Faith & Finance Minute

Keep a 30-day list. Jot down everything you see and want to buy— but don’t absolutely need— and the date. Purchase only essentials during that time. When the 30 days are up … chances are you won’t want the item any longer … and you get to keep your money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We all want to enjoy God’s blessings when we’re faithful— but we don’t always want to accept his correction when we fall short. His financial principles are wise— but they’re also practical. When you obey Him— you generally prosper. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Wise stewardship isn’t just about managing money well—it’s about revealing God’s generosity to a world searching for true life. Rob West encourages us to view our finances through the lens of faith, then it becomes a testimony of His goodness and grace. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re retired and have time on your hands, become a volunteer. A recent article at MarketWatch.com noted that only one-fourth of the nation’s 70 million retirees volunteer. By volunteering, you can use the gifts and time God has given you to bless others. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There’s nothing wrong with having money or enjoying things money can buy, such as a good meal or a nice vacation.However, loving money is quite different. Rob opens scripture and takes a look at this topic today. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A Health Savings Account is a great tax-advantaged way to meet medical expenses. Today, Rob offers some wisdom on HSAs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There are a lot of misconceptions about credit cards. Today, Rob West looks at a few of these and sets us straight on the truth. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Proverbs 24:6 teaches, “For by wise guidance you can wage your war, and in abundance of counselors there is victory.” Want to share creative ways to save money?Just go to FaithFi.com and click on the top of the page where it says “Community.” We'd love to hear from you! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, Rob takes a look at an article in Kiplinger's Personal Finance Magazine and what it says to be wary of in protecting yourself financially. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

So many buyers today face monthly payments more than double what they would have been just three years ago. If you’re considering buying a house — please, run the numbers to make sure you can really afford it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You may be eligible for ‘spousal’ or ‘survivor’ benefits even if you’ve never received a paycheck. The Social Security Administration usually won’t inform you if you’re eligible for benefits, so contact your local office to find out. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When your home appreciates in value, very often there’s a corresponding increase in your property taxes. The good news is, you can challenge your property tax assessment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Every day, “thousands of Americans retire…short on cash, friendships, and plans.” Today, Rob West offers some advice and wisdom on how to plan for retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Even though you can't take it with you, Rob West reminds us that you can decide who will manage what God has entrusted to you when you're gone. You can leave a legacy that reflects God’s wisdom and advances His Kingdom. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What do the wealthy know that others might not? Rob West shares five key concepts that these people understand. However, you don’t need millions to apply these principles, just a heart willing to steward God’s resources with wisdom. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What sets the best investors apart from the rest? Rob West shares three things those investors consider in their investing. In the end, it’s not timing the market, but trusting the process and staying humble that leads to long-term success. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re self-employed or your job doesn’t offer a 401(k) an IRA could be your best option for retirement savings. Rob West shares tgat IRAs offer powerful tax advantages but only if you understand how to use them wisely. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Parent PLUS loans have long been easy to access, but that’s changing. Rob West shares about tighter limits and fewer repayment options. Maybe open a 529 education savings plan instead. Unused funds can now roll into a Roth IRA, giving your child a head start on retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is wealth about having lots of money or about something else? Rob West reminds us that real wealth isn’t found in chasing more, it’s found in contentment, gratitude, and trusting God to provide what we truly need. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There is an antidote to financial worry. Quoting from Isaiah, Rob West encourages us to bring our burdens to the Lord and find peace, especially during times of financial uncertainty. Listen for a special study offered to find encouragement in your financial journey. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

