Faith & Finance Minute

The Bible has more than 2300 verses about money and possessions, but what does it say about earning? Rob takes a dive into this today. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Debt can feel like a normal part of life—but Scripture reminds us it’s a form of bondage. Rob West points out that debt doesn’t just create stress—it limits our ability to say “yes” to God’s opportunities today. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Trying to keep children entertained on the weekends can be an expensive proposition. Today, Rob offers some advice on free entertainment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Building up your savings and investments requires a steady approach. But don’t forget something else: the attitude of a steward. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Albert Einstein is often credited with saying “The definition of insanity is doing the same thing over and over and expecting different results.” Today, Rob offers a Biblical solution to this problem. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There are two kinds of people in this world … those who are prepared for financial setbacks … and those who aren’t. Today, Rob speaks about how to be financially prepared. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In an article for the National Christian Foundation, Lauren Terrell suggests ways to push back against the tug of money. Today, we take a look at a few of them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Annuities win the prize for most confusing investment. Even people who have annuities often don’t understand them. Today, Rob offers some helpful wisdom. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

God used Solomon to record most of the 31 chapters in the Book of Proverbs. They contain wise sayings, godly counsel, and ways to honor God with your life … and especially with your finances. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Three questions for you from Rob West - ​​What would you do if you had all the time and money in the world? How would you live if you knew you had only five to 10 years left? And, What would you most regret if you die tomorrow? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“Buy Now and Pay No Interest for 6-months, or a year,” sounds like an easy way to get what you want, and save on interest. But Rob West warns if you don’t pay off the entire balance by the time it’s due, you’ll owe every dime of back interest! Better to save and pay cash. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Credit cards may be helpful for earning reward points, but Rob West points out that many folks end up making late payments and are charged fees that blow out those rewards. Play it safe - pay off your credit card every month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many listeners ask, “Are we still under the law to tithe?” Or— “Can I give my tithe to a different church or ministry?” Rob West will explain from Acts 2 & 4 that our first fruits should go to the local church. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Managing money without a budget — or a cash-flow plan — is like driving when you can’t see the lane markings. You don’t have points of reference to guide you. Just as with driving, you need clear reference points for managing your money, so you can stay on track — and avoid danger. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Saving requires discipline, so it’s important to be diligent to set goals to make your finances a priority. And ask God for help in meeting your goals. Matthew 7:7 says, “Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Our job is to be faithful to whatever assignment God has given us — doing our best to serve the one who has gone away, but will return. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Folks who manage money wisely know there’s one non-negotiable requirement for achieving financial freedom … learning to live below your means. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The next time God gives you a surplus, ask him how you should use it. Perhaps you should give it away, or save it for a future need, or some combination of both. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How can we be content? By knowing we “can do all things through Christ, who strengthens us.” No matter what happens with the economy, finding our strength in God— and trusting Him— is the key to contentment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is it possible to give too much? Rob West says you might be surprised. And when we give as we’re able, with wisdom and integrity, God uses those gifts to care for His people and advance His Kingdom. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Keep a 30-day list. Jot down everything you see and want to buy— but don’t absolutely need— and the date. Purchase only essentials during that time. When the 30 days are up … chances are you won’t want the item any longer … and you get to keep your money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We all want to enjoy God’s blessings when we’re faithful— but we don’t always want to accept his correction when we fall short. His financial principles are wise— but they’re also practical. When you obey Him— you generally prosper. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Wise stewardship isn’t just about managing money well—it’s about revealing God’s generosity to a world searching for true life. Rob West encourages us to view our finances through the lens of faith, then it becomes a testimony of His goodness and grace. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re retired and have time on your hands, become a volunteer. A recent article at MarketWatch.com noted that only one-fourth of the nation’s 70 million retirees volunteer. By volunteering, you can use the gifts and time God has given you to bless others. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There’s nothing wrong with having money or enjoying things money can buy, such as a good meal or a nice vacation.However, loving money is quite different. Rob opens scripture and takes a look at this topic today. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A Health Savings Account is a great tax-advantaged way to meet medical expenses. Today, Rob offers some wisdom on HSAs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There are a lot of misconceptions about credit cards. Today, Rob West looks at a few of these and sets us straight on the truth. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Proverbs 24:6 teaches, “For by wise guidance you can wage your war, and in abundance of counselors there is victory.” Want to share creative ways to save money?Just go to FaithFi.com and click on the top of the page where it says “Community.” We'd love to hear from you! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, Rob takes a look at an article in Kiplinger's Personal Finance Magazine and what it says to be wary of in protecting yourself financially. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

