Faith & Finance Minute

How do you put the Bible’s money management principles into practice? Rob West quotes from an article by Leo Sabo of the Christian Stewardship Network who noted the Bible’s two central teachings that relate to money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Let’s say you have some extra cash. Do you pay down your mortgage or invest it? Rob West gives you some thoughts to consider from MoneyGeek.com. Bottom line, it all depends on how the market is doing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The rule for getting out of credit card debt is simple … stop charging and start paying it off. Rob West acknowledges that Like so many things in life, simple isn’t always easy. But a couple of hints will help get you well on your way to paying off your debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Financial health isn’t just about how much you earn. It’s also about how much you spend. Rob West shares some stats about folks living paycheck to paycheck making over $100k per year. We all need to live within or even below our means! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Student loan debt is no joke for today’s college graduates. And some leave college with tons of consumer debt, too. Rob West sounds the alarm and shares a few helpful things students can do to avoid debt and prepare for a good future. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There are two big obstacles that keep people from being generous. Rob West quotes from Eric Most of the National Christian Foundation who explains the problems of spending too much and fear of not having enough. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Here's a crash course on money. Rob West shares three simple items so you will be ready for tomorrow. Prepare for the inevitable, get multiple offers for home loans (limiting the size of the payment), and save for retirement - TODAY. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Millions of American workers plan to retire this year. But how many will have enough to stay retired? Rob West reviews some stats to consider and shares a few things that have proved invaluable for a successful retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today is National Financial Awareness Day. Rob West shares that the goal of the day is to “encourage people to gain a better understanding of finances and help them move toward greater financial stability.” And that's what FaithFI is all about! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you get sick or suffer an injury, a hospital emergency room may not be the best place to go. Rob West explains the benefits and costs savings of visiting "Urgent Care" or "Walk-In Clinics" for non-life threatening injuries. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Preparing for tough questions is key to a successful job interview. Rob West shares a few of those questions and some possible good answers. But he also reminds us to pray to the Lord for the right words to say and that His will be done! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Retirement is not only about about funds, but also about your financial and social outlook. Rob West quotes from Jonathan Clements with two questions to consider to be better prepared mentally and emotionally for retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

God promises to meet our needs and he always keeps His promises. Rob West encourages us to remember Jeremiah 29:11 and Philippians 4:6 to help us align our will with God's and receive His peace. And soon your fear of the future will be gone. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

