%—slow, but not a recession. Still, some analysts warn that a mild downturn is possible if inflation or global trade tensions flare. These looming possibilities can amplify stress about rising healthcare costs. On today's Faith & Finance on AFR, Rob West and Lauren Gajdek describe practical ways to ease the anxiety. Then, Rob answers financial questions.

Staying on budget doesn’t have to be complicated. Sometimes, all it takes is five intentional minutes each week. A budget isn’t a “set it and forget it” tool; it’s something we revisit so our spending lines up with our values. On today's Faith & Finance on AFR, Crystal Paine joins Rob West to share a simple weekly rhythm that can help you stay on track. Then, Rob answers financial questions.

We are often pushed right to the edge of our time, our capacity, and especially, our finances. Every hour gets scheduled. Every dollar gets spent. Before we know it, we’re living without space to breathe. On today's Faith & Finance on AFR, Rob West talks about creating space for what matters most. Discover why margin is essential for wise stewardship. Then, Rob answers financial questions.

Proverbs 21:20 states, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” God's Word is clear on the need to live below one's means and to be able to save for the future. To do that, you need a budget—a way to steward every dollar with wisdom and intention. On today's Faith & Finance on AFR, Rob West and Chad Clark share some interesting facts about budgeting. Then, Rob answers financial questions.

Finding financial freedom isn’t ultimately about getting more—it’s about learning to trust God with what you already have. When it comes to money, we often focus on strategies and tools, but the true path to freedom starts much deeper—in the heart. On today's Faith & Finance on AFR , Rob West and Ron Blue share how aligning our finances with God’s wisdom can bring lasting peace and clarity. Then, it’s on to calls.

Larry Burkett once said, “The one principle that surrounds everything else is that of stewardship; that we are the managers of everything that God has given us.” God created everything and, therefore, owns everything. As stewards, we are to manage wisely the resources God entrusts to us. How do we measure our progress? On today's Faith & Finance on AFR, Rob West shares seven marks of a good steward. Then, he answers a variety of financial questions.

Markets may appear strong as we head into 2026, but underneath the headlines, risks may be rising faster than returns. Each January, we step back for a clear-eyed look at the year ahead with a voice many investors have come to trust. On today's Faith & Finance on AFR with Rob West, Bob Doll discusses his ten predictions for 2026. Then, Rob answers financial questions.

Our culture is defined by more upgrades, more comfort, and more square footage. Despite all that “more,” so many of us are unsatisfied. That’s because contentment doesn’t come from what’s next—it’s shaped in the heart right where we are. On today's Faith & Finance on AFR, Rob West talks about choosing contentment—not as something accidental, but as something cultivated through walking with Christ. Then, Rob answers financial questions.

Money touches every part of our lives—and for many of us, it also touches our deepest fears. When bills rise, when income feels uncertain, and when the future feels cloudy, it’s easy to worry. But in Scripture, we are invited to experience how God sees, God knows, and God provides. On today's Faith & Finance on AFR, Rob West talks about the peace that comes from trusting God. Then, he answers financial questions.

Long-term care is becoming one of the biggest pressures families face. Rising costs, limited coverage, and an aging population represent challenges for which few retirees are prepared. On today's Faith & Finance on AFR, Rob West and Harlan Accola explain how home equity can help meet long-term care costs. Then they answer listener questions on the topic.

Kids are always watching—especially when it comes to how we handle money. Every purchase, every act of generosity, every moment of contentment quietly shapes how our children learn to view God’s provision. On today's Faith & Finance on AFR, Rob West and John Cortines look at five practical ways to build a biblical financial foundation for the next generation. Then, Rob answers financial questions.

Spending decisions aren’t just financial—they reveal what (and whom) we value. Jonah’s Old Testament story isn’t only about a prophet running from God—it also gives us a surprising look at how our financial choices mirror the condition of our hearts. On today's Faith & Finance on AFR, Rob West and Dr. Kelly Rush unpack how our spending is inseparably connected to our walk with the Lord. Then, Rob answers financial questions.

Money has a way of reaching places in our lives that nothing else does. It touches our fears, our desires, our relationships, and our sense of security. That’s why Jesus said, “Where your treasure is, there your heart will be also.” He knew something we often miss: money issues are heart issues. On today's Faith & Finance on AFR, Rob West will explore how our financial lives reveal what’s happening inside us—and how God invites us into freedom and trust. Then Rob answers questions on a variety of financial topics.

It’s only Day 2 of the New Year—how are those resolutions holding up? Most of them fade long before Groundhog Day, and often what we really need is a bit of accountability. Thankfully, there’s a tool that can help. On today's Faith & Finance on AFR, Rob West is joined by Chad Clark to tell you about it. Then Rob answers financial questions.

