Faith & Finance Minute

Some people question whether it’s okay to ask God for financial help. Rob West reminds us that nothing in the Bible says it’s not, but at the same time God isn’t a cosmic ATM. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Saving in general is prudent but you may want to consider a special category of saving - home repairs. Rob West suggests saving for predictable repairs means your emergency fund will be there when you really need it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re 5, 10, or 15 years away from retirement, Rob West a word of advice... set a goal of having all your debts paid by the time you retire. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bankruptcy is about the worst thing you can do to your credit score. Rob West shares some details and gives a challenge to those who have filed to make it an opportunity to glorify God. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This may surprise you, but there may be one good reason to use a credit card. Rob West points out that when making online purchases, debit cards put your accounts at risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You've heard it said debt can hem you in and create financial pressure in your life. Rob West shares another reason to avoid debt - borrowing can deny God the opportunity to provide. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For this year's graduates Rob West has two bits of advice as they enter the next chapter of their lives... live worthy of the Gospel and give back to the Lord. Make it a life-long habit! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A single tip can save you a little, bundle a few of them together and you’re talking real money! Rob West shares a few budgeting tips to help you squeeze a few more dollars out. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What does the Bible say about debt? Rob West shares two scriptural guidelines concerning debt to keep you out of financial trouble. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you tempted to play the lottery? Do you really think you'll win? Rob West has some words of wisdom about trusting God to provide as you manage His money faithfully. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Taking early withdrawals from your 401(k) might seem like a good idea in a pinch, but Rob West says there are some long-term downsides in attempting to meet a short-term need. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today Rob West solutes those that give from their lack. They give to the Lord’s work by faith and out of love for God not out of their abundance and trust God to provide. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you have piles of paper on your desk at home? Rob West has a way to slay those paper piles by setting up a 3-drawer system based on how long to keep things. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Since it is May 29th or 5/29, Rob West has decided to talk to us about the 529 plan! He shares where it came from, how it works, and how our children and even grand children can benefit by having their education expenses funded tax free. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How much do things really cost? Rob West says the answer could change your outlook about spending. He shares about what is called “opportunity cost” which is what you give up by buying something else. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some people have a knack for making good deals getting the most for their money. Rob West suggests a better deal... giving back to God! He blesses us more than we deserve in return. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Social Security pays more in benefits than it raises in taxes and uses reserves to make payments. A decade from now those reserves will run dry. As a result Rob West urges us to do our own saving for retirement. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many people don’t like their jobs because they don’t know Who gave it to them. Rob West reminds us as Christians we should know that God is our Provider. That’s key to changing our whole attitude about the workplace. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There are two kinds of spenders in this world and Rob West want to tell you about them. The first have learned to manage their spending and the second will have to manage their spending sooner or later. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What’s the best reason to have a good credit score? Rob West has the answer... because it makes sense, dollars and cents. He shares what qualifies as a good score and how to get there. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There is a silent killer out there looking to shrink your savings. Rob West reveals that silent killer is inflation! Saving for retirement by putting money in the bank isn’t enough. You need something with greater return potential over the long term. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Believe it or not, it is possible to find joy in NOT wanting things! Rob West quotes from minimalist Joshua Becker about the freedom found from “being detached” from material goods. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As a teen, there are some good habits to start to help you be a faithful steward of God’s resources. Rob West shares five good money habits to start working on. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Useless fees may be wasting more money than you realize. Rob West points out many times we pay these fees and get little in return and shows where to look to cancel them altogether. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Lord calls us to give not because He wants something from us but because he wants something FOR us. Rob West shares the God knows generosity makes our lives fuller and freer and brings us joy! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We’re commanded to give, not because God needs the money, but to break the power that money has in our lives. Rob West encourages if we have a problem giving, the solution is... giving! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When we think about financial preparations for retirement, most of us focus on saving and investing. Rob West shares there is another side though, the spending side. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today is Ascension Day, commemorating when our Lord returned to heaven. Rob West points out the ascension makes possible Jesus' intercession on our behalf and that should encourage us in our roles as stewards. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It used to be that envy was looked down on but today it’s almost seen as a virtue. Rob West delves into the sin of envy and equates it with jealousy, covetousness and pride. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Learning from other people’s mistakes (especially with money) is priceless. Rob West shares five ways other folks have lost money, so you can avoid them! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money management can get complicated, so Rob West will simplify it for you. There are four main things you can do with money - Live, Give, Owe, and Grow. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West shares a way to put tens of thousands of dollars in your pocket! No, it's not a get rich quick scheme, it’s a get rich slowly scheme by paying off your mortgage early! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For this National Day of Prayer, Rob West shares a prayer from the book of 2nd Samuel focusing on the theme of this year's event - “Lift Up the Word, Light Up the World.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Key Bridge in Baltimore collapsed because it had no redundancy in it's design. Rob West compares that to our finances, if we have no savings redundancy plan an unexpected expense may collapse our budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Christians are to be different and apart from the world, and a good way to start is by practicing stewardship. Rob West points out that true stewardship stands out from the attitudes of the world. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

No one wants trouble. But if and when trouble happens like a job loss, Rob West suggests you ask God to use it to bless you in ways that make you a better steward and more mature disciple of Jesus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Spring is when many people do a thorough cleaning of their homes... washing the curtains, shampooing the carpets, cleaning out the garage. Rob West suggests “spring cleaning” your finances, too. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It’s prudent to have insurance, but it’s also wise to keep your premiums low. Rob West helps us walk the line between filing a claim or taking on the repair expenses ourselves. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The financial exploitation of older Americans is a growing problem. Rob West warns of two phone scams aimed at seniors to empty their bank accounts. If you know any seniors, warn them about these frauds. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It’s easy to be thankful when things go our way... when God pours blessing on us. But what about when the Lord takes away? Rob West shares examples from the Old Testament and New of saints that “exult in the Lord and rejoice in the God of his salvation” even if God took everything away. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“Past performance is no guarantee of future results.” Rob West points out that investment disclaimer has a negative sense. But it works the opposite way, too. Don’t be too pessimistic or too optimistic. Be realistic. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Shouldn’t not doing something be easier than doing it? Rob West says it seems logical, but why then is it so difficult not to spend? Developing the habit of saving will dramatically improve your life, your relationships and your ability to be used by God. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

To make progress in your finances and stay out of financial trouble, Rob West suggest we remember three key words... “Know your numbers.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Convenience costs money and usually the more convenient something is, the more expensive it is. Rob West weighs the cost of convenience purchases verses the time we need to budget every day. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The late Larry Burket used to ask, “Do you trust God, or do you just say you trust God?” Rob West expands on that question pondering whether the rich or the poor actually trust God more as they give to others. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Marriage is about leaving and cleaving, becoming one flesh. Along those lines, Rob West points out that having separate bank accounts works against that unity. Marriage is a partnership that requires trust, openness and communication. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It’s essential to learn the basics. Rob West quotes from financial author Peter Mallouk sharing four things every high school student should learn about money... budgeting, compound interest, loans and credit cards. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many offer "secrets to success". Rob West has just two more to consider... generosity and patience — the ability to give and to take. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you ever made a bad financial decision? Well, Rob West shares a story about the inventor of the safety pin who potentially lost hundreds of thousands of dollars! We all make mistakes, just learn from them and move on. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you looking for ways to stretch your shopping dollars? Rob West shares three simple tricks that can save you a lot of money and help you stay on budget! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.