New research suggests a practical way to reduce financial conflict in marriage. Rob West reveals the result of several universities that found that married couples who share a joint bank account fight less about money and feel more satisfied with how their finances are managed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The average American has four credit cards, some of which rarely get used. Rob West reminds us that closing an unused credit card can be a wise decision. It limits your exposure to fraud and identity theft. But be careful, closing accounts the wrong way can hurt your credit score. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With rates going up how can you lower your car insurance? Rob West has a few ideas... shop around, raise your deductible, take an online driver safety course, improve your credit score and drive safely. These are just a few ways to get the best rate possible. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Watch out for the “overpayment scam.” Rob West warns of folks calling to “verify your banking information.” It may be for an overcharge they wish to credit you or an overdue bill you owe. Remember to stay alert and never share your banking information with someone you didn’t contact first. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As a whole, Americans aren’t saving much—and that’s a growing problem. Rob West warns failing to save today often leads to financial stress tomorrow. So save as much as you realistically can. When the furnace breaks or retirement rolls around, you’ll be grateful you did. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A good credit score has traditionally been the key to getting a credit card. But that’s starting to change. Rob West explains that banks are now offering credit cards to people with no credit score—folks they once considered too risky. Why? They now see them as an untapped market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you’re going to use credit cards, Rob West has a few guidelines for you to consider from Art Rainer.Credit cards can be helpful for convenience, such as making online purchases or avoiding the need to carry cash. But they should never be used as a crutch. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Buy Now, Pay Later services are everywhere, even allowing you to split fast food into four payments. Rob West warns it may sound harmless, but it’s reshaping our perspective on money and debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sometimes, the wisest move is to wait. Rob West shares a word of advice for high school graduates—and their parents. Don’t rush into college. Consider taking a “gap year” first. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is there a gap between what you think you spend and what you really spend? Rob West explains that inflation may cause that gap to increase because what we think something costs and what we actually pay for it is not the same. If you haven’t reviewed your spending plan lately, now’s the time. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Being a wise money manager means tracking your income and spending. But according to Rob West it’s also important to track your giving. Because giving isn’t about what we lose, it’s about honoring God with what He’s entrusted to us and joining Him in blessing others. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Not all protection plans are created equal. Rob West explains some of the differences and that insurance has its place, but in some cases, like home warranties, self-insuring through a healthy emergency fund may be the better and wiser option. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Bible urges us to flee temptation—including those tied to money. Rob West shares that some financial temptations are obvious, such as greed, dishonesty, or chasing wealth. But one that often hides in plain sight is the temptation to be stingy. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Facts are stubborn things—but sometimes, myths are even more stubborn. Rob West shares some retirement planning myths, the truth about those situations, and a main truth to consider - start saving now, and plan wisely—because in retirement, planning beats guessing every time. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What are the two components of managing money well? Rob West reminds us that they are first, put God first. And second, live with a plan. That includes saving consistently, spending wisely, and being intentional with every dollar. So seek God, make a plan, and trust Him to provide. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Does it seem like your money just flies away like an eagle? Rob West reminds us that God is faithful. He will never leave us or forsake us. Even when our savings shrink or seem to fly away His faithfulness remains. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How much is enough to retire? Rob West encourages us to save diligently and invest wisely but resist the fear that tells you that you’ll never have enough. Contentment not comparison is what leads to lasting peace and freedom. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We’re surrounded by messages promising that more money, more stuff, or more success will finally bring peace and fulfillment. Rob West reminds us that the abundant life isn’t found in a bank account, it’s found in Christ. And when He’s our treasure, we’re truly rich. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you have any sinking funds? Rob West clarifies this is not about loosing in the stock market, but a simple, intentional way to save for upcoming expenses. Save and then spend for Christmas, vacations, car repairs, insurance premiums, or any non-monthly expense that tends to sneak up on you. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Want to put thousands of extra dollars in your pocket? Rob West shares a not so secret approach to do just that - paying off your mortgage early! It won't be quick but the potential payoff for getting rid of your mortgage early is huge, so make it a priority in your financial planning. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Charles Dickens wrote “It was the best of times, it was the worst of times.” Rob West says that still applies to folks today! Wherever you are today, spend intentionally, save wisely, give joyfully, and trust fully in His provision. Because those who follow God's ways are never without hope. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Thinking about asking for a raise? Rob West suggests some things you shouldn't say to your supervisor and a few things you should that with preparation, humility, and prayer, you’ll be far more likely to hear “yes.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

God has entrusted each of us with unique gifts. That includes our skills, our schedules, and our resources. Rob West reminds us when you use your gifts to serve others (in whatever form that may be) you reflect the grace of the Giver Himself. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As you get older and presumably wealthier new avenues open up for ways to give. Rob West reviews the benefits of giving appreciated stock or making a qualified charitable distribution from your IRA, or even a donor-advised fund. Honor God and give faithfully! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As our kids grow into young adults, it’s vital that they carry key financial lessons rooted in God’s truth. Rob West shares four of those lessons that if they take to heart they’ll be prepared not just for financial success, but for a life of faithful stewardship. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you been treated unfairly? Rob West reminds us that money can stir strong emotions when we’re wronged, especially if we’ve been underpaid or defrauded. It’s right to pursue justice, but we’re called to do so with humility and grace, not vengeance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sacrificially generous people share several traits. Rob West quotes Art Rainer who says generous people are content, they are open-handed, and they tend to be incredibly joyful! They’ve learned that it is indeed more blessed to give than to receive. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

People often say, “Out with the old and in with the new.” But some truths never expire. Rob West focuses our attention and an eternal truth from Scripture when Jesus said, “No servant can serve two masters…You cannot serve God and money”. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Looking for practical ways to grow in stewardship? Well you've come to the right place! Rob West offers three simple challenges that can strengthen your finances and your faith along the way. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When it comes to investing, wisdom often begins from the inside out. Rob West quotes from Austin Pryor that biblical stewardship isn’t driven by hype. It’s guided by clarity, purpose, and long-term faithfulness. Instead of reacting to outside noise, start with your own situation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.