Faith & Finance Minute

A financial warning sign is flashing... Rob West warns if you are relying on credit cards "to make ends meet" in reality you are not! When you add to debt you are creating even greater problems down the road. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Should you take money out of your 401k or IRA to pay off credit cards? Rob West points out it isn't necessarily a yes or no question, but gives us some things to consider before cashing it in. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today Rob West marks a historic day the stock markets out-preforms the experts predictions. The point is if they can't predict the stock market, neither can we. Best to take a long-term view on our investing! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Famed investor Warren Buffet once said, “Write your obituary, and then try to figure out how to live up to it.” Rob West agrees with the concept and encourages us to live a life that will be remembered as "faithful". Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most of us are in the midst of winter's icy grip. Rob West shares some ways to reduce your winter heating bills and save some cash. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the Sermon on the Mount, Jesus spoke about building your house on a rock. Today, Rob West ties in this parable to our finances for the New Year. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A new year is an excellent time to start putting “first things first.” Rob West shares about giving God our best, honoring Him with our first fruits. Giving to the Lord "off the top" instead of the leftovers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What specific actions will you take this year to advance toward greater financial health and stability? Rob West begins there and helps walk us through setting good financial goals for the year. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As another year comes to a close tomorrow, let’s look back with thankfulness. Rob West shares that as Christians, we should regularly recognize that our loving Lord is the source “from whom all blessings flow.” Happy New Year! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How will you change your financial behavior in the new year? Rob West says a specific goal, a specific plan, and then accountability is the path to making positive changes in your finances. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dying without a will is a sure way to leave your loved ones a legal mess. Rob West shares some of the challenges your family may encounter if you don't have a will. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West shares how the Wise Men not only gave Jesus gifts but also gave us a great gift. They set an example of how we can worship the Lord by seeking him, being humble before him, by opening our treasures and giving. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“Joy to the world! The Lord is come!” The coming of Jesus Christ — God entering into His own creation as a human being — is the most stupendous fact in history. Merry Christmas from Faith and Finance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When you were a child, the days leading up to Christmas were probably filled with excitement, anticipation, and joy. I hope they still are. Not because of presents under the tree, but because God took on human flesh and came to rescue us from sin and despair. He came to give us new and abundant life. From all of us at Faith & Finance, Merry Christmas! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Careful or you might wind up with coal in your stocking! Rob West reminds us that’s really the opposite idea of what Christmas is all about. Christmas is about the gift of Jesus... not a reward for good behavior but an act of mercy and grace toward the undeserving. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West shares some quotes worth re-quoting from the pen of financial writer Morgan Housel, author of The Psychology of Money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Christmastime often allows adult children to spend extended time with their parents. Rob West suggests you seize the opportunity to address critical financial issues, such as wills, retirement funds, and medical care. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What’s the most common financial error Christians make? Rob West in quoting Austin Pryor of Sound Mind Investing says it is, “Ignoring biblical wisdom when managing money.” So let's keep money in God's perspective. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Having good credit gets you a lower interest rate when borrowing, but what if you have no credit history? Rob West shares a few good ways to consider in building your credit. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you overpaying for life insurance? It’s easy to do. Rob West shares three quick tips to help you avoid overpaying! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The answer to the question, "How much is enough?" often times is, "it depends". Rob West shares some ways you can determine for your own situation how much to give and save and live on. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sometimes we make conscious mistakes with our money, sometimes they’re unintentional. Either way they can be hazardous to your wealth. Rob West shares a few ways to avoid these mistakes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