So many buyers today face monthly payments more than double what they would have been just three years ago. If you’re considering buying a house — please, run the numbers to make sure you can really afford it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You may be eligible for ‘spousal’ or ‘survivor’ benefits even if you’ve never received a paycheck. The Social Security Administration usually won’t inform you if you’re eligible for benefits, so contact your local office to find out. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When your home appreciates in value, very often there’s a corresponding increase in your property taxes. The good news is, you can challenge your property tax assessment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Every day, “thousands of Americans retire…short on cash, friendships, and plans.” Today, Rob West offers some advice and wisdom on how to plan for retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Even though you can't take it with you, Rob West reminds us that you can decide who will manage what God has entrusted to you when you're gone. You can leave a legacy that reflects God’s wisdom and advances His Kingdom. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What do the wealthy know that others might not? Rob West shares five key concepts that these people understand. However, you don’t need millions to apply these principles, just a heart willing to steward God’s resources with wisdom. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What sets the best investors apart from the rest? Rob West shares three things those investors consider in their investing. In the end, it’s not timing the market, but trusting the process and staying humble that leads to long-term success. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re self-employed or your job doesn’t offer a 401(k) an IRA could be your best option for retirement savings. Rob West shares tgat IRAs offer powerful tax advantages but only if you understand how to use them wisely. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Parent PLUS loans have long been easy to access, but that’s changing. Rob West shares about tighter limits and fewer repayment options. Maybe open a 529 education savings plan instead. Unused funds can now roll into a Roth IRA, giving your child a head start on retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is wealth about having lots of money or about something else? Rob West reminds us that real wealth isn’t found in chasing more, it’s found in contentment, gratitude, and trusting God to provide what we truly need. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There is an antidote to financial worry. Quoting from Isaiah, Rob West encourages us to bring our burdens to the Lord and find peace, especially during times of financial uncertainty. Listen for a special study offered to find encouragement in your financial journey. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

New research suggests a practical way to reduce financial conflict in marriage. Rob West reveals the result of several universities that found that married couples who share a joint bank account fight less about money and feel more satisfied with how their finances are managed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The average American has four credit cards, some of which rarely get used. Rob West reminds us that closing an unused credit card can be a wise decision. It limits your exposure to fraud and identity theft. But be careful, closing accounts the wrong way can hurt your credit score. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With rates going up how can you lower your car insurance? Rob West has a few ideas... shop around, raise your deductible, take an online driver safety course, improve your credit score and drive safely. These are just a few ways to get the best rate possible. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Watch out for the “overpayment scam.” Rob West warns of folks calling to “verify your banking information.” It may be for an overcharge they wish to credit you or an overdue bill you owe. Remember to stay alert and never share your banking information with someone you didn’t contact first. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As a whole, Americans aren’t saving much—and that’s a growing problem. Rob West warns failing to save today often leads to financial stress tomorrow. So save as much as you realistically can. When the furnace breaks or retirement rolls around, you’ll be grateful you did. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A good credit score has traditionally been the key to getting a credit card. But that’s starting to change. Rob West explains that banks are now offering credit cards to people with no credit score—folks they once considered too risky. Why? They now see them as an untapped market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re going to use credit cards, Rob West has a few guidelines for you to consider from Art Rainer.Credit cards can be helpful for convenience, such as making online purchases or avoiding the need to carry cash. But they should never be used as a crutch. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Buy Now, Pay Later services are everywhere, even allowing you to split fast food into four payments. Rob West warns it may sound harmless, but it’s reshaping our perspective on money and debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sometimes, the wisest move is to wait. Rob West shares a word of advice for high school graduates—and their parents. Don’t rush into college. Consider taking a “gap year” first. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is there a gap between what you think you spend and what you really spend? Rob West explains that inflation may cause that gap to increase because what we think something costs and what we actually pay for it is not the same. If you haven’t reviewed your spending plan lately, now’s the time. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.