Every January, millions of us set resolutions to eat healthier, be more active, or get our finances in better shape. Those are good and worthy goals—but studies show most resolutions fade within just a few weeks. So if you’re hoping to handle money more wisely this year, how can you build habits that last well beyond January? Rob West will talk about that on today's Faith & Finance on AFR. Then, Rob answers questions on a variety of financial topics.

On today's Faith & Finance on AFR, Rob West is joined by Taylor Standridge to discuss making resolutions that will last. Then Rob answers financial questions.

What does the future of FaithFi look like—and how will it help believers live as faithful stewards in the year ahead? As we step into a new year, we’re thinking deeply about how to serve you better—how to equip you with more practical tools, biblical wisdom, and ways to grow as a faithful steward. And we have big plans for it. On today's Faith & Finance on AFR, Afton Phillips joins Rob West to talk about the future of FaithFi. Then rob answers financial questions.

Jim Elliott once wrote, “He is no fool who gives up what he cannot keep to gain what he cannot lose.” Generous might not be the first word that comes to mind when you think about pro athletes, but Kirk Cousins is rewriting that playbook. The four-time Pro Bowl quarterback in the NFL is using his platform and resources for eternal impact. He joins Rob West on today's Faith & Finance on AFR to share how his faith shapes everything from football to finances. Then Rob answers financial questions.

Are you feeling the pressure to buy “just one more thing” as Christmas draws near—or worried the season won’t feel special unless you spend more? With tight deadlines, emotional expectations, and last-minute sales everywhere, this is when impulse spending can quietly take over. But Scripture offers us a wiser, more freeing way to approach giving—one rooted in love rather than pressure. On today's Faith & Finance on AFR, Rob West is talking about emotional buying and how to stay intentional. Then he answers financial questions.

We live in a world overflowing with stuff—and messages about stuff. Everywhere you look, someone promises that the next purchase or financial milestone will finally bring joy. But Scripture offers a far better—and far more freeing—vision for how believers relate to money and possessions. On today's Faith & Finance on AFR, Rob West is talking about materialism and putting things in their proper place. Then he answers financial questions.

As Christmas Day draws near, we often hear stories of generosity, kindness, and the spirit of giving. But perhaps no story has inspired these virtues more than the tale of Saint Nicholas. On today's Faith & Finance on AFR, Rob West will explore the story of a man whose life was a testament to selfless love and generosity and whose actions echo the true meaning of Christmas. Then he answers questions on a variety of financial topics.

With college costs soaring, families are exploring every possible avenue—but one meaningful option doesn’t get nearly enough attention: military service. For students who feel led to serve, military pathways can provide full tuition, a monthly stipend, and unmatched leadership development. On today's Faith & Finance on AFR, Rob West is joined by Matt Bell to walk us through how these programs work. Then Rob answers financial questions.

The holidays inspire generosity, but God calls us to something deeper—walking alongside those in need in ways that restore dignity and hope. While Christmas is a season of giving, true, impactful generosity requires wisdom. God invites us to go beyond a one-time act of charity and into relationships that mirror His heart for renewal. On today's Faith & Finance on AFR, Rob West and Lisa Sheltra discuss helping the poor this Christmas.

Many retirees feel the pressure of rising costs and limited income—yet one of their largest assets often sits completely unused: their home equity. For years, reverse mortgages have carried a mixed reputation, but significant reforms have made today’s programs safer, more flexible, and better suited to help retirees navigate financial uncertainty. Harlan Accola and Rob West explain on today's Faith & Finance on AFR. Then, Harlan and Rob answer questions on reverse mortgages.

We’re deep into December, and the window for smart year-end planning is closing quickly. Taxes may not top your Christmas list, but they’re a reminder that God has provided—and wise planning helps us honor Him with what He’s entrusted to us. On today's Faith & Finance on AFR, Rob West and Kevin Cross walk us through the most important moves to make before December 31 as we head into 2026. Then Rob answers financial questions.

Christmas can be a season of joy—but it can also bring stress, overspending, and a packed calendar. The good news is that with planning and the right perspective, we can slow down and truly savor the season. On today's Faith & Finance on AFR, Rob West and Crystal Paine talk about how to simplify, stay organized, and keep our focus on what really matters. Then Rob answers financial questions.

Faith shapes every part of our lives—not just what we believe, but how we spend, save, invest, and give. Every financial decision is ultimately a spiritual one, revealing what we value, trust, and treasure most. On today's Faith & Finance on AFR with Rob West, Afton Phillips gathers nuggets from our new devotional, Our Ultimate Treasure to describe how faith transforms the way we manage money. Then Rob answers financial questions.