"Budgetphobia" - You know you should budget but just the idea makes you feel cramped and restricted. If you have this common ailment, Rob West has the cure! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Apostle Paul told the Colossians, “Whatever you do, work heartily, as for the Lord and not for men, you are serving the Lord Christ.” Rob West expands on this idea and encourages us to be grateful workers! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Apostle Paul says that God loves a cheerful giver. Rob West agrees and reminds us not all giving is acceptable to God though. He shares what the Christian Stewardship Network says is giving that God accepts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Saint Nicholas was a real person! Rob West shares about "Jolly Ole St Nick" and how his generosity should be a role model for each of us. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you really need Long Term Care Insurance? Rob West says in light of the fact two-thirds of us will, it would be a good idea to start investing in some. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“Be penny wise and be pound wise too.” Today Rob West shares a few money-related mottos to live by from financial blogger Marjorie Kondrack that reflect the approach to money and managing possessions that she observed in her parents and grandparents. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In tackling credit card debt you’ve got two great options for debt reduction, the snowball method and its big brother the avalanche method. Rob West describes both and when to best use each. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Despite what Hollywood would have you believe the Bible has no hidden codes that we have to decipher. Rob West warns however our interpretation of Scripture sometimes gets us in trouble, especially with verses about money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How is a budget like a bridge? Rob West will share five comparisons and then encourage you to set up a budget with the FaithFI App. It’s your bridge to wise money management. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Happy Thanksgiving! Thanksgiving Day stands alone as not commemorating a particular thing but in recognizing how broadly and abundantly we’ve been blessed by a loving and faithful God. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do “generosity” and “stewardship” mean the same thing? Rob West shares from an article written by Leo Sabo of the Christian Stewardship Network that stewardship is broader than generosity. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you know what happens to credit card debt when a loved one dies? Rob West explains when you could be responsible for another's debt and when not. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The story of The Widow’s Oil in 2 Kings 4 shows how God can provide in miraculous ways. Rob West applies that to our lives today that just as the widow obeyed, we must follow God’s financial principles and depend on Him for the rest. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When you rely solely on your own power to provide you’ll always stress out about having enough. Rob West reminds us from Colossians 3:23 that, “Whatever you do, work heartily, as for the Lord and not for men.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Colossians 3:15 says, “Be ye thankful.” Perhaps we would be more thankful if we paid more attention to the incredible blessings God has put all around us. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What does the Bible say about success? Rob West warns your idea of success may be different than God's! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West needs your help. He wants to test a theory... just answer two questions about planning ahead for the future. The future years down the road and the future next week. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A will is essential if you want to avoid having your family go through the hardship of the probate court deciding how your assets will be distributed. Rob West encourages us not to procrastinate about this, get a will! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

See danger and hide from it! Rob West shares three big money mistakes that, if you make any of them, will set yourself up for financial disaster and suffering. Avoid them and you will be prudent indeed! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, Rob focuses on Colossians 3:15, which says: “Be ye thankful.” Now, that’s about being thankful to God, of course, but — by implication — we should be grateful to the people God has used to bless us. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As you get older (and presumably wealthier) new avenues open up for ways to give. Rob West shares three ways of giving non-cash assets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

One of the most repeated promises in the Bible is “The Lord will provide." Rob West points out that He provides not only for our financial needs by giving us the ability to earn a living, but for other needs, like family, friends and our church. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you realize giving to God is a form or worship? Rob West makes the case from 1 Chronicles 16 that when we bring an offering to the Lord we should do so with joy, because God doesn't need our money but wants our hearts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Putting your hope in lotteries and other forms of gambling will often time be fruitless. Rob West reminds us what the Bible says, "Trust in the Lord with all your heart... and he will make straight your paths.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Colossians 3:15 has a command we should take to heart — and put into practice. It says, “Be ye thankful.” Expressing thanks is a way to bless others whom God has used to bless us. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How you ever thought, if I just had a little more money, it would solve this or that problem? The trouble is, it rarely does. Rob West shares where our real hope and provision comes from. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is retirement biblical? Rob West points out a Christian’s view of retirement should be different from the world’s. We save to provide income for the day when age or health prevents us from working but also for a day when we can increase our service to God. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We’re more than ready to accept God’s blessing but we should also accept discipline and correction when we need it. Rob West points out that God will use our finances at times to show us our need for repentance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.