No matter how long you’ve trusted God to provide, doubts about the future can always creep in. Rob West shares from 1 Samuel 7 some words that will help you remember what God has done in the past so you can trust Him for the future. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Trusting God sometimes involves taking action. Rob West explains from 2 Kings an example of putting faith into action and trusting God with the results. We trust and obey, and God does what only He can do. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Everyone wants to achieve financial freedom. Some actually do and enjoy its blessings. So what’s their secret? Rob West shares what it is and how to achieve it from Hebrews 13. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We should never misuse Scripture. Rob West shares from 2 Timothy the benefits of Scripture, but also warns or missing deeper meanings that are eternal. Memorizing Bible verses is a noble venture, understanding them is even better. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Frugality means “being careful with your [financial] resources.” Rob West shares from an article by Carolyn Calupca that is does not mean “being cheap” but refers to being a wise steward of what belongs to God. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With costs rising every day, Rob West shares some ideas to help you save some money! Today we need to be creative with our own money saving ideas to beat inflation. Our budgets will thank us for them! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West compares managing finances to baseball... most games are won or lost based on singles, doubles, and good base running. You can win in your long–term finances the same way: get on base, stay in the game, and play solid defense. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Find a job you love and you’ll never work a day in your life. Rob West says if you’re dissatisfied with your current job or deciding on what education to pursue, consider taking a career assessment test. The investment will be well worth it! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As parents we desire to help our adult children when they are in trouble. But Rob West asks if we are actually "helping" them to have a "slack hand"? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When planning for retirement people often make three crucial mistakes. Rob West reviews those mistakes so you can rightly think about inflation, how you need to invest to stay ahead of it, and how you can prepare for a long life. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Should you wait to take Social Security benefits? Rob West explains the considerations so you can do the math. The "break even age" is about 78, is it worth the wait? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West shares from an article by Matt Bell on the three most common budgeting mistakes. Building a successful budget always involves trial and error, but being aware and watching out for these will leave you a step ahead! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Owing the doctor is becoming something of a national pastime. If you have medical debt, Rob West suggests negotiating to get your bills lowered. It won't cost you anything to ask. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It’s so easy to keep expanding our lifestyles — more stuff, more trips, more entertainment options. Rob West asks, “Is there a financial finish line?’” And once you reach it you'll have much more to give away to others! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Often when parents make out a will they divide their assets equally among their children, including property. But that can be asking for trouble. Rob West suggests that all property be sold and the proceeds then be divided among your heirs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When we apply wisdom to our lives our lives change for the better. Nowhere is that more true than with money. Rob West shares wisdom from financial teacher and author Ron Blue who has identified 6 life-changing principles about money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West shares from Proverbs 21:5, “Steady plodding brings prosperity; hasty speculation brings poverty.” He sayssteady plodding may not be exciting but there’s no better way to ensure that your long range investing pays off. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The “fear of missing out” prompts many people to spend because they want to keep up with the lifestyles and experiences they see on their social-media feeds. Rob West reminds us it’s better to live our own lives and cultivate the virtue of contentment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Handling money wisely is a critical life skill and some of the top schools in America have added instruction in personal finance. Rob West thinks that's great, but points out you don’t have to attend an expensive Ivy League school to get a financial education! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re over-spending you’re not controlling your money, it’s controlling you and that leads inevitably to debt. Rob West encourages you from Scripture to take control of your credit cards. But if you can't, cut ‘em up and switch to a cash system. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you received notices from so-called “credit restoration” companies claiming they can “fix” your credit?Rob West warns they’re a waste of money because you can restore your good credit all by yourself. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Did you know you can have “financial superpowers”? Well not exactly... but Rob West does point out some financial abilities most people don’t have. And cultivating those abilities will make you financially powerful indeed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you've decided to pay off debt, Rob West suggests two approaches for you. The snowball method and its big brother the avalanche method. Stick to one of these approaches and you'll have it paid off in no time! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Long before we were here, God set the conditions under which electricity, refrigeration, telecommunications, digital technology, and so much more would work. Rob West reminds us that even our creativity in work comes from the Lord. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As we celebrate Independence Day today, Rob West reminds us of our Dependence on the Lord. We’re totally dependent on the One who made us, sustains us, and best of all loves us more than we can comprehend. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The late Larry Burkett often said, “Every spending decision is a spiritual decision,” and we need only look at our bank statements to see how we follow Christ. Rob West expands on that thought to spend as a disciple of Jesus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Looking to make some extra cash on the side? Rob West says that's good, as long as what you find to do is legal! He shares a scheme to avoid involving selling your good credit history. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We all would like our cost of living to go down. Rob West shares we can't do much about overall inflation, but there are many unnecessary expenses people incur because of poor planning or inattention to financial details. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Back in January you may have made plans about your spending and saving for the year. Now, Rob West suggests you take time to consider whether those plans need to be updated and make whatever mid-year corrections are needed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Bible says we can’t please God without one specific thing. Rob West shares from Hebrews 11:6 about faith! God is pleased when we live our lives by faith in Him— trusting in Him to meet all of our needs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you worry about money? Always fretting about whether you’ll have enough for tomorrow? Rob West encourages us that it doesn’t have to be that way. You can take steps to overcome your money worries and gain peace of mind. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money is a necessary thing, a tool we use as a means of exchange. Rob West reminds us we can use money to accomplish many good things. But loving money and being eager for it elevates money to a place it should not hold in our hearts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When the wisest and richest man in the Bible says something about money we should listen. Rob West shares from the Proverbs of King Solomon about working diligently and saving for emergencies and never forgetting that everything comes from God. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's officially summertime... time to relax and recharge! Rob West shares the necessity to get away and rest awhile. There is nothing wrong with enjoying a few “lazy days” of Summer. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Taxes and stats, those topics may not excite you but Rob West has some practical analysis. 2/3 of Americans got a refund, on average of $3000. If you are one of them you have given Uncle Sam an interest-free loan! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is starting side businesses to bring in extra cash a good idea? Rob West thinks so, with one caveat... your first priority must be to your current employer. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What is the most common financial mistake? Rob West makes the case that you may be making this mistake right now! He's made it and everyone he knows has made it at one time or another. That mistake is — procrastination. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.