The end of the year is coming fast. While it’s full of festivities, it’s also the perfect time to get financially organized. From reviewing your goals to maximizing retirement contributions and planning your giving, there’s still time to finish the year well. On today's Faith & Finance on AFR, Rob West and Cole Pearson share some practical steps to prepare financially. Then Rob answers financial questions.

New tax laws are on the horizon—and they could change the way you give. The new One Big Beautiful Bill Act introduces shifts that could influence your charitable strategy both now and in the years to come. On today's Faith & Finance on AFR, Rob West and Bruce McKee help us understand what is changing and how to respond wisely. Then, Rob answers financial questions.

Katherine Wolf says, “If hope is only rooted in an outcome, then your expectations will crush you.” Katherine knows this truth in a deeply personal way. At just 26, she suffered a massive stroke, yet God has used her journey to bring hope to countless others. On today's Faith & Finance on AFR with Rob West, she shares how that hardship has reshaped her life, her faith, and even her finances. Then Rob answers financial questions.

We check the markets often—but how often do we check our hearts? Most of us approach investing with calculators, but do we also consider character? What if God wants to shape both? On today's Faith & Finance on AFR, Tim Macready joins Rob West to show how believers can approach investing as a spiritual practice, aligning our portfolios—and our hearts—with God’s purposes. Then Rob answers financial questions.

When two faith-based credit unions come together, the goal isn’t just greater size—it’s greater Kingdom impact. That’s the story behind the newly rebranded AdelFi Christian Banking. On today's Faith & Finance on AFR, Rob West and Aaron Caid share how this merger came together, what the new brand represents, and how it strengthens Christian banking. Then, Rob answers financial questions.

Maybe burnout isn’t a badge of honor but a warning light from God. When life feels out of balance, it’s often a sign we’re pushing past the limits God designed for our good. On today's Faith & Finance on AFR, Carey Nieuwhof joins Rob West to share how we can find biblical rest and live with renewed purpose. Then, Rob answers financial questions.

Giving Tuesday serves as a wonderful reminder of how God calls us to live generously. But what if this day could also inspire a lifestyle of intentional giving all year long? On today's Faith & Finance on AFR, Al Mueller joins Rob West to talk about how to give with impact, evaluate ministries well, and experience the joy of stewardship. Then, Rob answers financial questions.

The holidays are meant to be a season of joy—but for many families, they also bring financial stress. Our desire to bless others often leads to spending more than we planned. On today's Faith & Finance on AFR, Rob West and Neile Simon share how we can give meaningfully, stay within our means and refocus on the true meaning of Christmas. Then, Rob answers financial questions.

“We love because He first loved us.” - John 4:19 Those six words beautifully capture the foundation of our relationship with God. We can only love and give because He first gave to us. On today's Faith & Finance on AFR, Rob West is joined by Sharon Epps for a fascinating discussion on the generosity of women in the Bible. And then Rob answers questions on a variety of financial topics.

Happy Thanksgiving! We hope you’re enjoying the day with family and friends…and thanking God for His many blessings. You know, gratitude was certainly on the minds of those at the first Thanksgiving in 1621…but who were those on hand for that celebration in the Plymouth Colony some 400 years ago? Why were they there? And just what were they celebrating? Rob West explains on today's Faith & Finance on AFR.

Raising kids to handle money wisely is about more than teaching them dollars and cents—it’s about shaping their hearts to see their true identity in Christ. As parents, we all want to help our kids and teens understand their true value and develop a biblical foundation for both money and identity. On today's Faith & Finance on AFR, Rob West is joined by Brian Holtz to share how we can do just that—right from the start. Then Rob answers financial questions.

We often think of generosity as a sacrifice—but what if it’s actually one of the smartest ways to live? When we live with open hands, God not only blesses others through us, but He also transforms us in the process. On today's Faith & Finance on AFR, Chip Ingram joins Rob West to talk about The Genius of Generosity and why giving God’s way doesn’t lead to loss, but gain. Then, Rob answers financial questions.

Generosity: it’s one of the clearest signs that God has changed your heart. Giving isn’t just about money—it’s about reflecting the heart of the Giver Himself. On this edition of Faith & Finance On AFR, Rob West tells us what godly men and women throughout history have said about generosity. He also explores how their words still inspire us to give with joy.

Money: it’s one of the hardest things to surrender—and one of the clearest ways to trust God. When we give, we declare our dependence on God, rather than our bank accounts. On today's Faith & Finance on AFR, Dr. Art Rainer joins Rob West to explore how generosity becomes an act of trust that changes our hearts and deepens our faith. Then, Rob answers financial questions.