Faith & Finance Minute

As parents we desire to help our adult children when they are in trouble. But Rob West asks if we are actually "helping" them to have a "slack hand"? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When planning for retirement people often make three crucial mistakes. Rob West reviews those mistakes so you can rightly think about inflation, how you need to invest to stay ahead of it, and how you can prepare for a long life. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Should you wait to take Social Security benefits? Rob West explains the considerations so you can do the math. The "break even age" is about 78, is it worth the wait? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West shares from an article by Matt Bell on the three most common budgeting mistakes. Building a successful budget always involves trial and error, but being aware and watching out for these will leave you a step ahead! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Owing the doctor is becoming something of a national pastime. If you have medical debt, Rob West suggests negotiating to get your bills lowered. It won't cost you anything to ask. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It’s so easy to keep expanding our lifestyles — more stuff, more trips, more entertainment options. Rob West asks, “Is there a financial finish line?’” And once you reach it you'll have much more to give away to others! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Often when parents make out a will they divide their assets equally among their children, including property. But that can be asking for trouble. Rob West suggests that all property be sold and the proceeds then be divided among your heirs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When we apply wisdom to our lives our lives change for the better. Nowhere is that more true than with money. Rob West shares wisdom from financial teacher and author Ron Blue who has identified 6 life-changing principles about money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob West shares from Proverbs 21:5, “Steady plodding brings prosperity; hasty speculation brings poverty.” He sayssteady plodding may not be exciting but there’s no better way to ensure that your long range investing pays off. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The “fear of missing out” prompts many people to spend because they want to keep up with the lifestyles and experiences they see on their social-media feeds. Rob West reminds us it’s better to live our own lives and cultivate the virtue of contentment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Handling money wisely is a critical life skill and some of the top schools in America have added instruction in personal finance. Rob West thinks that's great, but points out you don’t have to attend an expensive Ivy League school to get a financial education! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re over-spending you’re not controlling your money, it’s controlling you and that leads inevitably to debt. Rob West encourages you from Scripture to take control of your credit cards. But if you can't, cut ‘em up and switch to a cash system. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you received notices from so-called “credit restoration” companies claiming they can “fix” your credit?Rob West warns they’re a waste of money because you can restore your good credit all by yourself. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Did you know you can have “financial superpowers”? Well not exactly... but Rob West does point out some financial abilities most people don’t have. And cultivating those abilities will make you financially powerful indeed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you've decided to pay off debt, Rob West suggests two approaches for you. The snowball method and its big brother the avalanche method. Stick to one of these approaches and you'll have it paid off in no time! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Long before we were here, God set the conditions under which electricity, refrigeration, telecommunications, digital technology, and so much more would work. Rob West reminds us that even our creativity in work comes from the Lord. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As we celebrate Independence Day today, Rob West reminds us of our Dependence on the Lord. We’re totally dependent on the One who made us, sustains us, and best of all loves us more than we can comprehend. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The late Larry Burkett often said, “Every spending decision is a spiritual decision,” and we need only look at our bank statements to see how we follow Christ. Rob West expands on that thought to spend as a disciple of Jesus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Looking to make some extra cash on the side? Rob West says that's good, as long as what you find to do is legal! He shares a scheme to avoid involving selling your good credit history. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We all would like our cost of living to go down. Rob West shares we can't do much about overall inflation, but there are many unnecessary expenses people incur because of poor planning or inattention to financial details. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Back in January you may have made plans about your spending and saving for the year. Now, Rob West suggests you take time to consider whether those plans need to be updated and make whatever mid-year corrections are needed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Bible says we can’t please God without one specific thing. Rob West shares from Hebrews 11:6 about faith! God is pleased when we live our lives by faith in Him— trusting in Him to meet all of our needs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you worry about money? Always fretting about whether you’ll have enough for tomorrow? Rob West encourages us that it doesn’t have to be that way. You can take steps to overcome your money worries and gain peace of mind. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money is a necessary thing, a tool we use as a means of exchange. Rob West reminds us we can use money to accomplish many good things. But loving money and being eager for it elevates money to a place it should not hold in our hearts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When the wisest and richest man in the Bible says something about money we should listen. Rob West shares from the Proverbs of King Solomon about working diligently and saving for emergencies and never forgetting that everything comes from God. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's officially summertime... time to relax and recharge! Rob West shares the necessity to get away and rest awhile. There is nothing wrong with enjoying a few “lazy days” of Summer. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Taxes and stats, those topics may not excite you but Rob West has some practical analysis. 2/3 of Americans got a refund, on average of $3000. If you are one of them you have given Uncle Sam an interest-free loan! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is starting side businesses to bring in extra cash a good idea? Rob West thinks so, with one caveat... your first priority must be to your current employer. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What is the most common financial mistake? Rob West makes the case that you may be making this mistake right now! He's made it and everyone he knows has made it at one time or another. That mistake is — procrastination. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some people question whether it’s okay to ask God for financial help. Rob West reminds us that nothing in the Bible says it’s not, but at the same time God isn’t a cosmic ATM. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Saving in general is prudent but you may want to consider a special category of saving - home repairs. Rob West suggests saving for predictable repairs means your emergency fund will be there when you really need it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re 5, 10, or 15 years away from retirement, Rob West a word of advice... set a goal of having all your debts paid by the time you retire. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bankruptcy is about the worst thing you can do to your credit score. Rob West shares some details and gives a challenge to those who have filed to make it an opportunity to glorify God. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This may surprise you, but there may be one good reason to use a credit card. Rob West points out that when making online purchases, debit cards put your accounts at risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You've heard it said debt can hem you in and create financial pressure in your life. Rob West shares another reason to avoid debt - borrowing can deny God the opportunity to provide. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For this year's graduates Rob West has two bits of advice as they enter the next chapter of their lives... live worthy of the Gospel and give back to the Lord. Make it a life-long habit! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A single tip can save you a little, bundle a few of them together and you’re talking real money! Rob West shares a few budgeting tips to help you squeeze a few more dollars out. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What does the Bible say about debt? Rob West shares two scriptural guidelines concerning debt to keep you out of financial trouble. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you tempted to play the lottery? Do you really think you'll win? Rob West has some words of wisdom about trusting God to provide as you manage His money faithfully. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Taking early withdrawals from your 401(k) might seem like a good idea in a pinch, but Rob West says there are some long-term downsides in attempting to meet a short-term need. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today Rob West solutes those that give from their lack. They give to the Lord’s work by faith and out of love for God not out of their abundance and trust God to provide. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you have piles of paper on your desk at home? Rob West has a way to slay those paper piles by setting up a 3-drawer system based on how long to keep things. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Since it is May 29th or 5/29, Rob West has decided to talk to us about the 529 plan! He shares where it came from, how it works, and how our children and even grand children can benefit by having their education expenses funded tax free. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How much do things really cost? Rob West says the answer could change your outlook about spending. He shares about what is called “opportunity cost” which is what you give up by buying something else. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some people have a knack for making good deals getting the most for their money. Rob West suggests a better deal... giving back to God! He blesses us more than we deserve in return. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Social Security pays more in benefits than it raises in taxes and uses reserves to make payments. A decade from now those reserves will run dry. As a result Rob West urges us to do our own saving for retirement. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many people don’t like their jobs because they don’t know Who gave it to them. Rob West reminds us as Christians we should know that God is our Provider. That’s key to changing our whole attitude about the workplace. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There are two kinds of spenders in this world and Rob West want to tell you about them. The first have learned to manage their spending and the second will have to manage their spending sooner or later. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What’s the best reason to have a good credit score? Rob West has the answer... because it makes sense, dollars and cents. He shares what qualifies as a good score and how to get there. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There is a silent killer out there looking to shrink your savings. Rob West reveals that silent killer is inflation! Saving for retirement by putting money in the bank isn’t enough. You need something with greater return potential over the long term. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.